United States Senate Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
United States Senate Federal Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Senate Federal Credit Union 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 516 |
| Total Mortgage Loan Application Amount | $52,300,000 |
| Average Mortgage Loan Application Amount | $93,000 |
| Highest Mortgage Loan Application Amount | $1,405,000 |
| Average Applicant Income | $183,500 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with United States Senate Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Senate Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down United States Senate Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Senate Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Senate Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Senate Federal Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| District of Columbia County District Of Columbia | 58 | $ 7,200,000 | $ 124,000 | $ 167,000 |
| Fairfax County Virginia | 36 | $ 3,470,000 | $ 96,000 | $ 198,000 |
| Prince George's County Maryland | 23 | $ 1,665,000 | $ 72,000 | $ 112,000 |
| Los Angeles County California | 18 | $ 2,970,000 | $ 165,000 | $ 173,000 |
| Riverside County California | 18 | $ 3,710,000 | $ 206,000 | $ 163,000 |
| Montgomery County Maryland | 18 | $ 2,850,000 | $ 158,000 | $ 320,000 |
| Alexandria County Virginia | 17 | $ 1,805,000 | $ 106,000 | $ 217,000 |
| Clark County Nevada | 16 | $ 1,300,000 | $ 81,000 | $ 151,000 |
| Arlington County Virginia | 16 | $ 1,760,000 | $ 110,000 | $ 236,000 |
| San Bernardino County California | 10 | $ 730,000 | $ 73,000 | $ 135,000 |
| Maricopa County Arizona | 9 | $ 1,085,000 | $ 120,000 | $ 192,000 |
| Calvert County Maryland | 8 | $ 370,000 | $ 46,000 | $ 129,000 |
| Prince William County Virginia | 7 | $ 305,000 | $ 43,000 | $ 122,000 |
| Horry County South Carolina | 6 | $ 300,000 | $ 50,000 | $ 107,000 |
| San Diego County California | 5 | $ 545,000 | $ 109,000 | $ 114,000 |
| Solano County California | 5 | $ 885,000 | $ 177,000 | $ 183,000 |
| Volusia County Florida | 5 | $ 275,000 | $ 55,000 | $ 121,000 |
| Jefferson County Louisiana | 5 | $ 565,000 | $ 113,000 | $ 170,000 |
| Anne Arundel County Maryland | 5 | $ 325,000 | $ 65,000 | $ 132,000 |
| Frederick County Maryland | 5 | $ 365,000 | $ 73,000 | $ 183,000 |
| Loudoun County Virginia | 5 | $ 265,000 | $ 53,000 | $ 198,000 |
| Placer County California | 4 | $ 260,000 | $ 65,000 | $ 166,000 |
| Hillsborough County Florida | 4 | $ 160,000 | $ 40,000 | $ 160,000 |
| Manatee County Florida | 4 | $ 210,000 | $ 52,000 | $ 172,000 |
| Ocean County New Jersey | 4 | $ 460,000 | $ 115,000 | $ 139,000 |
| Cabarrus County North Carolina | 4 | $ 470,000 | $ 117,000 | $ 64,000 |
| Stafford County Virginia | 4 | $ 240,000 | $ 60,000 | $ 183,000 |
| King County Washington | 4 | $ 2,170,000 | $ 542,000 | $ 152,000 |
| Contra Costa County California | 3 | $ 305,000 | $ 101,000 | $ 124,000 |
| Orange County California | 3 | $ 645,000 | $ 215,000 | $ 212,000 |
| Sacramento County California | 3 | $ 225,000 | $ 75,000 | $ 193,000 |
| Brevard County Florida | 3 | $ 75,000 | $ 25,000 | $ 27,000 |
| Broward County Florida | 3 | $ 105,000 | $ 35,000 | $ 229,000 |
| Polk County Florida | 3 | $ 325,000 | $ 108,000 | $ 190,000 |
| Johnson County Kansas | 3 | $ 225,000 | $ 75,000 | $ 214,000 |
| Harford County Maryland | 3 | $ 115,000 | $ 38,000 | $ 109,000 |
| Washington County Maryland | 3 | $ 175,000 | $ 58,000 | $ 94,000 |
| Gloucester County New Jersey | 3 | $ 175,000 | $ 58,000 | $ 82,000 |
| Mecklenburg County North Carolina | 3 | $ 125,000 | $ 41,000 | $ 96,000 |
| Fauquier County Virginia | 3 | $ 295,000 | $ 98,000 | $ 206,000 |
| Berkeley County West Virginia | 3 | $ 55,000 | $ 18,000 | $ 127,000 |
| San Joaquin County California | 2 | $ 160,000 | $ 80,000 | $ 175,000 |
| San Mateo County California | 2 | $ 230,000 | $ 115,000 | $ 215,000 |
| Stanislaus County California | 2 | $ 150,000 | $ 75,000 | $ 132,000 |
| New Castle County Delaware | 2 | $ 250,000 | $ 125,000 | $ 148,000 |
| Lake County Florida | 2 | $ 160,000 | $ 80,000 | $ 143,000 |
| Orange County Florida | 2 | $ 170,000 | $ 85,000 | $ 160,000 |
| Sarasota County Florida | 2 | $ 170,000 | $ 85,000 | $ 150,000 |
| St. Johns County Florida | 2 | $ 100,000 | $ 50,000 | $ 195,000 |
| Forsyth County Georgia | 2 | $ 170,000 | $ 85,000 | $ 236,000 |
| Cook County Illinois | 2 | $ 140,000 | $ 70,000 | $ 128,000 |
| Kendall County Illinois | 2 | $ 150,000 | $ 75,000 | $ 191,000 |
| Porter County Indiana | 2 | $ 100,000 | $ 50,000 | $ 220,000 |
| East Baton Rouge County Louisiana | 2 | $ 210,000 | $ 105,000 | $ 172,000 |
| Baltimore County Maryland | 2 | $ 130,000 | $ 65,000 | $ 186,000 |
| Carroll County Maryland | 2 | $ 260,000 | $ 130,000 | $ 241,000 |
| Charles County Maryland | 2 | $ 60,000 | $ 30,000 | $ 179,000 |
| Warren County Mississippi | 2 | $ 60,000 | $ 30,000 | $ 185,000 |
| Washoe County Nevada | 2 | $ 210,000 | $ 105,000 | $ 126,000 |
| Stark County Ohio | 2 | $ 150,000 | $ 75,000 | $ 275,000 |
| Pittsburg County Oklahoma | 2 | $ 40,000 | $ 20,000 | $ 0 |
| Lancaster County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 200,000 |
| York County Pennsylvania | 2 | $ 310,000 | $ 155,000 | $ 240,000 |
| Greenville County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 209,000 |
| Montgomery County Tennessee | 2 | $ 180,000 | $ 90,000 | $ 132,000 |
| Harris County Texas | 2 | $ 120,000 | $ 60,000 | $ 212,000 |
| Augusta County Virginia | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Falls Church County Virginia | 2 | $ 190,000 | $ 95,000 | $ 190,000 |
| Rockingham County Virginia | 2 | $ 340,000 | $ 170,000 | $ 65,000 |
| Spotsylvania County Virginia | 2 | $ 120,000 | $ 60,000 | $ 142,000 |
| Marshall County Alabama | 1 | $ 55,000 | $ 55,000 | $ 106,000 |
| Coconino County Arizona | 1 | $ 45,000 | $ 45,000 | $ 87,000 |
| Alameda County California | 1 | $ 515,000 | $ 515,000 | $ 112,000 |
| Calaveras County California | 1 | $ 175,000 | $ 175,000 | $ 252,000 |
| Fresno County California | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Kern County California | 1 | $ 55,000 | $ 55,000 | $ 157,000 |
| Merced County California | 1 | $ 145,000 | $ 145,000 | $ 158,000 |
| Sonoma County California | 1 | $ 45,000 | $ 45,000 | $ 100,000 |
| Arapahoe County Colorado | 1 | $ 125,000 | $ 125,000 | $ 149,000 |
| Boulder County Colorado | 1 | $ 495,000 | $ 495,000 | $ 155,000 |
| Douglas County Colorado | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| El Paso County Colorado | 1 | $ 55,000 | $ 55,000 | $ 118,000 |
| Fairfield County Connecticut | 1 | $ 65,000 | $ 65,000 | $ 270,000 |
| Hartford County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 274,000 |
| Columbia County Florida | 1 | $ 35,000 | $ 35,000 | $ 74,000 |
| Leon County Florida | 1 | $ 65,000 | $ 65,000 | $ 168,000 |
| Miami-Dade County Florida | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| Osceola County Florida | 1 | $ 95,000 | $ 95,000 | $ 115,000 |
| Palm Beach County Florida | 1 | $ 55,000 | $ 55,000 | $ 173,000 |
| Pinellas County Florida | 1 | $ 55,000 | $ 55,000 | $ 102,000 |
| Wakulla County Florida | 1 | $ 75,000 | $ 75,000 | $ 145,000 |
| Bartow County Georgia | 1 | $ 25,000 | $ 25,000 | $ 96,000 |
| Catoosa County Georgia | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Cherokee County Georgia | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Cobb County Georgia | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Columbia County Georgia | 1 | $ 65,000 | $ 65,000 | $ 152,000 |
| Effingham County Georgia | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Fulton County Georgia | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Jackson County Georgia | 1 | $ 145,000 | $ 145,000 | $ 169,000 |
| Honolulu County Hawaii | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| Ada County Idaho | 1 | $ 205,000 | $ 205,000 | $ 360,000 |
| Peoria County Illinois | 1 | $ 35,000 | $ 35,000 | $ 21,000 |
| Clay County Indiana | 1 | $ 95,000 | $ 95,000 | $ 111,000 |
| Jefferson County Indiana | 1 | $ 35,000 | $ 35,000 | $ 116,000 |
| Marion County Indiana | 1 | $ 35,000 | $ 35,000 | $ 55,000 |
| McCracken County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 201,000 |
| Ascension County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 109,000 |
| St. Tammany County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 178,000 |
| Androscoggin County Maine | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Aroostook County Maine | 1 | $ 25,000 | $ 25,000 | $ 204,000 |
| Cumberland County Maine | 1 | $ 325,000 | $ 325,000 | $ 108,000 |
| Baltimore City County Maryland | 1 | $ 35,000 | $ 35,000 | $ 160,000 |
| Howard County Maryland | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Queen Anne's County Maryland | 1 | $ 45,000 | $ 45,000 | $ 119,000 |
| St. Mary's County Maryland | 1 | $ 35,000 | $ 35,000 | $ 201,000 |
| Worcester County Maryland | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 55,000 | $ 55,000 | $ 129,000 |
| St. Clair County Michigan | 1 | $ 45,000 | $ 45,000 | $ 126,000 |
| Wayne County Michigan | 1 | $ 165,000 | $ 165,000 | $ 300,000 |
| Hennepin County Minnesota | 1 | $ 65,000 | $ 65,000 | $ 203,000 |
| Rankin County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Franklin County Missouri | 1 | $ 65,000 | $ 65,000 | $ 296,000 |
| Lewis and Clark County Montana | 1 | $ 25,000 | $ 25,000 | $ 186,000 |
| Douglas County Nebraska | 1 | $ 85,000 | $ 85,000 | $ 229,000 |
| Strafford County New Hampshire | 1 | $ 35,000 | $ 35,000 | $ 117,000 |
| Atlantic County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 74,000 |
| Essex County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 230,000 |
| Albany County New York | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Erie County New York | 1 | $ 65,000 | $ 65,000 | $ 199,000 |
| Suffolk County New York | 1 | $ 255,000 | $ 255,000 | $ 480,000 |
| Sullivan County New York | 1 | $ 145,000 | $ 145,000 | $ 336,000 |
| Currituck County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 57,000 |
| Hyde County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 222,000 |
| Perquimans County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 170,000 |
| Union County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| Wake County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 112,000 |
| Clermont County Ohio | 1 | $ 75,000 | $ 75,000 | $ 276,000 |
| Hamilton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 343,000 |
| Oklahoma County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 188,000 |
| Rogers County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Allegheny County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 47,000 |
| Lehigh County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 150,000 |
| Montgomery County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 177,000 |
| Washington County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 75,000 |
| Washington County Rhode Island | 1 | $ 5,000 | $ 5,000 | $ 0 |
| Florence County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| York County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 179,000 |
| Bradley County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 111,000 |
| Sumner County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 119,000 |
| Williamson County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 215,000 |
| Denton County Texas | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Travis County Texas | 1 | $ 5,000 | $ 5,000 | $ 1,000 |
| Chesapeake County Virginia | 1 | $ 55,000 | $ 55,000 | $ 179,000 |
| Frederick County Virginia | 1 | $ 65,000 | $ 65,000 | $ 180,000 |
| James City County Virginia | 1 | $ 25,000 | $ 25,000 | $ 117,000 |
| King and Queen County Virginia | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| Nelson County Virginia | 1 | $ 55,000 | $ 55,000 | $ 300,000 |
| Suffolk County Virginia | 1 | $ 45,000 | $ 45,000 | $ 165,000 |
| Kitsap County Washington | 1 | $ 15,000 | $ 15,000 | $ 68,000 |
| Thurston County Washington | 1 | $ 105,000 | $ 105,000 | $ 53,000 |
| Whatcom County Washington | 1 | $ 155,000 | $ 155,000 | $ 241,000 |
| Dane County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
Mortgage Loan Application Detail Totals for United States Senate Federal Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 266 | $26,350,000 | $99,000 | $1,405,000 | $176,000 | $1,500,000 |
| Other Purpose | 176 | $17,640,000 | $100,000 | $705,000 | $152,000 | $636,000 |
| Refinancing | 43 | $4,645,000 | $108,000 | $535,000 | $149,000 | $317,000 |
| Not Applicable | 29 | $3,535,000 | $121,000 | $495,000 | $185,000 | $599,000 |
| Cash-out Refinancing | 1 | $25,000 | $25,000 | $25,000 | $96,000 | $96,000 |
| Home Purchase | 1 | $105,000 | $105,000 | $105,000 | $343,000 | $343,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 229 | $22,055,000 | $96,000 | $535,000 | $192,000 | $1,500,000 |
| Not applicable | 142 | $16,130,000 | $113,000 | $1,405,000 | $132,000 | $677,000 |
| Not Provided | 74 | $8,970,000 | $121,000 | $575,000 | $176,000 | $360,000 |
| Black or African American | 40 | $2,670,000 | $66,000 | $125,000 | $130,000 | $328,000 |
| Hispanic | 16 | $1,340,000 | $83,000 | $265,000 | $149,000 | $291,000 |
| Asian | 7 | $465,000 | $66,000 | $205,000 | $179,000 | $355,000 |
| American Indian or Alaskan Native | 5 | $255,000 | $51,000 | $95,000 | $126,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $260,000 | $130,000 | $155,000 | $258,000 | $293,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 516 | $52,300,000 | $101,000 | $1,405,000 | $166,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 383 | $38,165,000 | $99,000 | $1,405,000 | $183,000 | $1,500,000 |
| Application Withdrawn By Applicant | 52 | $6,430,000 | $123,000 | $705,000 | $126,000 | $599,000 |
| File Closed For Incompleteness | 39 | $4,265,000 | $109,000 | $705,000 | $96,000 | $677,000 |
| Application Denied By Financial Institution | 26 | $2,310,000 | $88,000 | $405,000 | $102,000 | $298,000 |
| Application Approved But Not Accepted | 16 | $1,130,000 | $70,000 | $185,000 | $164,000 | $336,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 490 | $49,990,000 | $102,000 | $1,405,000 | $170,000 | $1,500,000 |
| Debt-To-Income Ratio | 15 | $1,565,000 | $104,000 | $405,000 | $100,000 | $250,000 |
| Credit History | 8 | $450,000 | $56,000 | $155,000 | $76,000 | $120,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $95,000 | $95,000 |
| Other | 1 | $35,000 | $35,000 | $35,000 | $150,000 | $150,000 |
| Unverifiable Information | 1 | $185,000 | $185,000 | $185,000 | $298,000 | $298,000 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Senate Federal Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Senate Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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