University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
University Lending Group, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 5,837 |
| Total Mortgage Loan Application Amount | $1,492,265,000 |
| Average Mortgage Loan Application Amount | $212,600 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $94,400 |
| Highest Applicant Income | $1,564,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon County Florida | 954 | $ 221,110,000 | $ 231,000 | $ 88,000 |
| Washtenaw County Michigan | 780 | $ 210,820,000 | $ 270,000 | $ 121,000 |
| Santa Rosa County Florida | 678 | $ 206,060,000 | $ 303,000 | $ 105,000 |
| Escambia County Florida | 421 | $ 101,245,000 | $ 240,000 | $ 88,000 |
| Okaloosa County Florida | 406 | $ 125,220,000 | $ 308,000 | $ 92,000 |
| Lake County Indiana | 306 | $ 76,320,000 | $ 249,000 | $ 94,000 |
| Wayne County Michigan | 256 | $ 45,070,000 | $ 176,000 | $ 81,000 |
| Macomb County Michigan | 179 | $ 34,615,000 | $ 193,000 | $ 75,000 |
| Montgomery County Indiana | 177 | $ 27,745,000 | $ 156,000 | $ 59,000 |
| Oakland County Michigan | 144 | $ 32,820,000 | $ 227,000 | $ 104,000 |
| Wakulla County Florida | 136 | $ 30,460,000 | $ 223,000 | $ 84,000 |
| Livingston County Michigan | 100 | $ 26,410,000 | $ 264,000 | $ 100,000 |
| Porter County Indiana | 88 | $ 23,160,000 | $ 263,000 | $ 93,000 |
| Gadsden County Florida | 85 | $ 18,005,000 | $ 211,000 | $ 64,000 |
| Walton County Florida | 75 | $ 26,305,000 | $ 350,000 | $ 118,000 |
| Tom Green County Texas | 69 | $ 15,735,000 | $ 228,000 | $ 90,000 |
| Jackson County Michigan | 47 | $ 7,965,000 | $ 169,000 | $ 71,000 |
| St. Clair County Michigan | 47 | $ 9,865,000 | $ 209,000 | $ 76,000 |
| Sumner County Tennessee | 43 | $ 19,935,000 | $ 463,000 | $ 171,000 |
| Monroe County Michigan | 36 | $ 6,690,000 | $ 185,000 | $ 82,000 |
| Lenawee County Michigan | 32 | $ 5,970,000 | $ 186,000 | $ 75,000 |
| Bay County Florida | 26 | $ 6,800,000 | $ 261,000 | $ 78,000 |
| Jefferson County Florida | 26 | $ 7,420,000 | $ 285,000 | $ 104,000 |
| Genesee County Michigan | 26 | $ 4,440,000 | $ 170,000 | $ 65,000 |
| Ingham County Michigan | 24 | $ 3,310,000 | $ 137,000 | $ 65,000 |
| Williamson County Tennessee | 21 | $ 13,075,000 | $ 622,000 | $ 246,000 |
| Davidson County Tennessee | 15 | $ 5,715,000 | $ 381,000 | $ 138,000 |
| Hillsborough County Florida | 14 | $ 4,180,000 | $ 298,000 | $ 89,000 |
| Madison County Florida | 14 | $ 3,090,000 | $ 220,000 | $ 71,000 |
| Pinellas County Florida | 13 | $ 3,935,000 | $ 302,000 | $ 87,000 |
| Brevard County Florida | 12 | $ 3,090,000 | $ 257,000 | $ 129,000 |
| Rutherford County Tennessee | 12 | $ 3,340,000 | $ 278,000 | $ 122,000 |
| Duval County Florida | 11 | $ 3,145,000 | $ 285,000 | $ 103,000 |
| Fountain County Indiana | 10 | $ 1,220,000 | $ 122,000 | $ 50,000 |
| Jasper County Indiana | 10 | $ 2,160,000 | $ 216,000 | $ 107,000 |
| Kent County Michigan | 10 | $ 2,260,000 | $ 226,000 | $ 74,000 |
| Williamson County Texas | 10 | $ 3,030,000 | $ 303,000 | $ 128,000 |
| Franklin County Florida | 9 | $ 2,645,000 | $ 293,000 | $ 114,000 |
| Jackson County Florida | 9 | $ 1,565,000 | $ 173,000 | $ 64,000 |
| Ottawa County Michigan | 9 | $ 2,665,000 | $ 296,000 | $ 113,000 |
| Kalamazoo County Michigan | 8 | $ 2,170,000 | $ 271,000 | $ 133,000 |
| Calhoun County Florida | 7 | $ 1,475,000 | $ 210,000 | $ 74,000 |
| Charlotte County Florida | 7 | $ 2,715,000 | $ 387,000 | $ 147,000 |
| Marion County Florida | 7 | $ 1,545,000 | $ 220,000 | $ 87,000 |
| Miami-Dade County Florida | 7 | $ 4,445,000 | $ 635,000 | $ 161,000 |
| Thomas County Georgia | 7 | $ 1,545,000 | $ 220,000 | $ 67,000 |
| Tippecanoe County Indiana | 7 | $ 2,015,000 | $ 287,000 | $ 128,000 |
| Lapeer County Michigan | 7 | $ 1,195,000 | $ 170,000 | $ 86,000 |
| York County South Carolina | 7 | $ 3,085,000 | $ 440,000 | $ 128,000 |
| Sumter County Florida | 6 | $ 1,380,000 | $ 230,000 | $ 66,000 |
| Cook County Illinois | 6 | $ 1,310,000 | $ 218,000 | $ 113,000 |
| Horry County South Carolina | 6 | $ 2,190,000 | $ 365,000 | $ 175,000 |
| Maury County Tennessee | 6 | $ 2,110,000 | $ 351,000 | $ 143,000 |
| Lee County Florida | 5 | $ 2,315,000 | $ 463,000 | $ 135,000 |
| Liberty County Florida | 5 | $ 725,000 | $ 145,000 | $ 40,000 |
| Pasco County Florida | 5 | $ 1,645,000 | $ 329,000 | $ 112,000 |
| St. Johns County Florida | 5 | $ 1,685,000 | $ 337,000 | $ 120,000 |
| Fulton County Georgia | 5 | $ 2,075,000 | $ 415,000 | $ 131,000 |
| Newton County Indiana | 5 | $ 1,075,000 | $ 215,000 | $ 80,000 |
| Charleston County South Carolina | 5 | $ 1,415,000 | $ 283,000 | $ 101,000 |
| Baldwin County Alabama | 4 | $ 1,530,000 | $ 382,000 | $ 144,000 |
| Escambia County Alabama | 4 | $ 690,000 | $ 172,000 | $ 54,000 |
| Madison County Alabama | 4 | $ 1,210,000 | $ 302,000 | $ 165,000 |
| Arapahoe County Colorado | 4 | $ 2,220,000 | $ 555,000 | $ 176,000 |
| Alachua County Florida | 4 | $ 1,120,000 | $ 280,000 | $ 181,000 |
| Broward County Florida | 4 | $ 1,860,000 | $ 465,000 | $ 221,000 |
| Gulf County Florida | 4 | $ 1,430,000 | $ 357,000 | $ 93,000 |
| Orange County Florida | 4 | $ 1,410,000 | $ 352,000 | $ 153,000 |
| Palm Beach County Florida | 4 | $ 2,580,000 | $ 645,000 | $ 356,000 |
| Seminole County Florida | 4 | $ 1,400,000 | $ 350,000 | $ 99,000 |
| Will County Illinois | 4 | $ 730,000 | $ 182,000 | $ 61,000 |
| LaPorte County Indiana | 4 | $ 930,000 | $ 232,000 | $ 42,000 |
| Leelanau County Michigan | 4 | $ 1,240,000 | $ 310,000 | $ 150,000 |
| McLennan County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 97,000 |
| Travis County Texas | 4 | $ 990,000 | $ 247,000 | $ 122,000 |
| Salt Lake County Utah | 4 | $ 2,070,000 | $ 517,000 | $ 121,000 |
| Douglas County Colorado | 3 | $ 2,125,000 | $ 708,000 | $ 208,000 |
| El Paso County Colorado | 3 | $ 1,235,000 | $ 411,000 | $ 236,000 |
| Citrus County Florida | 3 | $ 595,000 | $ 198,000 | $ 70,000 |
| Clay County Florida | 3 | $ 1,405,000 | $ 468,000 | $ 106,000 |
| Indian River County Florida | 3 | $ 665,000 | $ 221,000 | $ 57,000 |
| Lake County Florida | 3 | $ 1,335,000 | $ 445,000 | $ 114,000 |
| Polk County Florida | 3 | $ 745,000 | $ 248,000 | $ 82,000 |
| Suwannee County Florida | 3 | $ 885,000 | $ 295,000 | $ 144,000 |
| Volusia County Florida | 3 | $ 1,025,000 | $ 341,000 | $ 146,000 |
| Chatham County Georgia | 3 | $ 2,065,000 | $ 688,000 | $ 225,000 |
| Cherokee County Georgia | 3 | $ 965,000 | $ 321,000 | $ 155,000 |
| Cobb County Georgia | 3 | $ 1,035,000 | $ 345,000 | $ 121,000 |
| Decatur County Georgia | 3 | $ 575,000 | $ 191,000 | $ 66,000 |
| Carroll County Indiana | 3 | $ 475,000 | $ 158,000 | $ 132,000 |
| Clinton County Indiana | 3 | $ 445,000 | $ 148,000 | $ 49,000 |
| Putnam County Indiana | 3 | $ 445,000 | $ 148,000 | $ 72,000 |
| Calhoun County Michigan | 3 | $ 455,000 | $ 151,000 | $ 62,000 |
| Eaton County Michigan | 3 | $ 565,000 | $ 188,000 | $ 74,000 |
| Grand Traverse County Michigan | 3 | $ 1,215,000 | $ 405,000 | $ 227,000 |
| Houghton County Michigan | 3 | $ 245,000 | $ 81,000 | $ 60,000 |
| Roscommon County Michigan | 3 | $ 315,000 | $ 105,000 | $ 130,000 |
| Sanilac County Michigan | 3 | $ 285,000 | $ 95,000 | $ 41,000 |
| Mecklenburg County North Carolina | 3 | $ 1,225,000 | $ 408,000 | $ 127,000 |
| Wake County North Carolina | 3 | $ 905,000 | $ 301,000 | $ 150,000 |
| Greenville County South Carolina | 3 | $ 1,085,000 | $ 361,000 | $ 122,000 |
| Lancaster County South Carolina | 3 | $ 675,000 | $ 225,000 | $ 85,000 |
| Robertson County Tennessee | 3 | $ 1,745,000 | $ 581,000 | $ 141,000 |
| Sevier County Tennessee | 3 | $ 975,000 | $ 325,000 | $ 110,000 |
| Wilson County Tennessee | 3 | $ 1,055,000 | $ 351,000 | $ 93,000 |
| Concho County Texas | 3 | $ 645,000 | $ 215,000 | $ 157,000 |
| Lynchburg County Virginia | 3 | $ 575,000 | $ 191,000 | $ 162,000 |
| Barbour County Alabama | 2 | $ 420,000 | $ 210,000 | $ 63,000 |
| Coffee County Alabama | 2 | $ 380,000 | $ 190,000 | $ 132,000 |
| Jefferson County Alabama | 2 | $ 620,000 | $ 310,000 | $ 230,000 |
| Mobile County Alabama | 2 | $ 560,000 | $ 280,000 | $ 100,000 |
| Montgomery County Alabama | 2 | $ 1,380,000 | $ 690,000 | $ 110,000 |
| Columbia County Florida | 2 | $ 440,000 | $ 220,000 | $ 80,000 |
| Hernando County Florida | 2 | $ 690,000 | $ 345,000 | $ 72,000 |
| Manatee County Florida | 2 | $ 320,000 | $ 160,000 | $ 56,000 |
| Martin County Florida | 2 | $ 270,000 | $ 135,000 | $ 39,000 |
| Nassau County Florida | 2 | $ 540,000 | $ 270,000 | $ 124,000 |
| St. Lucie County Florida | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Taylor County Florida | 2 | $ 240,000 | $ 120,000 | $ 74,000 |
| DeKalb County Georgia | 2 | $ 200,000 | $ 100,000 | $ 82,000 |
| Fayette County Georgia | 2 | $ 490,000 | $ 245,000 | $ 132,000 |
| Grady County Georgia | 2 | $ 350,000 | $ 175,000 | $ 84,000 |
| McHenry County Illinois | 2 | $ 380,000 | $ 190,000 | $ 157,000 |
| Boone County Indiana | 2 | $ 320,000 | $ 160,000 | $ 36,000 |
| Marion County Indiana | 2 | $ 340,000 | $ 170,000 | $ 84,000 |
| Morgan County Indiana | 2 | $ 470,000 | $ 235,000 | $ 108,000 |
| Vigo County Indiana | 2 | $ 390,000 | $ 195,000 | $ 82,000 |
| Antrim County Michigan | 2 | $ 320,000 | $ 160,000 | $ 39,000 |
| Cheboygan County Michigan | 2 | $ 540,000 | $ 270,000 | $ 135,000 |
| Chippewa County Michigan | 2 | $ 320,000 | $ 160,000 | $ 141,000 |
| Clinton County Michigan | 2 | $ 390,000 | $ 195,000 | $ 66,000 |
| Luce County Michigan | 2 | $ 450,000 | $ 225,000 | $ 380,000 |
| Mason County Michigan | 2 | $ 510,000 | $ 255,000 | $ 170,000 |
| Montmorency County Michigan | 2 | $ 290,000 | $ 145,000 | $ 46,000 |
| Oscoda County Michigan | 2 | $ 370,000 | $ 185,000 | $ 93,000 |
| Shiawassee County Michigan | 2 | $ 230,000 | $ 115,000 | $ 38,000 |
| Cumberland County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 74,000 |
| Dare County North Carolina | 2 | $ 950,000 | $ 475,000 | $ 139,000 |
| Durham County North Carolina | 2 | $ 470,000 | $ 235,000 | $ 60,000 |
| New Hanover County North Carolina | 2 | $ 400,000 | $ 200,000 | $ 105,000 |
| Union County North Carolina | 2 | $ 750,000 | $ 375,000 | $ 130,000 |
| Watauga County North Carolina | 2 | $ 940,000 | $ 470,000 | $ 139,000 |
| Beaufort County South Carolina | 2 | $ 550,000 | $ 275,000 | $ 150,000 |
| Dickson County Tennessee | 2 | $ 620,000 | $ 310,000 | $ 135,000 |
| Bastrop County Texas | 2 | $ 510,000 | $ 255,000 | $ 88,000 |
| Bexar County Texas | 2 | $ 390,000 | $ 195,000 | $ 72,000 |
| Comal County Texas | 2 | $ 950,000 | $ 475,000 | $ 252,000 |
| Hays County Texas | 2 | $ 590,000 | $ 295,000 | $ 99,000 |
| Hockley County Texas | 2 | $ 240,000 | $ 120,000 | $ 171,000 |
| Irion County Texas | 2 | $ 480,000 | $ 240,000 | $ 67,000 |
| Lubbock County Texas | 2 | $ 810,000 | $ 405,000 | $ 98,000 |
| Montgomery County Texas | 2 | $ 380,000 | $ 190,000 | $ 62,000 |
| Runnels County Texas | 2 | $ 270,000 | $ 135,000 | $ 40,000 |
| Tarrant County Texas | 2 | $ 360,000 | $ 180,000 | $ 166,000 |
| Taylor County Texas | 2 | $ 630,000 | $ 315,000 | $ 65,000 |
| Chesapeake County Virginia | 2 | $ 620,000 | $ 310,000 | $ 208,000 |
| Autauga County Alabama | 1 | $ 175,000 | $ 175,000 | $ 66,000 |
| Chilton County Alabama | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Conecuh County Alabama | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Dale County Alabama | 1 | $ 145,000 | $ 145,000 | $ 38,000 |
| Russell County Alabama | 1 | $ 195,000 | $ 195,000 | $ 240,000 |
| Tuscaloosa County Alabama | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
| Jefferson County Colorado | 1 | $ 535,000 | $ 535,000 | $ 158,000 |
| Weld County Colorado | 1 | $ 535,000 | $ 535,000 | $ 100,000 |
| Flagler County Florida | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
| Holmes County Florida | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
| Levy County Florida | 1 | $ 125,000 | $ 125,000 | $ 50,000 |
| Okeechobee County Florida | 1 | $ 325,000 | $ 325,000 | $ 67,000 |
| Osceola County Florida | 1 | $ 725,000 | $ 725,000 | $ 749,000 |
| Putnam County Florida | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Sarasota County Florida | 1 | $ 135,000 | $ 135,000 | $ 158,000 |
| Bartow County Georgia | 1 | $ 325,000 | $ 325,000 | $ 206,000 |
| Bibb County Georgia | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| Columbia County Georgia | 1 | $ 335,000 | $ 335,000 | $ 229,000 |
| Effingham County Georgia | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Fannin County Georgia | 1 | $ 285,000 | $ 285,000 | $ 327,000 |
| Forsyth County Georgia | 1 | $ 585,000 | $ 585,000 | $ 286,000 |
| Lanier County Georgia | 1 | $ 155,000 | $ 155,000 | $ 55,000 |
| Lee County Georgia | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| Lowndes County Georgia | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Miller County Georgia | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Morgan County Georgia | 1 | $ 495,000 | $ 495,000 | $ 149,000 |
| Putnam County Georgia | 1 | $ 395,000 | $ 395,000 | $ 95,000 |
| White County Georgia | 1 | $ 255,000 | $ 255,000 | $ 139,000 |
| Kankakee County Illinois | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Kendall County Illinois | 1 | $ 265,000 | $ 265,000 | $ 161,000 |
| Vermilion County Illinois | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| Allen County Indiana | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| DeKalb County Indiana | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Elkhart County Indiana | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Fulton County Indiana | 1 | $ 125,000 | $ 125,000 | $ 173,000 |
| Greene County Indiana | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Hamilton County Indiana | 1 | $ 105,000 | $ 105,000 | $ 93,000 |
| Hancock County Indiana | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Lawrence County Indiana | 1 | $ 275,000 | $ 275,000 | $ 103,000 |
| Monroe County Indiana | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Parke County Indiana | 1 | $ 265,000 | $ 265,000 | $ 64,000 |
| St. Joseph County Indiana | 1 | $ 165,000 | $ 165,000 | $ 51,000 |
| Starke County Indiana | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Oldham County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 304,000 |
| Prince George's County Maryland | 1 | $ 405,000 | $ 405,000 | $ 116,000 |
| Alcona County Michigan | 1 | $ 135,000 | $ 135,000 | $ 257,000 |
| Allegan County Michigan | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Barry County Michigan | 1 | $ 265,000 | $ 265,000 | $ 156,000 |
| Bay County Michigan | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Berrien County Michigan | 1 | $ 545,000 | $ 545,000 | $ 0 |
| Branch County Michigan | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Cass County Michigan | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| Charlevoix County Michigan | 1 | $ 295,000 | $ 295,000 | $ 208,000 |
| Crawford County Michigan | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Delta County Michigan | 1 | $ 75,000 | $ 75,000 | $ 70,000 |
| Emmet County Michigan | 1 | $ 495,000 | $ 495,000 | $ 359,000 |
| Gladwin County Michigan | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Ionia County Michigan | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Kalkaska County Michigan | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Marquette County Michigan | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Montcalm County Michigan | 1 | $ 245,000 | $ 245,000 | $ 101,000 |
| Muskegon County Michigan | 1 | $ 335,000 | $ 335,000 | $ 270,000 |
| Newaygo County Michigan | 1 | $ 225,000 | $ 225,000 | $ 90,000 |
| Ontonagon County Michigan | 1 | $ 165,000 | $ 165,000 | $ 94,000 |
| St. Joseph County Michigan | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Tuscola County Michigan | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Van Buren County Michigan | 1 | $ 245,000 | $ 245,000 | $ 121,000 |
| Wexford County Michigan | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Buncombe County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| Davidson County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Lee County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 85,000 |
| Lincoln County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 79,000 |
| Perquimans County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Robeson County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Medina County Ohio | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| Washington County Ohio | 1 | $ 285,000 | $ 285,000 | $ 77,000 |
| Wood County Ohio | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| Berkeley County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 230,000 |
| Lexington County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| Spartanburg County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| DeKalb County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Giles County Tennessee | 1 | $ 55,000 | $ 55,000 | $ 430,000 |
| Hamilton County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| Knox County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 104,000 |
| Monroe County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Roane County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 49,000 |
| Shelby County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| Sullivan County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Bell County Texas | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| Brazos County Texas | 1 | $ 225,000 | $ 225,000 | $ 254,000 |
| Burnet County Texas | 1 | $ 545,000 | $ 545,000 | $ 181,000 |
| Collin County Texas | 1 | $ 325,000 | $ 325,000 | $ 116,000 |
| Denton County Texas | 1 | $ 385,000 | $ 385,000 | $ 151,000 |
| Fort Bend County Texas | 1 | $ 135,000 | $ 135,000 | $ 36,000 |
| Grayson County Texas | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Harris County Texas | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| Kerr County Texas | 1 | $ 305,000 | $ 305,000 | $ 67,000 |
| Lynn County Texas | 1 | $ 545,000 | $ 545,000 | $ 282,000 |
| Midland County Texas | 1 | $ 405,000 | $ 405,000 | $ 192,000 |
| Navarro County Texas | 1 | $ 375,000 | $ 375,000 | $ 202,000 |
| Pecos County Texas | 1 | $ 235,000 | $ 235,000 | $ 173,000 |
| Sterling County Texas | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Yoakum County Texas | 1 | $ 445,000 | $ 445,000 | $ 303,000 |
| Utah County Utah | 1 | $ 545,000 | $ 545,000 | $ 129,000 |
| Bedford County Virginia | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| Campbell County Virginia | 1 | $ 215,000 | $ 215,000 | $ 61,000 |
| Cumberland County Virginia | 1 | $ 405,000 | $ 405,000 | $ 147,000 |
| Prince William County Virginia | 1 | $ 375,000 | $ 375,000 | $ 119,000 |
| Virginia Beach County Virginia | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Westmoreland County Virginia | 1 | $ 525,000 | $ 525,000 | $ 288,000 |
| York County Virginia | 1 | $ 405,000 | $ 405,000 | $ 141,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,126 | $1,066,610,000 | $258,000 | $1,395,000 | $93,000 | $1,564,000 |
| Refinancing | 987 | $222,125,000 | $225,000 | $1,235,000 | $107,000 | $780,000 |
| Cash-out Refinancing | 681 | $195,135,000 | $286,000 | $1,505,000 | $115,000 | $798,000 |
| Other Purpose | 40 | $8,120,000 | $203,000 | $515,000 | $104,000 | $285,000 |
| Home Improvement | 3 | $275,000 | $91,000 | $185,000 | $53,000 | $68,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,251 | $1,099,395,000 | $258,000 | $1,505,000 | $100,000 | $1,564,000 |
| Black or African American | 612 | $136,370,000 | $222,000 | $965,000 | $74,000 | $364,000 |
| Hispanic | 333 | $85,525,000 | $256,000 | $1,235,000 | $87,000 | $390,000 |
| Not Provided | 324 | $91,990,000 | $283,000 | $1,325,000 | $119,000 | $749,000 |
| Asian | 269 | $66,815,000 | $248,000 | $745,000 | $106,000 | $757,000 |
| American Indian or Alaskan Native | 32 | $7,410,000 | $231,000 | $995,000 | $76,000 | $309,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,400,000 | $300,000 | $375,000 | $76,000 | $110,000 |
| Not applicable | 6 | $1,680,000 | $280,000 | $505,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,936 | $989,980,000 | $251,000 | $1,505,000 | $108,000 | $1,564,000 |
| VA-guaranteed (Veterans Administration) | 919 | $303,985,000 | $330,000 | $1,305,000 | $91,000 | $558,000 |
| FHA-insured (Federal Housing Administration) | 763 | $159,855,000 | $209,000 | $665,000 | $66,000 | $588,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 219 | $38,445,000 | $175,000 | $325,000 | $52,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,641 | $1,180,315,000 | $254,000 | $1,385,000 | $96,000 | $1,564,000 |
| Application Withdrawn By Applicant | 944 | $247,850,000 | $262,000 | $1,395,000 | $104,000 | $780,000 |
| Application Denied By Financial Institution | 171 | $40,485,000 | $236,000 | $915,000 | $88,000 | $558,000 |
| Application Approved But Not Accepted | 57 | $14,275,000 | $250,000 | $605,000 | $116,000 | $398,000 |
| File Closed For Incompleteness | 18 | $7,660,000 | $425,000 | $1,505,000 | $188,000 | $725,000 |
| Loan Purchased By The Institution | 6 | $1,680,000 | $280,000 | $505,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,666 | $1,451,780,000 | $256,000 | $1,505,000 | $98,000 | $1,564,000 |
| Collateral | 77 | $19,895,000 | $258,000 | $915,000 | $100,000 | $558,000 |
| Debt-To-Income Ratio | 40 | $7,840,000 | $196,000 | $395,000 | $54,000 | $168,000 |
| Credit History | 16 | $4,220,000 | $263,000 | $505,000 | $81,000 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,395,000 | $217,000 | $395,000 | $101,000 | $343,000 |
| Other | 10 | $2,160,000 | $216,000 | $395,000 | $79,000 | $160,000 |
| Credit Application Incomplete | 9 | $2,325,000 | $258,000 | $515,000 | $155,000 | $312,000 |
| Unverifiable Information | 5 | $1,145,000 | $229,000 | $545,000 | $108,000 | $286,000 |
| Employment History | 3 | $505,000 | $168,000 | $265,000 | $43,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.