Finance of America Reverse LLC Mortgage Lending & HMDA Data, 2022
In 2022, Finance of America Reverse LLC of Tulsa, OK reported 18,347 mortgage applications totaling $7.7 billion, up 11% from 2021. The average application was for $420,664, and applicants reported an average income of $35,267. 60% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,759), Phoenix-Mesa-Scottsdale, AZ (904) and Riverside-San Bernardino-Ontario, CA (863) (applications in parentheses).
| Mortgage Company & Address | Finance of America Reverse LLC 8023 East 63rd Place, Suite 700 Tulsa, OK 74133 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 18,347 |
| Total Mortgage Loan Application Amount | $7,717,925,000 |
| Average Mortgage Loan Application Amount | $420,664 |
| Highest Mortgage Loan Application Amount | $8,985,000 |
| Average Applicant Income | $35,267 |
| Highest Applicant Income | $738,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Finance of America Reverse LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles-Long Beach-Glendale, CA | 1,759 | $ 1,182,085,000 | $ 672,021 | $ 36,000 |
| Outside any metro area | 1,081 | $ 336,775,000 | $ 311,540 | $ 34,133 |
| Phoenix-Mesa-Scottsdale, AZ | 904 | $ 256,940,000 | $ 284,225 | $ 35,000 |
| Riverside-San Bernardino-Ontario, CA | 863 | $ 278,155,000 | $ 322,311 | $ 35,000 |
| Anaheim-Santa Ana-Irvine, CA | 844 | $ 588,560,000 | $ 697,345 | $ 38,000 |
| San Diego-Carlsbad, CA | 742 | $ 432,670,000 | $ 583,113 | $ 37,000 |
| Oakland-Hayward-Berkeley, CA | 588 | $ 373,680,000 | $ 635,510 | $ 38,000 |
| Denver-Aurora-Lakewood, CO | 561 | $ 176,625,000 | $ 314,839 | $ 37,000 |
| New York-Jersey City-White Plains, NY-NJ | 448 | $ 217,990,000 | $ 486,584 | $ 32,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 401 | $ 377,215,000 | $ 940,685 | $ 39,000 |
| Seattle-Bellevue-Everett, WA | 341 | $ 163,185,000 | $ 478,548 | $ 36,000 |
| Dallas-Plano-Irving, TX | 310 | $ 66,640,000 | $ 214,967 | $ 37,000 |
| Nassau County-Suffolk County, NY | 309 | $ 125,755,000 | $ 406,974 | $ 36,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 307 | $ 110,455,000 | $ 359,788 | $ 36,000 |
| San Francisco-Redwood City-South San Francisco, CA | 306 | $ 306,540,000 | $ 1,001,764 | $ 40,000 |
| Las Vegas-Henderson-Paradise, NV | 260 | $ 67,540,000 | $ 259,769 | $ 38,000 |
| Boise City, ID | 232 | $ 60,000,000 | $ 258,620 | $ 34,000 |
| Tampa-St. Petersburg-Clearwater, FL | 232 | $ 59,800,000 | $ 257,758 | $ 32,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 212 | $ 64,390,000 | $ 303,726 | $ 32,650 |
| Houston-The Woodlands-Sugar Land, TX | 209 | $ 40,095,000 | $ 191,842 | $ 34,000 |
| Atlanta-Sandy Springs-Roswell, GA | 192 | $ 44,160,000 | $ 230,000 | $ 32,000 |
| Austin-Round Rock, TX | 182 | $ 67,190,000 | $ 369,175 | $ 35,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 178 | $ 97,480,000 | $ 547,640 | $ 34,000 |
| Salt Lake City, UT | 177 | $ 57,595,000 | $ 325,395 | $ 35,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 162 | $ 88,160,000 | $ 544,197 | $ 39,000 |
| St. George, UT | 150 | $ 49,370,000 | $ 329,133 | $ 36,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 142 | $ 55,780,000 | $ 392,816 | $ 38,851 |
| Charlotte-Concord-Gastonia, NC-SC | 135 | $ 26,955,000 | $ 199,666 | $ 33,666 |
| Fort Worth-Arlington, TX | 132 | $ 21,700,000 | $ 164,393 | $ 40,000 |
| New York-Newark, NY | 131 | $ 41,865,000 | $ 319,580 | $ 32,961 |
| Orlando-Kissimmee-Sanford, FL | 129 | $ 29,365,000 | $ 227,635 | $ 35,000 |
| Prescott Valley-Prescott, AZ | 123 | $ 38,065,000 | $ 309,471 | $ 38,000 |
| Miami-Miami Beach-Kendall, FL | 121 | $ 48,805,000 | $ 403,347 | $ 30,000 |
| Urban Honolulu, HI | 119 | $ 86,505,000 | $ 726,932 | $ 36,000 |
| Colorado Springs, CO | 118 | $ 31,370,000 | $ 265,847 | $ 32,000 |
| Tacoma-Lakewood, WA | 118 | $ 40,690,000 | $ 344,830 | $ 36,000 |
| Santa Cruz-Watsonville, CA | 107 | $ 72,365,000 | $ 676,308 | $ 38,000 |
| San Rafael, CA | 105 | $ 93,215,000 | $ 887,761 | $ 42,000 |
| Santa Rosa, CA | 105 | $ 60,885,000 | $ 579,857 | $ 35,000 |
| Santa Maria-Santa Barbara, CA | 104 | $ 100,720,000 | $ 968,461 | $ 40,000 |
| Ogden-Clearfield, UT | 103 | $ 28,915,000 | $ 280,728 | $ 38,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 98 | $ 39,980,000 | $ 407,959 | $ 36,000 |
| San Antonio-New Braunfels, TX | 92 | $ 23,100,000 | $ 251,086 | $ 36,000 |
| Chicago-Naperville, IL | 89 | $ 17,175,000 | $ 192,977 | $ 33,000 |
| Reno, NV | 89 | $ 41,555,000 | $ 466,910 | $ 38,000 |
| Tucson, AZ | 88 | $ 16,150,000 | $ 183,522 | $ 28,000 |
| Jacksonville, FL | 87 | $ 20,065,000 | $ 230,632 | $ 30,000 |
| Bend-Redmond, OR | 86 | $ 30,820,000 | $ 358,372 | $ 31,000 |
| North Port-Sarasota-Bradenton, FL | 80 | $ 26,930,000 | $ 336,625 | $ 37,000 |
| Port St. Lucie, FL | 80 | $ 19,650,000 | $ 245,625 | $ 34,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 78 | $ 17,000,000 | $ 217,948 | $ 28,000 |
| Cape Coral-Fort Myers, FL | 77 | $ 21,495,000 | $ 279,155 | $ 35,000 |
| Boston, MA | 74 | $ 27,420,000 | $ 370,540 | $ 37,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 74 | $ 14,430,000 | $ 195,000 | $ 30,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 73 | $ 19,105,000 | $ 261,712 | $ 33,000 |
| Salinas, CA | 72 | $ 55,980,000 | $ 777,500 | $ 40,000 |
| Cambridge-Newton-Framingham, MA | 71 | $ 31,205,000 | $ 439,507 | $ 32,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 62 | $ 31,440,000 | $ 507,096 | $ 33,000 |
| Stockton-Lodi, CA | 62 | $ 18,600,000 | $ 300,000 | $ 33,000 |
| Lake Havasu City-Kingman, AZ | 58 | $ 12,950,000 | $ 223,275 | $ 30,000 |
| Vallejo-Fairfield, CA | 58 | $ 21,850,000 | $ 376,724 | $ 34,000 |
| Raleigh, NC | 55 | $ 11,765,000 | $ 213,909 | $ 30,000 |
| Modesto, CA | 54 | $ 12,800,000 | $ 237,037 | $ 30,000 |
| Montgomery County-Bucks County-Chester County, PA | 54 | $ 15,520,000 | $ 287,407 | $ 40,000 |
| Providence-Warwick, RI-MA | 53 | $ 16,755,000 | $ 316,132 | $ 34,188 |
| Bremerton-Silverdale, WA | 51 | $ 23,985,000 | $ 470,294 | $ 37,000 |
| Provo-Orem, UT | 51 | $ 15,185,000 | $ 297,745 | $ 40,000 |
| Spokane-Spokane Valley, WA | 51 | $ 10,735,000 | $ 210,490 | $ 28,000 |
| Boulder, CO | 50 | $ 24,080,000 | $ 481,600 | $ 37,000 |
| Coeur D'Alene, ID | 46 | $ 20,110,000 | $ 437,173 | $ 42,000 |
| Columbus, OH | 45 | $ 9,585,000 | $ 213,000 | $ 28,000 |
| Newark, NJ-PA | 45 | $ 14,265,000 | $ 317,000 | $ 39,600 |
| Albuquerque, NM | 44 | $ 8,550,000 | $ 194,318 | $ 34,000 |
| Palm Bay-Melbourne-Titusville, FL | 44 | $ 8,840,000 | $ 200,909 | $ 31,000 |
| Napa, CA | 43 | $ 28,785,000 | $ 669,418 | $ 39,000 |
| Fort Collins, CO | 42 | $ 14,100,000 | $ 335,714 | $ 35,000 |
| Naples-Immokalee-Marco Island, FL | 42 | $ 27,310,000 | $ 650,238 | $ 43,000 |
| Eugene, OR | 40 | $ 8,400,000 | $ 210,000 | $ 25,000 |
| Ocala, FL | 39 | $ 5,735,000 | $ 147,051 | $ 33,000 |
| Lakeland-Winter Haven, FL | 38 | $ 5,590,000 | $ 147,105 | $ 29,000 |
| Olympia-Tumwater, WA | 38 | $ 9,230,000 | $ 242,894 | $ 37,000 |
| Baltimore-Columbia-Towson, MD | 37 | $ 7,015,000 | $ 189,594 | $ 29,000 |
| Camden, NJ | 37 | $ 5,305,000 | $ 143,378 | $ 30,000 |
| Indianapolis-Carmel-Anderson, IN | 37 | $ 5,065,000 | $ 136,891 | $ 29,000 |
| Bakersfield, CA | 35 | $ 5,935,000 | $ 169,571 | $ 33,000 |
| Greeley, CO | 34 | $ 9,040,000 | $ 265,882 | $ 38,000 |
| Kahului-Wailuku-Lahaina, HI | 34 | $ 20,910,000 | $ 615,000 | $ 27,000 |
| Kansas City, MO-KS | 33 | $ 4,905,000 | $ 148,636 | $ 36,696 |
| Asheville, NC | 32 | $ 7,980,000 | $ 249,375 | $ 36,000 |
| Salem, OR | 32 | $ 6,750,000 | $ 210,937 | $ 32,000 |
| Fresno, CA | 31 | $ 6,685,000 | $ 215,645 | $ 39,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 31 | $ 6,095,000 | $ 196,612 | $ 31,064 |
| Philadelphia, PA | 31 | $ 5,285,000 | $ 170,483 | $ 31,000 |
| The Villages, FL | 31 | $ 7,065,000 | $ 227,903 | $ 34,000 |
| Barnstable Town, MA | 29 | $ 13,265,000 | $ 457,413 | $ 37,000 |
| Bellingham, WA | 27 | $ 9,105,000 | $ 337,222 | $ 28,000 |
| Charleston-North Charleston, SC | 25 | $ 9,675,000 | $ 387,000 | $ 34,000 |
| Warren-Troy-Farmington Hills, MI | 25 | $ 4,215,000 | $ 168,600 | $ 36,000 |
| Durham-Chapel Hill, NC | 24 | $ 5,080,000 | $ 211,666 | $ 30,000 |
| Punta Gorda, FL | 24 | $ 5,380,000 | $ 224,166 | $ 34,000 |
| Worcester, MA-CT | 24 | $ 5,180,000 | $ 215,833 | $ 36,500 |
| Grand Junction, CO | 23 | $ 5,025,000 | $ 218,478 | $ 31,000 |
| Pueblo, CO | 23 | $ 4,015,000 | $ 174,565 | $ 29,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 23 | $ 6,315,000 | $ 274,565 | $ 43,000 |
| Chico, CA | 22 | $ 4,880,000 | $ 221,818 | $ 31,000 |
| Medford, OR | 22 | $ 4,600,000 | $ 209,090 | $ 35,000 |
| Oklahoma City, OK | 22 | $ 3,040,000 | $ 138,181 | $ 30,000 |
| Cleveland-Elyria, OH | 21 | $ 2,555,000 | $ 121,666 | $ 32,000 |
| Richmond, VA | 21 | $ 4,135,000 | $ 196,904 | $ 34,000 |
| Bridgeport-Stamford-Norwalk, CT | 20 | $ 9,820,000 | $ 491,000 | $ 41,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 20 | $ 7,010,000 | $ 350,500 | $ 53,000 |
| Omaha-Council Bluffs, NE-IA | 20 | $ 2,180,000 | $ 109,000 | $ 30,300 |
| Redding, CA | 20 | $ 4,370,000 | $ 218,500 | $ 38,000 |
| Santa Fe, NM | 20 | $ 6,690,000 | $ 334,500 | $ 30,000 |
| Buffalo-Cheektowaga-Niagara Falls, NY | 19 | $ 2,885,000 | $ 151,842 | $ 31,000 |
| Waco, TX | 19 | $ 4,165,000 | $ 219,210 | $ 38,000 |
| Cincinnati, OH-KY-IN | 18 | $ 2,340,000 | $ 130,000 | $ 23,388 |
| Flagstaff, AZ | 18 | $ 5,990,000 | $ 332,777 | $ 43,000 |
| New Haven-Milford, CT | 18 | $ 3,280,000 | $ 182,222 | $ 28,000 |
| Pittsburgh, PA | 18 | $ 4,800,000 | $ 266,666 | $ 32,000 |
| Kennewick-Richland, WA | 17 | $ 3,225,000 | $ 189,705 | $ 31,000 |
| Merced, CA | 17 | $ 3,445,000 | $ 202,647 | $ 36,000 |
| Wilmington, NC | 17 | $ 5,205,000 | $ 306,176 | $ 29,000 |
| Winston-Salem, NC | 17 | $ 3,205,000 | $ 188,529 | $ 36,000 |
| Albany, OR | 16 | $ 3,280,000 | $ 205,000 | $ 23,000 |
| Hartford-West Hartford-East Hartford, CT | 16 | $ 3,690,000 | $ 230,625 | $ 32,000 |
| New Orleans-Metairie, LA | 16 | $ 5,480,000 | $ 342,500 | $ 30,000 |
| Knoxville, TN | 15 | $ 2,485,000 | $ 165,666 | $ 30,000 |
| Mount Vernon-Anacortes, WA | 15 | $ 4,425,000 | $ 295,000 | $ 32,000 |
| St. Louis, MO-IL | 15 | $ 3,015,000 | $ 201,000 | $ 33,400 |
| Albany-Schenectady-Troy, NY | 14 | $ 1,930,000 | $ 137,857 | $ 31,000 |
| Homosassa Springs, FL | 14 | $ 3,020,000 | $ 215,714 | $ 34,000 |
| Yuba City, CA | 14 | $ 3,500,000 | $ 250,000 | $ 33,000 |
| Birmingham-Hoover, AL | 13 | $ 1,315,000 | $ 101,153 | $ 32,000 |
| Crestview-Fort Walton Beach-Destin, FL | 13 | $ 2,915,000 | $ 224,230 | $ 43,000 |
| Greensboro-High Point, NC | 13 | $ 1,865,000 | $ 143,461 | $ 30,000 |
| Kingston, NY | 13 | $ 2,455,000 | $ 188,846 | $ 30,000 |
| Logan, UT-ID | 13 | $ 4,035,000 | $ 310,384 | $ 35,153 |
| Longview, WA | 13 | $ 2,775,000 | $ 213,461 | $ 31,000 |
| Sebastian-Vero Beach, FL | 13 | $ 4,845,000 | $ 372,692 | $ 34,000 |
| Tulsa, OK | 13 | $ 1,725,000 | $ 132,692 | $ 28,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 12 | $ 1,990,000 | $ 165,833 | $ 36,916 |
| Greenville-Anderson-Mauldin, SC | 12 | $ 2,110,000 | $ 175,833 | $ 35,000 |
| Killeen-Temple, TX | 12 | $ 1,930,000 | $ 160,833 | $ 37,000 |
| Pensacola-Ferry Pass-Brent, FL | 12 | $ 2,320,000 | $ 193,333 | $ 26,000 |
| Portland-South Portland, ME | 12 | $ 2,280,000 | $ 190,000 | $ 26,000 |
| Sioux Falls, SD | 12 | $ 2,210,000 | $ 184,166 | $ 40,000 |
| Visalia-Porterville, CA | 12 | $ 2,050,000 | $ 170,833 | $ 33,000 |
| Washington-Baltimore-Arlington, DC | 12 | $ 3,710,000 | $ 309,166 | $ 56,000 |
| Baton Rouge, LA | 11 | $ 2,105,000 | $ 191,363 | $ 42,000 |
| Chattanooga, TN-GA | 11 | $ 1,545,000 | $ 140,454 | $ 26,090 |
| Gainesville, GA | 11 | $ 1,925,000 | $ 175,000 | $ 19,000 |
| Lancaster, PA | 11 | $ 1,505,000 | $ 136,818 | $ 29,000 |
| Milwaukee-Waukesha-West Allis, WI | 11 | $ 2,105,000 | $ 191,363 | $ 26,000 |
| Ocean City, NJ | 11 | $ 5,345,000 | $ 485,909 | $ 46,000 |
| Springfield, MA | 11 | $ 1,855,000 | $ 168,636 | $ 33,000 |
| Wenatchee, WA | 11 | $ 3,005,000 | $ 273,181 | $ 40,000 |
| Charlottesville, VA | 10 | $ 1,900,000 | $ 190,000 | $ 26,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 10 | $ 2,030,000 | $ 203,000 | $ 27,000 |
| Grants Pass, OR | 10 | $ 2,630,000 | $ 263,000 | $ 23,000 |
| Pocatello, ID | 10 | $ 2,030,000 | $ 203,000 | $ 28,000 |
| Rochester, NY | 10 | $ 1,220,000 | $ 122,000 | $ 36,000 |
| Salisbury, MD-DE | 10 | $ 1,960,000 | $ 196,000 | $ 36,500 |
| Savannah, GA | 10 | $ 1,960,000 | $ 196,000 | $ 36,000 |
| Springfield, MO | 10 | $ 1,760,000 | $ 176,000 | $ 27,000 |
| Trenton, NJ | 10 | $ 3,040,000 | $ 304,000 | $ 39,000 |
| Twin Falls, ID | 10 | $ 1,860,000 | $ 186,000 | $ 21,000 |
| Yakima, WA | 10 | $ 1,790,000 | $ 179,000 | $ 31,000 |
| Atlantic City-Hammonton, NJ | 9 | $ 2,595,000 | $ 288,333 | $ 31,000 |
| Carson City, NV | 9 | $ 2,885,000 | $ 320,555 | $ 35,000 |
| Daphne-Fairhope-Foley, AL | 9 | $ 1,685,000 | $ 187,222 | $ 31,000 |
| Wilmington, DE-MD-NJ | 9 | $ 2,245,000 | $ 249,444 | $ 52,000 |
| El Paso, TX | 8 | $ 810,000 | $ 101,250 | $ 31,000 |
| Lynchburg, VA | 8 | $ 1,060,000 | $ 132,500 | $ 29,000 |
| Amarillo, TX | 7 | $ 965,000 | $ 137,857 | $ 38,000 |
| Beaumont-Port Arthur, TX | 7 | $ 585,000 | $ 83,571 | $ 28,000 |
| Elgin, IL | 7 | $ 1,055,000 | $ 150,714 | $ 33,000 |
| Gainesville, FL | 7 | $ 1,205,000 | $ 172,142 | $ 34,000 |
| Hickory-Lenoir-Morganton, NC | 7 | $ 995,000 | $ 142,142 | $ 25,000 |
| Manchester-Nashua, NH | 7 | $ 1,425,000 | $ 203,571 | $ 37,000 |
| Rockingham County-Strafford County, NH | 7 | $ 1,745,000 | $ 249,285 | $ 45,000 |
| Syracuse, NY | 7 | $ 705,000 | $ 100,714 | $ 39,000 |
| Winchester, VA-WV | 7 | $ 1,445,000 | $ 206,428 | $ 39,000 |
| York-Hanover, PA | 7 | $ 765,000 | $ 109,285 | $ 32,000 |
| Corvallis, OR | 6 | $ 1,860,000 | $ 310,000 | $ 36,000 |
| El Centro, CA | 6 | $ 1,000,000 | $ 166,666 | $ 33,000 |
| Gary, IN | 6 | $ 780,000 | $ 130,000 | $ 35,000 |
| Grand Rapids-Wyoming, MI | 6 | $ 1,020,000 | $ 170,000 | $ 36,000 |
| Hot Springs, AR | 6 | $ 930,000 | $ 155,000 | $ 20,000 |
| Idaho Falls, ID | 6 | $ 1,730,000 | $ 288,333 | $ 24,000 |
| Lake County-Kenosha County, IL-WI | 6 | $ 1,330,000 | $ 221,666 | $ 25,666 |
| Longview, TX | 6 | $ 600,000 | $ 100,000 | $ 28,000 |
| Louisville/Jefferson County, KY-IN | 6 | $ 820,000 | $ 136,666 | $ 32,333 |
| Mobile, AL | 6 | $ 950,000 | $ 158,333 | $ 47,000 |
| Brunswick, GA | 5 | $ 1,205,000 | $ 241,000 | $ 31,000 |
| Canton-Massillon, OH | 5 | $ 815,000 | $ 163,000 | $ 32,000 |
| East Stroudsburg, PA | 5 | $ 695,000 | $ 139,000 | $ 26,000 |
| Gettysburg, PA | 5 | $ 835,000 | $ 167,000 | $ 35,000 |
| Hagerstown-Martinsburg, MD-WV | 5 | $ 735,000 | $ 147,000 | $ 26,000 |
| Harrisburg-Carlisle, PA | 5 | $ 635,000 | $ 127,000 | $ 45,000 |
| Jackson, TN | 5 | $ 705,000 | $ 141,000 | $ 40,000 |
| Kingsport-Bristol-Bristol, TN-VA | 5 | $ 645,000 | $ 129,000 | $ 23,000 |
| Las Cruces, NM | 5 | $ 1,125,000 | $ 225,000 | $ 36,000 |
| Little Rock-North Little Rock-Conway, AR | 5 | $ 655,000 | $ 131,000 | $ 16,000 |
| McAllen-Edinburg-Mission, TX | 5 | $ 695,000 | $ 139,000 | $ 33,000 |
| Norwich-New London, CT | 5 | $ 525,000 | $ 105,000 | $ 29,000 |
| Panama City, FL | 5 | $ 1,005,000 | $ 201,000 | $ 22,000 |
| Sebring, FL | 5 | $ 605,000 | $ 121,000 | $ 28,000 |
| Tallahassee, FL | 5 | $ 645,000 | $ 129,000 | $ 27,000 |
| Ann Arbor, MI | 4 | $ 890,000 | $ 222,500 | $ 36,000 |
| Appleton, WI | 4 | $ 450,000 | $ 112,500 | $ 36,000 |
| Billings, MT | 4 | $ 960,000 | $ 240,000 | $ 44,000 |
| Binghamton, NY | 4 | $ 330,000 | $ 82,500 | $ 23,000 |
| Columbia, SC | 4 | $ 560,000 | $ 140,000 | $ 29,000 |
| Corpus Christi, TX | 4 | $ 360,000 | $ 90,000 | $ 22,000 |
| Des Moines-West Des Moines, IA | 4 | $ 500,000 | $ 125,000 | $ 22,000 |
| Detroit-Dearborn-Livonia, MI | 4 | $ 580,000 | $ 145,000 | $ 46,000 |
| Green Bay, WI | 4 | $ 440,000 | $ 110,000 | $ 31,000 |
| Huntsville, AL | 4 | $ 490,000 | $ 122,500 | $ 45,000 |
| Johnson City, TN | 4 | $ 590,000 | $ 147,500 | $ 32,000 |
| Kalamazoo-Portage, MI | 4 | $ 540,000 | $ 135,000 | $ 42,000 |
| Lewiston, ID-WA | 4 | $ 610,000 | $ 152,500 | $ 30,750 |
| Macon-Bibb County, GA | 4 | $ 1,320,000 | $ 330,000 | $ 35,000 |
| Missoula, MT | 4 | $ 1,280,000 | $ 320,000 | $ 74,000 |
| Reading, PA | 4 | $ 350,000 | $ 87,500 | $ 25,000 |
| Sierra Vista-Douglas, AZ | 4 | $ 630,000 | $ 157,500 | $ 30,000 |
| Spartanburg, SC | 4 | $ 370,000 | $ 92,500 | $ 31,000 |
| Utica-Rome, NY | 4 | $ 420,000 | $ 105,000 | $ 41,000 |
| Akron, OH | 3 | $ 695,000 | $ 231,666 | $ 142,000 |
| Augusta-Richmond County, GA-SC | 3 | $ 605,000 | $ 201,666 | $ 54,333 |
| Brownsville-Harlingen, TX | 3 | $ 835,000 | $ 278,333 | $ 38,000 |
| Burlington-South Burlington, VT | 3 | $ 465,000 | $ 155,000 | $ 32,000 |
| Casper, WY | 3 | $ 445,000 | $ 148,333 | $ 7,000 |
| Davenport-Moline-Rock Island, IA-IL | 3 | $ 285,000 | $ 95,000 | $ 21,000 |
| Dover, DE | 3 | $ 505,000 | $ 168,333 | $ 27,000 |
| Duluth, MN-WI | 3 | $ 195,000 | $ 65,000 | $ 31,000 |
| Elkhart-Goshen, IN | 3 | $ 645,000 | $ 215,000 | $ 93,000 |
| Fayetteville, NC | 3 | $ 315,000 | $ 105,000 | $ 21,000 |
| Fort Wayne, IN | 3 | $ 275,000 | $ 91,666 | $ 37,000 |
| Hanford-Corcoran, CA | 3 | $ 685,000 | $ 228,333 | $ 29,000 |
| Laredo, TX | 3 | $ 365,000 | $ 121,666 | $ 36,000 |
| Lawrence, KS | 3 | $ 325,000 | $ 108,333 | $ 30,000 |
| Madison, WI | 3 | $ 685,000 | $ 228,333 | $ 19,000 |
| Monroe, MI | 3 | $ 455,000 | $ 151,666 | $ 30,000 |
| Pittsfield, MA | 3 | $ 1,755,000 | $ 585,000 | $ 32,000 |
| Roanoke, VA | 3 | $ 1,505,000 | $ 501,666 | $ 25,000 |
| San Angelo, TX | 3 | $ 445,000 | $ 148,333 | $ 17,000 |
| Scranton--Wilkes-Barre--Hazleton, PA | 3 | $ 195,000 | $ 65,000 | $ 45,000 |
| Sherman-Denison, TX | 3 | $ 1,345,000 | $ 448,333 | $ 33,000 |
| St. Cloud, MN | 3 | $ 385,000 | $ 128,333 | $ 33,000 |
| Tyler, TX | 3 | $ 475,000 | $ 158,333 | $ 29,000 |
| Wausau, WI | 3 | $ 315,000 | $ 105,000 | $ 24,000 |
| Wichita, KS | 3 | $ 445,000 | $ 148,333 | $ 36,000 |
| Yuma, AZ | 3 | $ 355,000 | $ 118,333 | $ 13,000 |
| Athens-Clarke County, GA | 2 | $ 290,000 | $ 145,000 | $ 10,000 |
| Cheyenne, WY | 2 | $ 310,000 | $ 155,000 | $ 47,000 |
| Clarksville, TN-KY | 2 | $ 140,000 | $ 70,000 | $ 17,000 |
| Evansville, IN-KY | 2 | $ 240,000 | $ 120,000 | $ 32,000 |
| Fargo, ND-MN | 2 | $ 140,000 | $ 70,000 | $ 34,000 |
| Fond Du Lac, WI | 2 | $ 290,000 | $ 145,000 | $ 43,000 |
| Glens Falls, NY | 2 | $ 1,220,000 | $ 610,000 | $ 47,000 |
| Greenville, NC | 2 | $ 220,000 | $ 110,000 | $ 50,000 |
| Gulfport-Biloxi-Pascagoula, MS | 2 | $ 110,000 | $ 55,000 | $ 19,000 |
| Harrisonburg, VA | 2 | $ 360,000 | $ 180,000 | $ 30,000 |
| Jackson, MS | 2 | $ 250,000 | $ 125,000 | $ 29,000 |
| Jacksonville, NC | 2 | $ 190,000 | $ 95,000 | $ 32,000 |
| Joplin, MO | 2 | $ 240,000 | $ 120,000 | $ 32,000 |
| Lafayette, LA | 2 | $ 260,000 | $ 130,000 | $ 23,000 |
| Lafayette-West Lafayette, IN | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Lake Charles, LA | 2 | $ 210,000 | $ 105,000 | $ 39,000 |
| Madera, CA | 2 | $ 490,000 | $ 245,000 | $ 36,000 |
| Mankato-North Mankato, MN | 2 | $ 300,000 | $ 150,000 | $ 57,000 |
| Memphis, TN-MS-AR | 2 | $ 340,000 | $ 170,000 | $ 27,000 |
| Michigan City-La Porte, IN | 2 | $ 680,000 | $ 340,000 | $ 21,000 |
| Midland, TX | 2 | $ 280,000 | $ 140,000 | $ 34,000 |
| Montgomery, AL | 2 | $ 150,000 | $ 75,000 | $ 25,000 |
| New Bern, NC | 2 | $ 320,000 | $ 160,000 | $ 22,000 |
| Rapid City, SD | 2 | $ 300,000 | $ 150,000 | $ 18,000 |
| Rochester, MN | 2 | $ 320,000 | $ 160,000 | $ 16,000 |
| Rocky Mount, NC | 2 | $ 250,000 | $ 125,000 | $ 34,000 |
| Rome, GA | 2 | $ 490,000 | $ 245,000 | $ 9,000 |
| South Bend-Mishawaka, IN-MI | 2 | $ 320,000 | $ 160,000 | $ 23,000 |
| St. Joseph, MO-KS | 2 | $ 80,000 | $ 40,000 | $ 18,000 |
| State College, PA | 2 | $ 460,000 | $ 230,000 | $ 30,000 |
| Victoria, TX | 2 | $ 180,000 | $ 90,000 | $ 22,000 |
| Vineland-Bridgeton, NJ | 2 | $ 140,000 | $ 70,000 | $ 28,000 |
| Warner Robins, GA | 2 | $ 200,000 | $ 100,000 | $ 22,000 |
| Youngstown-Warren-Boardman, OH-PA | 2 | $ 180,000 | $ 90,000 | $ 33,000 |
| Abilene, TX | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Albany, GA | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Alexandria, LA | 1 | $ 25,000 | $ 25,000 | $ 21,000 |
| Anchorage, AK | 1 | $ 235,000 | $ 235,000 | $ 34,000 |
| Anniston-Oxford-Jacksonville, AL | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Auburn-Opelika, AL | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Bangor, ME | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Beckley, WV | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Bloomington, IL | 1 | $ 405,000 | $ 405,000 | $ 76,000 |
| Bloomsburg-Berwick, PA | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| California-Lexington Park, MD | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Carbondale-Marion, IL | 1 | $ 145,000 | $ 145,000 | $ 22,000 |
| Charleston, WV | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Cleveland, TN | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| College Station-Bryan, TX | 1 | $ 135,000 | $ 135,000 | $ 25,000 |
| Columbus, GA-AL | 1 | $ 125,000 | $ 125,000 | $ 22,000 |
| Columbus, IN | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 155,000 | $ 155,000 | $ 69,000 |
| Decatur, IL | 1 | $ 45,000 | $ 45,000 | $ 25,000 |
| Dothan, AL | 1 | $ 145,000 | $ 145,000 | $ 35,000 |
| Elmira, NY | 1 | $ 245,000 | $ 245,000 | $ 38,000 |
| Enid, OK | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Fairbanks, AK | 1 | $ 75,000 | $ 75,000 | $ 14,000 |
| Farmington, NM | 1 | $ 185,000 | $ 185,000 | $ 34,000 |
| Flint, MI | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Florence, SC | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Florence-Muscle Shoals, AL | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Fort Smith, AR-OK | 1 | $ 165,000 | $ 165,000 | $ 21,000 |
| Great Falls, MT | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Hinesville, GA | 1 | $ 175,000 | $ 175,000 | $ 23,000 |
| Huntington-Ashland, WV-KY-OH | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Jefferson City, MO | 1 | $ 75,000 | $ 75,000 | $ 28,000 |
| Johnstown, PA | 1 | $ 75,000 | $ 75,000 | $ 21,000 |
| Kankakee, IL | 1 | $ 45,000 | $ 45,000 | $ 26,000 |
| Lexington-Fayette, KY | 1 | $ 65,000 | $ 65,000 | $ 21,000 |
| Lima, OH | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lincoln, NE | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Lubbock, TX | 1 | $ 245,000 | $ 245,000 | $ 20,000 |
| Mansfield, OH | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Morristown, TN | 1 | $ 115,000 | $ 115,000 | $ 21,000 |
| Muncie, IN | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Muskegon, MI | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Niles-Benton Harbor, MI | 1 | $ 55,000 | $ 55,000 | $ 16,000 |
| Odessa, TX | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Peoria, IL | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
| Rockford, IL | 1 | $ 185,000 | $ 185,000 | $ 20,000 |
| Saginaw, MI | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Staunton-Waynesboro, VA | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Texarkana, TX-AR | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Toledo, OH | 1 | $ 135,000 | $ 135,000 | $ 79,000 |
| Valdosta, GA | 1 | $ 85,000 | $ 85,000 | $ 29,000 |
| Walla Walla, WA | 1 | $ 295,000 | $ 295,000 | $ 43,000 |
Mortgage Loan Application Detail Totals for Finance of America Reverse LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,019 | $6,247,455,000 | $445,000 | $8,985,000 | $36,000 | $738,000 |
| Other Purpose | 3,137 | $1,121,155,000 | $357,000 | $4,005,000 | $30,000 | $409,000 |
| Home Purchase | 735 | $181,755,000 | $247,000 | $1,925,000 | $39,000 | $372,000 |
| Home Improvement | 261 | $71,015,000 | $272,000 | $1,665,000 | $31,000 | $165,000 |
| Cash-out Refinancing | 195 | $96,545,000 | $495,000 | $2,845,000 | $59,000 | $275,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,282 | $4,643,410,000 | $451,000 | $8,985,000 | $36,000 | $738,000 |
| Not Provided | 3,015 | $1,189,855,000 | $394,000 | $6,005,000 | $34,000 | $377,000 |
| Not applicable | 2,794 | $975,530,000 | $349,000 | $7,565,000 | $0 | $0 |
| Black or African American | 1,051 | $378,675,000 | $360,000 | $4,005,000 | $36,000 | $372,000 |
| Hispanic | 758 | $263,030,000 | $347,000 | $2,675,000 | $31,000 | $293,000 |
| Asian | 311 | $206,175,000 | $662,000 | $4,005,000 | $36,000 | $185,000 |
| American Indian or Alaskan Native | 60 | $21,930,000 | $365,000 | $1,275,000 | $30,000 | $90,000 |
| Native Hawaiian or Other Pacific Islander | 34 | $14,640,000 | $430,000 | $985,000 | $33,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 11,748 | $3,170,290,000 | $269,000 | $945,000 | $33,000 | $372,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,599 | $4,547,635,000 | $689,000 | $8,985,000 | $39,000 | $738,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,943 | $4,885,835,000 | $446,000 | $8,985,000 | $35,000 | $738,000 |
| Application Withdrawn By Applicant | 3,445 | $1,359,405,000 | $394,000 | $6,955,000 | $36,000 | $636,000 |
| Loan Purchased By The Institution | 2,794 | $975,530,000 | $349,000 | $7,565,000 | $0 | $0 |
| Application Denied By Financial Institution | 632 | $262,190,000 | $414,000 | $4,005,000 | $34,000 | $229,000 |
| Application Approved But Not Accepted | 371 | $174,275,000 | $469,000 | $4,005,000 | $35,000 | $468,000 |
| File Closed For Incompleteness | 162 | $60,690,000 | $374,000 | $4,005,000 | $33,000 | $148,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 17,715 | $7,455,735,000 | $420,000 | $8,985,000 | $35,000 | $738,000 |
| Other | 475 | $197,385,000 | $415,000 | $4,005,000 | $34,000 | $227,000 |
| Collateral | 81 | $29,735,000 | $367,000 | $4,005,000 | $30,000 | $160,000 |
| Debt-To-Income Ratio | 30 | $15,230,000 | $507,000 | $2,635,000 | $35,000 | $229,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 21 | $8,185,000 | $389,000 | $2,585,000 | $39,000 | $70,000 |
| Credit Application Incomplete | 16 | $6,630,000 | $414,000 | $1,495,000 | $33,000 | $91,000 |
| Credit History | 7 | $4,585,000 | $655,000 | $1,245,000 | $45,000 | $120,000 |
| Unverifiable Information | 2 | $440,000 | $220,000 | $305,000 | $64,000 | $111,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Finance of America Reverse LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Finance of America Reverse LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Oklahoma, download the full spreadsheet
with aggregated HMDA statistics today.
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