Firefly
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Firefly 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firefly 1400 Riverwood Dr Burnsville, MN 55337 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,257 |
| Total Mortgage Loan Application Amount | $131,285,000 |
| Average Mortgage Loan Application Amount | $123,000 |
| Highest Mortgage Loan Application Amount | $525,000 |
| Average Applicant Income | $90,666 |
| Highest Applicant Income | $552,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Firefly. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firefly's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Firefly's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firefly serves its applicants.
Each category highlights the total number of mortgage applications processed by Firefly, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firefly's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 448 | $ 47,933,000 | $ 106,000 | $ 85,000 |
| Dakota County Minnesota | 227 | $ 25,481,000 | $ 112,000 | $ 98,000 |
| Anoka County Minnesota | 144 | $ 13,278,000 | $ 92,000 | $ 88,000 |
| Scott County Minnesota | 81 | $ 9,461,000 | $ 116,000 | $ 100,000 |
| Ramsey County Minnesota | 73 | $ 7,692,000 | $ 105,000 | $ 91,000 |
| Washington County Minnesota | 34 | $ 3,567,000 | $ 104,000 | $ 121,000 |
| Rice County Minnesota | 31 | $ 2,724,000 | $ 87,000 | $ 95,000 |
| Wright County Minnesota | 27 | $ 3,035,000 | $ 112,000 | $ 118,000 |
| Carver County Minnesota | 14 | $ 1,736,000 | $ 124,000 | $ 91,000 |
| Sherburne County Minnesota | 14 | $ 1,696,000 | $ 121,000 | $ 80,000 |
| Goodhue County Minnesota | 11 | $ 1,311,000 | $ 119,000 | $ 112,000 |
| Crow Wing County Minnesota | 9 | $ 933,000 | $ 103,000 | $ 98,000 |
| Maricopa County Arizona | 8 | $ 1,240,000 | $ 155,000 | $ 162,000 |
| Chisago County Minnesota | 8 | $ 488,000 | $ 61,000 | $ 91,000 |
| Isanti County Minnesota | 6 | $ 417,000 | $ 69,000 | $ 69,000 |
| Henry County Georgia | 5 | $ 211,000 | $ 42,000 | $ 94,000 |
| Pine County Minnesota | 5 | $ 445,000 | $ 89,000 | $ 92,000 |
| St. Louis County Minnesota | 5 | $ 389,000 | $ 77,000 | $ 72,000 |
| DeSoto County Mississippi | 5 | $ 546,000 | $ 109,000 | $ 80,000 |
| Shelby County Tennessee | 5 | $ 178,000 | $ 35,000 | $ 51,000 |
| Fulton County Georgia | 4 | $ 157,000 | $ 39,000 | $ 48,000 |
| Pierce County Wisconsin | 4 | $ 246,000 | $ 61,000 | $ 111,000 |
| Clayton County Georgia | 3 | $ 144,000 | $ 48,000 | $ 71,000 |
| Fayette County Georgia | 3 | $ 433,000 | $ 144,000 | $ 71,000 |
| Aitkin County Minnesota | 3 | $ 485,000 | $ 161,000 | $ 178,000 |
| Douglas County Minnesota | 3 | $ 275,000 | $ 91,000 | $ 96,000 |
| Le Sueur County Minnesota | 3 | $ 222,000 | $ 74,000 | $ 67,000 |
| Nicollet County Minnesota | 3 | $ 186,000 | $ 62,000 | $ 75,000 |
| Pope County Minnesota | 3 | $ 227,000 | $ 75,000 | $ 61,000 |
| St. Croix County Wisconsin | 3 | $ 520,000 | $ 173,000 | $ 80,000 |
| DeKalb County Georgia | 2 | $ 45,000 | $ 22,000 | $ 63,000 |
| Gwinnett County Georgia | 2 | $ 367,000 | $ 183,000 | $ 156,000 |
| Cook County Minnesota | 2 | $ 293,000 | $ 146,000 | $ 73,000 |
| Dodge County Minnesota | 2 | $ 194,000 | $ 97,000 | $ 108,000 |
| Hubbard County Minnesota | 2 | $ 258,000 | $ 129,000 | $ 212,000 |
| McLeod County Minnesota | 2 | $ 132,000 | $ 66,000 | $ 49,000 |
| Morrison County Minnesota | 2 | $ 69,000 | $ 34,000 | $ 176,000 |
| Stearns County Minnesota | 2 | $ 154,000 | $ 77,000 | $ 109,000 |
| Emmons County North Dakota | 2 | $ 25,000 | $ 12,000 | $ 92,000 |
| Bayfield County Wisconsin | 2 | $ 292,000 | $ 146,000 | $ 134,000 |
| Burnett County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 88,000 |
| Pinal County Arizona | 1 | $ 7,000 | $ 7,000 | $ 78,000 |
| Cross County Arkansas | 1 | $ 5,000 | $ 5,000 | $ 157,000 |
| Fresno County California | 1 | $ 9,000 | $ 9,000 | $ 59,000 |
| Broward County Florida | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Citrus County Florida | 1 | $ 10,000 | $ 10,000 | $ 73,000 |
| Collier County Florida | 1 | $ 122,000 | $ 122,000 | $ 60,000 |
| Duval County Florida | 1 | $ 20,000 | $ 20,000 | $ 81,000 |
| Escambia County Florida | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Marion County Florida | 1 | $ 83,000 | $ 83,000 | $ 78,000 |
| Palm Beach County Florida | 1 | $ 40,000 | $ 40,000 | $ 234,000 |
| Sarasota County Florida | 1 | $ 100,000 | $ 100,000 | $ 101,000 |
| Cherokee County Georgia | 1 | $ 125,000 | $ 125,000 | $ 75,000 |
| Cobb County Georgia | 1 | $ 41,000 | $ 41,000 | $ 294,000 |
| Dawson County Georgia | 1 | $ 70,000 | $ 70,000 | $ 147,000 |
| Liberty County Georgia | 1 | $ 6,000 | $ 6,000 | $ 22,000 |
| Paulding County Georgia | 1 | $ 15,000 | $ 15,000 | $ 83,000 |
| Pickens County Georgia | 1 | $ 53,000 | $ 53,000 | $ 160,000 |
| Beltrami County Minnesota | 1 | $ 130,000 | $ 130,000 | $ 229,000 |
| Big Stone County Minnesota | 1 | $ 123,000 | $ 123,000 | $ 233,000 |
| Blue Earth County Minnesota | 1 | $ 12,000 | $ 12,000 | $ 59,000 |
| Clay County Minnesota | 1 | $ 243,000 | $ 243,000 | $ 152,000 |
| Itasca County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 47,000 |
| Kandiyohi County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 74,000 |
| Meeker County Minnesota | 1 | $ 39,000 | $ 39,000 | $ 38,000 |
| Mille Lacs County Minnesota | 1 | $ 3,000 | $ 3,000 | $ 110,000 |
| Mower County Minnesota | 1 | $ 80,000 | $ 80,000 | $ 58,000 |
| Olmsted County Minnesota | 1 | $ 313,000 | $ 313,000 | $ 135,000 |
| Otter Tail County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 75,000 |
| Steele County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 138,000 |
| Todd County Minnesota | 1 | $ 185,000 | $ 185,000 | $ 62,000 |
| Tate County Mississippi | 1 | $ 16,000 | $ 16,000 | $ 101,000 |
| Minnehaha County South Dakota | 1 | $ 8,000 | $ 8,000 | $ 53,000 |
| Davidson County Tennessee | 1 | $ 250,000 | $ 250,000 | $ 103,000 |
| Williamson County Tennessee | 1 | $ 10,000 | $ 10,000 | $ 57,000 |
| Harris County Texas | 1 | $ 15,000 | $ 15,000 | $ 98,000 |
| Barron County Wisconsin | 1 | $ 122,000 | $ 122,000 | $ 198,000 |
| Chippewa County Wisconsin | 1 | $ 100,000 | $ 100,000 | $ 98,000 |
| Dane County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 218,000 |
| Door County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 130,000 |
| Milwaukee County Wisconsin | 1 | $ 9,000 | $ 9,000 | $ 44,000 |
| Pepin County Wisconsin | 1 | $ 210,000 | $ 210,000 | $ 92,000 |
| Polk County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Sawyer County Wisconsin | 1 | $ 131,000 | $ 131,000 | $ 100,000 |
Mortgage Loan Application Detail Totals for Firefly in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 595 | $87,264,000 | $146,000 | $440,000 | $95,000 | $327,000 |
| Home Improvement | 542 | $21,994,000 | $40,000 | $356,000 | $90,000 | $552,000 |
| Home Purchase | 120 | $22,027,000 | $183,000 | $525,000 | $87,000 | $320,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 898 | $93,148,000 | $103,000 | $421,000 | $94,000 | $418,000 |
| Not Provided | 173 | $19,735,000 | $114,000 | $440,000 | $101,000 | $552,000 |
| Black or African American | 80 | $7,377,000 | $92,000 | $352,000 | $85,000 | $294,000 |
| Asian | 44 | $4,620,000 | $105,000 | $382,000 | $93,000 | $269,000 |
| Hispanic | 29 | $2,151,000 | $74,000 | $250,000 | $78,000 | $207,000 |
| Not applicable | 28 | $3,918,000 | $139,000 | $525,000 | $22,000 | $148,000 |
| American Indian or Alaskan Native | 3 | $329,000 | $109,000 | $164,000 | $128,000 | $268,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $7,000 | $3,000 | $5,000 | $40,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,257 | $131,285,000 | $104,000 | $525,000 | $93,000 | $552,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 938 | $92,793,000 | $98,000 | $525,000 | $94,000 | $552,000 |
| Application Denied By Financial Institution | 152 | $18,491,000 | $121,000 | $400,000 | $76,000 | $320,000 |
| Application Withdrawn By Applicant | 141 | $17,063,000 | $121,000 | $440,000 | $97,000 | $294,000 |
| Application Approved But Not Accepted | 21 | $2,522,000 | $120,000 | $325,000 | $100,000 | $260,000 |
| File Closed For Incompleteness | 5 | $416,000 | $83,000 | $215,000 | $91,000 | $140,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 26 | $5,438,000 | $209,000 | $400,000 | $104,000 | $250,000 |
| Debt-To-Income Ratio | 26 | $4,936,000 | $189,000 | $348,000 | $58,000 | $123,000 |
| Other | 19 | $3,448,000 | $181,000 | $353,000 | $55,000 | $120,000 |
| Collateral | 8 | $1,039,000 | $129,000 | $235,000 | $130,000 | $250,000 |
| Employment History | 5 | $1,053,000 | $210,000 | $313,000 | $71,000 | $135,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $370,000 | $185,000 | $198,000 | $34,000 | $40,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefly's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firefly's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.