United Western Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
United Western Bank 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Western Bank 700 17Th St Denver, CO 80202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,228 |
| Total Mortgage Loan Application Amount | $703,482,000 |
| Average Mortgage Loan Application Amount | $433,226 |
| Highest Mortgage Loan Application Amount | $3,248,000 |
| Average Applicant Income | $2,380 |
| Highest Applicant Income | $535,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with United Western Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Western Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down United Western Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Western Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Western Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Western Bank's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fulton County Georgia | 193 | $ 39,441,000 | $ 204,000 | $ 0 |
| Dona Ana County New Mexico | 193 | $ 16,809,000 | $ 87,000 | $ 52,000 |
| Cobb County Georgia | 141 | $ 26,900,000 | $ 190,000 | $ 0 |
| Gwinnett County Georgia | 104 | $ 17,368,000 | $ 167,000 | $ 0 |
| DeKalb County Georgia | 103 | $ 18,508,000 | $ 179,000 | $ 0 |
| Cook County Illinois | 68 | $ 31,633,000 | $ 465,000 | $ 0 |
| Henry County Georgia | 52 | $ 9,504,000 | $ 182,000 | $ 0 |
| Los Angeles County California | 48 | $ 22,809,000 | $ 475,000 | $ 0 |
| Orange County California | 48 | $ 22,083,000 | $ 460,000 | $ 0 |
| Santa Clara County California | 42 | $ 20,137,000 | $ 479,000 | $ 0 |
| Cherokee County Georgia | 41 | $ 7,591,000 | $ 185,000 | $ 0 |
| San Diego County California | 35 | $ 15,469,000 | $ 441,000 | $ 0 |
| Alameda County California | 34 | $ 15,073,000 | $ 443,000 | $ 0 |
| Fairfax County Virginia | 32 | $ 16,716,000 | $ 522,000 | $ 0 |
| Forsyth County Georgia | 31 | $ 6,101,000 | $ 196,000 | $ 0 |
| King County Washington | 29 | $ 12,147,000 | $ 418,000 | $ 0 |
| Coweta County Georgia | 28 | $ 4,772,000 | $ 170,000 | $ 0 |
| Fayette County Georgia | 25 | $ 5,245,000 | $ 209,000 | $ 0 |
| Maricopa County Arizona | 24 | $ 9,993,000 | $ 416,000 | $ 34,000 |
| Carroll County Georgia | 23 | $ 3,748,000 | $ 162,000 | $ 0 |
| Montgomery County Maryland | 22 | $ 9,308,000 | $ 423,000 | $ 0 |
| Dallas County Texas | 21 | $ 12,308,000 | $ 586,000 | $ 0 |
| Contra Costa County California | 20 | $ 9,129,000 | $ 456,000 | $ 0 |
| Douglas County Georgia | 19 | $ 3,951,000 | $ 207,000 | $ 0 |
| DuPage County Illinois | 19 | $ 8,851,000 | $ 465,000 | $ 0 |
| Yolo County California | 18 | $ 6,007,000 | $ 333,000 | $ 0 |
| Oakland County Michigan | 18 | $ 8,773,000 | $ 487,000 | $ 0 |
| Fairfield County Connecticut | 16 | $ 7,566,000 | $ 472,000 | $ 0 |
| Paulding County Georgia | 16 | $ 2,262,000 | $ 141,000 | $ 0 |
| Lake County Illinois | 16 | $ 7,851,000 | $ 490,000 | $ 0 |
| Norfolk County Massachusetts | 16 | $ 5,511,000 | $ 344,000 | $ 0 |
| San Mateo County California | 15 | $ 7,340,000 | $ 489,000 | $ 0 |
| Clayton County Georgia | 15 | $ 1,800,000 | $ 120,000 | $ 0 |
| Denver County Colorado | 14 | $ 8,018,000 | $ 572,000 | $ 24,000 |
| Newton County Georgia | 14 | $ 2,004,000 | $ 143,000 | $ 0 |
| Rockdale County Georgia | 13 | $ 2,353,000 | $ 181,000 | $ 0 |
| Westchester County New York | 13 | $ 5,703,000 | $ 438,000 | $ 0 |
| San Francisco County California | 12 | $ 7,063,000 | $ 588,000 | $ 0 |
| Middlesex County Massachusetts | 12 | $ 4,967,000 | $ 413,000 | $ 0 |
| Suffolk County Massachusetts | 12 | $ 3,931,000 | $ 327,000 | $ 0 |
| Harris County Texas | 12 | $ 5,718,000 | $ 476,000 | $ 0 |
| Arapahoe County Colorado | 11 | $ 4,118,000 | $ 374,000 | $ 0 |
| Hall County Georgia | 11 | $ 2,242,000 | $ 203,000 | $ 0 |
| St. Louis County Missouri | 11 | $ 4,780,000 | $ 434,000 | $ 0 |
| Riverside County California | 10 | $ 4,074,000 | $ 407,000 | $ 0 |
| Santa Barbara County California | 10 | $ 5,240,000 | $ 524,000 | $ 0 |
| Santa Cruz County California | 10 | $ 4,128,000 | $ 412,000 | $ 0 |
| Jefferson County Colorado | 10 | $ 6,065,000 | $ 606,000 | $ 0 |
| Bernalillo County New Mexico | 10 | $ 3,324,000 | $ 332,000 | $ 10,000 |
| Chatham County Georgia | 9 | $ 1,768,000 | $ 196,000 | $ 0 |
| Lubbock County Texas | 9 | $ 10,613,000 | $ 1,179,000 | $ 13,000 |
| Loudoun County Virginia | 9 | $ 4,007,000 | $ 445,000 | $ 0 |
| Sacramento County California | 8 | $ 2,599,000 | $ 324,000 | $ 0 |
| Douglas County Colorado | 8 | $ 3,549,000 | $ 443,000 | $ 0 |
| District of Columbia County District Of Columbia | 8 | $ 3,862,000 | $ 482,000 | $ 0 |
| Essex County Massachusetts | 8 | $ 3,078,000 | $ 384,000 | $ 0 |
| Hennepin County Minnesota | 8 | $ 3,597,000 | $ 449,000 | $ 0 |
| Morris County New Jersey | 8 | $ 3,514,000 | $ 439,000 | $ 0 |
| Marin County California | 7 | $ 4,382,000 | $ 626,000 | $ 0 |
| Collin County Texas | 7 | $ 3,026,000 | $ 432,000 | $ 0 |
| San Bernardino County California | 6 | $ 2,344,000 | $ 390,000 | $ 0 |
| Ventura County California | 6 | $ 2,779,000 | $ 463,000 | $ 0 |
| Adams County Colorado | 6 | $ 3,251,000 | $ 541,000 | $ 0 |
| El Paso County Colorado | 6 | $ 5,410,000 | $ 901,000 | $ 0 |
| Kane County Illinois | 6 | $ 2,117,000 | $ 352,000 | $ 0 |
| Hamilton County Indiana | 6 | $ 2,358,000 | $ 393,000 | $ 0 |
| Cumberland County Maine | 6 | $ 3,159,000 | $ 526,000 | $ 0 |
| Franklin County Ohio | 6 | $ 3,032,000 | $ 505,000 | $ 0 |
| Multnomah County Oregon | 6 | $ 2,661,000 | $ 443,000 | $ 0 |
| Denton County Texas | 6 | $ 6,320,000 | $ 1,053,000 | $ 0 |
| Walton County Georgia | 5 | $ 772,000 | $ 154,000 | $ 0 |
| Worcester County Massachusetts | 5 | $ 1,672,000 | $ 334,000 | $ 0 |
| Kent County Michigan | 5 | $ 2,197,000 | $ 439,000 | $ 0 |
| Wayne County Michigan | 5 | $ 1,676,000 | $ 335,000 | $ 0 |
| Bergen County New Jersey | 5 | $ 2,775,000 | $ 555,000 | $ 0 |
| Wake County North Carolina | 5 | $ 2,474,000 | $ 494,000 | $ 0 |
| El Dorado County California | 4 | $ 1,571,000 | $ 392,000 | $ 0 |
| Hillsborough County Florida | 4 | $ 1,484,000 | $ 371,000 | $ 0 |
| Bryan County Georgia | 4 | $ 647,000 | $ 161,000 | $ 0 |
| Butts County Georgia | 4 | $ 467,000 | $ 116,000 | $ 0 |
| Clarke County Georgia | 4 | $ 547,000 | $ 136,000 | $ 0 |
| Muscogee County Georgia | 4 | $ 1,024,000 | $ 256,000 | $ 0 |
| Pickens County Georgia | 4 | $ 906,000 | $ 226,000 | $ 0 |
| Will County Illinois | 4 | $ 1,916,000 | $ 479,000 | $ 0 |
| Clark County Nevada | 4 | $ 1,120,000 | $ 280,000 | $ 0 |
| Monmouth County New Jersey | 4 | $ 1,782,000 | $ 445,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 1,439,000 | $ 359,000 | $ 0 |
| Yavapai County Arizona | 3 | $ 1,361,000 | $ 453,000 | $ 0 |
| Placer County California | 3 | $ 1,259,000 | $ 419,000 | $ 0 |
| Sonoma County California | 3 | $ 1,133,000 | $ 377,000 | $ 0 |
| Boulder County Colorado | 3 | $ 1,186,000 | $ 395,000 | $ 0 |
| Larimer County Colorado | 3 | $ 1,351,000 | $ 450,000 | $ 0 |
| Barrow County Georgia | 3 | $ 648,000 | $ 216,000 | $ 0 |
| Haralson County Georgia | 3 | $ 551,000 | $ 183,000 | $ 0 |
| Houston County Georgia | 3 | $ 501,000 | $ 167,000 | $ 0 |
| Jefferson County Kentucky | 3 | $ 1,535,000 | $ 511,000 | $ 0 |
| Orleans County Louisiana | 3 | $ 1,305,000 | $ 435,000 | $ 0 |
| Anne Arundel County Maryland | 3 | $ 1,297,000 | $ 432,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 1,102,000 | $ 367,000 | $ 0 |
| Talbot County Maryland | 3 | $ 1,273,000 | $ 424,000 | $ 0 |
| Plymouth County Massachusetts | 3 | $ 1,410,000 | $ 470,000 | $ 0 |
| Macomb County Michigan | 3 | $ 1,202,000 | $ 400,000 | $ 0 |
| Scott County Minnesota | 3 | $ 1,884,000 | $ 628,000 | $ 0 |
| Sierra County New Mexico | 3 | $ 218,000 | $ 72,000 | $ 85,000 |
| Orange County New York | 3 | $ 324,000 | $ 108,000 | $ 0 |
| Mecklenburg County North Carolina | 3 | $ 1,507,000 | $ 502,000 | $ 0 |
| Delaware County Ohio | 3 | $ 1,109,000 | $ 369,000 | $ 0 |
| Chester County Pennsylvania | 3 | $ 1,308,000 | $ 436,000 | $ 0 |
| Davidson County Tennessee | 3 | $ 707,000 | $ 235,000 | $ 0 |
| El Paso County Texas | 3 | $ 153,000 | $ 51,000 | $ 40,000 |
| Tarrant County Texas | 3 | $ 1,413,000 | $ 471,000 | $ 0 |
| Travis County Texas | 3 | $ 1,244,000 | $ 414,000 | $ 0 |
| Salt Lake County Utah | 3 | $ 1,323,000 | $ 441,000 | $ 0 |
| Arlington County Virginia | 3 | $ 1,111,000 | $ 370,000 | $ 0 |
| Pierce County Washington | 3 | $ 1,151,000 | $ 383,000 | $ 0 |
| Fresno County California | 2 | $ 825,000 | $ 412,000 | $ 0 |
| Merced County California | 2 | $ 541,000 | $ 270,000 | $ 0 |
| Monterey County California | 2 | $ 879,000 | $ 439,000 | $ 0 |
| Nevada County California | 2 | $ 1,076,000 | $ 538,000 | $ 0 |
| Grand County Colorado | 2 | $ 716,000 | $ 358,000 | $ 0 |
| Pueblo County Colorado | 2 | $ 2,214,000 | $ 1,107,000 | $ 0 |
| Hartford County Connecticut | 2 | $ 1,132,000 | $ 566,000 | $ 0 |
| New Haven County Connecticut | 2 | $ 1,130,000 | $ 565,000 | $ 0 |
| Palm Beach County Florida | 2 | $ 1,136,000 | $ 568,000 | $ 0 |
| Dawson County Georgia | 2 | $ 593,000 | $ 296,000 | $ 0 |
| Hart County Georgia | 2 | $ 363,000 | $ 181,000 | $ 0 |
| Jackson County Georgia | 2 | $ 237,000 | $ 118,000 | $ 0 |
| Lumpkin County Georgia | 2 | $ 417,000 | $ 208,000 | $ 0 |
| Rabun County Georgia | 2 | $ 500,000 | $ 250,000 | $ 0 |
| Spalding County Georgia | 2 | $ 334,000 | $ 167,000 | $ 0 |
| McHenry County Illinois | 2 | $ 885,000 | $ 442,000 | $ 0 |
| Allen County Indiana | 2 | $ 984,000 | $ 492,000 | $ 0 |
| Marion County Indiana | 2 | $ 1,047,000 | $ 523,000 | $ 0 |
| Porter County Indiana | 2 | $ 461,000 | $ 230,000 | $ 0 |
| Johnson County Kansas | 2 | $ 876,000 | $ 438,000 | $ 0 |
| Jefferson County Louisiana | 2 | $ 890,000 | $ 445,000 | $ 0 |
| Howard County Maryland | 2 | $ 910,000 | $ 455,000 | $ 0 |
| Hinds County Mississippi | 2 | $ 974,000 | $ 487,000 | $ 0 |
| Rockingham County New Hampshire | 2 | $ 838,000 | $ 419,000 | $ 0 |
| Essex County New Jersey | 2 | $ 997,000 | $ 498,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 622,000 | $ 311,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 1,185,000 | $ 592,000 | $ 0 |
| Valencia County New Mexico | 2 | $ 208,000 | $ 104,000 | $ 36,000 |
| Nassau County New York | 2 | $ 296,000 | $ 148,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 1,227,000 | $ 613,000 | $ 0 |
| Hamilton County Ohio | 2 | $ 1,342,000 | $ 671,000 | $ 0 |
| Oklahoma County Oklahoma | 2 | $ 4,218,000 | $ 2,109,000 | $ 0 |
| Deschutes County Oregon | 2 | $ 969,000 | $ 484,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 803,000 | $ 401,000 | $ 0 |
| Kent County Rhode Island | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Charleston County South Carolina | 2 | $ 742,000 | $ 371,000 | $ 0 |
| Shelby County Tennessee | 2 | $ 568,000 | $ 284,000 | $ 0 |
| Williamson County Tennessee | 2 | $ 810,000 | $ 405,000 | $ 0 |
| Henderson County Texas | 2 | $ 547,000 | $ 273,000 | $ 0 |
| Montgomery County Texas | 2 | $ 837,000 | $ 418,000 | $ 0 |
| Summit County Utah | 2 | $ 928,000 | $ 464,000 | $ 0 |
| Alexandria County Virginia | 2 | $ 800,000 | $ 400,000 | $ 0 |
| Prince William County Virginia | 2 | $ 755,000 | $ 377,000 | $ 0 |
| Baldwin County Alabama | 1 | $ 528,000 | $ 528,000 | $ 0 |
| Elmore County Alabama | 1 | $ 390,000 | $ 390,000 | $ 0 |
| Jefferson County Alabama | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Coconino County Arizona | 1 | $ 277,000 | $ 277,000 | $ 0 |
| Mohave County Arizona | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pima County Arizona | 1 | $ 496,000 | $ 496,000 | $ 0 |
| Santa Cruz County Arizona | 1 | $ 395,000 | $ 395,000 | $ 0 |
| Pulaski County Arkansas | 1 | $ 991,000 | $ 991,000 | $ 0 |
| Stanislaus County California | 1 | $ 493,000 | $ 493,000 | $ 0 |
| Park County Colorado | 1 | $ 368,000 | $ 368,000 | $ 0 |
| Summit County Colorado | 1 | $ 384,000 | $ 384,000 | $ 0 |
| New London County Connecticut | 1 | $ 375,000 | $ 375,000 | $ 0 |
| New Castle County Delaware | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Sussex County Delaware | 1 | $ 498,000 | $ 498,000 | $ 0 |
| Broward County Florida | 1 | $ 616,000 | $ 616,000 | $ 0 |
| Lee County Florida | 1 | $ 344,000 | $ 344,000 | $ 0 |
| Manatee County Florida | 1 | $ 491,000 | $ 491,000 | $ 0 |
| Marion County Florida | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 157,000 | $ 157,000 | $ 0 |
| St. Johns County Florida | 1 | $ 356,000 | $ 356,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Bartow County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Bibb County Georgia | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Columbia County Georgia | 1 | $ 204,000 | $ 204,000 | $ 0 |
| Decatur County Georgia | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Fannin County Georgia | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Floyd County Georgia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Franklin County Georgia | 1 | $ 141,000 | $ 141,000 | $ 0 |
| Gordon County Georgia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Greene County Georgia | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Habersham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Harris County Georgia | 1 | $ 137,000 | $ 137,000 | $ 0 |
| Lamar County Georgia | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Lee County Georgia | 1 | $ 273,000 | $ 273,000 | $ 0 |
| Monroe County Georgia | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Morgan County Georgia | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Oconee County Georgia | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Pike County Georgia | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Polk County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Richmond County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 420,000 | $ 420,000 | $ 0 |
| LaPorte County Indiana | 1 | $ 649,000 | $ 649,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Vanderburgh County Indiana | 1 | $ 246,000 | $ 246,000 | $ 0 |
| Vigo County Indiana | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Whitley County Indiana | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Sedgwick County Kansas | 1 | $ 408,000 | $ 408,000 | $ 0 |
| Boone County Kentucky | 1 | $ 346,000 | $ 346,000 | $ 0 |
| Shelby County Kentucky | 1 | $ 687,000 | $ 687,000 | $ 0 |
| Ascension County Louisiana | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Sagadahoc County Maine | 1 | $ 643,000 | $ 643,000 | $ 0 |
| York County Maine | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Harford County Maryland | 1 | $ 359,000 | $ 359,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 478,000 | $ 478,000 | $ 0 |
| Berkshire County Massachusetts | 1 | $ 538,000 | $ 538,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Eaton County Michigan | 1 | $ 244,000 | $ 244,000 | $ 0 |
| Grand Traverse County Michigan | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Jackson County Michigan | 1 | $ 582,000 | $ 582,000 | $ 0 |
| Manistee County Michigan | 1 | $ 535,000 | $ 535,000 | $ 0 |
| Muskegon County Michigan | 1 | $ 403,000 | $ 403,000 | $ 0 |
| Jackson County Missouri | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Lafayette County Missouri | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Missoula County Montana | 1 | $ 604,000 | $ 604,000 | $ 0 |
| Douglas County Nebraska | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Sarpy County Nebraska | 1 | $ 284,000 | $ 284,000 | $ 0 |
| Lyon County Nevada | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 271,000 | $ 271,000 | $ 0 |
| Atlantic County New Jersey | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 434,000 | $ 434,000 | $ 0 |
| Hudson County New Jersey | 1 | $ 414,000 | $ 414,000 | $ 0 |
| Hunterdon County New Jersey | 1 | $ 479,000 | $ 479,000 | $ 0 |
| Sussex County New Jersey | 1 | $ 396,000 | $ 396,000 | $ 0 |
| Union County New Jersey | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Catron County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 52,000 |
| Luna County New Mexico | 1 | $ 84,000 | $ 84,000 | $ 28,000 |
| Kings County New York | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Putnam County New York | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Queens County New York | 1 | $ 192,000 | $ 192,000 | $ 0 |
| Richmond County New York | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Rockland County New York | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Suffolk County New York | 1 | $ 402,000 | $ 402,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 504,000 | $ 504,000 | $ 0 |
| McDowell County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Greene County Ohio | 1 | $ 430,000 | $ 430,000 | $ 0 |
| Lorain County Ohio | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Stark County Ohio | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Summit County Ohio | 1 | $ 171,000 | $ 171,000 | $ 0 |
| Carter County Oklahoma | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 529,000 | $ 529,000 | $ 0 |
| Washington County Oregon | 1 | $ 648,000 | $ 648,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 416,000 | $ 416,000 | $ 0 |
| York County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Bristol County Rhode Island | 1 | $ 407,000 | $ 407,000 | $ 0 |
| Providence County Rhode Island | 1 | $ 477,000 | $ 477,000 | $ 0 |
| Knox County Tennessee | 1 | $ 423,000 | $ 423,000 | $ 0 |
| Bexar County Texas | 1 | $ 412,000 | $ 412,000 | $ 0 |
| Brazos County Texas | 1 | $ 569,000 | $ 569,000 | $ 0 |
| Ector County Texas | 1 | $ 518,000 | $ 518,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 445,000 | $ 445,000 | $ 0 |
| Gillespie County Texas | 1 | $ 531,000 | $ 531,000 | $ 0 |
| Hale County Texas | 1 | $ 980,000 | $ 980,000 | $ 0 |
| Kerr County Texas | 1 | $ 346,000 | $ 346,000 | $ 0 |
| Taylor County Texas | 1 | $ 712,000 | $ 712,000 | $ 0 |
| Victoria County Texas | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Williamson County Texas | 1 | $ 349,000 | $ 349,000 | $ 0 |
| Wood County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 454,000 | $ 454,000 | $ 0 |
| Hanover County Virginia | 1 | $ 329,000 | $ 329,000 | $ 0 |
| Henrico County Virginia | 1 | $ 559,000 | $ 559,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Virginia Beach County Virginia | 1 | $ 599,000 | $ 599,000 | $ 0 |
| Island County Washington | 1 | $ 267,000 | $ 267,000 | $ 0 |
| Skagit County Washington | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Snohomish County Washington | 1 | $ 402,000 | $ 402,000 | $ 0 |
| Yakima County Washington | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Door County Wisconsin | 1 | $ 374,000 | $ 374,000 | $ 0 |
| Douglas County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 409,000 | $ 409,000 | $ 0 |
| Waukesha County Wisconsin | 1 | $ 457,000 | $ 457,000 | $ 0 |
| Teton County Wyoming | 1 | $ 474,000 | $ 474,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Western Bank in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 1,351 | $439,507,000 | $429,219 | $998,000 | $1,804 | $535,000 |
| Home Purchase (one-to-four family) | 815 | $212,994,000 | $384,617 | $999,000 | $2,941 | $401,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 58 | $50,905,000 | $712,125 | $3,248,000 | $0 | $0 |
| Home Improvement (one-to-four family) | 4 | $76,000 | $19,000 | $40,000 | $26,000 | $54,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,964 | $635,157,000 | $436,441 | $999,000 | $0 | $0 |
| White | 120 | $48,685,000 | $618,777 | $3,248,000 | $22,111 | $535,000 |
| Hispanic | 118 | $12,421,000 | $681,750 | $1,780,000 | $19,500 | $124,000 |
| Information not provided by applicant in mail or telephone application | 15 | $1,497,000 | $77,000 | $215,000 | $20,500 | $144,000 |
| Asian or Pacific Islander | 5 | $3,479,000 | $543,500 | $1,100,000 | $0 | $0 |
| Black | 4 | $2,038,000 | $509,000 | $1,669,000 | $18,500 | $60,000 |
| Other | 2 | $205,000 | $102,000 | $139,000 | $37,000 | $59,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,159 | $697,896,000 | $460,090 | $3,248,000 | $1,409 | $535,000 |
| FHA-insured (Federal Housing Administration) | 61 | $4,842,000 | $97,250 | $145,000 | $35,750 | $111,000 |
| VA-guaranteed (Veterans Administration) | 8 | $744,000 | $93,000 | $153,000 | $58,000 | $85,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 1,962 | $634,117,000 | $441,302 | $999,000 | $0 | $0 |
| Loan Originated | 195 | $61,670,000 | $607,222 | $3,248,000 | $19,555 | $531,000 |
| Application Denied By Financial Institution | 71 | $7,695,000 | $474,000 | $2,570,000 | $21,000 | $535,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit Application Incomplete | 27 | $2,696,000 | $99,000 | $288,000 | $87,000 | $535,000 |
| Credit History | 27 | $1,569,000 | $58,000 | $350,000 | $43,000 | $255,000 |
| Debt-To-Income Ratio | 10 | $687,000 | $68,000 | $191,000 | $18,000 | $57,000 |
| Other | 4 | $2,690,000 | $885,000 | $2,570,000 | $12,000 | $52,000 |
| Collateral | 3 | $53,000 | $19,000 | $24,000 | $26,500 | $28,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Western Bank's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Western Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Colorado, download the full spreadsheet
with aggregated HMDA statistics today.