United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
United Security Financial Corp 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 786 |
| Total Mortgage Loan Application Amount | $204,420,000 |
| Average Mortgage Loan Application Amount | $274,750 |
| Highest Mortgage Loan Application Amount | $805,000 |
| Average Applicant Income | $30,750 |
| Highest Applicant Income | $354,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 58 | $ 17,350,000 | $ 299,000 | $ 66,000 |
| Maricopa County Arizona | 46 | $ 11,150,000 | $ 242,000 | $ 7,000 |
| Clark County Nevada | 18 | $ 4,830,000 | $ 268,000 | $ 4,000 |
| Davis County Utah | 16 | $ 4,110,000 | $ 256,000 | $ 38,000 |
| Utah County Utah | 15 | $ 4,575,000 | $ 305,000 | $ 39,000 |
| Pinal County Arizona | 14 | $ 2,690,000 | $ 192,000 | $ 0 |
| Weber County Utah | 13 | $ 2,705,000 | $ 208,000 | $ 31,000 |
| Fulton County Georgia | 12 | $ 2,930,000 | $ 244,000 | $ 72,000 |
| El Paso County Colorado | 11 | $ 3,095,000 | $ 281,000 | $ 0 |
| Prince George's County Maryland | 11 | $ 3,815,000 | $ 346,000 | $ 16,000 |
| Riverside County California | 10 | $ 3,330,000 | $ 333,000 | $ 0 |
| Hillsborough County Florida | 10 | $ 2,410,000 | $ 241,000 | $ 0 |
| DeKalb County Georgia | 10 | $ 1,740,000 | $ 174,000 | $ 53,000 |
| Gwinnett County Georgia | 10 | $ 2,200,000 | $ 220,000 | $ 12,000 |
| Tooele County Utah | 10 | $ 2,010,000 | $ 201,000 | $ 42,000 |
| Pierce County Washington | 10 | $ 3,380,000 | $ 338,000 | $ 0 |
| Marion County Oregon | 8 | $ 2,080,000 | $ 260,000 | $ 0 |
| Clark County Washington | 8 | $ 2,810,000 | $ 351,000 | $ 0 |
| Pima County Arizona | 7 | $ 1,295,000 | $ 185,000 | $ 11,000 |
| San Bernardino County California | 7 | $ 1,545,000 | $ 220,000 | $ 0 |
| Spokane County Washington | 7 | $ 1,785,000 | $ 255,000 | $ 0 |
| Lee County Florida | 6 | $ 1,370,000 | $ 228,000 | $ 8,000 |
| Marion County Indiana | 6 | $ 960,000 | $ 160,000 | $ 8,000 |
| Charles County Maryland | 6 | $ 1,880,000 | $ 313,000 | $ 65,000 |
| Wake County North Carolina | 6 | $ 1,920,000 | $ 320,000 | $ 53,000 |
| Bexar County Texas | 6 | $ 1,380,000 | $ 230,000 | $ 0 |
| Fresno County California | 5 | $ 1,195,000 | $ 239,000 | $ 0 |
| Kern County California | 5 | $ 1,235,000 | $ 247,000 | $ 18,000 |
| San Joaquin County California | 5 | $ 1,385,000 | $ 277,000 | $ 10,000 |
| Broward County Florida | 5 | $ 1,335,000 | $ 267,000 | $ 9,000 |
| Volusia County Florida | 5 | $ 1,235,000 | $ 247,000 | $ 0 |
| Clayton County Georgia | 5 | $ 775,000 | $ 155,000 | $ 37,000 |
| Tarrant County Texas | 5 | $ 1,405,000 | $ 281,000 | $ 46,000 |
| Contra Costa County California | 4 | $ 1,440,000 | $ 360,000 | $ 10,000 |
| Kings County California | 4 | $ 980,000 | $ 245,000 | $ 0 |
| Los Angeles County California | 4 | $ 1,380,000 | $ 345,000 | $ 0 |
| San Diego County California | 4 | $ 1,680,000 | $ 420,000 | $ 55,000 |
| Arapahoe County Colorado | 4 | $ 1,260,000 | $ 315,000 | $ 0 |
| Pasco County Florida | 4 | $ 760,000 | $ 190,000 | $ 54,000 |
| Santa Rosa County Florida | 4 | $ 1,050,000 | $ 262,000 | $ 0 |
| Fairfield County Ohio | 4 | $ 800,000 | $ 200,000 | $ 0 |
| Dallas County Texas | 4 | $ 860,000 | $ 215,000 | $ 50,000 |
| Virginia Beach County Virginia | 4 | $ 920,000 | $ 230,000 | $ 26,000 |
| Snohomish County Washington | 4 | $ 1,350,000 | $ 337,000 | $ 0 |
| Thurston County Washington | 4 | $ 990,000 | $ 247,000 | $ 0 |
| Anchorage County Alaska | 3 | $ 995,000 | $ 331,000 | $ 0 |
| Merced County California | 3 | $ 695,000 | $ 231,000 | $ 0 |
| Sacramento County California | 3 | $ 975,000 | $ 325,000 | $ 0 |
| Solano County California | 3 | $ 985,000 | $ 328,000 | $ 24,000 |
| Ventura County California | 3 | $ 1,935,000 | $ 645,000 | $ 0 |
| Weld County Colorado | 3 | $ 985,000 | $ 328,000 | $ 0 |
| Bay County Florida | 3 | $ 625,000 | $ 208,000 | $ 62,000 |
| Brevard County Florida | 3 | $ 875,000 | $ 291,000 | $ 0 |
| Duval County Florida | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Escambia County Florida | 3 | $ 755,000 | $ 251,000 | $ 21,000 |
| Lake County Florida | 3 | $ 625,000 | $ 208,000 | $ 0 |
| Nassau County Florida | 3 | $ 575,000 | $ 191,000 | $ 0 |
| Osceola County Florida | 3 | $ 675,000 | $ 225,000 | $ 0 |
| Ada County Idaho | 3 | $ 825,000 | $ 275,000 | $ 0 |
| Harford County Maryland | 3 | $ 645,000 | $ 215,000 | $ 23,000 |
| Montgomery County Maryland | 3 | $ 715,000 | $ 238,000 | $ 54,000 |
| Bernalillo County New Mexico | 3 | $ 645,000 | $ 215,000 | $ 0 |
| Delaware County Ohio | 3 | $ 635,000 | $ 211,000 | $ 0 |
| Miami County Ohio | 3 | $ 905,000 | $ 301,000 | $ 50,000 |
| Washington County Oregon | 3 | $ 1,185,000 | $ 395,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 1,085,000 | $ 361,000 | $ 119,000 |
| Shelby County Tennessee | 3 | $ 705,000 | $ 235,000 | $ 33,000 |
| Harris County Texas | 3 | $ 605,000 | $ 201,000 | $ 49,000 |
| Johnson County Texas | 3 | $ 525,000 | $ 175,000 | $ 84,000 |
| Prince William County Virginia | 3 | $ 1,255,000 | $ 418,000 | $ 0 |
| Stafford County Virginia | 3 | $ 1,055,000 | $ 351,000 | $ 0 |
| Kitsap County Washington | 3 | $ 745,000 | $ 248,000 | $ 0 |
| Jefferson County Alabama | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Matanuska-Susitna County Alaska | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Yuma County Arizona | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Alameda County California | 2 | $ 1,470,000 | $ 735,000 | $ 96,000 |
| Tulare County California | 2 | $ 490,000 | $ 245,000 | $ 60,000 |
| Douglas County Colorado | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Larimer County Colorado | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Pueblo County Colorado | 2 | $ 430,000 | $ 215,000 | $ 0 |
| Clay County Florida | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Indian River County Florida | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Martin County Florida | 2 | $ 630,000 | $ 315,000 | $ 48,000 |
| Orange County Florida | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Pinellas County Florida | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Polk County Florida | 2 | $ 390,000 | $ 195,000 | $ 0 |
| St. Lucie County Florida | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Cherokee County Georgia | 2 | $ 480,000 | $ 240,000 | $ 22,000 |
| Douglas County Georgia | 2 | $ 410,000 | $ 205,000 | $ 0 |
| Newton County Georgia | 2 | $ 450,000 | $ 225,000 | $ 18,000 |
| Paulding County Georgia | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Walton County Georgia | 2 | $ 470,000 | $ 235,000 | $ 43,000 |
| Canyon County Idaho | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Kootenai County Idaho | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Kendall County Illinois | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Baltimore City County Maryland | 2 | $ 580,000 | $ 290,000 | $ 91,000 |
| Hennepin County Minnesota | 2 | $ 400,000 | $ 200,000 | $ 21,000 |
| Ramsey County Minnesota | 2 | $ 550,000 | $ 275,000 | $ 0 |
| St. Louis County Minnesota | 2 | $ 760,000 | $ 380,000 | $ 0 |
| Lewis and Clark County Montana | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Platte County Nebraska | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Sarpy County Nebraska | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Nye County Nevada | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Washoe County Nevada | 2 | $ 460,000 | $ 230,000 | $ 0 |
| Dona Ana County New Mexico | 2 | $ 620,000 | $ 310,000 | $ 0 |
| Mecklenburg County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 163,000 |
| Champaign County Ohio | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Franklin County Ohio | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Clackamas County Oregon | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Montgomery County Pennsylvania | 2 | $ 660,000 | $ 330,000 | $ 0 |
| York County Pennsylvania | 2 | $ 620,000 | $ 310,000 | $ 71,000 |
| Dorchester County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Coffee County Tennessee | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Hamilton County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Knox County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Rutherford County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Sumner County Tennessee | 2 | $ 480,000 | $ 240,000 | $ 0 |
| Bell County Texas | 2 | $ 390,000 | $ 195,000 | $ 0 |
| Collin County Texas | 2 | $ 630,000 | $ 315,000 | $ 177,000 |
| Kaufman County Texas | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Montgomery County Texas | 2 | $ 600,000 | $ 300,000 | $ 33,000 |
| Nueces County Texas | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Henrico County Virginia | 2 | $ 410,000 | $ 205,000 | $ 18,000 |
| Norfolk County Virginia | 2 | $ 550,000 | $ 275,000 | $ 0 |
| Cowlitz County Washington | 2 | $ 290,000 | $ 145,000 | $ 0 |
| Skagit County Washington | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Pierce County Wisconsin | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Colbert County Alabama | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Etowah County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Morgan County Alabama | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Shelby County Alabama | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Mohave County Arizona | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Navajo County Arizona | 1 | $ 165,000 | $ 165,000 | $ 74,000 |
| Yavapai County Arizona | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Little River County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Calaveras County California | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Glenn County California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Imperial County California | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Madera County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Santa Barbara County California | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Siskiyou County California | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Stanislaus County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Archuleta County Colorado | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Delta County Colorado | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Montrose County Colorado | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Fairfield County Connecticut | 1 | $ 385,000 | $ 385,000 | $ 0 |
| New Haven County Connecticut | 1 | $ 485,000 | $ 485,000 | $ 179,000 |
| New London County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 295,000 | $ 295,000 | $ 54,000 |
| Baker County Florida | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Citrus County Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Leon County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 175,000 | $ 175,000 | $ 70,000 |
| Sarasota County Florida | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Seminole County Florida | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Sumter County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Barrow County Georgia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Bryan County Georgia | 1 | $ 255,000 | $ 255,000 | $ 110,000 |
| Cobb County Georgia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Coweta County Georgia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Hall County Georgia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Henry County Georgia | 1 | $ 295,000 | $ 295,000 | $ 69,000 |
| Houston County Georgia | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Peach County Georgia | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Rockdale County Georgia | 1 | $ 175,000 | $ 175,000 | $ 51,000 |
| Sumter County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Walker County Georgia | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Cook County Illinois | 1 | $ 185,000 | $ 185,000 | $ 0 |
| DeKalb County Illinois | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| DuPage County Illinois | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Tazewell County Illinois | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Clark County Indiana | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Delaware County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Floyd County Indiana | 1 | $ 275,000 | $ 275,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Polk County Iowa | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Butler County Kansas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Miami County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Madison County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Cumberland County Maine | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Baltimore County Maryland | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Caroline County Maryland | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Dorchester County Maryland | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Frederick County Maryland | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Genesee County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hillsdale County Michigan | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Kalamazoo County Michigan | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Kent County Michigan | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Macomb County Michigan | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Marquette County Michigan | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Montcalm County Michigan | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 85,000 | $ 85,000 | $ 21,000 |
| Oakland County Michigan | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Saginaw County Michigan | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Shiawassee County Michigan | 1 | $ 155,000 | $ 155,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wayne County Michigan | 1 | $ 175,000 | $ 175,000 | $ 44,000 |
| Beltrami County Minnesota | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Chisago County Minnesota | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Dakota County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Kandiyohi County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 77,000 |
| Koochiching County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Olmsted County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Scott County Minnesota | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Washington County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 355,000 | $ 355,000 | $ 57,000 |
| Jackson County Mississippi | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Lauderdale County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Monroe County Mississippi | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Stone County Mississippi | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Andrew County Missouri | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Audrain County Missouri | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Benton County Missouri | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Boone County Missouri | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Butler County Missouri | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Cass County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Clay County Missouri | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Greene County Missouri | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Jackson County Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Stone County Missouri | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Texas County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Missoula County Montana | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Kimball County Nebraska | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Douglas County Nevada | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lyon County Nevada | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Storey County Nevada | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Valencia County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Durham County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Onslow County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Knox County Ohio | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Licking County Ohio | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Medina County Ohio | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Ross County Ohio | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Curry County Oregon | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Douglas County Oregon | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Klamath County Oregon | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Lane County Oregon | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Linn County Oregon | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Polk County Oregon | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Umatilla County Oregon | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 81,000 |
| Bradford County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 32,000 |
| Lehigh County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 59,000 |
| Laurens County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 95,000 |
| Richland County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Spartanburg County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Marion County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Marshall County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Sullivan County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Wilson County Tennessee | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Austin County Texas | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Comal County Texas | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Ellis County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Guadalupe County Texas | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Hill County Texas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hunt County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lampasas County Texas | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Liberty County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Travis County Texas | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Carbon County Utah | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Duchesne County Utah | 1 | $ 275,000 | $ 275,000 | $ 74,000 |
| Grand County Utah | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Amelia County Virginia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Augusta County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Chesapeake County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Cumberland County Virginia | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Richmond County Virginia | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 355,000 | $ 355,000 | $ 90,000 |
| Benton County Washington | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Clallam County Washington | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Island County Washington | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Kittitas County Washington | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Klickitat County Washington | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Mason County Washington | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Whatcom County Washington | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Brown County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Milwaukee County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 425,000 | $ 425,000 | $ 71,000 |
| St. Croix County Wisconsin | 1 | $ 265,000 | $ 265,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 345 | $89,685,000 | $259,000 | $655,000 | $9,000 | $170,000 |
| Home Purchase | 223 | $53,975,000 | $242,000 | $705,000 | $51,000 | $354,000 |
| Not Applicable | 212 | $58,830,000 | $277,000 | $665,000 | $0 | $96,000 |
| Cash-out Refinancing | 6 | $1,930,000 | $321,000 | $805,000 | $63,000 | $193,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 492 | $128,510,000 | $261,000 | $645,000 | $15,000 | $321,000 |
| Black or African American | 159 | $41,205,000 | $259,000 | $805,000 | $39,000 | $354,000 |
| Hispanic | 77 | $19,965,000 | $259,000 | $665,000 | $16,000 | $131,000 |
| Not Provided | 41 | $10,355,000 | $252,000 | $405,000 | $10,000 | $97,000 |
| Asian | 9 | $2,385,000 | $265,000 | $365,000 | $21,000 | $67,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $940,000 | $235,000 | $265,000 | $37,000 | $103,000 |
| American Indian or Alaskan Native | 3 | $805,000 | $268,000 | $345,000 | $29,000 | $89,000 |
| Not applicable | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 464 | $127,900,000 | $275,000 | $665,000 | $5,000 | $175,000 |
| FHA-insured (Federal Housing Administration) | 268 | $60,680,000 | $226,000 | $655,000 | $28,000 | $321,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 54 | $15,840,000 | $293,000 | $805,000 | $93,000 | $354,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 516 | $137,090,000 | $265,000 | $645,000 | $22,000 | $354,000 |
| Application Withdrawn By Applicant | 259 | $64,915,000 | $250,000 | $805,000 | $14,000 | $193,000 |
| Application Denied By Financial Institution | 5 | $1,025,000 | $205,000 | $315,000 | $45,000 | $91,000 |
| File Closed For Incompleteness | 3 | $615,000 | $205,000 | $345,000 | $21,000 | $63,000 |
| Preapproval Approved but not Accepted | 2 | $520,000 | $260,000 | $345,000 | $109,000 | $130,000 |
| Loan Purchased By The Institution | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 781 | $203,395,000 | $260,000 | $805,000 | $20,000 | $354,000 |
| Collateral | 2 | $380,000 | $190,000 | $205,000 | $64,000 | $91,000 |
| Debt-To-Income Ratio | 2 | $510,000 | $255,000 | $315,000 | $49,000 | $67,000 |
| Other | 1 | $135,000 | $135,000 | $135,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.