United States Senate Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
United States Senate Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Senate Federal Credit Union 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 516 |
| Total Mortgage Loan Application Amount | $52,300,000 |
| Average Mortgage Loan Application Amount | $93,000 |
| Highest Mortgage Loan Application Amount | $1,405,000 |
| Average Applicant Income | $183,500 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with United States Senate Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Senate Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down United States Senate Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Senate Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Senate Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Senate Federal Credit Union's mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 183 | $ 17,745,000 | $ 92,666 | $ 162,666 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 28 | $ 4,440,000 | $ 158,000 | $ 153,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 23 | $ 3,215,000 | $ 139,000 | $ 290,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 18 | $ 2,970,000 | $ 165,000 | $ 173,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 16 | $ 1,300,000 | $ 81,000 | $ 151,000 |
| NA (OUTSIDE OF MSA/MD) | 16 | $ 1,040,000 | $ 70,769 | $ 159,384 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 15 | $ 935,000 | $ 62,000 | $ 146,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 9 | $ 735,000 | $ 65,500 | $ 134,500 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 9 | $ 1,085,000 | $ 120,000 | $ 192,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 7 | $ 485,000 | $ 69,000 | $ 177,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 6 | $ 380,000 | $ 63,000 | $ 138,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 6 | $ 230,000 | $ 38,000 | $ 110,500 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 6 | $ 300,000 | $ 50,000 | $ 107,000 |
| NEW ORLEANS-METAIRIE, LA | 6 | $ 640,000 | $ 106,000 | $ 171,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 6 | $ 380,000 | $ 63,000 | $ 164,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 275,000 | $ 55,000 | $ 121,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 5 | $ 425,000 | $ 85,000 | $ 144,000 |
| SAN DIEGO-CARLSBAD, CA | 5 | $ 545,000 | $ 109,000 | $ 114,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 5 | $ 215,000 | $ 43,000 | $ 148,000 |
| VALLEJO-FAIRFIELD, CA | 5 | $ 885,000 | $ 177,000 | $ 183,000 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 4 | $ 290,000 | $ 72,000 | $ 160,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 4 | $ 460,000 | $ 115,000 | $ 139,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 4 | $ 820,000 | $ 205,000 | $ 121,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 4 | $ 2,170,000 | $ 542,000 | $ 152,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 160,000 | $ 38,000 | $ 105,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 3 | $ 645,000 | $ 215,000 | $ 212,000 |
| BATON ROUGE, LA | 3 | $ 255,000 | $ 85,000 | $ 151,000 |
| CAMDEN, NJ | 3 | $ 175,000 | $ 58,000 | $ 82,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 3 | $ 105,000 | $ 35,000 | $ 229,000 |
| KANSAS CITY, MO-KS | 3 | $ 225,000 | $ 75,000 | $ 214,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 325,000 | $ 108,000 | $ 190,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 3 | $ 75,000 | $ 25,000 | $ 27,000 |
| CANTON-MASSILLON, OH | 2 | $ 150,000 | $ 75,000 | $ 275,000 |
| CINCINNATI, OH-KY-IN | 2 | $ 180,000 | $ 90,000 | $ 309,000 |
| CLARKSVILLE, TN-KY | 2 | $ 180,000 | $ 90,000 | $ 132,000 |
| DENVER-AURORA-LAKEWOOD, CO | 2 | $ 230,000 | $ 115,000 | $ 95,000 |
| GARY, IN | 2 | $ 100,000 | $ 50,000 | $ 220,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 150,000 | $ 75,000 | $ 209,000 |
| HARRISONBURG, VA | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2 | $ 120,000 | $ 60,000 | $ 212,000 |
| JACKSONVILLE, FL | 2 | $ 100,000 | $ 50,000 | $ 195,000 |
| LANCASTER, PA | 2 | $ 90,000 | $ 45,000 | $ 200,000 |
| MODESTO, CA | 2 | $ 150,000 | $ 75,000 | $ 132,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 2 | $ 280,000 | $ 140,000 | $ 167,000 |
| PITTSBURGH, PA | 2 | $ 60,000 | $ 30,000 | $ 61,000 |
| RENO, NV | 2 | $ 210,000 | $ 105,000 | $ 126,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 2 | $ 230,000 | $ 115,000 | $ 215,000 |
| STAUNTON-WAYNESBORO, VA | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| STOCKTON-LODI, CA | 2 | $ 160,000 | $ 80,000 | $ 175,000 |
| TALLAHASSEE, FL | 2 | $ 140,000 | $ 70,000 | $ 156,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 250,000 | $ 125,000 | $ 148,000 |
| YORK-HANOVER, PA | 2 | $ 310,000 | $ 155,000 | $ 240,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 85,000 | $ 85,000 | $ 150,000 |
| ATLANTIC CITY-HAMMONTON, NJ | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 65,000 | $ 65,000 | $ 152,000 |
| AUSTIN-ROUND ROCK, TX | 1 | $ 5,000 | $ 5,000 | $ 1,000 |
| BAKERSFIELD, CA | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| BELLINGHAM, WA | 1 | $ 155,000 | $ 155,000 | $ 241,000 |
| BOISE CITY, ID | 1 | $ 205,000 | $ 205,000 | $ 360,000 |
| BOULDER, CO | 1 | $ 495,000 | $ 495,000 | $ 155,000 |
| BREMERTON-SILVERDALE, WA | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 65,000 | $ 65,000 | $ 270,000 |
| BUFFALO-CHEEKTOWAGA-NIAGARA FALLS, NY | 1 | $ 65,000 | $ 65,000 | $ 199,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 35,000 | $ 35,000 | $ 201,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| CHARLOTTESVILLE, VA | 1 | $ 55,000 | $ 55,000 | $ 300,000 |
| CHATTANOOGA, TN-GA | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| CLEVELAND, TN | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| COLORADO SPRINGS, CO | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| COLUMBIA, SC | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 1 | $ 165,000 | $ 165,000 | $ 300,000 |
| FLAGSTAFF, AZ | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| FLORENCE, SC | 1 | $ 35,000 | $ 35,000 | $ 0 |
| FRESNO, CA | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 1 | $ 185,000 | $ 185,000 | $ 274,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| JACKSON, MS | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| LEWISTON-AUBURN, ME | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| MADISON, WI | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| MERCED, CA | 1 | $ 145,000 | $ 145,000 | $ 158,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 1 | $ 65,000 | $ 65,000 | $ 203,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 85,000 | $ 85,000 | $ 177,000 |
| NASSAU COUNTY-SUFFOLK COUNTY, NY | 1 | $ 255,000 | $ 255,000 | $ 480,000 |
| NEWARK, NJ-PA | 1 | $ 85,000 | $ 85,000 | $ 230,000 |
| OKLAHOMA CITY, OK | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 1 | $ 85,000 | $ 85,000 | $ 229,000 |
| PEORIA, IL | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| PORTLAND-SOUTH PORTLAND, ME | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| PROVIDENCE-WARWICK, RI-MA | 1 | $ 5,000 | $ 5,000 | $ 0 |
| RALEIGH, NC | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| SALISBURY, MD-DE | 1 | $ 25,000 | $ 25,000 | $ 0 |
| SANTA ROSA, CA | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| SAVANNAH, GA | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| ST. LOUIS, MO-IL | 1 | $ 65,000 | $ 65,000 | $ 296,000 |
| TERRE HAUTE, IN | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| TULSA, OK | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| URBAN HONOLULU, HI | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 1 | $ 45,000 | $ 45,000 | $ 126,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 55,000 | $ 55,000 | $ 173,000 |
| WINCHESTER, VA-WV | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for United States Senate Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 266 | $26,350,000 | $99,000 | $1,405,000 | $176,000 | $1,500,000 |
| Other Purpose | 176 | $17,640,000 | $100,000 | $705,000 | $152,000 | $636,000 |
| Refinancing | 43 | $4,645,000 | $108,000 | $535,000 | $149,000 | $317,000 |
| Not Applicable | 29 | $3,535,000 | $121,000 | $495,000 | $185,000 | $599,000 |
| Cash-out Refinancing | 1 | $25,000 | $25,000 | $25,000 | $96,000 | $96,000 |
| Home Purchase | 1 | $105,000 | $105,000 | $105,000 | $343,000 | $343,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 229 | $22,055,000 | $96,000 | $535,000 | $192,000 | $1,500,000 |
| Not applicable | 142 | $16,130,000 | $113,000 | $1,405,000 | $132,000 | $677,000 |
| Not Provided | 74 | $8,970,000 | $121,000 | $575,000 | $176,000 | $360,000 |
| Black or African American | 40 | $2,670,000 | $66,000 | $125,000 | $130,000 | $328,000 |
| Hispanic | 16 | $1,340,000 | $83,000 | $265,000 | $149,000 | $291,000 |
| Asian | 7 | $465,000 | $66,000 | $205,000 | $179,000 | $355,000 |
| American Indian or Alaskan Native | 5 | $255,000 | $51,000 | $95,000 | $126,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $260,000 | $130,000 | $155,000 | $258,000 | $293,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 516 | $52,300,000 | $101,000 | $1,405,000 | $166,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 383 | $38,165,000 | $99,000 | $1,405,000 | $183,000 | $1,500,000 |
| Application Withdrawn By Applicant | 52 | $6,430,000 | $123,000 | $705,000 | $126,000 | $599,000 |
| File Closed For Incompleteness | 39 | $4,265,000 | $109,000 | $705,000 | $96,000 | $677,000 |
| Application Denied By Financial Institution | 26 | $2,310,000 | $88,000 | $405,000 | $102,000 | $298,000 |
| Application Approved But Not Accepted | 16 | $1,130,000 | $70,000 | $185,000 | $164,000 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 490 | $49,990,000 | $102,000 | $1,405,000 | $170,000 | $1,500,000 |
| Debt-To-Income Ratio | 15 | $1,565,000 | $104,000 | $405,000 | $100,000 | $250,000 |
| Credit History | 8 | $450,000 | $56,000 | $155,000 | $76,000 | $120,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $95,000 | $95,000 |
| Other | 1 | $35,000 | $35,000 | $35,000 | $150,000 | $150,000 |
| Unverifiable Information | 1 | $185,000 | $185,000 | $185,000 | $298,000 | $298,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Senate Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Senate Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.