Genisys Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Genisys Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Genisys Credit Union 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 4,333 |
| Total Mortgage Loan Application Amount | $534,285,000 |
| Average Mortgage Loan Application Amount | $142,400 |
| Highest Mortgage Loan Application Amount | $8,505,000 |
| Average Applicant Income | $132,800 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Genisys Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Genisys Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Genisys Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Genisys Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Genisys Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Genisys Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 1,818 | $ 214,210,000 | $ 117,000 | $ 134,000 |
| Macomb County Michigan | 661 | $ 68,175,000 | $ 103,000 | $ 109,000 |
| Genesee County Michigan | 351 | $ 35,915,000 | $ 102,000 | $ 106,000 |
| Wayne County Michigan | 322 | $ 35,170,000 | $ 109,000 | $ 106,000 |
| St. Clair County Michigan | 205 | $ 16,355,000 | $ 79,000 | $ 93,000 |
| Lapeer County Michigan | 90 | $ 12,680,000 | $ 140,000 | $ 218,000 |
| Livingston County Michigan | 83 | $ 11,325,000 | $ 136,000 | $ 211,000 |
| Dakota County Minnesota | 49 | $ 5,645,000 | $ 115,000 | $ 129,000 |
| Hennepin County Minnesota | 48 | $ 8,870,000 | $ 184,000 | $ 147,000 |
| Washtenaw County Michigan | 46 | $ 7,420,000 | $ 161,000 | $ 107,000 |
| Tuscola County Michigan | 41 | $ 3,215,000 | $ 78,000 | $ 67,000 |
| Washington County Minnesota | 23 | $ 2,305,000 | $ 100,000 | $ 150,000 |
| Montgomery County Pennsylvania | 23 | $ 3,995,000 | $ 173,000 | $ 205,000 |
| Anoka County Minnesota | 22 | $ 3,760,000 | $ 170,000 | $ 110,000 |
| Ramsey County Minnesota | 19 | $ 1,965,000 | $ 103,000 | $ 100,000 |
| Monroe County Michigan | 18 | $ 1,910,000 | $ 106,000 | $ 84,000 |
| Scott County Minnesota | 16 | $ 1,670,000 | $ 104,000 | $ 140,000 |
| Roscommon County Michigan | 15 | $ 1,475,000 | $ 98,000 | $ 92,000 |
| Sanilac County Michigan | 15 | $ 2,055,000 | $ 137,000 | $ 136,000 |
| Kent County Michigan | 13 | $ 2,075,000 | $ 159,000 | $ 136,000 |
| Ingham County Michigan | 11 | $ 10,315,000 | $ 937,000 | $ 109,000 |
| Lenawee County Michigan | 11 | $ 1,625,000 | $ 147,000 | $ 127,000 |
| Grand Traverse County Michigan | 10 | $ 4,540,000 | $ 454,000 | $ 815,000 |
| Huron County Michigan | 10 | $ 2,090,000 | $ 209,000 | $ 108,000 |
| Saginaw County Michigan | 9 | $ 1,195,000 | $ 132,000 | $ 87,000 |
| Lee County Florida | 8 | $ 3,170,000 | $ 396,000 | $ 297,000 |
| Ogemaw County Michigan | 8 | $ 850,000 | $ 106,000 | $ 168,000 |
| Shiawassee County Michigan | 7 | $ 1,175,000 | $ 167,000 | $ 83,000 |
| Wake County North Carolina | 7 | $ 2,125,000 | $ 303,000 | $ 146,000 |
| Chester County Pennsylvania | 7 | $ 1,245,000 | $ 177,000 | $ 109,000 |
| Delaware County Pennsylvania | 7 | $ 1,125,000 | $ 160,000 | $ 122,000 |
| Manatee County Florida | 6 | $ 2,580,000 | $ 430,000 | $ 187,000 |
| Fulton County Georgia | 6 | $ 740,000 | $ 123,000 | $ 87,000 |
| Crawford County Michigan | 6 | $ 700,000 | $ 116,000 | $ 115,000 |
| Eaton County Michigan | 6 | $ 1,290,000 | $ 215,000 | $ 117,000 |
| Gladwin County Michigan | 6 | $ 570,000 | $ 95,000 | $ 85,000 |
| Ottawa County Michigan | 6 | $ 680,000 | $ 113,000 | $ 230,000 |
| Sherburne County Minnesota | 6 | $ 410,000 | $ 68,000 | $ 152,000 |
| San Diego County California | 5 | $ 3,155,000 | $ 631,000 | $ 387,000 |
| Broward County Florida | 5 | $ 1,475,000 | $ 295,000 | $ 189,000 |
| Forsyth County Georgia | 5 | $ 2,675,000 | $ 535,000 | $ 206,000 |
| Iosco County Michigan | 5 | $ 825,000 | $ 165,000 | $ 148,000 |
| Otsego County Michigan | 5 | $ 675,000 | $ 135,000 | $ 139,000 |
| Wright County Minnesota | 5 | $ 365,000 | $ 73,000 | $ 165,000 |
| Allegheny County Pennsylvania | 5 | $ 325,000 | $ 65,000 | $ 61,000 |
| Collier County Florida | 4 | $ 720,000 | $ 180,000 | $ 215,000 |
| Orange County Florida | 4 | $ 630,000 | $ 157,000 | $ 128,000 |
| Hamilton County Indiana | 4 | $ 220,000 | $ 55,000 | $ 146,000 |
| Arenac County Michigan | 4 | $ 310,000 | $ 77,000 | $ 78,000 |
| Charlevoix County Michigan | 4 | $ 470,000 | $ 117,000 | $ 200,000 |
| Clinton County Michigan | 4 | $ 530,000 | $ 132,000 | $ 98,000 |
| Jackson County Michigan | 4 | $ 640,000 | $ 160,000 | $ 107,000 |
| Oscoda County Michigan | 4 | $ 490,000 | $ 122,000 | $ 74,000 |
| Philadelphia County Pennsylvania | 4 | $ 970,000 | $ 242,000 | $ 134,000 |
| Orange County California | 3 | $ 1,465,000 | $ 488,000 | $ 243,000 |
| Riverside County California | 3 | $ 665,000 | $ 221,000 | $ 154,000 |
| Pasco County Florida | 3 | $ 485,000 | $ 161,000 | $ 206,000 |
| McHenry County Illinois | 3 | $ 145,000 | $ 48,000 | $ 125,000 |
| Lake County Indiana | 3 | $ 145,000 | $ 48,000 | $ 91,000 |
| Alcona County Michigan | 3 | $ 425,000 | $ 141,000 | $ 116,000 |
| Antrim County Michigan | 3 | $ 205,000 | $ 68,000 | $ 159,000 |
| Bay County Michigan | 3 | $ 265,000 | $ 88,000 | $ 40,000 |
| Clare County Michigan | 3 | $ 225,000 | $ 75,000 | $ 74,000 |
| Isabella County Michigan | 3 | $ 205,000 | $ 68,000 | $ 81,000 |
| Kalamazoo County Michigan | 3 | $ 265,000 | $ 88,000 | $ 109,000 |
| Kalkaska County Michigan | 3 | $ 335,000 | $ 111,000 | $ 139,000 |
| Midland County Michigan | 3 | $ 615,000 | $ 205,000 | $ 124,000 |
| Osceola County Michigan | 3 | $ 215,000 | $ 71,000 | $ 54,000 |
| Burlington County New Jersey | 3 | $ 635,000 | $ 211,000 | $ 180,000 |
| Lucas County Ohio | 3 | $ 215,000 | $ 71,000 | $ 96,000 |
| Lancaster County Pennsylvania | 3 | $ 455,000 | $ 151,000 | $ 152,000 |
| Los Angeles County California | 2 | $ 170,000 | $ 85,000 | $ 167,000 |
| Sacramento County California | 2 | $ 1,010,000 | $ 505,000 | $ 129,000 |
| Flagler County Florida | 2 | $ 90,000 | $ 45,000 | $ 45,000 |
| Marion County Florida | 2 | $ 80,000 | $ 40,000 | $ 59,000 |
| Osceola County Florida | 2 | $ 650,000 | $ 325,000 | $ 210,000 |
| Sarasota County Florida | 2 | $ 1,330,000 | $ 665,000 | $ 213,000 |
| Cobb County Georgia | 2 | $ 140,000 | $ 70,000 | $ 48,000 |
| DeKalb County Georgia | 2 | $ 100,000 | $ 50,000 | $ 93,000 |
| Cook County Illinois | 2 | $ 530,000 | $ 265,000 | $ 378,000 |
| Will County Illinois | 2 | $ 760,000 | $ 380,000 | $ 379,000 |
| Jennings County Indiana | 2 | $ 220,000 | $ 110,000 | $ 35,000 |
| Baltimore City County Maryland | 2 | $ 400,000 | $ 200,000 | $ 158,000 |
| Frederick County Maryland | 2 | $ 580,000 | $ 290,000 | $ 176,000 |
| Allegan County Michigan | 2 | $ 160,000 | $ 80,000 | $ 78,000 |
| Benzie County Michigan | 2 | $ 1,260,000 | $ 630,000 | $ 503,000 |
| Calhoun County Michigan | 2 | $ 230,000 | $ 115,000 | $ 67,000 |
| Cheboygan County Michigan | 2 | $ 440,000 | $ 220,000 | $ 147,000 |
| Emmet County Michigan | 2 | $ 670,000 | $ 335,000 | $ 282,000 |
| Gratiot County Michigan | 2 | $ 50,000 | $ 25,000 | $ 38,000 |
| Hillsdale County Michigan | 2 | $ 410,000 | $ 205,000 | $ 76,000 |
| Lake County Michigan | 2 | $ 480,000 | $ 240,000 | $ 80,000 |
| Marquette County Michigan | 2 | $ 800,000 | $ 400,000 | $ 671,000 |
| Van Buren County Michigan | 2 | $ 830,000 | $ 415,000 | $ 429,000 |
| Carver County Minnesota | 2 | $ 170,000 | $ 85,000 | $ 164,000 |
| Chisago County Minnesota | 2 | $ 50,000 | $ 25,000 | $ 136,000 |
| Freeborn County Minnesota | 2 | $ 690,000 | $ 345,000 | $ 177,000 |
| Isanti County Minnesota | 2 | $ 160,000 | $ 80,000 | $ 88,000 |
| Nicollet County Minnesota | 2 | $ 70,000 | $ 35,000 | $ 77,000 |
| Olmsted County Minnesota | 2 | $ 820,000 | $ 410,000 | $ 121,000 |
| Rice County Minnesota | 2 | $ 60,000 | $ 30,000 | $ 111,000 |
| St. Louis County Minnesota | 2 | $ 90,000 | $ 45,000 | $ 338,000 |
| Gloucester County New Jersey | 2 | $ 260,000 | $ 130,000 | $ 127,000 |
| Somerset County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 262,000 |
| Avery County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 114,000 |
| Cuyahoga County Ohio | 2 | $ 400,000 | $ 200,000 | $ 88,000 |
| Fairfield County Ohio | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| Franklin County Ohio | 2 | $ 130,000 | $ 65,000 | $ 46,000 |
| Bucks County Pennsylvania | 2 | $ 160,000 | $ 80,000 | $ 191,000 |
| Dauphin County Pennsylvania | 2 | $ 260,000 | $ 130,000 | $ 154,000 |
| Lehigh County Pennsylvania | 2 | $ 600,000 | $ 300,000 | $ 97,000 |
| Beaufort County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 250,000 |
| Sumner County Tennessee | 2 | $ 350,000 | $ 175,000 | $ 198,000 |
| Van Buren County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 30,000 |
| Fresno County California | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Kern County California | 1 | $ 45,000 | $ 45,000 | $ 95,000 |
| Boulder County Colorado | 1 | $ 345,000 | $ 345,000 | $ 232,000 |
| Fairfield County Connecticut | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| New Castle County Delaware | 1 | $ 155,000 | $ 155,000 | $ 230,000 |
| Alachua County Florida | 1 | $ 215,000 | $ 215,000 | $ 128,000 |
| Brevard County Florida | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Charlotte County Florida | 1 | $ 35,000 | $ 35,000 | $ 91,000 |
| DeSoto County Florida | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
| Hillsborough County Florida | 1 | $ 105,000 | $ 105,000 | $ 362,000 |
| Lake County Florida | 1 | $ 255,000 | $ 255,000 | $ 89,000 |
| Levy County Florida | 1 | $ 55,000 | $ 55,000 | $ 33,000 |
| Martin County Florida | 1 | $ 45,000 | $ 45,000 | $ 89,000 |
| Miami-Dade County Florida | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Palm Beach County Florida | 1 | $ 495,000 | $ 495,000 | $ 226,000 |
| Pinellas County Florida | 1 | $ 155,000 | $ 155,000 | $ 84,000 |
| St. Johns County Florida | 1 | $ 325,000 | $ 325,000 | $ 432,000 |
| Sumter County Florida | 1 | $ 225,000 | $ 225,000 | $ 220,000 |
| Walton County Florida | 1 | $ 605,000 | $ 605,000 | $ 204,000 |
| Glynn County Georgia | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Gwinnett County Georgia | 1 | $ 55,000 | $ 55,000 | $ 30,000 |
| Jackson County Georgia | 1 | $ 85,000 | $ 85,000 | $ 153,000 |
| McLean County Illinois | 1 | $ 95,000 | $ 95,000 | $ 185,000 |
| Woodford County Illinois | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Howard County Indiana | 1 | $ 145,000 | $ 145,000 | $ 75,000 |
| Newton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 6,000 |
| St. Joseph County Indiana | 1 | $ 135,000 | $ 135,000 | $ 50,000 |
| Steuben County Indiana | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Hardin County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 144,000 |
| Jefferson County Kentucky | 1 | $ 355,000 | $ 355,000 | $ 108,000 |
| Kenton County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 82,000 |
| Nelson County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Prince George's County Maryland | 1 | $ 105,000 | $ 105,000 | $ 223,000 |
| Alpena County Michigan | 1 | $ 315,000 | $ 315,000 | $ 88,000 |
| Branch County Michigan | 1 | $ 35,000 | $ 35,000 | $ 56,000 |
| Cass County Michigan | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Chippewa County Michigan | 1 | $ 315,000 | $ 315,000 | $ 283,000 |
| Delta County Michigan | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
| Mackinac County Michigan | 1 | $ 35,000 | $ 35,000 | $ 86,000 |
| Mecosta County Michigan | 1 | $ 405,000 | $ 405,000 | $ 939,000 |
| Menominee County Michigan | 1 | $ 75,000 | $ 75,000 | $ 95,000 |
| Missaukee County Michigan | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Montmorency County Michigan | 1 | $ 115,000 | $ 115,000 | $ 269,000 |
| Muskegon County Michigan | 1 | $ 25,000 | $ 25,000 | $ 57,000 |
| Ontonagon County Michigan | 1 | $ 15,000 | $ 15,000 | $ 10,000 |
| Schoolcraft County Michigan | 1 | $ 195,000 | $ 195,000 | $ 113,000 |
| Cass County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 46,000 |
| Goodhue County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 111,000 |
| Kanabec County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 155,000 |
| Meeker County Minnesota | 1 | $ 305,000 | $ 305,000 | $ 38,000 |
| Mille Lacs County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 60,000 |
| Otter Tail County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| Pope County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 193,000 |
| Stearns County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 32,000 |
| Grafton County New Hampshire | 1 | $ 155,000 | $ 155,000 | $ 182,000 |
| Camden County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 269,000 |
| Mercer County New Jersey | 1 | $ 495,000 | $ 495,000 | $ 163,000 |
| Middlesex County New Jersey | 1 | $ 445,000 | $ 445,000 | $ 163,000 |
| Otero County New Mexico | 1 | $ 255,000 | $ 255,000 | $ 183,000 |
| Chatham County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 1,567,000 |
| Craven County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Franklin County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 69,000 |
| Iredell County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 84,000 |
| Jackson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Johnston County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 55,000 |
| Macon County North Carolina | 1 | $ 575,000 | $ 575,000 | $ 151,000 |
| Mecklenburg County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 262,000 |
| Hamilton County Ohio | 1 | $ 315,000 | $ 315,000 | $ 152,000 |
| Hancock County Ohio | 1 | $ 285,000 | $ 285,000 | $ 105,000 |
| Licking County Ohio | 1 | $ 45,000 | $ 45,000 | $ 103,000 |
| Mahoning County Ohio | 1 | $ 45,000 | $ 45,000 | $ 199,000 |
| Medina County Ohio | 1 | $ 275,000 | $ 275,000 | $ 71,000 |
| Sandusky County Ohio | 1 | $ 55,000 | $ 55,000 | $ 36,000 |
| Stark County Ohio | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Summit County Ohio | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Trumbull County Ohio | 1 | $ 15,000 | $ 15,000 | $ 86,000 |
| Williams County Ohio | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Wood County Ohio | 1 | $ 135,000 | $ 135,000 | $ 123,000 |
| Logan County Oklahoma | 1 | $ 195,000 | $ 195,000 | $ 82,000 |
| Berks County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 122,000 |
| Monroe County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 79,000 |
| Schuylkill County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 40,000 |
| Westmoreland County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 29,000 |
| Aiken County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 210,000 |
| Berkeley County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 70,000 |
| Charleston County South Carolina | 1 | $ 215,000 | $ 215,000 | $ 433,000 |
| Greenville County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 64,000 |
| Spartanburg County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 138,000 |
| Davidson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 261,000 |
| Haywood County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Loudon County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 152,000 |
| Shelby County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Summit County Utah | 1 | $ 1,205,000 | $ 1,205,000 | $ 401,000 |
| Culpeper County Virginia | 1 | $ 25,000 | $ 25,000 | $ 227,000 |
| Powhatan County Virginia | 1 | $ 65,000 | $ 65,000 | $ 76,000 |
| Suffolk County Virginia | 1 | $ 55,000 | $ 55,000 | $ 188,000 |
| Virginia Beach County Virginia | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| York County Virginia | 1 | $ 195,000 | $ 195,000 | $ 112,000 |
| King County Washington | 1 | $ 105,000 | $ 105,000 | $ 150,000 |
| Snohomish County Washington | 1 | $ 225,000 | $ 225,000 | $ 126,000 |
| Thurston County Washington | 1 | $ 585,000 | $ 585,000 | $ 205,000 |
| Whitman County Washington | 1 | $ 35,000 | $ 35,000 | $ 96,000 |
| Harrison County West Virginia | 1 | $ 185,000 | $ 185,000 | $ 182,000 |
| Wood County West Virginia | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Marathon County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 88,000 |
| Marinette County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 300,000 |
| Ozaukee County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Pierce County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 102,000 |
| Polk County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Rusk County Wisconsin | 1 | $ 595,000 | $ 595,000 | $ 384,000 |
| Winnebago County Wisconsin | 1 | $ 235,000 | $ 235,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Genisys Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other Purpose | 1,348 | $80,510,000 | $59,000 | $955,000 | $114,000 | $4,273,000 |
| Home Improvement | 1,299 | $83,565,000 | $64,000 | $505,000 | $117,000 | $5,400,000 |
| Home Purchase | 961 | $265,065,000 | $275,000 | $8,505,000 | $160,000 | $2,611,000 |
| Refinancing | 472 | $54,810,000 | $116,000 | $1,135,000 | $144,000 | $9,999,000 |
| Cash-out Refinancing | 253 | $50,335,000 | $198,000 | $1,805,000 | $129,000 | $1,992,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,168 | $362,670,000 | $114,000 | $3,005,000 | $128,000 | $9,999,000 |
| Not Provided | 537 | $81,265,000 | $151,000 | $3,565,000 | $132,000 | $1,504,000 |
| Black or African American | 274 | $22,050,000 | $80,000 | $535,000 | $89,000 | $1,193,000 |
| Asian | 174 | $34,390,000 | $197,000 | $925,000 | $210,000 | $4,273,000 |
| Hispanic | 143 | $11,945,000 | $83,000 | $395,000 | $116,000 | $472,000 |
| American Indian or Alaskan Native | 18 | $1,280,000 | $71,000 | $235,000 | $88,000 | $189,000 |
| Not applicable | 17 | $20,185,000 | $1,187,000 | $8,505,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $500,000 | $250,000 | $475,000 | $127,000 | $168,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,333 | $534,285,000 | $123,000 | $8,505,000 | $129,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,650 | $344,300,000 | $129,000 | $8,505,000 | $133,000 | $3,098,000 |
| Application Denied By Financial Institution | 733 | $66,345,000 | $90,000 | $1,305,000 | $103,000 | $4,273,000 |
| File Closed For Incompleteness | 463 | $47,895,000 | $103,000 | $1,205,000 | $139,000 | $9,999,000 |
| Application Withdrawn By Applicant | 408 | $67,770,000 | $166,000 | $2,665,000 | $146,000 | $5,400,000 |
| Application Approved But Not Accepted | 79 | $7,975,000 | $100,000 | $545,000 | $105,000 | $395,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,600 | $467,940,000 | $129,000 | $8,505,000 | $134,000 | $9,999,000 |
| Credit History | 228 | $13,710,000 | $60,000 | $395,000 | $91,000 | $1,193,000 |
| Collateral | 219 | $22,555,000 | $102,000 | $1,305,000 | $143,000 | $4,273,000 |
| Debt-To-Income Ratio | 197 | $19,915,000 | $101,000 | $905,000 | $72,000 | $457,000 |
| Credit Application Incomplete | 74 | $9,010,000 | $121,000 | $475,000 | $110,000 | $308,000 |
| Unverifiable Information | 6 | $500,000 | $83,000 | $295,000 | $63,000 | $120,000 |
| Other | 5 | $315,000 | $63,000 | $135,000 | $68,000 | $98,000 |
| Employment History | 2 | $90,000 | $45,000 | $55,000 | $70,000 | $75,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $250,000 | $125,000 | $215,000 | $131,000 | $182,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Genisys Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Genisys Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.