Veritas Funding, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Veritas Funding, Llc 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Veritas Funding, Llc Morgun Hall Midvale, UT 84047 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 |
| Total Number of Mortgage Applications | 3,634 |
| Total Mortgage Loan Application Amount | $1,301,080,000 |
| Average Mortgage Loan Application Amount | $375,500 |
| Highest Mortgage Loan Application Amount | $3,955,000 |
| Average Applicant Income | $125,250 |
| Highest Applicant Income | $2,756,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Veritas Funding, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Veritas Funding, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Veritas Funding, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Veritas Funding, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by Veritas Funding, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Veritas Funding, Llc's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 480 | $ 189,160,000 | $ 394,000 | $ 118,000 |
| Utah County Utah | 288 | $ 119,470,000 | $ 414,000 | $ 114,000 |
| Maricopa County Arizona | 145 | $ 47,935,000 | $ 330,000 | $ 87,000 |
| Davis County Utah | 122 | $ 55,480,000 | $ 454,000 | $ 132,000 |
| Weber County Utah | 100 | $ 35,280,000 | $ 352,000 | $ 88,000 |
| Riverside County California | 69 | $ 30,405,000 | $ 440,000 | $ 113,000 |
| Bonneville County Idaho | 69 | $ 22,695,000 | $ 328,000 | $ 110,000 |
| Los Angeles County California | 61 | $ 31,615,000 | $ 518,000 | $ 165,000 |
| Washington County Utah | 60 | $ 25,110,000 | $ 418,000 | $ 140,000 |
| Kings County California | 57 | $ 15,305,000 | $ 268,000 | $ 72,000 |
| San Bernardino County California | 55 | $ 18,255,000 | $ 331,000 | $ 75,000 |
| Tooele County Utah | 54 | $ 21,230,000 | $ 393,000 | $ 95,000 |
| Tulare County California | 49 | $ 13,665,000 | $ 278,000 | $ 85,000 |
| Clark County Nevada | 40 | $ 13,290,000 | $ 332,000 | $ 82,000 |
| Pima County Arizona | 39 | $ 9,645,000 | $ 247,000 | $ 65,000 |
| Pinal County Arizona | 36 | $ 10,920,000 | $ 303,000 | $ 66,000 |
| Pierce County Washington | 36 | $ 15,230,000 | $ 423,000 | $ 109,000 |
| El Paso County Colorado | 33 | $ 10,975,000 | $ 332,000 | $ 75,000 |
| Sacramento County California | 32 | $ 11,840,000 | $ 370,000 | $ 88,000 |
| San Diego County California | 32 | $ 15,280,000 | $ 477,000 | $ 110,000 |
| York County South Carolina | 31 | $ 9,135,000 | $ 294,000 | $ 74,000 |
| Hillsborough County Florida | 30 | $ 10,490,000 | $ 349,000 | $ 92,000 |
| Ada County Idaho | 28 | $ 9,360,000 | $ 334,000 | $ 95,000 |
| Canyon County Idaho | 26 | $ 8,130,000 | $ 312,000 | $ 68,000 |
| Carbon County Utah | 26 | $ 5,140,000 | $ 197,000 | $ 66,000 |
| Snohomish County Washington | 25 | $ 13,775,000 | $ 551,000 | $ 136,000 |
| San Joaquin County California | 24 | $ 7,390,000 | $ 307,000 | $ 67,000 |
| Horry County South Carolina | 23 | $ 6,075,000 | $ 264,000 | $ 67,000 |
| King County Washington | 23 | $ 10,755,000 | $ 467,000 | $ 119,000 |
| Kern County California | 21 | $ 5,605,000 | $ 266,000 | $ 71,000 |
| Lane County Oregon | 21 | $ 7,825,000 | $ 372,000 | $ 88,000 |
| Fresno County California | 20 | $ 5,640,000 | $ 282,000 | $ 76,000 |
| Mecklenburg County North Carolina | 19 | $ 6,275,000 | $ 330,000 | $ 84,000 |
| Greenville County South Carolina | 19 | $ 4,895,000 | $ 257,000 | $ 69,000 |
| Thurston County Washington | 19 | $ 6,875,000 | $ 361,000 | $ 86,000 |
| Contra Costa County California | 18 | $ 13,960,000 | $ 775,000 | $ 185,000 |
| Polk County Florida | 18 | $ 5,060,000 | $ 281,000 | $ 64,000 |
| Charleston County South Carolina | 18 | $ 5,380,000 | $ 298,000 | $ 77,000 |
| Box Elder County Utah | 18 | $ 5,810,000 | $ 322,000 | $ 78,000 |
| Clark County Washington | 18 | $ 6,810,000 | $ 378,000 | $ 74,000 |
| Bannock County Idaho | 17 | $ 4,535,000 | $ 266,000 | $ 78,000 |
| Richland County South Carolina | 16 | $ 4,470,000 | $ 279,000 | $ 76,000 |
| Adams County Colorado | 15 | $ 5,655,000 | $ 377,000 | $ 84,000 |
| Orange County Florida | 15 | $ 3,575,000 | $ 238,000 | $ 58,000 |
| Washington County Oregon | 15 | $ 6,375,000 | $ 425,000 | $ 92,000 |
| Dorchester County South Carolina | 15 | $ 4,265,000 | $ 284,000 | $ 72,000 |
| Summit County Utah | 15 | $ 9,795,000 | $ 653,000 | $ 312,000 |
| Milwaukee County Wisconsin | 15 | $ 2,585,000 | $ 172,000 | $ 54,000 |
| Arapahoe County Colorado | 14 | $ 5,190,000 | $ 370,000 | $ 96,000 |
| Wake County North Carolina | 13 | $ 3,875,000 | $ 298,000 | $ 82,000 |
| Wasatch County Utah | 13 | $ 6,855,000 | $ 527,000 | $ 187,000 |
| Merced County California | 12 | $ 4,440,000 | $ 370,000 | $ 88,000 |
| Orange County California | 12 | $ 8,090,000 | $ 674,000 | $ 324,000 |
| Solano County California | 12 | $ 5,040,000 | $ 420,000 | $ 94,000 |
| Stanislaus County California | 12 | $ 3,690,000 | $ 307,000 | $ 92,000 |
| Jefferson County Colorado | 12 | $ 5,150,000 | $ 429,000 | $ 102,000 |
| Osceola County Florida | 12 | $ 3,500,000 | $ 291,000 | $ 64,000 |
| Pinellas County Florida | 12 | $ 3,410,000 | $ 284,000 | $ 88,000 |
| Broward County Florida | 11 | $ 3,815,000 | $ 346,000 | $ 99,000 |
| Duval County Florida | 11 | $ 2,865,000 | $ 260,000 | $ 62,000 |
| St. Lucie County Florida | 11 | $ 3,025,000 | $ 275,000 | $ 69,000 |
| Harris County Texas | 11 | $ 3,455,000 | $ 314,000 | $ 140,000 |
| Placer County California | 10 | $ 3,870,000 | $ 387,000 | $ 192,000 |
| Pueblo County Colorado | 10 | $ 2,330,000 | $ 233,000 | $ 60,000 |
| Weld County Colorado | 10 | $ 3,350,000 | $ 335,000 | $ 74,000 |
| Palm Beach County Florida | 10 | $ 3,040,000 | $ 304,000 | $ 69,000 |
| Marion County Indiana | 10 | $ 3,060,000 | $ 306,000 | $ 201,000 |
| Onslow County North Carolina | 10 | $ 2,720,000 | $ 272,000 | $ 82,000 |
| Spokane County Washington | 10 | $ 2,460,000 | $ 246,000 | $ 57,000 |
| Yavapai County Arizona | 9 | $ 2,655,000 | $ 295,000 | $ 91,000 |
| Denver County Colorado | 9 | $ 3,255,000 | $ 361,000 | $ 107,000 |
| Miami-Dade County Florida | 9 | $ 3,145,000 | $ 349,000 | $ 77,000 |
| Hendricks County Indiana | 9 | $ 2,395,000 | $ 266,000 | $ 79,000 |
| Sandoval County New Mexico | 9 | $ 2,645,000 | $ 293,000 | $ 100,000 |
| Coos County Oregon | 9 | $ 2,625,000 | $ 291,000 | $ 66,000 |
| Jackson County Oregon | 9 | $ 2,805,000 | $ 311,000 | $ 83,000 |
| Multnomah County Oregon | 9 | $ 3,585,000 | $ 398,000 | $ 115,000 |
| Knox County Tennessee | 9 | $ 2,225,000 | $ 247,000 | $ 61,000 |
| Shelby County Tennessee | 9 | $ 2,305,000 | $ 256,000 | $ 232,000 |
| Cache County Utah | 9 | $ 2,635,000 | $ 292,000 | $ 91,000 |
| Kitsap County Washington | 9 | $ 3,665,000 | $ 407,000 | $ 102,000 |
| Alameda County California | 8 | $ 5,900,000 | $ 737,000 | $ 182,000 |
| Ventura County California | 8 | $ 5,060,000 | $ 632,000 | $ 125,000 |
| Lee County Florida | 8 | $ 1,880,000 | $ 235,000 | $ 63,000 |
| Seminole County Florida | 8 | $ 1,410,000 | $ 176,000 | $ 26,000 |
| Volusia County Florida | 8 | $ 2,080,000 | $ 260,000 | $ 60,000 |
| Jefferson County Idaho | 8 | $ 2,660,000 | $ 332,000 | $ 76,000 |
| Buncombe County North Carolina | 8 | $ 3,120,000 | $ 390,000 | $ 73,000 |
| Rutherford County Tennessee | 8 | $ 2,490,000 | $ 311,000 | $ 73,000 |
| Iron County Utah | 8 | $ 2,320,000 | $ 290,000 | $ 123,000 |
| Benton County Washington | 8 | $ 2,080,000 | $ 260,000 | $ 71,000 |
| Cowlitz County Washington | 8 | $ 2,370,000 | $ 296,000 | $ 68,000 |
| Cochise County Arizona | 7 | $ 1,595,000 | $ 227,000 | $ 63,000 |
| Santa Clara County California | 7 | $ 6,095,000 | $ 870,000 | $ 199,000 |
| Shasta County California | 7 | $ 1,665,000 | $ 237,000 | $ 66,000 |
| Larimer County Colorado | 7 | $ 2,875,000 | $ 410,000 | $ 96,000 |
| Mesa County Colorado | 7 | $ 1,925,000 | $ 275,000 | $ 66,000 |
| Pasco County Florida | 7 | $ 1,545,000 | $ 220,000 | $ 76,000 |
| Kootenai County Idaho | 7 | $ 2,235,000 | $ 319,000 | $ 66,000 |
| Cabarrus County North Carolina | 7 | $ 2,365,000 | $ 337,000 | $ 82,000 |
| Cumberland County North Carolina | 7 | $ 1,815,000 | $ 259,000 | $ 79,000 |
| New Hanover County North Carolina | 7 | $ 2,055,000 | $ 293,000 | $ 66,000 |
| Deschutes County Oregon | 7 | $ 3,285,000 | $ 469,000 | $ 109,000 |
| Berkeley County South Carolina | 7 | $ 1,855,000 | $ 265,000 | $ 65,000 |
| Kershaw County South Carolina | 7 | $ 1,775,000 | $ 253,000 | $ 71,000 |
| Hamilton County Tennessee | 7 | $ 2,105,000 | $ 300,000 | $ 96,000 |
| Lewis County Washington | 7 | $ 2,005,000 | $ 286,000 | $ 75,000 |
| Skagit County Washington | 7 | $ 2,945,000 | $ 420,000 | $ 133,000 |
| Yakima County Washington | 7 | $ 1,885,000 | $ 269,000 | $ 70,000 |
| Mohave County Arizona | 6 | $ 1,640,000 | $ 273,000 | $ 58,000 |
| Benton County Arkansas | 6 | $ 1,400,000 | $ 233,000 | $ 64,000 |
| Imperial County California | 6 | $ 1,530,000 | $ 255,000 | $ 59,000 |
| Siskiyou County California | 6 | $ 1,290,000 | $ 215,000 | $ 65,000 |
| Charlotte County Florida | 6 | $ 1,680,000 | $ 280,000 | $ 86,000 |
| Nassau County Florida | 6 | $ 1,790,000 | $ 298,000 | $ 94,000 |
| Payette County Idaho | 6 | $ 1,800,000 | $ 300,000 | $ 98,000 |
| Hamilton County Indiana | 6 | $ 1,880,000 | $ 313,000 | $ 106,000 |
| Yellowstone County Montana | 6 | $ 1,710,000 | $ 285,000 | $ 93,000 |
| Forsyth County North Carolina | 6 | $ 1,270,000 | $ 211,000 | $ 53,000 |
| Johnston County North Carolina | 6 | $ 1,810,000 | $ 301,000 | $ 64,000 |
| Cuyahoga County Ohio | 6 | $ 970,000 | $ 161,000 | $ 208,000 |
| Franklin County Ohio | 6 | $ 1,560,000 | $ 260,000 | $ 101,000 |
| Clatsop County Oregon | 6 | $ 2,510,000 | $ 418,000 | $ 164,000 |
| Umatilla County Oregon | 6 | $ 1,400,000 | $ 233,000 | $ 44,000 |
| Beaufort County South Carolina | 6 | $ 2,020,000 | $ 336,000 | $ 83,000 |
| Laramie County Wyoming | 6 | $ 1,580,000 | $ 263,000 | $ 67,000 |
| Butte County California | 5 | $ 1,485,000 | $ 297,000 | $ 66,000 |
| San Francisco County California | 5 | $ 6,135,000 | $ 1,227,000 | $ 320,000 |
| Santa Barbara County California | 5 | $ 1,765,000 | $ 353,000 | $ 59,000 |
| Douglas County Colorado | 5 | $ 2,465,000 | $ 493,000 | $ 115,000 |
| Escambia County Florida | 5 | $ 1,645,000 | $ 329,000 | $ 68,000 |
| Okaloosa County Florida | 5 | $ 1,385,000 | $ 277,000 | $ 86,000 |
| Santa Rosa County Florida | 5 | $ 1,595,000 | $ 319,000 | $ 64,000 |
| Bingham County Idaho | 5 | $ 1,345,000 | $ 269,000 | $ 67,000 |
| Durham County North Carolina | 5 | $ 1,335,000 | $ 267,000 | $ 72,000 |
| Fairfield County Ohio | 5 | $ 1,335,000 | $ 267,000 | $ 75,000 |
| Clackamas County Oregon | 5 | $ 2,415,000 | $ 483,000 | $ 103,000 |
| Douglas County Oregon | 5 | $ 1,035,000 | $ 207,000 | $ 60,000 |
| Linn County Oregon | 5 | $ 1,455,000 | $ 291,000 | $ 71,000 |
| Polk County Oregon | 5 | $ 2,065,000 | $ 413,000 | $ 89,000 |
| Spartanburg County South Carolina | 5 | $ 1,175,000 | $ 235,000 | $ 57,000 |
| Davidson County Tennessee | 5 | $ 1,315,000 | $ 263,000 | $ 68,000 |
| Sullivan County Tennessee | 5 | $ 1,085,000 | $ 217,000 | $ 71,000 |
| Sumner County Tennessee | 5 | $ 1,465,000 | $ 293,000 | $ 63,000 |
| Washington County Tennessee | 5 | $ 1,215,000 | $ 243,000 | $ 120,000 |
| Emery County Utah | 5 | $ 1,005,000 | $ 201,000 | $ 69,000 |
| Morgan County Utah | 5 | $ 2,125,000 | $ 425,000 | $ 144,000 |
| Grays Harbor County Washington | 5 | $ 1,375,000 | $ 275,000 | $ 196,000 |
| Yuma County Arizona | 4 | $ 1,400,000 | $ 350,000 | $ 115,000 |
| San Mateo County California | 4 | $ 3,800,000 | $ 950,000 | $ 184,000 |
| Yuba County California | 4 | $ 1,340,000 | $ 335,000 | $ 55,000 |
| Brevard County Florida | 4 | $ 1,040,000 | $ 260,000 | $ 80,000 |
| Indian River County Florida | 4 | $ 1,190,000 | $ 297,000 | $ 66,000 |
| DeKalb County Georgia | 4 | $ 940,000 | $ 235,000 | $ 65,000 |
| Elmore County Idaho | 4 | $ 1,160,000 | $ 290,000 | $ 54,000 |
| Fremont County Idaho | 4 | $ 1,020,000 | $ 255,000 | $ 57,000 |
| St. Louis County Missouri | 4 | $ 960,000 | $ 240,000 | $ 65,000 |
| Washoe County Nevada | 4 | $ 1,110,000 | $ 277,000 | $ 74,000 |
| Dona Ana County New Mexico | 4 | $ 960,000 | $ 240,000 | $ 79,000 |
| Santa Fe County New Mexico | 4 | $ 1,240,000 | $ 310,000 | $ 67,000 |
| Brunswick County North Carolina | 4 | $ 1,220,000 | $ 305,000 | $ 79,000 |
| Iredell County North Carolina | 4 | $ 1,820,000 | $ 455,000 | $ 137,000 |
| Pender County North Carolina | 4 | $ 930,000 | $ 232,000 | $ 44,000 |
| Delaware County Ohio | 4 | $ 1,610,000 | $ 402,000 | $ 127,000 |
| Jefferson County Oregon | 4 | $ 1,010,000 | $ 252,000 | $ 55,000 |
| Aiken County South Carolina | 4 | $ 800,000 | $ 200,000 | $ 74,000 |
| Maury County Tennessee | 4 | $ 1,080,000 | $ 270,000 | $ 54,000 |
| Montgomery County Tennessee | 4 | $ 920,000 | $ 230,000 | $ 92,000 |
| Montgomery County Texas | 4 | $ 1,790,000 | $ 447,000 | $ 274,000 |
| Sevier County Utah | 4 | $ 1,260,000 | $ 315,000 | $ 64,000 |
| Humboldt County California | 3 | $ 825,000 | $ 275,000 | $ 94,000 |
| Eagle County Colorado | 3 | $ 1,735,000 | $ 578,000 | $ 174,000 |
| Bay County Florida | 3 | $ 1,075,000 | $ 358,000 | $ 77,000 |
| Collier County Florida | 3 | $ 845,000 | $ 281,000 | $ 74,000 |
| Hernando County Florida | 3 | $ 765,000 | $ 255,000 | $ 62,000 |
| Sarasota County Florida | 3 | $ 735,000 | $ 245,000 | $ 45,000 |
| Gwinnett County Georgia | 3 | $ 975,000 | $ 325,000 | $ 80,000 |
| Jerome County Idaho | 3 | $ 675,000 | $ 225,000 | $ 67,000 |
| Madison County Idaho | 3 | $ 1,075,000 | $ 358,000 | $ 249,000 |
| Jackson County Missouri | 3 | $ 805,000 | $ 268,000 | $ 109,000 |
| Gaston County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 81,000 |
| Summit County Ohio | 3 | $ 645,000 | $ 215,000 | $ 80,000 |
| Columbia County Oregon | 3 | $ 4,475,000 | $ 1,491,000 | $ 54,000 |
| Hood River County Oregon | 3 | $ 1,095,000 | $ 365,000 | $ 88,000 |
| Tillamook County Oregon | 3 | $ 885,000 | $ 295,000 | $ 52,000 |
| Yamhill County Oregon | 3 | $ 1,075,000 | $ 358,000 | $ 122,000 |
| Jasper County South Carolina | 3 | $ 825,000 | $ 275,000 | $ 60,000 |
| Lexington County South Carolina | 3 | $ 745,000 | $ 248,000 | $ 71,000 |
| Robertson County Tennessee | 3 | $ 1,055,000 | $ 351,000 | $ 106,000 |
| Duchesne County Utah | 3 | $ 745,000 | $ 248,000 | $ 191,000 |
| Juab County Utah | 3 | $ 915,000 | $ 305,000 | $ 77,000 |
| Uintah County Utah | 3 | $ 895,000 | $ 298,000 | $ 67,000 |
| Clallam County Washington | 3 | $ 1,285,000 | $ 428,000 | $ 92,000 |
| Franklin County Washington | 3 | $ 905,000 | $ 301,000 | $ 92,000 |
| Mason County Washington | 3 | $ 915,000 | $ 305,000 | $ 66,000 |
| Waukesha County Wisconsin | 3 | $ 835,000 | $ 278,000 | $ 88,000 |
| Uinta County Wyoming | 3 | $ 555,000 | $ 185,000 | $ 51,000 |
| Calhoun County Arkansas | 2 | $ 310,000 | $ 155,000 | $ 27,000 |
| Washington County Arkansas | 2 | $ 530,000 | $ 265,000 | $ 649,000 |
| Amador County California | 2 | $ 560,000 | $ 280,000 | $ 59,000 |
| Calaveras County California | 2 | $ 810,000 | $ 405,000 | $ 79,000 |
| El Dorado County California | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Lassen County California | 2 | $ 460,000 | $ 230,000 | $ 54,000 |
| Monterey County California | 2 | $ 880,000 | $ 440,000 | $ 125,000 |
| San Benito County California | 2 | $ 1,520,000 | $ 760,000 | $ 98,000 |
| San Luis Obispo County California | 2 | $ 770,000 | $ 385,000 | $ 74,000 |
| Sonoma County California | 2 | $ 1,030,000 | $ 515,000 | $ 94,000 |
| Sutter County California | 2 | $ 690,000 | $ 345,000 | $ 76,000 |
| Tehama County California | 2 | $ 510,000 | $ 255,000 | $ 60,000 |
| Boulder County Colorado | 2 | $ 1,250,000 | $ 625,000 | $ 184,000 |
| Delta County Colorado | 2 | $ 680,000 | $ 340,000 | $ 69,000 |
| Rio Grande County Colorado | 2 | $ 580,000 | $ 290,000 | $ 59,000 |
| Citrus County Florida | 2 | $ 460,000 | $ 230,000 | $ 38,000 |
| Columbia County Florida | 2 | $ 670,000 | $ 335,000 | $ 121,000 |
| Lake County Florida | 2 | $ 610,000 | $ 305,000 | $ 50,000 |
| Manatee County Florida | 2 | $ 740,000 | $ 370,000 | $ 89,000 |
| Walton County Florida | 2 | $ 770,000 | $ 385,000 | $ 98,000 |
| Cobb County Georgia | 2 | $ 730,000 | $ 365,000 | $ 74,000 |
| Blaine County Idaho | 2 | $ 990,000 | $ 495,000 | $ 343,000 |
| Oneida County Idaho | 2 | $ 620,000 | $ 310,000 | $ 67,000 |
| Teton County Idaho | 2 | $ 1,680,000 | $ 840,000 | $ 275,000 |
| Twin Falls County Idaho | 2 | $ 520,000 | $ 260,000 | $ 74,000 |
| Elkhart County Indiana | 2 | $ 400,000 | $ 200,000 | $ 83,000 |
| Hancock County Indiana | 2 | $ 720,000 | $ 360,000 | $ 70,000 |
| Lake County Indiana | 2 | $ 680,000 | $ 340,000 | $ 86,000 |
| Cass County Missouri | 2 | $ 450,000 | $ 225,000 | $ 93,000 |
| Greene County Missouri | 2 | $ 520,000 | $ 260,000 | $ 60,000 |
| Taney County Missouri | 2 | $ 530,000 | $ 265,000 | $ 93,000 |
| Carbon County Montana | 2 | $ 470,000 | $ 235,000 | $ 54,000 |
| Cleveland County North Carolina | 2 | $ 540,000 | $ 270,000 | $ 84,000 |
| Franklin County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 57,000 |
| Harnett County North Carolina | 2 | $ 580,000 | $ 290,000 | $ 144,000 |
| Randolph County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 60,000 |
| Rowan County North Carolina | 2 | $ 550,000 | $ 275,000 | $ 106,000 |
| Ottawa County Ohio | 2 | $ 410,000 | $ 205,000 | $ 68,000 |
| Warren County Ohio | 2 | $ 620,000 | $ 310,000 | $ 55,000 |
| Baker County Oregon | 2 | $ 550,000 | $ 275,000 | $ 58,000 |
| Klamath County Oregon | 2 | $ 730,000 | $ 365,000 | $ 65,000 |
| Lincoln County Oregon | 2 | $ 640,000 | $ 320,000 | $ 98,000 |
| Marion County Oregon | 2 | $ 560,000 | $ 280,000 | $ 55,000 |
| Wallowa County Oregon | 2 | $ 440,000 | $ 220,000 | $ 73,000 |
| Wasco County Oregon | 2 | $ 440,000 | $ 220,000 | $ 95,000 |
| Lancaster County South Carolina | 2 | $ 450,000 | $ 225,000 | $ 65,000 |
| Orangeburg County South Carolina | 2 | $ 260,000 | $ 130,000 | $ 62,000 |
| Blount County Tennessee | 2 | $ 530,000 | $ 265,000 | $ 76,000 |
| Williamson County Tennessee | 2 | $ 800,000 | $ 400,000 | $ 117,000 |
| Wilson County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 93,000 |
| Bexar County Texas | 2 | $ 220,000 | $ 110,000 | $ 131,000 |
| Wilson County Texas | 2 | $ 880,000 | $ 440,000 | $ 151,000 |
| Beaver County Utah | 2 | $ 440,000 | $ 220,000 | $ 52,000 |
| Kane County Utah | 2 | $ 620,000 | $ 310,000 | $ 252,000 |
| Millard County Utah | 2 | $ 430,000 | $ 215,000 | $ 40,000 |
| Chelan County Washington | 2 | $ 460,000 | $ 230,000 | $ 57,000 |
| Island County Washington | 2 | $ 790,000 | $ 395,000 | $ 88,000 |
| Stevens County Washington | 2 | $ 480,000 | $ 240,000 | $ 72,000 |
| Marathon County Wisconsin | 2 | $ 390,000 | $ 195,000 | $ 67,000 |
| Racine County Wisconsin | 2 | $ 460,000 | $ 230,000 | $ 98,000 |
| Walworth County Wisconsin | 2 | $ 550,000 | $ 275,000 | $ 99,000 |
| Park County Wyoming | 2 | $ 510,000 | $ 255,000 | $ 59,000 |
| Coconino County Arizona | 1 | $ 365,000 | $ 365,000 | $ 63,000 |
| Crittenden County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 37,000 |
| Johnson County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
| Lawrence County Arkansas | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Saline County Arkansas | 1 | $ 225,000 | $ 225,000 | $ 77,000 |
| Lake County California | 1 | $ 345,000 | $ 345,000 | $ 162,000 |
| Marin County California | 1 | $ 105,000 | $ 105,000 | $ 285,000 |
| Nevada County California | 1 | $ 345,000 | $ 345,000 | $ 48,000 |
| Santa Cruz County California | 1 | $ 485,000 | $ 485,000 | $ 56,000 |
| Sierra County California | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Tuolumne County California | 1 | $ 475,000 | $ 475,000 | $ 95,000 |
| Broomfield County Colorado | 1 | $ 645,000 | $ 645,000 | $ 424,000 |
| Elbert County Colorado | 1 | $ 445,000 | $ 445,000 | $ 132,000 |
| Fremont County Colorado | 1 | $ 315,000 | $ 315,000 | $ 100,000 |
| Gilpin County Colorado | 1 | $ 585,000 | $ 585,000 | $ 90,000 |
| Gunnison County Colorado | 1 | $ 595,000 | $ 595,000 | $ 231,000 |
| La Plata County Colorado | 1 | $ 225,000 | $ 225,000 | $ 45,000 |
| Las Animas County Colorado | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Moffat County Colorado | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Montezuma County Colorado | 1 | $ 205,000 | $ 205,000 | $ 32,000 |
| Montrose County Colorado | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Morgan County Colorado | 1 | $ 445,000 | $ 445,000 | $ 114,000 |
| Park County Colorado | 1 | $ 575,000 | $ 575,000 | $ 100,000 |
| Summit County Colorado | 1 | $ 995,000 | $ 995,000 | $ 277,000 |
| Teller County Colorado | 1 | $ 505,000 | $ 505,000 | $ 124,000 |
| Clay County Florida | 1 | $ 315,000 | $ 315,000 | $ 117,000 |
| Flagler County Florida | 1 | $ 335,000 | $ 335,000 | $ 67,000 |
| Glades County Florida | 1 | $ 245,000 | $ 245,000 | $ 89,000 |
| Leon County Florida | 1 | $ 145,000 | $ 145,000 | $ 121,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 87,000 |
| Putnam County Florida | 1 | $ 245,000 | $ 245,000 | $ 91,000 |
| St. Johns County Florida | 1 | $ 225,000 | $ 225,000 | $ 48,000 |
| Fulton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Henry County Georgia | 1 | $ 185,000 | $ 185,000 | $ 76,000 |
| Paulding County Georgia | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Boise County Idaho | 1 | $ 175,000 | $ 175,000 | $ 56,000 |
| Boundary County Idaho | 1 | $ 325,000 | $ 325,000 | $ 83,000 |
| Clearwater County Idaho | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Franklin County Idaho | 1 | $ 405,000 | $ 405,000 | $ 252,000 |
| Gooding County Idaho | 1 | $ 455,000 | $ 455,000 | $ 102,000 |
| Latah County Idaho | 1 | $ 365,000 | $ 365,000 | $ 87,000 |
| Lemhi County Idaho | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| Nez Perce County Idaho | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Owyhee County Idaho | 1 | $ 315,000 | $ 315,000 | $ 43,000 |
| Power County Idaho | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Boone County Indiana | 1 | $ 405,000 | $ 405,000 | $ 124,000 |
| Brown County Indiana | 1 | $ 225,000 | $ 225,000 | $ 63,000 |
| Clark County Indiana | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| Howard County Indiana | 1 | $ 215,000 | $ 215,000 | $ 168,000 |
| Jasper County Indiana | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Johnson County Indiana | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Porter County Indiana | 1 | $ 655,000 | $ 655,000 | $ 191,000 |
| Scott County Indiana | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| Shelby County Indiana | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Vigo County Indiana | 1 | $ 165,000 | $ 165,000 | $ 32,000 |
| Daviess County Missouri | 1 | $ 125,000 | $ 125,000 | $ 20,000 |
| Jefferson County Missouri | 1 | $ 365,000 | $ 365,000 | $ 81,000 |
| Johnson County Missouri | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Lincoln County Missouri | 1 | $ 175,000 | $ 175,000 | $ 40,000 |
| New Madrid County Missouri | 1 | $ 205,000 | $ 205,000 | $ 89,000 |
| Flathead County Montana | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| Gallatin County Montana | 1 | $ 285,000 | $ 285,000 | $ 71,000 |
| Jefferson County Montana | 1 | $ 445,000 | $ 445,000 | $ 73,000 |
| Lake County Montana | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Lewis and Clark County Montana | 1 | $ 345,000 | $ 345,000 | $ 36,000 |
| Missoula County Montana | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Silver Bow County Montana | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Nye County Nevada | 1 | $ 175,000 | $ 175,000 | $ 190,000 |
| Pershing County Nevada | 1 | $ 285,000 | $ 285,000 | $ 129,000 |
| Otero County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 140,000 |
| Camden County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 60,000 |
| Catawba County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Craven County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 60,000 |
| Dare County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 29,000 |
| Granville County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Guilford County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Montgomery County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Moore County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 114,000 |
| Orange County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 90,000 |
| Union County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 87,000 |
| Vance County North Carolina | 1 | $ 285,000 | $ 285,000 | $ 85,000 |
| Brown County Ohio | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Champaign County Ohio | 1 | $ 255,000 | $ 255,000 | $ 51,000 |
| Fulton County Ohio | 1 | $ 265,000 | $ 265,000 | $ 70,000 |
| Gallia County Ohio | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Geauga County Ohio | 1 | $ 295,000 | $ 295,000 | $ 89,000 |
| Guernsey County Ohio | 1 | $ 315,000 | $ 315,000 | $ 67,000 |
| Lake County Ohio | 1 | $ 355,000 | $ 355,000 | $ 106,000 |
| Lorain County Ohio | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Madison County Ohio | 1 | $ 245,000 | $ 245,000 | $ 52,000 |
| Marion County Ohio | 1 | $ 225,000 | $ 225,000 | $ 49,000 |
| Medina County Ohio | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Miami County Ohio | 1 | $ 385,000 | $ 385,000 | $ 127,000 |
| Morgan County Ohio | 1 | $ 165,000 | $ 165,000 | $ 33,000 |
| Perry County Ohio | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Pickaway County Ohio | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
| Portage County Ohio | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Stark County Ohio | 1 | $ 225,000 | $ 225,000 | $ 59,000 |
| Grant County Oregon | 1 | $ 305,000 | $ 305,000 | $ 53,000 |
| Josephine County Oregon | 1 | $ 645,000 | $ 645,000 | $ 102,000 |
| Anderson County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Florence County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 63,000 |
| Greenwood County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 99,000 |
| Laurens County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Sumter County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 72,000 |
| Carter County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| DeKalb County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 54,000 |
| Fayette County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 44,000 |
| Hawkins County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 141,000 |
| Hickman County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 127,000 |
| Humphreys County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 53,000 |
| Jefferson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Loudon County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Madison County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 53,000 |
| Obion County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| Putnam County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Rhea County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 26,000 |
| Sevier County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 365,000 |
| Tipton County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 37,000 |
| Trousdale County Tennessee | 1 | $ 405,000 | $ 405,000 | $ 133,000 |
| Unicoi County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
| Bell County Texas | 1 | $ 415,000 | $ 415,000 | $ 80,000 |
| Chambers County Texas | 1 | $ 195,000 | $ 195,000 | $ 135,000 |
| Collin County Texas | 1 | $ 225,000 | $ 225,000 | $ 138,000 |
| Galveston County Texas | 1 | $ 295,000 | $ 295,000 | $ 121,000 |
| Hopkins County Texas | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Lampasas County Texas | 1 | $ 155,000 | $ 155,000 | $ 274,000 |
| Marion County Texas | 1 | $ 305,000 | $ 305,000 | $ 168,000 |
| Scurry County Texas | 1 | $ 65,000 | $ 65,000 | $ 86,000 |
| Travis County Texas | 1 | $ 595,000 | $ 595,000 | $ 225,000 |
| Waller County Texas | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Grand County Utah | 1 | $ 375,000 | $ 375,000 | $ 923,000 |
| Piute County Utah | 1 | $ 155,000 | $ 155,000 | $ 72,000 |
| San Juan County Utah | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
| Asotin County Washington | 1 | $ 245,000 | $ 245,000 | $ 59,000 |
| Douglas County Washington | 1 | $ 325,000 | $ 325,000 | $ 87,000 |
| Klickitat County Washington | 1 | $ 355,000 | $ 355,000 | $ 56,000 |
| San Juan County Washington | 1 | $ 525,000 | $ 525,000 | $ 69,000 |
| Whatcom County Washington | 1 | $ 435,000 | $ 435,000 | $ 93,000 |
| Brown County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Jefferson County Wisconsin | 1 | $ 375,000 | $ 375,000 | $ 62,000 |
| Kenosha County Wisconsin | 1 | $ 195,000 | $ 195,000 | $ 64,000 |
| Oneida County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 850,000 |
| Pierce County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 77,000 |
| Sheboygan County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| St. Croix County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 46,000 |
| Carbon County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 51,000 |
| Johnson County Wyoming | 1 | $ 235,000 | $ 235,000 | $ 67,000 |
| Natrona County Wyoming | 1 | $ 325,000 | $ 325,000 | $ 32,000 |
| Sheridan County Wyoming | 1 | $ 215,000 | $ 215,000 | $ 44,000 |
| Sublette County Wyoming | 1 | $ 445,000 | $ 445,000 | $ 135,000 |
Mortgage Loan Application Detail Totals for Veritas Funding, Llc in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 2,263 | $747,595,000 | $330,000 | $3,955,000 | $85,000 | $1,460,000 |
| Home Purchase | 1,009 | $430,445,000 | $426,000 | $3,005,000 | $133,000 | $2,756,000 |
| Refinancing | 358 | $121,410,000 | $339,000 | $1,825,000 | $109,000 | $1,192,000 |
| Other Purpose | 4 | $1,630,000 | $407,000 | $615,000 | $174,000 | $285,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 1,627 | $521,275,000 | $320,000 | $3,955,000 | $80,000 | $1,200,000 |
| White | 1,330 | $531,950,000 | $399,000 | $3,005,000 | $129,000 | $2,756,000 |
| Hispanic | 460 | $166,140,000 | $361,000 | $2,205,000 | $98,000 | $1,475,000 |
| Black or African American | 105 | $34,445,000 | $328,000 | $865,000 | $84,000 | $262,000 |
| Asian | 85 | $36,055,000 | $424,000 | $1,455,000 | $120,000 | $550,000 |
| Native Hawaiian or Other Pacific Islander | 18 | $7,550,000 | $419,000 | $635,000 | $101,000 | $158,000 |
| American Indian or Alaskan Native | 7 | $2,785,000 | $397,000 | $1,035,000 | $109,000 | $158,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,597 | $623,985,000 | $390,000 | $3,005,000 | $129,000 | $2,756,000 |
| FHA-insured (Federal Housing Administration) | 1,149 | $360,545,000 | $313,000 | $3,955,000 | $78,000 | $850,000 |
| VA-guaranteed (Veterans Administration) | 868 | $310,460,000 | $357,000 | $1,035,000 | $81,000 | $360,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $6,090,000 | $304,000 | $465,000 | $79,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| File Closed For Incompleteness | 1,574 | $535,540,000 | $340,000 | $3,955,000 | $90,000 | $2,756,000 |
| Loan Originated | 1,515 | $569,485,000 | $375,000 | $3,005,000 | $114,000 | $2,043,000 |
| Application Approved But Not Accepted | 198 | $67,570,000 | $341,000 | $985,000 | $97,000 | $870,000 |
| Application Denied By Financial Institution | 178 | $63,770,000 | $358,000 | $2,205,000 | $90,000 | $1,400,000 |
| Application Withdrawn By Applicant | 169 | $64,715,000 | $382,000 | $1,205,000 | $103,000 | $448,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,456 | $1,237,310,000 | $358,000 | $3,955,000 | $102,000 | $2,756,000 |
| Debt-To-Income Ratio | 68 | $26,910,000 | $395,000 | $1,995,000 | $83,000 | $441,000 |
| Credit History | 57 | $18,615,000 | $326,000 | $1,125,000 | $85,000 | $273,000 |
| Collateral | 34 | $11,060,000 | $325,000 | $1,905,000 | $107,000 | $1,400,000 |
| Employment History | 10 | $2,350,000 | $235,000 | $465,000 | $64,000 | $140,000 |
| Unverifiable Information | 5 | $1,295,000 | $259,000 | $415,000 | $76,000 | $106,000 |
| Other | 2 | $990,000 | $495,000 | $505,000 | $95,000 | $124,000 |
| Credit Application Incomplete | 1 | $345,000 | $345,000 | $345,000 | $102,000 | $102,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $2,205,000 | $2,205,000 | $2,205,000 | $604,000 | $604,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Veritas Funding, Llc's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Veritas Funding, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Utah, download the full spreadsheet
with aggregated HMDA statistics today.