Valley National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Valley National Bank 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Valley National Bank 1460 Valley Road Passaic, NJ 07470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 10,414 |
| Total Mortgage Loan Application Amount | $5,470,495,000 |
| Average Mortgage Loan Application Amount | $508,800 |
| Highest Mortgage Loan Application Amount | $75,005,000 |
| Average Applicant Income | $217,400 |
| Highest Applicant Income | $8,159,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Valley National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Valley National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Valley National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Valley National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Valley National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Valley National Bank's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 1,059 | $ 375,925,000 | $ 354,000 | $ 195,000 |
| Suffolk County New York | 608 | $ 337,450,000 | $ 555,000 | $ 243,000 |
| Morris County New Jersey | 594 | $ 193,770,000 | $ 326,000 | $ 164,000 |
| Passaic County New Jersey | 536 | $ 128,880,000 | $ 240,000 | $ 138,000 |
| Essex County New Jersey | 516 | $ 168,570,000 | $ 326,000 | $ 180,000 |
| Ocean County New Jersey | 396 | $ 249,140,000 | $ 629,000 | $ 337,000 |
| Monmouth County New Jersey | 370 | $ 127,560,000 | $ 344,000 | $ 243,000 |
| Nassau County New York | 345 | $ 181,685,000 | $ 526,000 | $ 225,000 |
| Hillsborough County Florida | 334 | $ 282,110,000 | $ 844,000 | $ 383,000 |
| Pinellas County Florida | 304 | $ 167,640,000 | $ 551,000 | $ 280,000 |
| Union County New Jersey | 291 | $ 86,715,000 | $ 297,000 | $ 153,000 |
| Palm Beach County Florida | 272 | $ 159,700,000 | $ 587,000 | $ 401,000 |
| Queens County New York | 272 | $ 144,840,000 | $ 532,000 | $ 130,000 |
| Kings County New York | 253 | $ 408,845,000 | $ 1,615,000 | $ 225,000 |
| Broward County Florida | 240 | $ 92,310,000 | $ 384,000 | $ 188,000 |
| Middlesex County New Jersey | 237 | $ 53,900,000 | $ 228,000 | $ 155,000 |
| Hudson County New Jersey | 220 | $ 122,270,000 | $ 555,000 | $ 149,000 |
| Miami-Dade County Florida | 218 | $ 190,610,000 | $ 874,000 | $ 266,000 |
| Cape May County New Jersey | 216 | $ 159,440,000 | $ 738,000 | $ 379,000 |
| Orange County New York | 193 | $ 60,315,000 | $ 312,000 | $ 142,000 |
| Collier County Florida | 176 | $ 110,580,000 | $ 628,000 | $ 359,000 |
| Sussex County New Jersey | 170 | $ 33,360,000 | $ 196,000 | $ 118,000 |
| Brevard County Florida | 169 | $ 47,225,000 | $ 279,000 | $ 75,000 |
| Lee County Florida | 168 | $ 57,980,000 | $ 345,000 | $ 154,000 |
| Somerset County New Jersey | 149 | $ 39,515,000 | $ 265,000 | $ 168,000 |
| Dutchess County New York | 144 | $ 41,690,000 | $ 289,000 | $ 124,000 |
| New York County New York | 139 | $ 399,575,000 | $ 2,874,000 | $ 520,000 |
| Orange County Florida | 108 | $ 55,350,000 | $ 512,000 | $ 229,000 |
| Westchester County New York | 105 | $ 82,505,000 | $ 785,000 | $ 309,000 |
| Warren County New Jersey | 77 | $ 74,655,000 | $ 969,000 | $ 116,000 |
| Ulster County New York | 62 | $ 19,160,000 | $ 309,000 | $ 178,000 |
| Atlantic County New Jersey | 59 | $ 29,075,000 | $ 492,000 | $ 245,000 |
| Pasco County Florida | 53 | $ 20,395,000 | $ 384,000 | $ 169,000 |
| Hunterdon County New Jersey | 50 | $ 18,280,000 | $ 365,000 | $ 195,000 |
| Mercer County New Jersey | 49 | $ 39,085,000 | $ 797,000 | $ 240,000 |
| Fairfield County Connecticut | 45 | $ 33,255,000 | $ 739,000 | $ 325,000 |
| Montgomery County Alabama | 43 | $ 9,705,000 | $ 225,000 | $ 93,000 |
| Manatee County Florida | 40 | $ 35,370,000 | $ 884,000 | $ 709,000 |
| Polk County Florida | 39 | $ 23,455,000 | $ 601,000 | $ 178,000 |
| Sarasota County Florida | 37 | $ 33,425,000 | $ 903,000 | $ 349,000 |
| Rockland County New York | 35 | $ 11,345,000 | $ 324,000 | $ 257,000 |
| Lee County Alabama | 32 | $ 7,340,000 | $ 229,000 | $ 80,000 |
| Putnam County New York | 30 | $ 9,990,000 | $ 333,000 | $ 171,000 |
| Richmond County New York | 29 | $ 10,045,000 | $ 346,000 | $ 164,000 |
| Seminole County Florida | 28 | $ 13,440,000 | $ 480,000 | $ 165,000 |
| St. Johns County Florida | 28 | $ 12,030,000 | $ 429,000 | $ 218,000 |
| Tallapoosa County Alabama | 26 | $ 4,420,000 | $ 170,000 | $ 91,000 |
| Martin County Florida | 26 | $ 18,090,000 | $ 695,000 | $ 288,000 |
| Duval County Florida | 24 | $ 48,350,000 | $ 2,014,000 | $ 223,000 |
| Elmore County Alabama | 23 | $ 3,765,000 | $ 163,000 | $ 71,000 |
| Jefferson County Alabama | 23 | $ 5,375,000 | $ 233,000 | $ 128,000 |
| Indian River County Florida | 23 | $ 7,325,000 | $ 318,000 | $ 131,000 |
| Philadelphia County Pennsylvania | 23 | $ 27,505,000 | $ 1,195,000 | $ 351,000 |
| Burlington County New Jersey | 21 | $ 6,615,000 | $ 315,000 | $ 273,000 |
| St. Lucie County Florida | 20 | $ 7,080,000 | $ 354,000 | $ 201,000 |
| Bronx County New York | 20 | $ 34,080,000 | $ 1,704,000 | $ 126,000 |
| Northampton County Pennsylvania | 20 | $ 19,880,000 | $ 994,000 | $ 114,000 |
| Shelby County Alabama | 19 | $ 5,175,000 | $ 272,000 | $ 110,000 |
| Sullivan County New York | 19 | $ 4,965,000 | $ 261,000 | $ 216,000 |
| Lake County Florida | 18 | $ 19,790,000 | $ 1,099,000 | $ 135,000 |
| Bucks County Pennsylvania | 18 | $ 6,220,000 | $ 345,000 | $ 197,000 |
| Montgomery County Pennsylvania | 17 | $ 9,705,000 | $ 570,000 | $ 294,000 |
| Pike County Pennsylvania | 17 | $ 2,785,000 | $ 163,000 | $ 171,000 |
| Flagler County Florida | 16 | $ 6,270,000 | $ 391,000 | $ 211,000 |
| Monroe County Pennsylvania | 16 | $ 2,090,000 | $ 130,000 | $ 117,000 |
| Camden County New Jersey | 15 | $ 10,845,000 | $ 723,000 | $ 188,000 |
| St. Clair County Alabama | 14 | $ 2,230,000 | $ 159,000 | $ 135,000 |
| Osceola County Florida | 14 | $ 3,170,000 | $ 226,000 | $ 122,000 |
| Volusia County Florida | 14 | $ 6,180,000 | $ 441,000 | $ 229,000 |
| Monroe County New York | 13 | $ 2,115,000 | $ 162,000 | $ 76,000 |
| Sevier County Tennessee | 12 | $ 8,280,000 | $ 690,000 | $ 419,000 |
| Lehigh County Pennsylvania | 11 | $ 1,025,000 | $ 93,000 | $ 86,000 |
| Wayne County Pennsylvania | 11 | $ 985,000 | $ 89,000 | $ 190,000 |
| Monroe County Florida | 10 | $ 8,040,000 | $ 804,000 | $ 408,000 |
| Chester County Pennsylvania | 10 | $ 5,370,000 | $ 537,000 | $ 263,000 |
| Charlotte County Florida | 9 | $ 2,345,000 | $ 260,000 | $ 84,000 |
| Gloucester County New Jersey | 8 | $ 2,110,000 | $ 263,000 | $ 156,000 |
| Greene County New York | 8 | $ 2,570,000 | $ 321,000 | $ 219,000 |
| Delaware County Pennsylvania | 7 | $ 2,255,000 | $ 322,000 | $ 207,000 |
| Coosa County Alabama | 6 | $ 1,220,000 | $ 203,000 | $ 75,000 |
| Litchfield County Connecticut | 6 | $ 3,270,000 | $ 545,000 | $ 187,000 |
| New Haven County Connecticut | 6 | $ 2,760,000 | $ 460,000 | $ 486,000 |
| Hernando County Florida | 6 | $ 1,780,000 | $ 296,000 | $ 196,000 |
| Highlands County Florida | 6 | $ 4,720,000 | $ 786,000 | $ 164,000 |
| Marion County Florida | 6 | $ 3,390,000 | $ 565,000 | $ 112,000 |
| Warren County New York | 6 | $ 2,910,000 | $ 485,000 | $ 216,000 |
| Autauga County Alabama | 5 | $ 1,045,000 | $ 209,000 | $ 85,000 |
| Nassau County Florida | 5 | $ 1,975,000 | $ 395,000 | $ 682,000 |
| Delaware County New York | 5 | $ 1,095,000 | $ 219,000 | $ 170,000 |
| Beaufort County South Carolina | 5 | $ 7,635,000 | $ 1,527,000 | $ 332,000 |
| Horry County South Carolina | 5 | $ 1,195,000 | $ 239,000 | $ 230,000 |
| Travis County Texas | 5 | $ 2,755,000 | $ 551,000 | $ 218,000 |
| Chilton County Alabama | 4 | $ 560,000 | $ 140,000 | $ 55,000 |
| Russell County Alabama | 4 | $ 2,860,000 | $ 715,000 | $ 94,000 |
| Sussex County Delaware | 4 | $ 1,980,000 | $ 495,000 | $ 232,000 |
| Sumter County Florida | 4 | $ 1,570,000 | $ 392,000 | $ 177,000 |
| Chatham County Georgia | 4 | $ 1,470,000 | $ 367,000 | $ 162,000 |
| Barnstable County Massachusetts | 4 | $ 1,420,000 | $ 355,000 | $ 246,000 |
| Salem County New Jersey | 4 | $ 590,000 | $ 147,000 | $ 108,000 |
| Macon County North Carolina | 4 | $ 1,760,000 | $ 440,000 | $ 365,000 |
| Mecklenburg County North Carolina | 4 | $ 690,000 | $ 172,000 | $ 135,000 |
| Fairfax County Virginia | 4 | $ 4,300,000 | $ 1,075,000 | $ 884,000 |
| Chambers County Alabama | 3 | $ 475,000 | $ 158,000 | $ 69,000 |
| Tuscaloosa County Alabama | 3 | $ 865,000 | $ 288,000 | $ 70,000 |
| Los Angeles County California | 3 | $ 3,525,000 | $ 1,175,000 | $ 1,008,000 |
| Leon County Florida | 3 | $ 1,205,000 | $ 401,000 | $ 548,000 |
| Okeechobee County Florida | 3 | $ 2,045,000 | $ 681,000 | $ 468,000 |
| Walton County Florida | 3 | $ 2,255,000 | $ 751,000 | $ 185,000 |
| East Baton Rouge County Louisiana | 3 | $ 2,475,000 | $ 825,000 | $ 323,000 |
| Middlesex County Massachusetts | 3 | $ 1,815,000 | $ 605,000 | $ 169,000 |
| Washington County New York | 3 | $ 625,000 | $ 208,000 | $ 56,000 |
| Iredell County North Carolina | 3 | $ 4,995,000 | $ 1,665,000 | $ 711,000 |
| Carbon County Pennsylvania | 3 | $ 385,000 | $ 128,000 | $ 94,000 |
| Lackawanna County Pennsylvania | 3 | $ 285,000 | $ 95,000 | $ 68,000 |
| Napa County California | 2 | $ 460,000 | $ 230,000 | $ 277,000 |
| San Diego County California | 2 | $ 3,660,000 | $ 1,830,000 | $ 953,000 |
| Eagle County Colorado | 2 | $ 6,360,000 | $ 3,180,000 | $ 960,000 |
| Middlesex County Connecticut | 2 | $ 1,100,000 | $ 550,000 | $ 535,000 |
| New Castle County Delaware | 2 | $ 12,830,000 | $ 6,415,000 | $ 0 |
| Citrus County Florida | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Clay County Florida | 2 | $ 640,000 | $ 320,000 | $ 200,000 |
| Escambia County Florida | 2 | $ 12,560,000 | $ 6,280,000 | $ 126,000 |
| Okaloosa County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 172,000 |
| Teton County Idaho | 2 | $ 750,000 | $ 375,000 | $ 511,000 |
| Cook County Illinois | 2 | $ 610,000 | $ 305,000 | $ 260,000 |
| Boone County Kentucky | 2 | $ 630,000 | $ 315,000 | $ 216,000 |
| Campbell County Kentucky | 2 | $ 690,000 | $ 345,000 | $ 245,000 |
| Jefferson County Kentucky | 2 | $ 4,200,000 | $ 2,100,000 | $ 77,000 |
| Talbot County Maryland | 2 | $ 2,850,000 | $ 1,425,000 | $ 875,000 |
| Berkshire County Massachusetts | 2 | $ 1,290,000 | $ 645,000 | $ 516,000 |
| Suffolk County Massachusetts | 2 | $ 620,000 | $ 310,000 | $ 721,000 |
| Cumberland County New Jersey | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| Columbia County New York | 2 | $ 500,000 | $ 250,000 | $ 216,000 |
| Erie County New York | 2 | $ 400,000 | $ 200,000 | $ 367,000 |
| Saratoga County New York | 2 | $ 430,000 | $ 215,000 | $ 88,000 |
| Schenectady County New York | 2 | $ 310,000 | $ 155,000 | $ 152,000 |
| Tompkins County New York | 2 | $ 600,000 | $ 300,000 | $ 329,000 |
| Brunswick County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 147,000 |
| Dare County North Carolina | 2 | $ 480,000 | $ 240,000 | $ 206,000 |
| Graham County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 369,000 |
| Jackson County North Carolina | 2 | $ 1,130,000 | $ 565,000 | $ 422,000 |
| Onslow County North Carolina | 2 | $ 690,000 | $ 345,000 | $ 121,000 |
| Adams County Pennsylvania | 2 | $ 4,170,000 | $ 2,085,000 | $ 304,000 |
| Lancaster County Pennsylvania | 2 | $ 570,000 | $ 285,000 | $ 196,000 |
| Susquehanna County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 90,000 |
| Charleston County South Carolina | 2 | $ 1,610,000 | $ 805,000 | $ 1,456,000 |
| Dorchester County South Carolina | 2 | $ 400,000 | $ 200,000 | $ 113,000 |
| Hawkins County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 53,000 |
| Knox County Tennessee | 2 | $ 550,000 | $ 275,000 | $ 84,000 |
| Chesterfield County Virginia | 2 | $ 1,210,000 | $ 605,000 | $ 121,000 |
| Upshur County West Virginia | 2 | $ 270,000 | $ 135,000 | $ 50,000 |
| Baldwin County Alabama | 1 | $ 285,000 | $ 285,000 | $ 48,000 |
| Barbour County Alabama | 1 | $ 155,000 | $ 155,000 | $ 91,000 |
| Calhoun County Alabama | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Clay County Alabama | 1 | $ 45,000 | $ 45,000 | $ 48,000 |
| Etowah County Alabama | 1 | $ 195,000 | $ 195,000 | $ 63,000 |
| Madison County Alabama | 1 | $ 245,000 | $ 245,000 | $ 467,000 |
| Mobile County Alabama | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Wilcox County Alabama | 1 | $ 395,000 | $ 395,000 | $ 122,000 |
| Anchorage County Alaska | 1 | $ 415,000 | $ 415,000 | $ 38,000 |
| Crittenden County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| El Dorado County California | 1 | $ 245,000 | $ 245,000 | $ 130,000 |
| Orange County California | 1 | $ 1,005,000 | $ 1,005,000 | $ 1,545,000 |
| Santa Barbara County California | 1 | $ 485,000 | $ 485,000 | $ 78,000 |
| Lake County Colorado | 1 | $ 435,000 | $ 435,000 | $ 226,000 |
| Summit County Colorado | 1 | $ 825,000 | $ 825,000 | $ 456,000 |
| Hartford County Connecticut | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| New London County Connecticut | 1 | $ 435,000 | $ 435,000 | $ 260,000 |
| District of Columbia County District Of Columbia | 1 | $ 475,000 | $ 475,000 | $ 242,000 |
| Alachua County Florida | 1 | $ 425,000 | $ 425,000 | $ 1,183,000 |
| Bradford County Florida | 1 | $ 755,000 | $ 755,000 | $ 455,000 |
| Putnam County Florida | 1 | $ 145,000 | $ 145,000 | $ 29,000 |
| Bartow County Georgia | 1 | $ 3,175,000 | $ 3,175,000 | $ 0 |
| Camden County Georgia | 1 | $ 265,000 | $ 265,000 | $ 119,000 |
| Cobb County Georgia | 1 | $ 355,000 | $ 355,000 | $ 206,000 |
| Fulton County Georgia | 1 | $ 525,000 | $ 525,000 | $ 644,000 |
| Gilmer County Georgia | 1 | $ 545,000 | $ 545,000 | $ 967,000 |
| Gwinnett County Georgia | 1 | $ 345,000 | $ 345,000 | $ 96,000 |
| Hall County Georgia | 1 | $ 225,000 | $ 225,000 | $ 150,000 |
| Henry County Georgia | 1 | $ 495,000 | $ 495,000 | $ 153,000 |
| Liberty County Georgia | 1 | $ 105,000 | $ 105,000 | $ 199,000 |
| Monroe County Georgia | 1 | $ 545,000 | $ 545,000 | $ 301,000 |
| Paulding County Georgia | 1 | $ 245,000 | $ 245,000 | $ 49,000 |
| Rockdale County Georgia | 1 | $ 245,000 | $ 245,000 | $ 107,000 |
| Towns County Georgia | 1 | $ 355,000 | $ 355,000 | $ 240,000 |
| St. Clair County Illinois | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 6,755,000 | $ 6,755,000 | $ 0 |
| Kenton County Kentucky | 1 | $ 285,000 | $ 285,000 | $ 263,000 |
| Warren County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 166,000 |
| Cumberland County Maine | 1 | $ 425,000 | $ 425,000 | $ 260,000 |
| Lincoln County Maine | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Washington County Maine | 1 | $ 125,000 | $ 125,000 | $ 139,000 |
| York County Maine | 1 | $ 175,000 | $ 175,000 | $ 83,000 |
| Anne Arundel County Maryland | 1 | $ 725,000 | $ 725,000 | $ 697,000 |
| Baltimore County Maryland | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Montgomery County Maryland | 1 | $ 945,000 | $ 945,000 | $ 1,056,000 |
| Prince George's County Maryland | 1 | $ 145,000 | $ 145,000 | $ 236,000 |
| Worcester County Maryland | 1 | $ 55,000 | $ 55,000 | $ 172,000 |
| Bristol County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Lake County Minnesota | 1 | $ 365,000 | $ 365,000 | $ 2,039,000 |
| Jackson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 76,000 |
| Hillsborough County New Hampshire | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Albany County New York | 1 | $ 6,505,000 | $ 6,505,000 | $ 0 |
| Cayuga County New York | 1 | $ 95,000 | $ 95,000 | $ 82,000 |
| Chenango County New York | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Franklin County New York | 1 | $ 1,085,000 | $ 1,085,000 | $ 511,000 |
| Genesee County New York | 1 | $ 105,000 | $ 105,000 | $ 14,000 |
| Hamilton County New York | 1 | $ 215,000 | $ 215,000 | $ 160,000 |
| Onondaga County New York | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Rensselaer County New York | 1 | $ 5,375,000 | $ 5,375,000 | $ 0 |
| Schoharie County New York | 1 | $ 355,000 | $ 355,000 | $ 278,000 |
| Beaufort County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Cabarrus County North Carolina | 1 | $ 8,405,000 | $ 8,405,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 244,000 |
| Catawba County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 52,000 |
| Chatham County North Carolina | 1 | $ 2,005,000 | $ 2,005,000 | $ 560,000 |
| Franklin County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 145,000 |
| Gaston County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Harnett County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 197,000 |
| New Hanover County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Polk County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 283,000 |
| Stanly County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| Union County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 67,000 |
| Wake County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 87,000 |
| Watauga County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 378,000 |
| Butler County Ohio | 1 | $ 205,000 | $ 205,000 | $ 74,000 |
| Franklin County Ohio | 1 | $ 395,000 | $ 395,000 | $ 135,000 |
| Hamilton County Ohio | 1 | $ 255,000 | $ 255,000 | $ 263,000 |
| Montgomery County Ohio | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Allegheny County Pennsylvania | 1 | $ 245,000 | $ 245,000 | $ 168,000 |
| Berks County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Fayette County Pennsylvania | 1 | $ 285,000 | $ 285,000 | $ 250,000 |
| McKean County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 158,000 |
| Schuylkill County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 295,000 |
| Union County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 67,000 |
| York County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 80,000 |
| Bristol County Rhode Island | 1 | $ 135,000 | $ 135,000 | $ 85,000 |
| Kent County Rhode Island | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Newport County Rhode Island | 1 | $ 1,185,000 | $ 1,185,000 | $ 779,000 |
| Providence County Rhode Island | 1 | $ 205,000 | $ 205,000 | $ 138,000 |
| Anderson County South Carolina | 1 | $ 635,000 | $ 635,000 | $ 208,000 |
| Georgetown County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 134,000 |
| Anderson County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 59,000 |
| Cumberland County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 149,000 |
| Davidson County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 481,000 |
| Jefferson County Tennessee | 1 | $ 1,275,000 | $ 1,275,000 | $ 361,000 |
| McMinn County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 47,000 |
| Smith County Tennessee | 1 | $ 515,000 | $ 515,000 | $ 105,000 |
| Williamson County Tennessee | 1 | $ 3,925,000 | $ 3,925,000 | $ 0 |
| Bexar County Texas | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Dallas County Texas | 1 | $ 175,000 | $ 175,000 | $ 177,000 |
| Harris County Texas | 1 | $ 285,000 | $ 285,000 | $ 64,000 |
| Montgomery County Texas | 1 | $ 935,000 | $ 935,000 | $ 706,000 |
| Utah County Utah | 1 | $ 735,000 | $ 735,000 | $ 640,000 |
| Wasatch County Utah | 1 | $ 155,000 | $ 155,000 | $ 668,000 |
| Bennington County Vermont | 1 | $ 345,000 | $ 345,000 | $ 64,000 |
| Loudoun County Virginia | 1 | $ 245,000 | $ 245,000 | $ 318,000 |
| Richmond City County Virginia | 1 | $ 3,205,000 | $ 3,205,000 | $ 0 |
| Tazewell County Virginia | 1 | $ 345,000 | $ 345,000 | $ 170,000 |
| Virginia Beach County Virginia | 1 | $ 235,000 | $ 235,000 | $ 248,000 |
Mortgage Loan Application Detail Totals for Valley National Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,615 | $2,113,665,000 | $584,000 | $41,125,000 | $239,000 | $8,159,000 |
| Refinancing | 3,147 | $1,190,545,000 | $378,000 | $23,725,000 | $203,000 | $5,368,000 |
| Cash-out Refinancing | 2,549 | $1,782,880,000 | $699,000 | $62,005,000 | $218,000 | $5,586,000 |
| Home Improvement | 734 | $115,510,000 | $157,000 | $4,505,000 | $185,000 | $2,286,000 |
| Other Purpose | 369 | $267,895,000 | $726,000 | $75,005,000 | $242,000 | $1,923,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,168 | $2,547,040,000 | $412,000 | $17,005,000 | $238,000 | $8,159,000 |
| Not Provided | 1,174 | $463,130,000 | $394,000 | $6,045,000 | $242,000 | $5,500,000 |
| Hispanic | 1,149 | $364,385,000 | $317,000 | $2,975,000 | $147,000 | $2,595,000 |
| Asian | 683 | $287,835,000 | $421,000 | $2,605,000 | $200,000 | $5,586,000 |
| Black or African American | 628 | $211,690,000 | $337,000 | $2,605,000 | $159,000 | $3,084,000 |
| Not applicable | 530 | $1,562,185,000 | $2,953,000 | $75,005,000 | $77,000 | $442,000 |
| American Indian or Alaskan Native | 15 | $5,635,000 | $375,000 | $1,425,000 | $196,000 | $596,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,775,000 | $253,000 | $445,000 | $131,000 | $324,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 10,147 | $5,377,200,000 | $529,000 | $75,005,000 | $222,000 | $8,159,000 |
| FHA-insured (Federal Housing Administration) | 196 | $65,030,000 | $331,000 | $815,000 | $94,000 | $292,000 |
| VA-guaranteed (Veterans Administration) | 70 | $27,960,000 | $399,000 | $1,225,000 | $116,000 | $425,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $305,000 | $305,000 | $305,000 | $70,000 | $70,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,364 | $4,313,935,000 | $585,000 | $75,005,000 | $223,000 | $6,575,000 |
| Application Withdrawn By Applicant | 1,875 | $771,235,000 | $411,000 | $17,005,000 | $239,000 | $8,159,000 |
| Application Denied By Financial Institution | 511 | $163,075,000 | $319,000 | $2,605,000 | $136,000 | $1,369,000 |
| Application Approved But Not Accepted | 320 | $121,210,000 | $378,000 | $4,005,000 | $227,000 | $4,572,000 |
| Loan Purchased By The Institution | 237 | $60,715,000 | $256,000 | $505,000 | $82,000 | $540,000 |
| File Closed For Incompleteness | 107 | $40,325,000 | $376,000 | $2,005,000 | $245,000 | $2,013,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,903 | $5,307,420,000 | $535,000 | $75,005,000 | $223,000 | $8,159,000 |
| Debt-To-Income Ratio | 264 | $91,380,000 | $346,000 | $1,905,000 | $89,000 | $616,000 |
| Collateral | 124 | $33,320,000 | $268,000 | $1,805,000 | $198,000 | $1,102,000 |
| Credit History | 63 | $17,085,000 | $271,000 | $1,655,000 | $148,000 | $686,000 |
| Other | 35 | $9,615,000 | $274,000 | $2,305,000 | $188,000 | $1,369,000 |
| Credit Application Incomplete | 10 | $7,440,000 | $744,000 | $2,605,000 | $230,000 | $804,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,260,000 | $282,000 | $685,000 | $100,000 | $185,000 |
| Employment History | 4 | $710,000 | $177,000 | $315,000 | $63,000 | $108,000 |
| Unverifiable Information | 3 | $1,265,000 | $421,000 | $795,000 | $349,000 | $413,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Valley National Bank's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Valley National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.