Panorama Mortgage Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016

Panorama Mortgage Group, Llc 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Panorama Mortgage Group, Llc
350 South Rampart Blvd, Ste 310
Carson City, NV 89145
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 8,089
Total Mortgage Loan Application Amount $1,766,232,000
Average Mortgage Loan Application Amount $229,500
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $71,500
Highest Applicant Income $4,527,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Panorama Mortgage Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Panorama Mortgage Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2016 breaks down Panorama Mortgage Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Panorama Mortgage Group, Llc serves its applicants.

Each category highlights the total number of mortgage applications processed by Panorama Mortgage Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Panorama Mortgage Group, Llc's mortgage activity for 2016.

Mortgage Loan Application Totals for Panorama Mortgage Group, Llc by County in 2016

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles County California 1,492 $ 448,441,000 $ 300,000 $ 80,000
Clark County Nevada 854 $ 163,378,000 $ 191,000 $ 61,000
Fresno County California 657 $ 115,340,000 $ 175,000 $ 69,000
Gwinnett County Georgia 503 $ 82,254,000 $ 163,000 $ 49,000
Cook County Illinois 373 $ 60,526,000 $ 162,000 $ 56,000
Cobb County Georgia 239 $ 38,517,000 $ 161,000 $ 49,000
Kern County California 235 $ 46,344,000 $ 197,000 $ 68,000
Riverside County California 224 $ 55,970,000 $ 249,000 $ 73,000
San Bernardino County California 195 $ 45,874,000 $ 235,000 $ 73,000
Maricopa County Arizona 166 $ 26,373,000 $ 158,000 $ 48,000
Tulare County California 166 $ 31,032,000 $ 186,000 $ 69,000
Passaic County New Jersey 158 $ 36,245,000 $ 229,000 $ 70,000
Essex County New Jersey 149 $ 33,867,000 $ 227,000 $ 85,000
Fulton County Georgia 145 $ 27,360,000 $ 188,000 $ 63,000
Miami-Dade County Florida 144 $ 30,711,000 $ 213,000 $ 73,000
Union County New Jersey 138 $ 33,351,000 $ 241,000 $ 74,000
DeKalb County Georgia 117 $ 15,760,000 $ 134,000 $ 51,000
San Diego County California 116 $ 36,770,000 $ 316,000 $ 84,000
Broward County Florida 111 $ 25,310,000 $ 228,000 $ 77,000
Bergen County New Jersey 108 $ 32,566,000 $ 301,000 $ 110,000
Hudson County New Jersey 98 $ 31,593,000 $ 322,000 $ 96,000
Hidalgo County Texas 85 $ 11,039,000 $ 129,000 $ 63,000
Clayton County Georgia 79 $ 8,087,000 $ 102,000 $ 37,000
Hall County Georgia 75 $ 10,951,000 $ 146,000 $ 42,000
Cherokee County Georgia 72 $ 12,957,000 $ 179,000 $ 53,000
El Paso County Colorado 59 $ 14,003,000 $ 237,000 $ 76,000
Henry County Georgia 56 $ 8,296,000 $ 148,000 $ 52,000
Forsyth County Georgia 52 $ 11,552,000 $ 222,000 $ 66,000
Somerset County New Jersey 41 $ 12,985,000 $ 316,000 $ 96,000
Ventura County California 40 $ 16,754,000 $ 418,000 $ 118,000
Paulding County Georgia 38 $ 5,347,000 $ 140,000 $ 45,000
Orange County California 37 $ 15,884,000 $ 429,000 $ 123,000
Douglas County Georgia 36 $ 5,054,000 $ 140,000 $ 54,000
Middlesex County New Jersey 36 $ 9,000,000 $ 250,000 $ 96,000
Will County Illinois 32 $ 6,186,000 $ 193,000 $ 76,000
Kitsap County Washington 32 $ 8,295,000 $ 259,000 $ 92,000
Morris County New Jersey 30 $ 8,940,000 $ 298,000 $ 96,000
Newton County Georgia 27 $ 3,770,000 $ 139,000 $ 48,000
King County Washington 27 $ 9,017,000 $ 333,000 $ 62,000
Madera County California 26 $ 4,913,000 $ 188,000 $ 59,000
Rockdale County Georgia 22 $ 3,753,000 $ 170,000 $ 66,000
Travis County Texas 22 $ 3,953,000 $ 179,000 $ 69,000
Monterey County California 21 $ 5,095,000 $ 242,000 $ 71,000
Delta County Colorado 19 $ 3,172,000 $ 166,000 $ 49,000
DuPage County Illinois 18 $ 2,954,000 $ 164,000 $ 63,000
Palm Beach County Florida 17 $ 4,715,000 $ 277,000 $ 75,000
Val Verde County Texas 17 $ 2,870,000 $ 168,000 $ 87,000
Walton County Georgia 16 $ 2,614,000 $ 163,000 $ 59,000
Barrow County Georgia 14 $ 2,047,000 $ 146,000 $ 48,000
Maverick County Texas 14 $ 1,960,000 $ 140,000 $ 59,000
Pinal County Arizona 13 $ 1,891,000 $ 145,000 $ 58,000
Contra Costa County California 13 $ 3,559,000 $ 273,000 $ 99,000
Fayette County Georgia 13 $ 2,851,000 $ 219,000 $ 75,000
Jackson County Georgia 13 $ 2,061,000 $ 158,000 $ 40,000
Ocean County New Jersey 13 $ 3,371,000 $ 259,000 $ 81,000
Kings County California 12 $ 2,380,000 $ 198,000 $ 69,000
Bartow County Georgia 12 $ 1,383,000 $ 115,000 $ 40,000
Bibb County Georgia 12 $ 1,838,000 $ 153,000 $ 52,000
Cumberland County New Jersey 12 $ 1,156,000 $ 96,000 $ 48,000
Hunterdon County New Jersey 12 $ 3,539,000 $ 294,000 $ 89,000
Carroll County Georgia 11 $ 1,393,000 $ 126,000 $ 44,000
Monmouth County New Jersey 11 $ 2,820,000 $ 256,000 $ 77,000
Harris County Texas 11 $ 1,631,000 $ 148,000 $ 51,000
Alameda County California 10 $ 4,187,000 $ 418,000 $ 110,000
Spalding County Georgia 10 $ 1,251,000 $ 125,000 $ 51,000
Dallas County Texas 10 $ 1,937,000 $ 193,000 $ 58,000
Williamson County Texas 10 $ 2,073,000 $ 207,000 $ 86,000
Lake County Illinois 9 $ 1,393,000 $ 154,000 $ 55,000
Prince George's County Maryland 9 $ 2,121,000 $ 235,000 $ 58,000
Sacramento County California 8 $ 1,689,000 $ 211,000 $ 47,000
Solano County California 8 $ 2,155,000 $ 269,000 $ 82,000
Clay County Florida 8 $ 1,408,000 $ 176,000 $ 48,000
Seminole County Florida 8 $ 1,289,000 $ 161,000 $ 53,000
Whitfield County Georgia 8 $ 877,000 $ 109,000 $ 30,000
Kane County Illinois 8 $ 1,714,000 $ 214,000 $ 78,000
Camden County New Jersey 8 $ 1,185,000 $ 148,000 $ 62,000
Gloucester County New Jersey 8 $ 1,119,000 $ 139,000 $ 62,000
Benton County Washington 8 $ 1,273,000 $ 159,000 $ 27,000
Pierce County Washington 8 $ 2,493,000 $ 311,000 $ 98,000
Santa Cruz County California 7 $ 2,217,000 $ 316,000 $ 73,000
Arapahoe County Colorado 7 $ 1,796,000 $ 256,000 $ 66,000
Jefferson County Colorado 7 $ 1,993,000 $ 284,000 $ 75,000
Orange County Florida 7 $ 1,342,000 $ 191,000 $ 49,000
St. Lucie County Florida 7 $ 839,000 $ 119,000 $ 145,000
Coweta County Georgia 7 $ 1,229,000 $ 175,000 $ 87,000
Dawson County Georgia 7 $ 1,030,000 $ 147,000 $ 62,000
Mercer County New Jersey 7 $ 1,309,000 $ 187,000 $ 66,000
Sussex County New Jersey 7 $ 2,811,000 $ 401,000 $ 222,000
Warren County New Jersey 7 $ 1,453,000 $ 207,000 $ 76,000
Snohomish County Washington 7 $ 1,846,000 $ 263,000 $ 93,000
Santa Clara County California 6 $ 2,858,000 $ 476,000 $ 131,000
Pueblo County Colorado 6 $ 587,000 $ 97,000 $ 56,000
Duval County Florida 6 $ 823,000 $ 137,000 $ 54,000
Kendall County Illinois 6 $ 1,000,000 $ 166,000 $ 66,000
Fairfax County Virginia 6 $ 2,221,000 $ 370,000 $ 91,000
Stanislaus County California 5 $ 1,075,000 $ 215,000 $ 59,000
Collier County Florida 5 $ 970,000 $ 194,000 $ 68,000
Hillsborough County Florida 5 $ 726,000 $ 145,000 $ 47,000
Osceola County Florida 5 $ 1,024,000 $ 204,000 $ 68,000
Murray County Georgia 5 $ 565,000 $ 113,000 $ 35,000
Richmond County Georgia 5 $ 847,000 $ 169,000 $ 53,000
Burlington County New Jersey 5 $ 682,000 $ 136,000 $ 54,000
Denton County Texas 5 $ 955,000 $ 191,000 $ 76,000
Hays County Texas 5 $ 819,000 $ 163,000 $ 45,000
Prince William County Virginia 5 $ 1,424,000 $ 284,000 $ 88,000
Clark County Washington 5 $ 883,000 $ 176,000 $ 39,000
Skagit County Washington 5 $ 893,000 $ 178,000 $ 0
Merced County California 4 $ 681,000 $ 170,000 $ 186,000
Santa Barbara County California 4 $ 1,543,000 $ 385,000 $ 98,000
Douglas County Colorado 4 $ 1,491,000 $ 372,000 $ 122,000
Lake County Florida 4 $ 652,000 $ 163,000 $ 37,000
Columbia County Georgia 4 $ 878,000 $ 219,000 $ 58,000
Glynn County Georgia 4 $ 575,000 $ 143,000 $ 88,000
White County Georgia 4 $ 369,000 $ 92,000 $ 42,000
Adams County Colorado 3 $ 989,000 $ 329,000 $ 108,000
Brevard County Florida 3 $ 160,000 $ 53,000 $ 163,000
Volusia County Florida 3 $ 529,000 $ 176,000 $ 95,000
Floyd County Georgia 3 $ 384,000 $ 128,000 $ 35,000
Anne Arundel County Maryland 3 $ 1,144,000 $ 381,000 $ 94,000
Multnomah County Oregon 3 $ 673,000 $ 224,000 $ 48,000
Ector County Texas 3 $ 404,000 $ 134,000 $ 53,000
Tarrant County Texas 3 $ 402,000 $ 134,000 $ 52,000
Spokane County Washington 3 $ 368,000 $ 122,000 $ 44,000
San Benito County California 2 $ 716,000 $ 358,000 $ 114,000
San Joaquin County California 2 $ 236,000 $ 118,000 $ 58,000
San Luis Obispo County California 2 $ 745,000 $ 372,000 $ 119,000
San Mateo County California 2 $ 1,063,000 $ 531,000 $ 63,000
District of Columbia County District Of Columbia 2 $ 899,000 $ 449,000 $ 159,000
Flagler County Florida 2 $ 261,000 $ 130,000 $ 120,000
Polk County Florida 2 $ 208,000 $ 104,000 $ 33,000
Sarasota County Florida 2 $ 185,000 $ 92,000 $ 117,000
St. Johns County Florida 2 $ 710,000 $ 355,000 $ 186,000
Butts County Georgia 2 $ 230,000 $ 115,000 $ 47,000
Habersham County Georgia 2 $ 123,000 $ 61,000 $ 18,000
Houston County Georgia 2 $ 254,000 $ 127,000 $ 38,000
Lamar County Georgia 2 $ 168,000 $ 84,000 $ 26,000
McHenry County Illinois 2 $ 303,000 $ 151,000 $ 104,000
Howard County Maryland 2 $ 778,000 $ 389,000 $ 83,000
Montgomery County Maryland 2 $ 565,000 $ 282,000 $ 33,000
Lincoln County Nevada 2 $ 199,000 $ 99,000 $ 42,000
Nye County Nevada 2 $ 247,000 $ 123,000 $ 37,000
Washington County Oregon 2 $ 508,000 $ 254,000 $ 52,000
Philadelphia County Pennsylvania 2 $ 318,000 $ 159,000 $ 51,000
Bexar County Texas 2 $ 505,000 $ 252,000 $ 83,000
El Paso County Texas 2 $ 1,550,000 $ 775,000 $ 512,000
Mason County Washington 2 $ 438,000 $ 219,000 $ 49,000
Whatcom County Washington 2 $ 660,000 $ 330,000 $ 50,000
Cochise County Arizona 1 $ 76,000 $ 76,000 $ 87,000
Gila County Arizona 1 $ 138,000 $ 138,000 $ 49,000
Yavapai County Arizona 1 $ 133,000 $ 133,000 $ 25,000
Butte County California 1 $ 298,000 $ 298,000 $ 62,000
Imperial County California 1 $ 114,000 $ 114,000 $ 35,000
Marin County California 1 $ 428,000 $ 428,000 $ 156,000
Napa County California 1 $ 279,000 $ 279,000 $ 62,000
Placer County California 1 $ 461,000 $ 461,000 $ 115,000
Alamosa County Colorado 1 $ 167,000 $ 167,000 $ 76,000
Boulder County Colorado 1 $ 376,000 $ 376,000 $ 537,000
Denver County Colorado 1 $ 260,000 $ 260,000 $ 52,000
Larimer County Colorado 1 $ 346,000 $ 346,000 $ 86,000
Moffat County Colorado 1 $ 181,000 $ 181,000 $ 112,000
Montrose County Colorado 1 $ 177,000 $ 177,000 $ 59,000
Park County Colorado 1 $ 305,000 $ 305,000 $ 83,000
Summit County Colorado 1 $ 426,000 $ 426,000 $ 357,000
Teller County Colorado 1 $ 157,000 $ 157,000 $ 39,000
Alachua County Florida 1 $ 175,000 $ 175,000 $ 55,000
Manatee County Florida 1 $ 264,000 $ 264,000 $ 68,000
Pasco County Florida 1 $ 284,000 $ 284,000 $ 175,000
Pinellas County Florida 1 $ 223,000 $ 223,000 $ 96,000
Santa Rosa County Florida 1 $ 207,000 $ 207,000 $ 99,000
Banks County Georgia 1 $ 105,000 $ 105,000 $ 30,000
Burke County Georgia 1 $ 140,000 $ 140,000 $ 36,000
Chatham County Georgia 1 $ 240,000 $ 240,000 $ 110,000
Clarke County Georgia 1 $ 126,000 $ 126,000 $ 150,000
Colquitt County Georgia 1 $ 60,000 $ 60,000 $ 80,000
Early County Georgia 1 $ 97,000 $ 97,000 $ 73,000
Gilmer County Georgia 1 $ 128,000 $ 128,000 $ 22,000
Hancock County Georgia 1 $ 190,000 $ 190,000 $ 159,000
Jones County Georgia 1 $ 193,000 $ 193,000 $ 54,000
Lumpkin County Georgia 1 $ 150,000 $ 150,000 $ 43,000
Madison County Georgia 1 $ 123,000 $ 123,000 $ 31,000
Monroe County Georgia 1 $ 79,000 $ 79,000 $ 27,000
Morgan County Georgia 1 $ 57,000 $ 57,000 $ 39,000
Oglethorpe County Georgia 1 $ 152,000 $ 152,000 $ 44,000
Peach County Georgia 1 $ 227,000 $ 227,000 $ 61,000
Pike County Georgia 1 $ 275,000 $ 275,000 $ 86,000
Polk County Georgia 1 $ 133,000 $ 133,000 $ 45,000
Stephens County Georgia 1 $ 167,000 $ 167,000 $ 81,000
Boone County Illinois 1 $ 143,000 $ 143,000 $ 72,000
Kankakee County Illinois 1 $ 196,000 $ 196,000 $ 72,000
McLean County Illinois 1 $ 172,000 $ 172,000 $ 41,000
Lyon County Nevada 1 $ 222,000 $ 222,000 $ 48,000
Atlantic County New Jersey 1 $ 102,000 $ 102,000 $ 41,000
Marion County Oregon 1 $ 237,000 $ 237,000 $ 65,000
Beaver County Pennsylvania 1 $ 216,000 $ 216,000 $ 122,000
Berks County Pennsylvania 1 $ 169,000 $ 169,000 $ 75,000
Bucks County Pennsylvania 1 $ 287,000 $ 287,000 $ 103,000
Montgomery County Pennsylvania 1 $ 180,000 $ 180,000 $ 56,000
Bastrop County Texas 1 $ 76,000 $ 76,000 $ 21,000
Cameron County Texas 1 $ 63,000 $ 63,000 $ 28,000
Collin County Texas 1 $ 257,000 $ 257,000 $ 67,000
Fort Bend County Texas 1 $ 133,000 $ 133,000 $ 47,000
Grayson County Texas 1 $ 373,000 $ 373,000 $ 116,000
Hamilton County Texas 1 $ 126,000 $ 126,000 $ 57,000
Hunt County Texas 1 $ 191,000 $ 191,000 $ 51,000
Kaufman County Texas 1 $ 200,000 $ 200,000 $ 61,000
Montgomery County Texas 1 $ 147,000 $ 147,000 $ 36,000
Frederick County Virginia 1 $ 275,000 $ 275,000 $ 94,000
Manassas Park County Virginia 1 $ 167,000 $ 167,000 $ 82,000
Orange County Virginia 1 $ 167,000 $ 167,000 $ 35,000
Warren County Virginia 1 $ 356,000 $ 356,000 $ 132,000
Yakima County Washington 1 $ 113,000 $ 113,000 $ 130,000

Mortgage Loan Application Detail Totals for Panorama Mortgage Group, Llc in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,464 $1,360,569,000 $210,000 $1,500,000 $67,000 $4,527,000
Refinancing 1,625 $405,663,000 $249,000 $1,250,000 $76,000 $1,076,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 5,386 $1,128,424,000 $209,000 $840,000 $62,000 $595,000
White 1,417 $346,722,000 $244,000 $1,500,000 $89,000 $4,527,000
Black or African American 771 $156,959,000 $203,000 $852,000 $66,000 $329,000
Asian 312 $87,138,000 $279,000 $1,250,000 $90,000 $1,419,000
Not Provided 140 $30,104,000 $215,000 $625,000 $101,000 $1,419,000
Native Hawaiin or Other Pacific Islander 53 $14,762,000 $278,000 $540,000 $76,000 $183,000
American Indian or Alaskan Native 10 $2,123,000 $212,000 $363,000 $76,000 $138,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,590 $948,588,000 $206,000 $718,000 $58,000 $416,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,127 $720,926,000 $230,000 $1,500,000 $85,000 $4,527,000
VA-guaranteed (Veterans Administration) 324 $89,113,000 $275,000 $811,000 $75,000 $224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $7,605,000 $158,000 $283,000 $54,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,704 $1,246,902,000 $218,000 $1,500,000 $67,000 $700,000
Application Withdrawn By Applicant 2,050 $449,537,000 $219,000 $1,500,000 $73,000 $4,527,000
Application Denied By Financial Institution 220 $44,553,000 $202,000 $1,057,000 $61,000 $575,000
Application Approved But Not Accepted 89 $18,519,000 $208,000 $594,000 $72,000 $357,000
File Closed For Incompleteness 26 $6,721,000 $258,000 $738,000 $73,000 $247,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 62 $13,146,000 $212,000 $450,000 $54,000 $277,000
Credit History 33 $7,771,000 $235,000 $608,000 $73,000 $248,000
Collateral 32 $4,723,000 $147,000 $405,000 $57,000 $141,000
Other 20 $3,981,000 $199,000 $511,000 $53,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 15 $2,431,000 $162,000 $343,000 $52,000 $102,000
Employment History 11 $1,537,000 $139,000 $191,000 $39,000 $66,000
Credit Application Incomplete 9 $2,790,000 $310,000 $840,000 $96,000 $223,000
Unverifiable Information 8 $2,675,000 $334,000 $1,057,000 $128,000 $575,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Panorama Mortgage Group, Llc's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Panorama Mortgage Group, Llc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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