Union Federal C/O Sky Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Union Federal C/O Sky Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Federal C/O Sky Bank 137 Clough St Bowling Green, OH 43402 |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,025 |
| Total Mortgage Loan Application Amount | $807,633,000 |
| Average Mortgage Loan Application Amount | $101,666 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $74,666 |
| Highest Applicant Income | $1,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Union Federal C/O Sky Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Federal C/O Sky Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Union Federal C/O Sky Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Federal C/O Sky Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Federal C/O Sky Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Federal C/O Sky Bank's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| INDIANAPOLIS-CARMEL, IN | 1,434 | $ 84,551,000 | $ 58,000 | $ 72,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 294 | $ 32,981,000 | $ 112,000 | $ 107,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 242 | $ 33,723,000 | $ 139,000 | $ 59,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 200 | $ 21,144,000 | $ 105,000 | $ 83,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 117 | $ 12,197,000 | $ 104,000 | $ 77,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 113 | $ 22,702,000 | $ 183,000 | $ 65,333 |
| DENVER-AURORA, CO | 105 | $ 12,643,000 | $ 120,000 | $ 71,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 98 | $ 13,009,000 | $ 128,500 | $ 77,500 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 89 | $ 25,028,000 | $ 281,000 | $ 133,000 |
| LAS VEGAS-PARADISE, NV | 81 | $ 12,977,000 | $ 160,000 | $ 103,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 66 | $ 15,693,000 | $ 237,000 | $ 116,000 |
| SAN ANTONIO, TX | 62 | $ 7,239,000 | $ 116,000 | $ 58,000 |
| COLUMBUS, OH | 59 | $ 4,893,000 | $ 82,000 | $ 75,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 57 | $ 11,101,000 | $ 194,000 | $ 115,000 |
| SALT LAKE CITY, UT | 56 | $ 7,554,000 | $ 134,000 | $ 84,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 52 | $ 3,289,000 | $ 63,000 | $ 78,000 |
| TUCSON, AZ | 50 | $ 4,370,000 | $ 87,000 | $ 73,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 49 | $ 5,187,000 | $ 105,000 | $ 67,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 48 | $ 9,125,000 | $ 190,000 | $ 48,000 |
| FORT WAYNE, IN | 48 | $ 3,955,000 | $ 82,000 | $ 51,000 |
| KALAMAZOO-PORTAGE, MI | 47 | $ 4,119,000 | $ 87,000 | $ 65,000 |
| OKLAHOMA CITY, OK | 47 | $ 5,532,000 | $ 117,000 | $ 62,000 |
| GRAND RAPIDS-WYOMING, MI | 45 | $ 3,319,000 | $ 73,000 | $ 59,000 |
| BALTIMORE-TOWSON, MD | 44 | $ 7,967,000 | $ 181,000 | $ 78,000 |
| ST. LOUIS, MO-IL | 43 | $ 2,184,000 | $ 58,000 | $ 59,500 |
| CLEVELAND-ELYRIA-MENTOR, OH | 42 | $ 2,501,000 | $ 59,000 | $ 71,000 |
| EDISON, NJ | 41 | $ 9,140,000 | $ 222,000 | $ 101,000 |
| NASSAU-SUFFOLK, NY | 40 | $ 11,919,000 | $ 297,000 | $ 130,000 |
| GREELEY, CO | 39 | $ 4,393,000 | $ 112,000 | $ 81,000 |
| RALEIGH-CARY, NC | 39 | $ 4,227,000 | $ 108,000 | $ 66,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 38 | $ 3,056,000 | $ 80,666 | $ 49,666 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 38 | $ 14,047,000 | $ 369,000 | $ 126,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 38 | $ 2,726,000 | $ 72,000 | $ 38,000 |
| BEND, OR | 37 | $ 5,859,000 | $ 158,000 | $ 105,000 |
| FRESNO, CA | 37 | $ 7,186,000 | $ 194,000 | $ 101,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 37 | $ 10,458,000 | $ 262,000 | $ 66,000 |
| PHILADELPHIA, PA | 35 | $ 2,399,000 | $ 68,000 | $ 93,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 35 | $ 9,759,000 | $ 278,000 | $ 105,000 |
| COLORADO SPRINGS, CO | 34 | $ 3,992,000 | $ 117,000 | $ 81,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 34 | $ 5,128,000 | $ 150,000 | $ 96,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 33 | $ 3,317,000 | $ 108,500 | $ 60,000 |
| YUBA CITY, CA | 31 | $ 5,010,000 | $ 161,000 | $ 35,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 30 | $ 3,268,000 | $ 137,500 | $ 85,500 |
| BAKERSFIELD, CA | 29 | $ 3,795,000 | $ 130,000 | $ 86,000 |
| AKRON, OH | 28 | $ 1,169,000 | $ 41,000 | $ 55,000 |
| FORT WORTH-ARLINGTON, TX | 28 | $ 3,002,000 | $ 107,000 | $ 59,000 |
| KANSAS CITY, MO-KS | 28 | $ 1,379,000 | $ 64,500 | $ 62,000 |
| TACOMA, WA | 28 | $ 3,925,000 | $ 140,000 | $ 92,000 |
| GARY, IN | 27 | $ 1,956,000 | $ 72,000 | $ 49,000 |
| LANSING-EAST LANSING, MI | 27 | $ 2,249,000 | $ 83,000 | $ 56,000 |
| GREENSBORO-HIGH POINT, NC | 24 | $ 2,085,000 | $ 86,000 | $ 40,000 |
| NEWARK-UNION, NJ-PA | 24 | $ 5,300,000 | $ 208,000 | $ 67,500 |
| LAFAYETTE, IN | 23 | $ 2,171,000 | $ 94,000 | $ 72,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 23 | $ 8,931,000 | $ 388,000 | $ 120,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 22 | $ 1,828,000 | $ 83,000 | $ 86,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 21 | $ 1,828,000 | $ 87,000 | $ 82,000 |
| ORLANDO-KISSIMMEE, FL | 21 | $ 2,696,000 | $ 128,000 | $ 50,000 |
| FORT COLLINS-LOVELAND, CO | 20 | $ 1,660,000 | $ 83,000 | $ 70,000 |
| SALEM, OR | 20 | $ 2,516,000 | $ 125,000 | $ 108,000 |
| OLYMPIA, WA | 19 | $ 3,646,000 | $ 191,000 | $ 102,000 |
| RICHMOND, VA | 19 | $ 2,367,000 | $ 124,000 | $ 65,000 |
| STOCKTON, CA | 19 | $ 5,665,000 | $ 298,000 | $ 87,000 |
| COLUMBIA, SC | 17 | $ 1,272,000 | $ 74,000 | $ 34,000 |
| PROVO-OREM, UT | 17 | $ 1,975,000 | $ 116,000 | $ 93,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 17 | $ 2,415,000 | $ 142,000 | $ 60,000 |
| ANDERSON, IN | 16 | $ 749,000 | $ 46,000 | $ 40,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 16 | $ 2,111,000 | $ 131,000 | $ 63,000 |
| SPOKANE, WA | 16 | $ 1,140,000 | $ 71,000 | $ 72,000 |
| AUSTIN-ROUND ROCK, TX | 15 | $ 2,336,000 | $ 155,000 | $ 95,000 |
| DAYTON, OH | 15 | $ 1,111,000 | $ 74,000 | $ 41,000 |
| LAKELAND, FL | 15 | $ 2,162,000 | $ 144,000 | $ 75,000 |
| PEORIA, IL | 15 | $ 810,000 | $ 54,000 | $ 56,000 |
| PITTSBURGH, PA | 15 | $ 1,007,000 | $ 67,000 | $ 79,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 14 | $ 1,040,000 | $ 69,500 | $ 56,500 |
| TOLEDO, OH | 14 | $ 730,000 | $ 52,000 | $ 56,000 |
| ALBUQUERQUE, NM | 13 | $ 1,267,000 | $ 97,000 | $ 112,000 |
| GRAND JUNCTION, CO | 13 | $ 1,597,000 | $ 122,000 | $ 70,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 13 | $ 3,869,000 | $ 297,000 | $ 102,000 |
| APPLETON, WI | 12 | $ 1,344,000 | $ 112,000 | $ 471,000 |
| BATTLE CREEK, MI | 12 | $ 1,124,000 | $ 93,000 | $ 90,000 |
| ELKHART-GOSHEN, IN | 12 | $ 981,000 | $ 81,000 | $ 39,000 |
| EVANSVILLE, IN-KY | 12 | $ 870,000 | $ 72,000 | $ 44,000 |
| FLAGSTAFF, AZ | 12 | $ 567,000 | $ 47,000 | $ 75,000 |
| GREENVILLE, SC | 12 | $ 1,034,000 | $ 86,000 | $ 29,000 |
| HARRISBURG-CARLISLE, PA | 12 | $ 685,000 | $ 57,000 | $ 54,000 |
| JACKSONVILLE, FL | 12 | $ 1,083,000 | $ 90,000 | $ 67,000 |
| BLOOMINGTON, IN | 11 | $ 711,000 | $ 64,000 | $ 75,000 |
| BOSTON-QUINCY, MA | 11 | $ 2,302,000 | $ 209,000 | $ 50,000 |
| MICHIGAN CITY-LA PORTE, IN | 11 | $ 1,156,000 | $ 105,000 | $ 58,000 |
| OCALA, FL | 11 | $ 813,000 | $ 73,000 | $ 32,000 |
| OGDEN-CLEARFIELD, UT | 11 | $ 1,116,000 | $ 101,000 | $ 44,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 11 | $ 1,426,000 | $ 129,000 | $ 39,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 11 | $ 2,046,000 | $ 186,000 | $ 37,000 |
| SAVANNAH, GA | 11 | $ 1,233,000 | $ 112,000 | $ 65,000 |
| SPRINGFIELD, MO | 11 | $ 884,000 | $ 80,000 | $ 173,000 |
| BAY CITY, MI | 10 | $ 713,000 | $ 71,000 | $ 60,000 |
| BROWNSVILLE-HARLINGEN, TX | 10 | $ 1,296,000 | $ 129,000 | $ 58,000 |
| CAPE CORAL-FORT MYERS, FL | 10 | $ 2,218,000 | $ 221,000 | $ 150,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 10 | $ 1,233,000 | $ 123,000 | $ 71,000 |
| DURHAM, NC | 10 | $ 1,262,000 | $ 126,000 | $ 46,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 10 | $ 2,772,000 | $ 277,000 | $ 125,000 |
| HUNTSVILLE, AL | 10 | $ 857,000 | $ 85,000 | $ 55,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 10 | $ 1,393,000 | $ 139,000 | $ 83,000 |
| MACON, GA | 10 | $ 915,000 | $ 91,000 | $ 50,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 10 | $ 820,000 | $ 82,000 | $ 43,000 |
| SHREVEPORT-BOSSIER CITY, LA | 10 | $ 1,070,000 | $ 107,000 | $ 57,000 |
| WINSTON-SALEM, NC | 10 | $ 969,000 | $ 96,000 | $ 36,000 |
| BIRMINGHAM-HOOVER, AL | 9 | $ 575,000 | $ 63,000 | $ 19,000 |
| BOISE CITY-NAMPA, ID | 9 | $ 1,028,000 | $ 114,000 | $ 77,000 |
| DALLAS-PLANO-IRVING, TX | 9 | $ 617,000 | $ 68,000 | $ 29,000 |
| FAYETTEVILLE, NC | 9 | $ 997,000 | $ 110,000 | $ 32,000 |
| FLINT, MI | 9 | $ 706,000 | $ 78,000 | $ 70,000 |
| MANCHESTER-NASHUA, NH | 9 | $ 1,397,000 | $ 155,000 | $ 75,000 |
| NILES-BENTON HARBOR, MI | 9 | $ 526,000 | $ 58,000 | $ 69,000 |
| ROCKFORD, IL | 9 | $ 522,000 | $ 58,000 | $ 31,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 9 | $ 987,000 | $ 109,000 | $ 56,000 |
| WILMINGTON, NC | 9 | $ 1,057,000 | $ 117,000 | $ 47,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 8 | $ 1,149,000 | $ 142,500 | $ 78,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 8 | $ 476,000 | $ 59,000 | $ 15,000 |
| CANTON-MASSILLON, OH | 8 | $ 665,000 | $ 83,000 | $ 69,000 |
| CHICO, CA | 8 | $ 1,203,000 | $ 150,000 | $ 16,000 |
| EL PASO, TX | 8 | $ 686,000 | $ 85,000 | $ 82,000 |
| EUGENE-SPRINGFIELD, OR | 8 | $ 846,000 | $ 105,000 | $ 58,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 8 | $ 1,866,000 | $ 233,000 | $ 147,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 8 | $ 1,222,000 | $ 152,000 | $ 16,000 |
| PRESCOTT, AZ | 8 | $ 1,150,000 | $ 143,000 | $ 19,000 |
| REDDING, CA | 8 | $ 1,795,000 | $ 224,000 | $ 68,000 |
| RENO-SPARKS, NV | 8 | $ 544,000 | $ 68,000 | $ 222,000 |
| SCRANTON--WILKES-BARRE, PA | 8 | $ 551,000 | $ 68,000 | $ 48,000 |
| VISALIA-PORTERVILLE, CA | 8 | $ 1,277,000 | $ 159,000 | $ 30,000 |
| BOULDER, CO | 7 | $ 668,000 | $ 95,000 | $ 35,000 |
| BURLINGTON, NC | 7 | $ 687,000 | $ 98,000 | $ 43,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 7 | $ 1,418,000 | $ 202,000 | $ 87,000 |
| MONTGOMERY, AL | 7 | $ 758,000 | $ 108,000 | $ 61,000 |
| MUNCIE, IN | 7 | $ 647,000 | $ 92,000 | $ 95,000 |
| COEUR D'ALENE, ID | 6 | $ 649,000 | $ 108,000 | $ 60,000 |
| ELIZABETHTOWN, KY | 6 | $ 607,000 | $ 101,000 | $ 19,000 |
| GAINESVILLE, GA | 6 | $ 317,000 | $ 52,000 | $ 44,000 |
| HANFORD-CORCORAN, CA | 6 | $ 501,000 | $ 83,000 | $ 31,000 |
| LEXINGTON-FAYETTE, KY | 6 | $ 771,000 | $ 128,000 | $ 78,000 |
| MCALLEN-EDINBURG-MISSION, TX | 6 | $ 621,000 | $ 103,000 | $ 69,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 6 | $ 686,000 | $ 114,000 | $ 108,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 6 | $ 1,616,000 | $ 269,000 | $ 112,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 6 | $ 861,000 | $ 141,000 | $ 56,500 |
| SANDUSKY, OH | 6 | $ 288,000 | $ 48,000 | $ 70,000 |
| BATON ROUGE, LA | 5 | $ 373,000 | $ 74,000 | $ 72,000 |
| GREEN BAY, WI | 5 | $ 209,000 | $ 41,000 | $ 90,000 |
| HOLLAND-GRAND HAVEN, MI | 5 | $ 401,000 | $ 80,000 | $ 44,000 |
| HONOLULU, HI | 5 | $ 1,463,000 | $ 292,000 | $ 90,000 |
| JEFFERSON CITY, MO | 5 | $ 132,000 | $ 26,000 | $ 60,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 5 | $ 375,000 | $ 75,000 | $ 48,000 |
| LANCASTER, PA | 5 | $ 418,000 | $ 83,000 | $ 90,000 |
| MUSKEGON-NORTON SHORES, MI | 5 | $ 506,000 | $ 101,000 | $ 112,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 5 | $ 503,000 | $ 100,000 | $ 40,000 |
| TULSA, OK | 5 | $ 488,000 | $ 97,000 | $ 33,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5 | $ 729,000 | $ 145,000 | $ 85,000 |
| YORK-HANOVER, PA | 5 | $ 456,000 | $ 91,000 | $ 75,000 |
| ANN ARBOR, MI | 4 | $ 421,000 | $ 105,000 | $ 67,000 |
| CAMDEN, NJ | 4 | $ 383,000 | $ 95,000 | $ 101,000 |
| COLUMBIA, MO | 4 | $ 265,000 | $ 66,000 | $ 57,000 |
| HATTIESBURG, MS | 4 | $ 190,000 | $ 47,000 | $ 300,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 807,000 | $ 201,000 | $ 26,000 |
| MODESTO, CA | 4 | $ 1,540,000 | $ 385,000 | $ 150,000 |
| NEW HAVEN-MILFORD, CT | 4 | $ 955,000 | $ 238,000 | $ 121,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 4 | $ 626,000 | $ 156,000 | $ 129,000 |
| ROCHESTER, MN | 4 | $ 324,000 | $ 81,000 | $ 39,000 |
| ROCKY MOUNT, NC | 4 | $ 346,000 | $ 86,000 | $ 41,000 |
| ST. GEORGE, UT | 4 | $ 418,000 | $ 104,000 | $ 93,000 |
| TALLAHASSEE, FL | 4 | $ 554,000 | $ 138,000 | $ 56,000 |
| TERRE HAUTE, IN | 4 | $ 111,000 | $ 27,000 | $ 30,000 |
| VALDOSTA, GA | 4 | $ 256,000 | $ 64,000 | $ 64,000 |
| WARNER ROBINS, GA | 4 | $ 310,000 | $ 77,000 | $ 84,000 |
| WINCHESTER, VA-WV | 4 | $ 416,000 | $ 96,500 | $ 44,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 220,000 | $ 55,000 | $ 24,000 |
| ALBANY-SCHENECTADY-TROY, NY | 3 | $ 194,000 | $ 64,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 3 | $ 248,000 | $ 82,000 | $ 50,000 |
| COLUMBUS, IN | 3 | $ 200,000 | $ 66,000 | $ 38,000 |
| HICKORY-LENOIR-MORGANTON, NC | 3 | $ 270,000 | $ 90,000 | $ 18,000 |
| HOT SPRINGS, AR | 3 | $ 151,000 | $ 50,000 | $ 31,000 |
| JACKSON, MI | 3 | $ 185,000 | $ 61,000 | $ 45,000 |
| KNOXVILLE, TN | 3 | $ 263,000 | $ 87,000 | $ 29,000 |
| LINCOLN, NE | 3 | $ 197,000 | $ 65,000 | $ 199,000 |
| MEMPHIS, TN-MS-AR | 3 | $ 252,000 | $ 84,000 | $ 92,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 813,000 | $ 271,000 | $ 92,000 |
| SPRINGFIELD, MA | 3 | $ 389,000 | $ 129,000 | $ 0 |
| TRENTON-EWING, NJ | 3 | $ 361,000 | $ 120,000 | $ 74,000 |
| ANCHORAGE, AK | 2 | $ 517,000 | $ 258,000 | $ 69,000 |
| ANDERSON, SC | 2 | $ 106,000 | $ 53,000 | $ 28,000 |
| ASHEVILLE, NC | 2 | $ 194,000 | $ 97,000 | $ 39,000 |
| ATLANTIC CITY, NJ | 2 | $ 1,283,000 | $ 641,000 | $ 984,000 |
| AUBURN-OPELIKA, AL | 2 | $ 156,000 | $ 78,000 | $ 166,000 |
| BINGHAMTON, NY | 2 | $ 80,000 | $ 40,000 | $ 44,000 |
| BLOOMINGTON-NORMAL, IL | 2 | $ 66,000 | $ 33,000 | $ 92,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 420,000 | $ 210,000 | $ 302,000 |
| CASPER, WY | 2 | $ 338,000 | $ 169,000 | $ 108,000 |
| CHATTANOOGA, TN-GA | 2 | $ 207,000 | $ 103,500 | $ 44,000 |
| CLARKSVILLE, TN-KY | 2 | $ 143,000 | $ 71,000 | $ 0 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 2 | $ 38,000 | $ 19,000 | $ 73,000 |
| ESSEX COUNTY, MA | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| GOLDSBORO, NC | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| HARRISONBURG, VA | 2 | $ 32,000 | $ 16,000 | $ 80,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 2 | $ 215,000 | $ 107,500 | $ 50,500 |
| KANKAKEE-BRADLEY, IL | 2 | $ 74,000 | $ 37,000 | $ 100,000 |
| KOKOMO, IN | 2 | $ 602,000 | $ 301,000 | $ 151,000 |
| LAWRENCE, KS | 2 | $ 126,000 | $ 63,000 | $ 0 |
| LEWISTON-AUBURN, ME | 2 | $ 195,000 | $ 97,000 | $ 150,000 |
| LOGAN, UT-ID | 2 | $ 250,000 | $ 125,000 | $ 0 |
| MADERA, CA | 2 | $ 308,000 | $ 154,000 | $ 138,000 |
| MEDFORD, OR | 2 | $ 250,000 | $ 125,000 | $ 156,000 |
| MONROE, MI | 2 | $ 361,000 | $ 180,000 | $ 0 |
| MOUNT VERNON-ANACORTES, WA | 2 | $ 102,000 | $ 51,000 | $ 43,000 |
| NAPA, CA | 2 | $ 214,000 | $ 107,000 | $ 55,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 2 | $ 280,000 | $ 140,000 | $ 56,500 |
| OWENSBORO, KY | 2 | $ 102,000 | $ 51,000 | $ 23,000 |
| POCATELLO, ID | 2 | $ 86,000 | $ 43,000 | $ 32,000 |
| RACINE, WI | 2 | $ 167,000 | $ 83,000 | $ 95,000 |
| READING, PA | 2 | $ 189,000 | $ 94,000 | $ 36,000 |
| ROME, GA | 2 | $ 119,000 | $ 59,000 | $ 144,000 |
| SANTA ROSA-PETALUMA, CA | 2 | $ 558,000 | $ 279,000 | $ 98,000 |
| SIOUX FALLS, SD | 2 | $ 410,000 | $ 205,000 | $ 115,000 |
| ST. JOSEPH, MO-KS | 2 | $ 93,000 | $ 46,000 | $ 82,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 786,000 | $ 393,000 | $ 139,000 |
| WICHITA, KS | 2 | $ 162,000 | $ 81,000 | $ 0 |
| WILMINGTON, DE-MD-NJ | 2 | $ 334,000 | $ 167,000 | $ 60,000 |
| AMARILLO, TX | 1 | $ 60,000 | $ 60,000 | $ 27,000 |
| BANGOR, ME | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| BELLINGHAM, WA | 1 | $ 25,000 | $ 25,000 | $ 24,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 1 | $ 99,000 | $ 99,000 | $ 17,000 |
| BOWLING GREEN, KY | 1 | $ 89,000 | $ 89,000 | $ 37,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 153,000 | $ 153,000 | $ 0 |
| CARSON CITY, NV | 1 | $ 25,000 | $ 25,000 | $ 39,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| CHARLOTTESVILLE, VA | 1 | $ 24,000 | $ 24,000 | $ 36,000 |
| CHEYENNE, WY | 1 | $ 128,000 | $ 128,000 | $ 54,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 101,000 | $ 101,000 | $ 0 |
| COLUMBUS, GA-AL | 1 | $ 158,000 | $ 158,000 | $ 0 |
| CORPUS CHRISTI, TX | 1 | $ 287,000 | $ 287,000 | $ 425,000 |
| CUMBERLAND, MD-WV | 1 | $ 38,000 | $ 38,000 | $ 67,000 |
| DECATUR, IL | 1 | $ 18,000 | $ 18,000 | $ 78,000 |
| DOVER, DE | 1 | $ 151,000 | $ 151,000 | $ 44,000 |
| ELMIRA, NY | 1 | $ 60,000 | $ 60,000 | $ 68,000 |
| ERIE, PA | 1 | $ 34,000 | $ 34,000 | $ 98,000 |
| FARMINGTON, NM | 1 | $ 134,000 | $ 134,000 | $ 114,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 1 | $ 196,000 | $ 196,000 | $ 0 |
| GAINESVILLE, FL | 1 | $ 71,000 | $ 71,000 | $ 32,000 |
| GREAT FALLS, MT | 1 | $ 74,000 | $ 74,000 | $ 65,000 |
| GREENVILLE, NC | 1 | $ 160,000 | $ 160,000 | $ 61,000 |
| JOHNSON CITY, TN | 1 | $ 58,000 | $ 58,000 | $ 52,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 120,000 | $ 120,000 | $ 46,000 |
| KINGSTON, NY | 1 | $ 196,000 | $ 196,000 | $ 71,000 |
| LAWTON, OK | 1 | $ 91,000 | $ 91,000 | $ 0 |
| LEWISTON, ID-WA | 1 | $ 82,000 | $ 82,000 | $ 54,000 |
| LIMA, OH | 1 | $ 23,000 | $ 23,000 | $ 44,000 |
| LONGVIEW, TX | 1 | $ 70,000 | $ 70,000 | $ 0 |
| LONGVIEW, WA | 1 | $ 124,000 | $ 124,000 | $ 78,000 |
| MERCED, CA | 1 | $ 192,000 | $ 192,000 | $ 101,000 |
| MISSOULA, MT | 1 | $ 13,000 | $ 13,000 | $ 60,000 |
| MORRISTOWN, TN | 1 | $ 90,000 | $ 90,000 | $ 23,000 |
| NAPLES-MARCO ISLAND, FL | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 159,000 | $ 159,000 | $ 42,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 96,000 | $ 96,000 | $ 58,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 247,000 | $ 247,000 | $ 370,000 |
| PUNTA GORDA, FL | 1 | $ 290,000 | $ 290,000 | $ 0 |
| SALINAS, CA | 1 | $ 400,000 | $ 400,000 | $ 140,000 |
| SAN ANGELO, TX | 1 | $ 129,000 | $ 129,000 | $ 0 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 1 | $ 1,235,000 | $ 1,235,000 | $ 0 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 1 | $ 358,000 | $ 358,000 | $ 143,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 1,000,000 | $ 1,000,000 | $ 240,000 |
| SANTA FE, NM | 1 | $ 25,000 | $ 25,000 | $ 44,000 |
| SHEBOYGAN, WI | 1 | $ 81,000 | $ 81,000 | $ 0 |
| SPARTANBURG, SC | 1 | $ 88,000 | $ 88,000 | $ 22,000 |
| SPRINGFIELD, IL | 1 | $ 54,000 | $ 54,000 | $ 28,000 |
| SPRINGFIELD, OH | 1 | $ 50,000 | $ 50,000 | $ 29,000 |
| STATE COLLEGE, PA | 1 | $ 50,000 | $ 50,000 | $ 93,000 |
| TOPEKA, KS | 1 | $ 104,000 | $ 104,000 | $ 0 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 1 | $ 132,000 | $ 132,000 | $ 0 |
| WACO, TX | 1 | $ 97,000 | $ 97,000 | $ 0 |
| WENATCHEE, WA | 1 | $ 153,000 | $ 153,000 | $ 0 |
| WHEELING, WV-OH | 1 | $ 74,000 | $ 74,000 | $ 220,000 |
| WORCESTER, MA | 1 | $ 440,000 | $ 440,000 | $ 0 |
| YUMA, AZ | 1 | $ 27,000 | $ 27,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Union Federal C/O Sky Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,375 | $448,496,000 | $132,000 | $1,500,000 | $70,000 | $1,800,000 |
| Refinancing | 2,346 | $295,449,000 | $125,000 | $1,900,000 | $73,000 | $1,236,000 |
| Home Improvement | 1,304 | $63,688,000 | $48,000 | $1,800,000 | $81,000 | $1,324,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,863 | $460,450,000 | $119,000 | $1,845,000 | $74,000 | $1,800,000 |
| Not Provided | 1,226 | $93,749,000 | $76,000 | $1,900,000 | $73,000 | $1,324,000 |
| Black or African American | 736 | $78,526,000 | $106,000 | $1,625,000 | $76,000 | $1,236,000 |
| Hispanic | 541 | $71,619,000 | $132,000 | $906,000 | $52,000 | $538,000 |
| Not applicable | 514 | $80,684,000 | $156,000 | $1,075,000 | $84,000 | $566,000 |
| Asian | 110 | $18,444,000 | $167,000 | $1,000,000 | $81,000 | $360,000 |
| American Indian or Alaskan Native | 20 | $2,099,000 | $104,000 | $368,000 | $67,000 | $312,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $2,062,000 | $137,000 | $564,000 | $101,000 | $302,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,971 | $679,102,000 | $113,000 | $1,900,000 | $79,000 | $1,800,000 |
| FHA-insured (Federal Housing Administration) | 868 | $102,556,000 | $118,000 | $318,000 | $39,000 | $182,000 |
| VA-guaranteed (Veterans Administration) | 186 | $25,975,000 | $139,000 | $360,000 | $38,000 | $125,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,652 | $263,861,000 | $99,000 | $1,500,000 | $77,000 | $1,324,000 |
| Application Denied By Financial Institution | 1,596 | $174,327,000 | $109,000 | $1,900,000 | $73,000 | $1,236,000 |
| Application Approved But Not Accepted | 1,355 | $177,991,000 | $131,000 | $1,235,000 | $75,000 | $1,800,000 |
| Application Withdrawn By Applicant | 837 | $101,619,000 | $121,000 | $1,000,000 | $53,000 | $1,200,000 |
| Loan Purchased By The Institution | 519 | $81,639,000 | $157,000 | $1,075,000 | $84,000 | $566,000 |
| File Closed For Incompleteness | 45 | $5,475,000 | $121,000 | $324,000 | $46,000 | $260,000 |
| Preapproval Denied by Financial Institution | 21 | $2,721,000 | $129,000 | $190,000 | $37,000 | $150,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 589 | $52,631,000 | $89,000 | $1,800,000 | $59,000 | $780,000 |
| Debt-To-Income Ratio | 364 | $32,971,000 | $90,000 | $650,000 | $54,000 | $420,000 |
| Other | 343 | $48,941,000 | $142,000 | $1,900,000 | $84,000 | $750,000 |
| Collateral | 204 | $24,390,000 | $119,000 | $1,000,000 | $107,000 | $550,000 |
| Unverifiable Information | 72 | $11,702,000 | $162,000 | $1,625,000 | $132,000 | $1,236,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 24 | $3,207,000 | $133,000 | $636,000 | $87,000 | $1,147,000 |
| Employment History | 21 | $3,206,000 | $152,000 | $900,000 | $60,000 | $404,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Federal C/O Sky Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Federal C/O Sky Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.