United Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
United Community Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Community Bank Po Box 398 Greenville, SC 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 11,896 |
| Total Mortgage Loan Application Amount | $2,260,920,000 |
| Average Mortgage Loan Application Amount | $166,000 |
| Highest Mortgage Loan Application Amount | $12,005,000 |
| Average Applicant Income | $112,200 |
| Highest Applicant Income | $2,251,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with United Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down United Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Community Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 487 | $ 83,335,000 | $ 171,000 | $ 120,000 |
| Union County Georgia | 397 | $ 59,305,000 | $ 149,000 | $ 93,000 |
| Fannin County Georgia | 376 | $ 66,410,000 | $ 176,000 | $ 117,000 |
| Cobb County Georgia | 328 | $ 72,290,000 | $ 220,000 | $ 135,000 |
| Gilmer County Georgia | 325 | $ 56,085,000 | $ 172,000 | $ 104,000 |
| Henderson County North Carolina | 297 | $ 73,975,000 | $ 249,000 | $ 117,000 |
| Hall County Georgia | 286 | $ 53,860,000 | $ 188,000 | $ 125,000 |
| Loudon County Tennessee | 283 | $ 55,775,000 | $ 197,000 | $ 106,000 |
| Spartanburg County South Carolina | 268 | $ 36,150,000 | $ 134,000 | $ 99,000 |
| Fulton County Georgia | 262 | $ 67,380,000 | $ 257,000 | $ 137,000 |
| Gwinnett County Georgia | 255 | $ 67,975,000 | $ 266,000 | $ 132,000 |
| Bradley County Tennessee | 250 | $ 39,860,000 | $ 159,000 | $ 74,000 |
| Coweta County Georgia | 245 | $ 55,365,000 | $ 225,000 | $ 118,000 |
| White County Georgia | 240 | $ 34,840,000 | $ 145,000 | $ 86,000 |
| Floyd County Georgia | 231 | $ 38,595,000 | $ 167,000 | $ 129,000 |
| Cherokee County Georgia | 212 | $ 45,330,000 | $ 213,000 | $ 126,000 |
| Carroll County Georgia | 207 | $ 34,185,000 | $ 165,000 | $ 110,000 |
| Wake County North Carolina | 202 | $ 51,460,000 | $ 254,000 | $ 121,000 |
| Johnston County North Carolina | 196 | $ 28,190,000 | $ 143,000 | $ 99,000 |
| Transylvania County North Carolina | 193 | $ 44,505,000 | $ 230,000 | $ 113,000 |
| Horry County South Carolina | 189 | $ 30,195,000 | $ 159,000 | $ 86,000 |
| Glynn County Georgia | 187 | $ 33,825,000 | $ 180,000 | $ 117,000 |
| Habersham County Georgia | 185 | $ 27,895,000 | $ 150,000 | $ 101,000 |
| Charleston County South Carolina | 184 | $ 71,970,000 | $ 391,000 | $ 175,000 |
| Avery County North Carolina | 177 | $ 40,095,000 | $ 226,000 | $ 144,000 |
| Chatham County Georgia | 171 | $ 45,495,000 | $ 266,000 | $ 163,000 |
| Forsyth County Georgia | 166 | $ 35,160,000 | $ 211,000 | $ 124,000 |
| Towns County Georgia | 163 | $ 26,405,000 | $ 161,000 | $ 109,000 |
| Knox County Tennessee | 162 | $ 32,310,000 | $ 199,000 | $ 117,000 |
| Pickens County Georgia | 152 | $ 25,860,000 | $ 170,000 | $ 93,000 |
| Anderson County South Carolina | 150 | $ 24,470,000 | $ 163,000 | $ 105,000 |
| Dawson County Georgia | 139 | $ 20,315,000 | $ 146,000 | $ 96,000 |
| DeKalb County Georgia | 138 | $ 34,770,000 | $ 251,000 | $ 137,000 |
| Bartow County Georgia | 135 | $ 21,935,000 | $ 162,000 | $ 103,000 |
| Paulding County Georgia | 135 | $ 23,215,000 | $ 171,000 | $ 94,000 |
| Cherokee County North Carolina | 130 | $ 12,990,000 | $ 99,000 | $ 69,000 |
| Jackson County North Carolina | 127 | $ 26,685,000 | $ 210,000 | $ 151,000 |
| Mitchell County North Carolina | 127 | $ 16,625,000 | $ 130,000 | $ 84,000 |
| Chattooga County Georgia | 126 | $ 11,940,000 | $ 94,000 | $ 76,000 |
| Lumpkin County Georgia | 124 | $ 15,980,000 | $ 128,000 | $ 86,000 |
| Macon County North Carolina | 109 | $ 16,205,000 | $ 148,000 | $ 102,000 |
| Rabun County Georgia | 107 | $ 20,245,000 | $ 189,000 | $ 139,000 |
| Jackson County Georgia | 99 | $ 15,865,000 | $ 160,000 | $ 113,000 |
| Laurens County South Carolina | 94 | $ 9,260,000 | $ 98,000 | $ 75,000 |
| Yancey County North Carolina | 86 | $ 13,680,000 | $ 159,000 | $ 85,000 |
| Haywood County North Carolina | 84 | $ 13,450,000 | $ 160,000 | $ 118,000 |
| Henry County Georgia | 82 | $ 15,080,000 | $ 183,000 | $ 136,000 |
| Blount County Tennessee | 82 | $ 15,450,000 | $ 188,000 | $ 117,000 |
| Walton County Georgia | 80 | $ 15,990,000 | $ 199,000 | $ 107,000 |
| Fayette County Georgia | 79 | $ 21,365,000 | $ 270,000 | $ 169,000 |
| Newton County Georgia | 79 | $ 10,705,000 | $ 135,000 | $ 72,000 |
| Swain County North Carolina | 77 | $ 9,305,000 | $ 120,000 | $ 81,000 |
| Buncombe County North Carolina | 75 | $ 20,795,000 | $ 277,000 | $ 132,000 |
| Beaufort County South Carolina | 74 | $ 23,210,000 | $ 313,000 | $ 206,000 |
| Clay County North Carolina | 73 | $ 10,395,000 | $ 142,000 | $ 118,000 |
| Greenwood County South Carolina | 70 | $ 7,300,000 | $ 104,000 | $ 70,000 |
| Watauga County North Carolina | 69 | $ 21,415,000 | $ 310,000 | $ 163,000 |
| Pickens County South Carolina | 69 | $ 11,625,000 | $ 168,000 | $ 90,000 |
| Douglas County Georgia | 67 | $ 12,235,000 | $ 182,000 | $ 96,000 |
| Graham County North Carolina | 64 | $ 8,180,000 | $ 127,000 | $ 130,000 |
| Dorchester County South Carolina | 61 | $ 12,115,000 | $ 198,000 | $ 101,000 |
| Rockdale County Georgia | 60 | $ 8,960,000 | $ 149,000 | $ 95,000 |
| Banks County Georgia | 57 | $ 8,445,000 | $ 148,000 | $ 91,000 |
| Roane County Tennessee | 56 | $ 6,940,000 | $ 123,000 | $ 78,000 |
| Monroe County Tennessee | 55 | $ 9,845,000 | $ 179,000 | $ 85,000 |
| Polk County Tennessee | 48 | $ 6,140,000 | $ 127,000 | $ 74,000 |
| Hamilton County Tennessee | 47 | $ 10,215,000 | $ 217,000 | $ 99,000 |
| Harnett County North Carolina | 46 | $ 7,160,000 | $ 155,000 | $ 80,000 |
| Oconee County South Carolina | 43 | $ 9,185,000 | $ 213,000 | $ 137,000 |
| Gordon County Georgia | 40 | $ 5,570,000 | $ 139,000 | $ 85,000 |
| Clayton County Georgia | 39 | $ 5,375,000 | $ 137,000 | $ 51,000 |
| Durham County North Carolina | 33 | $ 7,915,000 | $ 239,000 | $ 99,000 |
| Madison County Georgia | 31 | $ 3,525,000 | $ 113,000 | $ 77,000 |
| Clarke County Georgia | 28 | $ 5,400,000 | $ 192,000 | $ 133,000 |
| Haralson County Georgia | 28 | $ 4,700,000 | $ 167,000 | $ 77,000 |
| Berkeley County South Carolina | 28 | $ 6,350,000 | $ 226,000 | $ 81,000 |
| Barrow County Georgia | 27 | $ 6,635,000 | $ 245,000 | $ 127,000 |
| Polk County Georgia | 24 | $ 3,400,000 | $ 141,000 | $ 91,000 |
| Oconee County Georgia | 23 | $ 6,255,000 | $ 271,000 | $ 165,000 |
| Columbus County North Carolina | 23 | $ 2,905,000 | $ 126,000 | $ 118,000 |
| Ware County Georgia | 22 | $ 1,610,000 | $ 73,000 | $ 52,000 |
| Cherokee County South Carolina | 22 | $ 2,190,000 | $ 99,000 | $ 73,000 |
| Sevier County Tennessee | 21 | $ 5,685,000 | $ 270,000 | $ 174,000 |
| Stephens County Georgia | 20 | $ 4,120,000 | $ 206,000 | $ 144,000 |
| Mecklenburg County North Carolina | 20 | $ 7,910,000 | $ 395,000 | $ 389,000 |
| Georgetown County South Carolina | 19 | $ 4,615,000 | $ 242,000 | $ 162,000 |
| Richland County South Carolina | 19 | $ 5,445,000 | $ 286,000 | $ 111,000 |
| Cherokee County Alabama | 17 | $ 1,925,000 | $ 113,000 | $ 131,000 |
| Abbeville County South Carolina | 17 | $ 2,195,000 | $ 129,000 | $ 59,000 |
| Lexington County South Carolina | 17 | $ 5,665,000 | $ 333,000 | $ 133,000 |
| McMinn County Tennessee | 16 | $ 2,480,000 | $ 155,000 | $ 81,000 |
| Troup County Georgia | 15 | $ 2,855,000 | $ 190,000 | $ 111,000 |
| Polk County North Carolina | 15 | $ 3,255,000 | $ 217,000 | $ 133,000 |
| Franklin County Georgia | 14 | $ 1,860,000 | $ 132,000 | $ 66,000 |
| Jasper County Georgia | 14 | $ 1,590,000 | $ 113,000 | $ 96,000 |
| Brunswick County North Carolina | 14 | $ 2,840,000 | $ 202,000 | $ 239,000 |
| Brantley County Georgia | 13 | $ 1,165,000 | $ 89,000 | $ 76,000 |
| Effingham County Georgia | 13 | $ 3,845,000 | $ 295,000 | $ 81,000 |
| Spalding County Georgia | 13 | $ 2,515,000 | $ 193,000 | $ 100,000 |
| Carteret County North Carolina | 13 | $ 3,925,000 | $ 301,000 | $ 212,000 |
| Duplin County North Carolina | 13 | $ 985,000 | $ 75,000 | $ 83,000 |
| Murray County Georgia | 12 | $ 2,350,000 | $ 195,000 | $ 77,000 |
| Morgan County Georgia | 11 | $ 2,355,000 | $ 214,000 | $ 84,000 |
| Florence County South Carolina | 11 | $ 2,015,000 | $ 183,000 | $ 123,000 |
| Meriwether County Georgia | 10 | $ 1,290,000 | $ 129,000 | $ 71,000 |
| Franklin County North Carolina | 10 | $ 6,310,000 | $ 631,000 | $ 90,000 |
| Carter County Tennessee | 10 | $ 1,300,000 | $ 130,000 | $ 57,000 |
| Chatham County North Carolina | 9 | $ 2,145,000 | $ 238,000 | $ 105,000 |
| Rutherford County North Carolina | 9 | $ 1,245,000 | $ 138,000 | $ 69,000 |
| Hart County Georgia | 8 | $ 2,070,000 | $ 258,000 | $ 157,000 |
| Heard County Georgia | 8 | $ 1,260,000 | $ 157,000 | $ 75,000 |
| Burke County North Carolina | 8 | $ 1,750,000 | $ 218,000 | $ 67,000 |
| Nash County North Carolina | 8 | $ 1,500,000 | $ 187,000 | $ 115,000 |
| Orange County North Carolina | 8 | $ 3,120,000 | $ 390,000 | $ 143,000 |
| Davidson County Tennessee | 8 | $ 1,850,000 | $ 231,000 | $ 80,000 |
| Greene County Georgia | 7 | $ 4,035,000 | $ 576,000 | $ 373,000 |
| Lamar County Georgia | 7 | $ 695,000 | $ 99,000 | $ 83,000 |
| Oglethorpe County Georgia | 7 | $ 1,405,000 | $ 200,000 | $ 93,000 |
| Walker County Georgia | 7 | $ 1,035,000 | $ 147,000 | $ 66,000 |
| Wilson County North Carolina | 7 | $ 375,000 | $ 53,000 | $ 106,000 |
| Rhea County Tennessee | 7 | $ 975,000 | $ 139,000 | $ 144,000 |
| Bryan County Georgia | 6 | $ 990,000 | $ 165,000 | $ 110,000 |
| Butts County Georgia | 6 | $ 1,100,000 | $ 183,000 | $ 71,000 |
| Camden County Georgia | 6 | $ 750,000 | $ 125,000 | $ 115,000 |
| Columbia County Georgia | 6 | $ 1,360,000 | $ 226,000 | $ 124,000 |
| Pierce County Georgia | 6 | $ 530,000 | $ 88,000 | $ 61,000 |
| Cumberland County North Carolina | 6 | $ 620,000 | $ 103,000 | $ 53,000 |
| Madison County North Carolina | 6 | $ 770,000 | $ 128,000 | $ 124,000 |
| McDowell County North Carolina | 6 | $ 1,310,000 | $ 218,000 | $ 106,000 |
| Richmond County North Carolina | 6 | $ 690,000 | $ 115,000 | $ 209,000 |
| Union County North Carolina | 6 | $ 1,400,000 | $ 233,000 | $ 147,000 |
| Orangeburg County South Carolina | 6 | $ 1,190,000 | $ 198,000 | $ 66,000 |
| Anderson County Tennessee | 6 | $ 430,000 | $ 71,000 | $ 93,000 |
| Meigs County Tennessee | 6 | $ 740,000 | $ 123,000 | $ 47,000 |
| Jefferson County Alabama | 5 | $ 1,215,000 | $ 243,000 | $ 78,000 |
| Bibb County Georgia | 5 | $ 585,000 | $ 117,000 | $ 50,000 |
| Bulloch County Georgia | 5 | $ 895,000 | $ 179,000 | $ 106,000 |
| Muscogee County Georgia | 5 | $ 555,000 | $ 111,000 | $ 143,000 |
| Bladen County North Carolina | 5 | $ 815,000 | $ 163,000 | $ 137,000 |
| Guilford County North Carolina | 5 | $ 945,000 | $ 189,000 | $ 338,000 |
| Wayne County North Carolina | 5 | $ 2,405,000 | $ 481,000 | $ 170,000 |
| Saluda County South Carolina | 5 | $ 535,000 | $ 107,000 | $ 80,000 |
| Sumter County South Carolina | 5 | $ 335,000 | $ 67,000 | $ 59,000 |
| York County South Carolina | 5 | $ 1,945,000 | $ 389,000 | $ 130,000 |
| Jefferson County Tennessee | 5 | $ 1,305,000 | $ 261,000 | $ 154,000 |
| Cleburne County Alabama | 4 | $ 700,000 | $ 175,000 | $ 92,000 |
| Bay County Florida | 4 | $ 400,000 | $ 100,000 | $ 227,000 |
| Broward County Florida | 4 | $ 1,440,000 | $ 360,000 | $ 159,000 |
| Hillsborough County Florida | 4 | $ 620,000 | $ 155,000 | $ 101,000 |
| Nassau County Florida | 4 | $ 1,930,000 | $ 482,000 | $ 329,000 |
| Baldwin County Georgia | 4 | $ 770,000 | $ 192,000 | $ 526,000 |
| McIntosh County Georgia | 4 | $ 410,000 | $ 102,000 | $ 56,000 |
| Pike County Georgia | 4 | $ 1,150,000 | $ 287,000 | $ 237,000 |
| Lincoln County North Carolina | 4 | $ 1,350,000 | $ 337,000 | $ 313,000 |
| Pender County North Carolina | 4 | $ 1,260,000 | $ 315,000 | $ 218,000 |
| Sampson County North Carolina | 4 | $ 320,000 | $ 80,000 | $ 64,000 |
| Jasper County South Carolina | 4 | $ 610,000 | $ 152,000 | $ 273,000 |
| Newberry County South Carolina | 4 | $ 980,000 | $ 245,000 | $ 178,000 |
| Calhoun County Alabama | 3 | $ 245,000 | $ 81,000 | $ 56,000 |
| Pasco County Florida | 3 | $ 855,000 | $ 285,000 | $ 245,000 |
| Hancock County Georgia | 3 | $ 335,000 | $ 111,000 | $ 72,000 |
| Putnam County Georgia | 3 | $ 395,000 | $ 131,000 | $ 133,000 |
| Toombs County Georgia | 3 | $ 655,000 | $ 218,000 | $ 109,000 |
| Whitfield County Georgia | 3 | $ 665,000 | $ 221,000 | $ 85,000 |
| Beaufort County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 124,000 |
| Caldwell County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 104,000 |
| Catawba County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 261,000 |
| Moore County North Carolina | 3 | $ 875,000 | $ 291,000 | $ 56,000 |
| New Hanover County North Carolina | 3 | $ 1,855,000 | $ 618,000 | $ 302,000 |
| Shelby County Tennessee | 3 | $ 195,000 | $ 65,000 | $ 470,000 |
| Williamson County Tennessee | 3 | $ 825,000 | $ 275,000 | $ 57,000 |
| Baldwin County Alabama | 2 | $ 560,000 | $ 280,000 | $ 838,000 |
| Randolph County Alabama | 2 | $ 860,000 | $ 430,000 | $ 159,000 |
| Citrus County Florida | 2 | $ 460,000 | $ 230,000 | $ 54,000 |
| Hernando County Florida | 2 | $ 480,000 | $ 240,000 | $ 62,000 |
| Lake County Florida | 2 | $ 610,000 | $ 305,000 | $ 75,000 |
| Lee County Florida | 2 | $ 530,000 | $ 265,000 | $ 77,000 |
| Manatee County Florida | 2 | $ 880,000 | $ 440,000 | $ 301,000 |
| Palm Beach County Florida | 2 | $ 910,000 | $ 455,000 | $ 429,000 |
| Santa Rosa County Florida | 2 | $ 170,000 | $ 85,000 | $ 114,000 |
| St. Johns County Florida | 2 | $ 460,000 | $ 230,000 | $ 398,000 |
| Walton County Florida | 2 | $ 770,000 | $ 385,000 | $ 303,000 |
| Liberty County Georgia | 2 | $ 220,000 | $ 110,000 | $ 119,000 |
| Richmond County Georgia | 2 | $ 360,000 | $ 180,000 | $ 103,000 |
| Tift County Georgia | 2 | $ 290,000 | $ 145,000 | $ 94,000 |
| Upson County Georgia | 2 | $ 370,000 | $ 185,000 | $ 95,000 |
| Craven County North Carolina | 2 | $ 290,000 | $ 145,000 | $ 81,000 |
| Dare County North Carolina | 2 | $ 1,550,000 | $ 775,000 | $ 255,000 |
| Forsyth County North Carolina | 2 | $ 420,000 | $ 210,000 | $ 90,000 |
| Iredell County North Carolina | 2 | $ 3,260,000 | $ 1,630,000 | $ 151,000 |
| Lee County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 42,000 |
| Onslow County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 555,000 |
| Rockingham County North Carolina | 2 | $ 70,000 | $ 35,000 | $ 0 |
| Aiken County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 103,000 |
| Calhoun County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 142,000 |
| Fairfield County South Carolina | 2 | $ 640,000 | $ 320,000 | $ 163,000 |
| Marion County South Carolina | 2 | $ 120,000 | $ 60,000 | $ 35,000 |
| Union County South Carolina | 2 | $ 480,000 | $ 240,000 | $ 65,000 |
| Cumberland County Tennessee | 2 | $ 370,000 | $ 185,000 | $ 105,000 |
| Henry County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 36,000 |
| Johnson County Tennessee | 2 | $ 1,020,000 | $ 510,000 | $ 242,000 |
| Morgan County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 82,000 |
| Putnam County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 76,000 |
| Rutherford County Tennessee | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| Jackson County Alabama | 1 | $ 565,000 | $ 565,000 | $ 175,000 |
| Marshall County Alabama | 1 | $ 135,000 | $ 135,000 | $ 106,000 |
| Tallapoosa County Alabama | 1 | $ 355,000 | $ 355,000 | $ 172,000 |
| Bradford County Florida | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Brevard County Florida | 1 | $ 345,000 | $ 345,000 | $ 146,000 |
| Flagler County Florida | 1 | $ 235,000 | $ 235,000 | $ 70,000 |
| Franklin County Florida | 1 | $ 85,000 | $ 85,000 | $ 23,000 |
| Gulf County Florida | 1 | $ 365,000 | $ 365,000 | $ 278,000 |
| Martin County Florida | 1 | $ 395,000 | $ 395,000 | $ 415,000 |
| Okaloosa County Florida | 1 | $ 555,000 | $ 555,000 | $ 356,000 |
| Osceola County Florida | 1 | $ 345,000 | $ 345,000 | $ 104,000 |
| Pinellas County Florida | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Polk County Florida | 1 | $ 205,000 | $ 205,000 | $ 44,000 |
| Sarasota County Florida | 1 | $ 145,000 | $ 145,000 | $ 84,000 |
| St. Lucie County Florida | 1 | $ 265,000 | $ 265,000 | $ 263,000 |
| Taylor County Florida | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Volusia County Florida | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Bacon County Georgia | 1 | $ 105,000 | $ 105,000 | $ 200,000 |
| Burke County Georgia | 1 | $ 175,000 | $ 175,000 | $ 105,000 |
| Candler County Georgia | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Catoosa County Georgia | 1 | $ 65,000 | $ 65,000 | $ 18,000 |
| Crawford County Georgia | 1 | $ 185,000 | $ 185,000 | $ 82,000 |
| Harris County Georgia | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Houston County Georgia | 1 | $ 405,000 | $ 405,000 | $ 113,000 |
| Jones County Georgia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Monroe County Georgia | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Talbot County Georgia | 1 | $ 255,000 | $ 255,000 | $ 99,000 |
| Treutlen County Georgia | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Wayne County Georgia | 1 | $ 175,000 | $ 175,000 | $ 75,000 |
| Alamance County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 291,000 |
| Ashe County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Davidson County North Carolina | 1 | $ 765,000 | $ 765,000 | $ 672,000 |
| Gaston County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 146,000 |
| Granville County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Hoke County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 3,695,000 | $ 3,695,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Scotland County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 135,000 |
| Surry County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Vance County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 1,072,000 |
| Barnwell County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Chesterfield County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 95,000 |
| Clarendon County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Colleton County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Darlington County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 107,000 |
| Dillon County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Kershaw County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 63,000 |
| Lee County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Marlboro County South Carolina | 1 | $ 465,000 | $ 465,000 | $ 216,000 |
| Bledsoe County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Decatur County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| DeKalb County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Giles County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Greene County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 33,000 |
| Hancock County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 271,000 |
| Maury County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 110,000 |
| Robertson County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Sumner County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 106,000 |
| Warren County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Washington County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| Wilson County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 95,000 |
| Mecklenburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 343,000 |
Mortgage Loan Application Detail Totals for United Community Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,747 | $1,165,245,000 | $245,000 | $12,005,000 | $113,000 | $1,991,000 |
| Refinancing | 2,879 | $559,605,000 | $194,000 | $3,695,000 | $121,000 | $2,251,000 |
| Home Improvement | 1,552 | $131,040,000 | $84,000 | $3,505,000 | $110,000 | $1,732,000 |
| Other Purpose | 1,450 | $117,500,000 | $81,000 | $775,000 | $107,000 | $2,035,000 |
| Cash-out Refinancing | 1,268 | $287,530,000 | $226,000 | $2,305,000 | $110,000 | $1,392,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 9,761 | $1,811,995,000 | $185,000 | $3,055,000 | $114,000 | $2,251,000 |
| Not Provided | 1,038 | $185,260,000 | $178,000 | $2,455,000 | $122,000 | $1,491,000 |
| Black or African American | 484 | $93,840,000 | $193,000 | $1,345,000 | $83,000 | $699,000 |
| Hispanic | 219 | $37,295,000 | $170,000 | $695,000 | $88,000 | $1,200,000 |
| Not applicable | 174 | $76,340,000 | $438,000 | $12,005,000 | $0 | $0 |
| Asian | 138 | $36,010,000 | $260,000 | $2,005,000 | $159,000 | $1,200,000 |
| American Indian or Alaskan Native | 32 | $5,730,000 | $179,000 | $735,000 | $81,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $380,000 | $95,000 | $255,000 | $74,000 | $185,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,988 | $2,082,290,000 | $189,000 | $12,005,000 | $118,000 | $2,251,000 |
| FHA-insured (Federal Housing Administration) | 564 | $105,040,000 | $186,000 | $385,000 | $64,000 | $920,000 |
| VA-guaranteed (Veterans Administration) | 197 | $50,475,000 | $256,000 | $935,000 | $80,000 | $378,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 147 | $23,115,000 | $157,000 | $315,000 | $55,000 | $110,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,744 | $1,500,450,000 | $193,000 | $5,515,000 | $119,000 | $2,251,000 |
| Application Denied By Financial Institution | 2,418 | $356,950,000 | $147,000 | $12,005,000 | $90,000 | $2,035,000 |
| Application Withdrawn By Applicant | 1,484 | $368,200,000 | $248,000 | $2,005,000 | $122,000 | $1,489,000 |
| Application Approved But Not Accepted | 197 | $24,955,000 | $126,000 | $745,000 | $109,000 | $781,000 |
| File Closed For Incompleteness | 53 | $10,365,000 | $195,000 | $815,000 | $101,000 | $474,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,478 | $1,903,970,000 | $200,000 | $5,515,000 | $119,000 | $2,251,000 |
| Debt-To-Income Ratio | 818 | $134,820,000 | $164,000 | $1,315,000 | $65,000 | $548,000 |
| Credit History | 758 | $81,720,000 | $107,000 | $775,000 | $81,000 | $1,200,000 |
| Collateral | 418 | $56,160,000 | $134,000 | $1,895,000 | $121,000 | $1,186,000 |
| Unverifiable Information | 199 | $30,735,000 | $154,000 | $1,075,000 | $146,000 | $2,035,000 |
| Other | 183 | $45,755,000 | $250,000 | $12,005,000 | $114,000 | $1,224,000 |
| Employment History | 29 | $5,675,000 | $195,000 | $1,295,000 | $83,000 | $380,000 |
| Credit Application Incomplete | 7 | $585,000 | $83,000 | $305,000 | $111,000 | $201,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,500,000 | $250,000 | $475,000 | $83,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.