Lennar Mortgage, LLC Mortgage Lending & HMDA Data, 2007

In 2007, Lennar Mortgage, LLC of Miami, FL reported 20,171 mortgage applications totaling $3.9 billion, down 54% from 2006. The average application was for $192,966, and applicants reported an average income of $87,117. 55% of its applications resulted in an originated loan and 16% were denied. Its largest markets were Houston-Sugar Land-Baytown, TX (2,194), Austin-Round Rock, TX (1,734) and Phoenix-Mesa-Scottsdale, AZ (1,144) (applications in parentheses).

Mortgage Company & Address Lennar Mortgage, LLC
5505 Waterford District Drive Suite 505
Miami, FL 33126
Tel #: available with data download
Federal Regulator * available with data download
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Total Number of Mortgage Applications 20,171
Total Mortgage Loan Application Amount $3,892,325,000
Average Mortgage Loan Application Amount $192,966
Highest Mortgage Loan Application Amount $1,080,000
Average Applicant Income $87,117
Highest Applicant Income $5,400,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lennar Mortgage, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lennar Mortgage, LLC by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 1,265 $ 181,521,000 $ 143,494 $ 66,000
Clark, Nevada 1,019 $ 247,821,000 $ 243,200 $ 97,000
Travis, Texas 958 $ 141,731,000 $ 147,944 $ 62,000
Maricopa, Arizona 899 $ 209,826,000 $ 233,399 $ 87,000
Lee, Florida 814 $ 167,320,000 $ 205,552 $ 97,000
Pima, Arizona 786 $ 148,119,000 $ 188,446 $ 66,000
Tarrant, Texas 610 $ 81,723,000 $ 133,972 $ 67,000
Broward, Florida 596 $ 119,645,000 $ 200,746 $ 76,000
Hillsborough, Florida 567 $ 90,286,000 $ 159,234 $ 61,000
Williamson, Texas 521 $ 84,085,000 $ 161,391 $ 73,000
Miami-Dade, Florida 500 $ 98,220,000 $ 196,440 $ 88,000
Pasco, Florida 400 $ 56,666,000 $ 141,665 $ 63,000
Fort Bend, Texas 394 $ 71,449,000 $ 181,342 $ 93,000
Orange, Florida 392 $ 91,838,000 $ 234,280 $ 87,000
Wake, North Carolina 379 $ 69,386,000 $ 183,076 $ 88,000
Polk, Florida 360 $ 57,193,000 $ 158,869 $ 72,000
Arapahoe, Colorado 290 $ 66,321,000 $ 228,693 $ 96,000
Collier, Florida 287 $ 61,848,000 $ 215,498 $ 167,000
Montgomery, Texas 282 $ 52,088,000 $ 184,709 $ 118,000
Will, Illinois 256 $ 47,788,000 $ 186,671 $ 79,000
Charles, Maryland 250 $ 63,497,000 $ 253,988 $ 80,000
Pinal, Arizona 245 $ 36,940,000 $ 150,775 $ 58,000
Collin, Texas 245 $ 33,682,000 $ 137,477 $ 189,000
El Paso, Colorado 240 $ 49,184,000 $ 204,933 $ 78,000
Mecklenburg, North Carolina 236 $ 40,756,000 $ 172,694 $ 77,000
Cook, Illinois 232 $ 53,393,000 $ 230,142 $ 101,000
Manatee, Florida 228 $ 47,625,000 $ 208,881 $ 90,000
Denton, Texas 226 $ 33,206,000 $ 146,929 $ 77,000
Hennepin, Minnesota 220 $ 66,942,000 $ 304,281 $ 138,000
Palm Beach, Florida 218 $ 47,590,000 $ 218,302 $ 131,000
Horry, South Carolina 213 $ 34,954,000 $ 164,103 $ 89,000
Prince George's, Maryland 194 $ 65,038,000 $ 335,247 $ 118,000
Galveston, Texas 193 $ 29,237,000 $ 151,487 $ 78,000
Bexar, Texas 189 $ 31,219,000 $ 165,179 $ 67,000
Duval, Florida 182 $ 33,856,000 $ 186,021 $ 84,000
St. Johns, Florida 173 $ 30,342,000 $ 175,387 $ 79,000
Adams, Colorado 162 $ 38,581,000 $ 238,154 $ 99,000
Dorchester, South Carolina 162 $ 31,664,000 $ 195,456 $ 81,000
Hays, Texas 160 $ 24,390,000 $ 152,437 $ 66,000
Clay, Florida 155 $ 24,628,000 $ 158,890 $ 72,000
Dallas, Texas 152 $ 21,381,000 $ 140,664 $ 62,000
Prince William, Virginia 148 $ 35,776,000 $ 241,729 $ 100,000
Sarasota, Florida 134 $ 28,846,000 $ 215,268 $ 93,000
Howard, Maryland 132 $ 40,800,000 $ 309,090 $ 141,000
Lake, Florida 126 $ 33,765,000 $ 267,976 $ 92,000
Kaufman, Texas 122 $ 14,397,000 $ 118,008 $ 62,000
Dakota, Minnesota 119 $ 27,470,000 $ 230,840 $ 102,000
Washington, Minnesota 118 $ 27,904,000 $ 236,474 $ 101,000
Brevard, Florida 113 $ 17,328,000 $ 153,345 $ 94,000
Union, North Carolina 108 $ 21,629,000 $ 200,268 $ 95,000
Martin, Florida 105 $ 17,912,000 $ 170,590 $ 111,000
Greenville, South Carolina 96 $ 14,012,000 $ 145,958 $ 58,000
Bastrop, Texas 95 $ 13,506,000 $ 142,168 $ 63,000
St. Lucie, Florida 88 $ 15,184,000 $ 172,545 $ 65,000
Baltimore, Maryland 86 $ 31,099,000 $ 361,616 $ 132,000
McHenry, Illinois 82 $ 15,517,000 $ 189,231 $ 75,000
Jefferson, Colorado 81 $ 24,352,000 $ 300,641 $ 148,000
Kendall, Illinois 81 $ 14,773,000 $ 182,382 $ 72,000
Charleston, South Carolina 81 $ 18,405,000 $ 227,222 $ 83,000
Carver, Minnesota 74 $ 22,083,000 $ 298,418 $ 148,000
Lake, Illinois 73 $ 12,960,000 $ 177,534 $ 90,000
Cumberland, New Jersey 68 $ 15,188,000 $ 223,352 $ 103,000
Johnson, Texas 68 $ 9,043,000 $ 132,985 $ 65,000
Grundy, Illinois 67 $ 11,216,000 $ 167,402 $ 70,000
Broomfield, Colorado 66 $ 17,729,000 $ 268,621 $ 134,000
Larimer, Colorado 66 $ 9,136,000 $ 138,424 $ 89,000
York, South Carolina 66 $ 13,530,000 $ 205,000 $ 95,000
Loudoun, Virginia 65 $ 19,296,000 $ 296,861 $ 144,000
Indian River, Florida 64 $ 9,822,000 $ 153,468 $ 89,000
Washington, Maryland 64 $ 13,807,000 $ 215,734 $ 107,000
Kane, Illinois 62 $ 11,266,000 $ 181,709 $ 83,000
Anderson, South Carolina 62 $ 9,775,000 $ 157,661 $ 69,000
Seminole, Florida 59 $ 10,180,000 $ 172,542 $ 55,000
Sussex, Delaware 56 $ 13,389,000 $ 239,089 $ 114,000
Middlesex, New Jersey 54 $ 13,129,000 $ 243,129 $ 101,000
Johnston, North Carolina 54 $ 9,087,000 $ 168,277 $ 72,000
Brazoria, Texas 52 $ 8,021,000 $ 154,250 $ 60,000
Spartanburg, South Carolina 51 $ 6,437,000 $ 126,215 $ 56,000
Berkeley, South Carolina 50 $ 8,786,000 $ 175,720 $ 63,000
Blanco, Texas 50 $ 9,457,000 $ 189,140 $ 84,000
Hernando, Florida 47 $ 6,449,000 $ 137,212 $ 88,000
Ocean, New Jersey 46 $ 12,738,000 $ 276,913 $ 112,000
Pickens, South Carolina 44 $ 6,737,000 $ 153,113 $ 100,000
Charlotte, Florida 41 $ 9,287,000 $ 226,512 $ 177,000
Wright, Minnesota 40 $ 7,065,000 $ 176,625 $ 82,000
James City, Virginia 40 $ 9,728,000 $ 243,200 $ 86,000
Douglas, Colorado 38 $ 10,683,000 $ 281,131 $ 140,000
Weld, Colorado 38 $ 7,254,000 $ 190,894 $ 96,000
Fairfax, Virginia 38 $ 8,440,000 $ 222,105 $ 103,000
Guadalupe, Texas 37 $ 5,154,000 $ 139,297 $ 61,000
Wise, Texas 35 $ 4,357,000 $ 124,485 $ 57,000
DeKalb, Illinois 34 $ 4,808,000 $ 141,411 $ 77,000
Anoka, Minnesota 33 $ 5,417,000 $ 164,151 $ 74,000
Atlantic, New Jersey 33 $ 8,631,000 $ 261,545 $ 79,000
Pinellas, Florida 32 $ 4,292,000 $ 134,125 $ 96,000
Cecil, Maryland 30 $ 6,722,000 $ 224,066 $ 136,000
Cabarrus, North Carolina 30 $ 8,197,000 $ 273,233 $ 158,000
Montgomery, Maryland 27 $ 6,206,000 $ 229,851 $ 98,000
York, Pennsylvania 27 $ 3,767,000 $ 139,518 $ 59,000
Boulder, Colorado 24 $ 7,041,000 $ 293,375 $ 127,000
Gloucester, New Jersey 24 $ 6,378,000 $ 265,750 $ 173,000
Comal, Texas 24 $ 3,301,000 $ 137,541 $ 49,000
DuPage, Illinois 22 $ 6,356,000 $ 288,909 $ 106,000
Monmouth, New Jersey 22 $ 9,313,000 $ 423,318 $ 134,000
Sherburne, Minnesota 21 $ 3,387,000 $ 161,285 $ 56,000
Pierce, Wisconsin 19 $ 2,421,000 $ 127,421 $ 61,000
Talbot, Maryland 17 $ 3,199,000 $ 188,176 $ 93,000
Orange, New York 17 $ 5,941,000 $ 349,470 $ 187,000
Camden, New Jersey 16 $ 4,718,000 $ 294,875 $ 120,000
Dutchess, New York 16 $ 5,126,000 $ 320,375 $ 133,000
Spotsylvania, Virginia 16 $ 4,069,000 $ 254,312 $ 74,000
Scott, Minnesota 15 $ 4,099,000 $ 273,266 $ 154,000
Chatham, North Carolina 15 $ 3,868,000 $ 257,866 $ 144,000
Osceola, Florida 14 $ 2,484,000 $ 177,428 $ 89,000
Lancaster, South Carolina 12 $ 2,300,000 $ 191,666 $ 73,000
Culpeper, Virginia 10 $ 2,066,000 $ 206,600 $ 42,000
Los Angeles, California 9 $ 2,297,000 $ 255,222 $ 105,000
Riverside, California 8 $ 3,230,000 $ 403,750 $ 134,000
Hendry, Florida 8 $ 1,305,000 $ 163,125 $ 68,000
Cape May, New Jersey 7 $ 1,367,000 $ 195,285 $ 79,000
Elbert, Colorado 6 $ 1,820,000 $ 303,333 $ 167,000
Waller, Texas 6 $ 524,000 $ 87,333 $ 30,000
St. Croix, Wisconsin 6 $ 816,000 $ 136,000 $ 62,000
Kern, California 5 $ 1,288,000 $ 257,600 $ 98,000
Baltimore City, Maryland 5 $ 2,248,000 $ 449,600 $ 265,000
San Joaquin, California 4 $ 1,561,000 $ 390,250 $ 196,000
Carroll, Maryland 4 $ 1,854,000 $ 463,500 $ 155,000
Burlington, New Jersey 4 $ 1,068,000 $ 267,000 $ 24,000
Harford, Maryland 3 $ 836,000 $ 278,666 $ 27,000
Washoe, Nevada 3 $ 834,000 $ 278,000 $ 110,000
Lancaster, Pennsylvania 3 $ 430,000 $ 143,333 $ 66,000
Fredericksburg, Virginia 3 $ 762,000 $ 254,000 $ 113,000
Placer, California 2 $ 554,000 $ 277,000 $ 208,000
Bucks, Pennsylvania 2 $ 252,000 $ 126,000 $ 140,000
Chambers, Texas 2 $ 256,000 $ 128,000 $ 57,000
Greene, Virginia 2 $ 488,000 $ 244,000 $ 137,000
Stafford, Virginia 2 $ 514,000 $ 257,000 $ 33,000
Cochise, Arizona 1 $ 156,000 $ 156,000 $ 60,000
Orange, California 1 $ 200,000 $ 200,000 $ 79,000
San Diego, California 1 $ 452,000 $ 452,000 $ 197,000
Denver, Colorado 1 $ 180,000 $ 180,000 $ 211,000
New Castle, Delaware 1 $ 160,000 $ 160,000 $ 81,000
Columbia, Florida 1 $ 232,000 $ 232,000 $ 50,000
Monroe, Florida 1 $ 920,000 $ 920,000 $ 319,000
Union, Florida 1 $ 300,000 $ 300,000 $ 180,000
Volusia, Florida 1 $ 144,000 $ 144,000 $ 39,000
Boone, Illinois 1 $ 204,000 $ 204,000 $ 73,000
Anne Arundel, Maryland 1 $ 302,000 $ 302,000 $ 222,000
Dorchester, Maryland 1 $ 250,000 $ 250,000 $ 84,000
Blue Earth, Minnesota 1 $ 126,000 $ 126,000 $ 70,000
Lincoln, Nevada 1 $ 132,000 $ 132,000 $ 35,000
Morris, New Jersey 1 $ 382,000 $ 382,000 $ 0
Somerset, New Jersey 1 $ 596,000 $ 596,000 $ 232,000
Kings, New York 1 $ 750,000 $ 750,000 $ 215,000
Avery, North Carolina 1 $ 185,000 $ 185,000 $ 130,000
Buncombe, North Carolina 1 $ 188,000 $ 188,000 $ 35,000
Granville, North Carolina 1 $ 120,000 $ 120,000 $ 90,000
New Hanover, North Carolina 1 $ 120,000 $ 120,000 $ 420,000
Onslow, North Carolina 1 $ 375,000 $ 375,000 $ 87,000
Georgetown, South Carolina 1 $ 120,000 $ 120,000 $ 160,000
Ellis, Texas 1 $ 29,000 $ 29,000 $ 0
McLennan, Texas 1 $ 92,000 $ 92,000 $ 35,000
Polk, Texas 1 $ 184,000 $ 184,000 $ 203,000
Newport News, Virginia 1 $ 132,000 $ 132,000 $ 41,000

Mortgage Loan Application Detail Totals for Lennar Mortgage, LLC in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 19,973 $3,851,630,000 $192,000 $1,080,000 $87,000 $5,400,000
Refinancing 198 $40,695,000 $205,000 $780,000 $99,000 $420,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,612 $1,859,831,000 $193,000 $948,000 $98,000 $5,400,000
Not Provided 3,896 $794,097,000 $203,000 $1,030,000 $84,000 $1,344,000
Hispanic 3,351 $588,198,000 $175,000 $1,080,000 $65,000 $481,000
Black or African American 1,909 $364,092,000 $190,000 $646,000 $72,000 $1,200,000
Asian 1,231 $252,253,000 $204,000 $735,000 $92,000 $643,000
Native Hawaiian or Other Pacific Islander 117 $23,147,000 $197,000 $587,000 $77,000 $575,000
American Indian or Alaskan Native 55 $10,707,000 $194,000 $609,000 $75,000 $250,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 15,179 $3,021,785,000 $199,000 $1,080,000 $94,000 $5,400,000
FHA-insured (Federal Housing Administration) 4,247 $696,336,000 $163,000 $511,000 $63,000 $1,200,000
VA-guaranteed (Veterans Administration) 745 $174,204,000 $233,000 $567,000 $74,000 $224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 11,154 $2,173,514,000 $194,000 $832,000 $94,000 $5,400,000
Application Withdrawn By Applicant 4,874 $895,261,000 $183,000 $1,080,000 $76,000 $1,344,000
Application Denied By Financial Institution 3,206 $642,299,000 $200,000 $1,000,000 $78,000 $3,310,000
Application Approved But Not Accepted 560 $112,277,000 $200,000 $920,000 $84,000 $600,000
File Closed For Incompleteness 377 $68,974,000 $182,000 $618,000 $72,000 $1,200,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 943 $191,858,000 $203,000 $1,000,000 $104,000 $3,310,000
Credit History 743 $141,621,000 $190,000 $676,000 $66,000 $661,000
Debt-To-Income Ratio 728 $147,753,000 $202,000 $722,000 $58,000 $367,000
Unverifiable Information 263 $51,679,000 $196,000 $696,000 $80,000 $306,000
Employment History 186 $37,546,000 $201,000 $546,000 $66,000 $315,000
Credit Application Incomplete 173 $33,739,000 $195,000 $617,000 $84,000 $364,000
Insufficient Cash (Downpayment, Closing Cost) 154 $35,231,000 $228,000 $650,000 $72,000 $1,600,000
Collateral 14 $2,617,000 $186,000 $380,000 $66,000 $126,000
Mortgage Insurance Denied 1 $206,000 $206,000 $206,000 $57,000 $57,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lennar Mortgage, LLC's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lennar Mortgage, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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