Universal Savings Bank Fa
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Universal Savings Bank Fa 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Universal Savings Bank Fa 754 N 4Th Street Milwaukee, WI 53204 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,638 |
| Total Mortgage Loan Application Amount | $583,495,000 |
| Average Mortgage Loan Application Amount | $148,797 |
| Highest Mortgage Loan Application Amount | $2,156,000 |
| Average Applicant Income | $63,231 |
| Highest Applicant Income | $758,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Universal Savings Bank Fa. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Universal Savings Bank Fa's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Universal Savings Bank Fa's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Universal Savings Bank Fa serves its applicants.
Each category highlights the total number of mortgage applications processed by Universal Savings Bank Fa, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Universal Savings Bank Fa's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 448 | $ 53,999,000 | $ 120,000 | $ 56,000 |
| Cook County Illinois | 245 | $ 38,844,000 | $ 158,000 | $ 60,000 |
| Maricopa County Arizona | 242 | $ 41,617,000 | $ 171,000 | $ 82,000 |
| Brown County Wisconsin | 204 | $ 20,516,000 | $ 100,000 | $ 45,000 |
| Sacramento County California | 155 | $ 37,608,000 | $ 242,000 | $ 90,000 |
| Waukesha County Wisconsin | 136 | $ 24,657,000 | $ 181,000 | $ 69,000 |
| Riverside County California | 103 | $ 27,679,000 | $ 268,000 | $ 94,000 |
| San Diego County California | 64 | $ 21,414,000 | $ 334,000 | $ 106,000 |
| Washington County Wisconsin | 59 | $ 9,243,000 | $ 156,000 | $ 64,000 |
| Walworth County Wisconsin | 54 | $ 7,356,000 | $ 136,000 | $ 60,000 |
| St. Louis County Missouri | 51 | $ 7,304,000 | $ 143,000 | $ 63,000 |
| Racine County Wisconsin | 48 | $ 6,985,000 | $ 145,000 | $ 51,000 |
| San Joaquin County California | 46 | $ 12,024,000 | $ 261,000 | $ 88,000 |
| Wayne County Michigan | 44 | $ 5,588,000 | $ 127,000 | $ 64,000 |
| Los Angeles County California | 43 | $ 13,685,000 | $ 318,000 | $ 118,000 |
| St. Charles County Missouri | 37 | $ 4,783,000 | $ 129,000 | $ 65,000 |
| Hennepin County Minnesota | 31 | $ 5,408,000 | $ 174,000 | $ 64,000 |
| Placer County California | 30 | $ 9,463,000 | $ 315,000 | $ 79,000 |
| San Bernardino County California | 29 | $ 5,837,000 | $ 201,000 | $ 73,000 |
| Dane County Wisconsin | 28 | $ 4,076,000 | $ 145,000 | $ 56,000 |
| Jefferson County Missouri | 27 | $ 3,918,000 | $ 145,000 | $ 51,000 |
| Kenosha County Wisconsin | 27 | $ 3,811,000 | $ 141,000 | $ 61,000 |
| Ozaukee County Wisconsin | 26 | $ 5,127,000 | $ 197,000 | $ 109,000 |
| Kane County Illinois | 25 | $ 3,233,000 | $ 129,000 | $ 49,000 |
| St. Joseph County Indiana | 24 | $ 1,572,000 | $ 65,000 | $ 46,000 |
| Duval County Florida | 22 | $ 4,092,000 | $ 186,000 | $ 61,000 |
| Oakland County Michigan | 22 | $ 4,075,000 | $ 185,000 | $ 89,000 |
| Rock County Wisconsin | 22 | $ 1,983,000 | $ 90,000 | $ 42,000 |
| Orange County California | 20 | $ 8,659,000 | $ 432,000 | $ 169,000 |
| Pima County Arizona | 19 | $ 2,642,000 | $ 139,000 | $ 72,000 |
| Solano County California | 19 | $ 5,674,000 | $ 298,000 | $ 100,000 |
| Will County Illinois | 19 | $ 3,413,000 | $ 179,000 | $ 70,000 |
| DuPage County Illinois | 18 | $ 2,819,000 | $ 156,000 | $ 53,000 |
| Lake County Illinois | 18 | $ 2,977,000 | $ 165,000 | $ 52,000 |
| Dodge County Wisconsin | 18 | $ 2,108,000 | $ 117,000 | $ 61,000 |
| Kewaunee County Wisconsin | 16 | $ 1,389,000 | $ 86,000 | $ 38,000 |
| Fresno County California | 15 | $ 1,902,000 | $ 126,000 | $ 52,000 |
| Sangamon County Illinois | 14 | $ 1,421,000 | $ 101,000 | $ 51,000 |
| St. Louis City County Missouri | 14 | $ 1,504,000 | $ 107,000 | $ 59,000 |
| Jefferson County Wisconsin | 14 | $ 2,031,000 | $ 145,000 | $ 49,000 |
| Yolo County California | 13 | $ 3,056,000 | $ 235,000 | $ 61,000 |
| Oconto County Wisconsin | 13 | $ 1,118,000 | $ 86,000 | $ 51,000 |
| Outagamie County Wisconsin | 13 | $ 1,426,000 | $ 109,000 | $ 45,000 |
| Manitowoc County Wisconsin | 12 | $ 966,000 | $ 80,000 | $ 56,000 |
| St. Clair County Illinois | 11 | $ 1,213,000 | $ 110,000 | $ 49,000 |
| Sheboygan County Wisconsin | 11 | $ 1,423,000 | $ 129,000 | $ 55,000 |
| Winnebago County Wisconsin | 11 | $ 1,005,000 | $ 91,000 | $ 57,000 |
| Nevada County California | 10 | $ 2,062,000 | $ 206,000 | $ 73,000 |
| Broward County Florida | 10 | $ 1,821,000 | $ 182,000 | $ 61,000 |
| Ramsey County Minnesota | 10 | $ 1,815,000 | $ 181,000 | $ 52,000 |
| Franklin County Ohio | 10 | $ 1,674,000 | $ 167,000 | $ 68,000 |
| Marinette County Wisconsin | 10 | $ 1,006,000 | $ 100,000 | $ 49,000 |
| Contra Costa County California | 9 | $ 2,481,000 | $ 275,000 | $ 77,000 |
| Brevard County Florida | 9 | $ 1,055,000 | $ 117,000 | $ 46,000 |
| Alameda County California | 8 | $ 1,994,000 | $ 249,000 | $ 73,000 |
| Stanislaus County California | 8 | $ 2,167,000 | $ 270,000 | $ 114,000 |
| Vanderburgh County Indiana | 8 | $ 1,014,000 | $ 126,000 | $ 43,000 |
| Livingston County Michigan | 8 | $ 1,575,000 | $ 196,000 | $ 85,000 |
| St. Louis County Minnesota | 8 | $ 1,032,000 | $ 129,000 | $ 78,000 |
| St. Francois County Missouri | 8 | $ 620,000 | $ 77,000 | $ 29,000 |
| Clark County Nevada | 8 | $ 2,105,000 | $ 263,000 | $ 98,000 |
| Cuyahoga County Ohio | 8 | $ 876,000 | $ 109,000 | $ 47,000 |
| King County Washington | 8 | $ 1,186,000 | $ 148,000 | $ 34,000 |
| Adams County Wisconsin | 8 | $ 650,000 | $ 81,000 | $ 44,000 |
| Columbia County Wisconsin | 8 | $ 897,000 | $ 112,000 | $ 71,000 |
| Oneida County Wisconsin | 8 | $ 732,000 | $ 91,000 | $ 83,000 |
| El Dorado County California | 7 | $ 1,634,000 | $ 233,000 | $ 35,000 |
| Nassau County Florida | 7 | $ 1,108,000 | $ 158,000 | $ 56,000 |
| Lake County Indiana | 7 | $ 956,000 | $ 136,000 | $ 60,000 |
| Baltimore County Maryland | 7 | $ 1,389,000 | $ 198,000 | $ 54,000 |
| Ingham County Michigan | 7 | $ 722,000 | $ 103,000 | $ 57,000 |
| Macomb County Michigan | 7 | $ 1,244,000 | $ 177,000 | $ 76,000 |
| Franklin County Missouri | 7 | $ 1,561,000 | $ 223,000 | $ 77,000 |
| Door County Wisconsin | 7 | $ 1,136,000 | $ 162,000 | $ 64,000 |
| Shawano County Wisconsin | 7 | $ 524,000 | $ 74,000 | $ 61,000 |
| Santa Cruz County Arizona | 6 | $ 532,000 | $ 88,000 | $ 33,000 |
| Kern County California | 6 | $ 907,000 | $ 151,000 | $ 57,000 |
| Santa Clara County California | 6 | $ 1,818,000 | $ 303,000 | $ 99,000 |
| Sonoma County California | 6 | $ 1,853,000 | $ 308,000 | $ 51,000 |
| Madison County Illinois | 6 | $ 779,000 | $ 129,000 | $ 75,000 |
| McHenry County Illinois | 6 | $ 1,018,000 | $ 169,000 | $ 74,000 |
| Allegheny County Pennsylvania | 6 | $ 651,000 | $ 108,000 | $ 61,000 |
| Bell County Texas | 6 | $ 543,000 | $ 90,000 | $ 58,000 |
| Virginia Beach County Virginia | 6 | $ 757,000 | $ 126,000 | $ 58,000 |
| Fond du Lac County Wisconsin | 6 | $ 729,000 | $ 121,000 | $ 54,000 |
| Waupaca County Wisconsin | 6 | $ 828,000 | $ 138,000 | $ 76,000 |
| Calaveras County California | 5 | $ 1,071,000 | $ 214,000 | $ 92,000 |
| Colusa County California | 5 | $ 665,000 | $ 133,000 | $ 41,000 |
| Imperial County California | 5 | $ 761,000 | $ 152,000 | $ 51,000 |
| Yuba County California | 5 | $ 1,179,000 | $ 235,000 | $ 76,000 |
| St. Lucie County Florida | 5 | $ 698,000 | $ 139,000 | $ 53,000 |
| Camden County Georgia | 5 | $ 388,000 | $ 77,000 | $ 53,000 |
| Warrick County Indiana | 5 | $ 468,000 | $ 93,000 | $ 32,000 |
| Genesee County Michigan | 5 | $ 423,000 | $ 84,000 | $ 52,000 |
| Monroe County Michigan | 5 | $ 849,000 | $ 169,000 | $ 91,000 |
| Jackson County Missouri | 5 | $ 393,000 | $ 78,000 | $ 38,000 |
| Bernalillo County New Mexico | 5 | $ 493,000 | $ 98,000 | $ 57,000 |
| Fairfax County Virginia | 5 | $ 1,112,000 | $ 222,000 | $ 95,000 |
| Juneau County Wisconsin | 5 | $ 681,000 | $ 136,000 | $ 44,000 |
| Pinal County Arizona | 4 | $ 702,000 | $ 175,000 | $ 98,000 |
| Palm Beach County Florida | 4 | $ 2,271,000 | $ 567,000 | $ 238,000 |
| St. Johns County Florida | 4 | $ 867,000 | $ 216,000 | $ 77,000 |
| Greene County Indiana | 4 | $ 279,000 | $ 69,000 | $ 45,000 |
| Knox County Indiana | 4 | $ 485,000 | $ 121,000 | $ 44,000 |
| Marion County Indiana | 4 | $ 369,000 | $ 92,000 | $ 33,000 |
| Daviess County Kentucky | 4 | $ 523,000 | $ 130,000 | $ 53,000 |
| Jackson County Michigan | 4 | $ 285,000 | $ 71,000 | $ 102,000 |
| Kent County Michigan | 4 | $ 387,000 | $ 96,000 | $ 44,000 |
| Saginaw County Michigan | 4 | $ 305,000 | $ 76,000 | $ 47,000 |
| Washtenaw County Michigan | 4 | $ 830,000 | $ 207,000 | $ 130,000 |
| Olmsted County Minnesota | 4 | $ 582,000 | $ 145,000 | $ 58,000 |
| Boone County Missouri | 4 | $ 359,000 | $ 89,000 | $ 32,000 |
| Crawford County Missouri | 4 | $ 573,000 | $ 143,000 | $ 39,000 |
| San Juan County New Mexico | 4 | $ 409,000 | $ 102,000 | $ 67,000 |
| Sandoval County New Mexico | 4 | $ 628,000 | $ 157,000 | $ 72,000 |
| Wake County North Carolina | 4 | $ 745,000 | $ 186,000 | $ 72,000 |
| Calumet County Wisconsin | 4 | $ 425,000 | $ 106,000 | $ 34,000 |
| Clark County Wisconsin | 4 | $ 304,000 | $ 76,000 | $ 41,000 |
| Eau Claire County Wisconsin | 4 | $ 293,000 | $ 73,000 | $ 43,000 |
| Marathon County Wisconsin | 4 | $ 360,000 | $ 90,000 | $ 46,000 |
| St. Croix County Wisconsin | 4 | $ 717,000 | $ 179,000 | $ 73,000 |
| Vernon County Wisconsin | 4 | $ 353,000 | $ 88,000 | $ 32,000 |
| Wood County Wisconsin | 4 | $ 542,000 | $ 135,000 | $ 58,000 |
| Faulkner County Arkansas | 3 | $ 458,000 | $ 152,000 | $ 66,000 |
| Washington County Arkansas | 3 | $ 355,000 | $ 118,000 | $ 52,000 |
| Butte County California | 3 | $ 813,000 | $ 271,000 | $ 70,000 |
| San Francisco County California | 3 | $ 1,253,000 | $ 417,000 | $ 230,000 |
| Highlands County Florida | 3 | $ 177,000 | $ 59,000 | $ 28,000 |
| Hillsborough County Florida | 3 | $ 342,000 | $ 114,000 | $ 52,000 |
| Fulton County Georgia | 3 | $ 380,000 | $ 126,000 | $ 46,000 |
| Kankakee County Illinois | 3 | $ 342,000 | $ 114,000 | $ 38,000 |
| Macoupin County Illinois | 3 | $ 159,000 | $ 53,000 | $ 43,000 |
| Winnebago County Illinois | 3 | $ 236,000 | $ 78,000 | $ 31,000 |
| Elkhart County Indiana | 3 | $ 865,000 | $ 288,000 | $ 182,000 |
| Howard County Indiana | 3 | $ 280,000 | $ 93,000 | $ 53,000 |
| Owen County Indiana | 3 | $ 118,000 | $ 39,000 | $ 15,000 |
| Spencer County Indiana | 3 | $ 274,000 | $ 91,000 | $ 57,000 |
| Wayne County Indiana | 3 | $ 272,000 | $ 90,000 | $ 32,000 |
| Johnson County Kansas | 3 | $ 335,000 | $ 111,000 | $ 43,000 |
| Sedgwick County Kansas | 3 | $ 237,000 | $ 79,000 | $ 58,000 |
| Pulaski County Kentucky | 3 | $ 223,000 | $ 74,000 | $ 53,000 |
| Grand Traverse County Michigan | 3 | $ 361,000 | $ 120,000 | $ 131,000 |
| Gratiot County Michigan | 3 | $ 366,000 | $ 122,000 | $ 25,000 |
| Anoka County Minnesota | 3 | $ 671,000 | $ 223,000 | $ 67,000 |
| Wright County Minnesota | 3 | $ 672,000 | $ 224,000 | $ 54,000 |
| Clay County Missouri | 3 | $ 291,000 | $ 97,000 | $ 18,000 |
| Douglas County Nebraska | 3 | $ 187,000 | $ 62,000 | $ 33,000 |
| Harris County Texas | 3 | $ 377,000 | $ 125,000 | $ 53,000 |
| Lampasas County Texas | 3 | $ 401,000 | $ 133,000 | $ 68,000 |
| Chesterfield County Virginia | 3 | $ 476,000 | $ 158,000 | $ 87,000 |
| Hanover County Virginia | 3 | $ 491,000 | $ 163,000 | $ 77,000 |
| Henrico County Virginia | 3 | $ 290,000 | $ 96,000 | $ 30,000 |
| Norfolk County Virginia | 3 | $ 303,000 | $ 101,000 | $ 21,000 |
| Barron County Wisconsin | 3 | $ 394,000 | $ 131,000 | $ 78,000 |
| Lincoln County Wisconsin | 3 | $ 222,000 | $ 74,000 | $ 45,000 |
| Sauk County Wisconsin | 3 | $ 227,000 | $ 75,000 | $ 54,000 |
| Vilas County Wisconsin | 3 | $ 570,000 | $ 190,000 | $ 31,000 |
| Washburn County Wisconsin | 3 | $ 309,000 | $ 103,000 | $ 54,000 |
| Mohave County Arizona | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Navajo County Arizona | 2 | $ 253,000 | $ 126,000 | $ 103,000 |
| Benton County Arkansas | 2 | $ 338,000 | $ 169,000 | $ 266,000 |
| Amador County California | 2 | $ 511,000 | $ 255,000 | $ 147,000 |
| Glenn County California | 2 | $ 250,000 | $ 125,000 | $ 40,000 |
| Kings County California | 2 | $ 355,000 | $ 177,000 | $ 38,000 |
| Merced County California | 2 | $ 371,000 | $ 185,000 | $ 46,000 |
| San Luis Obispo County California | 2 | $ 410,000 | $ 205,000 | $ 161,000 |
| San Mateo County California | 2 | $ 757,000 | $ 378,000 | $ 114,000 |
| Sutter County California | 2 | $ 463,000 | $ 231,000 | $ 77,000 |
| Ventura County California | 2 | $ 887,000 | $ 443,000 | $ 119,000 |
| Arapahoe County Colorado | 2 | $ 271,000 | $ 135,000 | $ 38,000 |
| Denver County Colorado | 2 | $ 855,000 | $ 427,000 | $ 140,000 |
| New Castle County Delaware | 2 | $ 552,000 | $ 276,000 | $ 89,000 |
| Miami-Dade County Florida | 2 | $ 416,000 | $ 208,000 | $ 89,000 |
| Okaloosa County Florida | 2 | $ 144,000 | $ 72,000 | $ 57,000 |
| Osceola County Florida | 2 | $ 228,000 | $ 114,000 | $ 24,000 |
| Columbia County Georgia | 2 | $ 186,000 | $ 93,000 | $ 44,000 |
| Bond County Illinois | 2 | $ 261,000 | $ 130,000 | $ 70,000 |
| Boone County Illinois | 2 | $ 333,000 | $ 166,000 | $ 38,000 |
| Macon County Illinois | 2 | $ 122,000 | $ 61,000 | $ 14,000 |
| Marion County Illinois | 2 | $ 176,000 | $ 88,000 | $ 34,000 |
| Tazewell County Illinois | 2 | $ 225,000 | $ 112,000 | $ 38,000 |
| Dubois County Indiana | 2 | $ 103,000 | $ 51,000 | $ 22,000 |
| Hendricks County Indiana | 2 | $ 106,000 | $ 53,000 | $ 41,000 |
| Henry County Indiana | 2 | $ 70,000 | $ 35,000 | $ 24,000 |
| Monroe County Indiana | 2 | $ 361,000 | $ 180,000 | $ 110,000 |
| Pike County Indiana | 2 | $ 190,000 | $ 95,000 | $ 35,000 |
| Tippecanoe County Indiana | 2 | $ 280,000 | $ 140,000 | $ 69,000 |
| Benton County Iowa | 2 | $ 127,000 | $ 63,000 | $ 33,000 |
| Linn County Iowa | 2 | $ 176,000 | $ 88,000 | $ 39,000 |
| Hancock County Kentucky | 2 | $ 158,000 | $ 79,000 | $ 15,000 |
| Warren County Kentucky | 2 | $ 168,000 | $ 84,000 | $ 0 |
| Caroline County Maryland | 2 | $ 229,000 | $ 114,000 | $ 51,000 |
| Frederick County Maryland | 2 | $ 610,000 | $ 305,000 | $ 93,000 |
| Prince George's County Maryland | 2 | $ 264,000 | $ 132,000 | $ 68,000 |
| Washington County Maryland | 2 | $ 440,000 | $ 220,000 | $ 58,000 |
| Barry County Michigan | 2 | $ 261,000 | $ 130,000 | $ 61,000 |
| Calhoun County Michigan | 2 | $ 95,000 | $ 47,000 | $ 49,000 |
| Eaton County Michigan | 2 | $ 327,000 | $ 163,000 | $ 48,000 |
| Lapeer County Michigan | 2 | $ 329,000 | $ 164,000 | $ 76,000 |
| Ogemaw County Michigan | 2 | $ 187,000 | $ 93,000 | $ 37,000 |
| Carver County Minnesota | 2 | $ 425,000 | $ 212,000 | $ 97,000 |
| Dakota County Minnesota | 2 | $ 452,000 | $ 226,000 | $ 58,000 |
| Goodhue County Minnesota | 2 | $ 427,000 | $ 213,000 | $ 62,000 |
| Mille Lacs County Minnesota | 2 | $ 249,000 | $ 124,000 | $ 37,000 |
| Sherburne County Minnesota | 2 | $ 529,000 | $ 264,000 | $ 68,000 |
| Washington County Minnesota | 2 | $ 234,000 | $ 117,000 | $ 63,000 |
| Greene County Missouri | 2 | $ 187,000 | $ 93,000 | $ 24,000 |
| Grundy County Missouri | 2 | $ 119,000 | $ 59,000 | $ 32,000 |
| Jasper County Missouri | 2 | $ 82,000 | $ 41,000 | $ 21,000 |
| Macon County Missouri | 2 | $ 118,000 | $ 59,000 | $ 34,000 |
| Phelps County Missouri | 2 | $ 191,000 | $ 95,000 | $ 59,000 |
| Randolph County Missouri | 2 | $ 161,000 | $ 80,000 | $ 53,000 |
| Ste. Genevieve County Missouri | 2 | $ 198,000 | $ 99,000 | $ 51,000 |
| Warren County Missouri | 2 | $ 317,000 | $ 158,000 | $ 37,000 |
| Washoe County Nevada | 2 | $ 970,000 | $ 485,000 | $ 296,000 |
| Putnam County New York | 2 | $ 307,000 | $ 153,000 | $ 48,000 |
| Logan County Ohio | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Lorain County Ohio | 2 | $ 202,000 | $ 101,000 | $ 49,000 |
| Mahoning County Ohio | 2 | $ 467,000 | $ 233,000 | $ 133,000 |
| Miami County Ohio | 2 | $ 185,000 | $ 92,000 | $ 26,000 |
| Canadian County Oklahoma | 2 | $ 85,000 | $ 42,000 | $ 45,000 |
| Oklahoma County Oklahoma | 2 | $ 261,000 | $ 130,000 | $ 44,000 |
| Bucks County Pennsylvania | 2 | $ 130,000 | $ 65,000 | $ 54,000 |
| Carbon County Pennsylvania | 2 | $ 111,000 | $ 55,000 | $ 100,000 |
| Angelina County Texas | 2 | $ 281,000 | $ 140,000 | $ 53,000 |
| McLennan County Texas | 2 | $ 170,000 | $ 85,000 | $ 44,000 |
| San Augustine County Texas | 2 | $ 224,000 | $ 112,000 | $ 40,000 |
| Chesapeake County Virginia | 2 | $ 183,000 | $ 91,000 | $ 27,000 |
| Newport News County Virginia | 2 | $ 133,000 | $ 66,000 | $ 42,000 |
| Portsmouth County Virginia | 2 | $ 304,000 | $ 152,000 | $ 61,000 |
| Clark County Washington | 2 | $ 511,000 | $ 255,000 | $ 105,000 |
| Buffalo County Wisconsin | 2 | $ 147,000 | $ 73,000 | $ 29,000 |
| Green County Wisconsin | 2 | $ 179,000 | $ 89,000 | $ 39,000 |
| Jackson County Wisconsin | 2 | $ 263,000 | $ 131,000 | $ 41,000 |
| La Crosse County Wisconsin | 2 | $ 276,000 | $ 138,000 | $ 73,000 |
| Langlade County Wisconsin | 2 | $ 403,000 | $ 201,000 | $ 111,000 |
| Monroe County Wisconsin | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Portage County Wisconsin | 2 | $ 309,000 | $ 154,000 | $ 39,000 |
| Waushara County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 41,000 |
| Chambers County Alabama | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Chilton County Alabama | 1 | $ 140,000 | $ 140,000 | $ 53,000 |
| Marshall County Alabama | 1 | $ 113,000 | $ 113,000 | $ 25,000 |
| Mobile County Alabama | 1 | $ 54,000 | $ 54,000 | $ 85,000 |
| Tuscaloosa County Alabama | 1 | $ 42,000 | $ 42,000 | $ 16,000 |
| Gila County Arizona | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Graham County Arizona | 1 | $ 83,000 | $ 83,000 | $ 23,000 |
| Pulaski County Arkansas | 1 | $ 181,000 | $ 181,000 | $ 81,000 |
| Mendocino County California | 1 | $ 258,000 | $ 258,000 | $ 53,000 |
| Monterey County California | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Plumas County California | 1 | $ 185,000 | $ 185,000 | $ 125,000 |
| Santa Barbara County California | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Shasta County California | 1 | $ 191,000 | $ 191,000 | $ 48,000 |
| Siskiyou County California | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Adams County Colorado | 1 | $ 209,000 | $ 209,000 | $ 37,000 |
| Boulder County Colorado | 1 | $ 525,000 | $ 525,000 | $ 138,000 |
| Douglas County Colorado | 1 | $ 288,000 | $ 288,000 | $ 127,000 |
| Eagle County Colorado | 1 | $ 140,000 | $ 140,000 | $ 253,000 |
| Jefferson County Colorado | 1 | $ 151,000 | $ 151,000 | $ 35,000 |
| La Plata County Colorado | 1 | $ 268,000 | $ 268,000 | $ 84,000 |
| Saguache County Colorado | 1 | $ 301,000 | $ 301,000 | $ 106,000 |
| Hartford County Connecticut | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| New Haven County Connecticut | 1 | $ 187,000 | $ 187,000 | $ 54,000 |
| Clay County Florida | 1 | $ 137,000 | $ 137,000 | $ 44,000 |
| Collier County Florida | 1 | $ 420,000 | $ 420,000 | $ 111,000 |
| Manatee County Florida | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Orange County Florida | 1 | $ 113,000 | $ 113,000 | $ 24,000 |
| Pinellas County Florida | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Sarasota County Florida | 1 | $ 189,000 | $ 189,000 | $ 48,000 |
| Sumter County Florida | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Walton County Florida | 1 | $ 2,156,000 | $ 2,156,000 | $ 512,000 |
| Bibb County Georgia | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
| DeKalb County Georgia | 1 | $ 365,000 | $ 365,000 | $ 176,000 |
| Gordon County Georgia | 1 | $ 84,000 | $ 84,000 | $ 52,000 |
| Pickens County Georgia | 1 | $ 221,000 | $ 221,000 | $ 204,000 |
| Richmond County Georgia | 1 | $ 100,000 | $ 100,000 | $ 55,000 |
| Troup County Georgia | 1 | $ 86,000 | $ 86,000 | $ 48,000 |
| Ada County Idaho | 1 | $ 100,000 | $ 100,000 | $ 6,000 |
| Champaign County Illinois | 1 | $ 104,000 | $ 104,000 | $ 33,000 |
| Clark County Illinois | 1 | $ 40,000 | $ 40,000 | $ 20,000 |
| Clinton County Illinois | 1 | $ 87,000 | $ 87,000 | $ 85,000 |
| DeKalb County Illinois | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Kendall County Illinois | 1 | $ 120,000 | $ 120,000 | $ 55,000 |
| Knox County Illinois | 1 | $ 51,000 | $ 51,000 | $ 36,000 |
| Lawrence County Illinois | 1 | $ 50,000 | $ 50,000 | $ 14,000 |
| Logan County Illinois | 1 | $ 51,000 | $ 51,000 | $ 28,000 |
| Mason County Illinois | 1 | $ 70,000 | $ 70,000 | $ 58,000 |
| McLean County Illinois | 1 | $ 129,000 | $ 129,000 | $ 98,000 |
| Monroe County Illinois | 1 | $ 110,000 | $ 110,000 | $ 62,000 |
| Wayne County Illinois | 1 | $ 78,000 | $ 78,000 | $ 45,000 |
| Clay County Indiana | 1 | $ 98,000 | $ 98,000 | $ 52,000 |
| Daviess County Indiana | 1 | $ 40,000 | $ 40,000 | $ 52,000 |
| Gibson County Indiana | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Huntington County Indiana | 1 | $ 42,000 | $ 42,000 | $ 63,000 |
| Jasper County Indiana | 1 | $ 167,000 | $ 167,000 | $ 96,000 |
| Jennings County Indiana | 1 | $ 280,000 | $ 280,000 | $ 139,000 |
| Lawrence County Indiana | 1 | $ 68,000 | $ 68,000 | $ 24,000 |
| Posey County Indiana | 1 | $ 77,000 | $ 77,000 | $ 46,000 |
| Pulaski County Indiana | 1 | $ 107,000 | $ 107,000 | $ 74,000 |
| Putnam County Indiana | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Rush County Indiana | 1 | $ 40,000 | $ 40,000 | $ 15,000 |
| Shelby County Indiana | 1 | $ 103,000 | $ 103,000 | $ 41,000 |
| Sullivan County Indiana | 1 | $ 26,000 | $ 26,000 | $ 15,000 |
| Tipton County Indiana | 1 | $ 34,000 | $ 34,000 | $ 52,000 |
| Vigo County Indiana | 1 | $ 36,000 | $ 36,000 | $ 32,000 |
| Wabash County Indiana | 1 | $ 131,000 | $ 131,000 | $ 60,000 |
| Greene County Iowa | 1 | $ 74,000 | $ 74,000 | $ 50,000 |
| Johnson County Iowa | 1 | $ 100,000 | $ 100,000 | $ 64,000 |
| Plymouth County Iowa | 1 | $ 89,000 | $ 89,000 | $ 44,000 |
| Polk County Iowa | 1 | $ 68,000 | $ 68,000 | $ 63,000 |
| Pottawattamie County Iowa | 1 | $ 36,000 | $ 36,000 | $ 15,000 |
| Taylor County Iowa | 1 | $ 71,000 | $ 71,000 | $ 27,000 |
| Van Buren County Iowa | 1 | $ 68,000 | $ 68,000 | $ 28,000 |
| Cowley County Kansas | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Douglas County Kansas | 1 | $ 243,000 | $ 243,000 | $ 134,000 |
| Franklin County Kansas | 1 | $ 88,000 | $ 88,000 | $ 21,000 |
| Saline County Kansas | 1 | $ 97,000 | $ 97,000 | $ 61,000 |
| Wyandotte County Kansas | 1 | $ 166,000 | $ 166,000 | $ 240,000 |
| Bell County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 81,000 |
| Henderson County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 58,000 |
| Jefferson County Kentucky | 1 | $ 154,000 | $ 154,000 | $ 40,000 |
| Letcher County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 26,000 |
| York County Maine | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Dorchester County Maryland | 1 | $ 108,000 | $ 108,000 | $ 39,000 |
| Harford County Maryland | 1 | $ 182,000 | $ 182,000 | $ 92,000 |
| Montgomery County Maryland | 1 | $ 380,000 | $ 380,000 | $ 105,000 |
| Worcester County Maryland | 1 | $ 304,000 | $ 304,000 | $ 88,000 |
| Bristol County Massachusetts | 1 | $ 190,000 | $ 190,000 | $ 38,000 |
| Alpena County Michigan | 1 | $ 81,000 | $ 81,000 | $ 297,000 |
| Arenac County Michigan | 1 | $ 72,000 | $ 72,000 | $ 85,000 |
| Bay County Michigan | 1 | $ 90,000 | $ 90,000 | $ 53,000 |
| Clinton County Michigan | 1 | $ 280,000 | $ 280,000 | $ 52,000 |
| Hillsdale County Michigan | 1 | $ 199,000 | $ 199,000 | $ 111,000 |
| Ionia County Michigan | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Iron County Michigan | 1 | $ 105,000 | $ 105,000 | $ 90,000 |
| Kalamazoo County Michigan | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Leelanau County Michigan | 1 | $ 171,000 | $ 171,000 | $ 78,000 |
| Lenawee County Michigan | 1 | $ 260,000 | $ 260,000 | $ 140,000 |
| Mason County Michigan | 1 | $ 65,000 | $ 65,000 | $ 58,000 |
| Midland County Michigan | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Montcalm County Michigan | 1 | $ 120,000 | $ 120,000 | $ 49,000 |
| Sanilac County Michigan | 1 | $ 96,000 | $ 96,000 | $ 54,000 |
| St. Clair County Michigan | 1 | $ 33,000 | $ 33,000 | $ 37,000 |
| Tuscola County Michigan | 1 | $ 210,000 | $ 210,000 | $ 85,000 |
| Carlton County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 48,000 |
| Chisago County Minnesota | 1 | $ 272,000 | $ 272,000 | $ 62,000 |
| Isanti County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 59,000 |
| Jackson County Minnesota | 1 | $ 60,000 | $ 60,000 | $ 46,000 |
| Kanabec County Minnesota | 1 | $ 74,000 | $ 74,000 | $ 20,000 |
| Otter Tail County Minnesota | 1 | $ 111,000 | $ 111,000 | $ 44,000 |
| Pine County Minnesota | 1 | $ 98,000 | $ 98,000 | $ 49,000 |
| Rice County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 54,000 |
| Scott County Minnesota | 1 | $ 154,000 | $ 154,000 | $ 25,000 |
| Audrain County Missouri | 1 | $ 79,000 | $ 79,000 | $ 33,000 |
| Barton County Missouri | 1 | $ 80,000 | $ 80,000 | $ 92,000 |
| Benton County Missouri | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
| Buchanan County Missouri | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Butler County Missouri | 1 | $ 138,000 | $ 138,000 | $ 46,000 |
| Camden County Missouri | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Christian County Missouri | 1 | $ 227,000 | $ 227,000 | $ 78,000 |
| Cole County Missouri | 1 | $ 70,000 | $ 70,000 | $ 40,000 |
| Cooper County Missouri | 1 | $ 78,000 | $ 78,000 | $ 39,000 |
| Gasconade County Missouri | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Howard County Missouri | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Lafayette County Missouri | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Lincoln County Missouri | 1 | $ 132,000 | $ 132,000 | $ 10,000 |
| Miller County Missouri | 1 | $ 30,000 | $ 30,000 | $ 54,000 |
| Stoddard County Missouri | 1 | $ 64,000 | $ 64,000 | $ 50,000 |
| Stone County Missouri | 1 | $ 38,000 | $ 38,000 | $ 84,000 |
| Vernon County Missouri | 1 | $ 125,000 | $ 125,000 | $ 10,000 |
| Wayne County Missouri | 1 | $ 81,000 | $ 81,000 | $ 15,000 |
| Buffalo County Nebraska | 1 | $ 63,000 | $ 63,000 | $ 86,000 |
| Dawson County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 45,000 |
| Frontier County Nebraska | 1 | $ 30,000 | $ 30,000 | $ 32,000 |
| Hillsborough County New Hampshire | 1 | $ 87,000 | $ 87,000 | $ 50,000 |
| Otero County New Mexico | 1 | $ 56,000 | $ 56,000 | $ 138,000 |
| Valencia County New Mexico | 1 | $ 79,000 | $ 79,000 | $ 42,000 |
| Alexander County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 122,000 |
| Bertie County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 38,000 |
| Buncombe County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 18,000 |
| Carteret County North Carolina | 1 | $ 82,000 | $ 82,000 | $ 49,000 |
| Cumberland County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 72,000 |
| Dare County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 50,000 |
| Franklin County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 35,000 |
| Harnett County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Jones County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 32,000 |
| Onslow County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 21,000 |
| Pasquotank County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Pitt County North Carolina | 1 | $ 69,000 | $ 69,000 | $ 44,000 |
| Rowan County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 93,000 |
| Butler County Ohio | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Erie County Ohio | 1 | $ 94,000 | $ 94,000 | $ 41,000 |
| Fairfield County Ohio | 1 | $ 90,000 | $ 90,000 | $ 60,000 |
| Greene County Ohio | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| Lake County Ohio | 1 | $ 115,000 | $ 115,000 | $ 22,000 |
| Lucas County Ohio | 1 | $ 153,000 | $ 153,000 | $ 74,000 |
| Putnam County Ohio | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Dauphin County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 80,000 |
| Lebanon County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 62,000 |
| Philadelphia County Pennsylvania | 1 | $ 124,000 | $ 124,000 | $ 123,000 |
| Westmoreland County Pennsylvania | 1 | $ 117,000 | $ 117,000 | $ 61,000 |
| Beaufort County South Carolina | 1 | $ 224,000 | $ 224,000 | $ 55,000 |
| Charleston County South Carolina | 1 | $ 36,000 | $ 36,000 | $ 68,000 |
| Horry County South Carolina | 1 | $ 63,000 | $ 63,000 | $ 12,000 |
| Coffee County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 19,000 |
| Hamilton County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 33,000 |
| Knox County Tennessee | 1 | $ 82,000 | $ 82,000 | $ 44,000 |
| Shelby County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 43,000 |
| Tipton County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Warren County Tennessee | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Williamson County Tennessee | 1 | $ 111,000 | $ 111,000 | $ 50,000 |
| Bexar County Texas | 1 | $ 49,000 | $ 49,000 | $ 72,000 |
| Brazoria County Texas | 1 | $ 181,000 | $ 181,000 | $ 81,000 |
| Fort Bend County Texas | 1 | $ 81,000 | $ 81,000 | $ 31,000 |
| Johnson County Texas | 1 | $ 60,000 | $ 60,000 | $ 33,000 |
| Potter County Texas | 1 | $ 11,000 | $ 11,000 | $ 17,000 |
| Tarrant County Texas | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Wichita County Texas | 1 | $ 58,000 | $ 58,000 | $ 14,000 |
| Davis County Utah | 1 | $ 130,000 | $ 130,000 | $ 36,000 |
| Weber County Utah | 1 | $ 825,000 | $ 825,000 | $ 215,000 |
| Accomack County Virginia | 1 | $ 94,000 | $ 94,000 | $ 10,000 |
| Bedford County Virginia | 1 | $ 98,000 | $ 98,000 | $ 18,000 |
| Hampton County Virginia | 1 | $ 142,000 | $ 142,000 | $ 43,000 |
| Orange County Virginia | 1 | $ 224,000 | $ 224,000 | $ 138,000 |
| Petersburg County Virginia | 1 | $ 43,000 | $ 43,000 | $ 17,000 |
| Prince George County Virginia | 1 | $ 94,000 | $ 94,000 | $ 56,000 |
| Spotsylvania County Virginia | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| York County Virginia | 1 | $ 263,000 | $ 263,000 | $ 79,000 |
| Kitsap County Washington | 1 | $ 171,000 | $ 171,000 | $ 71,000 |
| Pierce County Washington | 1 | $ 132,000 | $ 132,000 | $ 68,000 |
| Bayfield County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 60,000 |
| Burnett County Wisconsin | 1 | $ 53,000 | $ 53,000 | $ 30,000 |
| Crawford County Wisconsin | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Grant County Wisconsin | 1 | $ 72,000 | $ 72,000 | $ 50,000 |
| Green Lake County Wisconsin | 1 | $ 66,000 | $ 66,000 | $ 40,000 |
| Iron County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 56,000 |
| Richland County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 0 |
| Rusk County Wisconsin | 1 | $ 191,000 | $ 191,000 | $ 64,000 |
| Sawyer County Wisconsin | 1 | $ 84,000 | $ 84,000 | $ 78,000 |
| Trempealeau County Wisconsin | 1 | $ 57,000 | $ 57,000 | $ 32,000 |
Mortgage Loan Application Detail Totals for Universal Savings Bank Fa in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,860 | $274,770,000 | $147,593 | $2,156,000 | $65,593 | $512,000 |
| Refinancing | 1,777 | $308,613,000 | $150,888 | $1,500,000 | $61,027 | $758,000 |
| Home Improvement | 1 | $112,000 | $112,000 | $112,000 | $67,000 | $67,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,427 | $386,421,000 | $149,285 | $2,156,000 | $68,942 | $600,000 |
| Hispanic | 435 | $70,810,000 | $164,857 | $825,000 | $54,761 | $336,000 |
| Black or African American | 364 | $44,561,000 | $123,052 | $500,000 | $56,315 | $450,000 |
| Asian | 205 | $52,372,000 | $194,571 | $1,000,000 | $73,214 | $758,000 |
| Not Provided | 174 | $23,797,000 | $139,869 | $772,000 | $57,913 | $333,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $3,678,000 | $188,000 | $350,000 | $80,333 | $128,000 |
| American Indian or Alaskan Native | 13 | $1,856,000 | $138,833 | $334,000 | $68,166 | $222,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,565 | $573,687,000 | $152,631 | $2,156,000 | $63,421 | $758,000 |
| FHA-insured (Federal Housing Administration) | 38 | $4,310,000 | $127,750 | $293,000 | $38,625 | $137,000 |
| VA-guaranteed (Veterans Administration) | 35 | $5,498,000 | $138,428 | $273,000 | $57,285 | $127,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,156 | $351,429,000 | $174,322 | $1,253,000 | $70,645 | $500,000 |
| Application Denied By Financial Institution | 514 | $82,995,000 | $135,862 | $1,500,000 | $53,862 | $600,000 |
| Application Withdrawn By Applicant | 434 | $62,375,000 | $139,916 | $1,390,000 | $71,791 | $490,000 |
| Application Approved But Not Accepted | 184 | $33,269,000 | $126,304 | $940,000 | $57,086 | $758,000 |
| File Closed For Incompleteness | 139 | $23,444,000 | $163,733 | $2,156,000 | $72,666 | $512,000 |
| Loan Purchased By The Institution | 80 | $14,290,000 | $181,928 | $312,000 | $73,428 | $503,000 |
| Preapproval Denied by Financial Institution | 70 | $7,974,000 | $113,000 | $399,000 | $44,000 | $420,000 |
| Preapproval Approved but not Accepted | 61 | $7,719,000 | $126,000 | $300,000 | $40,000 | $115,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 246 | $37,978,000 | $141,608 | $1,500,000 | $57,565 | $600,000 |
| Debt-To-Income Ratio | 129 | $19,282,000 | $147,650 | $600,000 | $46,100 | $320,000 |
| Other | 77 | $13,000,000 | $160,642 | $680,000 | $75,285 | $478,000 |
| Collateral | 53 | $8,390,000 | $144,000 | $596,000 | $64,625 | $264,000 |
| Unverifiable Information | 31 | $5,104,000 | $168,857 | $772,000 | $55,571 | $240,000 |
| Employment History | 24 | $3,570,000 | $151,250 | $396,000 | $49,375 | $182,000 |
| Credit Application Incomplete | 12 | $1,708,000 | $126,666 | $407,000 | $63,500 | $144,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $1,580,000 | $135,714 | $256,000 | $68,857 | $130,000 |
| Mortgage Insurance Denied | 1 | $357,000 | $357,000 | $357,000 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Universal Savings Bank Fa's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Universal Savings Bank Fa's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.