Veritas Funding, LLC Mortgage Lending & HMDA Data, 2022
In 2022, Veritas Funding, LLC of Midvale, UT reported 3,634 mortgage applications totaling $1.3 billion, down 25% from 2021. The average application was for $358,029, and applicants reported an average income of $100,789. 42% of its applications resulted in an originated loan and 5% were denied. Its largest markets were Salt Lake City, UT (534), Provo-Orem, UT (291) and Ogden-Clearfield, UT (245) (applications in parentheses).
| Mortgage Company & Address | Veritas Funding, LLC Morgun Hall Midvale, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,634 |
| Total Mortgage Loan Application Amount | $1,301,080,000 |
| Average Mortgage Loan Application Amount | $358,029 |
| Highest Mortgage Loan Application Amount | $3,955,000 |
| Average Applicant Income | $100,789 |
| Highest Applicant Income | $2,756,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Veritas Funding, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake City, UT | 534 | $ 210,390,000 | $ 393,988 | $ 116,000 |
| Provo-Orem, UT | 291 | $ 120,385,000 | $ 413,694 | $ 114,000 |
| Outside any metro area | 285 | $ 89,295,000 | $ 313,315 | $ 110,950 |
| Ogden-Clearfield, UT | 245 | $ 98,695,000 | $ 402,836 | $ 110,000 |
| Phoenix-Mesa-Scottsdale, AZ | 181 | $ 58,855,000 | $ 325,165 | $ 83,000 |
| Riverside-San Bernardino-Ontario, CA | 124 | $ 48,660,000 | $ 392,419 | $ 97,000 |
| Idaho Falls, ID | 77 | $ 25,355,000 | $ 329,285 | $ 107,000 |
| Charlotte-Concord-Gastonia, NC-SC | 69 | $ 21,675,000 | $ 314,130 | $ 82,391 |
| Los Angeles-Long Beach-Glendale, CA | 61 | $ 31,615,000 | $ 518,278 | $ 165,000 |
| St. George, UT | 60 | $ 25,110,000 | $ 418,500 | $ 140,000 |
| Denver-Aurora-Lakewood, CO | 59 | $ 23,965,000 | $ 406,186 | $ 103,000 |
| Hanford-Corcoran, CA | 57 | $ 15,305,000 | $ 268,508 | $ 72,000 |
| Boise City, ID | 56 | $ 17,980,000 | $ 321,071 | $ 81,000 |
| Portland-Vancouver-Hillsboro, OR-WA | 53 | $ 24,735,000 | $ 466,698 | $ 89,849 |
| Tampa-St. Petersburg-Clearwater, FL | 52 | $ 16,210,000 | $ 311,730 | $ 87,000 |
| Visalia-Porterville, CA | 49 | $ 13,665,000 | $ 278,877 | $ 85,000 |
| Seattle-Bellevue-Everett, WA | 48 | $ 24,530,000 | $ 511,041 | $ 128,000 |
| Sacramento--Roseville--Arden-Arcade, CA | 44 | $ 15,950,000 | $ 362,500 | $ 111,000 |
| Charleston-North Charleston, SC | 40 | $ 11,500,000 | $ 287,500 | $ 73,000 |
| Las Vegas-Henderson-Paradise, NV | 40 | $ 13,290,000 | $ 332,250 | $ 82,000 |
| Tucson, AZ | 39 | $ 9,645,000 | $ 247,307 | $ 65,000 |
| Orlando-Kissimmee-Sanford, FL | 37 | $ 9,095,000 | $ 245,810 | $ 53,000 |
| Tacoma-Lakewood, WA | 36 | $ 15,230,000 | $ 423,055 | $ 109,000 |
| Colorado Springs, CO | 34 | $ 11,480,000 | $ 337,647 | $ 77,000 |
| San Diego-Carlsbad, CA | 32 | $ 15,280,000 | $ 477,500 | $ 110,000 |
| Indianapolis-Carmel-Anderson, IN | 31 | $ 9,045,000 | $ 291,774 | $ 125,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 30 | $ 9,320,000 | $ 310,666 | $ 78,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC-NC | 27 | $ 7,295,000 | $ 270,185 | $ 68,777 |
| Columbia, SC | 26 | $ 6,990,000 | $ 268,846 | $ 74,000 |
| Oakland-Hayward-Berkeley, CA | 26 | $ 19,860,000 | $ 763,846 | $ 184,000 |
| Stockton-Lodi, CA | 24 | $ 7,390,000 | $ 307,916 | $ 67,000 |
| Bakersfield, CA | 21 | $ 5,605,000 | $ 266,904 | $ 71,000 |
| Eugene, OR | 21 | $ 7,825,000 | $ 372,619 | $ 88,000 |
| Greenville-Anderson-Mauldin, SC | 21 | $ 5,395,000 | $ 256,904 | $ 68,000 |
| Raleigh, NC | 21 | $ 6,255,000 | $ 297,857 | $ 75,000 |
| Fresno, CA | 20 | $ 5,640,000 | $ 282,000 | $ 76,000 |
| Jacksonville, FL | 19 | $ 5,195,000 | $ 273,421 | $ 74,000 |
| Olympia-Tumwater, WA | 19 | $ 6,875,000 | $ 361,842 | $ 86,000 |
| Columbus, OH | 18 | $ 5,180,000 | $ 287,777 | $ 99,000 |
| Houston-The Woodlands-Sugar Land, TX | 18 | $ 5,950,000 | $ 330,555 | $ 164,000 |
| Lakeland-Winter Haven, FL | 18 | $ 5,060,000 | $ 281,111 | $ 64,000 |
| Milwaukee-Waukesha-West Allis, WI | 18 | $ 3,420,000 | $ 190,000 | $ 60,000 |
| Pocatello, ID | 18 | $ 4,690,000 | $ 260,555 | $ 76,000 |
| Anaheim-Santa Ana-Irvine, CA | 12 | $ 8,090,000 | $ 674,166 | $ 324,000 |
| Atlanta-Sandy Springs-Roswell, GA | 12 | $ 3,260,000 | $ 271,666 | $ 70,000 |
| Knoxville, TN | 12 | $ 2,920,000 | $ 243,333 | $ 62,000 |
| Memphis, TN-MS-AR | 12 | $ 2,800,000 | $ 233,333 | $ 183,666 |
| Merced, CA | 12 | $ 4,440,000 | $ 370,000 | $ 88,000 |
| Modesto, CA | 12 | $ 3,690,000 | $ 307,500 | $ 92,000 |
| Spokane-Spokane Valley, WA | 12 | $ 2,940,000 | $ 245,000 | $ 60,000 |
| Vallejo-Fairfield, CA | 12 | $ 5,040,000 | $ 420,000 | $ 94,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 11 | $ 3,815,000 | $ 346,818 | $ 99,000 |
| Kennewick-Richland, WA | 11 | $ 2,985,000 | $ 271,363 | $ 77,000 |
| Port St. Lucie, FL | 11 | $ 3,025,000 | $ 275,000 | $ 69,000 |
| Wilmington, NC | 11 | $ 2,985,000 | $ 271,363 | $ 58,000 |
| Cleveland-Elyria, OH | 10 | $ 2,050,000 | $ 205,000 | $ 156,000 |
| Greeley, CO | 10 | $ 3,350,000 | $ 335,000 | $ 74,000 |
| Jacksonville, NC | 10 | $ 2,720,000 | $ 272,000 | $ 82,000 |
| Logan, UT-ID | 10 | $ 3,040,000 | $ 304,000 | $ 107,100 |
| Pensacola-Ferry Pass-Brent, FL | 10 | $ 3,240,000 | $ 324,000 | $ 66,000 |
| Pueblo, CO | 10 | $ 2,330,000 | $ 233,000 | $ 60,000 |
| West Palm Beach-Boca Raton-Delray Beach, FL | 10 | $ 3,040,000 | $ 304,000 | $ 69,000 |
| Albuquerque, NM | 9 | $ 2,645,000 | $ 293,888 | $ 100,000 |
| Bremerton-Silverdale, WA | 9 | $ 3,665,000 | $ 407,222 | $ 102,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 9 | $ 2,415,000 | $ 268,333 | $ 61,000 |
| Fayetteville, NC | 9 | $ 2,395,000 | $ 266,111 | $ 93,000 |
| Hilton Head Island-Bluffton-Beaufort, SC | 9 | $ 2,845,000 | $ 316,111 | $ 75,000 |
| Medford, OR | 9 | $ 2,805,000 | $ 311,666 | $ 83,000 |
| Miami-Miami Beach-Kendall, FL | 9 | $ 3,145,000 | $ 349,444 | $ 77,000 |
| Prescott Valley-Prescott, AZ | 9 | $ 2,655,000 | $ 295,000 | $ 91,000 |
| San Francisco-Redwood City-South San Francisco, CA | 9 | $ 9,935,000 | $ 1,103,888 | $ 259,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 9 | $ 7,615,000 | $ 846,111 | $ 176,000 |
| Asheville, NC | 8 | $ 3,120,000 | $ 390,000 | $ 73,000 |
| Billings, MT | 8 | $ 2,180,000 | $ 272,500 | $ 83,000 |
| Cape Coral-Fort Myers, FL | 8 | $ 1,880,000 | $ 235,000 | $ 63,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 8 | $ 1,930,000 | $ 241,250 | $ 210,000 |
| Longview, WA | 8 | $ 2,370,000 | $ 296,250 | $ 68,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 8 | $ 5,060,000 | $ 632,500 | $ 125,000 |
| Bend-Redmond, OR | 7 | $ 3,285,000 | $ 469,285 | $ 109,000 |
| Chattanooga, TN-GA | 7 | $ 2,105,000 | $ 300,714 | $ 96,000 |
| Coeur D'Alene, ID | 7 | $ 2,235,000 | $ 319,285 | $ 66,000 |
| Crestview-Fort Walton Beach-Destin, FL | 7 | $ 2,155,000 | $ 307,857 | $ 89,000 |
| Durham-Chapel Hill, NC | 7 | $ 1,835,000 | $ 262,142 | $ 77,000 |
| Fort Collins, CO | 7 | $ 2,875,000 | $ 410,714 | $ 96,000 |
| Grand Junction, CO | 7 | $ 1,925,000 | $ 275,000 | $ 66,000 |
| Johnson City, TN | 7 | $ 1,675,000 | $ 239,285 | $ 102,000 |
| Mount Vernon-Anacortes, WA | 7 | $ 2,945,000 | $ 420,714 | $ 133,000 |
| Redding, CA | 7 | $ 1,665,000 | $ 237,857 | $ 66,000 |
| Salem, OR | 7 | $ 2,625,000 | $ 375,000 | $ 79,000 |
| Sierra Vista-Douglas, AZ | 7 | $ 1,595,000 | $ 227,857 | $ 63,000 |
| Yakima, WA | 7 | $ 1,885,000 | $ 269,285 | $ 70,000 |
| Cheyenne, WY | 6 | $ 1,580,000 | $ 263,333 | $ 67,000 |
| El Centro, CA | 6 | $ 1,530,000 | $ 255,000 | $ 59,000 |
| Kingsport-Bristol-Bristol, TN-VA | 6 | $ 1,320,000 | $ 220,000 | $ 83,000 |
| Lake Havasu City-Kingman, AZ | 6 | $ 1,640,000 | $ 273,333 | $ 58,000 |
| Punta Gorda, FL | 6 | $ 1,680,000 | $ 280,000 | $ 86,000 |
| St. Louis, MO-IL | 6 | $ 1,500,000 | $ 250,000 | $ 63,000 |
| Winston-Salem, NC | 6 | $ 1,270,000 | $ 211,666 | $ 53,000 |
| Yuba City, CA | 6 | $ 2,030,000 | $ 338,333 | $ 62,000 |
| Albany, OR | 5 | $ 1,455,000 | $ 291,000 | $ 71,000 |
| Chico, CA | 5 | $ 1,485,000 | $ 297,000 | $ 66,000 |
| Kansas City, MO-KS | 5 | $ 1,255,000 | $ 251,000 | $ 102,000 |
| North Port-Sarasota-Bradenton, FL | 5 | $ 1,475,000 | $ 295,000 | $ 62,000 |
| Santa Maria-Santa Barbara, CA | 5 | $ 1,765,000 | $ 353,000 | $ 59,000 |
| Spartanburg, SC | 5 | $ 1,175,000 | $ 235,000 | $ 57,000 |
| Twin Falls, ID | 5 | $ 1,195,000 | $ 239,000 | $ 70,000 |
| Akron, OH | 4 | $ 890,000 | $ 222,500 | $ 81,000 |
| Augusta-Richmond County, GA-SC | 4 | $ 800,000 | $ 200,000 | $ 74,000 |
| Clarksville, TN-KY | 4 | $ 920,000 | $ 230,000 | $ 92,000 |
| Gary, IN | 4 | $ 1,520,000 | $ 380,000 | $ 112,000 |
| Las Cruces, NM | 4 | $ 960,000 | $ 240,000 | $ 79,000 |
| Palm Bay-Melbourne-Titusville, FL | 4 | $ 1,040,000 | $ 260,000 | $ 80,000 |
| Reno, NV | 4 | $ 1,110,000 | $ 277,500 | $ 74,000 |
| San Antonio-New Braunfels, TX | 4 | $ 1,100,000 | $ 275,000 | $ 141,000 |
| Santa Fe, NM | 4 | $ 1,240,000 | $ 310,000 | $ 67,000 |
| Sebastian-Vero Beach, FL | 4 | $ 1,190,000 | $ 297,500 | $ 66,000 |
| Yuma, AZ | 4 | $ 1,400,000 | $ 350,000 | $ 115,000 |
| Cincinnati, OH-KY-IN | 3 | $ 775,000 | $ 258,333 | $ 50,000 |
| Greensboro-High Point, NC | 3 | $ 875,000 | $ 291,666 | $ 75,000 |
| Naples-Immokalee-Marco Island, FL | 3 | $ 845,000 | $ 281,666 | $ 74,000 |
| Panama City, FL | 3 | $ 1,075,000 | $ 358,333 | $ 77,000 |
| Toledo, OH | 3 | $ 675,000 | $ 225,000 | $ 68,000 |
| Wenatchee, WA | 3 | $ 785,000 | $ 261,666 | $ 67,000 |
| Boulder, CO | 2 | $ 1,250,000 | $ 625,000 | $ 184,000 |
| Elkhart-Goshen, IN | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Homosassa Springs, FL | 2 | $ 460,000 | $ 230,000 | $ 38,000 |
| Killeen-Temple, TX | 2 | $ 570,000 | $ 285,000 | $ 177,000 |
| Lewiston, ID-WA | 2 | $ 480,000 | $ 240,000 | $ 81,500 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 2 | $ 410,000 | $ 205,000 | $ 61,000 |
| Racine, WI | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Salinas, CA | 2 | $ 880,000 | $ 440,000 | $ 125,000 |
| San Luis Obispo-Paso Robles-Arroyo Grande, CA | 2 | $ 770,000 | $ 385,000 | $ 74,000 |
| Santa Rosa, CA | 2 | $ 1,030,000 | $ 515,000 | $ 94,000 |
| Springfield, MO | 2 | $ 520,000 | $ 260,000 | $ 60,000 |
| Wausau, WI | 2 | $ 390,000 | $ 195,000 | $ 67,000 |
| Austin-Round Rock, TX | 1 | $ 595,000 | $ 595,000 | $ 225,000 |
| Bellingham, WA | 1 | $ 435,000 | $ 435,000 | $ 93,000 |
| Canton-Massillon, OH | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Casper, WY | 1 | $ 325,000 | $ 325,000 | $ 32,000 |
| Dallas-Plano-Irving, TX | 1 | $ 225,000 | $ 225,000 | $ 138,000 |
| Dayton-Springfield-Kettering, OH | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| Flagstaff, AZ | 1 | $ 365,000 | $ 365,000 | $ 63,000 |
| Florence, SC | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Grants Pass, OR | 1 | $ 645,000 | $ 645,000 | $ 102,000 |
| Green Bay, WI | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Hickory-Lenoir-Morganton, NC | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Jackson, TN | 1 | $ 375,000 | $ 375,000 | $ 53,000 |
| Kokomo, IN | 1 | $ 215,000 | $ 215,000 | $ 168,000 |
| Lake County-Kenosha County, IL-WI | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Little Rock-North Little Rock-Conway, AR | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Louisville/Jefferson County, KY-IN | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Missoula, MT | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Morristown, TN | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| New Bern, NC | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Ocala, FL | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| San Rafael, CA | 1 | $ 105,000 | $ 105,000 | $ 285,000 |
| Santa Cruz-Watsonville, CA | 1 | $ 485,000 | $ 485,000 | $ 56,000 |
| Sheboygan, WI | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Sumter, SC | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Tallahassee, FL | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
| Terre Haute, IN | 1 | $ 165,000 | $ 165,000 | $ 32,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
Mortgage Loan Application Detail Totals for Veritas Funding, LLC in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,263 | $747,595,000 | $330,000 | $3,955,000 | $85,000 | $1,460,000 |
| Home Purchase | 1,009 | $430,445,000 | $426,000 | $3,005,000 | $133,000 | $2,756,000 |
| Refinancing | 358 | $121,410,000 | $339,000 | $1,825,000 | $109,000 | $1,192,000 |
| Other Purpose | 4 | $1,630,000 | $407,000 | $615,000 | $174,000 | $285,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,627 | $521,275,000 | $320,000 | $3,955,000 | $80,000 | $1,200,000 |
| White | 1,330 | $531,950,000 | $399,000 | $3,005,000 | $129,000 | $2,756,000 |
| Hispanic | 460 | $166,140,000 | $361,000 | $2,205,000 | $98,000 | $1,475,000 |
| Black or African American | 105 | $34,445,000 | $328,000 | $865,000 | $84,000 | $262,000 |
| Asian | 85 | $36,055,000 | $424,000 | $1,455,000 | $120,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $7,550,000 | $419,000 | $635,000 | $101,000 | $158,000 |
| American Indian or Alaskan Native | 7 | $2,785,000 | $397,000 | $1,035,000 | $109,000 | $158,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,597 | $623,985,000 | $390,000 | $3,005,000 | $129,000 | $2,756,000 |
| FHA-insured (Federal Housing Administration) | 1,149 | $360,545,000 | $313,000 | $3,955,000 | $78,000 | $850,000 |
| VA-guaranteed (Veterans Administration) | 868 | $310,460,000 | $357,000 | $1,035,000 | $81,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $6,090,000 | $304,000 | $465,000 | $79,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 1,574 | $535,540,000 | $340,000 | $3,955,000 | $90,000 | $2,756,000 |
| Loan Originated | 1,515 | $569,485,000 | $375,000 | $3,005,000 | $114,000 | $2,043,000 |
| Application Approved But Not Accepted | 198 | $67,570,000 | $341,000 | $985,000 | $97,000 | $870,000 |
| Application Denied By Financial Institution | 178 | $63,770,000 | $358,000 | $2,205,000 | $90,000 | $1,400,000 |
| Application Withdrawn By Applicant | 169 | $64,715,000 | $382,000 | $1,205,000 | $103,000 | $448,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,456 | $1,237,310,000 | $358,000 | $3,955,000 | $102,000 | $2,756,000 |
| Debt-To-Income Ratio | 68 | $26,910,000 | $395,000 | $1,995,000 | $83,000 | $441,000 |
| Credit History | 57 | $18,615,000 | $326,000 | $1,125,000 | $85,000 | $273,000 |
| Collateral | 34 | $11,060,000 | $325,000 | $1,905,000 | $107,000 | $1,400,000 |
| Employment History | 10 | $2,350,000 | $235,000 | $465,000 | $64,000 | $140,000 |
| Unverifiable Information | 5 | $1,295,000 | $259,000 | $415,000 | $76,000 | $106,000 |
| Other | 2 | $990,000 | $495,000 | $505,000 | $95,000 | $124,000 |
| Credit Application Incomplete | 1 | $345,000 | $345,000 | $345,000 | $102,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $2,205,000 | $2,205,000 | $2,205,000 | $604,000 | $604,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Veritas Funding, LLC's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Veritas Funding, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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