United Community Bank
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Georgia.
The mortgage statistics and data below are specific to mortgage loan applications for United Community Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address United Community Bank
Po Box 398
Blairsville, GA 30512
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  
Total Number of Mortgage Applications 11,896
Total Mortgage Loan Application Amount $2,260,920,000
Average Mortgage Loan Application Amount $166,000
Highest Mortgage Loan Application Amount $12,005,000
Average Applicant Income $112,200
Highest Applicant Income $2,251,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in GA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for United Community Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Greenville County South Carolina 487 $ 83,335,000 $ 171,000 $ 120,000
Union County Georgia 397 $ 59,305,000 $ 149,000 $ 93,000
Fannin County Georgia 376 $ 66,410,000 $ 176,000 $ 117,000
Cobb County Georgia 328 $ 72,290,000 $ 220,000 $ 135,000
Gilmer County Georgia 325 $ 56,085,000 $ 172,000 $ 104,000
Henderson County North Carolina 297 $ 73,975,000 $ 249,000 $ 117,000
Hall County Georgia 286 $ 53,860,000 $ 188,000 $ 125,000
Loudon County Tennessee 283 $ 55,775,000 $ 197,000 $ 106,000
Spartanburg County South Carolina 268 $ 36,150,000 $ 134,000 $ 99,000
Fulton County Georgia 262 $ 67,380,000 $ 257,000 $ 137,000
Gwinnett County Georgia 255 $ 67,975,000 $ 266,000 $ 132,000
Bradley County Tennessee 250 $ 39,860,000 $ 159,000 $ 74,000
Coweta County Georgia 245 $ 55,365,000 $ 225,000 $ 118,000
White County Georgia 240 $ 34,840,000 $ 145,000 $ 86,000
Floyd County Georgia 231 $ 38,595,000 $ 167,000 $ 129,000
Cherokee County Georgia 212 $ 45,330,000 $ 213,000 $ 126,000
Carroll County Georgia 207 $ 34,185,000 $ 165,000 $ 110,000
Wake County North Carolina 202 $ 51,460,000 $ 254,000 $ 121,000
Johnston County North Carolina 196 $ 28,190,000 $ 143,000 $ 99,000
Transylvania County North Carolina 193 $ 44,505,000 $ 230,000 $ 113,000
Horry County South Carolina 189 $ 30,195,000 $ 159,000 $ 86,000
Glynn County Georgia 187 $ 33,825,000 $ 180,000 $ 117,000
Habersham County Georgia 185 $ 27,895,000 $ 150,000 $ 101,000
Charleston County South Carolina 184 $ 71,970,000 $ 391,000 $ 175,000
Avery County North Carolina 177 $ 40,095,000 $ 226,000 $ 144,000
Chatham County Georgia 171 $ 45,495,000 $ 266,000 $ 163,000
Forsyth County Georgia 166 $ 35,160,000 $ 211,000 $ 124,000
Towns County Georgia 163 $ 26,405,000 $ 161,000 $ 109,000
Knox County Tennessee 162 $ 32,310,000 $ 199,000 $ 117,000
Pickens County Georgia 152 $ 25,860,000 $ 170,000 $ 93,000
Anderson County South Carolina 150 $ 24,470,000 $ 163,000 $ 105,000
Dawson County Georgia 139 $ 20,315,000 $ 146,000 $ 96,000
DeKalb County Georgia 138 $ 34,770,000 $ 251,000 $ 137,000
Bartow County Georgia 135 $ 21,935,000 $ 162,000 $ 103,000
Paulding County Georgia 135 $ 23,215,000 $ 171,000 $ 94,000
Cherokee County North Carolina 130 $ 12,990,000 $ 99,000 $ 69,000
Jackson County North Carolina 127 $ 26,685,000 $ 210,000 $ 151,000
Mitchell County North Carolina 127 $ 16,625,000 $ 130,000 $ 84,000
Chattooga County Georgia 126 $ 11,940,000 $ 94,000 $ 76,000
Lumpkin County Georgia 124 $ 15,980,000 $ 128,000 $ 86,000
Macon County North Carolina 109 $ 16,205,000 $ 148,000 $ 102,000
Rabun County Georgia 107 $ 20,245,000 $ 189,000 $ 139,000
Jackson County Georgia 99 $ 15,865,000 $ 160,000 $ 113,000
Laurens County South Carolina 94 $ 9,260,000 $ 98,000 $ 75,000
Yancey County North Carolina 86 $ 13,680,000 $ 159,000 $ 85,000
Haywood County North Carolina 84 $ 13,450,000 $ 160,000 $ 118,000
Henry County Georgia 82 $ 15,080,000 $ 183,000 $ 136,000
Blount County Tennessee 82 $ 15,450,000 $ 188,000 $ 117,000
Walton County Georgia 80 $ 15,990,000 $ 199,000 $ 107,000
Fayette County Georgia 79 $ 21,365,000 $ 270,000 $ 169,000
Newton County Georgia 79 $ 10,705,000 $ 135,000 $ 72,000
Swain County North Carolina 77 $ 9,305,000 $ 120,000 $ 81,000
Buncombe County North Carolina 75 $ 20,795,000 $ 277,000 $ 132,000
Beaufort County South Carolina 74 $ 23,210,000 $ 313,000 $ 206,000
Clay County North Carolina 73 $ 10,395,000 $ 142,000 $ 118,000
Greenwood County South Carolina 70 $ 7,300,000 $ 104,000 $ 70,000
Watauga County North Carolina 69 $ 21,415,000 $ 310,000 $ 163,000
Pickens County South Carolina 69 $ 11,625,000 $ 168,000 $ 90,000
Douglas County Georgia 67 $ 12,235,000 $ 182,000 $ 96,000
Graham County North Carolina 64 $ 8,180,000 $ 127,000 $ 130,000
Dorchester County South Carolina 61 $ 12,115,000 $ 198,000 $ 101,000
Rockdale County Georgia 60 $ 8,960,000 $ 149,000 $ 95,000
Banks County Georgia 57 $ 8,445,000 $ 148,000 $ 91,000
Roane County Tennessee 56 $ 6,940,000 $ 123,000 $ 78,000
Monroe County Tennessee 55 $ 9,845,000 $ 179,000 $ 85,000
Polk County Tennessee 48 $ 6,140,000 $ 127,000 $ 74,000
Hamilton County Tennessee 47 $ 10,215,000 $ 217,000 $ 99,000
Harnett County North Carolina 46 $ 7,160,000 $ 155,000 $ 80,000
Oconee County South Carolina 43 $ 9,185,000 $ 213,000 $ 137,000
Gordon County Georgia 40 $ 5,570,000 $ 139,000 $ 85,000
Clayton County Georgia 39 $ 5,375,000 $ 137,000 $ 51,000
Durham County North Carolina 33 $ 7,915,000 $ 239,000 $ 99,000
Madison County Georgia 31 $ 3,525,000 $ 113,000 $ 77,000
Clarke County Georgia 28 $ 5,400,000 $ 192,000 $ 133,000
Haralson County Georgia 28 $ 4,700,000 $ 167,000 $ 77,000
Berkeley County South Carolina 28 $ 6,350,000 $ 226,000 $ 81,000
Barrow County Georgia 27 $ 6,635,000 $ 245,000 $ 127,000
Polk County Georgia 24 $ 3,400,000 $ 141,000 $ 91,000
Oconee County Georgia 23 $ 6,255,000 $ 271,000 $ 165,000
Columbus County North Carolina 23 $ 2,905,000 $ 126,000 $ 118,000
Ware County Georgia 22 $ 1,610,000 $ 73,000 $ 52,000
Cherokee County South Carolina 22 $ 2,190,000 $ 99,000 $ 73,000
Sevier County Tennessee 21 $ 5,685,000 $ 270,000 $ 174,000
Stephens County Georgia 20 $ 4,120,000 $ 206,000 $ 144,000
Mecklenburg County North Carolina 20 $ 7,910,000 $ 395,000 $ 389,000
Georgetown County South Carolina 19 $ 4,615,000 $ 242,000 $ 162,000
Richland County South Carolina 19 $ 5,445,000 $ 286,000 $ 111,000
Cherokee County Alabama 17 $ 1,925,000 $ 113,000 $ 131,000
Abbeville County South Carolina 17 $ 2,195,000 $ 129,000 $ 59,000
Lexington County South Carolina 17 $ 5,665,000 $ 333,000 $ 133,000
McMinn County Tennessee 16 $ 2,480,000 $ 155,000 $ 81,000
Troup County Georgia 15 $ 2,855,000 $ 190,000 $ 111,000
Polk County North Carolina 15 $ 3,255,000 $ 217,000 $ 133,000
Franklin County Georgia 14 $ 1,860,000 $ 132,000 $ 66,000
Jasper County Georgia 14 $ 1,590,000 $ 113,000 $ 96,000
Brunswick County North Carolina 14 $ 2,840,000 $ 202,000 $ 239,000
Brantley County Georgia 13 $ 1,165,000 $ 89,000 $ 76,000
Effingham County Georgia 13 $ 3,845,000 $ 295,000 $ 81,000
Spalding County Georgia 13 $ 2,515,000 $ 193,000 $ 100,000
Carteret County North Carolina 13 $ 3,925,000 $ 301,000 $ 212,000
Duplin County North Carolina 13 $ 985,000 $ 75,000 $ 83,000
Murray County Georgia 12 $ 2,350,000 $ 195,000 $ 77,000
Morgan County Georgia 11 $ 2,355,000 $ 214,000 $ 84,000
Florence County South Carolina 11 $ 2,015,000 $ 183,000 $ 123,000
Meriwether County Georgia 10 $ 1,290,000 $ 129,000 $ 71,000
Franklin County North Carolina 10 $ 6,310,000 $ 631,000 $ 90,000
Carter County Tennessee 10 $ 1,300,000 $ 130,000 $ 57,000
Chatham County North Carolina 9 $ 2,145,000 $ 238,000 $ 105,000
Rutherford County North Carolina 9 $ 1,245,000 $ 138,000 $ 69,000
Hart County Georgia 8 $ 2,070,000 $ 258,000 $ 157,000
Heard County Georgia 8 $ 1,260,000 $ 157,000 $ 75,000
Burke County North Carolina 8 $ 1,750,000 $ 218,000 $ 67,000
Nash County North Carolina 8 $ 1,500,000 $ 187,000 $ 115,000
Orange County North Carolina 8 $ 3,120,000 $ 390,000 $ 143,000
Davidson County Tennessee 8 $ 1,850,000 $ 231,000 $ 80,000
Greene County Georgia 7 $ 4,035,000 $ 576,000 $ 373,000
Lamar County Georgia 7 $ 695,000 $ 99,000 $ 83,000
Oglethorpe County Georgia 7 $ 1,405,000 $ 200,000 $ 93,000
Walker County Georgia 7 $ 1,035,000 $ 147,000 $ 66,000
Wilson County North Carolina 7 $ 375,000 $ 53,000 $ 106,000
Rhea County Tennessee 7 $ 975,000 $ 139,000 $ 144,000
Bryan County Georgia 6 $ 990,000 $ 165,000 $ 110,000
Butts County Georgia 6 $ 1,100,000 $ 183,000 $ 71,000
Camden County Georgia 6 $ 750,000 $ 125,000 $ 115,000
Columbia County Georgia 6 $ 1,360,000 $ 226,000 $ 124,000
Pierce County Georgia 6 $ 530,000 $ 88,000 $ 61,000
Cumberland County North Carolina 6 $ 620,000 $ 103,000 $ 53,000
Madison County North Carolina 6 $ 770,000 $ 128,000 $ 124,000
McDowell County North Carolina 6 $ 1,310,000 $ 218,000 $ 106,000
Richmond County North Carolina 6 $ 690,000 $ 115,000 $ 209,000
Union County North Carolina 6 $ 1,400,000 $ 233,000 $ 147,000
Orangeburg County South Carolina 6 $ 1,190,000 $ 198,000 $ 66,000
Anderson County Tennessee 6 $ 430,000 $ 71,000 $ 93,000
Meigs County Tennessee 6 $ 740,000 $ 123,000 $ 47,000
Jefferson County Alabama 5 $ 1,215,000 $ 243,000 $ 78,000
Bibb County Georgia 5 $ 585,000 $ 117,000 $ 50,000
Bulloch County Georgia 5 $ 895,000 $ 179,000 $ 106,000
Muscogee County Georgia 5 $ 555,000 $ 111,000 $ 143,000
Bladen County North Carolina 5 $ 815,000 $ 163,000 $ 137,000
Guilford County North Carolina 5 $ 945,000 $ 189,000 $ 338,000
Wayne County North Carolina 5 $ 2,405,000 $ 481,000 $ 170,000
Saluda County South Carolina 5 $ 535,000 $ 107,000 $ 80,000
Sumter County South Carolina 5 $ 335,000 $ 67,000 $ 59,000
York County South Carolina 5 $ 1,945,000 $ 389,000 $ 130,000
Jefferson County Tennessee 5 $ 1,305,000 $ 261,000 $ 154,000
Cleburne County Alabama 4 $ 700,000 $ 175,000 $ 92,000
Bay County Florida 4 $ 400,000 $ 100,000 $ 227,000
Broward County Florida 4 $ 1,440,000 $ 360,000 $ 159,000
Hillsborough County Florida 4 $ 620,000 $ 155,000 $ 101,000
Nassau County Florida 4 $ 1,930,000 $ 482,000 $ 329,000
Baldwin County Georgia 4 $ 770,000 $ 192,000 $ 526,000
McIntosh County Georgia 4 $ 410,000 $ 102,000 $ 56,000
Pike County Georgia 4 $ 1,150,000 $ 287,000 $ 237,000
Lincoln County North Carolina 4 $ 1,350,000 $ 337,000 $ 313,000
Pender County North Carolina 4 $ 1,260,000 $ 315,000 $ 218,000
Sampson County North Carolina 4 $ 320,000 $ 80,000 $ 64,000
Jasper County South Carolina 4 $ 610,000 $ 152,000 $ 273,000
Newberry County South Carolina 4 $ 980,000 $ 245,000 $ 178,000
Calhoun County Alabama 3 $ 245,000 $ 81,000 $ 56,000
Pasco County Florida 3 $ 855,000 $ 285,000 $ 245,000
Hancock County Georgia 3 $ 335,000 $ 111,000 $ 72,000
Putnam County Georgia 3 $ 395,000 $ 131,000 $ 133,000
Toombs County Georgia 3 $ 655,000 $ 218,000 $ 109,000
Whitfield County Georgia 3 $ 665,000 $ 221,000 $ 85,000
Beaufort County North Carolina 3 $ 655,000 $ 218,000 $ 124,000
Caldwell County North Carolina 3 $ 905,000 $ 301,000 $ 104,000
Catawba County North Carolina 3 $ 905,000 $ 301,000 $ 261,000
Moore County North Carolina 3 $ 875,000 $ 291,000 $ 56,000
New Hanover County North Carolina 3 $ 1,855,000 $ 618,000 $ 302,000
Shelby County Tennessee 3 $ 195,000 $ 65,000 $ 470,000
Williamson County Tennessee 3 $ 825,000 $ 275,000 $ 57,000
Baldwin County Alabama 2 $ 560,000 $ 280,000 $ 838,000
Randolph County Alabama 2 $ 860,000 $ 430,000 $ 159,000
Citrus County Florida 2 $ 460,000 $ 230,000 $ 54,000
Hernando County Florida 2 $ 480,000 $ 240,000 $ 62,000
Lake County Florida 2 $ 610,000 $ 305,000 $ 75,000
Lee County Florida 2 $ 530,000 $ 265,000 $ 77,000
Manatee County Florida 2 $ 880,000 $ 440,000 $ 301,000
Palm Beach County Florida 2 $ 910,000 $ 455,000 $ 429,000
Santa Rosa County Florida 2 $ 170,000 $ 85,000 $ 114,000
St. Johns County Florida 2 $ 460,000 $ 230,000 $ 398,000
Walton County Florida 2 $ 770,000 $ 385,000 $ 303,000
Liberty County Georgia 2 $ 220,000 $ 110,000 $ 119,000
Richmond County Georgia 2 $ 360,000 $ 180,000 $ 103,000
Tift County Georgia 2 $ 290,000 $ 145,000 $ 94,000
Upson County Georgia 2 $ 370,000 $ 185,000 $ 95,000
Craven County North Carolina 2 $ 290,000 $ 145,000 $ 81,000
Dare County North Carolina 2 $ 1,550,000 $ 775,000 $ 255,000
Forsyth County North Carolina 2 $ 420,000 $ 210,000 $ 90,000
Iredell County North Carolina 2 $ 3,260,000 $ 1,630,000 $ 151,000
Lee County North Carolina 2 $ 310,000 $ 155,000 $ 42,000
Onslow County North Carolina 2 $ 820,000 $ 410,000 $ 555,000
Rockingham County North Carolina 2 $ 70,000 $ 35,000 $ 0
Aiken County South Carolina 2 $ 160,000 $ 80,000 $ 103,000
Calhoun County South Carolina 2 $ 550,000 $ 275,000 $ 142,000
Fairfield County South Carolina 2 $ 640,000 $ 320,000 $ 163,000
Marion County South Carolina 2 $ 120,000 $ 60,000 $ 35,000
Union County South Carolina 2 $ 480,000 $ 240,000 $ 65,000
Cumberland County Tennessee 2 $ 370,000 $ 185,000 $ 105,000
Henry County Tennessee 2 $ 240,000 $ 120,000 $ 36,000
Johnson County Tennessee 2 $ 1,020,000 $ 510,000 $ 242,000
Morgan County Tennessee 2 $ 180,000 $ 90,000 $ 82,000
Putnam County Tennessee 2 $ 440,000 $ 220,000 $ 76,000
Rutherford County Tennessee 2 $ 440,000 $ 220,000 $ 93,000
Jackson County Alabama 1 $ 565,000 $ 565,000 $ 175,000
Marshall County Alabama 1 $ 135,000 $ 135,000 $ 106,000
Tallapoosa County Alabama 1 $ 355,000 $ 355,000 $ 172,000
Bradford County Florida 1 $ 105,000 $ 105,000 $ 22,000
Brevard County Florida 1 $ 345,000 $ 345,000 $ 146,000
Flagler County Florida 1 $ 235,000 $ 235,000 $ 70,000
Franklin County Florida 1 $ 85,000 $ 85,000 $ 23,000
Gulf County Florida 1 $ 365,000 $ 365,000 $ 278,000
Martin County Florida 1 $ 395,000 $ 395,000 $ 415,000
Okaloosa County Florida 1 $ 555,000 $ 555,000 $ 356,000
Osceola County Florida 1 $ 345,000 $ 345,000 $ 104,000
Pinellas County Florida 1 $ 215,000 $ 215,000 $ 101,000
Polk County Florida 1 $ 205,000 $ 205,000 $ 44,000
Sarasota County Florida 1 $ 145,000 $ 145,000 $ 84,000
St. Lucie County Florida 1 $ 265,000 $ 265,000 $ 263,000
Taylor County Florida 1 $ 105,000 $ 105,000 $ 35,000
Volusia County Florida 1 $ 305,000 $ 305,000 $ 140,000
Bacon County Georgia 1 $ 105,000 $ 105,000 $ 200,000
Burke County Georgia 1 $ 175,000 $ 175,000 $ 105,000
Candler County Georgia 1 $ 55,000 $ 55,000 $ 69,000
Catoosa County Georgia 1 $ 65,000 $ 65,000 $ 18,000
Crawford County Georgia 1 $ 185,000 $ 185,000 $ 82,000
Harris County Georgia 1 $ 145,000 $ 145,000 $ 35,000
Houston County Georgia 1 $ 405,000 $ 405,000 $ 113,000
Jones County Georgia 1 $ 105,000 $ 105,000 $ 42,000
Monroe County Georgia 1 $ 165,000 $ 165,000 $ 50,000
Talbot County Georgia 1 $ 255,000 $ 255,000 $ 99,000
Treutlen County Georgia 1 $ 25,000 $ 25,000 $ 48,000
Wayne County Georgia 1 $ 175,000 $ 175,000 $ 75,000
Alamance County North Carolina 1 $ 135,000 $ 135,000 $ 291,000
Ashe County North Carolina 1 $ 215,000 $ 215,000 $ 73,000
Davidson County North Carolina 1 $ 765,000 $ 765,000 $ 672,000
Gaston County North Carolina 1 $ 155,000 $ 155,000 $ 146,000
Granville County North Carolina 1 $ 255,000 $ 255,000 $ 75,000
Hoke County North Carolina 1 $ 165,000 $ 165,000 $ 0
Pitt County North Carolina 1 $ 3,695,000 $ 3,695,000 $ 0
Rowan County North Carolina 1 $ 55,000 $ 55,000 $ 18,000
Scotland County North Carolina 1 $ 345,000 $ 345,000 $ 135,000
Surry County North Carolina 1 $ 215,000 $ 215,000 $ 66,000
Vance County North Carolina 1 $ 25,000 $ 25,000 $ 1,072,000
Barnwell County South Carolina 1 $ 205,000 $ 205,000 $ 75,000
Chesterfield County South Carolina 1 $ 185,000 $ 185,000 $ 95,000
Clarendon County South Carolina 1 $ 285,000 $ 285,000 $ 112,000
Colleton County South Carolina 1 $ 75,000 $ 75,000 $ 179,000
Darlington County South Carolina 1 $ 45,000 $ 45,000 $ 107,000
Dillon County South Carolina 1 $ 275,000 $ 275,000 $ 112,000
Kershaw County South Carolina 1 $ 35,000 $ 35,000 $ 63,000
Lee County South Carolina 1 $ 255,000 $ 255,000 $ 85,000
Marlboro County South Carolina 1 $ 465,000 $ 465,000 $ 216,000
Bledsoe County Tennessee 1 $ 175,000 $ 175,000 $ 58,000
Decatur County Tennessee 1 $ 155,000 $ 155,000 $ 0
DeKalb County Tennessee 1 $ 215,000 $ 215,000 $ 94,000
Giles County Tennessee 1 $ 95,000 $ 95,000 $ 82,000
Greene County Tennessee 1 $ 115,000 $ 115,000 $ 33,000
Hancock County Tennessee 1 $ 455,000 $ 455,000 $ 271,000
Maury County Tennessee 1 $ 225,000 $ 225,000 $ 110,000
Robertson County Tennessee 1 $ 185,000 $ 185,000 $ 63,000
Sumner County Tennessee 1 $ 235,000 $ 235,000 $ 106,000
Warren County Tennessee 1 $ 255,000 $ 255,000 $ 141,000
Washington County Tennessee 1 $ 145,000 $ 145,000 $ 26,000
Wilson County Tennessee 1 $ 435,000 $ 435,000 $ 95,000
Mecklenburg County Virginia 1 $ 105,000 $ 105,000 $ 343,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Georgia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for United Community Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,747 $1,165,245,000 $245,000 $12,005,000 $113,000 $1,991,000
Refinancing 2,879 $559,605,000 $194,000 $3,695,000 $121,000 $2,251,000
Home Improvement 1,552 $131,040,000 $84,000 $3,505,000 $110,000 $1,732,000
Other Purpose 1,450 $117,500,000 $81,000 $775,000 $107,000 $2,035,000
Cash-out Refinancing 1,268 $287,530,000 $226,000 $2,305,000 $110,000 $1,392,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,761 $1,811,995,000 $185,000 $3,055,000 $114,000 $2,251,000
Not Provided 1,038 $185,260,000 $178,000 $2,455,000 $122,000 $1,491,000
Black or African American 484 $93,840,000 $193,000 $1,345,000 $83,000 $699,000
Hispanic 219 $37,295,000 $170,000 $695,000 $88,000 $1,200,000
Not applicable 174 $76,340,000 $438,000 $12,005,000 $0 $0
Asian 138 $36,010,000 $260,000 $2,005,000 $159,000 $1,200,000
American Indian or Alaskan Native 32 $5,730,000 $179,000 $735,000 $81,000 $550,000
Native Hawaiian or Other Pacific Islander 4 $380,000 $95,000 $255,000 $74,000 $185,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,988 $2,082,290,000 $189,000 $12,005,000 $118,000 $2,251,000
FHA-insured (Federal Housing Administration) 564 $105,040,000 $186,000 $385,000 $64,000 $920,000
VA-guaranteed (Veterans Administration) 197 $50,475,000 $256,000 $935,000 $80,000 $378,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 147 $23,115,000 $157,000 $315,000 $55,000 $110,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 7,744 $1,500,450,000 $193,000 $5,515,000 $119,000 $2,251,000
Application Denied By Financial Institution 2,418 $356,950,000 $147,000 $12,005,000 $90,000 $2,035,000
Application Withdrawn By Applicant 1,484 $368,200,000 $248,000 $2,005,000 $122,000 $1,489,000
Application Approved But Not Accepted 197 $24,955,000 $126,000 $745,000 $109,000 $781,000
File Closed For Incompleteness 53 $10,365,000 $195,000 $815,000 $101,000 $474,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 9,478 $1,903,970,000 $200,000 $5,515,000 $119,000 $2,251,000
Debt-To-Income Ratio 818 $134,820,000 $164,000 $1,315,000 $65,000 $548,000
Credit History 758 $81,720,000 $107,000 $775,000 $81,000 $1,200,000
Collateral 418 $56,160,000 $134,000 $1,895,000 $121,000 $1,186,000
Unverifiable Information 199 $30,735,000 $154,000 $1,075,000 $146,000 $2,035,000
Other 183 $45,755,000 $250,000 $12,005,000 $114,000 $1,224,000
Employment History 29 $5,675,000 $195,000 $1,295,000 $83,000 $380,000
Credit Application Incomplete 7 $585,000 $83,000 $305,000 $111,000 $201,000
Insufficient Cash (Downpayment, Closing Cost) 6 $1,500,000 $250,000 $475,000 $83,000 $240,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in GA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Georgia, and search similar information at your convenience.

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