United Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
United Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Bank 11185 Fairfax Blvd Fairfax, VA 22030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,141 |
| Total Mortgage Loan Application Amount | $1,709,225,000 |
| Average Mortgage Loan Application Amount | $278,000 |
| Highest Mortgage Loan Application Amount | $53,055,000 |
| Average Applicant Income | $153,000 |
| Highest Applicant Income | $7,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with United Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down United Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 187 | $ 116,075,000 | $ 620,000 | $ 277,000 |
| Prince George's County Maryland | 185 | $ 69,005,000 | $ 373,000 | $ 108,000 |
| Horry County South Carolina | 172 | $ 91,650,000 | $ 532,000 | $ 150,000 |
| District of Columbia County District Of Columbia | 135 | $ 92,965,000 | $ 688,000 | $ 199,000 |
| Brunswick County North Carolina | 112 | $ 39,310,000 | $ 350,000 | $ 195,000 |
| Montgomery County Maryland | 106 | $ 62,260,000 | $ 587,000 | $ 239,000 |
| Henrico County Virginia | 95 | $ 28,735,000 | $ 302,000 | $ 117,000 |
| Chesterfield County Virginia | 86 | $ 30,010,000 | $ 348,000 | $ 167,000 |
| Monongalia County West Virginia | 84 | $ 25,490,000 | $ 303,000 | $ 181,000 |
| Cabell County West Virginia | 82 | $ 14,090,000 | $ 171,000 | $ 103,000 |
| Richmond City County Virginia | 79 | $ 75,665,000 | $ 957,000 | $ 152,000 |
| Prince William County Virginia | 76 | $ 28,580,000 | $ 376,000 | $ 167,000 |
| Mecklenburg County North Carolina | 71 | $ 74,155,000 | $ 1,044,000 | $ 172,000 |
| Kanawha County West Virginia | 69 | $ 11,895,000 | $ 172,000 | $ 131,000 |
| Charleston County South Carolina | 68 | $ 22,360,000 | $ 328,000 | $ 208,000 |
| Loudoun County Virginia | 61 | $ 24,815,000 | $ 406,000 | $ 242,000 |
| Greenville County South Carolina | 60 | $ 9,820,000 | $ 163,000 | $ 100,000 |
| Fayette County Pennsylvania | 55 | $ 4,555,000 | $ 82,000 | $ 92,000 |
| Hanover County Virginia | 55 | $ 16,045,000 | $ 291,000 | $ 160,000 |
| Beaufort County North Carolina | 53 | $ 11,525,000 | $ 217,000 | $ 128,000 |
| Pitt County North Carolina | 53 | $ 8,035,000 | $ 151,000 | $ 117,000 |
| Berkeley County South Carolina | 49 | $ 13,105,000 | $ 267,000 | $ 110,000 |
| Arlington County Virginia | 48 | $ 42,170,000 | $ 878,000 | $ 347,000 |
| Washington County Maryland | 47 | $ 11,865,000 | $ 252,000 | $ 188,000 |
| Louisa County Virginia | 47 | $ 12,715,000 | $ 270,000 | $ 153,000 |
| Powhatan County Virginia | 46 | $ 16,040,000 | $ 348,000 | $ 168,000 |
| Dorchester County South Carolina | 45 | $ 12,195,000 | $ 271,000 | $ 111,000 |
| York County South Carolina | 44 | $ 8,950,000 | $ 203,000 | $ 151,000 |
| Wayne County West Virginia | 44 | $ 6,190,000 | $ 140,000 | $ 101,000 |
| Raleigh County West Virginia | 43 | $ 6,535,000 | $ 151,000 | $ 125,000 |
| Beaufort County South Carolina | 40 | $ 29,880,000 | $ 747,000 | $ 279,000 |
| Craven County North Carolina | 39 | $ 5,215,000 | $ 133,000 | $ 119,000 |
| Berkeley County West Virginia | 34 | $ 5,740,000 | $ 168,000 | $ 133,000 |
| Wood County West Virginia | 34 | $ 3,180,000 | $ 93,000 | $ 128,000 |
| Anne Arundel County Maryland | 33 | $ 15,535,000 | $ 470,000 | $ 364,000 |
| Fulton County Georgia | 32 | $ 16,890,000 | $ 527,000 | $ 189,000 |
| Spartanburg County South Carolina | 32 | $ 5,830,000 | $ 182,000 | $ 128,000 |
| Essex County Virginia | 31 | $ 4,975,000 | $ 160,000 | $ 145,000 |
| Gaston County North Carolina | 29 | $ 5,165,000 | $ 178,000 | $ 140,000 |
| Lincoln County North Carolina | 27 | $ 5,765,000 | $ 213,000 | $ 117,000 |
| Wake County North Carolina | 27 | $ 117,535,000 | $ 4,353,000 | $ 245,000 |
| Baltimore County Maryland | 26 | $ 9,440,000 | $ 363,000 | $ 328,000 |
| Catawba County North Carolina | 26 | $ 6,240,000 | $ 240,000 | $ 145,000 |
| New Hanover County North Carolina | 26 | $ 18,930,000 | $ 728,000 | $ 128,000 |
| King William County Virginia | 26 | $ 5,330,000 | $ 205,000 | $ 89,000 |
| Webster County West Virginia | 26 | $ 1,470,000 | $ 56,000 | $ 358,000 |
| Carteret County North Carolina | 25 | $ 6,005,000 | $ 240,000 | $ 169,000 |
| Lexington County South Carolina | 25 | $ 4,205,000 | $ 168,000 | $ 94,000 |
| Rockingham County Virginia | 25 | $ 4,275,000 | $ 171,000 | $ 90,000 |
| Frederick County Maryland | 24 | $ 9,850,000 | $ 410,000 | $ 223,000 |
| Dare County North Carolina | 24 | $ 6,670,000 | $ 277,000 | $ 175,000 |
| Rutherford County North Carolina | 24 | $ 3,050,000 | $ 127,000 | $ 88,000 |
| Shenandoah County Virginia | 24 | $ 2,760,000 | $ 115,000 | $ 154,000 |
| Jefferson County West Virginia | 24 | $ 4,810,000 | $ 200,000 | $ 176,000 |
| Putnam County West Virginia | 24 | $ 4,410,000 | $ 183,000 | $ 168,000 |
| Frederick County Virginia | 23 | $ 6,175,000 | $ 268,000 | $ 128,000 |
| Northumberland County Virginia | 23 | $ 5,415,000 | $ 235,000 | $ 210,000 |
| Charles County Maryland | 22 | $ 7,170,000 | $ 325,000 | $ 91,000 |
| Goochland County Virginia | 22 | $ 7,560,000 | $ 343,000 | $ 170,000 |
| Robeson County North Carolina | 21 | $ 9,445,000 | $ 449,000 | $ 112,000 |
| Alexandria County Virginia | 20 | $ 8,280,000 | $ 414,000 | $ 262,000 |
| Lawrence County Ohio | 18 | $ 2,710,000 | $ 150,000 | $ 75,000 |
| Columbus County North Carolina | 17 | $ 2,085,000 | $ 122,000 | $ 75,000 |
| Fayette County West Virginia | 17 | $ 1,955,000 | $ 115,000 | $ 87,000 |
| Baltimore City County Maryland | 16 | $ 7,610,000 | $ 475,000 | $ 187,000 |
| Marshall County West Virginia | 16 | $ 2,290,000 | $ 143,000 | $ 84,000 |
| DeKalb County Georgia | 15 | $ 8,235,000 | $ 549,000 | $ 195,000 |
| Cumberland County North Carolina | 14 | $ 5,340,000 | $ 381,000 | $ 80,000 |
| New Kent County Virginia | 14 | $ 4,480,000 | $ 320,000 | $ 130,000 |
| Jackson County West Virginia | 14 | $ 910,000 | $ 65,000 | $ 83,000 |
| Caldwell County North Carolina | 13 | $ 3,775,000 | $ 290,000 | $ 230,000 |
| Durham County North Carolina | 13 | $ 4,065,000 | $ 312,000 | $ 137,000 |
| Albemarle County Virginia | 13 | $ 3,815,000 | $ 293,000 | $ 456,000 |
| Warren County Virginia | 13 | $ 1,985,000 | $ 152,000 | $ 120,000 |
| Hancock County West Virginia | 13 | $ 1,095,000 | $ 84,000 | $ 88,000 |
| Pender County North Carolina | 12 | $ 2,520,000 | $ 210,000 | $ 127,000 |
| Wayne County North Carolina | 12 | $ 1,140,000 | $ 95,000 | $ 75,000 |
| Lewis County West Virginia | 12 | $ 2,490,000 | $ 207,000 | $ 107,000 |
| Nicholas County West Virginia | 12 | $ 1,260,000 | $ 105,000 | $ 84,000 |
| Cobb County Georgia | 11 | $ 7,205,000 | $ 655,000 | $ 228,000 |
| Manassas County Virginia | 11 | $ 2,425,000 | $ 220,000 | $ 155,000 |
| Gwinnett County Georgia | 10 | $ 14,980,000 | $ 1,498,000 | $ 109,000 |
| Bladen County North Carolina | 10 | $ 5,500,000 | $ 550,000 | $ 60,000 |
| Nash County North Carolina | 10 | $ 1,420,000 | $ 142,000 | $ 81,000 |
| Fairfax City County Virginia | 10 | $ 3,370,000 | $ 337,000 | $ 236,000 |
| Spotsylvania County Virginia | 10 | $ 4,060,000 | $ 406,000 | $ 172,000 |
| Gilmer County Georgia | 9 | $ 3,755,000 | $ 417,000 | $ 285,000 |
| Howard County Maryland | 9 | $ 7,185,000 | $ 798,000 | $ 373,000 |
| Lenoir County North Carolina | 9 | $ 2,025,000 | $ 225,000 | $ 58,000 |
| Pasquotank County North Carolina | 9 | $ 1,245,000 | $ 138,000 | $ 76,000 |
| Richland County South Carolina | 9 | $ 1,595,000 | $ 177,000 | $ 97,000 |
| Augusta County Virginia | 9 | $ 2,165,000 | $ 240,000 | $ 105,000 |
| Ohio County West Virginia | 9 | $ 505,000 | $ 56,000 | $ 67,000 |
| Sussex County Delaware | 8 | $ 4,870,000 | $ 608,000 | $ 831,000 |
| Onslow County North Carolina | 8 | $ 2,570,000 | $ 321,000 | $ 126,000 |
| Belmont County Ohio | 8 | $ 740,000 | $ 92,000 | $ 69,000 |
| Greene County Virginia | 8 | $ 980,000 | $ 122,000 | $ 60,000 |
| Cherokee County Georgia | 7 | $ 3,275,000 | $ 467,000 | $ 176,000 |
| Duplin County North Carolina | 7 | $ 475,000 | $ 67,000 | $ 53,000 |
| Iredell County North Carolina | 7 | $ 6,325,000 | $ 903,000 | $ 346,000 |
| Washington County Ohio | 7 | $ 935,000 | $ 133,000 | $ 292,000 |
| Fauquier County Virginia | 7 | $ 3,485,000 | $ 497,000 | $ 233,000 |
| Petersburg County Virginia | 7 | $ 1,175,000 | $ 167,000 | $ 59,000 |
| Prince George County Virginia | 7 | $ 2,365,000 | $ 337,000 | $ 126,000 |
| Brooke County West Virginia | 7 | $ 525,000 | $ 75,000 | $ 50,000 |
| Harrison County West Virginia | 7 | $ 11,925,000 | $ 1,703,000 | $ 57,000 |
| Wyoming County West Virginia | 7 | $ 585,000 | $ 83,000 | $ 85,000 |
| Burke County North Carolina | 6 | $ 1,130,000 | $ 188,000 | $ 92,000 |
| Wilson County North Carolina | 6 | $ 2,100,000 | $ 350,000 | $ 160,000 |
| Jasper County South Carolina | 6 | $ 2,230,000 | $ 371,000 | $ 186,000 |
| Campbell County Virginia | 6 | $ 890,000 | $ 148,000 | $ 59,000 |
| Falls Church County Virginia | 6 | $ 4,260,000 | $ 710,000 | $ 320,000 |
| King and Queen County Virginia | 6 | $ 1,340,000 | $ 223,000 | $ 173,000 |
| Lynchburg County Virginia | 6 | $ 3,190,000 | $ 531,000 | $ 100,000 |
| Middlesex County Virginia | 6 | $ 1,300,000 | $ 216,000 | $ 176,000 |
| Orange County Virginia | 6 | $ 1,390,000 | $ 231,000 | $ 113,000 |
| Stafford County Virginia | 6 | $ 1,160,000 | $ 193,000 | $ 158,000 |
| Boone County West Virginia | 6 | $ 650,000 | $ 108,000 | $ 97,000 |
| Logan County West Virginia | 6 | $ 450,000 | $ 75,000 | $ 73,000 |
| Preston County West Virginia | 6 | $ 560,000 | $ 93,000 | $ 58,000 |
| Bartow County Georgia | 5 | $ 2,005,000 | $ 401,000 | $ 103,000 |
| Forsyth County Georgia | 5 | $ 2,375,000 | $ 475,000 | $ 132,000 |
| Edgecombe County North Carolina | 5 | $ 705,000 | $ 141,000 | $ 90,000 |
| Henderson County North Carolina | 5 | $ 5,705,000 | $ 1,141,000 | $ 83,000 |
| Franklin County Pennsylvania | 5 | $ 4,765,000 | $ 953,000 | $ 88,000 |
| Caroline County Virginia | 5 | $ 1,445,000 | $ 289,000 | $ 122,000 |
| Fluvanna County Virginia | 5 | $ 1,115,000 | $ 223,000 | $ 80,000 |
| Harrisonburg County Virginia | 5 | $ 2,585,000 | $ 517,000 | $ 232,000 |
| Richmond County Virginia | 5 | $ 675,000 | $ 135,000 | $ 115,000 |
| Marion County West Virginia | 5 | $ 345,000 | $ 69,000 | $ 127,000 |
| Palm Beach County Florida | 4 | $ 32,560,000 | $ 8,140,000 | $ 2,306,000 |
| St. Johns County Florida | 4 | $ 11,480,000 | $ 2,870,000 | $ 89,000 |
| Henry County Georgia | 4 | $ 930,000 | $ 232,000 | $ 69,000 |
| Walton County Georgia | 4 | $ 1,760,000 | $ 440,000 | $ 131,000 |
| Buncombe County North Carolina | 4 | $ 1,120,000 | $ 280,000 | $ 103,000 |
| Currituck County North Carolina | 4 | $ 3,220,000 | $ 805,000 | $ 882,000 |
| Guilford County North Carolina | 4 | $ 3,830,000 | $ 957,000 | $ 65,000 |
| Johnston County North Carolina | 4 | $ 850,000 | $ 212,000 | $ 82,000 |
| Pamlico County North Carolina | 4 | $ 650,000 | $ 162,000 | $ 173,000 |
| Person County North Carolina | 4 | $ 2,050,000 | $ 512,000 | $ 68,000 |
| Watauga County North Carolina | 4 | $ 1,630,000 | $ 407,000 | $ 231,000 |
| Cherokee County South Carolina | 4 | $ 2,050,000 | $ 512,000 | $ 68,000 |
| Colleton County South Carolina | 4 | $ 2,330,000 | $ 582,000 | $ 303,000 |
| Oconee County South Carolina | 4 | $ 2,990,000 | $ 747,000 | $ 247,000 |
| Orangeburg County South Carolina | 4 | $ 650,000 | $ 162,000 | $ 93,000 |
| Pickens County South Carolina | 4 | $ 780,000 | $ 195,000 | $ 140,000 |
| Amherst County Virginia | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Culpeper County Virginia | 4 | $ 1,280,000 | $ 320,000 | $ 158,000 |
| Lancaster County Virginia | 4 | $ 3,320,000 | $ 830,000 | $ 203,000 |
| Westmoreland County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 145,000 |
| Braxton County West Virginia | 4 | $ 380,000 | $ 95,000 | $ 69,000 |
| Collier County Florida | 3 | $ 8,645,000 | $ 2,881,000 | $ 706,000 |
| Banks County Georgia | 3 | $ 965,000 | $ 321,000 | $ 103,000 |
| Hall County Georgia | 3 | $ 1,025,000 | $ 341,000 | $ 108,000 |
| Jackson County Georgia | 3 | $ 1,325,000 | $ 441,000 | $ 145,000 |
| Boyd County Kentucky | 3 | $ 365,000 | $ 121,000 | $ 102,000 |
| Carroll County Maryland | 3 | $ 1,725,000 | $ 575,000 | $ 198,000 |
| Worcester County Maryland | 3 | $ 3,035,000 | $ 1,011,000 | $ 1,716,000 |
| Avery County North Carolina | 3 | $ 795,000 | $ 265,000 | $ 223,000 |
| Orange County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 100,000 |
| Washington County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 101,000 |
| Centre County Pennsylvania | 3 | $ 815,000 | $ 271,000 | $ 342,000 |
| Anderson County South Carolina | 3 | $ 415,000 | $ 138,000 | $ 93,000 |
| Georgetown County South Carolina | 3 | $ 1,015,000 | $ 338,000 | $ 240,000 |
| Lancaster County South Carolina | 3 | $ 1,525,000 | $ 508,000 | $ 140,000 |
| Sevier County Tennessee | 3 | $ 1,055,000 | $ 351,000 | $ 136,000 |
| Charlottesville County Virginia | 3 | $ 785,000 | $ 261,000 | $ 385,000 |
| Dinwiddie County Virginia | 3 | $ 1,005,000 | $ 335,000 | $ 101,000 |
| Mathews County Virginia | 3 | $ 1,705,000 | $ 568,000 | $ 136,000 |
| Nelson County Virginia | 3 | $ 965,000 | $ 321,000 | $ 177,000 |
| Page County Virginia | 3 | $ 575,000 | $ 191,000 | $ 110,000 |
| Waynesboro County Virginia | 3 | $ 955,000 | $ 318,000 | $ 195,000 |
| Greenbrier County West Virginia | 3 | $ 1,965,000 | $ 655,000 | $ 411,000 |
| Hampshire County West Virginia | 3 | $ 655,000 | $ 218,000 | $ 186,000 |
| Mercer County West Virginia | 3 | $ 175,000 | $ 58,000 | $ 88,000 |
| Duval County Florida | 2 | $ 2,750,000 | $ 1,375,000 | $ 680,000 |
| Catoosa County Georgia | 2 | $ 720,000 | $ 360,000 | $ 90,000 |
| Clayton County Georgia | 2 | $ 470,000 | $ 235,000 | $ 71,000 |
| Columbia County Georgia | 2 | $ 950,000 | $ 475,000 | $ 287,000 |
| Dawson County Georgia | 2 | $ 710,000 | $ 355,000 | $ 288,000 |
| Oconee County Georgia | 2 | $ 1,570,000 | $ 785,000 | $ 160,000 |
| Greenup County Kentucky | 2 | $ 630,000 | $ 315,000 | $ 168,000 |
| Calvert County Maryland | 2 | $ 500,000 | $ 250,000 | $ 311,000 |
| Cabarrus County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 47,000 |
| Cleveland County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 67,000 |
| Martin County North Carolina | 2 | $ 640,000 | $ 320,000 | $ 0 |
| Rowan County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 81,000 |
| Sampson County North Carolina | 2 | $ 120,000 | $ 60,000 | $ 80,000 |
| Stokes County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 67,000 |
| Union County North Carolina | 2 | $ 1,580,000 | $ 790,000 | $ 218,000 |
| Darlington County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 266,000 |
| Hamilton County Tennessee | 2 | $ 760,000 | $ 380,000 | $ 176,000 |
| Knox County Tennessee | 2 | $ 1,190,000 | $ 595,000 | $ 216,000 |
| Marion County Tennessee | 2 | $ 910,000 | $ 455,000 | $ 116,000 |
| Bedford County Virginia | 2 | $ 590,000 | $ 295,000 | $ 134,000 |
| Buckingham County Virginia | 2 | $ 80,000 | $ 40,000 | $ 52,000 |
| Colonial Heights County Virginia | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Fredericksburg County Virginia | 2 | $ 1,150,000 | $ 575,000 | $ 156,000 |
| Hopewell County Virginia | 2 | $ 370,000 | $ 185,000 | $ 50,000 |
| James City County Virginia | 2 | $ 1,250,000 | $ 625,000 | $ 173,000 |
| Rappahannock County Virginia | 2 | $ 730,000 | $ 365,000 | $ 114,000 |
| Winchester County Virginia | 2 | $ 300,000 | $ 150,000 | $ 357,000 |
| Clay County West Virginia | 2 | $ 170,000 | $ 85,000 | $ 22,000 |
| Mason County West Virginia | 2 | $ 180,000 | $ 90,000 | $ 95,000 |
| Taylor County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 34,000 |
| St. Clair County Alabama | 1 | $ 725,000 | $ 725,000 | $ 289,000 |
| Riverside County California | 1 | $ 105,000 | $ 105,000 | $ 49,000 |
| Eagle County Colorado | 1 | $ 2,385,000 | $ 2,385,000 | $ 4,000 |
| Bay County Florida | 1 | $ 325,000 | $ 325,000 | $ 241,000 |
| Citrus County Florida | 1 | $ 105,000 | $ 105,000 | $ 874,000 |
| Flagler County Florida | 1 | $ 475,000 | $ 475,000 | $ 1,118,000 |
| Lee County Florida | 1 | $ 825,000 | $ 825,000 | $ 325,000 |
| Manatee County Florida | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Orange County Florida | 1 | $ 145,000 | $ 145,000 | $ 85,000 |
| Pasco County Florida | 1 | $ 365,000 | $ 365,000 | $ 244,000 |
| Carroll County Georgia | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Chatham County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Dade County Georgia | 1 | $ 515,000 | $ 515,000 | $ 196,000 |
| Douglas County Georgia | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Gordon County Georgia | 1 | $ 295,000 | $ 295,000 | $ 113,000 |
| Grady County Georgia | 1 | $ 285,000 | $ 285,000 | $ 130,000 |
| Jasper County Georgia | 1 | $ 265,000 | $ 265,000 | $ 110,000 |
| Jones County Georgia | 1 | $ 355,000 | $ 355,000 | $ 170,000 |
| Madison County Georgia | 1 | $ 375,000 | $ 375,000 | $ 129,000 |
| Paulding County Georgia | 1 | $ 195,000 | $ 195,000 | $ 111,000 |
| Putnam County Georgia | 1 | $ 575,000 | $ 575,000 | $ 152,000 |
| Rockdale County Georgia | 1 | $ 285,000 | $ 285,000 | $ 141,000 |
| Spalding County Georgia | 1 | $ 245,000 | $ 245,000 | $ 55,000 |
| Union County Georgia | 1 | $ 335,000 | $ 335,000 | $ 127,000 |
| Walker County Georgia | 1 | $ 355,000 | $ 355,000 | $ 155,000 |
| Whitfield County Georgia | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Carter County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Floyd County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 43,000 |
| Martin County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 231,000 |
| Warren County Kentucky | 1 | $ 405,000 | $ 405,000 | $ 553,000 |
| Cecil County Maryland | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Garrett County Maryland | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Harford County Maryland | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Queen Anne's County Maryland | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| Talbot County Maryland | 1 | $ 375,000 | $ 375,000 | $ 138,000 |
| Belknap County New Hampshire | 1 | $ 415,000 | $ 415,000 | $ 215,000 |
| Merrimack County New Hampshire | 1 | $ 435,000 | $ 435,000 | $ 194,000 |
| Hudson County New Jersey | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Alamance County North Carolina | 1 | $ 2,205,000 | $ 2,205,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 595,000 | $ 595,000 | $ 270,000 |
| Haywood County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 231,000 |
| Jackson County North Carolina | 1 | $ 425,000 | $ 425,000 | $ 357,000 |
| Richmond County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Stanly County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 77,000 |
| Surry County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Transylvania County North Carolina | 1 | $ 555,000 | $ 555,000 | $ 201,000 |
| Tyrrell County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 67,000 |
| Yadkin County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Gallia County Ohio | 1 | $ 55,000 | $ 55,000 | $ 73,000 |
| Geauga County Ohio | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| Jefferson County Ohio | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Meigs County Ohio | 1 | $ 85,000 | $ 85,000 | $ 39,000 |
| Scioto County Ohio | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Summit County Ohio | 1 | $ 4,005,000 | $ 4,005,000 | $ 0 |
| Union County Ohio | 1 | $ 415,000 | $ 415,000 | $ 201,000 |
| Washington County Oregon | 1 | $ 205,000 | $ 205,000 | $ 108,000 |
| Allegheny County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 207,000 |
| Lancaster County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 211,000 |
| Westmoreland County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Abbeville County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Aiken County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Calhoun County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 276,000 |
| Clarendon County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 162,000 |
| Fairfield County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Florence County South Carolina | 1 | $ 1,265,000 | $ 1,265,000 | $ 0 |
| Laurens County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 183,000 |
| Marion County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| McCormick County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Newberry County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 151,000 |
| Sumter County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 24,000 |
| Union County South Carolina | 1 | $ 405,000 | $ 405,000 | $ 139,000 |
| Anderson County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 156,000 |
| Bradley County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Cocke County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 61,000 |
| Cumberland County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 77,000 |
| McMinn County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 130,000 |
| Meigs County Tennessee | 1 | $ 595,000 | $ 595,000 | $ 183,000 |
| Roane County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 93,000 |
| Accomack County Virginia | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Amelia County Virginia | 1 | $ 345,000 | $ 345,000 | $ 70,000 |
| Appomattox County Virginia | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
| Charles City County Virginia | 1 | $ 245,000 | $ 245,000 | $ 39,000 |
| Chesapeake County Virginia | 1 | $ 10,005,000 | $ 10,005,000 | $ 0 |
| Clarke County Virginia | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Cumberland County Virginia | 1 | $ 35,000 | $ 35,000 | $ 51,000 |
| Franklin County Virginia | 1 | $ 425,000 | $ 425,000 | $ 412,000 |
| King George County Virginia | 1 | $ 395,000 | $ 395,000 | $ 174,000 |
| Madison County Virginia | 1 | $ 595,000 | $ 595,000 | $ 103,000 |
| Mecklenburg County Virginia | 1 | $ 475,000 | $ 475,000 | $ 179,000 |
| Montgomery County Virginia | 1 | $ 315,000 | $ 315,000 | $ 281,000 |
| Newport News County Virginia | 1 | $ 435,000 | $ 435,000 | $ 137,000 |
| Pulaski County Virginia | 1 | $ 245,000 | $ 245,000 | $ 139,000 |
| Roanoke City County Virginia | 1 | $ 85,000 | $ 85,000 | $ 175,000 |
| Staunton County Virginia | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Suffolk County Virginia | 1 | $ 365,000 | $ 365,000 | $ 198,000 |
| Virginia Beach County Virginia | 1 | $ 245,000 | $ 245,000 | $ 458,000 |
| Washington County Virginia | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| York County Virginia | 1 | $ 255,000 | $ 255,000 | $ 116,000 |
| Barbour County West Virginia | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Gilmer County West Virginia | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Hardy County West Virginia | 1 | $ 285,000 | $ 285,000 | $ 264,000 |
| Pocahontas County West Virginia | 1 | $ 225,000 | $ 225,000 | $ 484,000 |
| Ritchie County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 87,000 |
| Summers County West Virginia | 1 | $ 105,000 | $ 105,000 | $ 159,000 |
| Tucker County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 108,000 |
| Tyler County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 119,000 |
| Wirt County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for United Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,392 | $1,353,730,000 | $565,000 | $53,055,000 | $175,000 | $6,627,000 |
| Home Improvement | 691 | $90,335,000 | $130,000 | $1,955,000 | $157,000 | $3,730,000 |
| Refinancing | 580 | $183,590,000 | $316,000 | $12,505,000 | $184,000 | $2,406,000 |
| Other Purpose | 333 | $46,895,000 | $140,000 | $3,005,000 | $154,000 | $7,200,000 |
| Cash-out Refinancing | 145 | $34,675,000 | $239,000 | $1,785,000 | $95,000 | $557,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,823 | $373,965,000 | $205,000 | $5,005,000 | $169,000 | $7,200,000 |
| Not applicable | 1,776 | $1,207,810,000 | $680,000 | $53,055,000 | $171,000 | $4,112,000 |
| Not Provided | 250 | $64,620,000 | $258,000 | $3,005,000 | $162,000 | $1,791,000 |
| Black or African American | 122 | $21,810,000 | $178,000 | $1,005,000 | $115,000 | $726,000 |
| Hispanic | 68 | $12,270,000 | $180,000 | $1,005,000 | $136,000 | $1,282,000 |
| Asian | 67 | $22,395,000 | $334,000 | $2,005,000 | $226,000 | $1,739,000 |
| American Indian or Alaskan Native | 14 | $1,820,000 | $130,000 | $355,000 | $156,000 | $480,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $120,000 | $60,000 | $75,000 | $82,000 | $120,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,939 | $1,663,915,000 | $422,000 | $53,055,000 | $173,000 | $7,200,000 |
| FHA-insured (Federal Housing Administration) | 144 | $31,150,000 | $216,000 | $455,000 | $78,000 | $300,000 |
| VA-guaranteed (Veterans Administration) | 44 | $12,090,000 | $274,000 | $695,000 | $96,000 | $224,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 14 | $2,070,000 | $147,000 | $265,000 | $62,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,713 | $734,455,000 | $428,000 | $53,055,000 | $190,000 | $6,627,000 |
| Loan Purchased By The Institution | 1,430 | $694,490,000 | $485,000 | $24,025,000 | $171,000 | $4,112,000 |
| Application Denied By Financial Institution | 725 | $140,125,000 | $193,000 | $11,715,000 | $122,000 | $7,200,000 |
| Application Withdrawn By Applicant | 212 | $115,150,000 | $543,000 | $49,005,000 | $158,000 | $1,791,000 |
| File Closed For Incompleteness | 31 | $5,565,000 | $179,000 | $805,000 | $164,000 | $600,000 |
| Application Approved But Not Accepted | 30 | $19,440,000 | $648,000 | $5,785,000 | $166,000 | $384,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,416 | $1,569,100,000 | $459,000 | $53,055,000 | $179,000 | $6,627,000 |
| Credit History | 317 | $31,645,000 | $99,000 | $805,000 | $130,000 | $7,200,000 |
| Debt-To-Income Ratio | 243 | $70,585,000 | $290,000 | $11,715,000 | $79,000 | $560,000 |
| Collateral | 92 | $17,210,000 | $187,000 | $2,005,000 | $176,000 | $1,739,000 |
| Other | 37 | $8,905,000 | $240,000 | $2,005,000 | $171,000 | $1,161,000 |
| Unverifiable Information | 12 | $4,170,000 | $347,000 | $1,205,000 | $130,000 | $281,000 |
| Employment History | 9 | $2,125,000 | $236,000 | $665,000 | $121,000 | $250,000 |
| Credit Application Incomplete | 8 | $4,180,000 | $522,000 | $1,405,000 | $193,000 | $475,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,305,000 | $186,000 | $245,000 | $111,000 | $193,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.