Panorama Mortgage Group, LLC Mortgage Lending & HMDA Data, 2016

In 2016, Panorama Mortgage Group, LLC of Las Vegas, NV reported 8,089 mortgage applications totaling $1.8 billion, up 62% from 2015. The average application was for $218,349, and applicants reported an average income of $68,808. 71% of its applications resulted in an originated loan and 3% were denied. Its largest markets were Los Angeles-Long Beach-Glendale, CA (1,492), Atlanta-Sandy Springs-Roswell, GA (1,482) and Las Vegas-Henderson-Paradise, NV (854) (applications in parentheses).

Mortgage Company & Address Panorama Mortgage Group, LLC
350 Rampart Boulevard Suite 310
Las Vegas, NV 89113
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  
Total Number of Mortgage Applications 8,089
Total Mortgage Loan Application Amount $1,766,232,000
Average Mortgage Loan Application Amount $218,349
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $68,808
Highest Applicant Income $4,527,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Panorama Mortgage Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Panorama Mortgage Group, LLC by Metropolitan Area in 2016

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Los Angeles-Long Beach-Glendale, CA 1,492 $ 448,441,000 $ 300,563 $ 80,000
Atlanta-Sandy Springs-Roswell, GA 1,482 $ 237,235,000 $ 160,077 $ 51,000
Las Vegas-Henderson-Paradise, NV 854 $ 163,378,000 $ 191,309 $ 61,000
Fresno, CA 657 $ 115,340,000 $ 175,555 $ 69,000
Chicago-Naperville-Arlington Heights, IL 431 $ 70,969,000 $ 164,661 $ 58,000
New York-Jersey City-White Plains, NY-NJ 424 $ 115,595,000 $ 272,629 $ 89,000
Riverside-San Bernardino-Ontario, CA 419 $ 101,844,000 $ 243,064 $ 73,000
Newark, NJ-PA 377 $ 95,493,000 $ 253,297 $ 86,000
Bakersfield, CA 235 $ 46,344,000 $ 197,208 $ 68,000
Phoenix-Mesa-Scottsdale, AZ 179 $ 28,264,000 $ 157,899 $ 49,000
Visalia-Porterville, CA 166 $ 31,032,000 $ 186,939 $ 69,000
Miami-Miami Beach-Kendall, FL 144 $ 30,711,000 $ 213,270 $ 73,000
San Diego-Carlsbad, CA 116 $ 36,770,000 $ 316,982 $ 84,000
Fort Lauderdale-Pompano Beach-Deerfield Beach, FL 111 $ 25,310,000 $ 228,018 $ 77,000
McAllen-Edinburg-Mission, TX 85 $ 11,039,000 $ 129,870 $ 63,000
Gainesville, GA 75 $ 10,951,000 $ 146,013 $ 42,000
Colorado Springs, CO 60 $ 14,160,000 $ 236,000 $ 76,000
Oxnard-Thousand Oaks-Ventura, CA 40 $ 16,754,000 $ 418,850 $ 118,000
Austin-Round Rock, TX 38 $ 6,921,000 $ 182,131 $ 69,000
Anaheim-Santa Ana-Irvine, CA 37 $ 15,884,000 $ 429,297 $ 123,000
Seattle-Bellevue-Everett, WA 34 $ 10,863,000 $ 319,500 $ 69,000
Bremerton-Silverdale, WA 32 $ 8,295,000 $ 259,218 $ 92,000
Madera, CA 26 $ 4,913,000 $ 188,961 $ 59,000
Orlando-Kissimmee-Sanford, FL 24 $ 4,307,000 $ 179,458 $ 52,000
Washington-Arlington-Alexandria, DC-VA-MD-WV 24 $ 7,188,000 $ 299,500 $ 84,833
Denver-Aurora-Lakewood, CO 23 $ 6,834,000 $ 297,130 $ 84,000
Oakland-Hayward-Berkeley, CA 23 $ 7,746,000 $ 336,782 $ 104,000
Camden, NJ 21 $ 2,986,000 $ 142,190 $ 60,000
Salinas, CA 21 $ 5,095,000 $ 242,619 $ 71,000
Dallas-Plano-Irving, TX 18 $ 3,540,000 $ 196,666 $ 63,000
West Palm Beach-Boca Raton-Delray Beach, FL 17 $ 4,715,000 $ 277,352 $ 75,000
Jacksonville, FL 16 $ 2,941,000 $ 183,812 $ 67,000
Macon, GA 14 $ 2,110,000 $ 150,714 $ 50,000
Dalton, GA 13 $ 1,442,000 $ 110,923 $ 32,000
Houston-The Woodlands-Sugar Land, TX 13 $ 1,911,000 $ 147,000 $ 50,000
Hanford-Corcoran, CA 12 $ 2,380,000 $ 198,333 $ 69,000
Vineland-Bridgeton, NJ 12 $ 1,156,000 $ 96,333 $ 48,000
Augusta-Richmond County, GA-SC 10 $ 1,865,000 $ 186,500 $ 53,000
Portland-Vancouver-Hillsboro, OR-WA 10 $ 2,064,000 $ 206,400 $ 44,000
Lake County-Kenosha County, IL-WI 9 $ 1,393,000 $ 154,777 $ 55,000
Sacramento--Roseville--Arden-Arcade, CA 9 $ 2,150,000 $ 238,888 $ 55,000
Elgin, IL 8 $ 1,714,000 $ 214,250 $ 78,000
Kennewick-Richland, WA 8 $ 1,273,000 $ 159,125 $ 27,000
San Jose-Sunnyvale-Santa Clara, CA 8 $ 3,574,000 $ 446,750 $ 127,000
Tacoma-Lakewood, WA 8 $ 2,493,000 $ 311,625 $ 98,000
Vallejo-Fairfield, CA 8 $ 2,155,000 $ 269,375 $ 82,000
Allentown-Bethlehem-Easton, PA-NJ 7 $ 1,453,000 $ 207,571 $ 76,000
Port St. Lucie, FL 7 $ 839,000 $ 119,857 $ 145,000
Santa Cruz-Watsonville, CA 7 $ 2,217,000 $ 316,714 $ 73,000
Tampa-St. Petersburg-Clearwater, FL 7 $ 1,233,000 $ 176,142 $ 72,000
Trenton, NJ 7 $ 1,309,000 $ 187,000 $ 66,000
Pueblo, CO 6 $ 587,000 $ 97,833 $ 56,000
Baltimore-Columbia-Towson, MD 5 $ 1,922,000 $ 384,400 $ 89,000
Deltona-Daytona Beach-Ormond Beach, FL 5 $ 790,000 $ 158,000 $ 105,000
Modesto, CA 5 $ 1,075,000 $ 215,000 $ 59,000
Mount Vernon-Anacortes, WA 5 $ 893,000 $ 178,600 $ 0
Naples-Immokalee-Marco Island, FL 5 $ 970,000 $ 194,000 $ 68,000
Brunswick, GA 4 $ 575,000 $ 143,750 $ 88,000
Merced, CA 4 $ 681,000 $ 170,250 $ 186,000
Santa Maria-Santa Barbara, CA 4 $ 1,543,000 $ 385,750 $ 98,000
Athens-Clarke County, GA 3 $ 401,000 $ 133,666 $ 75,000
Fort Worth-Arlington, TX 3 $ 402,000 $ 134,000 $ 52,000
North Port-Sarasota-Bradenton, FL 3 $ 449,000 $ 149,666 $ 101,000
Odessa, TX 3 $ 404,000 $ 134,666 $ 53,000
Palm Bay-Melbourne-Titusville, FL 3 $ 160,000 $ 53,333 $ 163,000
Rome, GA 3 $ 384,000 $ 128,000 $ 35,000
Spokane-Spokane Valley, WA 3 $ 368,000 $ 122,666 $ 44,000
Warner Robins, GA 3 $ 481,000 $ 160,333 $ 45,000
Bellingham, WA 2 $ 660,000 $ 330,000 $ 50,000
El Paso, TX 2 $ 1,550,000 $ 775,000 $ 512,000
Lakeland-Winter Haven, FL 2 $ 208,000 $ 104,000 $ 33,000
Montgomery County-Bucks County-Chester County, PA 2 $ 467,000 $ 233,500 $ 79,000
Philadelphia, PA 2 $ 318,000 $ 159,000 $ 51,000
San Antonio-New Braunfels, TX 2 $ 505,000 $ 252,500 $ 83,000
San Francisco-Redwood City-South San Francisco, CA 2 $ 1,063,000 $ 531,500 $ 63,000
San Luis Obispo-Paso Robles-Arroyo Grande, CA 2 $ 745,000 $ 372,500 $ 119,000
Silver Spring-Frederick-Rockville, MD 2 $ 565,000 $ 282,500 $ 33,000
Stockton-Lodi, CA 2 $ 236,000 $ 118,000 $ 58,000
Atlantic City-Hammonton, NJ 1 $ 102,000 $ 102,000 $ 41,000
Bloomington, IL 1 $ 172,000 $ 172,000 $ 41,000
Boulder, CO 1 $ 376,000 $ 376,000 $ 537,000
Brownsville-Harlingen, TX 1 $ 63,000 $ 63,000 $ 28,000
Chico, CA 1 $ 298,000 $ 298,000 $ 62,000
El Centro, CA 1 $ 114,000 $ 114,000 $ 35,000
Fort Collins, CO 1 $ 346,000 $ 346,000 $ 86,000
Gainesville, FL 1 $ 175,000 $ 175,000 $ 55,000
Kankakee, IL 1 $ 196,000 $ 196,000 $ 72,000
Napa, CA 1 $ 279,000 $ 279,000 $ 62,000
Pensacola-Ferry Pass-Brent, FL 1 $ 207,000 $ 207,000 $ 99,000
Pittsburgh, PA 1 $ 216,000 $ 216,000 $ 122,000
Prescott, AZ 1 $ 133,000 $ 133,000 $ 25,000
Reading, PA 1 $ 169,000 $ 169,000 $ 75,000
Rockford, IL 1 $ 143,000 $ 143,000 $ 72,000
Salem, OR 1 $ 237,000 $ 237,000 $ 65,000
San Rafael, CA 1 $ 428,000 $ 428,000 $ 156,000
Savannah, GA 1 $ 240,000 $ 240,000 $ 110,000
Sherman-Denison, TX 1 $ 373,000 $ 373,000 $ 116,000
Sierra Vista-Douglas, AZ 1 $ 76,000 $ 76,000 $ 87,000
Winchester, VA-WV 1 $ 275,000 $ 275,000 $ 94,000
Yakima, WA 1 $ 113,000 $ 113,000 $ 130,000

Mortgage Loan Application Detail Totals for Panorama Mortgage Group, LLC in 2016

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 6,464 $1,360,569,000 $210,000 $1,500,000 $67,000 $4,527,000
Refinancing 1,625 $405,663,000 $249,000 $1,250,000 $76,000 $1,076,000
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Hispanic 5,386 $1,128,424,000 $209,000 $840,000 $62,000 $595,000
White 1,417 $346,722,000 $244,000 $1,500,000 $89,000 $4,527,000
Black or African American 771 $156,959,000 $203,000 $852,000 $66,000 $329,000
Asian 312 $87,138,000 $279,000 $1,250,000 $90,000 $1,419,000
Not Provided 140 $30,104,000 $215,000 $625,000 $101,000 $1,419,000
Native Hawaiin or Other Pacific Islander 53 $14,762,000 $278,000 $540,000 $76,000 $183,000
American Indian or Alaskan Native 10 $2,123,000 $212,000 $363,000 $76,000 $138,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
FHA-insured (Federal Housing Administration) 4,590 $948,588,000 $206,000 $718,000 $58,000 $416,000
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,127 $720,926,000 $230,000 $1,500,000 $85,000 $4,527,000
VA-guaranteed (Veterans Administration) 324 $89,113,000 $275,000 $811,000 $75,000 $224,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 48 $7,605,000 $158,000 $283,000 $54,000 $104,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 5,704 $1,246,902,000 $218,000 $1,500,000 $67,000 $700,000
Application Withdrawn By Applicant 2,050 $449,537,000 $219,000 $1,500,000 $73,000 $4,527,000
Application Denied By Financial Institution 220 $44,553,000 $202,000 $1,057,000 $61,000 $575,000
Application Approved But Not Accepted 89 $18,519,000 $208,000 $594,000 $72,000 $357,000
File Closed For Incompleteness 26 $6,721,000 $258,000 $738,000 $73,000 $247,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 62 $13,146,000 $212,000 $450,000 $54,000 $277,000
Credit History 33 $7,771,000 $235,000 $608,000 $73,000 $248,000
Collateral 32 $4,723,000 $147,000 $405,000 $57,000 $141,000
Other 20 $3,981,000 $199,000 $511,000 $53,000 $116,000
Insufficient Cash (Downpayment, Closing Cost) 15 $2,431,000 $162,000 $343,000 $52,000 $102,000
Employment History 11 $1,537,000 $139,000 $191,000 $39,000 $66,000
Credit Application Incomplete 9 $2,790,000 $310,000 $840,000 $96,000 $223,000
Unverifiable Information 8 $2,675,000 $334,000 $1,057,000 $128,000 $575,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Panorama Mortgage Group, LLC's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Panorama Mortgage Group, LLC's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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