Universal Mortgage & Finance, Inc.
Mortgage Loan Application
Totals and Details
for 2017
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Mortgage & Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Universal Mortgage & Finance, Inc. 3158 Braverton St., Suite 204 Edgewater, MD 21037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,238 |
| Total Mortgage Loan Application Amount | $524,324,000 |
| Average Mortgage Loan Application Amount | $237,500 |
| Highest Mortgage Loan Application Amount | $2,577,000 |
| Average Applicant Income | $65,000 |
| Highest Applicant Income | $2,965,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Miami-Dade County Florida | 351 | $ 93,209,000 | $ 265,000 | $ 72,000 |
| Orange County Florida | 225 | $ 43,303,000 | $ 192,000 | $ 56,000 |
| Osceola County Florida | 188 | $ 35,172,000 | $ 187,000 | $ 47,000 |
| Broward County Florida | 111 | $ 25,961,000 | $ 233,000 | $ 57,000 |
| Prince George's County Maryland | 76 | $ 18,650,000 | $ 245,000 | $ 69,000 |
| Worcester County Maryland | 74 | $ 16,669,000 | $ 225,000 | $ 104,000 |
| Wicomico County Maryland | 73 | $ 11,879,000 | $ 162,000 | $ 55,000 |
| Cecil County Maryland | 68 | $ 14,369,000 | $ 211,000 | $ 121,000 |
| Anne Arundel County Maryland | 65 | $ 19,897,000 | $ 306,000 | $ 96,000 |
| Polk County Florida | 64 | $ 9,992,000 | $ 156,000 | $ 46,000 |
| Baltimore County Maryland | 47 | $ 10,989,000 | $ 233,000 | $ 62,000 |
| Sussex County Delaware | 36 | $ 7,597,000 | $ 211,000 | $ 102,000 |
| Los Angeles County California | 32 | $ 11,767,000 | $ 367,000 | $ 46,000 |
| New Castle County Delaware | 30 | $ 8,054,000 | $ 268,000 | $ 79,000 |
| Seminole County Florida | 29 | $ 5,319,000 | $ 183,000 | $ 72,000 |
| San Diego County California | 25 | $ 9,054,000 | $ 362,000 | $ 63,000 |
| Lake County Florida | 23 | $ 4,260,000 | $ 185,000 | $ 49,000 |
| Volusia County Florida | 22 | $ 3,868,000 | $ 175,000 | $ 43,000 |
| Calvert County Maryland | 19 | $ 5,591,000 | $ 294,000 | $ 88,000 |
| Charles County Maryland | 18 | $ 5,669,000 | $ 314,000 | $ 93,000 |
| Harford County Maryland | 17 | $ 4,189,000 | $ 246,000 | $ 70,000 |
| Howard County Maryland | 15 | $ 5,094,000 | $ 339,000 | $ 125,000 |
| Passaic County New Jersey | 15 | $ 3,595,000 | $ 239,000 | $ 46,000 |
| Pierce County Washington | 15 | $ 3,377,000 | $ 225,000 | $ 48,000 |
| San Bernardino County California | 14 | $ 3,956,000 | $ 282,000 | $ 53,000 |
| Wake County North Carolina | 14 | $ 3,007,000 | $ 214,000 | $ 76,000 |
| Kent County Delaware | 13 | $ 2,934,000 | $ 225,000 | $ 74,000 |
| Somerset County Maryland | 13 | $ 1,778,000 | $ 136,000 | $ 82,000 |
| Solano County California | 12 | $ 4,252,000 | $ 354,000 | $ 72,000 |
| Queen Anne's County Maryland | 12 | $ 3,390,000 | $ 282,000 | $ 66,000 |
| Hillsborough County Florida | 11 | $ 2,410,000 | $ 219,000 | $ 52,000 |
| Montgomery County Maryland | 11 | $ 3,850,000 | $ 350,000 | $ 91,000 |
| Fairfax County Virginia | 11 | $ 3,654,000 | $ 332,000 | $ 52,000 |
| Brevard County Florida | 10 | $ 1,318,000 | $ 131,000 | $ 33,000 |
| Riverside County California | 9 | $ 2,564,000 | $ 284,000 | $ 63,000 |
| Sacramento County California | 9 | $ 2,633,000 | $ 292,000 | $ 78,000 |
| Palm Beach County Florida | 9 | $ 2,053,000 | $ 228,000 | $ 60,000 |
| Charlotte County Florida | 8 | $ 1,740,000 | $ 217,000 | $ 74,000 |
| Chesapeake County Virginia | 8 | $ 2,794,000 | $ 349,000 | $ 40,000 |
| Snohomish County Washington | 8 | $ 2,607,000 | $ 325,000 | $ 61,000 |
| Alameda County California | 7 | $ 3,139,000 | $ 448,000 | $ 78,000 |
| San Joaquin County California | 7 | $ 2,006,000 | $ 286,000 | $ 55,000 |
| El Paso County Colorado | 7 | $ 1,678,000 | $ 239,000 | $ 35,000 |
| Marion County Florida | 7 | $ 1,003,000 | $ 143,000 | $ 34,000 |
| St. Mary's County Maryland | 7 | $ 1,741,000 | $ 248,000 | $ 96,000 |
| Talbot County Maryland | 7 | $ 1,641,000 | $ 234,000 | $ 97,000 |
| Richmond City County Virginia | 7 | $ 1,040,000 | $ 148,000 | $ 49,000 |
| Kitsap County Washington | 7 | $ 1,509,000 | $ 215,000 | $ 61,000 |
| Fresno County California | 6 | $ 1,272,000 | $ 212,000 | $ 74,000 |
| St. Lucie County Florida | 6 | $ 883,000 | $ 147,000 | $ 49,000 |
| Baltimore City County Maryland | 6 | $ 1,140,000 | $ 190,000 | $ 142,000 |
| Frederick County Maryland | 6 | $ 1,743,000 | $ 290,000 | $ 128,000 |
| Guilford County North Carolina | 6 | $ 908,000 | $ 151,000 | $ 64,000 |
| Orange County California | 5 | $ 1,969,000 | $ 393,000 | $ 73,000 |
| Arapahoe County Colorado | 5 | $ 1,361,000 | $ 272,000 | $ 81,000 |
| District of Columbia County District Of Columbia | 5 | $ 1,805,000 | $ 361,000 | $ 129,000 |
| Collier County Florida | 5 | $ 1,088,000 | $ 217,000 | $ 64,000 |
| Carroll County Maryland | 5 | $ 1,053,000 | $ 210,000 | $ 95,000 |
| Union County New Jersey | 5 | $ 1,294,000 | $ 258,000 | $ 31,000 |
| Johnston County North Carolina | 5 | $ 884,000 | $ 176,000 | $ 62,000 |
| Shelby County Tennessee | 5 | $ 846,000 | $ 169,000 | $ 39,000 |
| Henrico County Virginia | 5 | $ 829,000 | $ 165,000 | $ 11,000 |
| Stafford County Virginia | 5 | $ 2,350,000 | $ 470,000 | $ 154,000 |
| Clark County Washington | 5 | $ 1,047,000 | $ 209,000 | $ 19,000 |
| Thurston County Washington | 5 | $ 1,051,000 | $ 210,000 | $ 26,000 |
| Contra Costa County California | 4 | $ 1,585,000 | $ 396,000 | $ 111,000 |
| Santa Clara County California | 4 | $ 2,040,000 | $ 510,000 | $ 70,000 |
| Shasta County California | 4 | $ 770,000 | $ 192,000 | $ 62,000 |
| Lee County Florida | 4 | $ 1,344,000 | $ 336,000 | $ 77,000 |
| Pasco County Florida | 4 | $ 577,000 | $ 144,000 | $ 41,000 |
| Pinellas County Florida | 4 | $ 810,000 | $ 202,000 | $ 88,000 |
| Cobb County Georgia | 4 | $ 832,000 | $ 208,000 | $ 77,000 |
| Gwinnett County Georgia | 4 | $ 1,176,000 | $ 294,000 | $ 52,000 |
| Philadelphia County Pennsylvania | 4 | $ 577,000 | $ 144,000 | $ 36,000 |
| Charleston County South Carolina | 4 | $ 896,000 | $ 224,000 | $ 45,000 |
| Chesterfield County Virginia | 4 | $ 766,000 | $ 191,000 | $ 60,000 |
| Prince William County Virginia | 4 | $ 1,255,000 | $ 313,000 | $ 81,000 |
| Spokane County Washington | 4 | $ 822,000 | $ 205,000 | $ 10,000 |
| Butte County California | 3 | $ 757,000 | $ 252,000 | $ 44,000 |
| Tulare County California | 3 | $ 679,000 | $ 226,000 | $ 66,000 |
| Ventura County California | 3 | $ 1,192,000 | $ 397,000 | $ 39,000 |
| Jefferson County Colorado | 3 | $ 883,000 | $ 294,000 | $ 38,000 |
| Mesa County Colorado | 3 | $ 628,000 | $ 209,000 | $ 66,000 |
| Indian River County Florida | 3 | $ 501,000 | $ 167,000 | $ 28,000 |
| Monroe County Florida | 3 | $ 2,026,000 | $ 675,000 | $ 113,000 |
| Caroline County Maryland | 3 | $ 479,000 | $ 159,000 | $ 96,000 |
| Dorchester County Maryland | 3 | $ 200,000 | $ 66,000 | $ 70,000 |
| Garrett County Maryland | 3 | $ 373,000 | $ 124,000 | $ 25,000 |
| Bergen County New Jersey | 3 | $ 441,000 | $ 147,000 | $ 32,000 |
| Hudson County New Jersey | 3 | $ 1,060,000 | $ 353,000 | $ 100,000 |
| Ocean County New Jersey | 3 | $ 766,000 | $ 255,000 | $ 19,000 |
| Chester County Pennsylvania | 3 | $ 649,000 | $ 216,000 | $ 38,000 |
| Clarion County Pennsylvania | 3 | $ 601,000 | $ 200,000 | $ 58,000 |
| York County Pennsylvania | 3 | $ 737,000 | $ 245,000 | $ 81,000 |
| Berkeley County South Carolina | 3 | $ 700,000 | $ 233,000 | $ 37,000 |
| Spotsylvania County Virginia | 3 | $ 1,050,000 | $ 350,000 | $ 119,000 |
| Virginia Beach County Virginia | 3 | $ 578,000 | $ 192,000 | $ 30,000 |
| Yakima County Washington | 3 | $ 922,000 | $ 307,000 | $ 56,000 |
| Mobile County Alabama | 2 | $ 347,000 | $ 173,000 | $ 71,000 |
| El Dorado County California | 2 | $ 418,000 | $ 209,000 | $ 38,000 |
| Humboldt County California | 2 | $ 704,000 | $ 352,000 | $ 31,000 |
| Kern County California | 2 | $ 622,000 | $ 311,000 | $ 107,000 |
| Monterey County California | 2 | $ 648,000 | $ 324,000 | $ 25,000 |
| Nevada County California | 2 | $ 478,000 | $ 239,000 | $ 14,000 |
| Placer County California | 2 | $ 769,000 | $ 384,000 | $ 55,000 |
| San Luis Obispo County California | 2 | $ 781,000 | $ 390,000 | $ 39,000 |
| Santa Barbara County California | 2 | $ 672,000 | $ 336,000 | $ 67,000 |
| Sutter County California | 2 | $ 474,000 | $ 237,000 | $ 37,000 |
| Adams County Colorado | 2 | $ 328,000 | $ 164,000 | $ 16,000 |
| Hernando County Florida | 2 | $ 315,000 | $ 157,000 | $ 52,000 |
| Manatee County Florida | 2 | $ 415,000 | $ 207,000 | $ 91,000 |
| DeKalb County Georgia | 2 | $ 288,000 | $ 144,000 | $ 78,000 |
| Fulton County Georgia | 2 | $ 322,000 | $ 161,000 | $ 35,000 |
| Hall County Georgia | 2 | $ 509,000 | $ 254,000 | $ 56,000 |
| Rockdale County Georgia | 2 | $ 437,000 | $ 218,000 | $ 96,000 |
| Burlington County New Jersey | 2 | $ 340,000 | $ 170,000 | $ 52,000 |
| Camden County New Jersey | 2 | $ 333,000 | $ 166,000 | $ 50,000 |
| Essex County New Jersey | 2 | $ 494,000 | $ 247,000 | $ 60,000 |
| Davie County North Carolina | 2 | $ 279,000 | $ 139,000 | $ 0 |
| Durham County North Carolina | 2 | $ 327,000 | $ 163,000 | $ 42,000 |
| New Hanover County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 25,000 |
| Bucks County Pennsylvania | 2 | $ 655,000 | $ 327,000 | $ 40,000 |
| Delaware County Pennsylvania | 2 | $ 364,000 | $ 182,000 | $ 97,000 |
| Lebanon County Pennsylvania | 2 | $ 409,000 | $ 204,000 | $ 158,000 |
| Anderson County South Carolina | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Davidson County Tennessee | 2 | $ 403,000 | $ 201,000 | $ 84,000 |
| Buckingham County Virginia | 2 | $ 152,000 | $ 76,000 | $ 16,000 |
| Caroline County Virginia | 2 | $ 523,000 | $ 261,000 | $ 73,000 |
| Hampton County Virginia | 2 | $ 212,000 | $ 106,000 | $ 49,000 |
| York County Virginia | 2 | $ 454,000 | $ 227,000 | $ 64,000 |
| Kittitas County Washington | 2 | $ 445,000 | $ 222,000 | $ 21,000 |
| Madison County Alabama | 1 | $ 109,000 | $ 109,000 | $ 22,000 |
| Amador County California | 1 | $ 277,000 | $ 277,000 | $ 78,000 |
| Del Norte County California | 1 | $ 175,000 | $ 175,000 | $ 42,000 |
| Lake County California | 1 | $ 308,000 | $ 308,000 | $ 41,000 |
| Madera County California | 1 | $ 255,000 | $ 255,000 | $ 56,000 |
| Mariposa County California | 1 | $ 241,000 | $ 241,000 | $ 61,000 |
| Sonoma County California | 1 | $ 438,000 | $ 438,000 | $ 104,000 |
| Stanislaus County California | 1 | $ 257,000 | $ 257,000 | $ 78,000 |
| Yolo County California | 1 | $ 378,000 | $ 378,000 | $ 122,000 |
| Boulder County Colorado | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Douglas County Colorado | 1 | $ 270,000 | $ 270,000 | $ 77,000 |
| Eagle County Colorado | 1 | $ 264,000 | $ 264,000 | $ 90,000 |
| La Plata County Colorado | 1 | $ 258,000 | $ 258,000 | $ 44,000 |
| Pueblo County Colorado | 1 | $ 191,000 | $ 191,000 | $ 78,000 |
| Alachua County Florida | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Citrus County Florida | 1 | $ 153,000 | $ 153,000 | $ 121,000 |
| Duval County Florida | 1 | $ 232,000 | $ 232,000 | $ 0 |
| Escambia County Florida | 1 | $ 164,000 | $ 164,000 | $ 102,000 |
| Hardee County Florida | 1 | $ 226,000 | $ 226,000 | $ 62,000 |
| Highlands County Florida | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Levy County Florida | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Martin County Florida | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 243,000 | $ 243,000 | $ 62,000 |
| Santa Rosa County Florida | 1 | $ 183,000 | $ 183,000 | $ 98,000 |
| Sarasota County Florida | 1 | $ 158,000 | $ 158,000 | $ 50,000 |
| Sumter County Florida | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Carroll County Georgia | 1 | $ 133,000 | $ 133,000 | $ 63,000 |
| Cherokee County Georgia | 1 | $ 161,000 | $ 161,000 | $ 86,000 |
| Clayton County Georgia | 1 | $ 141,000 | $ 141,000 | $ 41,000 |
| Columbia County Georgia | 1 | $ 347,000 | $ 347,000 | $ 0 |
| Coweta County Georgia | 1 | $ 210,000 | $ 210,000 | $ 43,000 |
| Douglas County Georgia | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| Glynn County Georgia | 1 | $ 322,000 | $ 322,000 | $ 74,000 |
| Henry County Georgia | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Lowndes County Georgia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Richmond County Georgia | 1 | $ 204,000 | $ 204,000 | $ 49,000 |
| Towns County Georgia | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Troup County Georgia | 1 | $ 298,000 | $ 298,000 | $ 62,000 |
| Lake County Indiana | 1 | $ 263,000 | $ 263,000 | $ 0 |
| Kent County Maryland | 1 | $ 183,000 | $ 183,000 | $ 52,000 |
| DeSoto County Mississippi | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Atlantic County New Jersey | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Middlesex County New Jersey | 1 | $ 243,000 | $ 243,000 | $ 180,000 |
| Monmouth County New Jersey | 1 | $ 232,000 | $ 232,000 | $ 128,000 |
| Somerset County New Jersey | 1 | $ 242,000 | $ 242,000 | $ 60,000 |
| Alamance County North Carolina | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 52,000 |
| Carteret County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 157,000 |
| Craven County North Carolina | 1 | $ 290,000 | $ 290,000 | $ 85,000 |
| Forsyth County North Carolina | 1 | $ 147,000 | $ 147,000 | $ 53,000 |
| Franklin County North Carolina | 1 | $ 280,000 | $ 280,000 | $ 126,000 |
| Harnett County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 168,000 | $ 168,000 | $ 26,000 |
| Mecklenburg County North Carolina | 1 | $ 237,000 | $ 237,000 | $ 85,000 |
| Pitt County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| Randolph County North Carolina | 1 | $ 238,000 | $ 238,000 | $ 51,000 |
| Adams County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 70,000 |
| Beaver County Pennsylvania | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| Carbon County Pennsylvania | 1 | $ 307,000 | $ 307,000 | $ 114,000 |
| Cumberland County Pennsylvania | 1 | $ 262,000 | $ 262,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 102,000 | $ 102,000 | $ 32,000 |
| Franklin County Pennsylvania | 1 | $ 209,000 | $ 209,000 | $ 72,000 |
| Lehigh County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 47,000 |
| Luzerne County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 47,000 |
| Monroe County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 34,000 |
| Montgomery County Pennsylvania | 1 | $ 258,000 | $ 258,000 | $ 55,000 |
| Tioga County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 91,000 |
| Beaufort County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Greenville County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Horry County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 44,000 |
| Richland County South Carolina | 1 | $ 140,000 | $ 140,000 | $ 71,000 |
| Spartanburg County South Carolina | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 37,000 |
| Hardeman County Tennessee | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Knox County Tennessee | 1 | $ 207,000 | $ 207,000 | $ 75,000 |
| Lauderdale County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 55,000 |
| Sevier County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 88,000 |
| Washington County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 64,000 |
| Val Verde County Texas | 1 | $ 130,000 | $ 130,000 | $ 0 |
| Accomack County Virginia | 1 | $ 147,000 | $ 147,000 | $ 196,000 |
| Arlington County Virginia | 1 | $ 575,000 | $ 575,000 | $ 159,000 |
| Charles City County Virginia | 1 | $ 537,000 | $ 537,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 201,000 | $ 201,000 | $ 55,000 |
| Fairfax City County Virginia | 1 | $ 176,000 | $ 176,000 | $ 60,000 |
| Hanover County Virginia | 1 | $ 353,000 | $ 353,000 | $ 0 |
| James City County Virginia | 1 | $ 320,000 | $ 320,000 | $ 0 |
| King George County Virginia | 1 | $ 296,000 | $ 296,000 | $ 46,000 |
| Loudoun County Virginia | 1 | $ 654,000 | $ 654,000 | $ 247,000 |
| Suffolk County Virginia | 1 | $ 314,000 | $ 314,000 | $ 92,000 |
| Warren County Virginia | 1 | $ 320,000 | $ 320,000 | $ 0 |
| Williamsburg County Virginia | 1 | $ 282,000 | $ 282,000 | $ 70,000 |
| Winchester County Virginia | 1 | $ 189,000 | $ 189,000 | $ 46,000 |
| Clallam County Washington | 1 | $ 380,000 | $ 380,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 242,000 | $ 242,000 | $ 102,000 |
| Grays Harbor County Washington | 1 | $ 126,000 | $ 126,000 | $ 0 |
| King County Washington | 1 | $ 380,000 | $ 380,000 | $ 71,000 |
| Lewis County Washington | 1 | $ 220,000 | $ 220,000 | $ 58,000 |
| Mason County Washington | 1 | $ 265,000 | $ 265,000 | $ 32,000 |
| Skagit County Washington | 1 | $ 240,000 | $ 240,000 | $ 77,000 |
| Stevens County Washington | 1 | $ 157,000 | $ 157,000 | $ 0 |
| Whatcom County Washington | 1 | $ 220,000 | $ 220,000 | $ 104,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Universal Mortgage & Finance, Inc. in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,410 | $314,319,000 | $222,000 | $2,577,000 | $72,000 | $2,965,000 |
| Refinancing | 828 | $210,005,000 | $253,000 | $1,547,000 | $58,000 | $372,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 980 | $213,031,000 | $217,000 | $2,577,000 | $58,000 | $2,160,000 |
| White | 739 | $183,573,000 | $248,000 | $2,382,000 | $85,000 | $2,965,000 |
| Black or African American | 320 | $73,965,000 | $231,000 | $654,000 | $59,000 | $331,000 |
| Not Provided | 155 | $42,319,000 | $273,000 | $1,200,000 | $48,000 | $232,000 |
| Asian | 34 | $8,638,000 | $254,000 | $518,000 | $77,000 | $232,000 |
| American Indian or Alaskan Native | 5 | $1,198,000 | $239,000 | $384,000 | $60,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,600,000 | $320,000 | $460,000 | $70,000 | $120,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 903 | $194,072,000 | $214,000 | $636,000 | $53,000 | $331,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 828 | $195,053,000 | $235,000 | $2,577,000 | $87,000 | $2,965,000 |
| VA-guaranteed (Veterans Administration) | 439 | $122,877,000 | $279,000 | $730,000 | $58,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 68 | $12,322,000 | $181,000 | $328,000 | $56,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,222 | $284,138,000 | $232,000 | $2,577,000 | $82,000 | $2,965,000 |
| Application Withdrawn By Applicant | 749 | $182,194,000 | $243,000 | $2,382,000 | $49,000 | $2,147,000 |
| Application Denied By Financial Institution | 174 | $36,733,000 | $211,000 | $1,547,000 | $48,000 | $540,000 |
| File Closed For Incompleteness | 93 | $21,259,000 | $228,000 | $1,200,000 | $43,000 | $406,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 38 | $8,362,000 | $220,000 | $421,000 | $57,000 | $540,000 |
| Debt-To-Income Ratio | 33 | $6,891,000 | $208,000 | $465,000 | $40,000 | $123,000 |
| Collateral | 32 | $5,339,000 | $166,000 | $295,000 | $56,000 | $215,000 |
| Other | 26 | $4,916,000 | $189,000 | $389,000 | $41,000 | $77,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $4,330,000 | $227,000 | $932,000 | $46,000 | $194,000 |
| Unverifiable Information | 18 | $4,087,000 | $227,000 | $420,000 | $43,000 | $168,000 |
| Employment History | 8 | $2,808,000 | $351,000 | $1,547,000 | $32,000 | $58,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.