University Bank
Mortgage Loan Application
Totals and Details
for 2011
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for University Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | University Bank 2015 Washtenaw Ave Ann Arbor, MI 48104 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 908 |
| Total Mortgage Loan Application Amount | $173,455,000 |
| Average Mortgage Loan Application Amount | $179,666 |
| Highest Mortgage Loan Application Amount | $996,000 |
| Average Applicant Income | $71,000 |
| Highest Applicant Income | $1,003,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Macomb County Michigan | 64 | $ 10,760,000 | $ 168,000 | $ 81,000 |
| Oakland County Michigan | 63 | $ 11,173,000 | $ 177,000 | $ 95,000 |
| Clark County Indiana | 51 | $ 6,807,000 | $ 133,000 | $ 64,000 |
| Hamilton County Ohio | 48 | $ 7,046,000 | $ 146,000 | $ 63,000 |
| Lake County Ohio | 44 | $ 5,859,000 | $ 133,000 | $ 60,000 |
| Jefferson County Kentucky | 34 | $ 5,653,000 | $ 166,000 | $ 65,000 |
| Wayne County Michigan | 25 | $ 3,356,000 | $ 134,000 | $ 80,000 |
| Washtenaw County Michigan | 22 | $ 4,695,000 | $ 213,000 | $ 118,000 |
| King County Washington | 22 | $ 6,737,000 | $ 306,000 | $ 132,000 |
| Floyd County Indiana | 21 | $ 2,694,000 | $ 128,000 | $ 70,000 |
| Genesee County Michigan | 21 | $ 2,462,000 | $ 117,000 | $ 55,000 |
| Cuyahoga County Ohio | 20 | $ 2,842,000 | $ 142,000 | $ 72,000 |
| Butler County Ohio | 19 | $ 3,229,000 | $ 169,000 | $ 90,000 |
| Marion County Indiana | 17 | $ 2,123,000 | $ 124,000 | $ 94,000 |
| Orange County California | 14 | $ 6,485,000 | $ 463,000 | $ 171,000 |
| Los Angeles County California | 13 | $ 4,229,000 | $ 325,000 | $ 101,000 |
| Santa Clara County California | 13 | $ 6,605,000 | $ 508,000 | $ 166,000 |
| Douglas County Colorado | 12 | $ 3,409,000 | $ 284,000 | $ 59,000 |
| Franklin County Ohio | 12 | $ 2,047,000 | $ 170,000 | $ 50,000 |
| Alameda County California | 11 | $ 4,160,000 | $ 378,000 | $ 143,000 |
| Arapahoe County Colorado | 10 | $ 2,056,000 | $ 205,000 | $ 44,000 |
| Jefferson County Colorado | 10 | $ 2,343,000 | $ 234,000 | $ 67,000 |
| Nassau County New York | 10 | $ 3,328,000 | $ 332,000 | $ 144,000 |
| San Diego County California | 9 | $ 2,992,000 | $ 332,000 | $ 134,000 |
| Denver County Colorado | 9 | $ 1,795,000 | $ 199,000 | $ 65,000 |
| Sacramento County California | 8 | $ 1,779,000 | $ 222,000 | $ 115,000 |
| Kent County Michigan | 8 | $ 1,026,000 | $ 128,000 | $ 38,000 |
| Portage County Ohio | 8 | $ 1,342,000 | $ 167,000 | $ 91,000 |
| San Joaquin County California | 7 | $ 1,854,000 | $ 264,000 | $ 105,000 |
| Adams County Colorado | 7 | $ 1,612,000 | $ 230,000 | $ 37,000 |
| Johnson County Indiana | 7 | $ 688,000 | $ 98,000 | $ 64,000 |
| Saginaw County Michigan | 7 | $ 1,246,000 | $ 178,000 | $ 78,000 |
| Queens County New York | 7 | $ 3,471,000 | $ 495,000 | $ 176,000 |
| Riverside County California | 6 | $ 1,256,000 | $ 209,000 | $ 123,000 |
| Hamilton County Indiana | 6 | $ 1,113,000 | $ 185,000 | $ 68,000 |
| Harrison County Indiana | 6 | $ 1,002,000 | $ 167,000 | $ 71,000 |
| Livingston County Michigan | 6 | $ 1,098,000 | $ 183,000 | $ 71,000 |
| Clermont County Ohio | 6 | $ 644,000 | $ 107,000 | $ 56,000 |
| Lorain County Ohio | 6 | $ 640,000 | $ 106,000 | $ 33,000 |
| Davidson County Tennessee | 6 | $ 1,316,000 | $ 219,000 | $ 76,000 |
| Kenton County Kentucky | 5 | $ 1,581,000 | $ 316,000 | $ 116,000 |
| Kings County New York | 5 | $ 1,962,000 | $ 392,000 | $ 104,000 |
| Suffolk County New York | 5 | $ 1,338,000 | $ 267,000 | $ 104,000 |
| Medina County Ohio | 5 | $ 762,000 | $ 152,000 | $ 43,000 |
| Stark County Ohio | 5 | $ 967,000 | $ 193,000 | $ 59,000 |
| Summit County Ohio | 5 | $ 1,031,000 | $ 206,000 | $ 84,000 |
| Contra Costa County California | 4 | $ 1,453,000 | $ 363,000 | $ 109,000 |
| Bullitt County Kentucky | 4 | $ 480,000 | $ 120,000 | $ 54,000 |
| Lapeer County Michigan | 4 | $ 649,000 | $ 162,000 | $ 67,000 |
| Richmond County New York | 4 | $ 1,148,000 | $ 287,000 | $ 96,000 |
| Ashtabula County Ohio | 4 | $ 394,000 | $ 98,000 | $ 62,000 |
| Trumbull County Ohio | 4 | $ 472,000 | $ 118,000 | $ 24,000 |
| Warren County Ohio | 4 | $ 782,000 | $ 195,000 | $ 74,000 |
| Weld County Colorado | 3 | $ 447,000 | $ 149,000 | $ 59,000 |
| Morgan County Indiana | 3 | $ 446,000 | $ 148,000 | $ 78,000 |
| Scott County Indiana | 3 | $ 440,000 | $ 146,000 | $ 91,000 |
| Washington County Indiana | 3 | $ 431,000 | $ 143,000 | $ 65,000 |
| Boone County Kentucky | 3 | $ 598,000 | $ 199,000 | $ 79,000 |
| Shelby County Kentucky | 3 | $ 347,000 | $ 115,000 | $ 57,000 |
| Ingham County Michigan | 3 | $ 367,000 | $ 122,000 | $ 64,000 |
| Ottawa County Michigan | 3 | $ 321,000 | $ 107,000 | $ 72,000 |
| St. Clair County Michigan | 3 | $ 653,000 | $ 217,000 | $ 387,000 |
| Brown County Ohio | 3 | $ 248,000 | $ 82,000 | $ 57,000 |
| Geauga County Ohio | 3 | $ 425,000 | $ 141,000 | $ 42,000 |
| Montgomery County Ohio | 3 | $ 368,000 | $ 122,000 | $ 62,000 |
| Boulder County Colorado | 2 | $ 320,000 | $ 160,000 | $ 68,000 |
| Broomfield County Colorado | 2 | $ 394,000 | $ 197,000 | $ 49,000 |
| El Paso County Colorado | 2 | $ 325,000 | $ 162,000 | $ 106,000 |
| Larimer County Colorado | 2 | $ 439,000 | $ 219,000 | $ 87,000 |
| Pueblo County Colorado | 2 | $ 421,000 | $ 210,000 | $ 56,000 |
| Hendricks County Indiana | 2 | $ 270,000 | $ 135,000 | $ 74,000 |
| Monroe County Indiana | 2 | $ 186,000 | $ 93,000 | $ 69,000 |
| Campbell County Kentucky | 2 | $ 316,000 | $ 158,000 | $ 89,000 |
| Allegan County Michigan | 2 | $ 275,000 | $ 137,000 | $ 63,000 |
| Clinton County Michigan | 2 | $ 365,000 | $ 182,000 | $ 37,000 |
| Kalamazoo County Michigan | 2 | $ 419,000 | $ 209,000 | $ 85,000 |
| Rockland County New York | 2 | $ 124,000 | $ 62,000 | $ 71,000 |
| Greene County Ohio | 2 | $ 514,000 | $ 257,000 | $ 93,000 |
| Rutherford County Tennessee | 2 | $ 238,000 | $ 119,000 | $ 43,000 |
| Bexar County Texas | 2 | $ 296,000 | $ 148,000 | $ 188,000 |
| Morgan County Alabama | 1 | $ 172,000 | $ 172,000 | $ 51,000 |
| Shelby County Alabama | 1 | $ 214,000 | $ 214,000 | $ 63,000 |
| Talladega County Alabama | 1 | $ 143,000 | $ 143,000 | $ 62,000 |
| Fresno County California | 1 | $ 279,000 | $ 279,000 | $ 143,000 |
| San Bernardino County California | 1 | $ 93,000 | $ 93,000 | $ 137,000 |
| San Mateo County California | 1 | $ 648,000 | $ 648,000 | $ 131,000 |
| Elbert County Colorado | 1 | $ 285,000 | $ 285,000 | $ 144,000 |
| La Plata County Colorado | 1 | $ 205,000 | $ 205,000 | $ 96,000 |
| Park County Colorado | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Routt County Colorado | 1 | $ 310,000 | $ 310,000 | $ 94,000 |
| Cook County Illinois | 1 | $ 312,000 | $ 312,000 | $ 57,000 |
| Lake County Illinois | 1 | $ 129,000 | $ 129,000 | $ 63,000 |
| Logan County Illinois | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Menard County Illinois | 1 | $ 55,000 | $ 55,000 | $ 72,000 |
| Crawford County Indiana | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| Dearborn County Indiana | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
| DeKalb County Indiana | 1 | $ 128,000 | $ 128,000 | $ 41,000 |
| Henry County Indiana | 1 | $ 158,000 | $ 158,000 | $ 44,000 |
| Jefferson County Indiana | 1 | $ 132,000 | $ 132,000 | $ 48,000 |
| Madison County Indiana | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Martin County Indiana | 1 | $ 172,000 | $ 172,000 | $ 40,000 |
| Noble County Indiana | 1 | $ 86,000 | $ 86,000 | $ 27,000 |
| Porter County Indiana | 1 | $ 83,000 | $ 83,000 | $ 136,000 |
| Shelby County Indiana | 1 | $ 127,000 | $ 127,000 | $ 54,000 |
| Spencer County Indiana | 1 | $ 136,000 | $ 136,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 93,000 | $ 93,000 | $ 26,000 |
| Vanderburgh County Indiana | 1 | $ 258,000 | $ 258,000 | $ 19,000 |
| Anderson County Kentucky | 1 | $ 271,000 | $ 271,000 | $ 86,000 |
| Butler County Kentucky | 1 | $ 131,000 | $ 131,000 | $ 51,000 |
| Fayette County Kentucky | 1 | $ 97,000 | $ 97,000 | $ 42,000 |
| Franklin County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 84,000 |
| Grant County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 142,000 |
| Hardin County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 65,000 |
| Nelson County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 60,000 |
| Oldham County Kentucky | 1 | $ 80,000 | $ 80,000 | $ 106,000 |
| Pulaski County Kentucky | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Spencer County Kentucky | 1 | $ 160,000 | $ 160,000 | $ 52,000 |
| Emmet County Michigan | 1 | $ 52,000 | $ 52,000 | $ 50,000 |
| Gladwin County Michigan | 1 | $ 60,000 | $ 60,000 | $ 77,000 |
| Hillsdale County Michigan | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Iosco County Michigan | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Jackson County Michigan | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Leelanau County Michigan | 1 | $ 296,000 | $ 296,000 | $ 251,000 |
| Lenawee County Michigan | 1 | $ 44,000 | $ 44,000 | $ 114,000 |
| Missaukee County Michigan | 1 | $ 42,000 | $ 42,000 | $ 14,000 |
| Presque Isle County Michigan | 1 | $ 220,000 | $ 220,000 | $ 154,000 |
| Shiawassee County Michigan | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Tuscola County Michigan | 1 | $ 146,000 | $ 146,000 | $ 60,000 |
| Van Buren County Michigan | 1 | $ 242,000 | $ 242,000 | $ 99,000 |
| Jackson County Missouri | 1 | $ 80,000 | $ 80,000 | $ 24,000 |
| St. Charles County Missouri | 1 | $ 69,000 | $ 69,000 | $ 42,000 |
| Bronx County New York | 1 | $ 260,000 | $ 260,000 | $ 156,000 |
| Chemung County New York | 1 | $ 250,000 | $ 250,000 | $ 550,000 |
| Dutchess County New York | 1 | $ 255,000 | $ 255,000 | $ 274,000 |
| New York County New York | 1 | $ 550,000 | $ 550,000 | $ 178,000 |
| Schenectady County New York | 1 | $ 384,000 | $ 384,000 | $ 212,000 |
| Westchester County New York | 1 | $ 384,000 | $ 384,000 | $ 115,000 |
| Mecklenburg County North Carolina | 1 | $ 220,000 | $ 220,000 | $ 126,000 |
| Adams County Ohio | 1 | $ 107,000 | $ 107,000 | $ 58,000 |
| Allen County Ohio | 1 | $ 143,000 | $ 143,000 | $ 87,000 |
| Clark County Ohio | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Columbiana County Ohio | 1 | $ 170,000 | $ 170,000 | $ 66,000 |
| Fairfield County Ohio | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Hocking County Ohio | 1 | $ 219,000 | $ 219,000 | $ 53,000 |
| Huron County Ohio | 1 | $ 74,000 | $ 74,000 | $ 87,000 |
| Knox County Ohio | 1 | $ 127,000 | $ 127,000 | $ 150,000 |
| Madison County Ohio | 1 | $ 114,000 | $ 114,000 | $ 31,000 |
| Morrow County Ohio | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 122,000 | $ 122,000 | $ 104,000 |
| Pickaway County Ohio | 1 | $ 129,000 | $ 129,000 | $ 55,000 |
| Seneca County Ohio | 1 | $ 174,000 | $ 174,000 | $ 88,000 |
| Anderson County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Knox County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 13,000 |
| Maury County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Tipton County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Union County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 32,000 |
| Dallas County Texas | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Harris County Texas | 1 | $ 126,000 | $ 126,000 | $ 71,000 |
| Alexandria County Virginia | 1 | $ 324,000 | $ 324,000 | $ 0 |
| Henrico County Virginia | 1 | $ 133,000 | $ 133,000 | $ 81,000 |
| Newport News County Virginia | 1 | $ 133,000 | $ 133,000 | $ 28,000 |
| Roanoke City County Virginia | 1 | $ 67,000 | $ 67,000 | $ 81,000 |
| Stafford County Virginia | 1 | $ 154,000 | $ 154,000 | $ 96,000 |
| Pierce County Washington | 1 | $ 386,000 | $ 386,000 | $ 115,000 |
| Snohomish County Washington | 1 | $ 365,000 | $ 365,000 | $ 122,000 |
| Thurston County Washington | 1 | $ 95,000 | $ 95,000 | $ 153,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for University Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 453 | $81,118,000 | $179,000 | $996,000 | $82,000 | $1,003,000 |
| Refinancing | 453 | $92,023,000 | $203,000 | $727,000 | $85,000 | $653,000 |
| Home Improvement | 2 | $314,000 | $157,000 | $249,000 | $46,000 | $69,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 699 | $116,704,000 | $166,000 | $996,000 | $76,000 | $1,003,000 |
| Asian | 114 | $40,689,000 | $356,000 | $729,000 | $142,000 | $653,000 |
| Black or African American | 60 | $11,010,000 | $183,000 | $535,000 | $72,000 | $300,000 |
| Hispanic | 15 | $1,624,000 | $108,000 | $230,000 | $38,000 | $94,000 |
| Not Provided | 15 | $2,544,000 | $169,000 | $300,000 | $96,000 | $378,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $712,000 | $237,000 | $296,000 | $88,000 | $96,000 |
| American Indian or Alaskan Native | 2 | $172,000 | $86,000 | $107,000 | $52,000 | $58,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 458 | $106,943,000 | $233,000 | $996,000 | $111,000 | $1,003,000 |
| FHA-insured (Federal Housing Administration) | 442 | $65,393,000 | $147,000 | $389,000 | $56,000 | $211,000 |
| VA-guaranteed (Veterans Administration) | 6 | $983,000 | $163,000 | $315,000 | $21,000 | $106,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $136,000 | $68,000 | $70,000 | $38,000 | $51,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 555 | $103,951,000 | $187,000 | $996,000 | $83,000 | $1,003,000 |
| Application Denied By Financial Institution | 139 | $23,745,000 | $170,000 | $567,000 | $74,000 | $383,000 |
| Application Withdrawn By Applicant | 118 | $25,207,000 | $213,000 | $729,000 | $96,000 | $365,000 |
| Application Approved But Not Accepted | 72 | $12,627,000 | $175,000 | $485,000 | $71,000 | $391,000 |
| File Closed For Incompleteness | 23 | $7,877,000 | $342,000 | $625,000 | $139,000 | $550,000 |
| Preapproval Denied by Financial Institution | 1 | $48,000 | $48,000 | $48,000 | $23,000 | $23,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.