United Security Financial Corp Mortgage Lending & HMDA Data, 2011
In 2011, United Security Financial Corp of Murray, UT reported 2,885 mortgage applications totaling $591.2 million, up 898% from 2010. The average application was for $204,934, and applicants reported an average income of $1,476. 99% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (102), Washington-Arlington-Alexandria, DC-VA-MD-WV (98) and Phoenix-Mesa-Glendale, AZ (82) (applications in parentheses).
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,885 |
| Total Mortgage Loan Application Amount | $591,235,000 |
| Average Mortgage Loan Application Amount | $204,934 |
| Highest Mortgage Loan Application Amount | $915,000 |
| Average Applicant Income | $1,476 |
| Highest Applicant Income | $297,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Security Financial Corp filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Atlanta-Sandy Springs-Marietta, GA | 102 | $ 19,848,000 | $ 194,588 | $ 0 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 98 | $ 33,802,000 | $ 344,918 | $ 14,642 |
| Phoenix-Mesa-Glendale, AZ | 82 | $ 15,985,000 | $ 194,939 | $ 0 |
| San Antonio-New Braunfels, TX | 77 | $ 14,045,000 | $ 182,402 | $ 1,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 69 | $ 16,198,000 | $ 234,753 | $ 0 |
| Houston-Sugar Land-Baytown, TX | 66 | $ 10,670,000 | $ 161,666 | $ 0 |
| Ogden-Clearfield, UT | 64 | $ 13,657,000 | $ 213,390 | $ 2,000 |
| Riverside-San Bernardino-Ontario, CA | 63 | $ 15,297,000 | $ 242,809 | $ 0 |
| Baltimore-Towson, MD | 56 | $ 13,596,000 | $ 242,785 | $ 31,000 |
| Dallas-Plano-Irving, TX | 51 | $ 8,723,000 | $ 171,039 | $ 2,000 |
| Fort Worth-Arlington, TX | 49 | $ 8,493,000 | $ 173,326 | $ 11,000 |
| Salt Lake City, UT | 49 | $ 10,836,000 | $ 221,142 | $ 4,000 |
| Killeen-Temple-Fort Hood, TX | 43 | $ 6,828,000 | $ 158,790 | $ 1,000 |
| Tampa-St. Petersburg-Clearwater, FL | 41 | $ 8,763,000 | $ 213,731 | $ 0 |
| Las Vegas-Paradise, NV | 40 | $ 8,047,000 | $ 201,175 | $ 2,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 40 | $ 9,804,000 | $ 245,100 | $ 2,000 |
| San Diego-Carlsbad-San Marcos, CA | 38 | $ 12,697,000 | $ 334,131 | $ 0 |
| Tucson, AZ | 35 | $ 6,968,000 | $ 199,085 | $ 0 |
| Fayetteville, NC | 34 | $ 6,195,000 | $ 182,205 | $ 2,000 |
| Jacksonville, FL | 34 | $ 7,741,000 | $ 227,676 | $ 0 |
| Austin-Round Rock-San Marcos, TX | 33 | $ 5,779,000 | $ 175,121 | $ 0 |
| Chicago-Joliet-Naperville, IL | 31 | $ 7,095,000 | $ 228,870 | $ 0 |
| Columbus, OH | 28 | $ 4,789,000 | $ 171,035 | $ 0 |
| El Paso, TX | 26 | $ 4,052,000 | $ 155,846 | $ 0 |
| Memphis, TN-MS-AR | 26 | $ 5,289,000 | $ 203,423 | $ 0 |
| Philadelphia, PA | 24 | $ 4,898,000 | $ 204,083 | $ 0 |
| Provo-Orem, UT | 24 | $ 5,586,000 | $ 232,750 | $ 0 |
| Albuquerque, NM | 23 | $ 4,986,000 | $ 216,782 | $ 0 |
| Boise City-Nampa, ID | 22 | $ 4,267,000 | $ 193,954 | $ 1,000 |
| Orlando-Kissimmee-Sanford, FL | 22 | $ 4,906,000 | $ 223,000 | $ 0 |
| Pensacola-Ferry Pass-Brent, FL | 22 | $ 4,416,000 | $ 200,727 | $ 0 |
| Augusta-Richmond County, GA-SC | 21 | $ 3,589,000 | $ 170,904 | $ 0 |
| Kansas City, MO-KS | 21 | $ 3,724,000 | $ 177,333 | $ 2,857 |
| Portland-Vancouver-Hillsboro, OR-WA | 21 | $ 5,641,000 | $ 268,619 | $ 0 |
| Little Rock-North Little Rock-Conway, AR | 20 | $ 3,441,000 | $ 172,050 | $ 0 |
| New Orleans-Metairie-Kenner, LA | 19 | $ 3,929,000 | $ 206,789 | $ 0 |
| Savannah, GA | 19 | $ 3,642,000 | $ 191,684 | $ 0 |
| Clarksville, TN-KY | 18 | $ 3,250,000 | $ 180,555 | $ 0 |
| Raleigh-Cary, NC | 18 | $ 3,920,000 | $ 217,777 | $ 14,000 |
| Charlotte-Gastonia-Rock Hill, NC-SC | 17 | $ 2,735,000 | $ 160,882 | $ 0 |
| Columbus, GA-AL | 17 | $ 3,266,000 | $ 192,117 | $ 0 |
| Crestview-Fort Walton Beach-Destin, FL | 17 | $ 3,688,000 | $ 216,941 | $ 0 |
| Montgomery, AL | 17 | $ 2,775,000 | $ 163,235 | $ 0 |
| Los Angeles-Long Beach-Glendale, CA | 16 | $ 5,370,000 | $ 335,625 | $ 0 |
| Oklahoma City, OK | 16 | $ 3,066,000 | $ 191,625 | $ 0 |
| Cincinnati-Middletown, OH-KY-IN | 15 | $ 2,089,000 | $ 139,266 | $ 0 |
| Cleveland-Elyria-Mentor, OH | 15 | $ 2,156,000 | $ 143,733 | $ 0 |
| Dayton, OH | 15 | $ 2,273,000 | $ 151,533 | $ 0 |
| Bakersfield-Delano, CA | 14 | $ 3,068,000 | $ 219,142 | $ 0 |
| Birmingham-Hoover, AL | 14 | $ 2,963,000 | $ 211,642 | $ 0 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 14 | $ 2,734,000 | $ 195,285 | $ 2,000 |
| Warren-Troy-Farmington Hills, MI | 14 | $ 2,542,000 | $ 181,571 | $ 4,000 |
| Baton Rouge, LA | 13 | $ 2,195,000 | $ 168,846 | $ 0 |
| Jacksonville, NC | 13 | $ 2,553,000 | $ 196,384 | $ 0 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 12 | $ 2,363,000 | $ 196,916 | $ 7,000 |
| Indianapolis-Carmel, IN | 12 | $ 2,047,000 | $ 170,583 | $ 0 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 12 | $ 2,712,000 | $ 226,000 | $ 0 |
| Oakland-Fremont-Hayward, CA | 12 | $ 4,149,000 | $ 345,750 | $ 0 |
| Omaha-Council Bluffs, NE-IA | 12 | $ 2,387,000 | $ 198,916 | $ 0 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 2,293,000 | $ 191,083 | $ 8,000 |
| Richmond, VA | 12 | $ 2,544,000 | $ 212,000 | $ 0 |
| Yuma, AZ | 12 | $ 2,263,000 | $ 188,583 | $ 0 |
| Anchorage, AK | 11 | $ 2,666,000 | $ 242,363 | $ 0 |
| Honolulu, HI | 11 | $ 4,591,000 | $ 417,363 | $ 0 |
| Pittsburgh, PA | 11 | $ 1,674,000 | $ 152,181 | $ 0 |
| St. Louis, MO-IL | 11 | $ 2,244,000 | $ 204,000 | $ 0 |
| Warner Robins, GA | 11 | $ 1,511,000 | $ 137,363 | $ 0 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 1,678,000 | $ 167,800 | $ 0 |
| Gary, IN | 10 | $ 1,904,000 | $ 190,400 | $ 5,000 |
| Toledo, OH | 10 | $ 1,098,000 | $ 109,800 | $ 0 |
| Tulsa, OK | 10 | $ 1,480,000 | $ 148,000 | $ 0 |
| Beaumont-Port Arthur, TX | 9 | $ 1,096,000 | $ 121,777 | $ 0 |
| Corpus Christi, TX | 9 | $ 1,543,000 | $ 171,444 | $ 0 |
| Harrisburg-Carlisle, PA | 9 | $ 1,749,000 | $ 194,333 | $ 0 |
| Manhattan, KS | 9 | $ 1,451,000 | $ 161,222 | $ 0 |
| York-Hanover, PA | 9 | $ 2,089,000 | $ 232,111 | $ 0 |
| Gulfport-Biloxi, MS | 8 | $ 1,121,000 | $ 140,125 | $ 0 |
| Hinesville-Fort Stewart, GA | 8 | $ 1,053,000 | $ 131,625 | $ 0 |
| Jackson, MS | 8 | $ 1,674,000 | $ 209,250 | $ 12,000 |
| Medford, OR | 8 | $ 1,674,000 | $ 209,250 | $ 0 |
| Milwaukee-Waukesha-West Allis, WI | 8 | $ 1,553,000 | $ 194,125 | $ 0 |
| Stockton, CA | 8 | $ 1,999,000 | $ 249,875 | $ 0 |
| Deltona-Daytona Beach-Ormond Beach, FL | 7 | $ 1,046,000 | $ 149,428 | $ 0 |
| Detroit-Livonia-Dearborn, MI | 7 | $ 1,174,000 | $ 167,714 | $ 0 |
| Greensboro-High Point, NC | 7 | $ 1,172,000 | $ 167,428 | $ 0 |
| Huntsville, AL | 7 | $ 1,391,000 | $ 198,714 | $ 0 |
| Knoxville, TN | 7 | $ 1,461,000 | $ 208,714 | $ 0 |
| Reno-Sparks, NV | 7 | $ 1,581,000 | $ 225,857 | $ 0 |
| Allentown-Bethlehem-Easton, PA-NJ | 6 | $ 1,658,000 | $ 276,333 | $ 0 |
| Bend, OR | 6 | $ 1,284,000 | $ 214,000 | $ 0 |
| Eugene-Springfield, OR | 6 | $ 1,346,000 | $ 224,333 | $ 0 |
| Fairbanks, AK | 6 | $ 1,310,000 | $ 218,333 | $ 0 |
| Fort Smith, AR-OK | 6 | $ 1,170,000 | $ 195,000 | $ 0 |
| Fresno, CA | 6 | $ 1,584,000 | $ 264,000 | $ 0 |
| Lake Havasu City-Kingman, AZ | 6 | $ 921,000 | $ 153,500 | $ 0 |
| Longview, TX | 6 | $ 845,000 | $ 140,833 | $ 0 |
| Miami-Miami Beach-Kendall, FL | 6 | $ 1,423,000 | $ 237,166 | $ 0 |
| Tallahassee, FL | 6 | $ 1,061,000 | $ 176,833 | $ 0 |
| Vallejo-Fairfield, CA | 6 | $ 1,744,000 | $ 290,666 | $ 0 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 6 | $ 1,531,000 | $ 255,166 | $ 0 |
| Wilmington, NC | 6 | $ 1,649,000 | $ 274,833 | $ 0 |
| Auburn-Opelika, AL | 5 | $ 865,000 | $ 173,000 | $ 3,000 |
| Charlottesville, VA | 5 | $ 1,292,000 | $ 258,400 | $ 0 |
| Chattanooga, TN-GA | 5 | $ 769,000 | $ 153,800 | $ 0 |
| Cumberland, MD-WV | 5 | $ 461,000 | $ 92,200 | $ 33,000 |
| Lake County-Kenosha County, IL-WI | 5 | $ 788,000 | $ 157,600 | $ 0 |
| Las Cruces, NM | 5 | $ 1,075,000 | $ 215,000 | $ 0 |
| Lawton, OK | 5 | $ 1,053,000 | $ 210,600 | $ 0 |
| Lincoln, NE | 5 | $ 849,000 | $ 169,800 | $ 0 |
| Olympia, WA | 5 | $ 1,305,000 | $ 261,000 | $ 0 |
| Oxnard-Thousand Oaks-Ventura, CA | 5 | $ 1,830,000 | $ 366,000 | $ 0 |
| Prescott, AZ | 5 | $ 935,000 | $ 187,000 | $ 0 |
| Rapid City, SD | 5 | $ 1,041,000 | $ 208,200 | $ 0 |
| Salem, OR | 5 | $ 1,040,000 | $ 208,000 | $ 0 |
| Santa Ana-Anaheim-Irvine, CA | 5 | $ 1,903,000 | $ 380,600 | $ 0 |
| Scranton--Wilkes-Barre, PA | 5 | $ 1,100,000 | $ 220,000 | $ 0 |
| Shreveport-Bossier City, LA | 5 | $ 842,000 | $ 168,400 | $ 0 |
| St. George, UT | 5 | $ 996,000 | $ 199,200 | $ 0 |
| Abilene, TX | 4 | $ 676,000 | $ 169,000 | $ 0 |
| Anniston-Oxford, AL | 4 | $ 814,000 | $ 203,500 | $ 0 |
| Canton-Massillon, OH | 4 | $ 547,000 | $ 136,750 | $ 0 |
| Columbia, SC | 4 | $ 526,000 | $ 131,500 | $ 0 |
| Grand Rapids-Wyoming, MI | 4 | $ 526,000 | $ 131,500 | $ 0 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 1,162,000 | $ 290,500 | $ 0 |
| Hattiesburg, MS | 4 | $ 675,000 | $ 168,750 | $ 0 |
| Holland-Grand Haven, MI | 4 | $ 691,000 | $ 172,750 | $ 0 |
| Houma-Bayou Cane-Thibodaux, LA | 4 | $ 787,000 | $ 196,750 | $ 0 |
| Lakeland-Winter Haven, FL | 4 | $ 635,000 | $ 158,750 | $ 0 |
| Lebanon, PA | 4 | $ 725,000 | $ 181,250 | $ 0 |
| Manchester-Nashua, NH | 4 | $ 997,000 | $ 249,250 | $ 0 |
| Modesto, CA | 4 | $ 998,000 | $ 249,500 | $ 0 |
| North Port-Bradenton-Sarasota, FL | 4 | $ 1,005,000 | $ 251,250 | $ 0 |
| Panama City-Lynn Haven-Panama City Beach, FL | 4 | $ 1,167,000 | $ 291,750 | $ 0 |
| Portland-South Portland-Biddeford, ME | 4 | $ 712,000 | $ 178,000 | $ 0 |
| Punta Gorda, FL | 4 | $ 500,000 | $ 125,000 | $ 0 |
| Redding, CA | 4 | $ 1,029,000 | $ 257,250 | $ 0 |
| Roanoke, VA | 4 | $ 839,000 | $ 209,750 | $ 0 |
| Seattle-Bellevue-Everett, WA | 4 | $ 1,006,000 | $ 251,500 | $ 0 |
| South Bend-Mishawaka, IN-MI | 4 | $ 520,000 | $ 130,000 | $ 0 |
| Spokane, WA | 4 | $ 739,000 | $ 184,750 | $ 0 |
| Visalia-Porterville, CA | 4 | $ 897,000 | $ 224,250 | $ 0 |
| Waco, TX | 4 | $ 873,000 | $ 218,250 | $ 0 |
| Youngstown-Warren-Boardman, OH-PA | 4 | $ 647,000 | $ 161,750 | $ 0 |
| Akron, OH | 3 | $ 443,000 | $ 147,666 | $ 0 |
| Bethesda-Rockville-Frederick, MD | 3 | $ 951,000 | $ 317,000 | $ 0 |
| Bremerton-Silverdale, WA | 3 | $ 722,000 | $ 240,666 | $ 0 |
| Casper, WY | 3 | $ 507,000 | $ 169,000 | $ 0 |
| College Station-Bryan, TX | 3 | $ 603,000 | $ 201,000 | $ 0 |
| Decatur, AL | 3 | $ 436,000 | $ 145,333 | $ 0 |
| Evansville, IN-KY | 3 | $ 226,000 | $ 75,333 | $ 0 |
| Fargo, ND-MN | 3 | $ 404,000 | $ 134,666 | $ 0 |
| Flagstaff, AZ | 3 | $ 602,000 | $ 200,666 | $ 0 |
| Gainesville, GA | 3 | $ 537,000 | $ 179,000 | $ 0 |
| Green Bay, WI | 3 | $ 554,000 | $ 184,666 | $ 0 |
| Johnson City, TN | 3 | $ 579,000 | $ 193,000 | $ 0 |
| Lafayette, LA | 3 | $ 479,000 | $ 159,666 | $ 0 |
| Lancaster, PA | 3 | $ 591,000 | $ 197,000 | $ 0 |
| Logan, UT-ID | 3 | $ 530,000 | $ 176,666 | $ 0 |
| Lubbock, TX | 3 | $ 273,000 | $ 91,000 | $ 0 |
| Muskegon-Norton Shores, MI | 3 | $ 243,000 | $ 81,000 | $ 0 |
| New York-White Plains-Wayne, NY-NJ | 3 | $ 862,000 | $ 287,333 | $ 21,666 |
| Palm Coast, FL | 3 | $ 433,000 | $ 144,333 | $ 0 |
| Port St. Lucie, FL | 3 | $ 491,000 | $ 163,666 | $ 0 |
| Rockingham County-Strafford County, NH | 3 | $ 656,000 | $ 218,666 | $ 0 |
| Tacoma, WA | 3 | $ 837,000 | $ 279,000 | $ 24,000 |
| Wichita, KS | 3 | $ 503,000 | $ 167,666 | $ 0 |
| Wilmington, DE-MD-NJ | 3 | $ 994,000 | $ 331,333 | $ 38,666 |
| Yuba City, CA | 3 | $ 547,000 | $ 182,333 | $ 0 |
| Albany, GA | 2 | $ 222,000 | $ 111,000 | $ 0 |
| Albany-Schenectady-Troy, NY | 2 | $ 423,000 | $ 211,500 | $ 0 |
| Alexandria, LA | 2 | $ 374,000 | $ 187,000 | $ 0 |
| Amarillo, TX | 2 | $ 418,000 | $ 209,000 | $ 0 |
| Bangor, ME | 2 | $ 309,000 | $ 154,500 | $ 0 |
| Boston-Quincy, MA | 2 | $ 678,000 | $ 339,000 | $ 0 |
| Brunswick, GA | 2 | $ 226,000 | $ 113,000 | $ 0 |
| Buffalo-Niagara Falls, NY | 2 | $ 363,000 | $ 181,500 | $ 36,000 |
| Camden, NJ | 2 | $ 548,000 | $ 274,000 | $ 45,000 |
| Cape Coral-Fort Myers, FL | 2 | $ 245,000 | $ 122,500 | $ 0 |
| Cheyenne, WY | 2 | $ 411,000 | $ 205,500 | $ 0 |
| Chico, CA | 2 | $ 585,000 | $ 292,500 | $ 0 |
| Colorado Springs, CO | 2 | $ 379,000 | $ 189,500 | $ 23,000 |
| Corvallis, OR | 2 | $ 593,000 | $ 296,500 | $ 0 |
| Dalton, GA | 2 | $ 213,000 | $ 106,500 | $ 0 |
| Dothan, AL | 2 | $ 304,000 | $ 152,000 | $ 0 |
| Dover, DE | 2 | $ 571,000 | $ 285,500 | $ 0 |
| Durham-Chapel Hill, NC | 2 | $ 311,000 | $ 155,500 | $ 0 |
| El Centro, CA | 2 | $ 473,000 | $ 236,500 | $ 0 |
| Elkhart-Goshen, IN | 2 | $ 205,000 | $ 102,500 | $ 0 |
| Flint, MI | 2 | $ 248,000 | $ 124,000 | $ 0 |
| Fort Wayne, IN | 2 | $ 264,000 | $ 132,000 | $ 0 |
| Gainesville, FL | 2 | $ 446,000 | $ 223,000 | $ 0 |
| Goldsboro, NC | 2 | $ 266,000 | $ 133,000 | $ 0 |
| Greenville-Mauldin-Easley, SC | 2 | $ 256,000 | $ 128,000 | $ 0 |
| Hanford-Corcoran, CA | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Hickory-Lenoir-Morganton, NC | 2 | $ 432,000 | $ 216,000 | $ 0 |
| Jackson, TN | 2 | $ 352,000 | $ 176,000 | $ 0 |
| Janesville, WI | 2 | $ 413,000 | $ 206,500 | $ 0 |
| Jonesboro, AR | 2 | $ 235,000 | $ 117,500 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Lafayette, IN | 2 | $ 228,000 | $ 114,000 | $ 0 |
| Louisville-Jefferson County, KY-IN | 2 | $ 149,000 | $ 74,500 | $ 0 |
| Madison, WI | 2 | $ 540,000 | $ 270,000 | $ 0 |
| Michigan City-La Porte, IN | 2 | $ 218,000 | $ 109,000 | $ 0 |
| Midland, TX | 2 | $ 436,000 | $ 218,000 | $ 0 |
| Mobile, AL | 2 | $ 495,000 | $ 247,500 | $ 0 |
| Naples-Marco Island, FL | 2 | $ 465,000 | $ 232,500 | $ 40,000 |
| Nassau-Suffolk, NY | 2 | $ 692,000 | $ 346,000 | $ 0 |
| Peoria, IL | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Salinas, CA | 2 | $ 937,000 | $ 468,500 | $ 0 |
| San Jose-Sunnyvale-Santa Clara, CA | 2 | $ 930,000 | $ 465,000 | $ 0 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 596,000 | $ 298,000 | $ 0 |
| Santa Barbara-Santa Maria-Goleta, CA | 2 | $ 544,000 | $ 272,000 | $ 0 |
| Santa Cruz-Watsonville, CA | 2 | $ 794,000 | $ 397,000 | $ 0 |
| Sherman-Denison, TX | 2 | $ 207,000 | $ 103,500 | $ 0 |
| Springfield, OH | 2 | $ 392,000 | $ 196,000 | $ 0 |
| Topeka, KS | 2 | $ 405,000 | $ 202,500 | $ 0 |
| Tuscaloosa, AL | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Valdosta, GA | 2 | $ 332,000 | $ 166,000 | $ 0 |
| Wichita Falls, TX | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Winston-Salem, NC | 2 | $ 489,000 | $ 244,500 | $ 0 |
| Ann Arbor, MI | 1 | $ 189,000 | $ 189,000 | $ 0 |
| Asheville, NC | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Battle Creek, MI | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Bellingham, WA | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Bridgeport-Stamford-Norwalk, CT | 1 | $ 389,000 | $ 389,000 | $ 0 |
| Cambridge-Newton-Framingham, MA | 1 | $ 209,000 | $ 209,000 | $ 0 |
| Carson City, NV | 1 | $ 280,000 | $ 280,000 | $ 0 |
| Charleston-North Charleston-Summerville, SC | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Coeur D'Alene, ID | 1 | $ 181,000 | $ 181,000 | $ 0 |
| Davenport-Moline-Rock Island, IA-IL | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Denver-Aurora-Broomfield, CO | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Eau Claire, WI | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Edison-New Brunswick, NJ | 1 | $ 232,000 | $ 232,000 | $ 73,000 |
| Elizabethtown, KY | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Florence-Muscle Shoals, AL | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Greeley, CO | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Greenville, NC | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Hot Springs, AR | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Jackson, MI | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Kankakee-Bradley, IL | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Lake Charles, LA | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Lansing-East Lansing, MI | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Lewiston-Auburn, ME | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Longview, WA | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lynchburg, VA | 1 | $ 144,000 | $ 144,000 | $ 0 |
| Mansfield, OH | 1 | $ 92,000 | $ 92,000 | $ 0 |
| McAllen-Edinburg-Mission, TX | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Merced, CA | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Monroe, LA | 1 | $ 214,000 | $ 214,000 | $ 0 |
| Mount Vernon-Anacortes, WA | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Niles-Benton Harbor, MI | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Ocala, FL | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Odessa, TX | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Oshkosh-Neenah, WI | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Parkersburg-Marietta-Vienna, WV-OH | 1 | $ 92,000 | $ 92,000 | $ 0 |
| Pascagoula, MS | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Pocatello, ID | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Poughkeepsie-Newburgh-Middletown, NY | 1 | $ 218,000 | $ 218,000 | $ 0 |
| Providence-New Bedford-Fall River, RI-MA | 1 | $ 238,000 | $ 238,000 | $ 0 |
| Racine, WI | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Rochester, NY | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Rockford, IL | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Rocky Mount, NC | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Saginaw-Saginaw Township North, MI | 1 | $ 203,000 | $ 203,000 | $ 0 |
| Salisbury, MD | 1 | $ 188,000 | $ 188,000 | $ 0 |
| San Angelo, TX | 1 | $ 266,000 | $ 266,000 | $ 0 |
| Santa Fe, NM | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Santa Rosa-Petaluma, CA | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Sheboygan, WI | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Sioux Falls, SD | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Springfield, IL | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Terre Haute, IN | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Tyler, TX | 1 | $ 254,000 | $ 254,000 | $ 0 |
| Wausau, WI | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Winchester, VA-WV | 1 | $ 334,000 | $ 334,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,825 | $579,359,000 | $205,000 | $915,000 | $0 | $260,000 |
| Home Purchase | 60 | $11,876,000 | $197,000 | $419,000 | $71,000 | $297,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,538 | $321,213,000 | $208,000 | $915,000 | $2,000 | $297,000 |
| Not Provided | 867 | $170,533,000 | $196,000 | $680,000 | $0 | $180,000 |
| Black or African American | 300 | $61,627,000 | $205,000 | $491,000 | $5,000 | $202,000 |
| Hispanic | 142 | $28,240,000 | $198,000 | $442,000 | $0 | $58,000 |
| Asian | 23 | $6,618,000 | $287,000 | $697,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,577,000 | $197,000 | $269,000 | $0 | $0 |
| American Indian or Alaskan Native | 7 | $1,427,000 | $203,000 | $419,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| VA-guaranteed (Veterans Administration) | 2,626 | $556,450,000 | $211,000 | $915,000 | $1,000 | $260,000 |
| FHA-insured (Federal Housing Administration) | 253 | $33,646,000 | $132,000 | $451,000 | $13,000 | $160,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $320,000 | $106,000 | $130,000 | $39,000 | $48,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3 | $819,000 | $273,000 | $377,000 | $145,000 | $297,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,852 | $586,617,000 | $205,000 | $915,000 | $2,000 | $297,000 |
| Application Withdrawn By Applicant | 33 | $4,618,000 | $139,000 | $332,000 | $2,000 | $45,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.
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