Ussfcu Mortgage Lending & HMDA Data, 2019
In 2019, Ussfcu of Alexandria, VA reported 717 mortgage applications totaling $104.6 million, up 39% from 2018. The average application was for $145,948, and applicants reported an average income of $189,368. 85% of its applications resulted in an originated loan and 2% were denied. Its largest markets were Washington-Arlington-Alexandria, DC-VA-MD-WV (215), Washington-Baltimore-Arlington, DC (39) and Riverside-San Bernardino-Ontario, CA (38) (applications in parentheses).
| Mortgage Company & Address | Ussfcu 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 717 |
| Total Mortgage Loan Application Amount | $104,645,000 |
| Average Mortgage Loan Application Amount | $145,948 |
| Highest Mortgage Loan Application Amount | $1,235,000 |
| Average Applicant Income | $189,368 |
| Highest Applicant Income | $1,080,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Ussfcu filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax, Virginia | 53 | $ 11,065,000 | $ 208,773 | $ 211,000 |
| District of Columbia, District Of Columbia | 52 | $ 13,190,000 | $ 253,653 | $ 217,000 |
| Montgomery, Maryland | 37 | $ 7,345,000 | $ 198,513 | $ 163,000 |
| Prince George's, Maryland | 34 | $ 5,300,000 | $ 155,882 | $ 110,000 |
| Clark, Nevada | 28 | $ 2,510,000 | $ 89,642 | $ 187,000 |
| Riverside, California | 25 | $ 2,025,000 | $ 81,000 | $ 208,000 |
| Arlington, Virginia | 17 | $ 3,685,000 | $ 216,764 | $ 224,000 |
| Los Angeles, California | 15 | $ 1,745,000 | $ 116,333 | $ 242,000 |
| San Bernardino, California | 13 | $ 1,375,000 | $ 105,769 | $ 175,000 |
| Alexandria, Virginia | 13 | $ 3,245,000 | $ 249,615 | $ 302,000 |
| Loudoun, Virginia | 13 | $ 3,925,000 | $ 301,923 | $ 263,000 |
| Maricopa, Arizona | 12 | $ 1,240,000 | $ 103,333 | $ 216,000 |
| Mecklenburg, North Carolina | 12 | $ 1,240,000 | $ 103,333 | $ 296,000 |
| Prince William, Virginia | 12 | $ 1,650,000 | $ 137,500 | $ 158,000 |
| San Diego, California | 9 | $ 1,205,000 | $ 133,888 | $ 333,000 |
| Palm Beach, Florida | 9 | $ 995,000 | $ 110,555 | $ 158,000 |
| Anne Arundel, Maryland | 8 | $ 560,000 | $ 70,000 | $ 205,000 |
| Placer, California | 7 | $ 975,000 | $ 139,285 | $ 244,000 |
| Broward, Florida | 7 | $ 1,155,000 | $ 165,000 | $ 196,000 |
| Ventura, California | 6 | $ 490,000 | $ 81,666 | $ 216,000 |
| Charles, Maryland | 6 | $ 480,000 | $ 80,000 | $ 117,000 |
| Wake, North Carolina | 6 | $ 300,000 | $ 50,000 | $ 169,000 |
| Kings, California | 5 | $ 305,000 | $ 61,000 | $ 156,000 |
| Hillsborough, Florida | 5 | $ 245,000 | $ 49,000 | $ 169,000 |
| Contra Costa, California | 4 | $ 450,000 | $ 112,500 | $ 181,000 |
| Tulare, California | 4 | $ 160,000 | $ 40,000 | $ 84,000 |
| Leon, Florida | 4 | $ 370,000 | $ 92,500 | $ 63,000 |
| Polk, Florida | 4 | $ 160,000 | $ 40,000 | $ 147,000 |
| Sarasota, Florida | 4 | $ 440,000 | $ 110,000 | $ 127,000 |
| Forsyth, Georgia | 4 | $ 340,000 | $ 85,000 | $ 212,000 |
| Calvert, Maryland | 4 | $ 430,000 | $ 107,500 | $ 104,000 |
| Harford, Maryland | 4 | $ 170,000 | $ 42,500 | $ 199,000 |
| Monmouth, New Jersey | 4 | $ 390,000 | $ 97,500 | $ 243,000 |
| Suffolk, New York | 4 | $ 340,000 | $ 85,000 | $ 236,000 |
| Union, North Carolina | 4 | $ 380,000 | $ 95,000 | $ 116,000 |
| Stafford, Virginia | 4 | $ 370,000 | $ 92,500 | $ 169,000 |
| Mohave, Arizona | 3 | $ 235,000 | $ 78,333 | $ 110,000 |
| Pima, Arizona | 3 | $ 195,000 | $ 65,000 | $ 212,000 |
| Fresno, California | 3 | $ 175,000 | $ 58,333 | $ 126,000 |
| Orange, California | 3 | $ 315,000 | $ 105,000 | $ 189,000 |
| Sacramento, California | 3 | $ 275,000 | $ 91,666 | $ 189,000 |
| San Joaquin, California | 3 | $ 515,000 | $ 171,666 | $ 211,000 |
| Brevard, Florida | 3 | $ 165,000 | $ 55,000 | $ 138,000 |
| Duval, Florida | 3 | $ 825,000 | $ 275,000 | $ 114,000 |
| Lee, Florida | 3 | $ 335,000 | $ 111,666 | $ 108,000 |
| Osceola, Florida | 3 | $ 195,000 | $ 65,000 | $ 194,000 |
| St. Johns, Florida | 3 | $ 185,000 | $ 61,666 | $ 152,000 |
| Volusia, Florida | 3 | $ 515,000 | $ 171,666 | $ 138,000 |
| DeKalb, Georgia | 3 | $ 525,000 | $ 175,000 | $ 166,000 |
| Cook, Illinois | 3 | $ 315,000 | $ 105,000 | $ 268,000 |
| Howard, Maryland | 3 | $ 645,000 | $ 215,000 | $ 195,000 |
| St. Mary's, Maryland | 3 | $ 105,000 | $ 35,000 | $ 154,000 |
| Warren, New Jersey | 3 | $ 545,000 | $ 181,666 | $ 131,000 |
| Clinton, New York | 3 | $ 185,000 | $ 61,666 | $ 128,000 |
| Durham, North Carolina | 3 | $ 175,000 | $ 58,333 | $ 82,000 |
| Iredell, North Carolina | 3 | $ 365,000 | $ 121,666 | $ 138,000 |
| Lehigh, Pennsylvania | 3 | $ 175,000 | $ 58,333 | $ 172,000 |
| Montgomery, Pennsylvania | 3 | $ 745,000 | $ 248,333 | $ 200,000 |
| Horry, South Carolina | 3 | $ 265,000 | $ 88,333 | $ 95,000 |
| Davidson, Tennessee | 3 | $ 245,000 | $ 81,666 | $ 318,000 |
| Shelby, Tennessee | 3 | $ 575,000 | $ 191,666 | $ 174,000 |
| Waukesha, Wisconsin | 3 | $ 235,000 | $ 78,333 | $ 409,000 |
| Pulaski, Arkansas | 2 | $ 200,000 | $ 100,000 | $ 182,000 |
| Madera, California | 2 | $ 130,000 | $ 65,000 | $ 191,000 |
| Solano, California | 2 | $ 160,000 | $ 80,000 | $ 169,000 |
| Arapahoe, Colorado | 2 | $ 310,000 | $ 155,000 | $ 225,000 |
| Fairfield, Connecticut | 2 | $ 620,000 | $ 310,000 | $ 400,000 |
| Lake, Florida | 2 | $ 390,000 | $ 195,000 | $ 117,000 |
| Manatee, Florida | 2 | $ 130,000 | $ 65,000 | $ 158,000 |
| Miami-Dade, Florida | 2 | $ 270,000 | $ 135,000 | $ 125,000 |
| Orange, Florida | 2 | $ 430,000 | $ 215,000 | $ 86,000 |
| Fulton, Georgia | 2 | $ 110,000 | $ 55,000 | $ 212,000 |
| Gwinnett, Georgia | 2 | $ 210,000 | $ 105,000 | $ 454,000 |
| Hall, Georgia | 2 | $ 200,000 | $ 100,000 | $ 165,000 |
| Boone, Indiana | 2 | $ 80,000 | $ 40,000 | $ 225,000 |
| Marion, Indiana | 2 | $ 90,000 | $ 45,000 | $ 74,000 |
| East Baton Rouge, Louisiana | 2 | $ 90,000 | $ 45,000 | $ 151,000 |
| Jefferson, Louisiana | 2 | $ 460,000 | $ 230,000 | $ 150,000 |
| Frederick, Maryland | 2 | $ 70,000 | $ 35,000 | $ 194,000 |
| Queen Anne's, Maryland | 2 | $ 620,000 | $ 310,000 | $ 161,000 |
| Middlesex, Massachusetts | 2 | $ 710,000 | $ 355,000 | $ 452,000 |
| Macomb, Michigan | 2 | $ 290,000 | $ 145,000 | $ 220,000 |
| Hennepin, Minnesota | 2 | $ 130,000 | $ 65,000 | $ 135,000 |
| Camden, New Jersey | 2 | $ 100,000 | $ 50,000 | $ 145,000 |
| Nassau, New York | 2 | $ 690,000 | $ 345,000 | $ 495,000 |
| Guilford, North Carolina | 2 | $ 160,000 | $ 80,000 | $ 92,000 |
| Nash, North Carolina | 2 | $ 100,000 | $ 50,000 | $ 344,000 |
| Transylvania, North Carolina | 2 | $ 90,000 | $ 45,000 | $ 96,000 |
| Tulsa, Oklahoma | 2 | $ 60,000 | $ 30,000 | $ 180,000 |
| Berks, Pennsylvania | 2 | $ 80,000 | $ 40,000 | $ 123,000 |
| Cumberland, Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 271,000 |
| Franklin, Pennsylvania | 2 | $ 100,000 | $ 50,000 | $ 117,000 |
| Philadelphia, Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 167,000 |
| Spartanburg, South Carolina | 2 | $ 420,000 | $ 210,000 | $ 55,000 |
| Rockwall, Texas | 2 | $ 430,000 | $ 215,000 | $ 128,000 |
| Summit, Utah | 2 | $ 350,000 | $ 175,000 | $ 313,000 |
| Fauquier, Virginia | 2 | $ 320,000 | $ 160,000 | $ 108,000 |
| Jefferson, West Virginia | 2 | $ 50,000 | $ 25,000 | $ 152,000 |
| Greene, Arkansas | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Alameda, California | 1 | $ 575,000 | $ 575,000 | $ 196,000 |
| El Dorado, California | 1 | $ 115,000 | $ 115,000 | $ 140,000 |
| San Luis Obispo, California | 1 | $ 65,000 | $ 65,000 | $ 170,000 |
| San Mateo, California | 1 | $ 215,000 | $ 215,000 | $ 218,000 |
| Santa Barbara, California | 1 | $ 125,000 | $ 125,000 | $ 689,000 |
| Sonoma, California | 1 | $ 55,000 | $ 55,000 | $ 177,000 |
| Adams, Colorado | 1 | $ 35,000 | $ 35,000 | $ 150,000 |
| Boulder, Colorado | 1 | $ 95,000 | $ 95,000 | $ 214,000 |
| Denver, Colorado | 1 | $ 375,000 | $ 375,000 | $ 290,000 |
| El Paso, Colorado | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Garfield, Colorado | 1 | $ 55,000 | $ 55,000 | $ 198,000 |
| Jefferson, Colorado | 1 | $ 55,000 | $ 55,000 | $ 241,000 |
| Routt, Colorado | 1 | $ 65,000 | $ 65,000 | $ 276,000 |
| Hartford, Connecticut | 1 | $ 75,000 | $ 75,000 | $ 341,000 |
| Litchfield, Connecticut | 1 | $ 55,000 | $ 55,000 | $ 25,000 |
| Middlesex, Connecticut | 1 | $ 55,000 | $ 55,000 | $ 215,000 |
| Sussex, Delaware | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Escambia, Florida | 1 | $ 55,000 | $ 55,000 | $ 143,000 |
| Indian River, Florida | 1 | $ 75,000 | $ 75,000 | $ 314,000 |
| Okaloosa, Florida | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Pinellas, Florida | 1 | $ 105,000 | $ 105,000 | $ 61,000 |
| Seminole, Florida | 1 | $ 65,000 | $ 65,000 | $ 188,000 |
| Barrow, Georgia | 1 | $ 115,000 | $ 115,000 | $ 126,000 |
| Chatham, Georgia | 1 | $ 435,000 | $ 435,000 | $ 110,000 |
| Cobb, Georgia | 1 | $ 115,000 | $ 115,000 | $ 85,000 |
| Coweta, Georgia | 1 | $ 465,000 | $ 465,000 | $ 301,000 |
| Fayette, Georgia | 1 | $ 85,000 | $ 85,000 | $ 144,000 |
| Henry, Georgia | 1 | $ 125,000 | $ 125,000 | $ 92,000 |
| Houston, Georgia | 1 | $ 55,000 | $ 55,000 | $ 221,000 |
| Oconee, Georgia | 1 | $ 25,000 | $ 25,000 | $ 185,000 |
| Walton, Georgia | 1 | $ 25,000 | $ 25,000 | $ 134,000 |
| DuPage, Illinois | 1 | $ 95,000 | $ 95,000 | $ 158,000 |
| Macon, Illinois | 1 | $ 35,000 | $ 35,000 | $ 196,000 |
| St. Clair, Illinois | 1 | $ 145,000 | $ 145,000 | $ 122,000 |
| Dearborn, Indiana | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Madison, Kentucky | 1 | $ 65,000 | $ 65,000 | $ 97,000 |
| Bossier, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 141,000 |
| Caddo, Louisiana | 1 | $ 365,000 | $ 365,000 | $ 156,000 |
| Calcasieu, Louisiana | 1 | $ 65,000 | $ 65,000 | $ 127,000 |
| St. Tammany, Louisiana | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Cumberland, Maine | 1 | $ 335,000 | $ 335,000 | $ 251,000 |
| Penobscot, Maine | 1 | $ 55,000 | $ 55,000 | $ 74,000 |
| Baltimore, Maryland | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Cecil, Maryland | 1 | $ 285,000 | $ 285,000 | $ 139,000 |
| Kent, Maryland | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Talbot, Maryland | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Washington, Maryland | 1 | $ 145,000 | $ 145,000 | $ 307,000 |
| Essex, Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 250,000 |
| Suffolk, Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Berrien, Michigan | 1 | $ 75,000 | $ 75,000 | $ 179,000 |
| Jackson, Michigan | 1 | $ 35,000 | $ 35,000 | $ 180,000 |
| DeSoto, Mississippi | 1 | $ 65,000 | $ 65,000 | $ 164,000 |
| Harrison, Mississippi | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Warren, Mississippi | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Boone, Missouri | 1 | $ 35,000 | $ 35,000 | $ 29,000 |
| Clay, Missouri | 1 | $ 75,000 | $ 75,000 | $ 309,000 |
| Washoe, Nevada | 1 | $ 205,000 | $ 205,000 | $ 148,000 |
| Hillsborough, New Hampshire | 1 | $ 365,000 | $ 365,000 | $ 106,000 |
| Rockingham, New Hampshire | 1 | $ 65,000 | $ 65,000 | $ 164,000 |
| Atlantic, New Jersey | 1 | $ 305,000 | $ 305,000 | $ 164,000 |
| Burlington, New Jersey | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Cumberland, New Jersey | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Ocean, New Jersey | 1 | $ 55,000 | $ 55,000 | $ 254,000 |
| Bronx, New York | 1 | $ 45,000 | $ 45,000 | $ 133,000 |
| New York, New York | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Queens, New York | 1 | $ 55,000 | $ 55,000 | $ 81,000 |
| Rockland, New York | 1 | $ 105,000 | $ 105,000 | $ 140,000 |
| Ashe, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Dare, North Carolina | 1 | $ 15,000 | $ 15,000 | $ 31,000 |
| Johnston, North Carolina | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| Orange, North Carolina | 1 | $ 475,000 | $ 475,000 | $ 203,000 |
| Wilson, North Carolina | 1 | $ 215,000 | $ 215,000 | $ 127,000 |
| Cuyahoga, Ohio | 1 | $ 275,000 | $ 275,000 | $ 129,000 |
| Franklin, Ohio | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| Geauga, Ohio | 1 | $ 65,000 | $ 65,000 | $ 187,000 |
| Jefferson, Ohio | 1 | $ 15,000 | $ 15,000 | $ 150,000 |
| Lorain, Ohio | 1 | $ 55,000 | $ 55,000 | $ 178,000 |
| Rogers, Oklahoma | 1 | $ 275,000 | $ 275,000 | $ 960,000 |
| Curry, Oregon | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Multnomah, Oregon | 1 | $ 405,000 | $ 405,000 | $ 309,000 |
| Beaver, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Clinton, Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Fayette, Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 71,000 |
| Monroe, Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Schuylkill, Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 253,000 |
| Anderson, South Carolina | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Greenville, South Carolina | 1 | $ 195,000 | $ 195,000 | $ 175,000 |
| Greenwood, South Carolina | 1 | $ 75,000 | $ 75,000 | $ 139,000 |
| Kershaw, South Carolina | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Bradley, Tennessee | 1 | $ 45,000 | $ 45,000 | $ 142,000 |
| Dyer, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Greene, Tennessee | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Hamilton, Tennessee | 1 | $ 75,000 | $ 75,000 | $ 192,000 |
| Knox, Tennessee | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Monroe, Tennessee | 1 | $ 485,000 | $ 485,000 | $ 212,000 |
| Sumner, Tennessee | 1 | $ 25,000 | $ 25,000 | $ 82,000 |
| Williamson, Tennessee | 1 | $ 755,000 | $ 755,000 | $ 310,000 |
| Fort Bend, Texas | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Harris, Texas | 1 | $ 285,000 | $ 285,000 | $ 325,000 |
| Travis, Texas | 1 | $ 205,000 | $ 205,000 | $ 624,000 |
| Utah, Utah | 1 | $ 55,000 | $ 55,000 | $ 140,000 |
| Augusta, Virginia | 1 | $ 235,000 | $ 235,000 | $ 87,000 |
| Falls Church, Virginia | 1 | $ 655,000 | $ 655,000 | $ 343,000 |
| Fluvanna, Virginia | 1 | $ 25,000 | $ 25,000 | $ 156,000 |
| Frederick, Virginia | 1 | $ 105,000 | $ 105,000 | $ 250,000 |
| Fredericksburg, Virginia | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
| King George, Virginia | 1 | $ 165,000 | $ 165,000 | $ 161,000 |
| Richmond, Virginia | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Richmond City, Virginia | 1 | $ 15,000 | $ 15,000 | $ 117,000 |
| Spotsylvania, Virginia | 1 | $ 75,000 | $ 75,000 | $ 138,000 |
| Whatcom, Washington | 1 | $ 195,000 | $ 195,000 | $ 276,000 |
| Kanawha, West Virginia | 1 | $ 75,000 | $ 75,000 | $ 192,000 |
| Racine, Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 132,000 |
| Sheridan, Wyoming | 1 | $ 35,000 | $ 35,000 | $ 77,000 |
Mortgage Loan Application Detail Totals for Ussfcu in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 302 | $29,360,000 | $97,000 | $605,000 | $204,000 | $1,080,000 |
| Other Purpose | 168 | $14,110,000 | $83,000 | $405,000 | $180,000 | $624,000 |
| Refinancing | 128 | $22,660,000 | $177,000 | $755,000 | $184,000 | $776,000 |
| Home Purchase | 61 | $19,865,000 | $325,000 | $1,235,000 | $161,000 | $423,000 |
| Cash-out Refinancing | 58 | $18,650,000 | $321,000 | $1,145,000 | $182,000 | $396,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 441 | $63,205,000 | $143,000 | $1,145,000 | $199,000 | $1,080,000 |
| Not Provided | 123 | $18,235,000 | $148,000 | $1,135,000 | $194,000 | $624,000 |
| Black or African American | 70 | $8,900,000 | $127,000 | $585,000 | $136,000 | $400,000 |
| Hispanic | 61 | $10,275,000 | $168,000 | $1,235,000 | $166,000 | $554,000 |
| Asian | 15 | $3,255,000 | $217,000 | $445,000 | $205,000 | $451,000 |
| American Indian or Alaskan Native | 4 | $400,000 | $100,000 | $275,000 | $338,000 | $960,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $320,000 | $160,000 | $215,000 | $139,000 | $218,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 717 | $104,645,000 | $145,000 | $1,235,000 | $190,000 | $1,080,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 611 | $87,495,000 | $143,000 | $1,235,000 | $190,000 | $960,000 |
| Application Withdrawn By Applicant | 55 | $10,315,000 | $187,000 | $725,000 | $196,000 | $1,080,000 |
| Application Approved But Not Accepted | 34 | $5,500,000 | $161,000 | $605,000 | $226,000 | $960,000 |
| Application Denied By Financial Institution | 17 | $1,335,000 | $78,000 | $245,000 | $87,000 | $208,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 700 | $103,310,000 | $147,000 | $1,235,000 | $192,000 | $1,080,000 |
| Credit History | 9 | $575,000 | $63,000 | $105,000 | $93,000 | $179,000 |
| Debt-To-Income Ratio | 7 | $555,000 | $79,000 | $245,000 | $61,000 | $124,000 |
| Collateral | 1 | $205,000 | $205,000 | $205,000 | $208,000 | $208,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ussfcu's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ussfcu's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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