Velocity Commercial Capital, Llc 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Velocity Commercial Capital, Llc 30699 Russell Ranch Rd Ste 295 Sacramento, CA 91362 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 2,871 |
| Total Mortgage Loan Application Amount | $852,587,000 |
| Average Mortgage Loan Application Amount | $294,500 |
| Highest Mortgage Loan Application Amount | $3,800,000 |
| Average Applicant Income | $66,500 |
| Highest Applicant Income | $9,392,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Velocity Commercial Capital, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Velocity Commercial Capital, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Velocity Commercial Capital, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Velocity Commercial Capital, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Velocity Commercial Capital, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Velocity Commercial Capital, Llc's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 148 | $ 65,091,000 | $ 439,000 | $ 7,000 |
| Kings County New York | 141 | $ 101,685,000 | $ 721,000 | $ 59,000 |
| Essex County New Jersey | 110 | $ 17,956,000 | $ 163,000 | $ 50,000 |
| Miami-Dade County Florida | 86 | $ 19,330,000 | $ 224,000 | $ 104,000 |
| Queens County New York | 72 | $ 34,211,000 | $ 475,000 | $ 125,000 |
| Philadelphia County Pennsylvania | 71 | $ 10,356,000 | $ 145,000 | $ 64,000 |
| New Haven County Connecticut | 64 | $ 8,488,000 | $ 132,000 | $ 113,000 |
| Hudson County New Jersey | 63 | $ 19,120,000 | $ 303,000 | $ 88,000 |
| Suffolk County New York | 61 | $ 15,701,000 | $ 257,000 | $ 150,000 |
| Broward County Florida | 60 | $ 14,156,000 | $ 235,000 | $ 69,000 |
| San Bernardino County California | 55 | $ 12,057,000 | $ 219,000 | $ 27,000 |
| District of Columbia County District Of Columbia | 51 | $ 23,807,000 | $ 466,000 | $ 32,000 |
| Hartford County Connecticut | 47 | $ 6,956,000 | $ 148,000 | $ 95,000 |
| Palm Beach County Florida | 44 | $ 12,111,000 | $ 275,000 | $ 74,000 |
| Baltimore City County Maryland | 43 | $ 10,748,000 | $ 249,000 | $ 55,000 |
| Harris County Texas | 41 | $ 9,992,000 | $ 243,000 | $ 9,000 |
| Fairfield County Connecticut | 40 | $ 11,491,000 | $ 287,000 | $ 122,000 |
| Nassau County New York | 40 | $ 13,820,000 | $ 345,000 | $ 104,000 |
| Westchester County New York | 40 | $ 13,524,000 | $ 338,000 | $ 108,000 |
| Riverside County California | 38 | $ 9,355,000 | $ 246,000 | $ 45,000 |
| Passaic County New Jersey | 37 | $ 6,375,000 | $ 172,000 | $ 69,000 |
| Prince George's County Maryland | 35 | $ 7,160,000 | $ 204,000 | $ 67,000 |
| Bergen County New Jersey | 35 | $ 11,084,000 | $ 316,000 | $ 113,000 |
| Bronx County New York | 35 | $ 14,233,000 | $ 406,000 | $ 125,000 |
| King County Washington | 30 | $ 15,731,000 | $ 524,000 | $ 46,000 |
| Fulton County Georgia | 29 | $ 13,348,000 | $ 460,000 | $ 25,000 |
| Union County New Jersey | 27 | $ 5,841,000 | $ 216,000 | $ 47,000 |
| Providence County Rhode Island | 27 | $ 3,466,000 | $ 128,000 | $ 46,000 |
| Orange County California | 26 | $ 11,555,000 | $ 444,000 | $ 30,000 |
| Lee County Florida | 25 | $ 5,996,000 | $ 239,000 | $ 93,000 |
| Sacramento County California | 24 | $ 5,966,000 | $ 248,000 | $ 4,000 |
| Orange County Florida | 22 | $ 4,257,000 | $ 193,000 | $ 136,000 |
| Monmouth County New Jersey | 22 | $ 3,817,000 | $ 173,000 | $ 67,000 |
| Ocean County New Jersey | 22 | $ 5,195,000 | $ 236,000 | $ 47,000 |
| San Diego County California | 20 | $ 11,509,000 | $ 575,000 | $ 0 |
| Hillsborough County Florida | 20 | $ 2,931,000 | $ 146,000 | $ 129,000 |
| New York County New York | 20 | $ 18,944,000 | $ 947,000 | $ 77,000 |
| Dallas County Texas | 19 | $ 3,609,000 | $ 189,000 | $ 24,000 |
| Essex County Massachusetts | 18 | $ 4,104,000 | $ 228,000 | $ 41,000 |
| Alameda County California | 17 | $ 8,756,000 | $ 515,000 | $ 70,000 |
| Pinellas County Florida | 17 | $ 3,973,000 | $ 233,000 | $ 42,000 |
| Middlesex County Massachusetts | 17 | $ 7,452,000 | $ 438,000 | $ 59,000 |
| Atlantic County New Jersey | 17 | $ 3,449,000 | $ 202,000 | $ 75,000 |
| Marion County Indiana | 16 | $ 3,034,000 | $ 189,000 | $ 32,000 |
| Multnomah County Oregon | 16 | $ 5,432,000 | $ 339,000 | $ 7,000 |
| Bexar County Texas | 16 | $ 3,861,000 | $ 241,000 | $ 0 |
| Maricopa County Arizona | 15 | $ 3,285,000 | $ 219,000 | $ 39,000 |
| Orleans County Louisiana | 15 | $ 2,928,000 | $ 195,000 | $ 150,000 |
| Richmond County New York | 15 | $ 5,678,000 | $ 378,000 | $ 175,000 |
| Worcester County Massachusetts | 14 | $ 2,262,000 | $ 161,000 | $ 98,000 |
| Burlington County New Jersey | 13 | $ 2,861,000 | $ 220,000 | $ 46,000 |
| Camden County New Jersey | 13 | $ 1,667,000 | $ 128,000 | $ 96,000 |
| Orange County New York | 13 | $ 1,973,000 | $ 151,000 | $ 6,000 |
| Middlesex County Connecticut | 12 | $ 2,469,000 | $ 205,000 | $ 120,000 |
| DeKalb County Georgia | 12 | $ 3,073,000 | $ 256,000 | $ 83,000 |
| Morris County New Jersey | 12 | $ 2,870,000 | $ 239,000 | $ 49,000 |
| Mecklenburg County North Carolina | 12 | $ 2,872,000 | $ 239,000 | $ 199,000 |
| Montgomery County Ohio | 12 | $ 2,010,000 | $ 167,000 | $ 33,000 |
| Hamilton County Ohio | 11 | $ 1,973,000 | $ 179,000 | $ 0 |
| Nueces County Texas | 11 | $ 2,015,000 | $ 183,000 | $ 4,000 |
| Jefferson County Alabama | 10 | $ 2,407,000 | $ 240,000 | $ 0 |
| Hidalgo County Texas | 10 | $ 2,783,000 | $ 278,000 | $ 0 |
| Middlesex County New Jersey | 9 | $ 2,224,000 | $ 247,000 | $ 179,000 |
| Delaware County Pennsylvania | 9 | $ 1,688,000 | $ 187,000 | $ 29,000 |
| Pierce County Washington | 9 | $ 2,386,000 | $ 265,000 | $ 0 |
| San Francisco County California | 8 | $ 6,941,000 | $ 867,000 | $ 0 |
| Pasco County Florida | 8 | $ 1,044,000 | $ 130,000 | $ 92,000 |
| St. Lucie County Florida | 8 | $ 1,318,000 | $ 164,000 | $ 49,000 |
| Suffolk County Massachusetts | 8 | $ 3,684,000 | $ 460,000 | $ 17,000 |
| Summit County Ohio | 8 | $ 739,000 | $ 92,000 | $ 101,000 |
| Charleston County South Carolina | 8 | $ 2,926,000 | $ 365,000 | $ 15,000 |
| Portsmouth County Virginia | 8 | $ 720,000 | $ 90,000 | $ 168,000 |
| Kitsap County Washington | 8 | $ 1,224,000 | $ 153,000 | $ 0 |
| Kern County California | 7 | $ 1,276,000 | $ 182,000 | $ 60,000 |
| Ventura County California | 7 | $ 2,136,000 | $ 305,000 | $ 45,000 |
| Chatham County Georgia | 7 | $ 2,627,000 | $ 375,000 | $ 0 |
| Cobb County Georgia | 7 | $ 1,378,000 | $ 196,000 | $ 0 |
| Montgomery County Maryland | 7 | $ 1,776,000 | $ 253,000 | $ 44,000 |
| Mercer County New Jersey | 7 | $ 634,000 | $ 90,000 | $ 62,000 |
| Forsyth County North Carolina | 7 | $ 6,366,000 | $ 909,000 | $ 0 |
| Cuyahoga County Ohio | 7 | $ 1,870,000 | $ 267,000 | $ 22,000 |
| Fort Bend County Texas | 7 | $ 1,573,000 | $ 224,000 | $ 73,000 |
| Thurston County Washington | 7 | $ 1,584,000 | $ 226,000 | $ 51,000 |
| Milwaukee County Wisconsin | 7 | $ 934,000 | $ 133,000 | $ 0 |
| Fresno County California | 6 | $ 971,000 | $ 161,000 | $ 0 |
| Litchfield County Connecticut | 6 | $ 961,000 | $ 160,000 | $ 1,565,000 |
| Sedgwick County Kansas | 6 | $ 810,000 | $ 135,000 | $ 0 |
| Plymouth County Massachusetts | 6 | $ 2,204,000 | $ 367,000 | $ 20,000 |
| Sussex County New Jersey | 6 | $ 988,000 | $ 164,000 | $ 41,000 |
| Allegheny County Pennsylvania | 6 | $ 1,328,000 | $ 221,000 | $ 34,000 |
| Northampton County Pennsylvania | 6 | $ 1,273,000 | $ 212,000 | $ 0 |
| San Joaquin County California | 5 | $ 1,097,000 | $ 219,000 | $ 72,000 |
| Solano County California | 5 | $ 1,538,000 | $ 307,000 | $ 0 |
| Seminole County Florida | 5 | $ 592,000 | $ 118,000 | $ 64,000 |
| Volusia County Florida | 5 | $ 1,069,000 | $ 213,000 | $ 78,000 |
| Lake County Indiana | 5 | $ 633,000 | $ 126,000 | $ 0 |
| East Baton Rouge County Louisiana | 5 | $ 721,000 | $ 144,000 | $ 48,000 |
| Baltimore County Maryland | 5 | $ 652,000 | $ 130,000 | $ 109,000 |
| Hampden County Massachusetts | 5 | $ 1,317,000 | $ 263,000 | $ 44,000 |
| Oakland County Michigan | 5 | $ 1,587,000 | $ 317,000 | $ 0 |
| Somerset County New Jersey | 5 | $ 935,000 | $ 187,000 | $ 70,000 |
| Sandoval County New Mexico | 5 | $ 971,000 | $ 194,000 | $ 3,000 |
| Albany County New York | 5 | $ 1,110,000 | $ 222,000 | $ 0 |
| Rockland County New York | 5 | $ 1,312,000 | $ 262,000 | $ 72,000 |
| Cumberland County North Carolina | 5 | $ 1,714,000 | $ 342,000 | $ 1,000 |
| Franklin County Ohio | 5 | $ 968,000 | $ 193,000 | $ 62,000 |
| Montgomery County Pennsylvania | 5 | $ 1,116,000 | $ 223,000 | $ 103,000 |
| Newport County Rhode Island | 5 | $ 711,000 | $ 142,000 | $ 697,000 |
| Tarrant County Texas | 5 | $ 626,000 | $ 125,000 | $ 0 |
| Snohomish County Washington | 5 | $ 1,332,000 | $ 266,000 | $ 0 |
| Contra Costa County California | 4 | $ 1,467,000 | $ 366,000 | $ 0 |
| Merced County California | 4 | $ 560,000 | $ 140,000 | $ 0 |
| Stanislaus County California | 4 | $ 933,000 | $ 233,000 | $ 0 |
| Brevard County Florida | 4 | $ 861,000 | $ 215,000 | $ 72,000 |
| Duval County Florida | 4 | $ 967,000 | $ 241,000 | $ 0 |
| Lake County Florida | 4 | $ 1,005,000 | $ 251,000 | $ 444,000 |
| Clayton County Georgia | 4 | $ 938,000 | $ 234,000 | $ 0 |
| Gwinnett County Georgia | 4 | $ 759,000 | $ 189,000 | $ 122,000 |
| Honolulu County Hawaii | 4 | $ 1,909,000 | $ 477,000 | $ 0 |
| Wyandotte County Kansas | 4 | $ 542,000 | $ 135,000 | $ 0 |
| Cumberland County Maine | 4 | $ 1,625,000 | $ 406,000 | $ 0 |
| Berkshire County Massachusetts | 4 | $ 440,000 | $ 110,000 | $ 32,000 |
| Bristol County Massachusetts | 4 | $ 575,000 | $ 143,000 | $ 0 |
| St. Louis County Missouri | 4 | $ 1,222,000 | $ 305,000 | $ 0 |
| Gloucester County New Jersey | 4 | $ 691,000 | $ 172,000 | $ 233,000 |
| Oklahoma County Oklahoma | 4 | $ 320,000 | $ 80,000 | $ 0 |
| Deschutes County Oregon | 4 | $ 1,705,000 | $ 426,000 | $ 0 |
| Berks County Pennsylvania | 4 | $ 629,000 | $ 157,000 | $ 0 |
| Erie County Pennsylvania | 4 | $ 1,007,000 | $ 251,000 | $ 0 |
| Lehigh County Pennsylvania | 4 | $ 544,000 | $ 136,000 | $ 49,000 |
| Galveston County Texas | 4 | $ 653,000 | $ 163,000 | $ 0 |
| Lubbock County Texas | 4 | $ 534,000 | $ 133,000 | $ 0 |
| McLennan County Texas | 4 | $ 496,000 | $ 124,000 | $ 0 |
| Travis County Texas | 4 | $ 1,058,000 | $ 264,000 | $ 45,000 |
| Williamson County Texas | 4 | $ 668,000 | $ 167,000 | $ 0 |
| Fairfax County Virginia | 4 | $ 1,709,000 | $ 427,000 | $ 0 |
| Richmond City County Virginia | 4 | $ 696,000 | $ 174,000 | $ 0 |
| Baldwin County Alabama | 3 | $ 319,000 | $ 106,000 | $ 126,000 |
| Crittenden County Arkansas | 3 | $ 343,000 | $ 114,000 | $ 0 |
| Santa Clara County California | 3 | $ 1,672,000 | $ 557,000 | $ 0 |
| Yuba County California | 3 | $ 648,000 | $ 216,000 | $ 143,000 |
| Denver County Colorado | 3 | $ 980,000 | $ 326,000 | $ 0 |
| El Paso County Colorado | 3 | $ 588,000 | $ 196,000 | $ 0 |
| New London County Connecticut | 3 | $ 753,000 | $ 251,000 | $ 0 |
| Windham County Connecticut | 3 | $ 530,000 | $ 176,000 | $ 0 |
| New Castle County Delaware | 3 | $ 297,000 | $ 99,000 | $ 34,000 |
| Indian River County Florida | 3 | $ 1,139,000 | $ 379,000 | $ 0 |
| Manatee County Florida | 3 | $ 511,000 | $ 170,000 | $ 100,000 |
| Marion County Florida | 3 | $ 640,000 | $ 213,000 | $ 0 |
| Monroe County Florida | 3 | $ 3,007,000 | $ 1,002,000 | $ 221,000 |
| Sarasota County Florida | 3 | $ 780,000 | $ 260,000 | $ 142,000 |
| Vigo County Indiana | 3 | $ 727,000 | $ 242,000 | $ 0 |
| Jefferson County Louisiana | 3 | $ 905,000 | $ 301,000 | $ 44,000 |
| Frederick County Maryland | 3 | $ 673,000 | $ 224,000 | $ 0 |
| Worcester County Maryland | 3 | $ 555,000 | $ 185,000 | $ 198,000 |
| Hinds County Mississippi | 3 | $ 4,013,000 | $ 1,337,000 | $ 0 |
| Clay County Missouri | 3 | $ 262,000 | $ 87,000 | $ 0 |
| Jackson County Missouri | 3 | $ 429,000 | $ 143,000 | $ 13,000 |
| St. Charles County Missouri | 3 | $ 279,000 | $ 93,000 | $ 0 |
| Dutchess County New York | 3 | $ 477,000 | $ 159,000 | $ 166,000 |
| Guilford County North Carolina | 3 | $ 3,323,000 | $ 1,107,000 | $ 0 |
| Henderson County North Carolina | 3 | $ 280,000 | $ 93,000 | $ 0 |
| Iredell County North Carolina | 3 | $ 594,000 | $ 198,000 | $ 60,000 |
| New Hanover County North Carolina | 3 | $ 350,000 | $ 116,000 | $ 291,000 |
| Wake County North Carolina | 3 | $ 844,000 | $ 281,000 | $ 95,000 |
| Clackamas County Oregon | 3 | $ 712,000 | $ 237,000 | $ 0 |
| Washington County Oregon | 3 | $ 598,000 | $ 199,000 | $ 0 |
| Kent County Rhode Island | 3 | $ 416,000 | $ 138,000 | $ 0 |
| Beaufort County South Carolina | 3 | $ 713,000 | $ 237,000 | $ 0 |
| Cameron County Texas | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Denton County Texas | 3 | $ 476,000 | $ 158,000 | $ 40,000 |
| Norfolk County Virginia | 3 | $ 1,044,000 | $ 348,000 | $ 0 |
| Pinal County Arizona | 2 | $ 416,000 | $ 208,000 | $ 0 |
| Mono County California | 2 | $ 613,000 | $ 306,000 | $ 0 |
| Monterey County California | 2 | $ 690,000 | $ 345,000 | $ 0 |
| Santa Barbara County California | 2 | $ 429,000 | $ 214,000 | $ 0 |
| Sonoma County California | 2 | $ 1,355,000 | $ 677,000 | $ 0 |
| Tulare County California | 2 | $ 472,000 | $ 236,000 | $ 70,000 |
| Adams County Colorado | 2 | $ 798,000 | $ 399,000 | $ 174,000 |
| Arapahoe County Colorado | 2 | $ 423,000 | $ 211,000 | $ 0 |
| Weld County Colorado | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Bay County Florida | 2 | $ 292,000 | $ 146,000 | $ 56,000 |
| Escambia County Florida | 2 | $ 1,240,000 | $ 620,000 | $ 14,000 |
| Osceola County Florida | 2 | $ 285,000 | $ 142,000 | $ 31,000 |
| St. Johns County Florida | 2 | $ 859,000 | $ 429,000 | $ 0 |
| Henry County Georgia | 2 | $ 504,000 | $ 252,000 | $ 237,000 |
| Richmond County Georgia | 2 | $ 326,000 | $ 163,000 | $ 0 |
| Rockdale County Georgia | 2 | $ 166,000 | $ 83,000 | $ 48,000 |
| Hawaii County Hawaii | 2 | $ 555,000 | $ 277,000 | $ 0 |
| Maui County Hawaii | 2 | $ 490,000 | $ 245,000 | $ 0 |
| Vanderburgh County Indiana | 2 | $ 502,000 | $ 251,000 | $ 0 |
| Livingston County Louisiana | 2 | $ 246,000 | $ 123,000 | $ 109,000 |
| Waldo County Maine | 2 | $ 440,000 | $ 220,000 | $ 0 |
| Washington County Maryland | 2 | $ 867,000 | $ 433,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 369,000 | $ 184,000 | $ 107,000 |
| Norfolk County Massachusetts | 2 | $ 796,000 | $ 398,000 | $ 185,000 |
| Barry County Michigan | 2 | $ 250,000 | $ 125,000 | $ 77,000 |
| Livingston County Michigan | 2 | $ 341,000 | $ 170,000 | $ 296,000 |
| Wayne County Michigan | 2 | $ 162,000 | $ 81,000 | $ 33,000 |
| St. Louis City County Missouri | 2 | $ 263,000 | $ 131,000 | $ 0 |
| Clark County Nevada | 2 | $ 704,000 | $ 352,000 | $ 0 |
| Hillsborough County New Hampshire | 2 | $ 355,000 | $ 177,000 | $ 0 |
| Merrimack County New Hampshire | 2 | $ 187,000 | $ 93,000 | $ 0 |
| Cape May County New Jersey | 2 | $ 1,750,000 | $ 875,000 | $ 0 |
| Hunterdon County New Jersey | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Bernalillo County New Mexico | 2 | $ 1,568,000 | $ 784,000 | $ 0 |
| Erie County New York | 2 | $ 185,000 | $ 92,000 | $ 0 |
| Monroe County New York | 2 | $ 247,000 | $ 123,000 | $ 0 |
| Onondaga County New York | 2 | $ 199,000 | $ 99,000 | $ 0 |
| Rensselaer County New York | 2 | $ 255,000 | $ 127,000 | $ 0 |
| Durham County North Carolina | 2 | $ 226,000 | $ 113,000 | $ 490,000 |
| Mahoning County Ohio | 2 | $ 335,000 | $ 167,000 | $ 0 |
| Comanche County Oklahoma | 2 | $ 598,000 | $ 299,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 214,000 | $ 107,000 | $ 0 |
| Bowie County Texas | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Collin County Texas | 2 | $ 453,000 | $ 226,000 | $ 51,000 |
| El Paso County Texas | 2 | $ 386,000 | $ 193,000 | $ 0 |
| Hays County Texas | 2 | $ 978,000 | $ 489,000 | $ 0 |
| Jefferson County Texas | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Salt Lake County Utah | 2 | $ 294,000 | $ 147,000 | $ 0 |
| Utah County Utah | 2 | $ 675,000 | $ 337,000 | $ 0 |
| Chesterfield County Virginia | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Prince William County Virginia | 2 | $ 592,000 | $ 296,000 | $ 117,000 |
| Whatcom County Washington | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Kenosha County Wisconsin | 2 | $ 207,000 | $ 103,000 | $ 22,000 |
| Outagamie County Wisconsin | 2 | $ 189,000 | $ 94,000 | $ 0 |
| Calhoun County Alabama | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Shelby County Alabama | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Anchorage County Alaska | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Gila County Arizona | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Mohave County Arizona | 1 | $ 119,000 | $ 119,000 | $ 0 |
| Pima County Arizona | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Calaveras County California | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Placer County California | 1 | $ 390,000 | $ 390,000 | $ 0 |
| San Benito County California | 1 | $ 900,000 | $ 900,000 | $ 0 |
| San Mateo County California | 1 | $ 1,054,000 | $ 1,054,000 | $ 0 |
| Shasta County California | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Yolo County California | 1 | $ 413,000 | $ 413,000 | $ 0 |
| Eagle County Colorado | 1 | $ 750,000 | $ 750,000 | $ 2,496,000 |
| Alachua County Florida | 1 | $ 95,000 | $ 95,000 | $ 189,000 |
| Charlotte County Florida | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Clay County Florida | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Collier County Florida | 1 | $ 154,000 | $ 154,000 | $ 76,000 |
| Flagler County Florida | 1 | $ 263,000 | $ 263,000 | $ 72,000 |
| Hernando County Florida | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Leon County Florida | 1 | $ 912,000 | $ 912,000 | $ 0 |
| Polk County Florida | 1 | $ 138,000 | $ 138,000 | $ 143,000 |
| Walton County Florida | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Barrow County Georgia | 1 | $ 105,000 | $ 105,000 | $ 75,000 |
| Bibb County Georgia | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Douglas County Georgia | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Floyd County Georgia | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Forsyth County Georgia | 1 | $ 178,000 | $ 178,000 | $ 0 |
| Jackson County Georgia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Jones County Georgia | 1 | $ 78,000 | $ 78,000 | $ 81,000 |
| Kauai County Hawaii | 1 | $ 980,000 | $ 980,000 | $ 0 |
| Kane County Illinois | 1 | $ 67,000 | $ 67,000 | $ 0 |
| Lake County Illinois | 1 | $ 80,000 | $ 80,000 | $ 0 |
| McHenry County Illinois | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Brown County Indiana | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Fulton County Indiana | 1 | $ 118,000 | $ 118,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 221,000 | $ 221,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 93,000 | $ 93,000 | $ 0 |
| Johnson County Iowa | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Riley County Kansas | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Hardin County Kentucky | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Lafayette County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 91,000 | $ 91,000 | $ 130,000 |
| Tangipahoa County Louisiana | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 116,000 | $ 116,000 | $ 96,000 |
| Calvert County Maryland | 1 | $ 485,000 | $ 485,000 | $ 0 |
| Cecil County Maryland | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Garrett County Maryland | 1 | $ 280,000 | $ 280,000 | $ 96,000 |
| Howard County Maryland | 1 | $ 238,000 | $ 238,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 76,000 | $ 76,000 | $ 102,000 |
| Franklin County Massachusetts | 1 | $ 186,000 | $ 186,000 | $ 0 |
| Berrien County Michigan | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Lenawee County Michigan | 1 | $ 270,000 | $ 270,000 | $ 11,000 |
| Macomb County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Washtenaw County Michigan | 1 | $ 105,000 | $ 105,000 | $ 114,000 |
| Gallatin County Montana | 1 | $ 1,855,000 | $ 1,855,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Warren County New Jersey | 1 | $ 112,000 | $ 112,000 | $ 180,000 |
| Greene County New York | 1 | $ 106,000 | $ 106,000 | $ 204,000 |
| Montgomery County New York | 1 | $ 140,000 | $ 140,000 | $ 192,000 |
| Saratoga County New York | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Catawba County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Gaston County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 0 |
| Granville County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Johnston County North Carolina | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Macon County North Carolina | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Pasquotank County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 0 |
| Randolph County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Wilson County North Carolina | 1 | $ 750,000 | $ 750,000 | $ 0 |
| Allen County Ohio | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Ashtabula County Ohio | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Butler County Ohio | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Clermont County Ohio | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Licking County Ohio | 1 | $ 279,000 | $ 279,000 | $ 0 |
| Lorain County Ohio | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Portage County Ohio | 1 | $ 78,000 | $ 78,000 | $ 101,000 |
| Tuscarawas County Ohio | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Linn County Oregon | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Bucks County Pennsylvania | 1 | $ 174,000 | $ 174,000 | $ 189,000 |
| Butler County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Lancaster County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 123,000 |
| Lebanon County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Union County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Westmoreland County Pennsylvania | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Washington County Rhode Island | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 247,000 | $ 247,000 | $ 0 |
| Berkeley County South Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Fairfield County South Carolina | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Horry County South Carolina | 1 | $ 410,000 | $ 410,000 | $ 0 |
| Kershaw County South Carolina | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Richland County South Carolina | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Bandera County Texas | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Brazoria County Texas | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Henderson County Texas | 1 | $ 213,000 | $ 213,000 | $ 13,000 |
| Hunt County Texas | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Montgomery County Texas | 1 | $ 278,000 | $ 278,000 | $ 148,000 |
| Rockwall County Texas | 1 | $ 163,000 | $ 163,000 | $ 36,000 |
| Smith County Texas | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Taylor County Texas | 1 | $ 1,600,000 | $ 1,600,000 | $ 0 |
| Tom Green County Texas | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Webb County Texas | 1 | $ 83,000 | $ 83,000 | $ 0 |
| Weber County Utah | 1 | $ 504,000 | $ 504,000 | $ 0 |
| Accomack County Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Fairfax City County Virginia | 1 | $ 240,000 | $ 240,000 | $ 99,000 |
| Hanover County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Rockingham County Virginia | 1 | $ 99,000 | $ 99,000 | $ 0 |
| Winchester County Virginia | 1 | $ 950,000 | $ 950,000 | $ 0 |
| Benton County Washington | 1 | $ 198,000 | $ 198,000 | $ 0 |
| Cowlitz County Washington | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 358,000 | $ 358,000 | $ 0 |
| Skagit County Washington | 1 | $ 199,000 | $ 199,000 | $ 0 |
| Cabell County West Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Ozaukee County Wisconsin | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Pierce County Wisconsin | 1 | $ 110,000 | $ 110,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,022 | $606,752,000 | $300,000 | $3,800,000 | $63,000 | $2,622,000 |
| Home Purchase | 849 | $245,835,000 | $289,000 | $3,150,000 | $70,000 | $9,392,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 913 | $268,843,000 | $294,000 | $3,800,000 | $64,000 | $9,392,000 |
| White | 831 | $242,057,000 | $291,000 | $2,610,000 | $73,000 | $2,622,000 |
| Hispanic | 438 | $124,069,000 | $283,000 | $2,500,000 | $60,000 | $2,496,000 |
| Black or African American | 370 | $107,328,000 | $290,000 | $2,000,000 | $55,000 | $2,368,000 |
| Asian | 293 | $103,656,000 | $353,000 | $3,150,000 | $59,000 | $793,000 |
| American Indian or Alaskan Native | 14 | $1,985,000 | $141,000 | $288,000 | $167,000 | $1,680,000 |
| Native Hawaiian or Other Pacific Islander | 12 | $4,649,000 | $387,000 | $1,400,000 | $59,000 | $240,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,871 | $852,587,000 | $296,000 | $3,800,000 | $65,000 | $9,392,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,490 | $419,988,000 | $281,000 | $1,875,000 | $103,000 | $9,392,000 |
| Application Withdrawn By Applicant | 1,170 | $369,959,000 | $316,000 | $3,800,000 | $23,000 | $1,495,000 |
| Application Denied By Financial Institution | 175 | $51,314,000 | $293,000 | $3,150,000 | $17,000 | $315,000 |
| Application Approved But Not Accepted | 28 | $8,741,000 | $312,000 | $1,680,000 | $110,000 | $466,000 |
| File Closed For Incompleteness | 8 | $2,585,000 | $323,000 | $910,000 | $27,000 | $216,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 114 | $28,351,000 | $248,000 | $3,150,000 | $10,000 | $315,000 |
| Credit History | 42 | $12,032,000 | $286,000 | $1,781,000 | $29,000 | $313,000 |
| Other | 15 | $9,541,000 | $636,000 | $1,500,000 | $30,000 | $196,000 |
| Unverifiable Information | 3 | $915,000 | $305,000 | $511,000 | $58,000 | $174,000 |
| Credit Application Incomplete | 1 | $475,000 | $475,000 | $475,000 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Velocity Commercial Capital, Llc's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Velocity Commercial Capital, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.