Mufg Union Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Mufg Union Bank, National Association 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mufg Union Bank, National Association 9865 Towne Centre Drive, 3Rd Floor San Diego, CA 92121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 23,909 |
| Total Mortgage Loan Application Amount | $15,884,525,000 |
| Average Mortgage Loan Application Amount | $551,000 |
| Highest Mortgage Loan Application Amount | $97,505,000 |
| Average Applicant Income | $209,500 |
| Highest Applicant Income | $8,948,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Mufg Union Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mufg Union Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Mufg Union Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mufg Union Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Mufg Union Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mufg Union Bank, National Association's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 5,047 | $ 4,086,405,000 | $ 809,000 | $ 310,000 |
| San Diego County California | 3,296 | $ 1,864,470,000 | $ 565,000 | $ 242,000 |
| Orange County California | 2,563 | $ 1,943,185,000 | $ 758,000 | $ 327,000 |
| Santa Clara County California | 1,295 | $ 1,172,495,000 | $ 905,000 | $ 308,000 |
| Riverside County California | 1,057 | $ 360,805,000 | $ 341,000 | $ 188,000 |
| Alameda County California | 990 | $ 867,490,000 | $ 876,000 | $ 275,000 |
| Ventura County California | 828 | $ 404,170,000 | $ 488,000 | $ 231,000 |
| San Bernardino County California | 819 | $ 198,555,000 | $ 242,000 | $ 131,000 |
| King County Washington | 786 | $ 705,030,000 | $ 896,000 | $ 284,000 |
| Contra Costa County California | 784 | $ 583,380,000 | $ 744,000 | $ 275,000 |
| San Mateo County California | 549 | $ 520,715,000 | $ 948,000 | $ 315,000 |
| Santa Barbara County California | 520 | $ 312,240,000 | $ 600,000 | $ 265,000 |
| San Francisco County California | 436 | $ 467,090,000 | $ 1,071,000 | $ 356,000 |
| Fresno County California | 423 | $ 76,535,000 | $ 180,000 | $ 114,000 |
| Marin County California | 380 | $ 335,720,000 | $ 883,000 | $ 348,000 |
| Monterey County California | 330 | $ 172,530,000 | $ 522,000 | $ 228,000 |
| Snohomish County Washington | 328 | $ 180,740,000 | $ 551,000 | $ 171,000 |
| San Joaquin County California | 314 | $ 132,480,000 | $ 421,000 | $ 170,000 |
| Kern County California | 296 | $ 49,990,000 | $ 168,000 | $ 98,000 |
| Sacramento County California | 247 | $ 119,435,000 | $ 483,000 | $ 148,000 |
| Placer County California | 181 | $ 103,555,000 | $ 572,000 | $ 304,000 |
| Tulare County California | 171 | $ 24,375,000 | $ 142,000 | $ 80,000 |
| Sonoma County California | 168 | $ 125,410,000 | $ 746,000 | $ 347,000 |
| San Luis Obispo County California | 134 | $ 51,860,000 | $ 387,000 | $ 215,000 |
| San Benito County California | 130 | $ 32,330,000 | $ 248,000 | $ 124,000 |
| Santa Cruz County California | 128 | $ 95,360,000 | $ 745,000 | $ 285,000 |
| Imperial County California | 117 | $ 12,815,000 | $ 109,000 | $ 110,000 |
| Maricopa County Arizona | 105 | $ 44,865,000 | $ 427,000 | $ 170,000 |
| Stanislaus County California | 97 | $ 18,775,000 | $ 193,000 | $ 105,000 |
| Pierce County Washington | 97 | $ 43,425,000 | $ 447,000 | $ 207,000 |
| Clark County Nevada | 84 | $ 37,880,000 | $ 450,000 | $ 226,000 |
| Multnomah County Oregon | 84 | $ 37,110,000 | $ 441,000 | $ 169,000 |
| Madera County California | 74 | $ 11,790,000 | $ 159,000 | $ 96,000 |
| Solano County California | 71 | $ 24,345,000 | $ 342,000 | $ 161,000 |
| El Dorado County California | 64 | $ 38,480,000 | $ 601,000 | $ 320,000 |
| Kings County California | 60 | $ 7,030,000 | $ 117,000 | $ 79,000 |
| Mono County California | 58 | $ 19,660,000 | $ 338,000 | $ 265,000 |
| Clackamas County Oregon | 54 | $ 128,850,000 | $ 2,386,000 | $ 330,000 |
| Washington County Oregon | 54 | $ 29,910,000 | $ 553,000 | $ 157,000 |
| Yolo County California | 48 | $ 14,400,000 | $ 300,000 | $ 147,000 |
| Napa County California | 45 | $ 38,745,000 | $ 861,000 | $ 326,000 |
| Kitsap County Washington | 43 | $ 39,585,000 | $ 920,000 | $ 333,000 |
| Shasta County California | 37 | $ 4,985,000 | $ 134,000 | $ 89,000 |
| Nevada County California | 34 | $ 26,280,000 | $ 772,000 | $ 421,000 |
| Deschutes County Oregon | 27 | $ 19,225,000 | $ 712,000 | $ 404,000 |
| Inyo County California | 26 | $ 4,790,000 | $ 184,000 | $ 101,000 |
| Merced County California | 23 | $ 4,165,000 | $ 181,000 | $ 106,000 |
| Calaveras County California | 22 | $ 7,470,000 | $ 339,000 | $ 277,000 |
| Clark County Washington | 20 | $ 8,490,000 | $ 424,000 | $ 150,000 |
| Marion County Oregon | 18 | $ 3,410,000 | $ 189,000 | $ 103,000 |
| Island County Washington | 18 | $ 7,590,000 | $ 421,000 | $ 212,000 |
| Thurston County Washington | 16 | $ 12,420,000 | $ 776,000 | $ 138,000 |
| Washoe County Nevada | 15 | $ 8,025,000 | $ 535,000 | $ 213,000 |
| Spokane County Washington | 15 | $ 4,885,000 | $ 325,000 | $ 157,000 |
| Mohave County Arizona | 14 | $ 2,660,000 | $ 190,000 | $ 89,000 |
| Pima County Arizona | 12 | $ 4,520,000 | $ 376,000 | $ 350,000 |
| Jackson County Oregon | 11 | $ 3,695,000 | $ 335,000 | $ 143,000 |
| Lane County Oregon | 11 | $ 3,055,000 | $ 277,000 | $ 160,000 |
| Kittitas County Washington | 11 | $ 6,225,000 | $ 565,000 | $ 388,000 |
| Lake County California | 10 | $ 2,170,000 | $ 217,000 | $ 169,000 |
| Pinal County Arizona | 9 | $ 2,815,000 | $ 312,000 | $ 121,000 |
| Butte County California | 9 | $ 1,225,000 | $ 136,000 | $ 77,000 |
| Humboldt County California | 9 | $ 4,455,000 | $ 495,000 | $ 236,000 |
| Chelan County Washington | 8 | $ 4,550,000 | $ 568,000 | $ 203,000 |
| Yakima County Washington | 8 | $ 1,200,000 | $ 150,000 | $ 97,000 |
| Tehama County California | 7 | $ 1,165,000 | $ 166,000 | $ 92,000 |
| Douglas County Nevada | 7 | $ 4,135,000 | $ 590,000 | $ 373,000 |
| Yuma County Arizona | 6 | $ 1,310,000 | $ 218,000 | $ 71,000 |
| Sutter County California | 6 | $ 1,430,000 | $ 238,000 | $ 123,000 |
| Yuba County California | 6 | $ 1,550,000 | $ 258,000 | $ 140,000 |
| Lincoln County Oregon | 6 | $ 2,630,000 | $ 438,000 | $ 173,000 |
| Linn County Oregon | 6 | $ 1,810,000 | $ 301,000 | $ 205,000 |
| Whatcom County Washington | 6 | $ 2,390,000 | $ 398,000 | $ 302,000 |
| Mariposa County California | 5 | $ 1,495,000 | $ 299,000 | $ 191,000 |
| Yavapai County Arizona | 4 | $ 1,490,000 | $ 372,000 | $ 107,000 |
| Tuolumne County California | 4 | $ 1,100,000 | $ 275,000 | $ 172,000 |
| Polk County Oregon | 4 | $ 1,230,000 | $ 307,000 | $ 137,000 |
| Tillamook County Oregon | 4 | $ 2,430,000 | $ 607,000 | $ 358,000 |
| Wasco County Oregon | 4 | $ 1,520,000 | $ 380,000 | $ 214,000 |
| Benton County Washington | 4 | $ 2,490,000 | $ 622,000 | $ 183,000 |
| Grays Harbor County Washington | 4 | $ 2,120,000 | $ 530,000 | $ 924,000 |
| Jefferson County Washington | 4 | $ 810,000 | $ 202,000 | $ 119,000 |
| San Juan County Washington | 4 | $ 2,860,000 | $ 715,000 | $ 343,000 |
| Skagit County Washington | 4 | $ 2,270,000 | $ 567,000 | $ 197,000 |
| Plumas County California | 3 | $ 2,155,000 | $ 718,000 | $ 1,039,000 |
| Siskiyou County California | 3 | $ 355,000 | $ 118,000 | $ 455,000 |
| Clatsop County Oregon | 3 | $ 515,000 | $ 171,000 | $ 64,000 |
| Curry County Oregon | 3 | $ 375,000 | $ 125,000 | $ 49,000 |
| Douglas County Oregon | 3 | $ 445,000 | $ 148,000 | $ 97,000 |
| Cowlitz County Washington | 3 | $ 425,000 | $ 141,000 | $ 58,000 |
| Coconino County Arizona | 2 | $ 540,000 | $ 270,000 | $ 48,000 |
| Gila County Arizona | 2 | $ 870,000 | $ 435,000 | $ 142,000 |
| Glenn County California | 2 | $ 310,000 | $ 155,000 | $ 92,000 |
| Mendocino County California | 2 | $ 1,150,000 | $ 575,000 | $ 306,000 |
| Maui County Hawaii | 2 | $ 3,910,000 | $ 1,955,000 | $ 2,276,000 |
| Benton County Oregon | 2 | $ 1,650,000 | $ 825,000 | $ 282,000 |
| Columbia County Oregon | 2 | $ 320,000 | $ 160,000 | $ 126,000 |
| Coos County Oregon | 2 | $ 3,030,000 | $ 1,515,000 | $ 0 |
| Hood River County Oregon | 2 | $ 810,000 | $ 405,000 | $ 134,000 |
| Josephine County Oregon | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Asotin County Washington | 2 | $ 490,000 | $ 245,000 | $ 76,000 |
| Clallam County Washington | 2 | $ 410,000 | $ 205,000 | $ 113,000 |
| Douglas County Washington | 2 | $ 1,400,000 | $ 700,000 | $ 374,000 |
| Grant County Washington | 2 | $ 840,000 | $ 420,000 | $ 178,000 |
| Mason County Washington | 2 | $ 1,330,000 | $ 665,000 | $ 289,000 |
| Okanogan County Washington | 2 | $ 1,700,000 | $ 850,000 | $ 227,000 |
| Graham County Arizona | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Navajo County Arizona | 1 | $ 225,000 | $ 225,000 | $ 84,000 |
| Amador County California | 1 | $ 175,000 | $ 175,000 | $ 46,000 |
| Del Norte County California | 1 | $ 205,000 | $ 205,000 | $ 82,000 |
| Modoc County California | 1 | $ 215,000 | $ 215,000 | $ 98,000 |
| Kauai County Hawaii | 1 | $ 1,755,000 | $ 1,755,000 | $ 1,625,000 |
| Blaine County Idaho | 1 | $ 3,975,000 | $ 3,975,000 | $ 0 |
| Hennepin County Minnesota | 1 | $ 6,605,000 | $ 6,605,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 5,225,000 | $ 5,225,000 | $ 4,617,000 |
| St. Louis City County Missouri | 1 | $ 42,105,000 | $ 42,105,000 | $ 0 |
| Carson City County Nevada | 1 | $ 655,000 | $ 655,000 | $ 176,000 |
| Elko County Nevada | 1 | $ 175,000 | $ 175,000 | $ 121,000 |
| Nye County Nevada | 1 | $ 235,000 | $ 235,000 | $ 645,000 |
| Pershing County Nevada | 1 | $ 285,000 | $ 285,000 | $ 140,000 |
| Crook County Oregon | 1 | $ 655,000 | $ 655,000 | $ 229,000 |
| Klamath County Oregon | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Morrow County Oregon | 1 | $ 355,000 | $ 355,000 | $ 216,000 |
| Yamhill County Oregon | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Tarrant County Texas | 1 | $ 77,985,000 | $ 77,985,000 | $ 0 |
| Columbia County Washington | 1 | $ 125,000 | $ 125,000 | $ 153,000 |
| Klickitat County Washington | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Pend Oreille County Washington | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Stevens County Washington | 1 | $ 55,000 | $ 55,000 | $ 54,000 |
| Wahkiakum County Washington | 1 | $ 185,000 | $ 185,000 | $ 154,000 |
| Walla Walla County Washington | 1 | $ 865,000 | $ 865,000 | $ 475,000 |
| Whitman County Washington | 1 | $ 45,000 | $ 45,000 | $ 104,000 |
Mortgage Loan Application Detail Totals for Mufg Union Bank, National Association in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 7,178 | $8,022,780,000 | $1,117,000 | $97,505,000 | $338,000 | $8,948,000 |
| Home Improvement | 5,741 | $1,344,275,000 | $234,000 | $17,605,000 | $192,000 | $6,356,000 |
| Refinancing | 4,418 | $3,274,210,000 | $741,000 | $14,005,000 | $295,000 | $6,879,000 |
| Other Purpose | 3,562 | $1,033,510,000 | $290,000 | $13,005,000 | $209,000 | $5,890,000 |
| Cash-out Refinancing | 3,008 | $2,209,370,000 | $734,000 | $6,885,000 | $223,000 | $5,117,000 |
| Not Applicable | 2 | $380,000 | $190,000 | $245,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,489 | $7,301,035,000 | $696,000 | $12,505,000 | $293,000 | $8,948,000 |
| Not Provided | 5,178 | $3,808,360,000 | $735,000 | $15,005,000 | $290,000 | $7,200,000 |
| Asian | 3,600 | $2,432,820,000 | $675,000 | $5,005,000 | $264,000 | $5,600,000 |
| Hispanic | 3,353 | $971,115,000 | $289,000 | $4,495,000 | $145,000 | $6,879,000 |
| Black or African American | 493 | $209,765,000 | $425,000 | $3,455,000 | $161,000 | $978,000 |
| Not applicable | 467 | $920,025,000 | $1,970,000 | $97,505,000 | $89,000 | $539,000 |
| Native Hawaiian or Other Pacific Islander | 86 | $29,560,000 | $343,000 | $1,405,000 | $171,000 | $1,320,000 |
| American Indian or Alaskan Native | 85 | $33,545,000 | $394,000 | $1,885,000 | $176,000 | $1,200,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 23,574 | $15,733,490,000 | $667,000 | $97,505,000 | $264,000 | $8,948,000 |
| FHA-insured (Federal Housing Administration) | 234 | $91,960,000 | $392,000 | $985,000 | $96,000 | $379,000 |
| VA-guaranteed (Veterans Administration) | 101 | $59,075,000 | $584,000 | $1,355,000 | $128,000 | $354,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 13,411 | $10,384,695,000 | $774,000 | $55,285,000 | $298,000 | $8,948,000 |
| Application Denied By Financial Institution | 6,317 | $3,035,645,000 | $480,000 | $17,605,000 | $187,000 | $6,356,000 |
| Application Withdrawn By Applicant | 2,359 | $1,756,035,000 | $744,000 | $97,505,000 | $284,000 | $7,200,000 |
| File Closed For Incompleteness | 1,344 | $530,930,000 | $395,000 | $4,755,000 | $253,000 | $4,720,000 |
| Loan Purchased By The Institution | 334 | $105,530,000 | $315,000 | $805,000 | $89,000 | $539,000 |
| Application Approved But Not Accepted | 144 | $71,690,000 | $497,000 | $2,955,000 | $211,000 | $2,424,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,592 | $12,848,880,000 | $730,000 | $97,505,000 | $288,000 | $8,948,000 |
| Debt-To-Income Ratio | 3,168 | $1,623,100,000 | $512,000 | $12,505,000 | $131,000 | $4,192,000 |
| Credit History | 1,020 | $389,420,000 | $381,000 | $5,005,000 | $196,000 | $3,900,000 |
| Other | 802 | $239,160,000 | $298,000 | $5,005,000 | $244,000 | $6,356,000 |
| Collateral | 699 | $361,635,000 | $517,000 | $17,605,000 | $292,000 | $5,089,000 |
| Credit Application Incomplete | 417 | $240,555,000 | $576,000 | $4,125,000 | $188,000 | $1,800,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 129 | $147,425,000 | $1,142,000 | $5,005,000 | $495,000 | $4,446,000 |
| Unverifiable Information | 66 | $29,650,000 | $449,000 | $2,255,000 | $225,000 | $1,490,000 |
| Employment History | 16 | $4,700,000 | $293,000 | $885,000 | $58,000 | $160,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mufg Union Bank, National Association's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mufg Union Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.