Umb Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Umb Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, National Association 1010 Grand Blvd Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 3,608 |
| Total Mortgage Loan Application Amount | $824,310,000 |
| Average Mortgage Loan Application Amount | $219,600 |
| Highest Mortgage Loan Application Amount | $41,755,000 |
| Average Applicant Income | $184,800 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Umb Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Umb Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, National Association's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 505 | $ 55,605,000 | $ 110,000 | $ 115,000 |
| Johnson County Kansas | 400 | $ 65,180,000 | $ 162,000 | $ 213,000 |
| Maricopa County Arizona | 243 | $ 90,215,000 | $ 371,000 | $ 322,000 |
| Denver County Colorado | 243 | $ 57,975,000 | $ 238,000 | $ 245,000 |
| St. Louis County Missouri | 191 | $ 32,535,000 | $ 170,000 | $ 202,000 |
| Arapahoe County Colorado | 121 | $ 24,955,000 | $ 206,000 | $ 212,000 |
| El Paso County Colorado | 118 | $ 32,120,000 | $ 272,000 | $ 142,000 |
| Clay County Missouri | 116 | $ 11,230,000 | $ 96,000 | $ 118,000 |
| Cass County Missouri | 90 | $ 7,700,000 | $ 85,000 | $ 121,000 |
| Jefferson County Colorado | 85 | $ 15,155,000 | $ 178,000 | $ 196,000 |
| Douglas County Colorado | 82 | $ 15,050,000 | $ 183,000 | $ 192,000 |
| Wyandotte County Kansas | 70 | $ 6,320,000 | $ 90,000 | $ 78,000 |
| St. Charles County Missouri | 61 | $ 7,405,000 | $ 121,000 | $ 152,000 |
| Greene County Missouri | 59 | $ 51,635,000 | $ 875,000 | $ 173,000 |
| Oklahoma County Oklahoma | 56 | $ 6,870,000 | $ 122,000 | $ 260,000 |
| Buchanan County Missouri | 50 | $ 5,960,000 | $ 119,000 | $ 130,000 |
| Platte County Missouri | 45 | $ 7,005,000 | $ 155,000 | $ 140,000 |
| St. Clair County Illinois | 38 | $ 2,450,000 | $ 64,000 | $ 76,000 |
| Adams County Colorado | 35 | $ 7,345,000 | $ 209,000 | $ 185,000 |
| Saline County Kansas | 35 | $ 2,325,000 | $ 66,000 | $ 89,000 |
| Boulder County Colorado | 34 | $ 9,060,000 | $ 266,000 | $ 223,000 |
| Jefferson County Missouri | 33 | $ 3,965,000 | $ 120,000 | $ 77,000 |
| Madison County Illinois | 29 | $ 1,495,000 | $ 51,000 | $ 81,000 |
| Benton County Missouri | 26 | $ 1,770,000 | $ 68,000 | $ 71,000 |
| Dallas County Texas | 25 | $ 12,685,000 | $ 507,000 | $ 434,000 |
| Dickinson County Kansas | 24 | $ 1,300,000 | $ 54,000 | $ 57,000 |
| St. Louis City County Missouri | 24 | $ 2,910,000 | $ 121,000 | $ 111,000 |
| Johnson County Missouri | 22 | $ 1,440,000 | $ 65,000 | $ 75,000 |
| Lawrence County Missouri | 22 | $ 1,320,000 | $ 60,000 | $ 49,000 |
| Shawnee County Kansas | 21 | $ 1,385,000 | $ 65,000 | $ 82,000 |
| Bourbon County Kansas | 19 | $ 1,615,000 | $ 85,000 | $ 64,000 |
| Sedgwick County Kansas | 18 | $ 4,680,000 | $ 260,000 | $ 183,000 |
| Boone County Missouri | 18 | $ 2,580,000 | $ 143,000 | $ 298,000 |
| Camden County Missouri | 18 | $ 5,290,000 | $ 293,000 | $ 373,000 |
| Douglas County Kansas | 17 | $ 3,615,000 | $ 212,000 | $ 175,000 |
| Cooper County Missouri | 17 | $ 1,365,000 | $ 80,000 | $ 64,000 |
| Linn County Missouri | 17 | $ 985,000 | $ 57,000 | $ 63,000 |
| Tarrant County Texas | 16 | $ 5,790,000 | $ 361,000 | $ 386,000 |
| Weld County Colorado | 15 | $ 36,205,000 | $ 2,413,000 | $ 214,000 |
| Canadian County Oklahoma | 15 | $ 1,725,000 | $ 115,000 | $ 151,000 |
| Summit County Colorado | 14 | $ 5,320,000 | $ 380,000 | $ 393,000 |
| Andrew County Missouri | 13 | $ 1,485,000 | $ 114,000 | $ 90,000 |
| Jasper County Missouri | 13 | $ 875,000 | $ 67,000 | $ 100,000 |
| Yavapai County Arizona | 12 | $ 2,480,000 | $ 206,000 | $ 145,000 |
| Russell County Kansas | 12 | $ 590,000 | $ 49,000 | $ 48,000 |
| Barry County Missouri | 12 | $ 650,000 | $ 54,000 | $ 72,000 |
| Atchison County Kansas | 11 | $ 525,000 | $ 47,000 | $ 83,000 |
| Broomfield County Colorado | 10 | $ 2,810,000 | $ 281,000 | $ 901,000 |
| Miami County Kansas | 10 | $ 1,690,000 | $ 169,000 | $ 222,000 |
| Tulsa County Oklahoma | 10 | $ 940,000 | $ 94,000 | $ 170,000 |
| Henry County Missouri | 9 | $ 715,000 | $ 79,000 | $ 51,000 |
| Denton County Texas | 9 | $ 1,355,000 | $ 150,000 | $ 78,000 |
| Eagle County Colorado | 8 | $ 8,970,000 | $ 1,121,000 | $ 1,289,000 |
| Riley County Kansas | 8 | $ 3,630,000 | $ 453,000 | $ 104,000 |
| Christian County Missouri | 8 | $ 1,270,000 | $ 158,000 | $ 142,000 |
| San Diego County California | 7 | $ 5,045,000 | $ 720,000 | $ 524,000 |
| Larimer County Colorado | 7 | $ 1,145,000 | $ 163,000 | $ 139,000 |
| Cole County Missouri | 7 | $ 405,000 | $ 57,000 | $ 68,000 |
| Sullivan County Missouri | 7 | $ 385,000 | $ 55,000 | $ 55,000 |
| Jefferson County Kansas | 6 | $ 710,000 | $ 118,000 | $ 121,000 |
| Lafayette County Missouri | 6 | $ 1,030,000 | $ 171,000 | $ 88,000 |
| Pettis County Missouri | 6 | $ 860,000 | $ 143,000 | $ 148,000 |
| Elbert County Colorado | 5 | $ 2,905,000 | $ 581,000 | $ 1,217,000 |
| Grand County Colorado | 5 | $ 1,885,000 | $ 377,000 | $ 1,233,000 |
| Leavenworth County Kansas | 5 | $ 605,000 | $ 121,000 | $ 80,000 |
| Howard County Missouri | 5 | $ 885,000 | $ 177,000 | $ 351,000 |
| Morgan County Missouri | 5 | $ 725,000 | $ 145,000 | $ 100,000 |
| Orange County California | 4 | $ 9,440,000 | $ 2,360,000 | $ 1,124,000 |
| Palm Beach County Florida | 4 | $ 1,900,000 | $ 475,000 | $ 467,000 |
| Cook County Illinois | 4 | $ 1,320,000 | $ 330,000 | $ 964,000 |
| Barton County Kansas | 4 | $ 170,000 | $ 42,000 | $ 58,000 |
| Pottawatomie County Kansas | 4 | $ 1,020,000 | $ 255,000 | $ 371,000 |
| DeKalb County Missouri | 4 | $ 180,000 | $ 45,000 | $ 47,000 |
| Vernon County Missouri | 4 | $ 730,000 | $ 182,000 | $ 209,000 |
| Douglas County Nebraska | 4 | $ 3,960,000 | $ 990,000 | $ 257,000 |
| Cleveland County Oklahoma | 4 | $ 360,000 | $ 90,000 | $ 97,000 |
| Coconino County Arizona | 3 | $ 785,000 | $ 261,000 | $ 168,000 |
| Pima County Arizona | 3 | $ 315,000 | $ 105,000 | $ 164,000 |
| Pinal County Arizona | 3 | $ 145,000 | $ 48,000 | $ 70,000 |
| Mesa County Colorado | 3 | $ 905,000 | $ 301,000 | $ 155,000 |
| San Miguel County Colorado | 3 | $ 2,255,000 | $ 751,000 | $ 1,192,000 |
| Teller County Colorado | 3 | $ 285,000 | $ 95,000 | $ 228,000 |
| Escambia County Florida | 3 | $ 1,155,000 | $ 385,000 | $ 762,000 |
| Lee County Florida | 3 | $ 3,035,000 | $ 1,011,000 | $ 449,000 |
| Franklin County Kansas | 3 | $ 645,000 | $ 215,000 | $ 92,000 |
| Linn County Kansas | 3 | $ 385,000 | $ 128,000 | $ 126,000 |
| Barnstable County Massachusetts | 3 | $ 1,085,000 | $ 361,000 | $ 235,000 |
| Chariton County Missouri | 3 | $ 445,000 | $ 148,000 | $ 175,000 |
| Franklin County Missouri | 3 | $ 415,000 | $ 138,000 | $ 319,000 |
| Grady County Oklahoma | 3 | $ 425,000 | $ 141,000 | $ 152,000 |
| Collin County Texas | 3 | $ 1,885,000 | $ 628,000 | $ 279,000 |
| Salt Lake County Utah | 3 | $ 995,000 | $ 331,000 | $ 190,000 |
| Gila County Arizona | 2 | $ 130,000 | $ 65,000 | $ 85,000 |
| Los Angeles County California | 2 | $ 1,770,000 | $ 885,000 | $ 320,000 |
| Riverside County California | 2 | $ 590,000 | $ 295,000 | $ 499,000 |
| Gilpin County Colorado | 2 | $ 250,000 | $ 125,000 | $ 152,000 |
| Park County Colorado | 2 | $ 370,000 | $ 185,000 | $ 194,000 |
| Pueblo County Colorado | 2 | $ 140,000 | $ 70,000 | $ 42,000 |
| Okaloosa County Florida | 2 | $ 580,000 | $ 290,000 | $ 311,000 |
| Kauai County Hawaii | 2 | $ 1,930,000 | $ 965,000 | $ 1,278,000 |
| Kootenai County Idaho | 2 | $ 2,970,000 | $ 1,485,000 | $ 1,810,000 |
| Polk County Iowa | 2 | $ 750,000 | $ 375,000 | $ 131,000 |
| Crawford County Kansas | 2 | $ 130,000 | $ 65,000 | $ 69,000 |
| Doniphan County Kansas | 2 | $ 190,000 | $ 95,000 | $ 75,000 |
| Ellis County Kansas | 2 | $ 200,000 | $ 100,000 | $ 87,000 |
| Trego County Kansas | 2 | $ 40,000 | $ 20,000 | $ 20,000 |
| Orleans County Louisiana | 2 | $ 1,120,000 | $ 560,000 | $ 191,000 |
| Scott County Minnesota | 2 | $ 840,000 | $ 420,000 | $ 215,000 |
| Callaway County Missouri | 2 | $ 50,000 | $ 25,000 | $ 52,000 |
| Cedar County Missouri | 2 | $ 280,000 | $ 140,000 | $ 239,000 |
| Clinton County Missouri | 2 | $ 90,000 | $ 45,000 | $ 43,000 |
| Livingston County Missouri | 2 | $ 150,000 | $ 75,000 | $ 103,000 |
| Ray County Missouri | 2 | $ 460,000 | $ 230,000 | $ 136,000 |
| Saline County Missouri | 2 | $ 130,000 | $ 65,000 | $ 89,000 |
| St. Clair County Missouri | 2 | $ 60,000 | $ 30,000 | $ 52,000 |
| St. Francois County Missouri | 2 | $ 330,000 | $ 165,000 | $ 117,000 |
| Stone County Missouri | 2 | $ 690,000 | $ 345,000 | $ 81,000 |
| Taney County Missouri | 2 | $ 170,000 | $ 85,000 | $ 387,000 |
| Warren County Missouri | 2 | $ 1,640,000 | $ 820,000 | $ 294,000 |
| Webster County Missouri | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Sarpy County Nebraska | 2 | $ 8,080,000 | $ 4,040,000 | $ 496,000 |
| Logan County Oklahoma | 2 | $ 170,000 | $ 85,000 | $ 114,000 |
| Rogers County Oklahoma | 2 | $ 560,000 | $ 280,000 | $ 266,000 |
| Lane County Oregon | 2 | $ 420,000 | $ 210,000 | $ 675,000 |
| Allegheny County Pennsylvania | 2 | $ 580,000 | $ 290,000 | $ 592,000 |
| Davidson County Tennessee | 2 | $ 910,000 | $ 455,000 | $ 141,000 |
| Kaufman County Texas | 2 | $ 810,000 | $ 405,000 | $ 130,000 |
| Parker County Texas | 2 | $ 12,950,000 | $ 6,475,000 | $ 81,000 |
| King County Washington | 2 | $ 1,340,000 | $ 670,000 | $ 370,000 |
| Baldwin County Alabama | 1 | $ 315,000 | $ 315,000 | $ 211,000 |
| Apache County Arizona | 1 | $ 415,000 | $ 415,000 | $ 429,000 |
| Navajo County Arizona | 1 | $ 235,000 | $ 235,000 | $ 334,000 |
| Ouachita County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Washington County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 81,000 |
| Marin County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 736,000 |
| Monterey County California | 1 | $ 1,905,000 | $ 1,905,000 | $ 514,000 |
| Placer County California | 1 | $ 305,000 | $ 305,000 | $ 230,000 |
| San Luis Obispo County California | 1 | $ 545,000 | $ 545,000 | $ 1,420,000 |
| Shasta County California | 1 | $ 605,000 | $ 605,000 | $ 198,000 |
| Ventura County California | 1 | $ 405,000 | $ 405,000 | $ 330,000 |
| Archuleta County Colorado | 1 | $ 65,000 | $ 65,000 | $ 80,000 |
| Clear Creek County Colorado | 1 | $ 155,000 | $ 155,000 | $ 298,000 |
| Delta County Colorado | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Fremont County Colorado | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Gunnison County Colorado | 1 | $ 435,000 | $ 435,000 | $ 0 |
| La Plata County Colorado | 1 | $ 35,000 | $ 35,000 | $ 141,000 |
| Sussex County Delaware | 1 | $ 225,000 | $ 225,000 | $ 298,000 |
| Charlotte County Florida | 1 | $ 505,000 | $ 505,000 | $ 583,000 |
| Collier County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 338,000 |
| Manatee County Florida | 1 | $ 115,000 | $ 115,000 | $ 82,000 |
| Miami-Dade County Florida | 1 | $ 385,000 | $ 385,000 | $ 621,000 |
| Pasco County Florida | 1 | $ 115,000 | $ 115,000 | $ 197,000 |
| Pinellas County Florida | 1 | $ 145,000 | $ 145,000 | $ 48,000 |
| Bryan County Georgia | 1 | $ 305,000 | $ 305,000 | $ 155,000 |
| Hawaii County Hawaii | 1 | $ 455,000 | $ 455,000 | $ 499,000 |
| Blaine County Idaho | 1 | $ 305,000 | $ 305,000 | $ 1,134,000 |
| Latah County Idaho | 1 | $ 245,000 | $ 245,000 | $ 547,000 |
| Washington County Idaho | 1 | $ 295,000 | $ 295,000 | $ 200,000 |
| Clinton County Illinois | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Monroe County Illinois | 1 | $ 295,000 | $ 295,000 | $ 359,000 |
| Sangamon County Illinois | 1 | $ 10,505,000 | $ 10,505,000 | $ 0 |
| Will County Illinois | 1 | $ 255,000 | $ 255,000 | $ 191,000 |
| Brown County Kansas | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Butler County Kansas | 1 | $ 75,000 | $ 75,000 | $ 83,000 |
| Clay County Kansas | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Cloud County Kansas | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| McPherson County Kansas | 1 | $ 215,000 | $ 215,000 | $ 123,000 |
| Osborne County Kansas | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Ottawa County Kansas | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Sumner County Kansas | 1 | $ 45,000 | $ 45,000 | $ 231,000 |
| Hancock County Maine | 1 | $ 505,000 | $ 505,000 | $ 853,000 |
| Montgomery County Maryland | 1 | $ 105,000 | $ 105,000 | $ 367,000 |
| Middlesex County Massachusetts | 1 | $ 1,045,000 | $ 1,045,000 | $ 700,000 |
| Eaton County Michigan | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Olmsted County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 74,000 |
| Ramsey County Minnesota | 1 | $ 455,000 | $ 455,000 | $ 370,000 |
| Barton County Missouri | 1 | $ 65,000 | $ 65,000 | $ 10,000 |
| Bates County Missouri | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Dallas County Missouri | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Gasconade County Missouri | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Hickory County Missouri | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Holt County Missouri | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| Lincoln County Missouri | 1 | $ 25,000 | $ 25,000 | $ 73,000 |
| Miller County Missouri | 1 | $ 385,000 | $ 385,000 | $ 620,000 |
| Newton County Missouri | 1 | $ 35,000 | $ 35,000 | $ 47,000 |
| Nodaway County Missouri | 1 | $ 55,000 | $ 55,000 | $ 117,000 |
| Osage County Missouri | 1 | $ 65,000 | $ 65,000 | $ 88,000 |
| Perry County Missouri | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| Polk County Missouri | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Randolph County Missouri | 1 | $ 35,000 | $ 35,000 | $ 10,000 |
| Washington County Missouri | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Wayne County Missouri | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Buffalo County Nebraska | 1 | $ 17,255,000 | $ 17,255,000 | $ 0 |
| Lancaster County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 66,000 |
| Bernalillo County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 147,000 |
| Cuyahoga County Ohio | 1 | $ 95,000 | $ 95,000 | $ 113,000 |
| Caddo County Oklahoma | 1 | $ 365,000 | $ 365,000 | $ 147,000 |
| Cherokee County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Creek County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Osage County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 114,000 |
| Wagoner County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 128,000 |
| Multnomah County Oregon | 1 | $ 455,000 | $ 455,000 | $ 1,098,000 |
| Brookings County South Dakota | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 595,000 | $ 595,000 | $ 280,000 |
| Austin County Texas | 1 | $ 355,000 | $ 355,000 | $ 9,999,000 |
| Cooke County Texas | 1 | $ 895,000 | $ 895,000 | $ 1,596,000 |
| Fort Bend County Texas | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Gregg County Texas | 1 | $ 135,000 | $ 135,000 | $ 265,000 |
| Harrison County Texas | 1 | $ 45,000 | $ 45,000 | $ 19,000 |
| Johnson County Texas | 1 | $ 55,000 | $ 55,000 | $ 182,000 |
| Palo Pinto County Texas | 1 | $ 215,000 | $ 215,000 | $ 263,000 |
| Rockwall County Texas | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| Smith County Texas | 1 | $ 505,000 | $ 505,000 | $ 209,000 |
| Travis County Texas | 1 | $ 215,000 | $ 215,000 | $ 501,000 |
| Grand County Utah | 1 | $ 395,000 | $ 395,000 | $ 177,000 |
| Albemarle County Virginia | 1 | $ 505,000 | $ 505,000 | $ 363,000 |
| Marathon County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 47,000 |
| Milwaukee County Wisconsin | 1 | $ 325,000 | $ 325,000 | $ 198,000 |
| Taylor County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 250,000 |
Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,060 | $287,710,000 | $271,000 | $41,755,000 | $209,000 | $9,999,000 |
| Home Improvement | 976 | $96,260,000 | $98,000 | $2,175,000 | $163,000 | $7,660,000 |
| Home Purchase | 746 | $320,690,000 | $429,000 | $34,005,000 | $261,000 | $3,277,000 |
| Other Purpose | 730 | $104,540,000 | $143,000 | $9,005,000 | $186,000 | $3,883,000 |
| Cash-out Refinancing | 96 | $15,110,000 | $157,000 | $445,000 | $105,000 | $1,002,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,820 | $532,340,000 | $188,000 | $16,095,000 | $206,000 | $9,999,000 |
| Not Provided | 318 | $51,760,000 | $162,000 | $1,005,000 | $185,000 | $2,178,000 |
| Hispanic | 130 | $13,920,000 | $107,000 | $475,000 | $143,000 | $1,191,000 |
| Black or African American | 128 | $13,840,000 | $108,000 | $1,225,000 | $86,000 | $714,000 |
| Not applicable | 111 | $181,715,000 | $1,637,000 | $41,755,000 | $0 | $0 |
| Asian | 71 | $27,025,000 | $380,000 | $6,405,000 | $296,000 | $3,189,000 |
| American Indian or Alaskan Native | 25 | $3,515,000 | $140,000 | $1,405,000 | $141,000 | $1,587,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $170,000 | $42,000 | $105,000 | $75,000 | $146,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,513 | $810,695,000 | $230,000 | $41,755,000 | $202,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 67 | $8,685,000 | $129,000 | $475,000 | $55,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 27 | $4,825,000 | $178,000 | $475,000 | $72,000 | $134,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $105,000 | $105,000 | $105,000 | $62,000 | $62,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,340 | $522,130,000 | $223,000 | $41,755,000 | $216,000 | $7,660,000 |
| Application Denied By Financial Institution | 768 | $101,620,000 | $132,000 | $3,205,000 | $123,000 | $9,999,000 |
| Application Withdrawn By Applicant | 324 | $93,660,000 | $289,000 | $16,095,000 | $245,000 | $9,999,000 |
| File Closed For Incompleteness | 82 | $8,130,000 | $99,000 | $575,000 | $119,000 | $680,000 |
| Application Approved But Not Accepted | 44 | $63,260,000 | $1,437,000 | $34,005,000 | $242,000 | $912,000 |
| Preapproval Approved but not Accepted | 41 | $31,285,000 | $763,000 | $3,885,000 | $350,000 | $1,456,000 |
| Preapproval Denied by Financial Institution | 9 | $4,225,000 | $469,000 | $1,205,000 | $379,000 | $1,191,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,831 | $718,465,000 | $253,000 | $41,755,000 | $218,000 | $9,999,000 |
| Credit History | 295 | $19,745,000 | $66,000 | $745,000 | $85,000 | $891,000 |
| Debt-To-Income Ratio | 287 | $52,415,000 | $182,000 | $3,205,000 | $82,000 | $940,000 |
| Collateral | 114 | $14,910,000 | $130,000 | $1,485,000 | $194,000 | $3,056,000 |
| Other | 37 | $7,305,000 | $197,000 | $1,005,000 | $513,000 | $9,999,000 |
| Credit Application Incomplete | 30 | $6,380,000 | $212,000 | $965,000 | $182,000 | $1,209,000 |
| Unverifiable Information | 8 | $3,630,000 | $453,000 | $1,505,000 | $297,000 | $1,191,000 |
| Employment History | 4 | $570,000 | $142,000 | $335,000 | $69,000 | $119,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $890,000 | $445,000 | $745,000 | $145,000 | $258,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.