United Western Bank Mortgage Lending & HMDA Data, 2003
In 2003, United Western Bank of Denver, CO reported 2,228 mortgage applications totaling $703.5 million. The average application was for $315,745, and applicants reported an average income of $5,489. 9% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Atlanta, GA (833), Las Cruces, NM (193) and Chicago, IL (115) (applications in parentheses).
| Mortgage Company & Address | United Western Bank 700 17th St Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,228 |
| Total Mortgage Loan Application Amount | $703,482,000 |
| Average Mortgage Loan Application Amount | $315,745 |
| Highest Mortgage Loan Application Amount | $3,248,000 |
| Average Applicant Income | $5,489 |
| Highest Applicant Income | $535,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Western Bank filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton, Georgia | 193 | $ 39,441,000 | $ 204,357 | $ 0 |
| Dona Ana, New Mexico | 193 | $ 16,809,000 | $ 87,093 | $ 52,000 |
| Cobb, Georgia | 141 | $ 26,900,000 | $ 190,780 | $ 0 |
| Gwinnett, Georgia | 104 | $ 17,368,000 | $ 167,000 | $ 0 |
| DeKalb, Georgia | 103 | $ 18,508,000 | $ 179,689 | $ 0 |
| Cook, Illinois | 68 | $ 31,633,000 | $ 465,191 | $ 0 |
| Henry, Georgia | 52 | $ 9,504,000 | $ 182,769 | $ 0 |
| Los Angeles, California | 48 | $ 22,809,000 | $ 475,187 | $ 0 |
| Orange, California | 48 | $ 22,083,000 | $ 460,062 | $ 0 |
| Santa Clara, California | 42 | $ 20,137,000 | $ 479,452 | $ 0 |
| Cherokee, Georgia | 41 | $ 7,591,000 | $ 185,146 | $ 0 |
| San Diego, California | 35 | $ 15,469,000 | $ 441,971 | $ 0 |
| Alameda, California | 34 | $ 15,073,000 | $ 443,323 | $ 0 |
| Fairfax, Virginia | 32 | $ 16,716,000 | $ 522,375 | $ 0 |
| Forsyth, Georgia | 31 | $ 6,101,000 | $ 196,806 | $ 0 |
| King, Washington | 29 | $ 12,147,000 | $ 418,862 | $ 0 |
| Coweta, Georgia | 28 | $ 4,772,000 | $ 170,428 | $ 0 |
| Fayette, Georgia | 25 | $ 5,245,000 | $ 209,800 | $ 0 |
| Maricopa, Arizona | 24 | $ 9,993,000 | $ 416,375 | $ 34,000 |
| Carroll, Georgia | 23 | $ 3,748,000 | $ 162,956 | $ 0 |
| Montgomery, Maryland | 22 | $ 9,308,000 | $ 423,090 | $ 0 |
| Dallas, Texas | 21 | $ 12,308,000 | $ 586,095 | $ 0 |
| Contra Costa, California | 20 | $ 9,129,000 | $ 456,450 | $ 0 |
| Douglas, Georgia | 19 | $ 3,951,000 | $ 207,947 | $ 0 |
| DuPage, Illinois | 19 | $ 8,851,000 | $ 465,842 | $ 0 |
| Yolo, California | 18 | $ 6,007,000 | $ 333,722 | $ 0 |
| Oakland, Michigan | 18 | $ 8,773,000 | $ 487,388 | $ 0 |
| Fairfield, Connecticut | 16 | $ 7,566,000 | $ 472,875 | $ 0 |
| Paulding, Georgia | 16 | $ 2,262,000 | $ 141,375 | $ 0 |
| Lake, Illinois | 16 | $ 7,851,000 | $ 490,687 | $ 0 |
| Norfolk, Massachusetts | 16 | $ 5,511,000 | $ 344,437 | $ 0 |
| San Mateo, California | 15 | $ 7,340,000 | $ 489,333 | $ 0 |
| Clayton, Georgia | 15 | $ 1,800,000 | $ 120,000 | $ 0 |
| Denver, Colorado | 14 | $ 8,018,000 | $ 572,714 | $ 24,000 |
| Newton, Georgia | 14 | $ 2,004,000 | $ 143,142 | $ 0 |
| Rockdale, Georgia | 13 | $ 2,353,000 | $ 181,000 | $ 0 |
| Westchester, New York | 13 | $ 5,703,000 | $ 438,692 | $ 0 |
| San Francisco, California | 12 | $ 7,063,000 | $ 588,583 | $ 0 |
| Middlesex, Massachusetts | 12 | $ 4,967,000 | $ 413,916 | $ 0 |
| Suffolk, Massachusetts | 12 | $ 3,931,000 | $ 327,583 | $ 0 |
| Harris, Texas | 12 | $ 5,718,000 | $ 476,500 | $ 0 |
| Arapahoe, Colorado | 11 | $ 4,118,000 | $ 374,363 | $ 0 |
| Hall, Georgia | 11 | $ 2,242,000 | $ 203,818 | $ 0 |
| St. Louis, Missouri | 11 | $ 4,780,000 | $ 434,545 | $ 0 |
| Riverside, California | 10 | $ 4,074,000 | $ 407,400 | $ 0 |
| Santa Barbara, California | 10 | $ 5,240,000 | $ 524,000 | $ 0 |
| Santa Cruz, California | 10 | $ 4,128,000 | $ 412,800 | $ 0 |
| Jefferson, Colorado | 10 | $ 6,065,000 | $ 606,500 | $ 0 |
| Bernalillo, New Mexico | 10 | $ 3,324,000 | $ 332,400 | $ 10,000 |
| Chatham, Georgia | 9 | $ 1,768,000 | $ 196,444 | $ 0 |
| Lubbock, Texas | 9 | $ 10,613,000 | $ 1,179,222 | $ 13,000 |
| Loudoun, Virginia | 9 | $ 4,007,000 | $ 445,222 | $ 0 |
| Sacramento, California | 8 | $ 2,599,000 | $ 324,875 | $ 0 |
| Douglas, Colorado | 8 | $ 3,549,000 | $ 443,625 | $ 0 |
| District of Columbia, District Of Columbia | 8 | $ 3,862,000 | $ 482,750 | $ 0 |
| Essex, Massachusetts | 8 | $ 3,078,000 | $ 384,750 | $ 0 |
| Hennepin, Minnesota | 8 | $ 3,597,000 | $ 449,625 | $ 0 |
| Morris, New Jersey | 8 | $ 3,514,000 | $ 439,250 | $ 0 |
| Marin, California | 7 | $ 4,382,000 | $ 626,000 | $ 0 |
| Collin, Texas | 7 | $ 3,026,000 | $ 432,285 | $ 0 |
| San Bernardino, California | 6 | $ 2,344,000 | $ 390,666 | $ 0 |
| Ventura, California | 6 | $ 2,779,000 | $ 463,166 | $ 0 |
| Adams, Colorado | 6 | $ 3,251,000 | $ 541,833 | $ 0 |
| El Paso, Colorado | 6 | $ 5,410,000 | $ 901,666 | $ 0 |
| Kane, Illinois | 6 | $ 2,117,000 | $ 352,833 | $ 0 |
| Hamilton, Indiana | 6 | $ 2,358,000 | $ 393,000 | $ 0 |
| Cumberland, Maine | 6 | $ 3,159,000 | $ 526,500 | $ 0 |
| Franklin, Ohio | 6 | $ 3,032,000 | $ 505,333 | $ 0 |
| Multnomah, Oregon | 6 | $ 2,661,000 | $ 443,500 | $ 0 |
| Denton, Texas | 6 | $ 6,320,000 | $ 1,053,333 | $ 0 |
| Walton, Georgia | 5 | $ 772,000 | $ 154,400 | $ 0 |
| Worcester, Massachusetts | 5 | $ 1,672,000 | $ 334,400 | $ 0 |
| Kent, Michigan | 5 | $ 2,197,000 | $ 439,400 | $ 0 |
| Wayne, Michigan | 5 | $ 1,676,000 | $ 335,200 | $ 0 |
| Bergen, New Jersey | 5 | $ 2,775,000 | $ 555,000 | $ 0 |
| Wake, North Carolina | 5 | $ 2,474,000 | $ 494,800 | $ 0 |
| El Dorado, California | 4 | $ 1,571,000 | $ 392,750 | $ 0 |
| Hillsborough, Florida | 4 | $ 1,484,000 | $ 371,000 | $ 0 |
| Bryan, Georgia | 4 | $ 647,000 | $ 161,750 | $ 0 |
| Butts, Georgia | 4 | $ 467,000 | $ 116,750 | $ 0 |
| Clarke, Georgia | 4 | $ 547,000 | $ 136,750 | $ 0 |
| Muscogee, Georgia | 4 | $ 1,024,000 | $ 256,000 | $ 0 |
| Pickens, Georgia | 4 | $ 906,000 | $ 226,500 | $ 0 |
| Will, Illinois | 4 | $ 1,916,000 | $ 479,000 | $ 0 |
| Clark, Nevada | 4 | $ 1,120,000 | $ 280,000 | $ 0 |
| Monmouth, New Jersey | 4 | $ 1,782,000 | $ 445,500 | $ 0 |
| Montgomery, Pennsylvania | 4 | $ 1,439,000 | $ 359,750 | $ 0 |
| Yavapai, Arizona | 3 | $ 1,361,000 | $ 453,666 | $ 0 |
| Placer, California | 3 | $ 1,259,000 | $ 419,666 | $ 0 |
| Sonoma, California | 3 | $ 1,133,000 | $ 377,666 | $ 0 |
| Boulder, Colorado | 3 | $ 1,186,000 | $ 395,333 | $ 0 |
| Larimer, Colorado | 3 | $ 1,351,000 | $ 450,333 | $ 0 |
| Barrow, Georgia | 3 | $ 648,000 | $ 216,000 | $ 0 |
| Haralson, Georgia | 3 | $ 551,000 | $ 183,666 | $ 0 |
| Houston, Georgia | 3 | $ 501,000 | $ 167,000 | $ 0 |
| Jefferson, Kentucky | 3 | $ 1,535,000 | $ 511,666 | $ 0 |
| Orleans, Louisiana | 3 | $ 1,305,000 | $ 435,000 | $ 0 |
| Anne Arundel, Maryland | 3 | $ 1,297,000 | $ 432,333 | $ 0 |
| Baltimore, Maryland | 3 | $ 1,102,000 | $ 367,333 | $ 0 |
| Talbot, Maryland | 3 | $ 1,273,000 | $ 424,333 | $ 0 |
| Plymouth, Massachusetts | 3 | $ 1,410,000 | $ 470,000 | $ 0 |
| Macomb, Michigan | 3 | $ 1,202,000 | $ 400,666 | $ 0 |
| Scott, Minnesota | 3 | $ 1,884,000 | $ 628,000 | $ 0 |
| Sierra, New Mexico | 3 | $ 218,000 | $ 72,666 | $ 85,000 |
| Orange, New York | 3 | $ 324,000 | $ 108,000 | $ 0 |
| Mecklenburg, North Carolina | 3 | $ 1,507,000 | $ 502,333 | $ 0 |
| Delaware, Ohio | 3 | $ 1,109,000 | $ 369,666 | $ 0 |
| Chester, Pennsylvania | 3 | $ 1,308,000 | $ 436,000 | $ 0 |
| Davidson, Tennessee | 3 | $ 707,000 | $ 235,666 | $ 0 |
| El Paso, Texas | 3 | $ 153,000 | $ 51,000 | $ 40,000 |
| Tarrant, Texas | 3 | $ 1,413,000 | $ 471,000 | $ 0 |
| Travis, Texas | 3 | $ 1,244,000 | $ 414,666 | $ 0 |
| Salt Lake, Utah | 3 | $ 1,323,000 | $ 441,000 | $ 0 |
| Arlington, Virginia | 3 | $ 1,111,000 | $ 370,333 | $ 0 |
| Pierce, Washington | 3 | $ 1,151,000 | $ 383,666 | $ 0 |
| Fresno, California | 2 | $ 825,000 | $ 412,500 | $ 0 |
| Merced, California | 2 | $ 541,000 | $ 270,500 | $ 0 |
| Monterey, California | 2 | $ 879,000 | $ 439,500 | $ 0 |
| Nevada, California | 2 | $ 1,076,000 | $ 538,000 | $ 0 |
| Grand, Colorado | 2 | $ 716,000 | $ 358,000 | $ 0 |
| Pueblo, Colorado | 2 | $ 2,214,000 | $ 1,107,000 | $ 0 |
| Hartford, Connecticut | 2 | $ 1,132,000 | $ 566,000 | $ 0 |
| New Haven, Connecticut | 2 | $ 1,130,000 | $ 565,000 | $ 0 |
| Palm Beach, Florida | 2 | $ 1,136,000 | $ 568,000 | $ 0 |
| Dawson, Georgia | 2 | $ 593,000 | $ 296,500 | $ 0 |
| Hart, Georgia | 2 | $ 363,000 | $ 181,500 | $ 0 |
| Jackson, Georgia | 2 | $ 237,000 | $ 118,500 | $ 0 |
| Lumpkin, Georgia | 2 | $ 417,000 | $ 208,500 | $ 0 |
| Rabun, Georgia | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Spalding, Georgia | 2 | $ 334,000 | $ 167,000 | $ 0 |
| McHenry, Illinois | 2 | $ 885,000 | $ 442,500 | $ 0 |
| Allen, Indiana | 2 | $ 984,000 | $ 492,000 | $ 0 |
| Marion, Indiana | 2 | $ 1,047,000 | $ 523,500 | $ 0 |
| Porter, Indiana | 2 | $ 461,000 | $ 230,500 | $ 0 |
| Johnson, Kansas | 2 | $ 876,000 | $ 438,000 | $ 0 |
| Jefferson, Louisiana | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Howard, Maryland | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Hinds, Mississippi | 2 | $ 974,000 | $ 487,000 | $ 0 |
| Rockingham, New Hampshire | 2 | $ 838,000 | $ 419,000 | $ 0 |
| Essex, New Jersey | 2 | $ 997,000 | $ 498,500 | $ 0 |
| Ocean, New Jersey | 2 | $ 622,000 | $ 311,000 | $ 0 |
| Somerset, New Jersey | 2 | $ 1,185,000 | $ 592,500 | $ 0 |
| Valencia, New Mexico | 2 | $ 208,000 | $ 104,000 | $ 36,000 |
| Nassau, New York | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Cuyahoga, Ohio | 2 | $ 1,227,000 | $ 613,500 | $ 0 |
| Hamilton, Ohio | 2 | $ 1,342,000 | $ 671,000 | $ 0 |
| Oklahoma, Oklahoma | 2 | $ 4,218,000 | $ 2,109,000 | $ 0 |
| Deschutes, Oregon | 2 | $ 969,000 | $ 484,500 | $ 0 |
| Bucks, Pennsylvania | 2 | $ 803,000 | $ 401,500 | $ 0 |
| Kent, Rhode Island | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Charleston, South Carolina | 2 | $ 742,000 | $ 371,000 | $ 0 |
| Shelby, Tennessee | 2 | $ 568,000 | $ 284,000 | $ 0 |
| Williamson, Tennessee | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Henderson, Texas | 2 | $ 547,000 | $ 273,500 | $ 0 |
| Montgomery, Texas | 2 | $ 837,000 | $ 418,500 | $ 0 |
| Summit, Utah | 2 | $ 928,000 | $ 464,000 | $ 0 |
| Alexandria, Virginia | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Prince William, Virginia | 2 | $ 755,000 | $ 377,500 | $ 0 |
| Baldwin, Alabama | 1 | $ 528,000 | $ 528,000 | $ 0 |
| Elmore, Alabama | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Jefferson, Alabama | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Coconino, Arizona | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Mohave, Arizona | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pima, Arizona | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Santa Cruz, Arizona | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Pulaski, Arkansas | 1 | $ 991,000 | $ 991,000 | $ 0 |
| Stanislaus, California | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Park, Colorado | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Summit, Colorado | 1 | $ 384,000 | $ 384,000 | $ 0 |
| New London, Connecticut | 1 | $ 375,000 | $ 375,000 | $ 0 |
| New Castle, Delaware | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Sussex, Delaware | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Broward, Florida | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Lee, Florida | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Manatee, Florida | 1 | $ 491,000 | $ 491,000 | $ 0 |
| Marion, Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Miami-Dade, Florida | 1 | $ 157,000 | $ 157,000 | $ 0 |
| St. Johns, Florida | 1 | $ 356,000 | $ 356,000 | $ 0 |
| St. Lucie, Florida | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Bartow, Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bibb, Georgia | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Columbia, Georgia | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Decatur, Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Fannin, Georgia | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Floyd, Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Franklin, Georgia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Gordon, Georgia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Greene, Georgia | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Habersham, Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Harris, Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Lamar, Georgia | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Lee, Georgia | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Monroe, Georgia | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Morgan, Georgia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Oconee, Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Pike, Georgia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Polk, Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Richmond, Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Hawaii, Hawaii | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Winnebago, Illinois | 1 | $ 420,000 | $ 420,000 | $ 0 |
| LaPorte, Indiana | 1 | $ 649,000 | $ 649,000 | $ 0 |
| St. Joseph, Indiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Vanderburgh, Indiana | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Vigo, Indiana | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Whitley, Indiana | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Sedgwick, Kansas | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Boone, Kentucky | 1 | $ 346,000 | $ 346,000 | $ 0 |
| Shelby, Kentucky | 1 | $ 687,000 | $ 687,000 | $ 0 |
| Ascension, Louisiana | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Sagadahoc, Maine | 1 | $ 643,000 | $ 643,000 | $ 0 |
| York, Maine | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Harford, Maryland | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Prince George's, Maryland | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Barnstable, Massachusetts | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Berkshire, Massachusetts | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Bristol, Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Eaton, Michigan | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Grand Traverse, Michigan | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Jackson, Michigan | 1 | $ 582,000 | $ 582,000 | $ 0 |
| Manistee, Michigan | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Muskegon, Michigan | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Jackson, Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lafayette, Missouri | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Missoula, Montana | 1 | $ 604,000 | $ 604,000 | $ 0 |
| Douglas, Nebraska | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Sarpy, Nebraska | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Lyon, Nevada | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Hillsborough, New Hampshire | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Atlantic, New Jersey | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Burlington, New Jersey | 1 | $ 434,000 | $ 434,000 | $ 0 |
| Hudson, New Jersey | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Hunterdon, New Jersey | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Sussex, New Jersey | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Union, New Jersey | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Catron, New Mexico | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Luna, New Mexico | 1 | $ 84,000 | $ 84,000 | $ 28,000 |
| Kings, New York | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Putnam, New York | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Queens, New York | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Richmond, New York | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Rockland, New York | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Suffolk, New York | 1 | $ 402,000 | $ 402,000 | $ 0 |
| Currituck, North Carolina | 1 | $ 504,000 | $ 504,000 | $ 0 |
| McDowell, North Carolina | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Greene, Ohio | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Lorain, Ohio | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Stark, Ohio | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Summit, Ohio | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Carter, Oklahoma | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Clackamas, Oregon | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Washington, Oregon | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Allegheny, Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Centre, Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Delaware, Pennsylvania | 1 | $ 416,000 | $ 416,000 | $ 0 |
| York, Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Bristol, Rhode Island | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Providence, Rhode Island | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Knox, Tennessee | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Bexar, Texas | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Brazos, Texas | 1 | $ 569,000 | $ 569,000 | $ 0 |
| Ector, Texas | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Fort Bend, Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Gillespie, Texas | 1 | $ 531,000 | $ 531,000 | $ 0 |
| Hale, Texas | 1 | $ 980,000 | $ 980,000 | $ 0 |
| Kerr, Texas | 1 | $ 346,000 | $ 346,000 | $ 0 |
| Taylor, Texas | 1 | $ 712,000 | $ 712,000 | $ 0 |
| Victoria, Texas | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Williamson, Texas | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Wood, Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fairfax City, Virginia | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Hanover, Virginia | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Henrico, Virginia | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Manassas Park, Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Virginia Beach, Virginia | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Island, Washington | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Skagit, Washington | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Snohomish, Washington | 1 | $ 402,000 | $ 402,000 | $ 0 |
| Yakima, Washington | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Door, Wisconsin | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Douglas, Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Pierce, Wisconsin | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Waukesha, Wisconsin | 1 | $ 457,000 | $ 457,000 | $ 0 |
| Teton, Wyoming | 1 | $ 474,000 | $ 474,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Western Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,351 | $439,507,000 | $429,219 | $998,000 | $1,804 | $535,000 |
| Home Purchase (one-to-four family) | 815 | $212,994,000 | $384,617 | $999,000 | $2,941 | $401,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 58 | $50,905,000 | $712,125 | $3,248,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 4 | $76,000 | $19,000 | $40,000 | $26,000 | $54,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,964 | $635,157,000 | $436,441 | $999,000 | $0 | $0 |
| White | 120 | $48,685,000 | $618,777 | $3,248,000 | $22,111 | $535,000 |
| Hispanic | 118 | $12,421,000 | $681,750 | $1,780,000 | $19,500 | $124,000 |
| Information not provided by applicant in mail or telephone application | 15 | $1,497,000 | $77,000 | $215,000 | $20,500 | $144,000 |
| Asian or Pacific Islander | 5 | $3,479,000 | $543,500 | $1,100,000 | $0 | $0 |
| Black | 4 | $2,038,000 | $509,000 | $1,669,000 | $18,500 | $60,000 |
| Other | 2 | $205,000 | $102,000 | $139,000 | $37,000 | $59,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,159 | $697,896,000 | $460,090 | $3,248,000 | $1,409 | $535,000 |
| FHA-insured (Federal Housing Administration) | 61 | $4,842,000 | $97,250 | $145,000 | $35,750 | $111,000 |
| VA-guaranteed (Veterans Administration) | 8 | $744,000 | $93,000 | $153,000 | $58,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,962 | $634,117,000 | $441,302 | $999,000 | $0 | $0 |
| Loan Originated | 195 | $61,670,000 | $607,222 | $3,248,000 | $19,555 | $531,000 |
| Application Denied By Financial Institution | 71 | $7,695,000 | $474,000 | $2,570,000 | $21,000 | $535,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 27 | $2,696,000 | $99,000 | $288,000 | $87,000 | $535,000 |
| Credit History | 27 | $1,569,000 | $58,000 | $350,000 | $43,000 | $255,000 |
| Debt-To-Income Ratio | 10 | $687,000 | $68,000 | $191,000 | $18,000 | $57,000 |
| Other | 4 | $2,690,000 | $885,000 | $2,570,000 | $12,000 | $52,000 |
| Collateral | 3 | $53,000 | $19,000 | $24,000 | $26,500 | $28,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Western Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.
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