United States Senate Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
United States Senate Federal Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Senate Federal Credit Union 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 717 |
| Total Mortgage Loan Application Amount | $104,645,000 |
| Average Mortgage Loan Application Amount | $200,600 |
| Highest Mortgage Loan Application Amount | $1,235,000 |
| Average Applicant Income | $182,200 |
| Highest Applicant Income | $1,080,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with United States Senate Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Senate Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down United States Senate Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Senate Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Senate Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Senate Federal Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 53 | $ 11,065,000 | $ 208,000 | $ 211,000 |
| District of Columbia County District Of Columbia | 52 | $ 13,190,000 | $ 253,000 | $ 217,000 |
| Montgomery County Maryland | 37 | $ 7,345,000 | $ 198,000 | $ 163,000 |
| Prince George's County Maryland | 34 | $ 5,300,000 | $ 155,000 | $ 110,000 |
| Clark County Nevada | 28 | $ 2,510,000 | $ 89,000 | $ 187,000 |
| Riverside County California | 25 | $ 2,025,000 | $ 81,000 | $ 208,000 |
| Arlington County Virginia | 17 | $ 3,685,000 | $ 216,000 | $ 224,000 |
| Los Angeles County California | 15 | $ 1,745,000 | $ 116,000 | $ 242,000 |
| San Bernardino County California | 13 | $ 1,375,000 | $ 105,000 | $ 175,000 |
| Alexandria County Virginia | 13 | $ 3,245,000 | $ 249,000 | $ 302,000 |
| Loudoun County Virginia | 13 | $ 3,925,000 | $ 301,000 | $ 263,000 |
| Maricopa County Arizona | 12 | $ 1,240,000 | $ 103,000 | $ 216,000 |
| Mecklenburg County North Carolina | 12 | $ 1,240,000 | $ 103,000 | $ 296,000 |
| Prince William County Virginia | 12 | $ 1,650,000 | $ 137,000 | $ 158,000 |
| San Diego County California | 9 | $ 1,205,000 | $ 133,000 | $ 333,000 |
| Palm Beach County Florida | 9 | $ 995,000 | $ 110,000 | $ 158,000 |
| Anne Arundel County Maryland | 8 | $ 560,000 | $ 70,000 | $ 205,000 |
| Placer County California | 7 | $ 975,000 | $ 139,000 | $ 244,000 |
| Broward County Florida | 7 | $ 1,155,000 | $ 165,000 | $ 196,000 |
| Ventura County California | 6 | $ 490,000 | $ 81,000 | $ 216,000 |
| Charles County Maryland | 6 | $ 480,000 | $ 80,000 | $ 117,000 |
| Wake County North Carolina | 6 | $ 300,000 | $ 50,000 | $ 169,000 |
| Kings County California | 5 | $ 305,000 | $ 61,000 | $ 156,000 |
| Hillsborough County Florida | 5 | $ 245,000 | $ 49,000 | $ 169,000 |
| Contra Costa County California | 4 | $ 450,000 | $ 112,000 | $ 181,000 |
| Tulare County California | 4 | $ 160,000 | $ 40,000 | $ 84,000 |
| Leon County Florida | 4 | $ 370,000 | $ 92,000 | $ 63,000 |
| Polk County Florida | 4 | $ 160,000 | $ 40,000 | $ 147,000 |
| Sarasota County Florida | 4 | $ 440,000 | $ 110,000 | $ 127,000 |
| Forsyth County Georgia | 4 | $ 340,000 | $ 85,000 | $ 212,000 |
| Calvert County Maryland | 4 | $ 430,000 | $ 107,000 | $ 104,000 |
| Harford County Maryland | 4 | $ 170,000 | $ 42,000 | $ 199,000 |
| Monmouth County New Jersey | 4 | $ 390,000 | $ 97,000 | $ 243,000 |
| Suffolk County New York | 4 | $ 340,000 | $ 85,000 | $ 236,000 |
| Union County North Carolina | 4 | $ 380,000 | $ 95,000 | $ 116,000 |
| Stafford County Virginia | 4 | $ 370,000 | $ 92,000 | $ 169,000 |
| Mohave County Arizona | 3 | $ 235,000 | $ 78,000 | $ 110,000 |
| Pima County Arizona | 3 | $ 195,000 | $ 65,000 | $ 212,000 |
| Fresno County California | 3 | $ 175,000 | $ 58,000 | $ 126,000 |
| Orange County California | 3 | $ 315,000 | $ 105,000 | $ 189,000 |
| Sacramento County California | 3 | $ 275,000 | $ 91,000 | $ 189,000 |
| San Joaquin County California | 3 | $ 515,000 | $ 171,000 | $ 211,000 |
| Brevard County Florida | 3 | $ 165,000 | $ 55,000 | $ 138,000 |
| Duval County Florida | 3 | $ 825,000 | $ 275,000 | $ 114,000 |
| Lee County Florida | 3 | $ 335,000 | $ 111,000 | $ 108,000 |
| Osceola County Florida | 3 | $ 195,000 | $ 65,000 | $ 194,000 |
| St. Johns County Florida | 3 | $ 185,000 | $ 61,000 | $ 152,000 |
| Volusia County Florida | 3 | $ 515,000 | $ 171,000 | $ 138,000 |
| DeKalb County Georgia | 3 | $ 525,000 | $ 175,000 | $ 166,000 |
| Cook County Illinois | 3 | $ 315,000 | $ 105,000 | $ 268,000 |
| Howard County Maryland | 3 | $ 645,000 | $ 215,000 | $ 195,000 |
| St. Mary's County Maryland | 3 | $ 105,000 | $ 35,000 | $ 154,000 |
| Warren County New Jersey | 3 | $ 545,000 | $ 181,000 | $ 131,000 |
| Clinton County New York | 3 | $ 185,000 | $ 61,000 | $ 128,000 |
| Durham County North Carolina | 3 | $ 175,000 | $ 58,000 | $ 82,000 |
| Iredell County North Carolina | 3 | $ 365,000 | $ 121,000 | $ 138,000 |
| Lehigh County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 172,000 |
| Montgomery County Pennsylvania | 3 | $ 745,000 | $ 248,000 | $ 200,000 |
| Horry County South Carolina | 3 | $ 265,000 | $ 88,000 | $ 95,000 |
| Davidson County Tennessee | 3 | $ 245,000 | $ 81,000 | $ 318,000 |
| Shelby County Tennessee | 3 | $ 575,000 | $ 191,000 | $ 174,000 |
| Waukesha County Wisconsin | 3 | $ 235,000 | $ 78,000 | $ 409,000 |
| Pulaski County Arkansas | 2 | $ 200,000 | $ 100,000 | $ 182,000 |
| Madera County California | 2 | $ 130,000 | $ 65,000 | $ 191,000 |
| Solano County California | 2 | $ 160,000 | $ 80,000 | $ 169,000 |
| Arapahoe County Colorado | 2 | $ 310,000 | $ 155,000 | $ 225,000 |
| Fairfield County Connecticut | 2 | $ 620,000 | $ 310,000 | $ 400,000 |
| Lake County Florida | 2 | $ 390,000 | $ 195,000 | $ 117,000 |
| Manatee County Florida | 2 | $ 130,000 | $ 65,000 | $ 158,000 |
| Miami-Dade County Florida | 2 | $ 270,000 | $ 135,000 | $ 125,000 |
| Orange County Florida | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Fulton County Georgia | 2 | $ 110,000 | $ 55,000 | $ 212,000 |
| Gwinnett County Georgia | 2 | $ 210,000 | $ 105,000 | $ 454,000 |
| Hall County Georgia | 2 | $ 200,000 | $ 100,000 | $ 165,000 |
| Boone County Indiana | 2 | $ 80,000 | $ 40,000 | $ 225,000 |
| Marion County Indiana | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| East Baton Rouge County Louisiana | 2 | $ 90,000 | $ 45,000 | $ 151,000 |
| Jefferson County Louisiana | 2 | $ 460,000 | $ 230,000 | $ 150,000 |
| Frederick County Maryland | 2 | $ 70,000 | $ 35,000 | $ 194,000 |
| Queen Anne's County Maryland | 2 | $ 620,000 | $ 310,000 | $ 161,000 |
| Middlesex County Massachusetts | 2 | $ 710,000 | $ 355,000 | $ 452,000 |
| Macomb County Michigan | 2 | $ 290,000 | $ 145,000 | $ 220,000 |
| Hennepin County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 135,000 |
| Camden County New Jersey | 2 | $ 100,000 | $ 50,000 | $ 145,000 |
| Nassau County New York | 2 | $ 690,000 | $ 345,000 | $ 495,000 |
| Guilford County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 92,000 |
| Nash County North Carolina | 2 | $ 100,000 | $ 50,000 | $ 344,000 |
| Transylvania County North Carolina | 2 | $ 90,000 | $ 45,000 | $ 96,000 |
| Tulsa County Oklahoma | 2 | $ 60,000 | $ 30,000 | $ 180,000 |
| Berks County Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 123,000 |
| Cumberland County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 271,000 |
| Franklin County Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 117,000 |
| Philadelphia County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 167,000 |
| Spartanburg County South Carolina | 2 | $ 420,000 | $ 210,000 | $ 55,000 |
| Rockwall County Texas | 2 | $ 430,000 | $ 215,000 | $ 128,000 |
| Summit County Utah | 2 | $ 350,000 | $ 175,000 | $ 313,000 |
| Fauquier County Virginia | 2 | $ 320,000 | $ 160,000 | $ 108,000 |
| Jefferson County West Virginia | 2 | $ 50,000 | $ 25,000 | $ 152,000 |
| Greene County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Alameda County California | 1 | $ 575,000 | $ 575,000 | $ 196,000 |
| El Dorado County California | 1 | $ 115,000 | $ 115,000 | $ 140,000 |
| San Luis Obispo County California | 1 | $ 65,000 | $ 65,000 | $ 170,000 |
| San Mateo County California | 1 | $ 215,000 | $ 215,000 | $ 218,000 |
| Santa Barbara County California | 1 | $ 125,000 | $ 125,000 | $ 689,000 |
| Sonoma County California | 1 | $ 55,000 | $ 55,000 | $ 177,000 |
| Adams County Colorado | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Boulder County Colorado | 1 | $ 95,000 | $ 95,000 | $ 214,000 |
| Denver County Colorado | 1 | $ 375,000 | $ 375,000 | $ 290,000 |
| El Paso County Colorado | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Garfield County Colorado | 1 | $ 55,000 | $ 55,000 | $ 198,000 |
| Jefferson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 241,000 |
| Routt County Colorado | 1 | $ 65,000 | $ 65,000 | $ 276,000 |
| Hartford County Connecticut | 1 | $ 75,000 | $ 75,000 | $ 341,000 |
| Litchfield County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Middlesex County Connecticut | 1 | $ 55,000 | $ 55,000 | $ 215,000 |
| Sussex County Delaware | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Escambia County Florida | 1 | $ 55,000 | $ 55,000 | $ 143,000 |
| Indian River County Florida | 1 | $ 75,000 | $ 75,000 | $ 314,000 |
| Okaloosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Pinellas County Florida | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Seminole County Florida | 1 | $ 65,000 | $ 65,000 | $ 188,000 |
| Barrow County Georgia | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Chatham County Georgia | 1 | $ 435,000 | $ 435,000 | $ 110,000 |
| Cobb County Georgia | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Coweta County Georgia | 1 | $ 465,000 | $ 465,000 | $ 301,000 |
| Fayette County Georgia | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Henry County Georgia | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Houston County Georgia | 1 | $ 55,000 | $ 55,000 | $ 221,000 |
| Oconee County Georgia | 1 | $ 25,000 | $ 25,000 | $ 185,000 |
| Walton County Georgia | 1 | $ 25,000 | $ 25,000 | $ 134,000 |
| DuPage County Illinois | 1 | $ 95,000 | $ 95,000 | $ 158,000 |
| Macon County Illinois | 1 | $ 35,000 | $ 35,000 | $ 196,000 |
| St. Clair County Illinois | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Dearborn County Indiana | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Madison County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Bossier County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| Caddo County Louisiana | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Calcasieu County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| St. Tammany County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Cumberland County Maine | 1 | $ 335,000 | $ 335,000 | $ 251,000 |
| Penobscot County Maine | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Baltimore County Maryland | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Cecil County Maryland | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Kent County Maryland | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Talbot County Maryland | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Washington County Maryland | 1 | $ 145,000 | $ 145,000 | $ 307,000 |
| Essex County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 250,000 |
| Suffolk County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Berrien County Michigan | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Jackson County Michigan | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| DeSoto County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 164,000 |
| Harrison County Mississippi | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Warren County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Boone County Missouri | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Clay County Missouri | 1 | $ 75,000 | $ 75,000 | $ 309,000 |
| Washoe County Nevada | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Hillsborough County New Hampshire | 1 | $ 365,000 | $ 365,000 | $ 106,000 |
| Rockingham County New Hampshire | 1 | $ 65,000 | $ 65,000 | $ 164,000 |
| Atlantic County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Burlington County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Cumberland County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Ocean County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 254,000 |
| Bronx County New York | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| New York County New York | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Queens County New York | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Rockland County New York | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Ashe County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Dare County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Johnston County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| Orange County North Carolina | 1 | $ 475,000 | $ 475,000 | $ 203,000 |
| Wilson County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
| Cuyahoga County Ohio | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Franklin County Ohio | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Geauga County Ohio | 1 | $ 65,000 | $ 65,000 | $ 187,000 |
| Jefferson County Ohio | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Lorain County Ohio | 1 | $ 55,000 | $ 55,000 | $ 178,000 |
| Rogers County Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 960,000 |
| Curry County Oregon | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Multnomah County Oregon | 1 | $ 405,000 | $ 405,000 | $ 309,000 |
| Beaver County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Clinton County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Fayette County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Monroe County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Schuylkill County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 253,000 |
| Anderson County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Greenville County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| Greenwood County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Kershaw County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Bradley County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 142,000 |
| Dyer County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Greene County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Hamilton County Tennessee | 1 | $ 75,000 | $ 75,000 | $ 192,000 |
| Knox County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Monroe County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 212,000 |
| Sumner County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Williamson County Tennessee | 1 | $ 755,000 | $ 755,000 | $ 310,000 |
| Fort Bend County Texas | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Harris County Texas | 1 | $ 285,000 | $ 285,000 | $ 325,000 |
| Travis County Texas | 1 | $ 205,000 | $ 205,000 | $ 624,000 |
| Utah County Utah | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Augusta County Virginia | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Falls Church County Virginia | 1 | $ 655,000 | $ 655,000 | $ 343,000 |
| Fluvanna County Virginia | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Frederick County Virginia | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Fredericksburg County Virginia | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
| King George County Virginia | 1 | $ 165,000 | $ 165,000 | $ 161,000 |
| Richmond County Virginia | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Richmond City County Virginia | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Spotsylvania County Virginia | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
| Whatcom County Washington | 1 | $ 195,000 | $ 195,000 | $ 276,000 |
| Kanawha County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 192,000 |
| Racine County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Sheridan County Wyoming | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for United States Senate Federal Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 302 | $29,360,000 | $97,000 | $605,000 | $204,000 | $1,080,000 |
| Other Purpose | 168 | $14,110,000 | $83,000 | $405,000 | $180,000 | $624,000 |
| Refinancing | 128 | $22,660,000 | $177,000 | $755,000 | $184,000 | $776,000 |
| Home Purchase | 61 | $19,865,000 | $325,000 | $1,235,000 | $161,000 | $423,000 |
| Cash-out Refinancing | 58 | $18,650,000 | $321,000 | $1,145,000 | $182,000 | $396,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 441 | $63,205,000 | $143,000 | $1,145,000 | $199,000 | $1,080,000 |
| Not Provided | 123 | $18,235,000 | $148,000 | $1,135,000 | $194,000 | $624,000 |
| Black or African American | 70 | $8,900,000 | $127,000 | $585,000 | $136,000 | $400,000 |
| Hispanic | 61 | $10,275,000 | $168,000 | $1,235,000 | $166,000 | $554,000 |
| Asian | 15 | $3,255,000 | $217,000 | $445,000 | $205,000 | $451,000 |
| American Indian or Alaskan Native | 4 | $400,000 | $100,000 | $275,000 | $338,000 | $960,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $320,000 | $160,000 | $215,000 | $139,000 | $218,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 717 | $104,645,000 | $145,000 | $1,235,000 | $190,000 | $1,080,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 611 | $87,495,000 | $143,000 | $1,235,000 | $190,000 | $960,000 |
| Application Withdrawn By Applicant | 55 | $10,315,000 | $187,000 | $725,000 | $196,000 | $1,080,000 |
| Application Approved But Not Accepted | 34 | $5,500,000 | $161,000 | $605,000 | $226,000 | $960,000 |
| Application Denied By Financial Institution | 17 | $1,335,000 | $78,000 | $245,000 | $87,000 | $208,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 700 | $103,310,000 | $147,000 | $1,235,000 | $192,000 | $1,080,000 |
| Credit History | 9 | $575,000 | $63,000 | $105,000 | $93,000 | $179,000 |
| Debt-To-Income Ratio | 7 | $555,000 | $79,000 | $245,000 | $61,000 | $124,000 |
| Collateral | 1 | $205,000 | $205,000 | $205,000 | $208,000 | $208,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Senate Federal Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Senate Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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