United Mortgage Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
United Mortgage Corp. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Mortgage Corp. 25 Melville Park Road Albany, NY 11747 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 5,209 |
| Total Mortgage Loan Application Amount | $1,662,575,000 |
| Average Mortgage Loan Application Amount | $276,800 |
| Highest Mortgage Loan Application Amount | $2,325,000 |
| Average Applicant Income | $86,000 |
| Highest Applicant Income | $4,935,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with United Mortgage Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Mortgage Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down United Mortgage Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Mortgage Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by United Mortgage Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Mortgage Corp.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Suffolk County New York | 701 | $ 236,495,000 | $ 337,000 | $ 129,000 |
| Nassau County New York | 453 | $ 177,745,000 | $ 392,000 | $ 128,000 |
| Queens County New York | 387 | $ 175,715,000 | $ 454,000 | $ 115,000 |
| Kings County New York | 220 | $ 117,910,000 | $ 535,000 | $ 128,000 |
| Passaic County New Jersey | 197 | $ 53,485,000 | $ 271,000 | $ 88,000 |
| Bronx County New York | 148 | $ 65,770,000 | $ 444,000 | $ 115,000 |
| Essex County New Jersey | 145 | $ 41,165,000 | $ 283,000 | $ 107,000 |
| Westchester County New York | 135 | $ 52,645,000 | $ 389,000 | $ 137,000 |
| Tarrant County Texas | 98 | $ 19,090,000 | $ 194,000 | $ 96,000 |
| Bergen County New Jersey | 97 | $ 36,155,000 | $ 372,000 | $ 123,000 |
| Palm Beach County Florida | 82 | $ 31,720,000 | $ 386,000 | $ 155,000 |
| Broward County Florida | 69 | $ 21,315,000 | $ 308,000 | $ 158,000 |
| Union County New Jersey | 67 | $ 19,185,000 | $ 286,000 | $ 99,000 |
| Ocean County New Jersey | 54 | $ 13,680,000 | $ 253,000 | $ 114,000 |
| El Paso County Colorado | 53 | $ 12,165,000 | $ 229,000 | $ 75,000 |
| Franklin County Ohio | 52 | $ 9,080,000 | $ 174,000 | $ 81,000 |
| Dallas County Texas | 50 | $ 9,090,000 | $ 181,000 | $ 81,000 |
| Middlesex County New Jersey | 48 | $ 12,490,000 | $ 260,000 | $ 101,000 |
| Denton County Texas | 47 | $ 11,225,000 | $ 238,000 | $ 125,000 |
| Orange County New York | 46 | $ 11,400,000 | $ 247,000 | $ 114,000 |
| Miami-Dade County Florida | 45 | $ 11,055,000 | $ 245,000 | $ 114,000 |
| Lee County Florida | 44 | $ 13,100,000 | $ 297,000 | $ 121,000 |
| Los Angeles County California | 43 | $ 17,605,000 | $ 409,000 | $ 121,000 |
| Richmond County New York | 43 | $ 14,785,000 | $ 343,000 | $ 97,000 |
| Collin County Texas | 41 | $ 9,625,000 | $ 234,000 | $ 113,000 |
| Hudson County New Jersey | 38 | $ 13,750,000 | $ 361,000 | $ 125,000 |
| Charleston County South Carolina | 34 | $ 10,220,000 | $ 300,000 | $ 110,000 |
| Morris County New Jersey | 33 | $ 11,785,000 | $ 357,000 | $ 137,000 |
| Fairfield County Connecticut | 31 | $ 11,405,000 | $ 367,000 | $ 193,000 |
| Orange County Florida | 31 | $ 8,895,000 | $ 286,000 | $ 98,000 |
| Monmouth County New Jersey | 28 | $ 10,240,000 | $ 365,000 | $ 127,000 |
| Rockland County New York | 28 | $ 9,090,000 | $ 324,000 | $ 118,000 |
| Luzerne County Pennsylvania | 26 | $ 3,340,000 | $ 128,000 | $ 50,000 |
| Clermont County Ohio | 23 | $ 3,745,000 | $ 162,000 | $ 80,000 |
| Dorchester County South Carolina | 23 | $ 4,605,000 | $ 200,000 | $ 93,000 |
| Delaware County Ohio | 22 | $ 5,380,000 | $ 244,000 | $ 107,000 |
| Dutchess County New York | 20 | $ 6,010,000 | $ 300,000 | $ 120,000 |
| Berkeley County South Carolina | 20 | $ 4,410,000 | $ 220,000 | $ 96,000 |
| Collier County Florida | 19 | $ 7,125,000 | $ 375,000 | $ 169,000 |
| St. Lucie County Florida | 19 | $ 3,805,000 | $ 200,000 | $ 72,000 |
| Prince George's County Maryland | 19 | $ 6,085,000 | $ 320,000 | $ 94,000 |
| Butler County Ohio | 19 | $ 3,365,000 | $ 177,000 | $ 92,000 |
| Sussex County New Jersey | 18 | $ 5,990,000 | $ 332,000 | $ 200,000 |
| Berks County Pennsylvania | 18 | $ 3,370,000 | $ 187,000 | $ 93,000 |
| Jefferson County Colorado | 17 | $ 4,895,000 | $ 287,000 | $ 83,000 |
| Putnam County New York | 17 | $ 5,175,000 | $ 304,000 | $ 110,000 |
| Hartford County Connecticut | 16 | $ 3,450,000 | $ 215,000 | $ 74,000 |
| Marion County Florida | 16 | $ 2,290,000 | $ 143,000 | $ 67,000 |
| Jefferson County Kentucky | 16 | $ 2,710,000 | $ 169,000 | $ 90,000 |
| Hamilton County Ohio | 16 | $ 2,540,000 | $ 158,000 | $ 78,000 |
| Warren County Ohio | 16 | $ 3,140,000 | $ 196,000 | $ 99,000 |
| Rutherford County Tennessee | 15 | $ 3,025,000 | $ 201,000 | $ 95,000 |
| Weld County Colorado | 14 | $ 3,810,000 | $ 272,000 | $ 95,000 |
| New Haven County Connecticut | 14 | $ 3,200,000 | $ 228,000 | $ 99,000 |
| Davidson County Tennessee | 14 | $ 2,700,000 | $ 192,000 | $ 73,000 |
| Riverside County California | 13 | $ 4,495,000 | $ 345,000 | $ 103,000 |
| Arapahoe County Colorado | 13 | $ 3,155,000 | $ 242,000 | $ 66,000 |
| Denver County Colorado | 13 | $ 3,155,000 | $ 242,000 | $ 83,000 |
| Montgomery County Pennsylvania | 13 | $ 5,605,000 | $ 431,000 | $ 237,000 |
| San Bernardino County California | 12 | $ 3,210,000 | $ 267,000 | $ 83,000 |
| San Diego County California | 12 | $ 4,970,000 | $ 414,000 | $ 79,000 |
| Larimer County Colorado | 12 | $ 3,520,000 | $ 293,000 | $ 96,000 |
| Brevard County Florida | 12 | $ 3,080,000 | $ 256,000 | $ 100,000 |
| Osceola County Florida | 12 | $ 2,550,000 | $ 212,000 | $ 66,000 |
| Cook County Illinois | 12 | $ 4,830,000 | $ 402,000 | $ 121,000 |
| Ellis County Texas | 12 | $ 2,100,000 | $ 175,000 | $ 92,000 |
| Contra Costa County California | 11 | $ 5,465,000 | $ 496,000 | $ 315,000 |
| Citrus County Florida | 11 | $ 1,585,000 | $ 144,000 | $ 62,000 |
| Mercer County New Jersey | 11 | $ 2,835,000 | $ 257,000 | $ 93,000 |
| Erie County New York | 11 | $ 2,015,000 | $ 183,000 | $ 73,000 |
| New York County New York | 11 | $ 6,025,000 | $ 547,000 | $ 258,000 |
| Johnson County Texas | 11 | $ 1,705,000 | $ 155,000 | $ 82,000 |
| Kaufman County Texas | 11 | $ 1,955,000 | $ 177,000 | $ 94,000 |
| Sacramento County California | 10 | $ 3,430,000 | $ 343,000 | $ 106,000 |
| Adams County Colorado | 10 | $ 2,300,000 | $ 230,000 | $ 67,000 |
| District of Columbia County District Of Columbia | 10 | $ 4,530,000 | $ 453,000 | $ 173,000 |
| Clark County Indiana | 10 | $ 1,830,000 | $ 183,000 | $ 90,000 |
| Pierce County Washington | 10 | $ 2,790,000 | $ 279,000 | $ 87,000 |
| Boone County Kentucky | 9 | $ 1,595,000 | $ 177,000 | $ 98,000 |
| Hunterdon County New Jersey | 9 | $ 2,815,000 | $ 312,000 | $ 134,000 |
| Somerset County New Jersey | 9 | $ 2,455,000 | $ 272,000 | $ 136,000 |
| Fairfield County Ohio | 9 | $ 1,435,000 | $ 159,000 | $ 78,000 |
| Chester County Pennsylvania | 9 | $ 2,265,000 | $ 251,000 | $ 78,000 |
| Delaware County Pennsylvania | 9 | $ 2,065,000 | $ 229,000 | $ 168,000 |
| Monroe County Pennsylvania | 9 | $ 1,865,000 | $ 207,000 | $ 132,000 |
| Duval County Florida | 8 | $ 1,880,000 | $ 235,000 | $ 113,000 |
| Polk County Florida | 8 | $ 1,600,000 | $ 200,000 | $ 69,000 |
| Charles County Maryland | 8 | $ 3,380,000 | $ 422,000 | $ 145,000 |
| Montgomery County Maryland | 8 | $ 3,220,000 | $ 402,000 | $ 109,000 |
| Burlington County New Jersey | 8 | $ 1,990,000 | $ 248,000 | $ 103,000 |
| Ulster County New York | 8 | $ 1,350,000 | $ 168,000 | $ 74,000 |
| Licking County Ohio | 8 | $ 1,160,000 | $ 145,000 | $ 71,000 |
| Philadelphia County Pennsylvania | 8 | $ 1,890,000 | $ 236,000 | $ 93,000 |
| Sumner County Tennessee | 8 | $ 1,820,000 | $ 227,000 | $ 105,000 |
| Hunt County Texas | 8 | $ 1,870,000 | $ 233,000 | $ 118,000 |
| Rockwall County Texas | 8 | $ 1,830,000 | $ 228,000 | $ 155,000 |
| New Castle County Delaware | 7 | $ 1,835,000 | $ 262,000 | $ 74,000 |
| Hillsborough County Florida | 7 | $ 1,465,000 | $ 209,000 | $ 70,000 |
| Dearborn County Indiana | 7 | $ 1,245,000 | $ 177,000 | $ 67,000 |
| Hillsborough County New Hampshire | 7 | $ 1,805,000 | $ 257,000 | $ 201,000 |
| Columbia County New York | 7 | $ 1,365,000 | $ 195,000 | $ 108,000 |
| Monroe County New York | 7 | $ 1,045,000 | $ 149,000 | $ 76,000 |
| Horry County South Carolina | 7 | $ 2,315,000 | $ 330,000 | $ 167,000 |
| Wilson County Tennessee | 7 | $ 1,375,000 | $ 196,000 | $ 94,000 |
| Harris County Texas | 7 | $ 1,735,000 | $ 247,000 | $ 177,000 |
| Parker County Texas | 7 | $ 1,575,000 | $ 225,000 | $ 97,000 |
| Sonoma County California | 6 | $ 2,360,000 | $ 393,000 | $ 128,000 |
| Douglas County Colorado | 6 | $ 2,110,000 | $ 351,000 | $ 150,000 |
| Charlotte County Florida | 6 | $ 930,000 | $ 155,000 | $ 58,000 |
| Martin County Florida | 6 | $ 1,560,000 | $ 260,000 | $ 174,000 |
| Pinellas County Florida | 6 | $ 1,290,000 | $ 215,000 | $ 68,000 |
| Seminole County Florida | 6 | $ 1,520,000 | $ 253,000 | $ 79,000 |
| Campbell County Kentucky | 6 | $ 590,000 | $ 98,000 | $ 70,000 |
| Baltimore County Maryland | 6 | $ 1,860,000 | $ 310,000 | $ 119,000 |
| Baltimore City County Maryland | 6 | $ 1,140,000 | $ 190,000 | $ 87,000 |
| Camden County New Jersey | 6 | $ 1,130,000 | $ 188,000 | $ 131,000 |
| Broome County New York | 6 | $ 780,000 | $ 130,000 | $ 68,000 |
| Sullivan County New York | 6 | $ 860,000 | $ 143,000 | $ 41,000 |
| Mecklenburg County North Carolina | 6 | $ 1,150,000 | $ 191,000 | $ 63,000 |
| Union County Ohio | 6 | $ 830,000 | $ 138,000 | $ 67,000 |
| King County Washington | 6 | $ 2,260,000 | $ 376,000 | $ 89,000 |
| Snohomish County Washington | 6 | $ 2,080,000 | $ 346,000 | $ 80,000 |
| Merced County California | 5 | $ 935,000 | $ 187,000 | $ 63,000 |
| Orange County California | 5 | $ 2,485,000 | $ 497,000 | $ 167,000 |
| San Mateo County California | 5 | $ 2,895,000 | $ 579,000 | $ 123,000 |
| Kent County Delaware | 5 | $ 1,005,000 | $ 201,000 | $ 83,000 |
| Sussex County Delaware | 5 | $ 1,295,000 | $ 259,000 | $ 40,000 |
| Sarasota County Florida | 5 | $ 1,015,000 | $ 203,000 | $ 89,000 |
| Volusia County Florida | 5 | $ 885,000 | $ 177,000 | $ 49,000 |
| Harrison County Indiana | 5 | $ 775,000 | $ 155,000 | $ 66,000 |
| Carroll County Maryland | 5 | $ 1,735,000 | $ 347,000 | $ 125,000 |
| Oakland County Michigan | 5 | $ 1,385,000 | $ 277,000 | $ 77,000 |
| Warren County New Jersey | 5 | $ 1,395,000 | $ 279,000 | $ 103,000 |
| Warren County New York | 5 | $ 1,295,000 | $ 259,000 | $ 284,000 |
| Huron County Ohio | 5 | $ 1,125,000 | $ 225,000 | $ 73,000 |
| Pickaway County Ohio | 5 | $ 975,000 | $ 195,000 | $ 76,000 |
| Clackamas County Oregon | 5 | $ 1,485,000 | $ 297,000 | $ 77,000 |
| Washington County Oregon | 5 | $ 1,935,000 | $ 387,000 | $ 84,000 |
| Bucks County Pennsylvania | 5 | $ 1,495,000 | $ 299,000 | $ 89,000 |
| Lexington County South Carolina | 5 | $ 765,000 | $ 153,000 | $ 149,000 |
| Fresno County California | 4 | $ 1,100,000 | $ 275,000 | $ 118,000 |
| Solano County California | 4 | $ 1,160,000 | $ 290,000 | $ 58,000 |
| Fremont County Colorado | 4 | $ 790,000 | $ 197,000 | $ 76,000 |
| Manatee County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 128,000 |
| Floyd County Indiana | 4 | $ 760,000 | $ 190,000 | $ 75,000 |
| Hendricks County Indiana | 4 | $ 1,150,000 | $ 287,000 | $ 128,000 |
| Anne Arundel County Maryland | 4 | $ 1,310,000 | $ 327,000 | $ 142,000 |
| Howard County Maryland | 4 | $ 1,150,000 | $ 287,000 | $ 100,000 |
| Wayne County Michigan | 4 | $ 560,000 | $ 140,000 | $ 45,000 |
| Albany County New York | 4 | $ 720,000 | $ 180,000 | $ 91,000 |
| Jefferson County New York | 4 | $ 890,000 | $ 222,000 | $ 87,000 |
| Saratoga County New York | 4 | $ 840,000 | $ 210,000 | $ 74,000 |
| Schenectady County New York | 4 | $ 590,000 | $ 147,000 | $ 102,000 |
| Brown County Ohio | 4 | $ 430,000 | $ 107,000 | $ 72,000 |
| Cuyahoga County Ohio | 4 | $ 550,000 | $ 137,000 | $ 78,000 |
| Marion County Oregon | 4 | $ 610,000 | $ 152,000 | $ 44,000 |
| Multnomah County Oregon | 4 | $ 1,160,000 | $ 290,000 | $ 72,000 |
| Lehigh County Pennsylvania | 4 | $ 800,000 | $ 200,000 | $ 62,000 |
| Northampton County Pennsylvania | 4 | $ 930,000 | $ 232,000 | $ 60,000 |
| Shelby County Tennessee | 4 | $ 980,000 | $ 245,000 | $ 71,000 |
| Williamson County Tennessee | 4 | $ 1,420,000 | $ 355,000 | $ 104,000 |
| Clark County Washington | 4 | $ 1,210,000 | $ 302,000 | $ 79,000 |
| Whatcom County Washington | 4 | $ 1,330,000 | $ 332,000 | $ 105,000 |
| Alameda County California | 3 | $ 1,685,000 | $ 561,000 | $ 169,000 |
| Butte County California | 3 | $ 655,000 | $ 218,000 | $ 165,000 |
| Pueblo County Colorado | 3 | $ 475,000 | $ 158,000 | $ 50,000 |
| Clay County Florida | 3 | $ 595,000 | $ 198,000 | $ 51,000 |
| Escambia County Florida | 3 | $ 325,000 | $ 108,000 | $ 38,000 |
| Lake County Florida | 3 | $ 585,000 | $ 195,000 | $ 64,000 |
| Pasco County Florida | 3 | $ 555,000 | $ 185,000 | $ 76,000 |
| St. Johns County Florida | 3 | $ 1,495,000 | $ 498,000 | $ 101,000 |
| Lake County Illinois | 3 | $ 2,385,000 | $ 795,000 | $ 233,000 |
| Will County Illinois | 3 | $ 1,445,000 | $ 481,000 | $ 146,000 |
| Marion County Indiana | 3 | $ 685,000 | $ 228,000 | $ 100,000 |
| York County Maine | 3 | $ 735,000 | $ 245,000 | $ 104,000 |
| Merrimack County New Hampshire | 3 | $ 625,000 | $ 208,000 | $ 72,000 |
| Atlantic County New Jersey | 3 | $ 785,000 | $ 261,000 | $ 103,000 |
| Gloucester County New Jersey | 3 | $ 865,000 | $ 288,000 | $ 87,000 |
| Greene County New York | 3 | $ 675,000 | $ 225,000 | $ 91,000 |
| Niagara County New York | 3 | $ 585,000 | $ 195,000 | $ 77,000 |
| Catawba County North Carolina | 3 | $ 595,000 | $ 198,000 | $ 80,000 |
| Iredell County North Carolina | 3 | $ 405,000 | $ 135,000 | $ 57,000 |
| Rowan County North Carolina | 3 | $ 475,000 | $ 158,000 | $ 64,000 |
| Champaign County Ohio | 3 | $ 355,000 | $ 118,000 | $ 72,000 |
| Lorain County Ohio | 3 | $ 435,000 | $ 145,000 | $ 86,000 |
| Montgomery County Ohio | 3 | $ 505,000 | $ 168,000 | $ 83,000 |
| Morrow County Ohio | 3 | $ 465,000 | $ 155,000 | $ 47,000 |
| Cumberland County Pennsylvania | 3 | $ 665,000 | $ 221,000 | $ 48,000 |
| Lancaster County Pennsylvania | 3 | $ 575,000 | $ 191,000 | $ 83,000 |
| Schuylkill County Pennsylvania | 3 | $ 605,000 | $ 201,000 | $ 61,000 |
| York County Pennsylvania | 3 | $ 775,000 | $ 258,000 | $ 80,000 |
| Greenville County South Carolina | 3 | $ 495,000 | $ 165,000 | $ 87,000 |
| Spartanburg County South Carolina | 3 | $ 395,000 | $ 131,000 | $ 39,000 |
| Knox County Tennessee | 3 | $ 785,000 | $ 261,000 | $ 222,000 |
| Maury County Tennessee | 3 | $ 435,000 | $ 145,000 | $ 29,000 |
| Bexar County Texas | 3 | $ 385,000 | $ 128,000 | $ 50,000 |
| Fort Bend County Texas | 3 | $ 805,000 | $ 268,000 | $ 215,000 |
| Grayson County Texas | 3 | $ 465,000 | $ 155,000 | $ 64,000 |
| Hood County Texas | 3 | $ 525,000 | $ 175,000 | $ 97,000 |
| Van Zandt County Texas | 3 | $ 665,000 | $ 221,000 | $ 116,000 |
| Williamson County Texas | 3 | $ 895,000 | $ 298,000 | $ 153,000 |
| Jefferson County Alabama | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Kern County California | 2 | $ 600,000 | $ 300,000 | $ 109,000 |
| San Francisco County California | 2 | $ 1,100,000 | $ 550,000 | $ 315,000 |
| Santa Clara County California | 2 | $ 1,150,000 | $ 575,000 | $ 159,000 |
| Stanislaus County California | 2 | $ 700,000 | $ 350,000 | $ 107,000 |
| Tulare County California | 2 | $ 260,000 | $ 130,000 | $ 35,000 |
| Tuolumne County California | 2 | $ 340,000 | $ 170,000 | $ 35,000 |
| Ventura County California | 2 | $ 670,000 | $ 335,000 | $ 109,000 |
| Eagle County Colorado | 2 | $ 930,000 | $ 465,000 | $ 104,000 |
| Garfield County Colorado | 2 | $ 550,000 | $ 275,000 | $ 87,000 |
| Las Animas County Colorado | 2 | $ 460,000 | $ 230,000 | $ 79,000 |
| Montezuma County Colorado | 2 | $ 440,000 | $ 220,000 | $ 45,000 |
| New London County Connecticut | 2 | $ 230,000 | $ 115,000 | $ 22,000 |
| Tolland County Connecticut | 2 | $ 670,000 | $ 335,000 | $ 327,000 |
| Windham County Connecticut | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| Alachua County Florida | 2 | $ 500,000 | $ 250,000 | $ 102,000 |
| Hernando County Florida | 2 | $ 390,000 | $ 195,000 | $ 49,000 |
| Highlands County Florida | 2 | $ 360,000 | $ 180,000 | $ 45,000 |
| Monroe County Florida | 2 | $ 700,000 | $ 350,000 | $ 70,000 |
| Santa Rosa County Florida | 2 | $ 640,000 | $ 320,000 | $ 99,000 |
| DuPage County Illinois | 2 | $ 670,000 | $ 335,000 | $ 75,000 |
| McHenry County Illinois | 2 | $ 440,000 | $ 220,000 | $ 86,000 |
| Elkhart County Indiana | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Hancock County Indiana | 2 | $ 400,000 | $ 200,000 | $ 51,000 |
| LaPorte County Indiana | 2 | $ 270,000 | $ 135,000 | $ 105,000 |
| Breckinridge County Kentucky | 2 | $ 290,000 | $ 145,000 | $ 76,000 |
| Fayette County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 79,000 |
| Kenton County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 93,000 |
| Meade County Kentucky | 2 | $ 380,000 | $ 190,000 | $ 112,000 |
| Cumberland County Maine | 2 | $ 360,000 | $ 180,000 | $ 99,000 |
| Ingham County Michigan | 2 | $ 390,000 | $ 195,000 | $ 100,000 |
| St. Clair County Michigan | 2 | $ 470,000 | $ 235,000 | $ 97,000 |
| Rockingham County New Hampshire | 2 | $ 690,000 | $ 345,000 | $ 103,000 |
| Sullivan County New Hampshire | 2 | $ 590,000 | $ 295,000 | $ 102,000 |
| Clinton County New York | 2 | $ 190,000 | $ 95,000 | $ 65,000 |
| Fulton County New York | 2 | $ 580,000 | $ 290,000 | $ 148,000 |
| Herkimer County New York | 2 | $ 320,000 | $ 160,000 | $ 59,000 |
| Oneida County New York | 2 | $ 230,000 | $ 115,000 | $ 46,000 |
| Ontario County New York | 2 | $ 510,000 | $ 255,000 | $ 87,000 |
| Steuben County New York | 2 | $ 220,000 | $ 110,000 | $ 72,000 |
| Tioga County New York | 2 | $ 280,000 | $ 140,000 | $ 64,000 |
| Cabarrus County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 39,000 |
| Caldwell County North Carolina | 2 | $ 340,000 | $ 170,000 | $ 49,000 |
| Harnett County North Carolina | 2 | $ 510,000 | $ 255,000 | $ 111,000 |
| Onslow County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Wake County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Ashland County Ohio | 2 | $ 300,000 | $ 150,000 | $ 144,000 |
| Hocking County Ohio | 2 | $ 390,000 | $ 195,000 | $ 56,000 |
| Madison County Ohio | 2 | $ 320,000 | $ 160,000 | $ 99,000 |
| Mahoning County Ohio | 2 | $ 410,000 | $ 205,000 | $ 59,000 |
| Preble County Ohio | 2 | $ 280,000 | $ 140,000 | $ 55,000 |
| Ross County Ohio | 2 | $ 190,000 | $ 95,000 | $ 50,000 |
| Yamhill County Oregon | 2 | $ 590,000 | $ 295,000 | $ 61,000 |
| Allegheny County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 25,000 |
| Carbon County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| Dauphin County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 102,000 |
| Lebanon County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 162,000 |
| Pike County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 114,000 |
| Washington County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| Washington County Rhode Island | 2 | $ 600,000 | $ 300,000 | $ 120,000 |
| Aiken County South Carolina | 2 | $ 530,000 | $ 265,000 | $ 96,000 |
| Beaufort County South Carolina | 2 | $ 760,000 | $ 380,000 | $ 233,000 |
| Orangeburg County South Carolina | 2 | $ 670,000 | $ 335,000 | $ 85,000 |
| York County South Carolina | 2 | $ 740,000 | $ 370,000 | $ 111,000 |
| Bowie County Texas | 2 | $ 360,000 | $ 180,000 | $ 204,000 |
| Fannin County Texas | 2 | $ 480,000 | $ 240,000 | $ 115,000 |
| Henderson County Texas | 2 | $ 320,000 | $ 160,000 | $ 102,000 |
| Montgomery County Texas | 2 | $ 360,000 | $ 180,000 | $ 71,000 |
| Navarro County Texas | 2 | $ 190,000 | $ 95,000 | $ 77,000 |
| Real County Texas | 2 | $ 1,190,000 | $ 595,000 | $ 142,000 |
| Travis County Texas | 2 | $ 470,000 | $ 235,000 | $ 92,000 |
| Kitsap County Washington | 2 | $ 640,000 | $ 320,000 | $ 59,000 |
| Skagit County Washington | 2 | $ 400,000 | $ 200,000 | $ 78,000 |
| Stevens County Washington | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Thurston County Washington | 2 | $ 750,000 | $ 375,000 | $ 108,000 |
| Yakima County Washington | 2 | $ 480,000 | $ 240,000 | $ 94,000 |
| Elmore County Alabama | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Pima County Arizona | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Pinal County Arizona | 1 | $ 205,000 | $ 205,000 | $ 0 |
| El Dorado County California | 1 | $ 285,000 | $ 285,000 | $ 54,000 |
| Glenn County California | 1 | $ 135,000 | $ 135,000 | $ 28,000 |
| Imperial County California | 1 | $ 305,000 | $ 305,000 | $ 116,000 |
| Kings County California | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Lake County California | 1 | $ 245,000 | $ 245,000 | $ 61,000 |
| Lassen County California | 1 | $ 135,000 | $ 135,000 | $ 125,000 |
| Madera County California | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Modoc County California | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Monterey County California | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Nevada County California | 1 | $ 345,000 | $ 345,000 | $ 89,000 |
| San Benito County California | 1 | $ 565,000 | $ 565,000 | $ 131,000 |
| San Joaquin County California | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Shasta County California | 1 | $ 225,000 | $ 225,000 | $ 132,000 |
| Tehama County California | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Yuba County California | 1 | $ 505,000 | $ 505,000 | $ 90,000 |
| Archuleta County Colorado | 1 | $ 1,095,000 | $ 1,095,000 | $ 145,000 |
| Boulder County Colorado | 1 | $ 145,000 | $ 145,000 | $ 58,000 |
| Broomfield County Colorado | 1 | $ 285,000 | $ 285,000 | $ 65,000 |
| Elbert County Colorado | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| La Plata County Colorado | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Mesa County Colorado | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Teller County Colorado | 1 | $ 265,000 | $ 265,000 | $ 133,000 |
| Litchfield County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Bay County Florida | 1 | $ 275,000 | $ 275,000 | $ 56,000 |
| Bradford County Florida | 1 | $ 115,000 | $ 115,000 | $ 67,000 |
| Flagler County Florida | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Indian River County Florida | 1 | $ 175,000 | $ 175,000 | $ 110,000 |
| Madison County Florida | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Nassau County Florida | 1 | $ 185,000 | $ 185,000 | $ 139,000 |
| Okaloosa County Florida | 1 | $ 775,000 | $ 775,000 | $ 286,000 |
| Suwannee County Florida | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Chatham County Georgia | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Grundy County Illinois | 1 | $ 175,000 | $ 175,000 | $ 100,000 |
| Kane County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Macon County Illinois | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Madison County Illinois | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| St. Clair County Illinois | 1 | $ 105,000 | $ 105,000 | $ 54,000 |
| Allen County Indiana | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Franklin County Indiana | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Hamilton County Indiana | 1 | $ 215,000 | $ 215,000 | $ 325,000 |
| Jackson County Indiana | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Johnson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Lake County Indiana | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Ripley County Indiana | 1 | $ 295,000 | $ 295,000 | $ 170,000 |
| Union County Indiana | 1 | $ 125,000 | $ 125,000 | $ 69,000 |
| Washington County Indiana | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Anderson County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Bath County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Oldham County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 553,000 |
| Pendleton County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Scott County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 40,000 |
| Shelby County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 54,000 |
| Lafayette County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Kennebec County Maine | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Queen Anne's County Maryland | 1 | $ 395,000 | $ 395,000 | $ 85,000 |
| St. Mary's County Maryland | 1 | $ 225,000 | $ 225,000 | $ 81,000 |
| Talbot County Maryland | 1 | $ 295,000 | $ 295,000 | $ 50,000 |
| Washington County Maryland | 1 | $ 265,000 | $ 265,000 | $ 55,000 |
| Wicomico County Maryland | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Worcester County Maryland | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Bristol County Massachusetts | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Norfolk County Massachusetts | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Allegan County Michigan | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Benzie County Michigan | 1 | $ 245,000 | $ 245,000 | $ 195,000 |
| Berrien County Michigan | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Jackson County Michigan | 1 | $ 145,000 | $ 145,000 | $ 53,000 |
| Kalamazoo County Michigan | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| Lenawee County Michigan | 1 | $ 245,000 | $ 245,000 | $ 275,000 |
| Mackinac County Michigan | 1 | $ 75,000 | $ 75,000 | $ 18,000 |
| Macomb County Michigan | 1 | $ 215,000 | $ 215,000 | $ 66,000 |
| Otsego County Michigan | 1 | $ 265,000 | $ 265,000 | $ 92,000 |
| Washtenaw County Michigan | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Belknap County New Hampshire | 1 | $ 165,000 | $ 165,000 | $ 55,000 |
| Cape May County New Jersey | 1 | $ 1,345,000 | $ 1,345,000 | $ 1,900,000 |
| Cumberland County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 121,000 |
| Cattaraugus County New York | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Franklin County New York | 1 | $ 115,000 | $ 115,000 | $ 39,000 |
| Livingston County New York | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Montgomery County New York | 1 | $ 405,000 | $ 405,000 | $ 139,000 |
| Onondaga County New York | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Otsego County New York | 1 | $ 155,000 | $ 155,000 | $ 67,000 |
| Rensselaer County New York | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Seneca County New York | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| St. Lawrence County New York | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| Washington County New York | 1 | $ 105,000 | $ 105,000 | $ 72,000 |
| Wayne County New York | 1 | $ 135,000 | $ 135,000 | $ 113,000 |
| Yates County New York | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Alexander County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 52,000 |
| Anson County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Beaufort County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Brunswick County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Cleveland County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 32,000 |
| Franklin County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 92,000 |
| Guilford County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Lincoln County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Montgomery County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 36,000 |
| New Hanover County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 27,000 |
| Union County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 71,000 |
| Ashtabula County Ohio | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Clark County Ohio | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Clinton County Ohio | 1 | $ 335,000 | $ 335,000 | $ 159,000 |
| Coshocton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Geauga County Ohio | 1 | $ 135,000 | $ 135,000 | $ 35,000 |
| Greene County Ohio | 1 | $ 195,000 | $ 195,000 | $ 69,000 |
| Hancock County Ohio | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Knox County Ohio | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Marion County Ohio | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Perry County Ohio | 1 | $ 205,000 | $ 205,000 | $ 68,000 |
| Pike County Ohio | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Portage County Ohio | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Putnam County Ohio | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Stark County Ohio | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Trumbull County Ohio | 1 | $ 35,000 | $ 35,000 | $ 59,000 |
| Clatsop County Oregon | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Coos County Oregon | 1 | $ 75,000 | $ 75,000 | $ 16,000 |
| Deschutes County Oregon | 1 | $ 205,000 | $ 205,000 | $ 58,000 |
| Jackson County Oregon | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| Josephine County Oregon | 1 | $ 375,000 | $ 375,000 | $ 101,000 |
| Lane County Oregon | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Union County Oregon | 1 | $ 55,000 | $ 55,000 | $ 34,000 |
| Bedford County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Bradford County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 53,000 |
| Cambria County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Columbia County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Crawford County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Franklin County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 100,000 |
| Lackawanna County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 50,000 |
| Somerset County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 145,000 |
| Wayne County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 191,000 |
| Providence County Rhode Island | 1 | $ 195,000 | $ 195,000 | $ 43,000 |
| Colleton County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 139,000 |
| Lancaster County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| Richland County South Carolina | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Sumter County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 25,000 |
| Cannon County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Hickman County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Lincoln County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 56,000 |
| Montgomery County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 110,000 |
| Robertson County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Sevier County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 501,000 |
| Stewart County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 66,000 |
| Trousdale County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 98,000 |
| Brazoria County Texas | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Cameron County Texas | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| El Paso County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fayette County Texas | 1 | $ 225,000 | $ 225,000 | $ 102,000 |
| Freestone County Texas | 1 | $ 175,000 | $ 175,000 | $ 113,000 |
| Galveston County Texas | 1 | $ 155,000 | $ 155,000 | $ 59,000 |
| Goliad County Texas | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Hays County Texas | 1 | $ 65,000 | $ 65,000 | $ 67,000 |
| Jefferson County Texas | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Lubbock County Texas | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| McLennan County Texas | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Medina County Texas | 1 | $ 445,000 | $ 445,000 | $ 269,000 |
| Midland County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Nueces County Texas | 1 | $ 335,000 | $ 335,000 | $ 200,000 |
| Rains County Texas | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| San Patricio County Texas | 1 | $ 135,000 | $ 135,000 | $ 104,000 |
| Taylor County Texas | 1 | $ 215,000 | $ 215,000 | $ 110,000 |
| Tom Green County Texas | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Wichita County Texas | 1 | $ 365,000 | $ 365,000 | $ 204,000 |
| Wood County Texas | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| Millard County Utah | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Utah County Utah | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Benton County Washington | 1 | $ 265,000 | $ 265,000 | $ 41,000 |
| Douglas County Washington | 1 | $ 165,000 | $ 165,000 | $ 25,000 |
| Island County Washington | 1 | $ 515,000 | $ 515,000 | $ 94,000 |
| Spokane County Washington | 1 | $ 275,000 | $ 275,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for United Mortgage Corp. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,667 | $891,285,000 | $334,000 | $2,325,000 | $118,000 | $4,935,000 |
| Cash-out Refinancing | 1,916 | $567,910,000 | $296,000 | $1,475,000 | $104,000 | $870,000 |
| Refinancing | 613 | $200,365,000 | $326,000 | $1,705,000 | $128,000 | $2,006,000 |
| Other Purpose | 10 | $2,470,000 | $247,000 | $345,000 | $41,000 | $80,000 |
| Home Improvement | 3 | $545,000 | $181,000 | $285,000 | $39,000 | $42,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,779 | $848,795,000 | $305,000 | $2,325,000 | $122,000 | $4,935,000 |
| Hispanic | 966 | $306,850,000 | $317,000 | $1,245,000 | $100,000 | $1,921,000 |
| Black or African American | 789 | $274,745,000 | $348,000 | $1,305,000 | $103,000 | $503,000 |
| Not Provided | 378 | $119,950,000 | $317,000 | $1,645,000 | $114,000 | $1,515,000 |
| Asian | 200 | $76,580,000 | $382,000 | $1,205,000 | $110,000 | $434,000 |
| Not applicable | 47 | $15,325,000 | $326,000 | $1,035,000 | $66,000 | $93,000 |
| American Indian or Alaskan Native | 10 | $4,400,000 | $440,000 | $665,000 | $97,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,190,000 | $297,000 | $485,000 | $102,000 | $165,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,861 | $926,145,000 | $323,000 | $2,325,000 | $129,000 | $4,935,000 |
| FHA-insured (Federal Housing Administration) | 2,006 | $633,740,000 | $315,000 | $1,045,000 | $96,000 | $587,000 |
| VA-guaranteed (Veterans Administration) | 336 | $101,500,000 | $302,000 | $1,095,000 | $90,000 | $421,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 6 | $1,190,000 | $198,000 | $305,000 | $75,000 | $88,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,056 | $974,580,000 | $318,000 | $2,325,000 | $112,000 | $4,935,000 |
| Application Approved But Not Accepted | 1,017 | $322,735,000 | $317,000 | $2,185,000 | $117,000 | $2,340,000 |
| Application Withdrawn By Applicant | 762 | $251,360,000 | $329,000 | $1,475,000 | $121,000 | $2,006,000 |
| Application Denied By Financial Institution | 241 | $73,035,000 | $303,000 | $1,045,000 | $98,000 | $667,000 |
| File Closed For Incompleteness | 105 | $34,945,000 | $332,000 | $885,000 | $102,000 | $467,000 |
| Loan Purchased By The Institution | 28 | $5,920,000 | $211,000 | $465,000 | $60,000 | $90,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,968 | $1,589,540,000 | $319,000 | $2,325,000 | $114,000 | $4,935,000 |
| Debt-To-Income Ratio | 98 | $30,810,000 | $314,000 | $845,000 | $77,000 | $231,000 |
| Collateral | 44 | $14,090,000 | $320,000 | $1,045,000 | $138,000 | $667,000 |
| Credit History | 36 | $10,670,000 | $296,000 | $675,000 | $109,000 | $500,000 |
| Other | 29 | $7,845,000 | $270,000 | $615,000 | $107,000 | $549,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,320,000 | $308,000 | $525,000 | $105,000 | $256,000 |
| Unverifiable Information | 12 | $3,220,000 | $268,000 | $465,000 | $77,000 | $130,000 |
| Employment History | 5 | $1,075,000 | $215,000 | $405,000 | $67,000 | $135,000 |
| Credit Application Incomplete | 2 | $420,000 | $210,000 | $265,000 | $58,000 | $62,000 |
| Mortgage Insurance Denied | 1 | $585,000 | $585,000 | $585,000 | $138,000 | $138,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Mortgage Corp.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Mortgage Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.