University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
University Lending Group, Llc 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 5,837 |
| Total Mortgage Loan Application Amount | $1,492,265,000 |
| Average Mortgage Loan Application Amount | $212,600 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $94,400 |
| Highest Applicant Income | $1,564,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2021.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| TALLAHASSEE, FL | 1,201 | $ 276,995,000 | $ 230,000 | $ 87,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1,099 | $ 307,305,000 | $ 279,000 | $ 98,000 |
| ANN ARBOR, MI | 780 | $ 210,820,000 | $ 270,000 | $ 121,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 481 | $ 151,525,000 | $ 315,000 | $ 97,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 477 | $ 104,905,000 | $ 219,000 | $ 89,000 |
| GARY, IN | 409 | $ 102,715,000 | $ 251,000 | $ 94,000 |
| NA (OUTSIDE OF MSA/MD) | 386 | $ 72,470,000 | $ 258,100 | $ 112,200 |
| DETROIT-DEARBORN-LIVONIA, MI | 256 | $ 45,070,000 | $ 176,000 | $ 81,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 105 | $ 47,595,000 | $ 453,000 | $ 170,000 |
| SAN ANGELO, TX | 72 | $ 16,570,000 | $ 230,000 | $ 90,000 |
| JACKSON, MI | 47 | $ 7,965,000 | $ 169,000 | $ 71,000 |
| MONROE, MI | 36 | $ 6,690,000 | $ 185,000 | $ 82,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 34 | $ 10,450,000 | $ 307,000 | $ 91,000 |
| LANSING-EAST LANSING, MI | 31 | $ 4,495,000 | $ 145,000 | $ 64,000 |
| FLINT, MI | 26 | $ 4,440,000 | $ 170,000 | $ 65,000 |
| PANAMA CITY, FL | 26 | $ 6,800,000 | $ 261,000 | $ 78,000 |
| GRAND RAPIDS-WYOMING, MI | 21 | $ 5,295,000 | $ 252,000 | $ 91,000 |
| JACKSONVILLE, FL | 21 | $ 6,775,000 | $ 322,000 | $ 109,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 18 | $ 6,170,000 | $ 342,000 | $ 142,000 |
| AUSTIN-ROUND ROCK, TX | 18 | $ 5,120,000 | $ 284,000 | $ 118,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 16 | $ 6,090,000 | $ 382,000 | $ 117,500 |
| CHICAGO-NAPERVILLE, IL | 12 | $ 2,420,000 | $ 201,000 | $ 103,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 12 | $ 4,870,000 | $ 405,000 | $ 175,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 12 | $ 3,090,000 | $ 257,000 | $ 129,000 |
| INDIANAPOLIS-CARMEL-ANDERSON, IN | 11 | $ 1,795,000 | $ 163,000 | $ 75,000 |
| LAFAYETTE-WEST LAFAYETTE, IN | 10 | $ 2,490,000 | $ 249,000 | $ 129,000 |
| DENVER-AURORA-LAKEWOOD, CO | 8 | $ 4,880,000 | $ 610,000 | $ 186,000 |
| KALAMAZOO-PORTAGE, MI | 8 | $ 2,170,000 | $ 271,000 | $ 133,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 7 | $ 4,445,000 | $ 635,000 | $ 161,000 |
| OCALA, FL | 7 | $ 1,545,000 | $ 220,000 | $ 87,000 |
| PUNTA GORDA, FL | 7 | $ 2,715,000 | $ 387,000 | $ 147,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 6 | $ 1,660,000 | $ 276,000 | $ 123,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC-NC | 6 | $ 2,190,000 | $ 365,000 | $ 175,000 |
| THE VILLAGES, FL | 6 | $ 1,380,000 | $ 230,000 | $ 66,000 |
| CAPE CORAL-FORT MYERS, FL | 5 | $ 2,315,000 | $ 463,000 | $ 135,000 |
| GAINESVILLE, FL | 5 | $ 1,245,000 | $ 249,000 | $ 148,000 |
| LYNCHBURG, VA | 5 | $ 1,015,000 | $ 203,000 | $ 129,000 |
| DAPHNE-FAIRHOPE-FOLEY, AL | 4 | $ 1,530,000 | $ 382,000 | $ 144,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 4 | $ 1,280,000 | $ 320,000 | $ 130,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 4 | $ 1,860,000 | $ 465,000 | $ 221,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 4 | $ 660,000 | $ 165,000 | $ 69,000 |
| HUNTSVILLE, AL | 4 | $ 1,210,000 | $ 302,000 | $ 165,000 |
| MICHIGAN CITY-LA PORTE, IN | 4 | $ 930,000 | $ 232,000 | $ 42,000 |
| PORT ST. LUCIE, FL | 4 | $ 710,000 | $ 177,000 | $ 53,000 |
| SALT LAKE CITY, UT | 4 | $ 2,070,000 | $ 517,000 | $ 121,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 1,340,000 | $ 335,000 | $ 162,000 |
| SAVANNAH, GA | 4 | $ 2,330,000 | $ 582,000 | $ 199,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 4 | $ 1,290,000 | $ 322,000 | $ 156,000 |
| WACO, TX | 4 | $ 1,060,000 | $ 265,000 | $ 97,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 4 | $ 2,580,000 | $ 645,000 | $ 356,000 |
| BATTLE CREEK, MI | 3 | $ 455,000 | $ 151,000 | $ 62,000 |
| BIRMINGHAM-HOOVER, AL | 3 | $ 845,000 | $ 281,000 | $ 145,000 |
| COLORADO SPRINGS, CO | 3 | $ 1,235,000 | $ 411,000 | $ 236,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 3 | $ 1,085,000 | $ 361,000 | $ 122,000 |
| HOMOSASSA SPRINGS, FL | 3 | $ 595,000 | $ 198,000 | $ 70,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 745,000 | $ 248,000 | $ 82,000 |
| LUBBOCK, TX | 3 | $ 1,355,000 | $ 451,000 | $ 159,000 |
| MONTGOMERY, AL | 3 | $ 1,555,000 | $ 518,000 | $ 88,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $ 455,000 | $ 151,000 | $ 90,000 |
| RALEIGH, NC | 3 | $ 905,000 | $ 301,000 | $ 150,000 |
| SEBASTIAN-VERO BEACH, FL | 3 | $ 665,000 | $ 221,000 | $ 57,000 |
| TERRE HAUTE, IN | 3 | $ 655,000 | $ 218,000 | $ 76,000 |
| ABILENE, TX | 2 | $ 630,000 | $ 315,000 | $ 65,000 |
| DALLAS-PLANO-IRVING, TX | 2 | $ 710,000 | $ 355,000 | $ 133,000 |
| DURHAM-CHAPEL HILL, NC | 2 | $ 470,000 | $ 235,000 | $ 60,000 |
| FAYETTEVILLE, NC | 2 | $ 460,000 | $ 230,000 | $ 74,000 |
| FORT WORTH-ARLINGTON, TX | 2 | $ 360,000 | $ 180,000 | $ 166,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 550,000 | $ 275,000 | $ 150,000 |
| KNOXVILLE, TN | 2 | $ 640,000 | $ 320,000 | $ 76,000 |
| MOBILE, AL | 2 | $ 560,000 | $ 280,000 | $ 100,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 2 | $ 350,000 | $ 175,000 | $ 59,000 |
| VALDOSTA, GA | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 2 | $ 780,000 | $ 390,000 | $ 117,500 |
| WILMINGTON, NC | 2 | $ 400,000 | $ 200,000 | $ 105,000 |
| ALBANY, GA | 1 | $ 195,000 | $ 195,000 | $ 47,000 |
| ASHEVILLE, NC | 1 | $ 235,000 | $ 235,000 | $ 177,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 335,000 | $ 335,000 | $ 229,000 |
| BAY CITY, MI | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| BLOOMINGTON, IN | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| CHATTANOOGA, TN-GA | 1 | $ 295,000 | $ 295,000 | $ 118,000 |
| CLEVELAND-ELYRIA, OH | 1 | $ 275,000 | $ 275,000 | $ 162,000 |
| COLLEGE STATION-BRYAN, TX | 1 | $ 225,000 | $ 225,000 | $ 254,000 |
| COLUMBIA, SC | 1 | $ 255,000 | $ 255,000 | $ 93,000 |
| COLUMBUS, GA-AL | 1 | $ 195,000 | $ 195,000 | $ 240,000 |
| DANVILLE, IL | 1 | $ 85,000 | $ 85,000 | $ 60,000 |
| ELGIN, IL | 1 | $ 265,000 | $ 265,000 | $ 161,000 |
| ELKHART-GOSHEN, IN | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| FORT WAYNE, IN | 1 | $ 125,000 | $ 125,000 | $ 67,000 |
| GREELEY, CO | 1 | $ 535,000 | $ 535,000 | $ 100,000 |
| KANKAKEE, IL | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| KILLEEN-TEMPLE, TX | 1 | $ 135,000 | $ 135,000 | $ 117,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 1 | $ 205,000 | $ 205,000 | $ 304,000 |
| MACON-BIBB COUNTY, GA | 1 | $ 185,000 | $ 185,000 | $ 123,000 |
| MEMPHIS, TN-MS-AR | 1 | $ 215,000 | $ 215,000 | $ 79,000 |
| MIDLAND, TX | 1 | $ 405,000 | $ 405,000 | $ 192,000 |
| MUSKEGON, MI | 1 | $ 335,000 | $ 335,000 | $ 270,000 |
| NILES-BENTON HARBOR, MI | 1 | $ 545,000 | $ 545,000 | $ 0 |
| PROVO-OREM, UT | 1 | $ 545,000 | $ 545,000 | $ 129,000 |
| SHERMAN-DENISON, TX | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| SPARTANBURG, SC | 1 | $ 235,000 | $ 235,000 | $ 53,000 |
| TOLEDO, OH | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| TUSCALOOSA, AL | 1 | $ 405,000 | $ 405,000 | $ 164,000 |
| WINSTON-SALEM, NC | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,126 | $1,066,610,000 | $258,000 | $1,395,000 | $93,000 | $1,564,000 |
| Refinancing | 987 | $222,125,000 | $225,000 | $1,235,000 | $107,000 | $780,000 |
| Cash-out Refinancing | 681 | $195,135,000 | $286,000 | $1,505,000 | $115,000 | $798,000 |
| Other Purpose | 40 | $8,120,000 | $203,000 | $515,000 | $104,000 | $285,000 |
| Home Improvement | 3 | $275,000 | $91,000 | $185,000 | $53,000 | $68,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,251 | $1,099,395,000 | $258,000 | $1,505,000 | $100,000 | $1,564,000 |
| Black or African American | 612 | $136,370,000 | $222,000 | $965,000 | $74,000 | $364,000 |
| Hispanic | 333 | $85,525,000 | $256,000 | $1,235,000 | $87,000 | $390,000 |
| Not Provided | 324 | $91,990,000 | $283,000 | $1,325,000 | $119,000 | $749,000 |
| Asian | 269 | $66,815,000 | $248,000 | $745,000 | $106,000 | $757,000 |
| American Indian or Alaskan Native | 32 | $7,410,000 | $231,000 | $995,000 | $76,000 | $309,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,400,000 | $300,000 | $375,000 | $76,000 | $110,000 |
| Not applicable | 6 | $1,680,000 | $280,000 | $505,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,936 | $989,980,000 | $251,000 | $1,505,000 | $108,000 | $1,564,000 |
| VA-guaranteed (Veterans Administration) | 919 | $303,985,000 | $330,000 | $1,305,000 | $91,000 | $558,000 |
| FHA-insured (Federal Housing Administration) | 763 | $159,855,000 | $209,000 | $665,000 | $66,000 | $588,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 219 | $38,445,000 | $175,000 | $325,000 | $52,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,641 | $1,180,315,000 | $254,000 | $1,385,000 | $96,000 | $1,564,000 |
| Application Withdrawn By Applicant | 944 | $247,850,000 | $262,000 | $1,395,000 | $104,000 | $780,000 |
| Application Denied By Financial Institution | 171 | $40,485,000 | $236,000 | $915,000 | $88,000 | $558,000 |
| Application Approved But Not Accepted | 57 | $14,275,000 | $250,000 | $605,000 | $116,000 | $398,000 |
| File Closed For Incompleteness | 18 | $7,660,000 | $425,000 | $1,505,000 | $188,000 | $725,000 |
| Loan Purchased By The Institution | 6 | $1,680,000 | $280,000 | $505,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,666 | $1,451,780,000 | $256,000 | $1,505,000 | $98,000 | $1,564,000 |
| Collateral | 77 | $19,895,000 | $258,000 | $915,000 | $100,000 | $558,000 |
| Debt-To-Income Ratio | 40 | $7,840,000 | $196,000 | $395,000 | $54,000 | $168,000 |
| Credit History | 16 | $4,220,000 | $263,000 | $505,000 | $81,000 | $173,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 11 | $2,395,000 | $217,000 | $395,000 | $101,000 | $343,000 |
| Other | 10 | $2,160,000 | $216,000 | $395,000 | $79,000 | $160,000 |
| Credit Application Incomplete | 9 | $2,325,000 | $258,000 | $515,000 | $155,000 | $312,000 |
| Unverifiable Information | 5 | $1,145,000 | $229,000 | $545,000 | $108,000 | $286,000 |
| Employment History | 3 | $505,000 | $168,000 | $265,000 | $43,000 | $71,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.