United States Senate Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
United States Senate Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Senate Federal Credit Union 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 774 |
| Total Mortgage Loan Application Amount | $39,709,000 |
| Average Mortgage Loan Application Amount | $51,000 |
| Highest Mortgage Loan Application Amount | $260,000 |
| Average Applicant Income | $149,000 |
| Highest Applicant Income | $1,473,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with United States Senate Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Senate Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down United States Senate Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Senate Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Senate Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Senate Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 38 | $ 1,798,000 | $ 47,000 | $ 137,000 |
| Clark County Nevada | 33 | $ 1,660,000 | $ 50,000 | $ 148,000 |
| Riverside County California | 26 | $ 1,375,000 | $ 52,000 | $ 136,000 |
| District of Columbia County District Of Columbia | 14 | $ 804,000 | $ 57,000 | $ 125,000 |
| Prince George's County Maryland | 14 | $ 649,000 | $ 46,000 | $ 133,000 |
| San Bernardino County California | 13 | $ 627,000 | $ 48,000 | $ 118,000 |
| Miami-Dade County Florida | 13 | $ 518,000 | $ 39,000 | $ 115,000 |
| Montgomery County Maryland | 13 | $ 985,000 | $ 75,000 | $ 211,000 |
| San Diego County California | 10 | $ 610,000 | $ 61,000 | $ 193,000 |
| Pima County Arizona | 9 | $ 384,000 | $ 42,000 | $ 106,000 |
| Los Angeles County California | 9 | $ 612,000 | $ 68,000 | $ 167,000 |
| Orange County California | 9 | $ 565,000 | $ 62,000 | $ 240,000 |
| Sacramento County California | 9 | $ 405,000 | $ 45,000 | $ 122,000 |
| Broward County Florida | 9 | $ 424,000 | $ 47,000 | $ 133,000 |
| Anne Arundel County Maryland | 8 | $ 370,000 | $ 46,000 | $ 140,000 |
| Hillsborough County New Hampshire | 8 | $ 312,000 | $ 39,000 | $ 155,000 |
| Orange County Florida | 7 | $ 318,000 | $ 45,000 | $ 123,000 |
| Placer County California | 6 | $ 361,000 | $ 60,000 | $ 163,000 |
| Tulare County California | 6 | $ 257,000 | $ 42,000 | $ 133,000 |
| Kent County Delaware | 6 | $ 262,000 | $ 43,000 | $ 110,000 |
| Duval County Florida | 6 | $ 208,000 | $ 34,000 | $ 120,000 |
| Sarasota County Florida | 6 | $ 277,000 | $ 46,000 | $ 96,000 |
| Baltimore County Maryland | 6 | $ 367,000 | $ 61,000 | $ 170,000 |
| Burlington County New Jersey | 6 | $ 280,000 | $ 46,000 | $ 185,000 |
| Wake County North Carolina | 6 | $ 326,000 | $ 54,000 | $ 119,000 |
| Kern County California | 5 | $ 219,000 | $ 43,000 | $ 129,000 |
| San Joaquin County California | 5 | $ 269,000 | $ 53,000 | $ 165,000 |
| Fairfield County Connecticut | 5 | $ 257,000 | $ 51,000 | $ 376,000 |
| Hillsborough County Florida | 5 | $ 201,000 | $ 40,000 | $ 131,000 |
| Polk County Florida | 5 | $ 251,000 | $ 50,000 | $ 103,000 |
| Charles County Maryland | 5 | $ 259,000 | $ 51,000 | $ 134,000 |
| Saratoga County New York | 5 | $ 214,000 | $ 42,000 | $ 120,000 |
| Suffolk County New York | 5 | $ 219,000 | $ 43,000 | $ 234,000 |
| Berks County Pennsylvania | 5 | $ 351,000 | $ 70,000 | $ 161,000 |
| Lebanon County Pennsylvania | 5 | $ 228,000 | $ 45,000 | $ 116,000 |
| Frederick County Virginia | 5 | $ 268,000 | $ 53,000 | $ 152,000 |
| Stafford County Virginia | 5 | $ 288,000 | $ 57,000 | $ 176,000 |
| Contra Costa County California | 4 | $ 175,000 | $ 43,000 | $ 121,000 |
| Fresno County California | 4 | $ 218,000 | $ 54,000 | $ 145,000 |
| Litchfield County Connecticut | 4 | $ 191,000 | $ 47,000 | $ 144,000 |
| Manatee County Florida | 4 | $ 177,000 | $ 44,000 | $ 81,000 |
| St. Johns County Florida | 4 | $ 229,000 | $ 57,000 | $ 151,000 |
| Fulton County Georgia | 4 | $ 164,000 | $ 41,000 | $ 134,000 |
| Calvert County Maryland | 4 | $ 261,000 | $ 65,000 | $ 183,000 |
| St. Mary's County Maryland | 4 | $ 273,000 | $ 68,000 | $ 205,000 |
| Worcester County Massachusetts | 4 | $ 155,000 | $ 38,000 | $ 85,000 |
| Camden County New Jersey | 4 | $ 178,000 | $ 44,000 | $ 118,000 |
| Gloucester County New Jersey | 4 | $ 250,000 | $ 62,000 | $ 163,000 |
| Monmouth County New Jersey | 4 | $ 144,000 | $ 36,000 | $ 139,000 |
| Orange County New York | 4 | $ 159,000 | $ 39,000 | $ 99,000 |
| Lancaster County Pennsylvania | 4 | $ 220,000 | $ 55,000 | $ 174,000 |
| Greenville County South Carolina | 4 | $ 204,000 | $ 51,000 | $ 330,000 |
| Fairfax County Virginia | 4 | $ 307,000 | $ 76,000 | $ 247,000 |
| Loudoun County Virginia | 4 | $ 226,000 | $ 56,000 | $ 146,000 |
| Mohave County Arizona | 3 | $ 117,000 | $ 39,000 | $ 204,000 |
| Saline County Arkansas | 3 | $ 125,000 | $ 41,000 | $ 116,000 |
| Santa Clara County California | 3 | $ 425,000 | $ 141,000 | $ 133,000 |
| Solano County California | 3 | $ 162,000 | $ 54,000 | $ 168,000 |
| Stanislaus County California | 3 | $ 190,000 | $ 63,000 | $ 132,000 |
| Ventura County California | 3 | $ 400,000 | $ 133,000 | $ 255,000 |
| Brevard County Florida | 3 | $ 159,000 | $ 53,000 | $ 128,000 |
| Lake County Florida | 3 | $ 129,000 | $ 43,000 | $ 111,000 |
| Pinellas County Florida | 3 | $ 174,000 | $ 58,000 | $ 126,000 |
| Volusia County Florida | 3 | $ 149,000 | $ 49,000 | $ 122,000 |
| Gwinnett County Georgia | 3 | $ 199,000 | $ 66,000 | $ 81,000 |
| Hall County Georgia | 3 | $ 124,000 | $ 41,000 | $ 126,000 |
| Jefferson County Kentucky | 3 | $ 165,000 | $ 55,000 | $ 124,000 |
| Harford County Maryland | 3 | $ 170,000 | $ 56,000 | $ 154,000 |
| Macomb County Michigan | 3 | $ 122,000 | $ 40,000 | $ 95,000 |
| Ocean County New Jersey | 3 | $ 151,000 | $ 50,000 | $ 174,000 |
| Oklahoma County Oklahoma | 3 | $ 127,000 | $ 42,000 | $ 156,000 |
| Tulsa County Oklahoma | 3 | $ 149,000 | $ 49,000 | $ 126,000 |
| Bucks County Pennsylvania | 3 | $ 219,000 | $ 73,000 | $ 273,000 |
| Montgomery County Pennsylvania | 3 | $ 182,000 | $ 60,000 | $ 134,000 |
| York County Pennsylvania | 3 | $ 236,000 | $ 78,000 | $ 181,000 |
| Prince William County Virginia | 3 | $ 175,000 | $ 58,000 | $ 284,000 |
| Jefferson County Alabama | 2 | $ 130,000 | $ 65,000 | $ 132,000 |
| Pinal County Arizona | 2 | $ 112,000 | $ 56,000 | $ 85,000 |
| Shasta County California | 2 | $ 134,000 | $ 67,000 | $ 194,000 |
| Tuolumne County California | 2 | $ 114,000 | $ 57,000 | $ 228,000 |
| New Castle County Delaware | 2 | $ 97,000 | $ 48,000 | $ 178,000 |
| Alachua County Florida | 2 | $ 92,000 | $ 46,000 | $ 92,000 |
| Hernando County Florida | 2 | $ 78,000 | $ 39,000 | $ 109,000 |
| Indian River County Florida | 2 | $ 79,000 | $ 39,000 | $ 92,000 |
| Marion County Florida | 2 | $ 83,000 | $ 41,000 | $ 92,000 |
| Palm Beach County Florida | 2 | $ 113,000 | $ 56,000 | $ 97,000 |
| Seminole County Florida | 2 | $ 81,000 | $ 40,000 | $ 91,000 |
| St. Lucie County Florida | 2 | $ 70,000 | $ 35,000 | $ 119,000 |
| DeKalb County Georgia | 2 | $ 91,000 | $ 45,000 | $ 158,000 |
| Forsyth County Georgia | 2 | $ 118,000 | $ 59,000 | $ 195,000 |
| Newton County Georgia | 2 | $ 113,000 | $ 56,000 | $ 135,000 |
| Kane County Illinois | 2 | $ 125,000 | $ 62,000 | $ 107,000 |
| Kendall County Illinois | 2 | $ 134,000 | $ 67,000 | $ 195,000 |
| Madison County Illinois | 2 | $ 106,000 | $ 53,000 | $ 104,000 |
| St. Clair County Illinois | 2 | $ 99,000 | $ 49,000 | $ 123,000 |
| Will County Illinois | 2 | $ 185,000 | $ 92,000 | $ 180,000 |
| Marion County Indiana | 2 | $ 72,000 | $ 36,000 | $ 107,000 |
| Washington County Indiana | 2 | $ 101,000 | $ 50,000 | $ 116,000 |
| Oldham County Kentucky | 2 | $ 104,000 | $ 52,000 | $ 608,000 |
| St. Tammany County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 128,000 |
| Carroll County Maryland | 2 | $ 90,000 | $ 45,000 | $ 159,000 |
| Howard County Maryland | 2 | $ 134,000 | $ 67,000 | $ 201,000 |
| Essex County Massachusetts | 2 | $ 95,000 | $ 47,000 | $ 95,000 |
| Ingham County Michigan | 2 | $ 48,000 | $ 24,000 | $ 91,000 |
| Washtenaw County Michigan | 2 | $ 80,000 | $ 40,000 | $ 95,000 |
| Jackson County Missouri | 2 | $ 112,000 | $ 56,000 | $ 134,000 |
| St. Charles County Missouri | 2 | $ 90,000 | $ 45,000 | $ 155,000 |
| Hunterdon County New Jersey | 2 | $ 59,000 | $ 29,000 | $ 89,000 |
| Warren County New Jersey | 2 | $ 116,000 | $ 58,000 | $ 140,000 |
| Erie County New York | 2 | $ 103,000 | $ 51,000 | $ 208,000 |
| Cabarrus County North Carolina | 2 | $ 87,000 | $ 43,000 | $ 113,000 |
| Iredell County North Carolina | 2 | $ 129,000 | $ 64,000 | $ 126,000 |
| Union County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 188,000 |
| Beaver County Pennsylvania | 2 | $ 58,000 | $ 29,000 | $ 99,000 |
| Monroe County Pennsylvania | 2 | $ 98,000 | $ 49,000 | $ 154,000 |
| Northampton County Pennsylvania | 2 | $ 112,000 | $ 56,000 | $ 117,000 |
| Providence County Rhode Island | 2 | $ 115,000 | $ 57,000 | $ 321,000 |
| Aiken County South Carolina | 2 | $ 91,000 | $ 45,000 | $ 76,000 |
| Horry County South Carolina | 2 | $ 65,000 | $ 32,000 | $ 79,000 |
| Knox County Tennessee | 2 | $ 173,000 | $ 86,000 | $ 141,000 |
| Rutherford County Tennessee | 2 | $ 61,000 | $ 30,000 | $ 92,000 |
| Alexandria County Virginia | 2 | $ 190,000 | $ 95,000 | $ 335,000 |
| Arlington County Virginia | 2 | $ 80,000 | $ 40,000 | $ 159,000 |
| Orange County Virginia | 2 | $ 123,000 | $ 61,000 | $ 135,000 |
| Spotsylvania County Virginia | 2 | $ 121,000 | $ 60,000 | $ 167,000 |
| Virginia Beach County Virginia | 2 | $ 118,000 | $ 59,000 | $ 183,000 |
| Westmoreland County Virginia | 2 | $ 81,000 | $ 40,000 | $ 117,000 |
| King County Washington | 2 | $ 145,000 | $ 72,000 | $ 202,000 |
| Yakima County Washington | 2 | $ 115,000 | $ 57,000 | $ 122,000 |
| Baldwin County Alabama | 1 | $ 43,000 | $ 43,000 | $ 114,000 |
| Chilton County Alabama | 1 | $ 47,000 | $ 47,000 | $ 116,000 |
| Etowah County Alabama | 1 | $ 27,000 | $ 27,000 | $ 52,000 |
| Mobile County Alabama | 1 | $ 32,000 | $ 32,000 | $ 98,000 |
| Santa Cruz County Arizona | 1 | $ 40,000 | $ 40,000 | $ 112,000 |
| Benton County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 86,000 |
| Conway County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 105,000 |
| Faulkner County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 132,000 |
| Lonoke County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 144,000 |
| Washington County Arkansas | 1 | $ 69,000 | $ 69,000 | $ 203,000 |
| Butte County California | 1 | $ 58,000 | $ 58,000 | $ 126,000 |
| Calaveras County California | 1 | $ 39,000 | $ 39,000 | $ 117,000 |
| Imperial County California | 1 | $ 42,000 | $ 42,000 | $ 170,000 |
| Kings County California | 1 | $ 40,000 | $ 40,000 | $ 169,000 |
| Nevada County California | 1 | $ 70,000 | $ 70,000 | $ 221,000 |
| Yolo County California | 1 | $ 63,000 | $ 63,000 | $ 179,000 |
| Adams County Colorado | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Boulder County Colorado | 1 | $ 40,000 | $ 40,000 | $ 154,000 |
| Jefferson County Colorado | 1 | $ 87,000 | $ 87,000 | $ 109,000 |
| Hartford County Connecticut | 1 | $ 60,000 | $ 60,000 | $ 142,000 |
| Middlesex County Connecticut | 1 | $ 22,000 | $ 22,000 | $ 51,000 |
| Tolland County Connecticut | 1 | $ 48,000 | $ 48,000 | $ 187,000 |
| Sussex County Delaware | 1 | $ 53,000 | $ 53,000 | $ 123,000 |
| Charlotte County Florida | 1 | $ 36,000 | $ 36,000 | $ 157,000 |
| Collier County Florida | 1 | $ 79,000 | $ 79,000 | $ 180,000 |
| Columbia County Florida | 1 | $ 33,000 | $ 33,000 | $ 84,000 |
| DeSoto County Florida | 1 | $ 43,000 | $ 43,000 | $ 51,000 |
| Escambia County Florida | 1 | $ 61,000 | $ 61,000 | $ 129,000 |
| Lee County Florida | 1 | $ 42,000 | $ 42,000 | $ 95,000 |
| Martin County Florida | 1 | $ 25,000 | $ 25,000 | $ 129,000 |
| Nassau County Florida | 1 | $ 60,000 | $ 60,000 | $ 88,000 |
| Okaloosa County Florida | 1 | $ 32,000 | $ 32,000 | $ 84,000 |
| Osceola County Florida | 1 | $ 44,000 | $ 44,000 | $ 51,000 |
| Pasco County Florida | 1 | $ 54,000 | $ 54,000 | $ 104,000 |
| Suwannee County Florida | 1 | $ 63,000 | $ 63,000 | $ 105,000 |
| Butts County Georgia | 1 | $ 84,000 | $ 84,000 | $ 95,000 |
| Carroll County Georgia | 1 | $ 53,000 | $ 53,000 | $ 263,000 |
| Cobb County Georgia | 1 | $ 53,000 | $ 53,000 | $ 408,000 |
| Columbia County Georgia | 1 | $ 70,000 | $ 70,000 | $ 141,000 |
| Coweta County Georgia | 1 | $ 27,000 | $ 27,000 | $ 86,000 |
| Douglas County Georgia | 1 | $ 32,000 | $ 32,000 | $ 125,000 |
| Fayette County Georgia | 1 | $ 80,000 | $ 80,000 | $ 194,000 |
| Glynn County Georgia | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Haralson County Georgia | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Jackson County Georgia | 1 | $ 41,000 | $ 41,000 | $ 137,000 |
| Lowndes County Georgia | 1 | $ 70,000 | $ 70,000 | $ 113,000 |
| Paulding County Georgia | 1 | $ 70,000 | $ 70,000 | $ 148,000 |
| Pike County Georgia | 1 | $ 43,000 | $ 43,000 | $ 111,000 |
| Champaign County Illinois | 1 | $ 21,000 | $ 21,000 | $ 67,000 |
| DuPage County Illinois | 1 | $ 24,000 | $ 24,000 | $ 156,000 |
| LaSalle County Illinois | 1 | $ 35,000 | $ 35,000 | $ 163,000 |
| Sangamon County Illinois | 1 | $ 28,000 | $ 28,000 | $ 153,000 |
| Dearborn County Indiana | 1 | $ 28,000 | $ 28,000 | $ 57,000 |
| Franklin County Indiana | 1 | $ 63,000 | $ 63,000 | $ 77,000 |
| Johnson County Indiana | 1 | $ 33,000 | $ 33,000 | $ 94,000 |
| Marshall County Indiana | 1 | $ 37,000 | $ 37,000 | $ 75,000 |
| Porter County Indiana | 1 | $ 60,000 | $ 60,000 | $ 295,000 |
| Randolph County Indiana | 1 | $ 24,000 | $ 24,000 | $ 130,000 |
| Rush County Indiana | 1 | $ 25,000 | $ 25,000 | $ 105,000 |
| Shelby County Indiana | 1 | $ 37,000 | $ 37,000 | $ 161,000 |
| St. Joseph County Indiana | 1 | $ 43,000 | $ 43,000 | $ 96,000 |
| Tippecanoe County Indiana | 1 | $ 32,000 | $ 32,000 | $ 116,000 |
| Vanderburgh County Indiana | 1 | $ 30,000 | $ 30,000 | $ 87,000 |
| Johnson County Kansas | 1 | $ 70,000 | $ 70,000 | $ 199,000 |
| Meade County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 100,000 |
| Allen County Louisiana | 1 | $ 69,000 | $ 69,000 | $ 160,000 |
| Ascension County Louisiana | 1 | $ 22,000 | $ 22,000 | $ 60,000 |
| Bossier County Louisiana | 1 | $ 27,000 | $ 27,000 | $ 98,000 |
| East Baton Rouge County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 169,000 |
| Iberville County Louisiana | 1 | $ 48,000 | $ 48,000 | $ 108,000 |
| Jefferson Davis County Louisiana | 1 | $ 41,000 | $ 41,000 | $ 130,000 |
| Lafayette County Louisiana | 1 | $ 31,000 | $ 31,000 | $ 101,000 |
| St. Bernard County Louisiana | 1 | $ 64,000 | $ 64,000 | $ 233,000 |
| Cumberland County Maine | 1 | $ 36,000 | $ 36,000 | $ 66,000 |
| Baltimore City County Maryland | 1 | $ 25,000 | $ 25,000 | $ 84,000 |
| Caroline County Maryland | 1 | $ 44,000 | $ 44,000 | $ 100,000 |
| Dorchester County Maryland | 1 | $ 131,000 | $ 131,000 | $ 47,000 |
| Frederick County Maryland | 1 | $ 48,000 | $ 48,000 | $ 82,000 |
| Queen Anne's County Maryland | 1 | $ 30,000 | $ 30,000 | $ 127,000 |
| Washington County Maryland | 1 | $ 53,000 | $ 53,000 | $ 95,000 |
| Barnstable County Massachusetts | 1 | $ 50,000 | $ 50,000 | $ 183,000 |
| Middlesex County Massachusetts | 1 | $ 70,000 | $ 70,000 | $ 481,000 |
| Norfolk County Massachusetts | 1 | $ 70,000 | $ 70,000 | $ 117,000 |
| Berrien County Michigan | 1 | $ 37,000 | $ 37,000 | $ 95,000 |
| Jackson County Michigan | 1 | $ 33,000 | $ 33,000 | $ 112,000 |
| Monroe County Michigan | 1 | $ 26,000 | $ 26,000 | $ 102,000 |
| Oakland County Michigan | 1 | $ 40,000 | $ 40,000 | $ 159,000 |
| Saginaw County Michigan | 1 | $ 32,000 | $ 32,000 | $ 179,000 |
| Wayne County Michigan | 1 | $ 50,000 | $ 50,000 | $ 114,000 |
| Mower County Minnesota | 1 | $ 58,000 | $ 58,000 | $ 52,000 |
| Scott County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 177,000 |
| Washington County Minnesota | 1 | $ 16,000 | $ 16,000 | $ 30,000 |
| Cass County Missouri | 1 | $ 43,000 | $ 43,000 | $ 164,000 |
| Clay County Missouri | 1 | $ 65,000 | $ 65,000 | $ 291,000 |
| Franklin County Missouri | 1 | $ 20,000 | $ 20,000 | $ 151,000 |
| Platte County Missouri | 1 | $ 64,000 | $ 64,000 | $ 162,000 |
| St. Louis County Missouri | 1 | $ 53,000 | $ 53,000 | $ 263,000 |
| Warren County Missouri | 1 | $ 17,000 | $ 17,000 | $ 139,000 |
| Lancaster County Nebraska | 1 | $ 70,000 | $ 70,000 | $ 248,000 |
| Lincoln County Nebraska | 1 | $ 45,000 | $ 45,000 | $ 131,000 |
| Rockingham County New Hampshire | 1 | $ 53,000 | $ 53,000 | $ 176,000 |
| Atlantic County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 169,000 |
| Bergen County New Jersey | 1 | $ 94,000 | $ 94,000 | $ 98,000 |
| Cape May County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 194,000 |
| Middlesex County New Jersey | 1 | $ 70,000 | $ 70,000 | $ 146,000 |
| Morris County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 130,000 |
| Union County New Jersey | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| San Juan County New Mexico | 1 | $ 32,000 | $ 32,000 | $ 181,000 |
| Clinton County New York | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| Herkimer County New York | 1 | $ 27,000 | $ 27,000 | $ 111,000 |
| Nassau County New York | 1 | $ 70,000 | $ 70,000 | $ 291,000 |
| Putnam County New York | 1 | $ 55,000 | $ 55,000 | $ 325,000 |
| Schenectady County New York | 1 | $ 38,000 | $ 38,000 | $ 193,000 |
| Schoharie County New York | 1 | $ 32,000 | $ 32,000 | $ 119,000 |
| Tompkins County New York | 1 | $ 70,000 | $ 70,000 | $ 96,000 |
| Westchester County New York | 1 | $ 105,000 | $ 105,000 | $ 900,000 |
| Alamance County North Carolina | 1 | $ 36,000 | $ 36,000 | $ 50,000 |
| Buncombe County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 1,473,000 |
| Burke County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 76,000 |
| Camden County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 96,000 |
| Catawba County North Carolina | 1 | $ 37,000 | $ 37,000 | $ 177,000 |
| Craven County North Carolina | 1 | $ 59,000 | $ 59,000 | $ 140,000 |
| Mecklenburg County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 125,000 |
| Moore County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 200,000 |
| Northampton County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 167,000 |
| Onslow County North Carolina | 1 | $ 43,000 | $ 43,000 | $ 126,000 |
| Pitt County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 53,000 |
| Robeson County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 176,000 |
| Rockingham County North Carolina | 1 | $ 48,000 | $ 48,000 | $ 130,000 |
| Wilson County North Carolina | 1 | $ 68,000 | $ 68,000 | $ 163,000 |
| Franklin County Ohio | 1 | $ 25,000 | $ 25,000 | $ 45,000 |
| Geauga County Ohio | 1 | $ 26,000 | $ 26,000 | $ 225,000 |
| Hamilton County Ohio | 1 | $ 20,000 | $ 20,000 | $ 83,000 |
| Lake County Ohio | 1 | $ 54,000 | $ 54,000 | $ 104,000 |
| Licking County Ohio | 1 | $ 48,000 | $ 48,000 | $ 132,000 |
| Lucas County Ohio | 1 | $ 64,000 | $ 64,000 | $ 243,000 |
| Miami County Ohio | 1 | $ 27,000 | $ 27,000 | $ 120,000 |
| Ottawa County Ohio | 1 | $ 38,000 | $ 38,000 | $ 242,000 |
| Pickaway County Ohio | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Portage County Ohio | 1 | $ 27,000 | $ 27,000 | $ 109,000 |
| Summit County Ohio | 1 | $ 32,000 | $ 32,000 | $ 107,000 |
| Cleveland County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 91,000 |
| Adams County Pennsylvania | 1 | $ 63,000 | $ 63,000 | $ 146,000 |
| Clinton County Pennsylvania | 1 | $ 43,000 | $ 43,000 | $ 403,000 |
| Cumberland County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 210,000 |
| Delaware County Pennsylvania | 1 | $ 44,000 | $ 44,000 | $ 234,000 |
| Fayette County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 94,000 |
| Lehigh County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 187,000 |
| Lycoming County Pennsylvania | 1 | $ 28,000 | $ 28,000 | $ 71,000 |
| Mercer County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 166,000 |
| Philadelphia County Pennsylvania | 1 | $ 39,000 | $ 39,000 | $ 84,000 |
| Pike County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 128,000 |
| Schuylkill County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 132,000 |
| Anderson County South Carolina | 1 | $ 27,000 | $ 27,000 | $ 93,000 |
| Charleston County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 168,000 |
| Lancaster County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 109,000 |
| Lexington County South Carolina | 1 | $ 17,000 | $ 17,000 | $ 27,000 |
| Pickens County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 161,000 |
| Richland County South Carolina | 1 | $ 37,000 | $ 37,000 | $ 41,000 |
| Sumter County South Carolina | 1 | $ 34,000 | $ 34,000 | $ 52,000 |
| York County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 127,000 |
| Lincoln County Tennessee | 1 | $ 37,000 | $ 37,000 | $ 157,000 |
| Loudon County Tennessee | 1 | $ 66,000 | $ 66,000 | $ 90,000 |
| McMinn County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 76,000 |
| Shelby County Tennessee | 1 | $ 59,000 | $ 59,000 | $ 182,000 |
| Sumner County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Brazoria County Texas | 1 | $ 45,000 | $ 45,000 | $ 170,000 |
| Davis County Utah | 1 | $ 70,000 | $ 70,000 | $ 99,000 |
| Bedford County Virginia | 1 | $ 50,000 | $ 50,000 | $ 100,000 |
| Campbell County Virginia | 1 | $ 53,000 | $ 53,000 | $ 62,000 |
| Chesapeake County Virginia | 1 | $ 53,000 | $ 53,000 | $ 201,000 |
| Falls Church County Virginia | 1 | $ 60,000 | $ 60,000 | $ 125,000 |
| Fredericksburg County Virginia | 1 | $ 65,000 | $ 65,000 | $ 118,000 |
| Henrico County Virginia | 1 | $ 53,000 | $ 53,000 | $ 121,000 |
| James City County Virginia | 1 | $ 40,000 | $ 40,000 | $ 197,000 |
| Roanoke County Virginia | 1 | $ 37,000 | $ 37,000 | $ 89,000 |
| Rockingham County Virginia | 1 | $ 43,000 | $ 43,000 | $ 224,000 |
| Clark County Washington | 1 | $ 70,000 | $ 70,000 | $ 97,000 |
| Snohomish County Washington | 1 | $ 50,000 | $ 50,000 | $ 71,000 |
| Hampshire County West Virginia | 1 | $ 48,000 | $ 48,000 | $ 206,000 |
| Jefferson County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 166,000 |
| Door County Wisconsin | 1 | $ 37,000 | $ 37,000 | $ 38,000 |
| Juneau County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 29,000 |
| Walworth County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 109,000 |
Mortgage Loan Application Detail Totals for United States Senate Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 774 | $39,709,000 | $51,000 | $260,000 | $149,000 | $1,473,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 505 | $25,859,000 | $51,000 | $260,000 | $151,000 | $1,473,000 |
| Not Provided | 133 | $6,866,000 | $51,000 | $150,000 | $160,000 | $1,071,000 |
| Hispanic | 62 | $2,992,000 | $48,000 | $104,000 | $121,000 | $281,000 |
| Black or African American | 52 | $2,588,000 | $49,000 | $125,000 | $120,000 | $337,000 |
| Asian | 13 | $845,000 | $65,000 | $140,000 | $181,000 | $421,000 |
| American Indian or Alaskan Native | 5 | $256,000 | $51,000 | $90,000 | $126,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $303,000 | $75,000 | $143,000 | $234,000 | $500,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 774 | $39,709,000 | $51,000 | $260,000 | $149,000 | $1,473,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 600 | $31,223,000 | $52,000 | $260,000 | $150,000 | $900,000 |
| Application Denied By Financial Institution | 119 | $5,818,000 | $48,000 | $133,000 | $129,000 | $1,071,000 |
| Application Withdrawn By Applicant | 55 | $2,668,000 | $48,000 | $143,000 | $179,000 | $1,473,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 53 | $2,579,000 | $48,000 | $133,000 | $104,000 | $204,000 |
| Credit History | 40 | $1,790,000 | $44,000 | $95,000 | $135,000 | $229,000 |
| Other | 15 | $920,000 | $61,000 | $97,000 | $196,000 | $1,071,000 |
| Employment History | 7 | $362,000 | $51,000 | $70,000 | $150,000 | $280,000 |
| Collateral | 2 | $85,000 | $42,000 | $48,000 | $105,000 | $107,000 |
| Unverifiable Information | 1 | $40,000 | $40,000 | $40,000 | $216,000 | $216,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $42,000 | $42,000 | $42,000 | $53,000 | $53,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Senate Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Senate Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.