United Nations Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
United Nations Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor New York, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,247 |
| Total Mortgage Loan Application Amount | $1,033,685,000 |
| Average Mortgage Loan Application Amount | $421,800 |
| Highest Mortgage Loan Application Amount | $3,005,000 |
| Average Applicant Income | $185,600 |
| Highest Applicant Income | $4,281,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with United Nations Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Nations Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down United Nations Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Nations Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Nations Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Nations Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 187 | $ 116,555,000 | $ 623,000 | $ 230,000 |
| Fairfax County Virginia | 154 | $ 74,160,000 | $ 481,000 | $ 215,000 |
| New York County New York | 153 | $ 92,165,000 | $ 602,000 | $ 241,000 |
| Loudoun County Virginia | 145 | $ 78,285,000 | $ 539,000 | $ 179,000 |
| Montgomery County Maryland | 141 | $ 76,095,000 | $ 539,000 | $ 193,000 |
| Queens County New York | 119 | $ 57,255,000 | $ 481,000 | $ 123,000 |
| Westchester County New York | 101 | $ 47,375,000 | $ 469,000 | $ 223,000 |
| Orange County Florida | 99 | $ 27,215,000 | $ 274,000 | $ 178,000 |
| Kings County New York | 97 | $ 60,345,000 | $ 622,000 | $ 195,000 |
| Osceola County Florida | 86 | $ 22,630,000 | $ 263,000 | $ 149,000 |
| Arlington County Virginia | 74 | $ 30,690,000 | $ 414,000 | $ 208,000 |
| Nassau County New York | 53 | $ 22,185,000 | $ 418,000 | $ 147,000 |
| Bergen County New Jersey | 49 | $ 22,205,000 | $ 453,000 | $ 156,000 |
| Hudson County New Jersey | 30 | $ 10,700,000 | $ 356,000 | $ 174,000 |
| Prince George's County Maryland | 29 | $ 10,745,000 | $ 370,000 | $ 162,000 |
| Miami-Dade County Florida | 28 | $ 13,850,000 | $ 494,000 | $ 259,000 |
| Suffolk County New York | 26 | $ 10,810,000 | $ 415,000 | $ 193,000 |
| Fairfield County Connecticut | 22 | $ 10,010,000 | $ 455,000 | $ 205,000 |
| Polk County Florida | 22 | $ 4,350,000 | $ 197,000 | $ 119,000 |
| Middlesex County New Jersey | 21 | $ 6,765,000 | $ 322,000 | $ 133,000 |
| Essex County New Jersey | 20 | $ 9,230,000 | $ 461,000 | $ 192,000 |
| Wake County North Carolina | 20 | $ 5,810,000 | $ 290,000 | $ 163,000 |
| Palm Beach County Florida | 19 | $ 7,855,000 | $ 413,000 | $ 207,000 |
| Los Angeles County California | 17 | $ 11,165,000 | $ 656,000 | $ 249,000 |
| Bronx County New York | 16 | $ 6,290,000 | $ 393,000 | $ 99,000 |
| Dare County North Carolina | 15 | $ 20,575,000 | $ 1,371,000 | $ 564,000 |
| Canadian County Oklahoma | 15 | $ 1,665,000 | $ 111,000 | $ 91,000 |
| Prince William County Virginia | 14 | $ 4,760,000 | $ 340,000 | $ 108,000 |
| Richmond County New York | 13 | $ 5,055,000 | $ 388,000 | $ 101,000 |
| Alameda County California | 12 | $ 8,080,000 | $ 673,000 | $ 194,000 |
| Alexandria County Virginia | 12 | $ 4,580,000 | $ 381,000 | $ 168,000 |
| Broward County Florida | 11 | $ 2,985,000 | $ 271,000 | $ 163,000 |
| Cook County Illinois | 9 | $ 2,225,000 | $ 247,000 | $ 126,000 |
| Howard County Maryland | 9 | $ 4,295,000 | $ 477,000 | $ 172,000 |
| Middlesex County Massachusetts | 9 | $ 4,125,000 | $ 458,000 | $ 146,000 |
| Union County New Jersey | 8 | $ 3,150,000 | $ 393,000 | $ 151,000 |
| Rockland County New York | 8 | $ 2,830,000 | $ 353,000 | $ 180,000 |
| Maricopa County Arizona | 7 | $ 3,395,000 | $ 485,000 | $ 145,000 |
| Frederick County Maryland | 7 | $ 2,385,000 | $ 340,000 | $ 195,000 |
| Monmouth County New Jersey | 7 | $ 2,665,000 | $ 380,000 | $ 177,000 |
| Morris County New Jersey | 7 | $ 2,765,000 | $ 395,000 | $ 205,000 |
| San Diego County California | 6 | $ 3,890,000 | $ 648,000 | $ 185,000 |
| Collier County Florida | 6 | $ 4,240,000 | $ 706,000 | $ 198,000 |
| Pinellas County Florida | 6 | $ 1,850,000 | $ 308,000 | $ 139,000 |
| Putnam County New York | 6 | $ 1,640,000 | $ 273,000 | $ 135,000 |
| Williamson County Texas | 6 | $ 1,610,000 | $ 268,000 | $ 131,000 |
| Summit County Utah | 6 | $ 4,280,000 | $ 713,000 | $ 602,000 |
| Jefferson County Alabama | 5 | $ 675,000 | $ 135,000 | $ 166,000 |
| Anne Arundel County Maryland | 5 | $ 2,315,000 | $ 463,000 | $ 182,000 |
| Suffolk County Massachusetts | 5 | $ 3,815,000 | $ 763,000 | $ 273,000 |
| Dutchess County New York | 5 | $ 2,065,000 | $ 413,000 | $ 154,000 |
| King County Washington | 5 | $ 2,335,000 | $ 467,000 | $ 167,000 |
| Litchfield County Connecticut | 4 | $ 1,040,000 | $ 260,000 | $ 137,000 |
| Sussex County Delaware | 4 | $ 1,330,000 | $ 332,000 | $ 178,000 |
| Lee County Florida | 4 | $ 880,000 | $ 220,000 | $ 133,000 |
| Sarasota County Florida | 4 | $ 810,000 | $ 202,000 | $ 75,000 |
| DeKalb County Georgia | 4 | $ 1,030,000 | $ 257,000 | $ 126,000 |
| Gwinnett County Georgia | 4 | $ 1,220,000 | $ 305,000 | $ 158,000 |
| Maui County Hawaii | 4 | $ 5,500,000 | $ 1,375,000 | $ 217,000 |
| Clark County Nevada | 4 | $ 770,000 | $ 192,000 | $ 121,000 |
| Passaic County New Jersey | 4 | $ 1,320,000 | $ 330,000 | $ 168,000 |
| Orange County New York | 4 | $ 1,170,000 | $ 292,000 | $ 384,000 |
| Edgecombe County North Carolina | 4 | $ 360,000 | $ 90,000 | $ 157,000 |
| Cuyahoga County Ohio | 4 | $ 330,000 | $ 82,000 | $ 68,000 |
| Beaufort County South Carolina | 4 | $ 1,260,000 | $ 315,000 | $ 238,000 |
| Harris County Texas | 4 | $ 950,000 | $ 237,000 | $ 127,000 |
| Orange County California | 3 | $ 1,565,000 | $ 521,000 | $ 182,000 |
| Riverside County California | 3 | $ 665,000 | $ 221,000 | $ 266,000 |
| Sacramento County California | 3 | $ 1,275,000 | $ 425,000 | $ 160,000 |
| Santa Clara County California | 3 | $ 2,505,000 | $ 835,000 | $ 239,000 |
| Hillsborough County Florida | 3 | $ 615,000 | $ 205,000 | $ 77,000 |
| Manatee County Florida | 3 | $ 1,285,000 | $ 428,000 | $ 176,000 |
| Cobb County Georgia | 3 | $ 855,000 | $ 285,000 | $ 141,000 |
| Fulton County Georgia | 3 | $ 875,000 | $ 291,000 | $ 111,000 |
| Baltimore County Maryland | 3 | $ 485,000 | $ 161,000 | $ 91,000 |
| Baltimore City County Maryland | 3 | $ 475,000 | $ 158,000 | $ 114,000 |
| Barnstable County Massachusetts | 3 | $ 1,085,000 | $ 361,000 | $ 182,000 |
| Essex County Massachusetts | 3 | $ 785,000 | $ 261,000 | $ 66,000 |
| Washtenaw County Michigan | 3 | $ 835,000 | $ 278,000 | $ 131,000 |
| Camden County New Jersey | 3 | $ 525,000 | $ 175,000 | $ 85,000 |
| Ocean County New Jersey | 3 | $ 295,000 | $ 98,000 | $ 143,000 |
| Ulster County New York | 3 | $ 515,000 | $ 171,000 | $ 148,000 |
| Orange County North Carolina | 3 | $ 435,000 | $ 145,000 | $ 204,000 |
| Pike County Pennsylvania | 3 | $ 695,000 | $ 231,000 | $ 196,000 |
| Fort Bend County Texas | 3 | $ 545,000 | $ 181,000 | $ 92,000 |
| Jefferson County Texas | 3 | $ 425,000 | $ 141,000 | $ 95,000 |
| Henrico County Virginia | 3 | $ 1,045,000 | $ 348,000 | $ 111,000 |
| Norfolk County Virginia | 3 | $ 405,000 | $ 135,000 | $ 105,000 |
| Snohomish County Washington | 3 | $ 1,805,000 | $ 601,000 | $ 170,000 |
| Waukesha County Wisconsin | 3 | $ 2,885,000 | $ 961,000 | $ 281,000 |
| San Mateo County California | 2 | $ 1,080,000 | $ 540,000 | $ 171,000 |
| Ventura County California | 2 | $ 1,390,000 | $ 695,000 | $ 271,000 |
| New Castle County Delaware | 2 | $ 300,000 | $ 150,000 | $ 88,000 |
| St. Lucie County Florida | 2 | $ 390,000 | $ 195,000 | $ 175,000 |
| Will County Illinois | 2 | $ 770,000 | $ 385,000 | $ 314,000 |
| Jefferson County Kentucky | 2 | $ 590,000 | $ 295,000 | $ 137,000 |
| Washington County Maryland | 2 | $ 110,000 | $ 55,000 | $ 162,000 |
| Norfolk County Massachusetts | 2 | $ 610,000 | $ 305,000 | $ 213,000 |
| Genesee County Michigan | 2 | $ 410,000 | $ 205,000 | $ 133,000 |
| Washington County Minnesota | 2 | $ 1,390,000 | $ 695,000 | $ 190,000 |
| Burlington County New Jersey | 2 | $ 790,000 | $ 395,000 | $ 223,000 |
| Somerset County New Jersey | 2 | $ 450,000 | $ 225,000 | $ 165,000 |
| Sussex County New Jersey | 2 | $ 740,000 | $ 370,000 | $ 179,000 |
| Bernalillo County New Mexico | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Greene County New York | 2 | $ 350,000 | $ 175,000 | $ 189,000 |
| Sullivan County New York | 2 | $ 350,000 | $ 175,000 | $ 274,000 |
| Cabarrus County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 114,000 |
| Chatham County North Carolina | 2 | $ 850,000 | $ 425,000 | $ 172,000 |
| Johnston County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 212,000 |
| Mecklenburg County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Franklin County Ohio | 2 | $ 250,000 | $ 125,000 | $ 199,000 |
| Oklahoma County Oklahoma | 2 | $ 180,000 | $ 90,000 | $ 59,000 |
| Washington County Oregon | 2 | $ 790,000 | $ 395,000 | $ 96,000 |
| Monroe County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 203,000 |
| Spartanburg County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 90,000 |
| Davidson County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 147,000 |
| Dallas County Texas | 2 | $ 790,000 | $ 395,000 | $ 196,000 |
| Tarrant County Texas | 2 | $ 360,000 | $ 180,000 | $ 176,000 |
| Fairfax City County Virginia | 2 | $ 1,230,000 | $ 615,000 | $ 211,000 |
| Virginia Beach County Virginia | 2 | $ 870,000 | $ 435,000 | $ 192,000 |
| Berkeley County West Virginia | 2 | $ 300,000 | $ 150,000 | $ 114,000 |
| Teton County Wyoming | 2 | $ 820,000 | $ 410,000 | $ 153,000 |
| Lee County Alabama | 1 | $ 335,000 | $ 335,000 | $ 145,000 |
| Madison County Alabama | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Benton County Arkansas | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Contra Costa County California | 1 | $ 695,000 | $ 695,000 | $ 128,000 |
| Fresno County California | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Marin County California | 1 | $ 1,295,000 | $ 1,295,000 | $ 190,000 |
| Monterey County California | 1 | $ 755,000 | $ 755,000 | $ 161,000 |
| San Bernardino County California | 1 | $ 765,000 | $ 765,000 | $ 222,000 |
| San Francisco County California | 1 | $ 805,000 | $ 805,000 | $ 185,000 |
| San Luis Obispo County California | 1 | $ 205,000 | $ 205,000 | $ 100,000 |
| Solano County California | 1 | $ 525,000 | $ 525,000 | $ 124,000 |
| Sonoma County California | 1 | $ 575,000 | $ 575,000 | $ 81,000 |
| La Plata County Colorado | 1 | $ 1,345,000 | $ 1,345,000 | $ 207,000 |
| Larimer County Colorado | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Hartford County Connecticut | 1 | $ 545,000 | $ 545,000 | $ 207,000 |
| Middlesex County Connecticut | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| New Haven County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 60,000 |
| Brevard County Florida | 1 | $ 205,000 | $ 205,000 | $ 167,000 |
| Charlotte County Florida | 1 | $ 195,000 | $ 195,000 | $ 133,000 |
| Duval County Florida | 1 | $ 85,000 | $ 85,000 | $ 93,000 |
| Lake County Florida | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Monroe County Florida | 1 | $ 745,000 | $ 745,000 | $ 289,000 |
| Pasco County Florida | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Seminole County Florida | 1 | $ 1,505,000 | $ 1,505,000 | $ 49,000 |
| Volusia County Florida | 1 | $ 425,000 | $ 425,000 | $ 237,000 |
| Clarke County Georgia | 1 | $ 255,000 | $ 255,000 | $ 113,000 |
| Hawaii County Hawaii | 1 | $ 435,000 | $ 435,000 | $ 343,000 |
| DuPage County Illinois | 1 | $ 175,000 | $ 175,000 | $ 74,000 |
| Lake County Illinois | 1 | $ 105,000 | $ 105,000 | $ 121,000 |
| McLean County Illinois | 1 | $ 75,000 | $ 75,000 | $ 86,000 |
| Marion County Indiana | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Johnson County Kansas | 1 | $ 295,000 | $ 295,000 | $ 101,000 |
| Orleans County Louisiana | 1 | $ 295,000 | $ 295,000 | $ 158,000 |
| Cumberland County Maine | 1 | $ 505,000 | $ 505,000 | $ 734,000 |
| Waldo County Maine | 1 | $ 385,000 | $ 385,000 | $ 141,000 |
| Carroll County Maryland | 1 | $ 665,000 | $ 665,000 | $ 200,000 |
| Garrett County Maryland | 1 | $ 305,000 | $ 305,000 | $ 195,000 |
| Kent County Maryland | 1 | $ 165,000 | $ 165,000 | $ 187,000 |
| Queen Anne's County Maryland | 1 | $ 285,000 | $ 285,000 | $ 230,000 |
| Wicomico County Maryland | 1 | $ 645,000 | $ 645,000 | $ 170,000 |
| Bristol County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Hampden County Massachusetts | 1 | $ 265,000 | $ 265,000 | $ 76,000 |
| Berrien County Michigan | 1 | $ 205,000 | $ 205,000 | $ 78,000 |
| Kalamazoo County Michigan | 1 | $ 335,000 | $ 335,000 | $ 89,000 |
| Monroe County Michigan | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
| Oakland County Michigan | 1 | $ 555,000 | $ 555,000 | $ 203,000 |
| Wayne County Michigan | 1 | $ 105,000 | $ 105,000 | $ 101,000 |
| Dakota County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 121,000 |
| Pennington County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 250,000 |
| Boone County Missouri | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| Cass County Missouri | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Douglas County Nebraska | 1 | $ 145,000 | $ 145,000 | $ 213,000 |
| Mercer County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 201,000 |
| Albany County New York | 1 | $ 65,000 | $ 65,000 | $ 215,000 |
| Columbia County New York | 1 | $ 225,000 | $ 225,000 | $ 71,000 |
| Erie County New York | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Niagara County New York | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Currituck County North Carolina | 1 | $ 2,035,000 | $ 2,035,000 | $ 1,602,000 |
| Forsyth County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Guilford County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 298,000 |
| Onslow County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 375,000 |
| Warren County Ohio | 1 | $ 575,000 | $ 575,000 | $ 83,000 |
| Payne County Oklahoma | 1 | $ 605,000 | $ 605,000 | $ 212,000 |
| Tulsa County Oklahoma | 1 | $ 185,000 | $ 185,000 | $ 12,000 |
| Clackamas County Oregon | 1 | $ 375,000 | $ 375,000 | $ 100,000 |
| Multnomah County Oregon | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Allegheny County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 155,000 |
| Berks County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 116,000 |
| Cumberland County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Delaware County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Lehigh County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Northampton County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Philadelphia County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 143,000 |
| Washington County Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 149,000 |
| Dorchester County South Carolina | 1 | $ 585,000 | $ 585,000 | $ 550,000 |
| Greenville County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 12,000 |
| Lancaster County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 149,000 |
| York County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 200,000 |
| Bexar County Texas | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| Collin County Texas | 1 | $ 225,000 | $ 225,000 | $ 105,000 |
| Hays County Texas | 1 | $ 355,000 | $ 355,000 | $ 174,000 |
| Kaufman County Texas | 1 | $ 135,000 | $ 135,000 | $ 281,000 |
| Smith County Texas | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Travis County Texas | 1 | $ 215,000 | $ 215,000 | $ 425,000 |
| Waller County Texas | 1 | $ 135,000 | $ 135,000 | $ 47,000 |
| Bennington County Vermont | 1 | $ 255,000 | $ 255,000 | $ 200,000 |
| Amherst County Virginia | 1 | $ 95,000 | $ 95,000 | $ 120,000 |
| Culpeper County Virginia | 1 | $ 635,000 | $ 635,000 | $ 573,000 |
| Fauquier County Virginia | 1 | $ 325,000 | $ 325,000 | $ 71,000 |
| Fredericksburg County Virginia | 1 | $ 345,000 | $ 345,000 | $ 227,000 |
| James City County Virginia | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 235,000 | $ 235,000 | $ 48,000 |
| Newport News County Virginia | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Portsmouth County Virginia | 1 | $ 85,000 | $ 85,000 | $ 66,000 |
| Shenandoah County Virginia | 1 | $ 215,000 | $ 215,000 | $ 339,000 |
| Stafford County Virginia | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Suffolk County Virginia | 1 | $ 115,000 | $ 115,000 | $ 56,000 |
| Westmoreland County Virginia | 1 | $ 85,000 | $ 85,000 | $ 209,000 |
| Pierce County Washington | 1 | $ 275,000 | $ 275,000 | $ 120,000 |
| Spokane County Washington | 1 | $ 245,000 | $ 245,000 | $ 162,000 |
| Whatcom County Washington | 1 | $ 255,000 | $ 255,000 | $ 165,000 |
| Jefferson County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Sauk County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 24,000 |
Mortgage Loan Application Detail Totals for United Nations Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,382 | $593,110,000 | $429,000 | $2,005,000 | $179,000 | $4,281,000 |
| Refinancing | 482 | $245,270,000 | $508,000 | $2,035,000 | $213,000 | $4,281,000 |
| Cash-out Refinancing | 352 | $183,050,000 | $520,000 | $3,005,000 | $196,000 | $1,192,000 |
| Home Improvement | 21 | $10,945,000 | $521,000 | $1,255,000 | $191,000 | $417,000 |
| Other Purpose | 10 | $1,310,000 | $131,000 | $355,000 | $149,000 | $215,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 752 | $325,010,000 | $432,000 | $1,925,000 | $169,000 | $1,183,000 |
| White | 734 | $385,960,000 | $525,000 | $3,005,000 | $227,000 | $4,281,000 |
| Black or African American | 245 | $90,705,000 | $370,000 | $1,605,000 | $146,000 | $450,000 |
| Not Provided | 241 | $107,755,000 | $447,000 | $1,995,000 | $180,000 | $1,162,000 |
| Hispanic | 129 | $58,215,000 | $451,000 | $1,875,000 | $165,000 | $782,000 |
| Not applicable | 30 | $13,600,000 | $453,000 | $1,505,000 | $213,000 | $566,000 |
| American Indian or Alaskan Native | 1 | $375,000 | $375,000 | $375,000 | $163,000 | $163,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,245 | $1,032,595,000 | $459,000 | $3,005,000 | $189,000 | $4,281,000 |
| FHA-insured (Federal Housing Administration) | 2 | $1,090,000 | $545,000 | $645,000 | $154,000 | $161,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,515 | $689,885,000 | $455,000 | $2,045,000 | $193,000 | $4,281,000 |
| Application Withdrawn By Applicant | 333 | $160,335,000 | $481,000 | $3,005,000 | $189,000 | $1,629,000 |
| Application Denied By Financial Institution | 273 | $128,795,000 | $471,000 | $1,995,000 | $157,000 | $925,000 |
| File Closed For Incompleteness | 73 | $32,155,000 | $440,000 | $1,125,000 | $199,000 | $1,736,000 |
| Loan Purchased By The Institution | 28 | $11,490,000 | $410,000 | $1,005,000 | $213,000 | $566,000 |
| Application Approved But Not Accepted | 25 | $11,025,000 | $441,000 | $1,005,000 | $201,000 | $734,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,974 | $904,890,000 | $458,000 | $3,005,000 | $193,000 | $4,281,000 |
| Debt-To-Income Ratio | 82 | $43,060,000 | $525,000 | $1,575,000 | $128,000 | $413,000 |
| Collateral | 61 | $27,745,000 | $454,000 | $1,885,000 | $164,000 | $464,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 37 | $15,705,000 | $424,000 | $815,000 | $130,000 | $328,000 |
| Unverifiable Information | 35 | $16,545,000 | $472,000 | $1,605,000 | $191,000 | $925,000 |
| Credit History | 26 | $9,670,000 | $371,000 | $695,000 | $165,000 | $374,000 |
| Other | 21 | $12,645,000 | $602,000 | $1,995,000 | $263,000 | $640,000 |
| Employment History | 8 | $2,620,000 | $327,000 | $665,000 | $85,000 | $140,000 |
| Mortgage Insurance Denied | 3 | $805,000 | $268,000 | $405,000 | $102,000 | $209,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.