Umb Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Umb Bank, National Association 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, National Association 1010 Grand Blvd Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 4,645 |
| Total Mortgage Loan Application Amount | $2,206,385,000 |
| Average Mortgage Loan Application Amount | $422,000 |
| Highest Mortgage Loan Application Amount | $83,705,000 |
| Average Applicant Income | $243,000 |
| Highest Applicant Income | $6,616,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Umb Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Umb Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, National Association's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 547 | $ 94,685,000 | $ 173,000 | $ 156,000 |
| Johnson County Kansas | 519 | $ 201,335,000 | $ 387,000 | $ 294,000 |
| Maricopa County Arizona | 412 | $ 207,580,000 | $ 503,000 | $ 320,000 |
| Denver County Colorado | 264 | $ 219,450,000 | $ 831,000 | $ 369,000 |
| St. Louis County Missouri | 247 | $ 143,895,000 | $ 582,000 | $ 289,000 |
| Arapahoe County Colorado | 150 | $ 153,390,000 | $ 1,022,000 | $ 417,000 |
| El Paso County Colorado | 132 | $ 39,590,000 | $ 299,000 | $ 215,000 |
| Clay County Missouri | 130 | $ 18,650,000 | $ 143,000 | $ 112,000 |
| Jefferson County Colorado | 95 | $ 31,225,000 | $ 328,000 | $ 284,000 |
| Douglas County Colorado | 94 | $ 37,040,000 | $ 394,000 | $ 299,000 |
| Cass County Missouri | 85 | $ 17,155,000 | $ 201,000 | $ 183,000 |
| St. Charles County Missouri | 78 | $ 12,400,000 | $ 158,000 | $ 151,000 |
| Greene County Missouri | 72 | $ 27,760,000 | $ 385,000 | $ 202,000 |
| Dallas County Texas | 60 | $ 56,110,000 | $ 935,000 | $ 463,000 |
| Wyandotte County Kansas | 58 | $ 6,780,000 | $ 116,000 | $ 97,000 |
| Platte County Missouri | 58 | $ 16,480,000 | $ 284,000 | $ 214,000 |
| Boulder County Colorado | 57 | $ 38,175,000 | $ 669,000 | $ 416,000 |
| Buchanan County Missouri | 57 | $ 6,465,000 | $ 113,000 | $ 83,000 |
| Tarrant County Texas | 55 | $ 15,355,000 | $ 279,000 | $ 183,000 |
| St. Clair County Illinois | 49 | $ 3,765,000 | $ 76,000 | $ 94,000 |
| Sedgwick County Kansas | 46 | $ 13,090,000 | $ 284,000 | $ 221,000 |
| Boone County Missouri | 44 | $ 15,990,000 | $ 363,000 | $ 224,000 |
| Oklahoma County Oklahoma | 42 | $ 12,270,000 | $ 292,000 | $ 199,000 |
| Adams County Colorado | 34 | $ 7,350,000 | $ 216,000 | $ 211,000 |
| Douglas County Nebraska | 33 | $ 13,395,000 | $ 405,000 | $ 309,000 |
| St. Louis City County Missouri | 31 | $ 6,025,000 | $ 194,000 | $ 133,000 |
| Tulsa County Oklahoma | 30 | $ 4,680,000 | $ 156,000 | $ 98,000 |
| Jefferson County Missouri | 29 | $ 2,965,000 | $ 102,000 | $ 109,000 |
| Saline County Kansas | 28 | $ 2,980,000 | $ 106,000 | $ 100,000 |
| Benton County Missouri | 25 | $ 2,285,000 | $ 91,000 | $ 84,000 |
| Larimer County Colorado | 21 | $ 11,215,000 | $ 534,000 | $ 347,000 |
| Dickinson County Kansas | 20 | $ 1,170,000 | $ 58,000 | $ 79,000 |
| Madison County Illinois | 18 | $ 1,320,000 | $ 73,000 | $ 65,000 |
| Johnson County Missouri | 18 | $ 2,080,000 | $ 115,000 | $ 75,000 |
| Bourbon County Kansas | 17 | $ 1,335,000 | $ 78,000 | $ 58,000 |
| Eagle County Colorado | 16 | $ 17,600,000 | $ 1,100,000 | $ 650,000 |
| Shawnee County Kansas | 16 | $ 25,540,000 | $ 1,596,000 | $ 123,000 |
| Barry County Missouri | 16 | $ 2,000,000 | $ 125,000 | $ 121,000 |
| Jasper County Missouri | 16 | $ 2,910,000 | $ 181,000 | $ 378,000 |
| Collin County Texas | 16 | $ 10,260,000 | $ 641,000 | $ 368,000 |
| Harris County Texas | 16 | $ 10,610,000 | $ 663,000 | $ 499,000 |
| Christian County Missouri | 15 | $ 3,985,000 | $ 265,000 | $ 348,000 |
| Yavapai County Arizona | 14 | $ 24,610,000 | $ 1,757,000 | $ 346,000 |
| Douglas County Kansas | 14 | $ 1,790,000 | $ 127,000 | $ 68,000 |
| Miami County Kansas | 14 | $ 2,330,000 | $ 166,000 | $ 167,000 |
| Bay County Florida | 13 | $ 5,595,000 | $ 430,000 | $ 735,000 |
| Lee County Florida | 13 | $ 7,405,000 | $ 569,000 | $ 499,000 |
| Russell County Kansas | 13 | $ 1,145,000 | $ 88,000 | $ 113,000 |
| Lawrence County Missouri | 13 | $ 965,000 | $ 74,000 | $ 45,000 |
| Linn County Missouri | 13 | $ 975,000 | $ 75,000 | $ 71,000 |
| Pima County Arizona | 12 | $ 5,300,000 | $ 441,000 | $ 262,000 |
| Leavenworth County Kansas | 12 | $ 2,830,000 | $ 235,000 | $ 177,000 |
| Denton County Texas | 12 | $ 5,690,000 | $ 474,000 | $ 251,000 |
| Broomfield County Colorado | 11 | $ 2,835,000 | $ 257,000 | $ 199,000 |
| Riley County Kansas | 11 | $ 3,535,000 | $ 321,000 | $ 166,000 |
| Camden County Missouri | 11 | $ 6,245,000 | $ 567,000 | $ 912,000 |
| Cooper County Missouri | 11 | $ 945,000 | $ 85,000 | $ 43,000 |
| Cleveland County Oklahoma | 11 | $ 2,915,000 | $ 265,000 | $ 165,000 |
| San Diego County California | 10 | $ 13,740,000 | $ 1,374,000 | $ 1,004,000 |
| Andrew County Missouri | 10 | $ 1,740,000 | $ 174,000 | $ 106,000 |
| Cole County Missouri | 10 | $ 1,960,000 | $ 196,000 | $ 102,000 |
| Stone County Missouri | 10 | $ 3,210,000 | $ 321,000 | $ 388,000 |
| Salt Lake County Utah | 10 | $ 148,970,000 | $ 14,897,000 | $ 755,000 |
| Coconino County Arizona | 9 | $ 4,735,000 | $ 526,000 | $ 778,000 |
| Grand County Colorado | 9 | $ 4,695,000 | $ 521,000 | $ 618,000 |
| Summit County Colorado | 9 | $ 9,085,000 | $ 1,009,000 | $ 510,000 |
| Weld County Colorado | 9 | $ 3,245,000 | $ 360,000 | $ 187,000 |
| Lafayette County Missouri | 9 | $ 1,535,000 | $ 170,000 | $ 99,000 |
| Taney County Missouri | 9 | $ 1,515,000 | $ 168,000 | $ 295,000 |
| Canadian County Oklahoma | 9 | $ 2,155,000 | $ 239,000 | $ 394,000 |
| Travis County Texas | 9 | $ 8,635,000 | $ 959,000 | $ 358,000 |
| Los Angeles County California | 8 | $ 10,000,000 | $ 1,250,000 | $ 833,000 |
| Butler County Kansas | 8 | $ 3,100,000 | $ 387,000 | $ 521,000 |
| Ray County Missouri | 8 | $ 1,090,000 | $ 136,000 | $ 92,000 |
| Benton County Arkansas | 7 | $ 2,365,000 | $ 337,000 | $ 170,000 |
| Elbert County Colorado | 7 | $ 1,435,000 | $ 205,000 | $ 144,000 |
| Atchison County Kansas | 7 | $ 1,235,000 | $ 176,000 | $ 52,000 |
| Clinton County Missouri | 7 | $ 435,000 | $ 62,000 | $ 62,000 |
| Henry County Missouri | 7 | $ 555,000 | $ 79,000 | $ 74,000 |
| Pitkin County Colorado | 6 | $ 29,920,000 | $ 4,986,000 | $ 2,501,000 |
| Palm Beach County Florida | 6 | $ 2,970,000 | $ 495,000 | $ 486,000 |
| Pinellas County Florida | 6 | $ 2,570,000 | $ 428,000 | $ 574,000 |
| Cook County Illinois | 6 | $ 3,560,000 | $ 593,000 | $ 1,041,000 |
| Delaware County Oklahoma | 6 | $ 920,000 | $ 153,000 | $ 107,000 |
| Gila County Arizona | 5 | $ 1,995,000 | $ 399,000 | $ 231,000 |
| Pinal County Arizona | 5 | $ 775,000 | $ 155,000 | $ 125,000 |
| Routt County Colorado | 5 | $ 2,325,000 | $ 465,000 | $ 204,000 |
| Collier County Florida | 5 | $ 2,885,000 | $ 577,000 | $ 620,000 |
| Newton County Missouri | 5 | $ 565,000 | $ 113,000 | $ 121,000 |
| Clark County Nevada | 5 | $ 2,335,000 | $ 467,000 | $ 373,000 |
| Smith County Texas | 5 | $ 1,285,000 | $ 257,000 | $ 210,000 |
| Orange County California | 4 | $ 10,750,000 | $ 2,687,000 | $ 914,000 |
| Mesa County Colorado | 4 | $ 1,510,000 | $ 377,000 | $ 279,000 |
| Broward County Florida | 4 | $ 2,350,000 | $ 587,000 | $ 797,000 |
| Pasco County Florida | 4 | $ 2,650,000 | $ 662,000 | $ 813,000 |
| Walton County Florida | 4 | $ 7,270,000 | $ 1,817,000 | $ 1,836,000 |
| Cherokee County Kansas | 4 | $ 270,000 | $ 67,000 | $ 107,000 |
| Pottawatomie County Kansas | 4 | $ 610,000 | $ 152,000 | $ 78,000 |
| Chariton County Missouri | 4 | $ 180,000 | $ 45,000 | $ 56,000 |
| Choctaw County Oklahoma | 4 | $ 480,000 | $ 120,000 | $ 38,000 |
| Rogers County Oklahoma | 4 | $ 1,190,000 | $ 297,000 | $ 198,000 |
| Ellis County Texas | 4 | $ 18,560,000 | $ 4,640,000 | $ 127,000 |
| Parker County Texas | 4 | $ 1,860,000 | $ 465,000 | $ 564,000 |
| Wasatch County Utah | 4 | $ 6,940,000 | $ 1,735,000 | $ 1,096,000 |
| Weber County Utah | 4 | $ 980,000 | $ 245,000 | $ 0 |
| La Plata County Colorado | 3 | $ 1,315,000 | $ 438,000 | $ 309,000 |
| Pueblo County Colorado | 3 | $ 515,000 | $ 171,000 | $ 63,000 |
| Monroe County Florida | 3 | $ 2,955,000 | $ 985,000 | $ 3,037,000 |
| Anderson County Kansas | 3 | $ 225,000 | $ 75,000 | $ 80,000 |
| Crawford County Kansas | 3 | $ 615,000 | $ 205,000 | $ 151,000 |
| Geary County Kansas | 3 | $ 235,000 | $ 78,000 | $ 117,000 |
| Jefferson County Kansas | 3 | $ 455,000 | $ 151,000 | $ 103,000 |
| Linn County Kansas | 3 | $ 125,000 | $ 41,000 | $ 111,000 |
| Reno County Kansas | 3 | $ 235,000 | $ 78,000 | $ 59,000 |
| Bates County Missouri | 3 | $ 405,000 | $ 135,000 | $ 101,000 |
| Livingston County Missouri | 3 | $ 595,000 | $ 198,000 | $ 441,000 |
| Miller County Missouri | 3 | $ 925,000 | $ 308,000 | $ 223,000 |
| Morgan County Missouri | 3 | $ 325,000 | $ 108,000 | $ 71,000 |
| Webster County Missouri | 3 | $ 675,000 | $ 225,000 | $ 61,000 |
| Moore County North Carolina | 3 | $ 835,000 | $ 278,000 | $ 371,000 |
| Fannin County Texas | 3 | $ 945,000 | $ 315,000 | $ 164,000 |
| Johnson County Texas | 3 | $ 685,000 | $ 228,000 | $ 158,000 |
| Lamar County Texas | 3 | $ 535,000 | $ 178,000 | $ 54,000 |
| Montgomery County Texas | 3 | $ 2,305,000 | $ 768,000 | $ 285,000 |
| Davis County Utah | 3 | $ 1,415,000 | $ 471,000 | $ 503,000 |
| Grant County Washington | 3 | $ 2,575,000 | $ 858,000 | $ 336,000 |
| Spokane County Washington | 3 | $ 1,315,000 | $ 438,000 | $ 181,000 |
| Baldwin County Alabama | 2 | $ 1,480,000 | $ 740,000 | $ 907,000 |
| Cochise County Arizona | 2 | $ 700,000 | $ 350,000 | $ 212,000 |
| Mohave County Arizona | 2 | $ 50,000 | $ 25,000 | $ 102,000 |
| Navajo County Arizona | 2 | $ 970,000 | $ 485,000 | $ 445,000 |
| Jefferson County Arkansas | 2 | $ 310,000 | $ 155,000 | $ 160,000 |
| Monterey County California | 2 | $ 2,660,000 | $ 1,330,000 | $ 305,000 |
| San Bernardino County California | 2 | $ 490,000 | $ 245,000 | $ 91,000 |
| Clear Creek County Colorado | 2 | $ 850,000 | $ 425,000 | $ 239,000 |
| Garfield County Colorado | 2 | $ 1,280,000 | $ 640,000 | $ 665,000 |
| Gunnison County Colorado | 2 | $ 2,720,000 | $ 1,360,000 | $ 0 |
| Las Animas County Colorado | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| Park County Colorado | 2 | $ 500,000 | $ 250,000 | $ 197,000 |
| Teller County Colorado | 2 | $ 1,110,000 | $ 555,000 | $ 237,000 |
| Fairfield County Connecticut | 2 | $ 2,360,000 | $ 1,180,000 | $ 1,568,000 |
| Hawaii County Hawaii | 2 | $ 2,080,000 | $ 1,040,000 | $ 1,102,000 |
| Blaine County Idaho | 2 | $ 1,310,000 | $ 655,000 | $ 2,677,000 |
| Bonneville County Idaho | 2 | $ 750,000 | $ 375,000 | $ 0 |
| Johnson County Illinois | 2 | $ 250,000 | $ 125,000 | $ 68,000 |
| Monroe County Illinois | 2 | $ 250,000 | $ 125,000 | $ 57,000 |
| Perry County Illinois | 2 | $ 690,000 | $ 345,000 | $ 218,000 |
| Barton County Kansas | 2 | $ 310,000 | $ 155,000 | $ 91,000 |
| Brown County Kansas | 2 | $ 340,000 | $ 170,000 | $ 73,000 |
| Harper County Kansas | 2 | $ 80,000 | $ 40,000 | $ 89,000 |
| Harvey County Kansas | 2 | $ 260,000 | $ 130,000 | $ 101,000 |
| Osage County Kansas | 2 | $ 300,000 | $ 150,000 | $ 496,000 |
| Rice County Kansas | 2 | $ 220,000 | $ 110,000 | $ 30,000 |
| Berrien County Michigan | 2 | $ 1,040,000 | $ 520,000 | $ 304,000 |
| Ingham County Michigan | 2 | $ 760,000 | $ 380,000 | $ 287,000 |
| Oakland County Michigan | 2 | $ 550,000 | $ 275,000 | $ 160,000 |
| Carver County Minnesota | 2 | $ 920,000 | $ 460,000 | $ 300,000 |
| Hennepin County Minnesota | 2 | $ 35,990,000 | $ 17,995,000 | $ 722,000 |
| Amite County Mississippi | 2 | $ 20,000 | $ 10,000 | $ 43,000 |
| Cedar County Missouri | 2 | $ 300,000 | $ 150,000 | $ 63,000 |
| Crawford County Missouri | 2 | $ 390,000 | $ 195,000 | $ 190,000 |
| Dallas County Missouri | 2 | $ 370,000 | $ 185,000 | $ 102,000 |
| DeKalb County Missouri | 2 | $ 280,000 | $ 140,000 | $ 63,000 |
| Gentry County Missouri | 2 | $ 120,000 | $ 60,000 | $ 72,000 |
| Hickory County Missouri | 2 | $ 290,000 | $ 145,000 | $ 82,000 |
| Polk County Missouri | 2 | $ 280,000 | $ 140,000 | $ 149,000 |
| Gallatin County Montana | 2 | $ 2,630,000 | $ 1,315,000 | $ 342,000 |
| Saunders County Nebraska | 2 | $ 1,100,000 | $ 550,000 | $ 520,000 |
| Bernalillo County New Mexico | 2 | $ 750,000 | $ 375,000 | $ 316,000 |
| Sandoval County New Mexico | 2 | $ 1,030,000 | $ 515,000 | $ 257,000 |
| New York County New York | 2 | $ 1,050,000 | $ 525,000 | $ 234,000 |
| Mecklenburg County North Carolina | 2 | $ 42,710,000 | $ 21,355,000 | $ 2,301,000 |
| Wake County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 206,000 |
| Bryan County Oklahoma | 2 | $ 610,000 | $ 305,000 | $ 111,000 |
| Comanche County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 90,000 |
| Grady County Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 102,000 |
| Lincoln County Oklahoma | 2 | $ 150,000 | $ 75,000 | $ 49,000 |
| Logan County Oklahoma | 2 | $ 110,000 | $ 55,000 | $ 70,000 |
| Pittsburg County Oklahoma | 2 | $ 420,000 | $ 210,000 | $ 62,000 |
| Allegheny County Pennsylvania | 2 | $ 660,000 | $ 330,000 | $ 86,000 |
| Bexar County Texas | 2 | $ 1,070,000 | $ 535,000 | $ 390,000 |
| Fairfax County Virginia | 2 | $ 1,040,000 | $ 520,000 | $ 234,000 |
| Lauderdale County Alabama | 1 | $ 25,000 | $ 25,000 | $ 155,000 |
| Randolph County Alabama | 1 | $ 405,000 | $ 405,000 | $ 566,000 |
| Miller County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Pulaski County Arkansas | 1 | $ 455,000 | $ 455,000 | $ 206,000 |
| Alameda County California | 1 | $ 285,000 | $ 285,000 | $ 549,000 |
| El Dorado County California | 1 | $ 435,000 | $ 435,000 | $ 0 |
| Fresno County California | 1 | $ 455,000 | $ 455,000 | $ 433,000 |
| San Francisco County California | 1 | $ 495,000 | $ 495,000 | $ 275,000 |
| Stanislaus County California | 1 | $ 295,000 | $ 295,000 | $ 75,000 |
| Chaffee County Colorado | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Lake County Colorado | 1 | $ 65,000 | $ 65,000 | $ 162,000 |
| Moffat County Colorado | 1 | $ 595,000 | $ 595,000 | $ 0 |
| Otero County Colorado | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Ouray County Colorado | 1 | $ 95,000 | $ 95,000 | $ 1,174,000 |
| San Miguel County Colorado | 1 | $ 1,525,000 | $ 1,525,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 193,000 |
| District of Columbia County District Of Columbia | 1 | $ 665,000 | $ 665,000 | $ 188,000 |
| Escambia County Florida | 1 | $ 1,445,000 | $ 1,445,000 | $ 1,702,000 |
| Manatee County Florida | 1 | $ 525,000 | $ 525,000 | $ 248,000 |
| Martin County Florida | 1 | $ 405,000 | $ 405,000 | $ 445,000 |
| Miami-Dade County Florida | 1 | $ 505,000 | $ 505,000 | $ 98,000 |
| Okaloosa County Florida | 1 | $ 1,405,000 | $ 1,405,000 | $ 1,304,000 |
| Orange County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Polk County Florida | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Bryan County Georgia | 1 | $ 385,000 | $ 385,000 | $ 428,000 |
| Chatham County Georgia | 1 | $ 365,000 | $ 365,000 | $ 581,000 |
| Fulton County Georgia | 1 | $ 235,000 | $ 235,000 | $ 182,000 |
| Maui County Hawaii | 1 | $ 395,000 | $ 395,000 | $ 422,000 |
| Ada County Idaho | 1 | $ 675,000 | $ 675,000 | $ 336,000 |
| Fremont County Idaho | 1 | $ 405,000 | $ 405,000 | $ 409,000 |
| Kootenai County Idaho | 1 | $ 4,695,000 | $ 4,695,000 | $ 0 |
| Teton County Idaho | 1 | $ 1,005,000 | $ 1,005,000 | $ 475,000 |
| Clinton County Illinois | 1 | $ 65,000 | $ 65,000 | $ 43,000 |
| Franklin County Illinois | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Peoria County Illinois | 1 | $ 9,715,000 | $ 9,715,000 | $ 0 |
| Sangamon County Illinois | 1 | $ 275,000 | $ 275,000 | $ 199,000 |
| Dallas County Iowa | 1 | $ 105,000 | $ 105,000 | $ 132,000 |
| Jasper County Iowa | 1 | $ 75,000 | $ 75,000 | $ 41,000 |
| Marion County Iowa | 1 | $ 195,000 | $ 195,000 | $ 259,000 |
| Monona County Iowa | 1 | $ 45,000 | $ 45,000 | $ 82,000 |
| Montgomery County Iowa | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Ringgold County Iowa | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Warren County Iowa | 1 | $ 515,000 | $ 515,000 | $ 322,000 |
| Allen County Kansas | 1 | $ 285,000 | $ 285,000 | $ 507,000 |
| Doniphan County Kansas | 1 | $ 15,000 | $ 15,000 | $ 177,000 |
| Ellis County Kansas | 1 | $ 475,000 | $ 475,000 | $ 265,000 |
| Finney County Kansas | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Marion County Kansas | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Morris County Kansas | 1 | $ 325,000 | $ 325,000 | $ 191,000 |
| Osborne County Kansas | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Ottawa County Kansas | 1 | $ 325,000 | $ 325,000 | $ 390,000 |
| Rush County Kansas | 1 | $ 85,000 | $ 85,000 | $ 6,000 |
| Sumner County Kansas | 1 | $ 125,000 | $ 125,000 | $ 455,000 |
| Wabaunsee County Kansas | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Kenton County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Logan County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| East Baton Rouge County Louisiana | 1 | $ 1,405,000 | $ 1,405,000 | $ 1,702,000 |
| York County Maine | 1 | $ 425,000 | $ 425,000 | $ 243,000 |
| Baltimore County Maryland | 1 | $ 285,000 | $ 285,000 | $ 108,000 |
| Barnstable County Massachusetts | 1 | $ 745,000 | $ 745,000 | $ 1,697,000 |
| Essex County Massachusetts | 1 | $ 1,105,000 | $ 1,105,000 | $ 1,539,000 |
| Macomb County Michigan | 1 | $ 85,000 | $ 85,000 | $ 157,000 |
| Wayne County Michigan | 1 | $ 85,000 | $ 85,000 | $ 308,000 |
| Olmsted County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 461,000 |
| St. Louis County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 225,000 |
| Washington County Minnesota | 1 | $ 315,000 | $ 315,000 | $ 617,000 |
| Daviess County Missouri | 1 | $ 535,000 | $ 535,000 | $ 291,000 |
| Franklin County Missouri | 1 | $ 65,000 | $ 65,000 | $ 70,000 |
| Harrison County Missouri | 1 | $ 75,000 | $ 75,000 | $ 42,000 |
| Howard County Missouri | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Howell County Missouri | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Lincoln County Missouri | 1 | $ 545,000 | $ 545,000 | $ 230,000 |
| Macon County Missouri | 1 | $ 255,000 | $ 255,000 | $ 341,000 |
| Madison County Missouri | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Pettis County Missouri | 1 | $ 275,000 | $ 275,000 | $ 68,000 |
| Phelps County Missouri | 1 | $ 75,000 | $ 75,000 | $ 163,000 |
| Randolph County Missouri | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Reynolds County Missouri | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Scott County Missouri | 1 | $ 585,000 | $ 585,000 | $ 450,000 |
| St. Clair County Missouri | 1 | $ 55,000 | $ 55,000 | $ 70,000 |
| Warren County Missouri | 1 | $ 115,000 | $ 115,000 | $ 210,000 |
| Yellowstone County Montana | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Butler County Nebraska | 1 | $ 35,000 | $ 35,000 | $ 114,000 |
| Dodge County Nebraska | 1 | $ 335,000 | $ 335,000 | $ 96,000 |
| Lincoln County Nebraska | 1 | $ 325,000 | $ 325,000 | $ 320,000 |
| Madison County Nebraska | 1 | $ 255,000 | $ 255,000 | $ 150,000 |
| Sarpy County Nebraska | 1 | $ 1,275,000 | $ 1,275,000 | $ 422,000 |
| Cheshire County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Sullivan County New Hampshire | 1 | $ 1,045,000 | $ 1,045,000 | $ 309,000 |
| Bergen County New Jersey | 1 | $ 1,365,000 | $ 1,365,000 | $ 0 |
| Camden County New Jersey | 1 | $ 95,000 | $ 95,000 | $ 70,000 |
| Colfax County New Mexico | 1 | $ 215,000 | $ 215,000 | $ 356,000 |
| Nassau County New York | 1 | $ 145,000 | $ 145,000 | $ 147,000 |
| Queens County New York | 1 | $ 435,000 | $ 435,000 | $ 369,000 |
| Buncombe County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Catawba County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Iredell County North Carolina | 1 | $ 2,505,000 | $ 2,505,000 | $ 0 |
| New Hanover County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 260,000 |
| Onslow County North Carolina | 1 | $ 1,445,000 | $ 1,445,000 | $ 2,301,000 |
| Transylvania County North Carolina | 1 | $ 755,000 | $ 755,000 | $ 145,000 |
| Hamilton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Montgomery County Ohio | 1 | $ 285,000 | $ 285,000 | $ 92,000 |
| Creek County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Grant County Oklahoma | 1 | $ 425,000 | $ 425,000 | $ 207,000 |
| Mayes County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 159,000 |
| McClain County Oklahoma | 1 | $ 345,000 | $ 345,000 | $ 204,000 |
| Okmulgee County Oklahoma | 1 | $ 65,000 | $ 65,000 | $ 55,000 |
| Pontotoc County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 118,000 |
| Pottawatomie County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 110,000 |
| Stephens County Oklahoma | 1 | $ 45,000 | $ 45,000 | $ 17,000 |
| Wagoner County Oklahoma | 1 | $ 415,000 | $ 415,000 | $ 216,000 |
| Clackamas County Oregon | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| Multnomah County Oregon | 1 | $ 325,000 | $ 325,000 | $ 196,000 |
| Washington County Oregon | 1 | $ 545,000 | $ 545,000 | $ 199,000 |
| Bucks County Pennsylvania | 1 | $ 845,000 | $ 845,000 | $ 410,000 |
| Montgomery County Pennsylvania | 1 | $ 525,000 | $ 525,000 | $ 420,000 |
| Philadelphia County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 348,000 |
| Newport County Rhode Island | 1 | $ 905,000 | $ 905,000 | $ 274,000 |
| Providence County Rhode Island | 1 | $ 195,000 | $ 195,000 | $ 132,000 |
| Beaufort County South Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 246,000 |
| Lexington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Oconee County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 180,000 |
| Richland County South Carolina | 1 | $ 495,000 | $ 495,000 | $ 364,000 |
| Brookings County South Dakota | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Lawrence County South Dakota | 1 | $ 315,000 | $ 315,000 | $ 235,000 |
| Davidson County Tennessee | 1 | $ 605,000 | $ 605,000 | $ 288,000 |
| Gibson County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Shelby County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 115,000 |
| Williamson County Tennessee | 1 | $ 1,035,000 | $ 1,035,000 | $ 360,000 |
| Bee County Texas | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Blanco County Texas | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| Bowie County Texas | 1 | $ 205,000 | $ 205,000 | $ 122,000 |
| Caldwell County Texas | 1 | $ 305,000 | $ 305,000 | $ 149,000 |
| Comanche County Texas | 1 | $ 645,000 | $ 645,000 | $ 0 |
| Fayette County Texas | 1 | $ 545,000 | $ 545,000 | $ 206,000 |
| Fort Bend County Texas | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Gillespie County Texas | 1 | $ 355,000 | $ 355,000 | $ 305,000 |
| Grayson County Texas | 1 | $ 5,775,000 | $ 5,775,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 1,445,000 | $ 1,445,000 | $ 0 |
| Hood County Texas | 1 | $ 485,000 | $ 485,000 | $ 309,000 |
| Hunt County Texas | 1 | $ 7,005,000 | $ 7,005,000 | $ 0 |
| Navarro County Texas | 1 | $ 665,000 | $ 665,000 | $ 458,000 |
| Nueces County Texas | 1 | $ 415,000 | $ 415,000 | $ 433,000 |
| Rockwall County Texas | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Williamson County Texas | 1 | $ 305,000 | $ 305,000 | $ 100,000 |
| Wood County Texas | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Juab County Utah | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Utah County Utah | 1 | $ 14,315,000 | $ 14,315,000 | $ 0 |
| Floyd County Virginia | 1 | $ 305,000 | $ 305,000 | $ 103,000 |
| Loudoun County Virginia | 1 | $ 825,000 | $ 825,000 | $ 777,000 |
| Richmond City County Virginia | 1 | $ 735,000 | $ 735,000 | $ 221,000 |
| Virginia Beach County Virginia | 1 | $ 435,000 | $ 435,000 | $ 236,000 |
| King County Washington | 1 | $ 155,000 | $ 155,000 | $ 273,000 |
| Skamania County Washington | 1 | $ 535,000 | $ 535,000 | $ 954,000 |
| Eau Claire County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Rock County Wisconsin | 1 | $ 365,000 | $ 365,000 | $ 273,000 |
| St. Croix County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Walworth County Wisconsin | 1 | $ 245,000 | $ 245,000 | $ 500,000 |
| Waukesha County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 177,000 |
| Fremont County Wyoming | 1 | $ 345,000 | $ 345,000 | $ 101,000 |
Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,618 | $725,890,000 | $448,000 | $18,005,000 | $292,000 | $6,616,000 |
| Home Purchase | 1,049 | $1,030,925,000 | $982,000 | $83,705,000 | $315,000 | $6,441,000 |
| Home Improvement | 1,029 | $209,945,000 | $204,000 | $67,305,000 | $177,000 | $4,039,000 |
| Other Purpose | 719 | $190,975,000 | $265,000 | $7,005,000 | $323,000 | $5,483,000 |
| Cash-out Refinancing | 230 | $48,650,000 | $211,000 | $685,000 | $108,000 | $520,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,304 | $1,127,490,000 | $341,000 | $7,005,000 | $275,000 | $5,483,000 |
| Not Provided | 660 | $244,870,000 | $371,000 | $12,005,000 | $290,000 | $6,616,000 |
| Hispanic | 198 | $47,970,000 | $242,000 | $1,995,000 | $155,000 | $2,043,000 |
| Asian | 159 | $71,465,000 | $449,000 | $3,605,000 | $266,000 | $1,527,000 |
| Black or African American | 145 | $26,225,000 | $180,000 | $3,165,000 | $159,000 | $4,619,000 |
| Not applicable | 141 | $681,175,000 | $4,831,000 | $83,705,000 | $0 | $0 |
| American Indian or Alaskan Native | 34 | $6,420,000 | $188,000 | $755,000 | $129,000 | $485,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $325,000 | $108,000 | $125,000 | $95,000 | $174,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,553 | $2,185,225,000 | $479,000 | $83,705,000 | $270,000 | $6,616,000 |
| FHA-insured (Federal Housing Administration) | 56 | $10,840,000 | $193,000 | $365,000 | $76,000 | $804,000 |
| VA-guaranteed (Veterans Administration) | 32 | $9,380,000 | $293,000 | $515,000 | $140,000 | $368,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $940,000 | $235,000 | $275,000 | $63,000 | $71,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,160 | $1,710,460,000 | $541,000 | $83,705,000 | $298,000 | $6,616,000 |
| Application Denied By Financial Institution | 873 | $195,785,000 | $224,000 | $4,805,000 | $155,000 | $6,441,000 |
| Application Withdrawn By Applicant | 396 | $199,570,000 | $503,000 | $34,915,000 | $243,000 | $5,483,000 |
| Application Approved But Not Accepted | 83 | $17,435,000 | $210,000 | $1,645,000 | $223,000 | $1,379,000 |
| File Closed For Incompleteness | 74 | $29,610,000 | $400,000 | $2,305,000 | $326,000 | $1,992,000 |
| Preapproval Approved but not Accepted | 44 | $38,200,000 | $868,000 | $2,355,000 | $498,000 | $2,719,000 |
| Preapproval Denied by Financial Institution | 14 | $15,140,000 | $1,081,000 | $2,605,000 | $398,000 | $1,381,000 |
| Loan Purchased By The Institution | 1 | $185,000 | $185,000 | $185,000 | $47,000 | $47,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,758 | $1,995,460,000 | $530,000 | $83,705,000 | $294,000 | $6,616,000 |
| Debt-To-Income Ratio | 345 | $83,565,000 | $242,000 | $4,805,000 | $100,000 | $780,000 |
| Credit History | 238 | $30,800,000 | $129,000 | $1,605,000 | $114,000 | $1,336,000 |
| Credit Application Incomplete | 95 | $19,995,000 | $210,000 | $2,405,000 | $166,000 | $1,381,000 |
| Collateral | 91 | $24,635,000 | $270,000 | $4,415,000 | $262,000 | $2,118,000 |
| Other | 89 | $43,895,000 | $493,000 | $2,605,000 | $433,000 | $6,441,000 |
| Unverifiable Information | 15 | $3,045,000 | $203,000 | $1,145,000 | $136,000 | $457,000 |
| Employment History | 7 | $1,395,000 | $199,000 | $405,000 | $78,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $3,595,000 | $513,000 | $1,015,000 | $112,000 | $162,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, National Association's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.