University Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
University Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Credit Union 1500 S. Sepulveda Blvd. Los Angeles, CA 90025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 844 |
| Total Mortgage Loan Application Amount | $141,010,000 |
| Average Mortgage Loan Application Amount | $257,000 |
| Highest Mortgage Loan Application Amount | $2,705,000 |
| Average Applicant Income | $178,200 |
| Highest Applicant Income | $5,221,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with University Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down University Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by University Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 415 | $ 69,445,000 | $ 167,000 | $ 221,000 |
| Orange County California | 29 | $ 4,915,000 | $ 169,000 | $ 256,000 |
| Riverside County California | 21 | $ 1,835,000 | $ 87,000 | $ 132,000 |
| Alameda County California | 20 | $ 2,990,000 | $ 149,000 | $ 191,000 |
| San Bernardino County California | 19 | $ 2,345,000 | $ 123,000 | $ 178,000 |
| Ventura County California | 18 | $ 5,590,000 | $ 310,000 | $ 202,000 |
| San Diego County California | 17 | $ 4,515,000 | $ 265,000 | $ 235,000 |
| Contra Costa County California | 16 | $ 3,130,000 | $ 195,000 | $ 242,000 |
| Sacramento County California | 15 | $ 2,965,000 | $ 197,000 | $ 188,000 |
| Maricopa County Arizona | 11 | $ 1,425,000 | $ 129,000 | $ 123,000 |
| Prince George's County Maryland | 7 | $ 645,000 | $ 92,000 | $ 178,000 |
| Fresno County California | 6 | $ 1,010,000 | $ 168,000 | $ 158,000 |
| San Francisco County California | 6 | $ 1,230,000 | $ 205,000 | $ 494,000 |
| San Joaquin County California | 6 | $ 620,000 | $ 103,000 | $ 157,000 |
| Honolulu County Hawaii | 6 | $ 1,230,000 | $ 205,000 | $ 239,000 |
| Yolo County California | 5 | $ 1,365,000 | $ 273,000 | $ 144,000 |
| Placer County California | 4 | $ 700,000 | $ 175,000 | $ 182,000 |
| Santa Clara County California | 4 | $ 570,000 | $ 142,000 | $ 409,000 |
| Sonoma County California | 4 | $ 780,000 | $ 195,000 | $ 157,000 |
| Miami-Dade County Florida | 4 | $ 430,000 | $ 107,000 | $ 92,000 |
| Palm Beach County Florida | 4 | $ 310,000 | $ 77,000 | $ 124,000 |
| Fulton County Georgia | 4 | $ 490,000 | $ 122,000 | $ 135,000 |
| Cook County Illinois | 4 | $ 700,000 | $ 175,000 | $ 183,000 |
| Stanislaus County California | 3 | $ 215,000 | $ 71,000 | $ 65,000 |
| Montgomery County Maryland | 3 | $ 315,000 | $ 105,000 | $ 149,000 |
| Bergen County New Jersey | 3 | $ 325,000 | $ 108,000 | $ 173,000 |
| Tuscaloosa County Alabama | 2 | $ 170,000 | $ 85,000 | $ 110,000 |
| Pinal County Arizona | 2 | $ 150,000 | $ 75,000 | $ 121,000 |
| Kern County California | 2 | $ 560,000 | $ 280,000 | $ 111,000 |
| San Benito County California | 2 | $ 160,000 | $ 80,000 | $ 127,000 |
| Boulder County Colorado | 2 | $ 490,000 | $ 245,000 | $ 634,000 |
| Larimer County Colorado | 2 | $ 180,000 | $ 90,000 | $ 165,000 |
| Duval County Florida | 2 | $ 260,000 | $ 130,000 | $ 159,000 |
| Hillsborough County Florida | 2 | $ 300,000 | $ 150,000 | $ 259,000 |
| Lake County Florida | 2 | $ 230,000 | $ 115,000 | $ 129,000 |
| Pasco County Florida | 2 | $ 210,000 | $ 105,000 | $ 185,000 |
| Cobb County Georgia | 2 | $ 310,000 | $ 155,000 | $ 164,000 |
| Gwinnett County Georgia | 2 | $ 290,000 | $ 145,000 | $ 191,000 |
| Maui County Hawaii | 2 | $ 740,000 | $ 370,000 | $ 312,000 |
| Ada County Idaho | 2 | $ 510,000 | $ 255,000 | $ 191,000 |
| Johnson County Kansas | 2 | $ 480,000 | $ 240,000 | $ 154,000 |
| St. Mary's County Maryland | 2 | $ 260,000 | $ 130,000 | $ 134,000 |
| Passaic County New Jersey | 2 | $ 230,000 | $ 115,000 | $ 142,000 |
| Union County New Jersey | 2 | $ 360,000 | $ 180,000 | $ 210,000 |
| Franklin County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 107,000 |
| Mecklenburg County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 197,000 |
| Wake County North Carolina | 2 | $ 220,000 | $ 110,000 | $ 168,000 |
| Washington County Oregon | 2 | $ 140,000 | $ 70,000 | $ 313,000 |
| Dorchester County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 76,000 |
| Horry County South Carolina | 2 | $ 150,000 | $ 75,000 | $ 73,000 |
| Collin County Texas | 2 | $ 520,000 | $ 260,000 | $ 659,000 |
| King George County Virginia | 2 | $ 210,000 | $ 105,000 | $ 105,000 |
| King County Washington | 2 | $ 230,000 | $ 115,000 | $ 190,000 |
| Milwaukee County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 75,000 |
| Jackson County Alabama | 1 | $ 75,000 | $ 75,000 | $ 97,000 |
| Madison County Alabama | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| Shelby County Alabama | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Cochise County Arizona | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Pima County Arizona | 1 | $ 115,000 | $ 115,000 | $ 156,000 |
| Yavapai County Arizona | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Benton County Arkansas | 1 | $ 235,000 | $ 235,000 | $ 103,000 |
| Washington County Arkansas | 1 | $ 1,135,000 | $ 1,135,000 | $ 0 |
| Amador County California | 1 | $ 75,000 | $ 75,000 | $ 88,000 |
| Madera County California | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Marin County California | 1 | $ 155,000 | $ 155,000 | $ 149,000 |
| Merced County California | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| San Luis Obispo County California | 1 | $ 155,000 | $ 155,000 | $ 71,000 |
| San Mateo County California | 1 | $ 255,000 | $ 255,000 | $ 152,000 |
| Santa Cruz County California | 1 | $ 205,000 | $ 205,000 | $ 112,000 |
| Shasta County California | 1 | $ 65,000 | $ 65,000 | $ 268,000 |
| Sutter County California | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Broward County Florida | 1 | $ 205,000 | $ 205,000 | $ 260,000 |
| Charlotte County Florida | 1 | $ 125,000 | $ 125,000 | $ 181,000 |
| Citrus County Florida | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Lee County Florida | 1 | $ 165,000 | $ 165,000 | $ 233,000 |
| Manatee County Florida | 1 | $ 305,000 | $ 305,000 | $ 185,000 |
| Martin County Florida | 1 | $ 85,000 | $ 85,000 | $ 179,000 |
| Nassau County Florida | 1 | $ 155,000 | $ 155,000 | $ 126,000 |
| Orange County Florida | 1 | $ 235,000 | $ 235,000 | $ 167,000 |
| Osceola County Florida | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Sarasota County Florida | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| Seminole County Florida | 1 | $ 75,000 | $ 75,000 | $ 228,000 |
| St. Lucie County Florida | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Volusia County Florida | 1 | $ 25,000 | $ 25,000 | $ 26,000 |
| Wakulla County Florida | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Barrow County Georgia | 1 | $ 75,000 | $ 75,000 | $ 58,000 |
| Catoosa County Georgia | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Chatham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 141,000 |
| DeKalb County Georgia | 1 | $ 215,000 | $ 215,000 | $ 224,000 |
| Forsyth County Georgia | 1 | $ 75,000 | $ 75,000 | $ 107,000 |
| Newton County Georgia | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Rabun County Georgia | 1 | $ 85,000 | $ 85,000 | $ 92,000 |
| Rockdale County Georgia | 1 | $ 115,000 | $ 115,000 | $ 106,000 |
| Hawaii County Hawaii | 1 | $ 105,000 | $ 105,000 | $ 192,000 |
| Kauai County Hawaii | 1 | $ 145,000 | $ 145,000 | $ 288,000 |
| DuPage County Illinois | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Lake County Illinois | 1 | $ 75,000 | $ 75,000 | $ 240,000 |
| Will County Illinois | 1 | $ 215,000 | $ 215,000 | $ 103,000 |
| Bullitt County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 275,000 |
| Hardin County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 150,000 |
| Hopkins County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 112,000 |
| Logan County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 77,000 |
| Mercer County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 59,000 |
| Oldham County Kentucky | 1 | $ 65,000 | $ 65,000 | $ 64,000 |
| Ascension County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 129,000 |
| Orleans County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Waldo County Maine | 1 | $ 25,000 | $ 25,000 | $ 50,000 |
| Anne Arundel County Maryland | 1 | $ 75,000 | $ 75,000 | $ 164,000 |
| Baltimore County Maryland | 1 | $ 255,000 | $ 255,000 | $ 250,000 |
| Charles County Maryland | 1 | $ 75,000 | $ 75,000 | $ 193,000 |
| Frederick County Maryland | 1 | $ 205,000 | $ 205,000 | $ 135,000 |
| Harford County Maryland | 1 | $ 245,000 | $ 245,000 | $ 264,000 |
| Queen Anne's County Maryland | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Somerset County Maryland | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Talbot County Maryland | 1 | $ 205,000 | $ 205,000 | $ 289,000 |
| Calhoun County Michigan | 1 | $ 2,645,000 | $ 2,645,000 | $ 0 |
| St. Clair County Michigan | 1 | $ 55,000 | $ 55,000 | $ 115,000 |
| Dakota County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Meeker County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Washington County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 128,000 |
| Wright County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Greene County Missouri | 1 | $ 25,000 | $ 25,000 | $ 37,000 |
| Jackson County Missouri | 1 | $ 55,000 | $ 55,000 | $ 210,000 |
| Lewis and Clark County Montana | 1 | $ 135,000 | $ 135,000 | $ 264,000 |
| Clark County Nevada | 1 | $ 35,000 | $ 35,000 | $ 60,000 |
| Hillsborough County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 168,000 |
| Burlington County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Middlesex County New Jersey | 1 | $ 115,000 | $ 115,000 | $ 178,000 |
| Morris County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 213,000 |
| Somerset County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 200,000 |
| Dona Ana County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 143,000 |
| Sandoval County New Mexico | 1 | $ 75,000 | $ 75,000 | $ 130,000 |
| Valencia County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 77,000 |
| Onslow County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 140,000 |
| Rowan County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 143,000 |
| Union County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Erie County Ohio | 1 | $ 115,000 | $ 115,000 | $ 105,000 |
| Miami County Ohio | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Stark County Ohio | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Wood County Ohio | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Oklahoma County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Douglas County Oregon | 1 | $ 85,000 | $ 85,000 | $ 119,000 |
| Linn County Oregon | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Luzerne County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 132,000 |
| Montgomery County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 100,000 |
| Anderson County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 133,000 |
| Beaufort County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 151,000 |
| Charleston County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 182,000 |
| Lancaster County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| Oconee County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| York County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Bell County Texas | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| El Paso County Texas | 1 | $ 145,000 | $ 145,000 | $ 130,000 |
| Fort Bend County Texas | 1 | $ 105,000 | $ 105,000 | $ 191,000 |
| Travis County Texas | 1 | $ 245,000 | $ 245,000 | $ 100,000 |
| Alexandria County Virginia | 1 | $ 85,000 | $ 85,000 | $ 123,000 |
| Chesapeake County Virginia | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Henrico County Virginia | 1 | $ 95,000 | $ 95,000 | $ 200,000 |
| Loudoun County Virginia | 1 | $ 95,000 | $ 95,000 | $ 225,000 |
| Orange County Virginia | 1 | $ 125,000 | $ 125,000 | $ 225,000 |
| Powhatan County Virginia | 1 | $ 135,000 | $ 135,000 | $ 119,000 |
| Prince William County Virginia | 1 | $ 165,000 | $ 165,000 | $ 190,000 |
| Roanoke County Virginia | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Roanoke City County Virginia | 1 | $ 75,000 | $ 75,000 | $ 65,000 |
| Spotsylvania County Virginia | 1 | $ 135,000 | $ 135,000 | $ 115,000 |
| Staunton County Virginia | 1 | $ 75,000 | $ 75,000 | $ 96,000 |
| Kitsap County Washington | 1 | $ 95,000 | $ 95,000 | $ 180,000 |
| Klickitat County Washington | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Lewis County Washington | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Pierce County Washington | 1 | $ 35,000 | $ 35,000 | $ 146,000 |
| Snohomish County Washington | 1 | $ 155,000 | $ 155,000 | $ 140,000 |
| Stevens County Washington | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Thurston County Washington | 1 | $ 135,000 | $ 135,000 | $ 130,000 |
| Whatcom County Washington | 1 | $ 135,000 | $ 135,000 | $ 120,000 |
| Berkeley County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 98,000 |
| Pepin County Wisconsin | 1 | $ 105,000 | $ 105,000 | $ 122,000 |
| Racine County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 157,000 |
| Rock County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 81,000 |
| Waukesha County Wisconsin | 1 | $ 155,000 | $ 155,000 | $ 368,000 |
Mortgage Loan Application Detail Totals for University Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 511 | $72,655,000 | $142,000 | $2,705,000 | $222,000 | $5,221,000 |
| Other Purpose | 221 | $24,795,000 | $112,000 | $505,000 | $154,000 | $925,000 |
| Home Purchase | 53 | $27,875,000 | $525,000 | $2,645,000 | $198,000 | $600,000 |
| Cash-out Refinancing | 50 | $13,570,000 | $271,000 | $905,000 | $169,000 | $594,000 |
| Refinancing | 9 | $2,115,000 | $235,000 | $405,000 | $148,000 | $301,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 311 | $53,305,000 | $171,000 | $1,645,000 | $203,000 | $1,208,000 |
| Not Provided | 262 | $48,390,000 | $184,000 | $2,705,000 | $224,000 | $5,221,000 |
| Hispanic | 99 | $14,615,000 | $147,000 | $1,505,000 | $141,000 | $951,000 |
| Black or African American | 79 | $10,175,000 | $128,000 | $455,000 | $162,000 | $718,000 |
| Asian | 63 | $10,135,000 | $160,000 | $555,000 | $219,000 | $609,000 |
| American Indian or Alaskan Native | 3 | $655,000 | $218,000 | $395,000 | $89,000 | $114,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $180,000 | $90,000 | $145,000 | $180,000 | $288,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 844 | $141,010,000 | $167,000 | $2,705,000 | $199,000 | $5,221,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 436 | $71,210,000 | $163,000 | $2,645,000 | $190,000 | $1,208,000 |
| Application Denied By Financial Institution | 178 | $26,060,000 | $146,000 | $1,645,000 | $220,000 | $5,221,000 |
| Application Withdrawn By Applicant | 168 | $28,690,000 | $170,000 | $2,705,000 | $203,000 | $1,260,000 |
| File Closed For Incompleteness | 38 | $6,730,000 | $177,000 | $905,000 | $210,000 | $700,000 |
| Application Approved But Not Accepted | 15 | $2,955,000 | $197,000 | $705,000 | $180,000 | $365,000 |
| Preapproval Approved but not Accepted | 9 | $5,365,000 | $596,000 | $1,505,000 | $169,000 | $322,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 666 | $114,950,000 | $172,000 | $2,705,000 | $194,000 | $1,260,000 |
| Debt-To-Income Ratio | 73 | $11,125,000 | $152,000 | $965,000 | $211,000 | $5,221,000 |
| Other | 63 | $7,575,000 | $120,000 | $355,000 | $229,000 | $1,716,000 |
| Collateral | 31 | $3,965,000 | $127,000 | $495,000 | $210,000 | $951,000 |
| Credit History | 10 | $1,750,000 | $175,000 | $415,000 | $258,000 | $1,015,000 |
| Unverifiable Information | 1 | $1,645,000 | $1,645,000 | $1,645,000 | $217,000 | $217,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.