United States Senate Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
United States Senate Federal Credit Union 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Senate Federal Credit Union 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 704 |
| Total Mortgage Loan Application Amount | $75,380,000 |
| Average Mortgage Loan Application Amount | $247,500 |
| Highest Mortgage Loan Application Amount | $755,000 |
| Average Applicant Income | $163,833 |
| Highest Applicant Income | $2,400,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with United States Senate Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Senate Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down United States Senate Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Senate Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Senate Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Senate Federal Credit Union's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside County California | 55 | $ 4,105,000 | $ 74,000 | $ 183,000 |
| District of Columbia County District Of Columbia | 51 | $ 8,245,000 | $ 161,000 | $ 240,000 |
| Fairfax County Virginia | 39 | $ 6,245,000 | $ 160,000 | $ 239,000 |
| Montgomery County Maryland | 24 | $ 3,440,000 | $ 143,000 | $ 256,000 |
| Prince George's County Maryland | 24 | $ 2,850,000 | $ 118,000 | $ 134,000 |
| Los Angeles County California | 22 | $ 2,320,000 | $ 105,000 | $ 242,000 |
| Maricopa County Arizona | 19 | $ 1,555,000 | $ 81,000 | $ 229,000 |
| Clark County Nevada | 19 | $ 1,935,000 | $ 101,000 | $ 185,000 |
| San Bernardino County California | 18 | $ 1,420,000 | $ 78,000 | $ 181,000 |
| Arlington County Virginia | 14 | $ 2,860,000 | $ 204,000 | $ 370,000 |
| Orange County California | 13 | $ 1,485,000 | $ 114,000 | $ 305,000 |
| Ventura County California | 13 | $ 1,465,000 | $ 112,000 | $ 254,000 |
| Charles County Maryland | 13 | $ 1,105,000 | $ 85,000 | $ 187,000 |
| Alexandria County Virginia | 12 | $ 2,360,000 | $ 196,000 | $ 238,000 |
| San Diego County California | 11 | $ 1,275,000 | $ 115,000 | $ 247,000 |
| Anne Arundel County Maryland | 11 | $ 1,355,000 | $ 123,000 | $ 179,000 |
| Salt Lake County Utah | 9 | $ 1,405,000 | $ 156,000 | $ 234,000 |
| Loudoun County Virginia | 8 | $ 1,570,000 | $ 196,000 | $ 202,000 |
| Sacramento County California | 6 | $ 470,000 | $ 78,000 | $ 165,000 |
| Broward County Florida | 6 | $ 630,000 | $ 105,000 | $ 223,000 |
| Orange County Florida | 6 | $ 350,000 | $ 58,000 | $ 166,000 |
| Prince William County Virginia | 6 | $ 420,000 | $ 70,000 | $ 163,000 |
| Fresno County California | 5 | $ 275,000 | $ 55,000 | $ 151,000 |
| Pasco County Florida | 5 | $ 275,000 | $ 55,000 | $ 119,000 |
| Calvert County Maryland | 5 | $ 635,000 | $ 127,000 | $ 180,000 |
| Pinal County Arizona | 4 | $ 360,000 | $ 90,000 | $ 157,000 |
| Sussex County Delaware | 4 | $ 860,000 | $ 215,000 | $ 134,000 |
| Hillsborough County Florida | 4 | $ 300,000 | $ 75,000 | $ 120,000 |
| Palm Beach County Florida | 4 | $ 250,000 | $ 62,000 | $ 131,000 |
| St. Johns County Florida | 4 | $ 200,000 | $ 50,000 | $ 123,000 |
| Cook County Illinois | 4 | $ 280,000 | $ 70,000 | $ 174,000 |
| Baltimore County Maryland | 4 | $ 250,000 | $ 62,000 | $ 113,000 |
| Frederick County Maryland | 4 | $ 240,000 | $ 60,000 | $ 126,000 |
| St. Mary's County Maryland | 4 | $ 220,000 | $ 55,000 | $ 112,000 |
| Burlington County New Jersey | 4 | $ 250,000 | $ 62,000 | $ 197,000 |
| Gloucester County New Jersey | 4 | $ 400,000 | $ 100,000 | $ 281,000 |
| Pima County Arizona | 3 | $ 805,000 | $ 268,000 | $ 512,000 |
| Placer County California | 3 | $ 345,000 | $ 115,000 | $ 204,000 |
| San Joaquin County California | 3 | $ 335,000 | $ 111,000 | $ 286,000 |
| Solano County California | 3 | $ 395,000 | $ 131,000 | $ 124,000 |
| Stanislaus County California | 3 | $ 155,000 | $ 51,000 | $ 103,000 |
| Polk County Florida | 3 | $ 165,000 | $ 55,000 | $ 122,000 |
| Sarasota County Florida | 3 | $ 185,000 | $ 61,000 | $ 128,000 |
| Cherokee County Georgia | 3 | $ 225,000 | $ 75,000 | $ 213,000 |
| Baltimore City County Maryland | 3 | $ 135,000 | $ 45,000 | $ 144,000 |
| Queen Anne's County Maryland | 3 | $ 165,000 | $ 55,000 | $ 168,000 |
| Wake County North Carolina | 3 | $ 175,000 | $ 58,000 | $ 165,000 |
| Oklahoma County Oklahoma | 3 | $ 365,000 | $ 121,000 | $ 169,000 |
| Charleston County South Carolina | 3 | $ 1,565,000 | $ 521,000 | $ 127,000 |
| York County South Carolina | 3 | $ 105,000 | $ 35,000 | $ 96,000 |
| Shelby County Tennessee | 3 | $ 235,000 | $ 78,000 | $ 166,000 |
| Fauquier County Virginia | 3 | $ 365,000 | $ 121,000 | $ 164,000 |
| Mohave County Arizona | 2 | $ 170,000 | $ 85,000 | $ 126,000 |
| Imperial County California | 2 | $ 90,000 | $ 45,000 | $ 166,000 |
| Merced County California | 2 | $ 230,000 | $ 115,000 | $ 139,000 |
| Tulare County California | 2 | $ 150,000 | $ 75,000 | $ 116,000 |
| Denver County Colorado | 2 | $ 260,000 | $ 130,000 | $ 307,000 |
| Fairfield County Connecticut | 2 | $ 110,000 | $ 55,000 | $ 218,000 |
| Duval County Florida | 2 | $ 210,000 | $ 105,000 | $ 116,000 |
| Leon County Florida | 2 | $ 670,000 | $ 335,000 | $ 106,000 |
| Miami-Dade County Florida | 2 | $ 100,000 | $ 50,000 | $ 176,000 |
| Santa Rosa County Florida | 2 | $ 380,000 | $ 190,000 | $ 439,000 |
| Seminole County Florida | 2 | $ 90,000 | $ 45,000 | $ 126,000 |
| Suwannee County Florida | 2 | $ 60,000 | $ 30,000 | $ 83,000 |
| Cobb County Georgia | 2 | $ 230,000 | $ 115,000 | $ 145,000 |
| Fulton County Georgia | 2 | $ 180,000 | $ 90,000 | $ 151,000 |
| Paulding County Georgia | 2 | $ 100,000 | $ 50,000 | $ 119,000 |
| Osage County Kansas | 2 | $ 110,000 | $ 55,000 | $ 151,000 |
| Boone County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 305,000 |
| St. Tammany County Louisiana | 2 | $ 120,000 | $ 60,000 | $ 123,000 |
| Cecil County Maryland | 2 | $ 510,000 | $ 255,000 | $ 121,000 |
| Harford County Maryland | 2 | $ 150,000 | $ 75,000 | $ 173,000 |
| Howard County Maryland | 2 | $ 210,000 | $ 105,000 | $ 227,000 |
| Ottawa County Michigan | 2 | $ 140,000 | $ 70,000 | $ 190,000 |
| Harrison County Mississippi | 2 | $ 110,000 | $ 55,000 | $ 174,000 |
| Atlantic County New Jersey | 2 | $ 190,000 | $ 95,000 | $ 234,000 |
| Cumberland County New Jersey | 2 | $ 110,000 | $ 55,000 | $ 133,000 |
| Ocean County New Jersey | 2 | $ 150,000 | $ 75,000 | $ 216,000 |
| Nassau County New York | 2 | $ 310,000 | $ 155,000 | $ 202,000 |
| New York County New York | 2 | $ 400,000 | $ 200,000 | $ 73,000 |
| Durham County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 150,000 |
| Iredell County North Carolina | 2 | $ 140,000 | $ 70,000 | $ 143,000 |
| Mecklenburg County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 298,000 |
| New Hanover County North Carolina | 2 | $ 80,000 | $ 40,000 | $ 96,000 |
| McClain County Oklahoma | 2 | $ 140,000 | $ 70,000 | $ 335,000 |
| Tulsa County Oklahoma | 2 | $ 70,000 | $ 35,000 | $ 215,000 |
| Delaware County Pennsylvania | 2 | $ 330,000 | $ 165,000 | $ 209,000 |
| Lancaster County Pennsylvania | 2 | $ 70,000 | $ 35,000 | $ 156,000 |
| York County Pennsylvania | 2 | $ 180,000 | $ 90,000 | $ 97,000 |
| Fort Bend County Texas | 2 | $ 90,000 | $ 45,000 | $ 187,000 |
| Augusta County Virginia | 2 | $ 100,000 | $ 50,000 | $ 119,000 |
| Shenandoah County Virginia | 2 | $ 60,000 | $ 30,000 | $ 106,000 |
| King County Washington | 2 | $ 200,000 | $ 100,000 | $ 175,000 |
| Berkeley County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 140,000 |
| Mercer County West Virginia | 2 | $ 210,000 | $ 105,000 | $ 930,000 |
| Colbert County Alabama | 1 | $ 25,000 | $ 25,000 | $ 135,000 |
| Mobile County Alabama | 1 | $ 75,000 | $ 75,000 | $ 318,000 |
| Benton County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 219,000 |
| Crittenden County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Greene County Arkansas | 1 | $ 55,000 | $ 55,000 | $ 105,000 |
| Lonoke County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 163,000 |
| Pulaski County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 120,000 |
| Washington County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 157,000 |
| Alameda County California | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
| Contra Costa County California | 1 | $ 105,000 | $ 105,000 | $ 175,000 |
| San Luis Obispo County California | 1 | $ 85,000 | $ 85,000 | $ 157,000 |
| Yolo County California | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Boulder County Colorado | 1 | $ 255,000 | $ 255,000 | $ 204,000 |
| El Paso County Colorado | 1 | $ 55,000 | $ 55,000 | $ 169,000 |
| Weld County Colorado | 1 | $ 75,000 | $ 75,000 | $ 600,000 |
| Hartford County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| New Haven County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 160,000 |
| Clay County Florida | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Escambia County Florida | 1 | $ 65,000 | $ 65,000 | $ 124,000 |
| Hernando County Florida | 1 | $ 95,000 | $ 95,000 | $ 67,000 |
| Lake County Florida | 1 | $ 25,000 | $ 25,000 | $ 103,000 |
| Lee County Florida | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Manatee County Florida | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Pinellas County Florida | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| St. Lucie County Florida | 1 | $ 45,000 | $ 45,000 | $ 102,000 |
| Sumter County Florida | 1 | $ 35,000 | $ 35,000 | $ 133,000 |
| Volusia County Florida | 1 | $ 75,000 | $ 75,000 | $ 170,000 |
| Catoosa County Georgia | 1 | $ 55,000 | $ 55,000 | $ 134,000 |
| Habersham County Georgia | 1 | $ 45,000 | $ 45,000 | $ 124,000 |
| Henry County Georgia | 1 | $ 75,000 | $ 75,000 | $ 136,000 |
| Morgan County Georgia | 1 | $ 35,000 | $ 35,000 | $ 20,000 |
| Walton County Georgia | 1 | $ 55,000 | $ 55,000 | $ 149,000 |
| Ada County Idaho | 1 | $ 235,000 | $ 235,000 | $ 288,000 |
| Kendall County Illinois | 1 | $ 55,000 | $ 55,000 | $ 107,000 |
| Hancock County Indiana | 1 | $ 75,000 | $ 75,000 | $ 206,000 |
| Johnson County Indiana | 1 | $ 75,000 | $ 75,000 | $ 129,000 |
| Marion County Indiana | 1 | $ 45,000 | $ 45,000 | $ 195,000 |
| Rush County Indiana | 1 | $ 55,000 | $ 55,000 | $ 203,000 |
| Johnson County Kansas | 1 | $ 85,000 | $ 85,000 | $ 329,000 |
| Bullitt County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 106,000 |
| Bossier County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 91,000 |
| De Soto County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 121,000 |
| Lafayette County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 144,000 |
| Livingston County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 153,000 |
| Orleans County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 150,000 |
| Tangipahoa County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Hancock County Maine | 1 | $ 105,000 | $ 105,000 | $ 365,000 |
| Penobscot County Maine | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Carroll County Maryland | 1 | $ 185,000 | $ 185,000 | $ 229,000 |
| Kent County Maryland | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Talbot County Maryland | 1 | $ 75,000 | $ 75,000 | $ 125,000 |
| Worcester County Maryland | 1 | $ 75,000 | $ 75,000 | $ 128,000 |
| Norfolk County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 384,000 |
| Livingston County Michigan | 1 | $ 25,000 | $ 25,000 | $ 137,000 |
| Washtenaw County Michigan | 1 | $ 45,000 | $ 45,000 | $ 165,000 |
| Hennepin County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 127,000 |
| Rankin County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 152,000 |
| St. Louis County Missouri | 1 | $ 255,000 | $ 255,000 | $ 312,000 |
| Douglas County Nebraska | 1 | $ 75,000 | $ 75,000 | $ 144,000 |
| Washoe County Nevada | 1 | $ 65,000 | $ 65,000 | $ 176,000 |
| Hillsborough County New Hampshire | 1 | $ 65,000 | $ 65,000 | $ 167,000 |
| Merrimack County New Hampshire | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Middlesex County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 204,000 |
| Monmouth County New Jersey | 1 | $ 75,000 | $ 75,000 | $ 124,000 |
| Union County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 118,000 |
| Warren County New Jersey | 1 | $ 35,000 | $ 35,000 | $ 97,000 |
| Dona Ana County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Fulton County New York | 1 | $ 245,000 | $ 245,000 | $ 330,000 |
| Suffolk County New York | 1 | $ 105,000 | $ 105,000 | $ 281,000 |
| Brunswick County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 162,000 |
| Catawba County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 159,000 |
| Cumberland County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 54,000 |
| Guilford County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 233,000 |
| Moore County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 160,000 |
| Pitt County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 115,000 |
| Union County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 95,000 |
| Cass County North Dakota | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Clermont County Ohio | 1 | $ 75,000 | $ 75,000 | $ 348,000 |
| Hamilton County Ohio | 1 | $ 155,000 | $ 155,000 | $ 533,000 |
| Stark County Ohio | 1 | $ 55,000 | $ 55,000 | $ 268,000 |
| Wood County Ohio | 1 | $ 75,000 | $ 75,000 | $ 208,000 |
| Canadian County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 148,000 |
| Lincoln County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Allegheny County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Berks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 123,000 |
| Bucks County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
| Chester County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 237,000 |
| Columbia County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 114,000 |
| Lebanon County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 152,000 |
| Northampton County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Snyder County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 510,000 |
| Tioga County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Providence County Rhode Island | 1 | $ 45,000 | $ 45,000 | $ 155,000 |
| Greenville County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 19,000 |
| Horry County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 100,000 |
| Davidson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 465,000 |
| Sumner County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Dallas County Texas | 1 | $ 85,000 | $ 85,000 | $ 146,000 |
| Williamson County Texas | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Accomack County Virginia | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Culpeper County Virginia | 1 | $ 15,000 | $ 15,000 | $ 221,000 |
| Falls Church County Virginia | 1 | $ 315,000 | $ 315,000 | $ 223,000 |
| James City County Virginia | 1 | $ 45,000 | $ 45,000 | $ 98,000 |
| Nelson County Virginia | 1 | $ 105,000 | $ 105,000 | $ 533,000 |
| Orange County Virginia | 1 | $ 75,000 | $ 75,000 | $ 156,000 |
| Rappahannock County Virginia | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Spotsylvania County Virginia | 1 | $ 75,000 | $ 75,000 | $ 190,000 |
| Stafford County Virginia | 1 | $ 55,000 | $ 55,000 | $ 120,000 |
| Whatcom County Washington | 1 | $ 45,000 | $ 45,000 | $ 228,000 |
| Jefferson County West Virginia | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Kenosha County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 169,000 |
Mortgage Loan Application Detail Totals for United States Senate Federal Credit Union in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 460 | $42,160,000 | $91,000 | $755,000 | $209,000 | $1,728,000 |
| Other Purpose | 128 | $14,710,000 | $114,000 | $755,000 | $196,000 | $2,400,000 |
| Refinancing | 99 | $14,415,000 | $145,000 | $675,000 | $166,000 | $465,000 |
| Not Applicable | 13 | $2,155,000 | $165,000 | $755,000 | $185,000 | $338,000 |
| Cash-out Refinancing | 2 | $970,000 | $485,000 | $655,000 | $136,000 | $166,000 |
| Home Purchase | 2 | $970,000 | $485,000 | $655,000 | $91,000 | $132,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 345 | $39,115,000 | $113,000 | $755,000 | $209,000 | $2,400,000 |
| Not Provided | 217 | $21,105,000 | $97,000 | $655,000 | $215,000 | $1,164,000 |
| Black or African American | 73 | $9,015,000 | $123,000 | $675,000 | $135,000 | $400,000 |
| Hispanic | 38 | $3,390,000 | $89,000 | $475,000 | $176,000 | $503,000 |
| Asian | 17 | $1,535,000 | $90,000 | $155,000 | $190,000 | $360,000 |
| American Indian or Alaskan Native | 6 | $370,000 | $61,000 | $105,000 | $103,000 | $223,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $320,000 | $80,000 | $125,000 | $176,000 | $242,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 704 | $75,380,000 | $107,000 | $755,000 | $200,000 | $2,400,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 543 | $55,215,000 | $101,000 | $755,000 | $202,000 | $1,728,000 |
| Application Withdrawn By Applicant | 91 | $12,385,000 | $136,000 | $755,000 | $206,000 | $2,400,000 |
| Application Denied By Financial Institution | 54 | $5,950,000 | $110,000 | $555,000 | $176,000 | $930,000 |
| Application Approved But Not Accepted | 16 | $1,830,000 | $114,000 | $605,000 | $163,000 | $308,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 650 | $69,430,000 | $106,000 | $755,000 | $202,000 | $2,400,000 |
| Debt-To-Income Ratio | 19 | $2,355,000 | $123,000 | $305,000 | $151,000 | $465,000 |
| Other | 15 | $1,285,000 | $85,000 | $435,000 | $176,000 | $600,000 |
| Credit History | 14 | $1,660,000 | $118,000 | $555,000 | $157,000 | $292,000 |
| Collateral | 5 | $555,000 | $111,000 | $225,000 | $326,000 | $930,000 |
| Employment History | 1 | $95,000 | $95,000 | $95,000 | $163,000 | $163,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Senate Federal Credit Union's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Senate Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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