Genisys Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Genisys Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Genisys Credit Union 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 6,419 |
| Total Mortgage Loan Application Amount | $935,695,000 |
| Average Mortgage Loan Application Amount | $144,200 |
| Highest Mortgage Loan Application Amount | $6,205,000 |
| Average Applicant Income | $109,600 |
| Highest Applicant Income | $6,365,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Genisys Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Genisys Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Genisys Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Genisys Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Genisys Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Genisys Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 2,803 | $ 409,685,000 | $ 146,000 | $ 110,000 |
| Macomb County Michigan | 919 | $ 119,345,000 | $ 129,000 | $ 104,000 |
| Genesee County Michigan | 521 | $ 58,745,000 | $ 112,000 | $ 84,000 |
| Wayne County Michigan | 426 | $ 60,790,000 | $ 142,000 | $ 89,000 |
| St. Clair County Michigan | 223 | $ 24,785,000 | $ 111,000 | $ 86,000 |
| Livingston County Michigan | 151 | $ 28,715,000 | $ 190,000 | $ 114,000 |
| Lapeer County Michigan | 141 | $ 21,245,000 | $ 150,000 | $ 101,000 |
| Dakota County Minnesota | 141 | $ 20,705,000 | $ 146,000 | $ 134,000 |
| Washtenaw County Michigan | 75 | $ 11,335,000 | $ 151,000 | $ 100,000 |
| Hennepin County Minnesota | 62 | $ 9,870,000 | $ 159,000 | $ 122,000 |
| Tuscola County Michigan | 61 | $ 5,655,000 | $ 92,000 | $ 56,000 |
| Anoka County Minnesota | 41 | $ 7,815,000 | $ 190,000 | $ 110,000 |
| Ramsey County Minnesota | 40 | $ 6,470,000 | $ 161,000 | $ 130,000 |
| Montgomery County Pennsylvania | 31 | $ 4,515,000 | $ 145,000 | $ 138,000 |
| Roscommon County Michigan | 25 | $ 2,785,000 | $ 111,000 | $ 213,000 |
| Saginaw County Michigan | 23 | $ 2,875,000 | $ 125,000 | $ 71,000 |
| Scott County Minnesota | 19 | $ 3,605,000 | $ 189,000 | $ 130,000 |
| Sanilac County Michigan | 17 | $ 2,595,000 | $ 152,000 | $ 476,000 |
| Chester County Pennsylvania | 16 | $ 2,880,000 | $ 180,000 | $ 153,000 |
| Iosco County Michigan | 15 | $ 995,000 | $ 66,000 | $ 90,000 |
| Shiawassee County Michigan | 15 | $ 1,945,000 | $ 129,000 | $ 81,000 |
| Washington County Minnesota | 15 | $ 2,145,000 | $ 143,000 | $ 135,000 |
| Collier County Florida | 13 | $ 3,155,000 | $ 242,000 | $ 271,000 |
| Grand Traverse County Michigan | 13 | $ 4,645,000 | $ 357,000 | $ 403,000 |
| Huron County Michigan | 13 | $ 1,445,000 | $ 111,000 | $ 107,000 |
| Kent County Michigan | 13 | $ 2,645,000 | $ 203,000 | $ 95,000 |
| Ingham County Michigan | 12 | $ 6,330,000 | $ 527,000 | $ 126,000 |
| Bucks County Pennsylvania | 12 | $ 2,270,000 | $ 189,000 | $ 151,000 |
| Lenawee County Michigan | 11 | $ 1,315,000 | $ 119,000 | $ 97,000 |
| Arenac County Michigan | 10 | $ 1,280,000 | $ 128,000 | $ 141,000 |
| Kalamazoo County Michigan | 10 | $ 7,960,000 | $ 796,000 | $ 130,000 |
| Monroe County Michigan | 10 | $ 1,930,000 | $ 193,000 | $ 100,000 |
| Wright County Minnesota | 10 | $ 1,760,000 | $ 176,000 | $ 147,000 |
| Lee County Florida | 9 | $ 2,275,000 | $ 252,000 | $ 167,000 |
| Eaton County Michigan | 9 | $ 1,465,000 | $ 162,000 | $ 75,000 |
| Ogemaw County Michigan | 9 | $ 1,325,000 | $ 147,000 | $ 108,000 |
| Delaware County Pennsylvania | 9 | $ 1,155,000 | $ 128,000 | $ 115,000 |
| Charlotte County Florida | 8 | $ 1,130,000 | $ 141,000 | $ 107,000 |
| Crawford County Michigan | 8 | $ 610,000 | $ 76,000 | $ 69,000 |
| Jackson County Michigan | 8 | $ 1,160,000 | $ 145,000 | $ 103,000 |
| Chisago County Minnesota | 8 | $ 1,670,000 | $ 208,000 | $ 127,000 |
| Orange County California | 7 | $ 2,145,000 | $ 306,000 | $ 129,000 |
| Hillsborough County Florida | 7 | $ 1,485,000 | $ 212,000 | $ 101,000 |
| Polk County Florida | 7 | $ 695,000 | $ 99,000 | $ 121,000 |
| Gwinnett County Georgia | 7 | $ 1,285,000 | $ 183,000 | $ 127,000 |
| Charlevoix County Michigan | 7 | $ 1,935,000 | $ 276,000 | $ 224,000 |
| Gladwin County Michigan | 7 | $ 715,000 | $ 102,000 | $ 97,000 |
| Carver County Minnesota | 7 | $ 755,000 | $ 107,000 | $ 159,000 |
| Broward County Florida | 6 | $ 1,330,000 | $ 221,000 | $ 255,000 |
| Pinellas County Florida | 6 | $ 1,980,000 | $ 330,000 | $ 199,000 |
| Clare County Michigan | 6 | $ 480,000 | $ 80,000 | $ 100,000 |
| Clinton County Michigan | 6 | $ 630,000 | $ 105,000 | $ 93,000 |
| Emmet County Michigan | 6 | $ 1,150,000 | $ 191,000 | $ 202,000 |
| Kalkaska County Michigan | 6 | $ 590,000 | $ 98,000 | $ 91,000 |
| Oscoda County Michigan | 6 | $ 440,000 | $ 73,000 | $ 83,000 |
| Rice County Minnesota | 6 | $ 1,180,000 | $ 196,000 | $ 113,000 |
| Lucas County Ohio | 6 | $ 940,000 | $ 156,000 | $ 111,000 |
| Los Angeles County California | 5 | $ 605,000 | $ 121,000 | $ 150,000 |
| Cobb County Georgia | 5 | $ 565,000 | $ 113,000 | $ 116,000 |
| DeKalb County Georgia | 5 | $ 575,000 | $ 115,000 | $ 110,000 |
| Fulton County Georgia | 5 | $ 505,000 | $ 101,000 | $ 93,000 |
| Alcona County Michigan | 5 | $ 1,035,000 | $ 207,000 | $ 195,000 |
| Antrim County Michigan | 5 | $ 835,000 | $ 167,000 | $ 180,000 |
| Berrien County Michigan | 5 | $ 925,000 | $ 185,000 | $ 109,000 |
| Otsego County Michigan | 5 | $ 545,000 | $ 109,000 | $ 109,000 |
| Ottawa County Michigan | 5 | $ 955,000 | $ 191,000 | $ 104,000 |
| Presque Isle County Michigan | 5 | $ 765,000 | $ 153,000 | $ 104,000 |
| Middlesex County New Jersey | 5 | $ 805,000 | $ 161,000 | $ 172,000 |
| Cuyahoga County Ohio | 5 | $ 315,000 | $ 63,000 | $ 76,000 |
| Philadelphia County Pennsylvania | 5 | $ 575,000 | $ 115,000 | $ 116,000 |
| Alameda County California | 4 | $ 1,290,000 | $ 322,000 | $ 157,000 |
| Sacramento County California | 4 | $ 1,140,000 | $ 285,000 | $ 236,000 |
| San Diego County California | 4 | $ 1,370,000 | $ 342,000 | $ 142,000 |
| Santa Clara County California | 4 | $ 2,120,000 | $ 530,000 | $ 284,000 |
| Pasco County Florida | 4 | $ 670,000 | $ 167,000 | $ 84,000 |
| Sarasota County Florida | 4 | $ 950,000 | $ 237,000 | $ 144,000 |
| Forsyth County Georgia | 4 | $ 500,000 | $ 125,000 | $ 71,000 |
| Cook County Illinois | 4 | $ 650,000 | $ 162,000 | $ 110,000 |
| Branch County Michigan | 4 | $ 590,000 | $ 147,000 | $ 83,000 |
| Le Sueur County Minnesota | 4 | $ 450,000 | $ 112,000 | $ 91,000 |
| St. Croix County Wisconsin | 4 | $ 720,000 | $ 180,000 | $ 106,000 |
| Ventura County California | 3 | $ 1,045,000 | $ 348,000 | $ 264,000 |
| Miami-Dade County Florida | 3 | $ 4,505,000 | $ 1,501,000 | $ 443,000 |
| Osceola County Florida | 3 | $ 1,855,000 | $ 618,000 | $ 505,000 |
| Palm Beach County Florida | 3 | $ 525,000 | $ 175,000 | $ 113,000 |
| Sangamon County Illinois | 3 | $ 755,000 | $ 251,000 | $ 107,000 |
| Grant County Kentucky | 3 | $ 315,000 | $ 105,000 | $ 278,000 |
| Alpena County Michigan | 3 | $ 325,000 | $ 108,000 | $ 79,000 |
| Ionia County Michigan | 3 | $ 135,000 | $ 45,000 | $ 112,000 |
| Leelanau County Michigan | 3 | $ 775,000 | $ 258,000 | $ 194,000 |
| Manistee County Michigan | 3 | $ 265,000 | $ 88,000 | $ 65,000 |
| Mecosta County Michigan | 3 | $ 405,000 | $ 135,000 | $ 82,000 |
| Midland County Michigan | 3 | $ 615,000 | $ 205,000 | $ 108,000 |
| Wexford County Michigan | 3 | $ 355,000 | $ 118,000 | $ 142,000 |
| Goodhue County Minnesota | 3 | $ 145,000 | $ 48,000 | $ 43,000 |
| St. Louis County Minnesota | 3 | $ 285,000 | $ 95,000 | $ 81,000 |
| Allegheny County Pennsylvania | 3 | $ 785,000 | $ 261,000 | $ 139,000 |
| Milwaukee County Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 48,000 |
| St. Clair County Alabama | 2 | $ 300,000 | $ 150,000 | $ 99,000 |
| Riverside County California | 2 | $ 400,000 | $ 200,000 | $ 85,000 |
| New Castle County Delaware | 2 | $ 510,000 | $ 255,000 | $ 114,000 |
| Duval County Florida | 2 | $ 180,000 | $ 90,000 | $ 50,000 |
| Indian River County Florida | 2 | $ 310,000 | $ 155,000 | $ 74,000 |
| Orange County Florida | 2 | $ 610,000 | $ 305,000 | $ 209,000 |
| Sumter County Florida | 2 | $ 340,000 | $ 170,000 | $ 171,000 |
| Bibb County Georgia | 2 | $ 530,000 | $ 265,000 | $ 352,000 |
| Lee County Georgia | 2 | $ 200,000 | $ 100,000 | $ 97,000 |
| Will County Illinois | 2 | $ 70,000 | $ 35,000 | $ 105,000 |
| Allen County Indiana | 2 | $ 240,000 | $ 120,000 | $ 139,000 |
| Alger County Michigan | 2 | $ 600,000 | $ 300,000 | $ 93,000 |
| Bay County Michigan | 2 | $ 160,000 | $ 80,000 | $ 41,000 |
| Benzie County Michigan | 2 | $ 80,000 | $ 40,000 | $ 126,000 |
| Calhoun County Michigan | 2 | $ 150,000 | $ 75,000 | $ 36,000 |
| Chippewa County Michigan | 2 | $ 100,000 | $ 50,000 | $ 66,000 |
| Hillsdale County Michigan | 2 | $ 60,000 | $ 30,000 | $ 60,000 |
| Isabella County Michigan | 2 | $ 350,000 | $ 175,000 | $ 115,000 |
| Mackinac County Michigan | 2 | $ 300,000 | $ 150,000 | $ 69,000 |
| Montmorency County Michigan | 2 | $ 320,000 | $ 160,000 | $ 145,000 |
| Muskegon County Michigan | 2 | $ 170,000 | $ 85,000 | $ 49,000 |
| Sherburne County Minnesota | 2 | $ 200,000 | $ 100,000 | $ 87,000 |
| Essex County New Jersey | 2 | $ 170,000 | $ 85,000 | $ 93,000 |
| Somerset County New Jersey | 2 | $ 230,000 | $ 115,000 | $ 221,000 |
| Wake County North Carolina | 2 | $ 810,000 | $ 405,000 | $ 249,000 |
| Darke County Ohio | 2 | $ 90,000 | $ 45,000 | $ 94,000 |
| Lehigh County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 123,000 |
| Horry County South Carolina | 2 | $ 390,000 | $ 195,000 | $ 105,000 |
| Salem County Virginia | 2 | $ 290,000 | $ 145,000 | $ 84,000 |
| Clark County Washington | 2 | $ 340,000 | $ 170,000 | $ 128,000 |
| King County Washington | 2 | $ 440,000 | $ 220,000 | $ 171,000 |
| Washburn County Wisconsin | 2 | $ 260,000 | $ 130,000 | $ 85,000 |
| Waukesha County Wisconsin | 2 | $ 180,000 | $ 90,000 | $ 80,000 |
| Dallas County Alabama | 1 | $ 75,000 | $ 75,000 | $ 140,000 |
| Madison County Alabama | 1 | $ 65,000 | $ 65,000 | $ 149,000 |
| Benton County Arkansas | 1 | $ 455,000 | $ 455,000 | $ 185,000 |
| Contra Costa County California | 1 | $ 585,000 | $ 585,000 | $ 160,000 |
| San Bernardino County California | 1 | $ 55,000 | $ 55,000 | $ 146,000 |
| San Mateo County California | 1 | $ 155,000 | $ 155,000 | $ 276,000 |
| Yolo County California | 1 | $ 385,000 | $ 385,000 | $ 64,000 |
| Adams County Colorado | 1 | $ 225,000 | $ 225,000 | $ 127,000 |
| Broomfield County Colorado | 1 | $ 155,000 | $ 155,000 | $ 38,000 |
| El Paso County Colorado | 1 | $ 1,005,000 | $ 1,005,000 | $ 349,000 |
| Fairfield County Connecticut | 1 | $ 155,000 | $ 155,000 | $ 305,000 |
| Sussex County Delaware | 1 | $ 185,000 | $ 185,000 | $ 152,000 |
| Bay County Florida | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Citrus County Florida | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| DeSoto County Florida | 1 | $ 95,000 | $ 95,000 | $ 186,000 |
| Hernando County Florida | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Leon County Florida | 1 | $ 35,000 | $ 35,000 | $ 79,000 |
| Manatee County Florida | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Marion County Florida | 1 | $ 265,000 | $ 265,000 | $ 113,000 |
| Martin County Florida | 1 | $ 265,000 | $ 265,000 | $ 67,000 |
| Seminole County Florida | 1 | $ 405,000 | $ 405,000 | $ 182,000 |
| St. Johns County Florida | 1 | $ 355,000 | $ 355,000 | $ 78,000 |
| St. Lucie County Florida | 1 | $ 115,000 | $ 115,000 | $ 79,000 |
| Clarke County Georgia | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Gilmer County Georgia | 1 | $ 215,000 | $ 215,000 | $ 107,000 |
| Habersham County Georgia | 1 | $ 545,000 | $ 545,000 | $ 188,000 |
| Hall County Georgia | 1 | $ 55,000 | $ 55,000 | $ 216,000 |
| Henry County Georgia | 1 | $ 25,000 | $ 25,000 | $ 62,000 |
| Paulding County Georgia | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Upson County Georgia | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| DuPage County Illinois | 1 | $ 45,000 | $ 45,000 | $ 185,000 |
| Lake County Illinois | 1 | $ 55,000 | $ 55,000 | $ 58,000 |
| McLean County Illinois | 1 | $ 85,000 | $ 85,000 | $ 131,000 |
| Peoria County Illinois | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Winnebago County Illinois | 1 | $ 35,000 | $ 35,000 | $ 131,000 |
| Carroll County Indiana | 1 | $ 405,000 | $ 405,000 | $ 272,000 |
| DeKalb County Indiana | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Fountain County Indiana | 1 | $ 45,000 | $ 45,000 | $ 20,000 |
| St. Joseph County Indiana | 1 | $ 115,000 | $ 115,000 | $ 185,000 |
| Washington County Indiana | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| Linn County Iowa | 1 | $ 15,000 | $ 15,000 | $ 76,000 |
| Anderson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 155,000 |
| Letcher County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 127,000 |
| Warren County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 139,000 |
| Carroll County Maryland | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 185,000 | $ 185,000 | $ 258,000 |
| Prince George's County Maryland | 1 | $ 25,000 | $ 25,000 | $ 205,000 |
| Allegan County Michigan | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Barry County Michigan | 1 | $ 55,000 | $ 55,000 | $ 147,000 |
| Gratiot County Michigan | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Houghton County Michigan | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Lake County Michigan | 1 | $ 85,000 | $ 85,000 | $ 73,000 |
| Luce County Michigan | 1 | $ 115,000 | $ 115,000 | $ 230,000 |
| Mason County Michigan | 1 | $ 125,000 | $ 125,000 | $ 148,000 |
| Menominee County Michigan | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Missaukee County Michigan | 1 | $ 105,000 | $ 105,000 | $ 289,000 |
| Montcalm County Michigan | 1 | $ 195,000 | $ 195,000 | $ 66,000 |
| Osceola County Michigan | 1 | $ 125,000 | $ 125,000 | $ 108,000 |
| Aitkin County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 74,000 |
| Big Stone County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Crow Wing County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| McLeod County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 114,000 |
| Morrison County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 72,000 |
| Pine County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 172,000 |
| Redwood County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Stearns County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Wadena County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 115,000 |
| Bergen County New Jersey | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Camden County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 288,000 |
| Monmouth County New Jersey | 1 | $ 55,000 | $ 55,000 | $ 194,000 |
| Morris County New Jersey | 1 | $ 555,000 | $ 555,000 | $ 203,000 |
| Union County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Bernalillo County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 142,000 |
| Alamance County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Chatham County North Carolina | 1 | $ 545,000 | $ 545,000 | $ 155,000 |
| Currituck County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 99,000 |
| Iredell County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 133,000 |
| Jackson County North Carolina | 1 | $ 605,000 | $ 605,000 | $ 120,000 |
| Transylvania County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 132,000 |
| Adams County Ohio | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Delaware County Ohio | 1 | $ 35,000 | $ 35,000 | $ 227,000 |
| Hamilton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 154,000 |
| Lorain County Ohio | 1 | $ 95,000 | $ 95,000 | $ 94,000 |
| Summit County Ohio | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Williams County Ohio | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Lincoln County Oklahoma | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Logan County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 152,000 |
| Washington County Oregon | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Carbon County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Warren County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Anderson County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 107,000 |
| Beaufort County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 222,000 |
| Spartanburg County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 198,000 |
| DeKalb County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Hamblen County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Montgomery County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Rhea County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Roane County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 58,000 |
| Shelby County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Sullivan County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 41,000 |
| Sumner County Tennessee | 1 | $ 565,000 | $ 565,000 | $ 103,000 |
| Culpeper County Virginia | 1 | $ 335,000 | $ 335,000 | $ 240,000 |
| Fairfax County Virginia | 1 | $ 55,000 | $ 55,000 | $ 165,000 |
| Loudoun County Virginia | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
| Roanoke City County Virginia | 1 | $ 35,000 | $ 35,000 | $ 80,000 |
| Rockingham County Virginia | 1 | $ 165,000 | $ 165,000 | $ 70,000 |
| Grant County Washington | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Snohomish County Washington | 1 | $ 425,000 | $ 425,000 | $ 116,000 |
| Harrison County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 278,000 |
| Ashland County Wisconsin | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Barron County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 133,000 |
| Burnett County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 180,000 |
| Douglas County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 219,000 |
| Pierce County Wisconsin | 1 | $ 15,000 | $ 15,000 | $ 232,000 |
| Winnebago County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 123,000 |
Mortgage Loan Application Detail Totals for Genisys Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,249 | $322,035,000 | $143,000 | $6,205,000 | $108,000 | $4,160,000 |
| Other Purpose | 1,181 | $125,475,000 | $106,000 | $1,005,000 | $110,000 | $6,033,000 |
| Cash-out Refinancing | 1,147 | $217,915,000 | $189,000 | $2,005,000 | $103,000 | $1,800,000 |
| Home Purchase | 982 | $208,760,000 | $212,000 | $4,295,000 | $107,000 | $1,800,000 |
| Home Improvement | 860 | $61,510,000 | $71,000 | $1,655,000 | $120,000 | $6,365,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,445 | $619,115,000 | $139,000 | $1,385,000 | $110,000 | $6,365,000 |
| Not Provided | 1,207 | $197,785,000 | $163,000 | $4,295,000 | $108,000 | $1,286,000 |
| Black or African American | 331 | $33,595,000 | $101,000 | $645,000 | $104,000 | $6,033,000 |
| Hispanic | 166 | $22,320,000 | $134,000 | $1,005,000 | $90,000 | $485,000 |
| Asian | 162 | $26,640,000 | $164,000 | $885,000 | $128,000 | $1,680,000 |
| American Indian or Alaskan Native | 34 | $4,080,000 | $120,000 | $295,000 | $84,000 | $573,000 |
| Not applicable | 17 | $24,085,000 | $1,416,000 | $6,205,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 4 | $470,000 | $117,000 | $305,000 | $117,000 | $201,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,419 | $935,695,000 | $145,000 | $6,205,000 | $109,000 | $6,365,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,436 | $670,660,000 | $151,000 | $6,205,000 | $109,000 | $1,800,000 |
| Application Denied By Financial Institution | 787 | $85,555,000 | $108,000 | $4,295,000 | $96,000 | $6,033,000 |
| Application Withdrawn By Applicant | 589 | $90,135,000 | $153,000 | $905,000 | $129,000 | $6,365,000 |
| File Closed For Incompleteness | 469 | $68,125,000 | $145,000 | $895,000 | $106,000 | $1,200,000 |
| Application Approved But Not Accepted | 138 | $21,220,000 | $153,000 | $575,000 | $109,000 | $621,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,632 | $850,140,000 | $150,000 | $6,205,000 | $111,000 | $6,365,000 |
| Credit History | 336 | $28,580,000 | $85,000 | $785,000 | $118,000 | $6,033,000 |
| Debt-To-Income Ratio | 200 | $24,330,000 | $121,000 | $1,185,000 | $58,000 | $307,000 |
| Collateral | 168 | $22,760,000 | $135,000 | $4,295,000 | $99,000 | $1,226,000 |
| Other | 29 | $2,795,000 | $96,000 | $205,000 | $108,000 | $297,000 |
| Credit Application Incomplete | 27 | $3,445,000 | $127,000 | $405,000 | $107,000 | $925,000 |
| Unverifiable Information | 12 | $1,350,000 | $112,000 | $645,000 | $91,000 | $445,000 |
| Employment History | 10 | $1,190,000 | $119,000 | $295,000 | $63,000 | $158,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $1,105,000 | $221,000 | $685,000 | $69,000 | $115,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Genisys Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Genisys Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.