Clearpoint Funding, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Clearpoint Funding, Inc. 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Clearpoint Funding, Inc. 4 Technology Drive, Suite 200 Westborough, MA 01581 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 |
| Total Number of Mortgage Applications | 4,137 |
| Total Mortgage Loan Application Amount | $983,997,000 |
| Average Mortgage Loan Application Amount | $235,000 |
| Highest Mortgage Loan Application Amount | $801,000 |
| Average Applicant Income | $77,333 |
| Highest Applicant Income | $1,850,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Clearpoint Funding, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Clearpoint Funding, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Clearpoint Funding, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Clearpoint Funding, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Clearpoint Funding, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Clearpoint Funding, Inc.'s mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 363 | $ 108,560,000 | $ 299,000 | $ 97,000 |
| Cook County Illinois | 359 | $ 88,931,000 | $ 247,000 | $ 90,000 |
| Norfolk County Massachusetts | 232 | $ 69,282,000 | $ 298,000 | $ 104,000 |
| Worcester County Massachusetts | 159 | $ 35,762,000 | $ 224,000 | $ 75,000 |
| Suffolk County Massachusetts | 146 | $ 44,421,000 | $ 304,000 | $ 106,000 |
| Essex County Massachusetts | 138 | $ 39,095,000 | $ 283,000 | $ 103,000 |
| DuPage County Illinois | 103 | $ 25,096,000 | $ 243,000 | $ 99,000 |
| Plymouth County Massachusetts | 90 | $ 24,081,000 | $ 267,000 | $ 79,000 |
| Bristol County Massachusetts | 85 | $ 20,858,000 | $ 245,000 | $ 71,000 |
| Palm Beach County Florida | 76 | $ 15,369,000 | $ 202,000 | $ 93,000 |
| Orange County Florida | 73 | $ 13,094,000 | $ 179,000 | $ 73,000 |
| Douglas County Nebraska | 73 | $ 11,707,000 | $ 160,000 | $ 74,000 |
| Hartford County Connecticut | 69 | $ 15,263,000 | $ 221,000 | $ 103,000 |
| Ventura County California | 68 | $ 20,647,000 | $ 303,000 | $ 91,000 |
| Will County Illinois | 67 | $ 15,769,000 | $ 235,000 | $ 84,000 |
| Los Angeles County California | 61 | $ 19,350,000 | $ 317,000 | $ 80,000 |
| Barnstable County Massachusetts | 57 | $ 15,437,000 | $ 270,000 | $ 131,000 |
| Rockingham County New Hampshire | 57 | $ 14,809,000 | $ 259,000 | $ 86,000 |
| Fairfield County Connecticut | 55 | $ 18,798,000 | $ 341,000 | $ 160,000 |
| Lake County Illinois | 55 | $ 13,660,000 | $ 248,000 | $ 82,000 |
| Hillsborough County New Hampshire | 55 | $ 11,595,000 | $ 210,000 | $ 62,000 |
| Seminole County Florida | 44 | $ 7,988,000 | $ 181,000 | $ 67,000 |
| Providence County Rhode Island | 44 | $ 7,727,000 | $ 175,000 | $ 60,000 |
| New Haven County Connecticut | 43 | $ 10,563,000 | $ 245,000 | $ 86,000 |
| Brevard County Florida | 40 | $ 6,995,000 | $ 174,000 | $ 69,000 |
| Lee County Florida | 40 | $ 6,576,000 | $ 164,000 | $ 68,000 |
| Volusia County Florida | 40 | $ 5,590,000 | $ 139,000 | $ 61,000 |
| Hillsborough County Florida | 36 | $ 6,007,000 | $ 166,000 | $ 76,000 |
| St. Louis County Missouri | 31 | $ 4,859,000 | $ 156,000 | $ 45,000 |
| Duval County Florida | 28 | $ 5,208,000 | $ 186,000 | $ 66,000 |
| Kane County Illinois | 28 | $ 6,209,000 | $ 221,000 | $ 67,000 |
| Fulton County Georgia | 27 | $ 7,003,000 | $ 259,000 | $ 123,000 |
| Tarrant County Texas | 27 | $ 4,364,000 | $ 161,000 | $ 76,000 |
| Travis County Texas | 27 | $ 6,846,000 | $ 253,000 | $ 130,000 |
| Cumberland County Maine | 26 | $ 5,431,000 | $ 208,000 | $ 64,000 |
| Hampden County Massachusetts | 25 | $ 4,439,000 | $ 177,000 | $ 53,000 |
| Lancaster County Nebraska | 25 | $ 3,714,000 | $ 148,000 | $ 59,000 |
| York County Maine | 24 | $ 4,678,000 | $ 194,000 | $ 74,000 |
| Montgomery County Maryland | 24 | $ 7,078,000 | $ 294,000 | $ 131,000 |
| Bexar County Texas | 23 | $ 4,640,000 | $ 201,000 | $ 113,000 |
| McHenry County Illinois | 22 | $ 4,583,000 | $ 208,000 | $ 62,000 |
| Polk County Iowa | 22 | $ 3,817,000 | $ 173,000 | $ 68,000 |
| Gwinnett County Georgia | 21 | $ 3,775,000 | $ 179,000 | $ 72,000 |
| Collier County Florida | 20 | $ 4,007,000 | $ 200,000 | $ 72,000 |
| Sarpy County Nebraska | 18 | $ 2,800,000 | $ 155,000 | $ 55,000 |
| Harris County Texas | 18 | $ 3,340,000 | $ 185,000 | $ 93,000 |
| Lake County Florida | 17 | $ 2,852,000 | $ 167,000 | $ 74,000 |
| DeKalb County Georgia | 17 | $ 3,908,000 | $ 229,000 | $ 70,000 |
| Polk County Florida | 16 | $ 2,523,000 | $ 157,000 | $ 45,000 |
| Milwaukee County Wisconsin | 16 | $ 2,437,000 | $ 152,000 | $ 55,000 |
| Penobscot County Maine | 15 | $ 2,195,000 | $ 146,000 | $ 72,000 |
| Cobb County Georgia | 14 | $ 3,365,000 | $ 240,000 | $ 108,000 |
| Macomb County Michigan | 14 | $ 1,861,000 | $ 132,000 | $ 57,000 |
| Johnson County Kansas | 12 | $ 2,562,000 | $ 213,000 | $ 80,000 |
| Merrimack County New Hampshire | 12 | $ 2,119,000 | $ 176,000 | $ 66,000 |
| Chittenden County Vermont | 12 | $ 2,447,000 | $ 203,000 | $ 86,000 |
| Orange County California | 11 | $ 5,025,000 | $ 456,000 | $ 112,000 |
| Middlesex County Connecticut | 11 | $ 2,221,000 | $ 201,000 | $ 87,000 |
| Manatee County Florida | 11 | $ 2,378,000 | $ 216,000 | $ 120,000 |
| Pinellas County Florida | 11 | $ 1,982,000 | $ 180,000 | $ 79,000 |
| Jackson County Missouri | 11 | $ 2,031,000 | $ 184,000 | $ 70,000 |
| Litchfield County Connecticut | 10 | $ 2,509,000 | $ 250,000 | $ 67,000 |
| Indian River County Florida | 10 | $ 2,036,000 | $ 203,000 | $ 297,000 |
| Prince George's County Maryland | 10 | $ 2,948,000 | $ 294,000 | $ 71,000 |
| Dallas County Texas | 10 | $ 1,911,000 | $ 191,000 | $ 98,000 |
| Riverside County California | 9 | $ 1,570,000 | $ 174,000 | $ 67,000 |
| Pasco County Florida | 9 | $ 1,766,000 | $ 196,000 | $ 44,000 |
| Sarasota County Florida | 9 | $ 1,746,000 | $ 194,000 | $ 107,000 |
| Frederick County Maryland | 9 | $ 2,802,000 | $ 311,000 | $ 122,000 |
| Jefferson County Missouri | 9 | $ 1,619,000 | $ 179,000 | $ 78,000 |
| Washington County Rhode Island | 9 | $ 3,074,000 | $ 341,000 | $ 128,000 |
| Alameda County California | 8 | $ 2,264,000 | $ 283,000 | $ 74,000 |
| Santa Clara County California | 8 | $ 2,711,000 | $ 338,000 | $ 96,000 |
| St. Johns County Florida | 8 | $ 1,763,000 | $ 220,000 | $ 87,000 |
| Baltimore County Maryland | 8 | $ 1,365,000 | $ 170,000 | $ 41,000 |
| St. Charles County Missouri | 8 | $ 1,911,000 | $ 238,000 | $ 74,000 |
| St. Louis City County Missouri | 8 | $ 1,479,000 | $ 184,000 | $ 53,000 |
| New London County Connecticut | 7 | $ 2,331,000 | $ 333,000 | $ 69,000 |
| Flagler County Florida | 7 | $ 1,447,000 | $ 206,000 | $ 107,000 |
| Cherokee County Georgia | 7 | $ 1,295,000 | $ 185,000 | $ 74,000 |
| Forsyth County Georgia | 7 | $ 1,518,000 | $ 216,000 | $ 77,000 |
| Anne Arundel County Maryland | 7 | $ 2,314,000 | $ 330,000 | $ 80,000 |
| Hampshire County Massachusetts | 7 | $ 1,843,000 | $ 263,000 | $ 89,000 |
| Cheshire County New Hampshire | 7 | $ 1,106,000 | $ 158,000 | $ 61,000 |
| Tolland County Connecticut | 6 | $ 1,518,000 | $ 253,000 | $ 45,000 |
| Alachua County Florida | 6 | $ 1,155,000 | $ 192,000 | $ 82,000 |
| Clay County Florida | 6 | $ 1,203,000 | $ 200,000 | $ 44,000 |
| Osceola County Florida | 6 | $ 1,020,000 | $ 170,000 | $ 67,000 |
| Santa Rosa County Florida | 6 | $ 1,322,000 | $ 220,000 | $ 100,000 |
| Howard County Maryland | 6 | $ 1,954,000 | $ 325,000 | $ 135,000 |
| Hennepin County Minnesota | 6 | $ 1,461,000 | $ 243,000 | $ 69,000 |
| Clay County Missouri | 6 | $ 1,155,000 | $ 192,000 | $ 50,000 |
| Belknap County New Hampshire | 6 | $ 1,301,000 | $ 216,000 | $ 97,000 |
| Strafford County New Hampshire | 6 | $ 1,127,000 | $ 187,000 | $ 51,000 |
| Snohomish County Washington | 6 | $ 1,647,000 | $ 274,000 | $ 36,000 |
| Sacramento County California | 5 | $ 1,169,000 | $ 233,000 | $ 43,000 |
| San Diego County California | 5 | $ 1,285,000 | $ 257,000 | $ 91,000 |
| Leon County Florida | 5 | $ 1,009,000 | $ 201,000 | $ 74,000 |
| Monroe County Florida | 5 | $ 1,583,000 | $ 316,000 | $ 102,000 |
| Sumter County Florida | 5 | $ 700,000 | $ 140,000 | $ 55,000 |
| Chatham County Georgia | 5 | $ 921,000 | $ 184,000 | $ 31,000 |
| Clayton County Georgia | 5 | $ 911,000 | $ 182,000 | $ 72,000 |
| Kendall County Illinois | 5 | $ 1,041,000 | $ 208,000 | $ 68,000 |
| Baltimore City County Maryland | 5 | $ 1,117,000 | $ 223,000 | $ 51,000 |
| Dukes County Massachusetts | 5 | $ 1,901,000 | $ 380,000 | $ 395,000 |
| Oakland County Michigan | 5 | $ 867,000 | $ 173,000 | $ 87,000 |
| Bristol County Rhode Island | 5 | $ 1,360,000 | $ 272,000 | $ 94,000 |
| Newport County Rhode Island | 5 | $ 1,408,000 | $ 281,000 | $ 64,000 |
| Fort Bend County Texas | 5 | $ 889,000 | $ 177,000 | $ 92,000 |
| Montgomery County Texas | 5 | $ 1,382,000 | $ 276,000 | $ 170,000 |
| Williamson County Texas | 5 | $ 736,000 | $ 147,000 | $ 76,000 |
| Racine County Wisconsin | 5 | $ 871,000 | $ 174,000 | $ 51,000 |
| Pulaski County Arkansas | 4 | $ 430,000 | $ 107,000 | $ 60,000 |
| Kern County California | 4 | $ 638,000 | $ 159,000 | $ 40,000 |
| St. Lucie County Florida | 4 | $ 837,000 | $ 209,000 | $ 96,000 |
| Bibb County Georgia | 4 | $ 350,000 | $ 87,000 | $ 32,000 |
| Hall County Georgia | 4 | $ 715,000 | $ 178,000 | $ 49,000 |
| Henry County Georgia | 4 | $ 722,000 | $ 180,000 | $ 48,000 |
| Lowndes County Georgia | 4 | $ 631,000 | $ 157,000 | $ 48,000 |
| Rockdale County Georgia | 4 | $ 654,000 | $ 163,000 | $ 71,000 |
| Scott County Iowa | 4 | $ 799,000 | $ 199,000 | $ 82,000 |
| Androscoggin County Maine | 4 | $ 585,000 | $ 146,000 | $ 45,000 |
| Carroll County Maryland | 4 | $ 911,000 | $ 227,000 | $ 85,000 |
| Wayne County Michigan | 4 | $ 355,000 | $ 88,000 | $ 51,000 |
| Anoka County Minnesota | 4 | $ 561,000 | $ 140,000 | $ 44,000 |
| Collin County Texas | 4 | $ 839,000 | $ 209,000 | $ 108,000 |
| Hays County Texas | 4 | $ 944,000 | $ 236,000 | $ 91,000 |
| Hidalgo County Texas | 4 | $ 612,000 | $ 153,000 | $ 73,000 |
| Johnson County Texas | 4 | $ 522,000 | $ 130,000 | $ 66,000 |
| King County Washington | 4 | $ 1,049,000 | $ 262,000 | $ 52,000 |
| Waukesha County Wisconsin | 4 | $ 705,000 | $ 176,000 | $ 45,000 |
| Contra Costa County California | 3 | $ 1,495,000 | $ 498,000 | $ 128,000 |
| San Francisco County California | 3 | $ 993,000 | $ 331,000 | $ 125,000 |
| San Joaquin County California | 3 | $ 478,000 | $ 159,000 | $ 69,000 |
| New Castle County Delaware | 3 | $ 936,000 | $ 312,000 | $ 96,000 |
| District of Columbia County District Of Columbia | 3 | $ 758,000 | $ 252,000 | $ 67,000 |
| Bay County Florida | 3 | $ 572,000 | $ 190,000 | $ 60,000 |
| Charlotte County Florida | 3 | $ 380,000 | $ 126,000 | $ 73,000 |
| Escambia County Florida | 3 | $ 622,000 | $ 207,000 | $ 65,000 |
| Marion County Florida | 3 | $ 592,000 | $ 197,000 | $ 98,000 |
| Martin County Florida | 3 | $ 923,000 | $ 307,000 | $ 108,000 |
| Okaloosa County Florida | 3 | $ 472,000 | $ 157,000 | $ 63,000 |
| Okeechobee County Florida | 3 | $ 429,000 | $ 143,000 | $ 63,000 |
| Putnam County Florida | 3 | $ 530,000 | $ 176,000 | $ 62,000 |
| Coweta County Georgia | 3 | $ 628,000 | $ 209,000 | $ 86,000 |
| Liberty County Georgia | 3 | $ 546,000 | $ 182,000 | $ 126,000 |
| Story County Iowa | 3 | $ 537,000 | $ 179,000 | $ 43,000 |
| Sedgwick County Kansas | 3 | $ 624,000 | $ 208,000 | $ 80,000 |
| Wyandotte County Kansas | 3 | $ 361,000 | $ 120,000 | $ 66,000 |
| Piscataquis County Maine | 3 | $ 381,000 | $ 127,000 | $ 81,000 |
| Berkshire County Massachusetts | 3 | $ 699,000 | $ 233,000 | $ 126,000 |
| Franklin County Massachusetts | 3 | $ 533,000 | $ 177,000 | $ 48,000 |
| Ramsey County Minnesota | 3 | $ 900,000 | $ 300,000 | $ 100,000 |
| Cass County Missouri | 3 | $ 543,000 | $ 181,000 | $ 69,000 |
| Sullivan County New Hampshire | 3 | $ 435,000 | $ 145,000 | $ 22,000 |
| Kent County Rhode Island | 3 | $ 848,000 | $ 282,000 | $ 93,000 |
| Berkeley County South Carolina | 3 | $ 362,000 | $ 120,000 | $ 31,000 |
| Charleston County South Carolina | 3 | $ 572,000 | $ 190,000 | $ 44,000 |
| Pennington County South Dakota | 3 | $ 329,000 | $ 109,000 | $ 63,000 |
| Comal County Texas | 3 | $ 633,000 | $ 211,000 | $ 150,000 |
| Walworth County Wisconsin | 3 | $ 458,000 | $ 152,000 | $ 47,000 |
| Jefferson County Alabama | 2 | $ 563,000 | $ 281,000 | $ 98,000 |
| El Dorado County California | 2 | $ 530,000 | $ 265,000 | $ 95,000 |
| Placer County California | 2 | $ 745,000 | $ 372,000 | $ 149,000 |
| San Mateo County California | 2 | $ 1,010,000 | $ 505,000 | $ 116,000 |
| Santa Cruz County California | 2 | $ 1,000,000 | $ 500,000 | $ 126,000 |
| Solano County California | 2 | $ 634,000 | $ 317,000 | $ 39,000 |
| El Paso County Colorado | 2 | $ 380,000 | $ 190,000 | $ 63,000 |
| Baker County Florida | 2 | $ 228,000 | $ 114,000 | $ 52,000 |
| Citrus County Florida | 2 | $ 326,000 | $ 163,000 | $ 58,000 |
| Columbia County Florida | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Columbia County Georgia | 2 | $ 427,000 | $ 213,000 | $ 96,000 |
| Fayette County Georgia | 2 | $ 460,000 | $ 230,000 | $ 75,000 |
| Hawaii County Hawaii | 2 | $ 685,000 | $ 342,000 | $ 66,000 |
| Boone County Illinois | 2 | $ 258,000 | $ 129,000 | $ 15,000 |
| Champaign County Illinois | 2 | $ 350,000 | $ 175,000 | $ 0 |
| DeKalb County Illinois | 2 | $ 368,000 | $ 184,000 | $ 21,000 |
| Kankakee County Illinois | 2 | $ 371,000 | $ 185,000 | $ 66,000 |
| Cass County Iowa | 2 | $ 272,000 | $ 136,000 | $ 28,000 |
| Dallas County Iowa | 2 | $ 296,000 | $ 148,000 | $ 81,000 |
| Warren County Iowa | 2 | $ 807,000 | $ 403,000 | $ 86,000 |
| Franklin County Kansas | 2 | $ 402,000 | $ 201,000 | $ 36,000 |
| Leavenworth County Kansas | 2 | $ 243,000 | $ 121,000 | $ 124,000 |
| Franklin County Maine | 2 | $ 289,000 | $ 144,000 | $ 25,000 |
| Hancock County Maine | 2 | $ 393,000 | $ 196,000 | $ 73,000 |
| Lincoln County Maine | 2 | $ 463,000 | $ 231,000 | $ 107,000 |
| Waldo County Maine | 2 | $ 357,000 | $ 178,000 | $ 40,000 |
| Washington County Maine | 2 | $ 317,000 | $ 158,000 | $ 49,000 |
| Calvert County Maryland | 2 | $ 510,000 | $ 255,000 | $ 63,000 |
| Charles County Maryland | 2 | $ 569,000 | $ 284,000 | $ 96,000 |
| Harford County Maryland | 2 | $ 379,000 | $ 189,000 | $ 78,000 |
| Sherburne County Minnesota | 2 | $ 418,000 | $ 209,000 | $ 52,000 |
| Cape Girardeau County Missouri | 2 | $ 214,000 | $ 107,000 | $ 58,000 |
| Maries County Missouri | 2 | $ 626,000 | $ 313,000 | $ 87,000 |
| Cass County Nebraska | 2 | $ 227,000 | $ 113,000 | $ 40,000 |
| Lincoln County Nebraska | 2 | $ 146,000 | $ 73,000 | $ 48,000 |
| Coos County New Hampshire | 2 | $ 376,000 | $ 188,000 | $ 39,000 |
| Grafton County New Hampshire | 2 | $ 274,000 | $ 137,000 | $ 126,000 |
| Dorchester County South Carolina | 2 | $ 301,000 | $ 150,000 | $ 30,000 |
| Florence County South Carolina | 2 | $ 305,000 | $ 152,000 | $ 0 |
| Brazoria County Texas | 2 | $ 385,000 | $ 192,000 | $ 115,000 |
| Ellis County Texas | 2 | $ 443,000 | $ 221,000 | $ 77,000 |
| Lamoille County Vermont | 2 | $ 540,000 | $ 270,000 | $ 274,000 |
| Marion County West Virginia | 2 | $ 503,000 | $ 251,000 | $ 63,000 |
| Kenosha County Wisconsin | 2 | $ 359,000 | $ 179,000 | $ 22,000 |
| Sheboygan County Wisconsin | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Winnebago County Wisconsin | 2 | $ 204,000 | $ 102,000 | $ 615,000 |
| Coffee County Alabama | 1 | $ 140,000 | $ 140,000 | $ 58,000 |
| Dallas County Alabama | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Lamar County Alabama | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Limestone County Alabama | 1 | $ 143,000 | $ 143,000 | $ 28,000 |
| Shelby County Alabama | 1 | $ 392,000 | $ 392,000 | $ 294,000 |
| Tuscaloosa County Alabama | 1 | $ 262,000 | $ 262,000 | $ 103,000 |
| Wilcox County Alabama | 1 | $ 222,000 | $ 222,000 | $ 62,000 |
| Faulkner County Arkansas | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Garland County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 26,000 |
| Butte County California | 1 | $ 123,000 | $ 123,000 | $ 33,000 |
| Calaveras County California | 1 | $ 398,000 | $ 398,000 | $ 53,000 |
| Marin County California | 1 | $ 417,000 | $ 417,000 | $ 219,000 |
| Monterey County California | 1 | $ 417,000 | $ 417,000 | $ 149,000 |
| San Bernardino County California | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Santa Barbara County California | 1 | $ 243,000 | $ 243,000 | $ 76,000 |
| Tehama County California | 1 | $ 112,000 | $ 112,000 | $ 33,000 |
| Tuolumne County California | 1 | $ 355,000 | $ 355,000 | $ 18,000 |
| Yolo County California | 1 | $ 300,000 | $ 300,000 | $ 108,000 |
| Adams County Colorado | 1 | $ 102,000 | $ 102,000 | $ 14,000 |
| Arapahoe County Colorado | 1 | $ 319,000 | $ 319,000 | $ 149,000 |
| Denver County Colorado | 1 | $ 50,000 | $ 50,000 | $ 72,000 |
| Douglas County Colorado | 1 | $ 197,000 | $ 197,000 | $ 60,000 |
| Summit County Colorado | 1 | $ 256,000 | $ 256,000 | $ 94,000 |
| Weld County Colorado | 1 | $ 270,000 | $ 270,000 | $ 75,000 |
| Windham County Connecticut | 1 | $ 417,000 | $ 417,000 | $ 66,000 |
| Gulf County Florida | 1 | $ 374,000 | $ 374,000 | $ 91,000 |
| Highlands County Florida | 1 | $ 150,000 | $ 150,000 | $ 55,000 |
| Jackson County Florida | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
| Miami-Dade County Florida | 1 | $ 134,000 | $ 134,000 | $ 36,000 |
| Taylor County Florida | 1 | $ 114,000 | $ 114,000 | $ 68,000 |
| Walton County Florida | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Bartow County Georgia | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Butts County Georgia | 1 | $ 217,000 | $ 217,000 | $ 121,000 |
| Camden County Georgia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Carroll County Georgia | 1 | $ 161,000 | $ 161,000 | $ 0 |
| Floyd County Georgia | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Gilmer County Georgia | 1 | $ 162,000 | $ 162,000 | $ 36,000 |
| Habersham County Georgia | 1 | $ 221,000 | $ 221,000 | $ 55,000 |
| Houston County Georgia | 1 | $ 127,000 | $ 127,000 | $ 55,000 |
| Jackson County Georgia | 1 | $ 221,000 | $ 221,000 | $ 79,000 |
| Jones County Georgia | 1 | $ 191,000 | $ 191,000 | $ 84,000 |
| Madison County Georgia | 1 | $ 169,000 | $ 169,000 | $ 47,000 |
| Monroe County Georgia | 1 | $ 136,000 | $ 136,000 | $ 26,000 |
| Morgan County Georgia | 1 | $ 122,000 | $ 122,000 | $ 77,000 |
| Newton County Georgia | 1 | $ 325,000 | $ 325,000 | $ 133,000 |
| Paulding County Georgia | 1 | $ 163,000 | $ 163,000 | $ 0 |
| Pickens County Georgia | 1 | $ 130,000 | $ 130,000 | $ 202,000 |
| Richmond County Georgia | 1 | $ 102,000 | $ 102,000 | $ 41,000 |
| Sumter County Georgia | 1 | $ 184,000 | $ 184,000 | $ 56,000 |
| Troup County Georgia | 1 | $ 417,000 | $ 417,000 | $ 180,000 |
| Walton County Georgia | 1 | $ 403,000 | $ 403,000 | $ 250,000 |
| Whitfield County Georgia | 1 | $ 240,000 | $ 240,000 | $ 85,000 |
| Honolulu County Hawaii | 1 | $ 315,000 | $ 315,000 | $ 101,000 |
| Kauai County Hawaii | 1 | $ 180,000 | $ 180,000 | $ 128,000 |
| Maui County Hawaii | 1 | $ 281,000 | $ 281,000 | $ 66,000 |
| Coles County Illinois | 1 | $ 200,000 | $ 200,000 | $ 28,000 |
| Grundy County Illinois | 1 | $ 201,000 | $ 201,000 | $ 0 |
| Madison County Illinois | 1 | $ 211,000 | $ 211,000 | $ 0 |
| Peoria County Illinois | 1 | $ 257,000 | $ 257,000 | $ 62,000 |
| Randolph County Illinois | 1 | $ 99,000 | $ 99,000 | $ 0 |
| St. Clair County Illinois | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 119,000 | $ 119,000 | $ 30,000 |
| Porter County Indiana | 1 | $ 118,000 | $ 118,000 | $ 46,000 |
| Jasper County Iowa | 1 | $ 172,000 | $ 172,000 | $ 98,000 |
| Mahaska County Iowa | 1 | $ 147,000 | $ 147,000 | $ 79,000 |
| Pottawattamie County Iowa | 1 | $ 228,000 | $ 228,000 | $ 48,000 |
| Woodbury County Iowa | 1 | $ 148,000 | $ 148,000 | $ 56,000 |
| Dickinson County Kansas | 1 | $ 74,000 | $ 74,000 | $ 43,000 |
| Douglas County Kansas | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Miami County Kansas | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
| Riley County Kansas | 1 | $ 95,000 | $ 95,000 | $ 38,000 |
| Perry County Kentucky | 1 | $ 161,000 | $ 161,000 | $ 94,000 |
| Woodford County Kentucky | 1 | $ 174,000 | $ 174,000 | $ 0 |
| Aroostook County Maine | 1 | $ 79,000 | $ 79,000 | $ 26,000 |
| Kennebec County Maine | 1 | $ 163,000 | $ 163,000 | $ 30,000 |
| Knox County Maine | 1 | $ 193,000 | $ 193,000 | $ 600,000 |
| Sagadahoc County Maine | 1 | $ 218,000 | $ 218,000 | $ 71,000 |
| Allegany County Maryland | 1 | $ 285,000 | $ 285,000 | $ 57,000 |
| Cecil County Maryland | 1 | $ 177,000 | $ 177,000 | $ 48,000 |
| St. Mary's County Maryland | 1 | $ 285,000 | $ 285,000 | $ 104,000 |
| Wicomico County Maryland | 1 | $ 217,000 | $ 217,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 360,000 | $ 360,000 | $ 125,000 |
| Kalamazoo County Michigan | 1 | $ 130,000 | $ 130,000 | $ 160,000 |
| Sanilac County Michigan | 1 | $ 133,000 | $ 133,000 | $ 50,000 |
| Crow Wing County Minnesota | 1 | $ 272,000 | $ 272,000 | $ 96,000 |
| Dakota County Minnesota | 1 | $ 352,000 | $ 352,000 | $ 190,000 |
| Douglas County Minnesota | 1 | $ 300,000 | $ 300,000 | $ 113,000 |
| Isanti County Minnesota | 1 | $ 308,000 | $ 308,000 | $ 109,000 |
| Itasca County Minnesota | 1 | $ 162,000 | $ 162,000 | $ 208,000 |
| Kanabec County Minnesota | 1 | $ 62,000 | $ 62,000 | $ 40,000 |
| Meeker County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 32,000 |
| Pennington County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 75,000 |
| Rock County Minnesota | 1 | $ 118,000 | $ 118,000 | $ 78,000 |
| Scott County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 62,000 |
| Todd County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 51,000 |
| Andrew County Missouri | 1 | $ 101,000 | $ 101,000 | $ 0 |
| Bollinger County Missouri | 1 | $ 207,000 | $ 207,000 | $ 110,000 |
| Buchanan County Missouri | 1 | $ 169,000 | $ 169,000 | $ 117,000 |
| Carter County Missouri | 1 | $ 155,000 | $ 155,000 | $ 89,000 |
| Cooper County Missouri | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Franklin County Missouri | 1 | $ 137,000 | $ 137,000 | $ 37,000 |
| Henry County Missouri | 1 | $ 106,000 | $ 106,000 | $ 20,000 |
| Lawrence County Missouri | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Lincoln County Missouri | 1 | $ 123,000 | $ 123,000 | $ 74,000 |
| Morgan County Missouri | 1 | $ 323,000 | $ 323,000 | $ 55,000 |
| Phelps County Missouri | 1 | $ 130,000 | $ 130,000 | $ 145,000 |
| Pike County Missouri | 1 | $ 166,000 | $ 166,000 | $ 96,000 |
| Platte County Missouri | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Ray County Missouri | 1 | $ 160,000 | $ 160,000 | $ 49,000 |
| Warren County Missouri | 1 | $ 121,000 | $ 121,000 | $ 37,000 |
| Webster County Missouri | 1 | $ 197,000 | $ 197,000 | $ 87,000 |
| Gage County Nebraska | 1 | $ 142,000 | $ 142,000 | $ 70,000 |
| Hall County Nebraska | 1 | $ 89,000 | $ 89,000 | $ 33,000 |
| Platte County Nebraska | 1 | $ 126,000 | $ 126,000 | $ 58,000 |
| Scotts Bluff County Nebraska | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Seward County Nebraska | 1 | $ 139,000 | $ 139,000 | $ 0 |
| York County Nebraska | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Carroll County New Hampshire | 1 | $ 163,000 | $ 163,000 | $ 43,000 |
| Sandoval County New Mexico | 1 | $ 124,000 | $ 124,000 | $ 34,000 |
| Santa Fe County New Mexico | 1 | $ 206,000 | $ 206,000 | $ 173,000 |
| Taos County New Mexico | 1 | $ 317,000 | $ 317,000 | $ 116,000 |
| Iredell County North Carolina | 1 | $ 269,000 | $ 269,000 | $ 0 |
| Pitt County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 52,000 |
| Canadian County Oklahoma | 1 | $ 118,000 | $ 118,000 | $ 80,000 |
| Rogers County Oklahoma | 1 | $ 198,000 | $ 198,000 | $ 42,000 |
| Washington County Oklahoma | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Beaufort County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 135,000 |
| Edgefield County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 48,000 |
| Horry County South Carolina | 1 | $ 210,000 | $ 210,000 | $ 42,000 |
| Lexington County South Carolina | 1 | $ 137,000 | $ 137,000 | $ 193,000 |
| Custer County South Dakota | 1 | $ 96,000 | $ 96,000 | $ 98,000 |
| Minnehaha County South Dakota | 1 | $ 162,000 | $ 162,000 | $ 40,000 |
| Moody County South Dakota | 1 | $ 132,000 | $ 132,000 | $ 45,000 |
| Loudon County Tennessee | 1 | $ 280,000 | $ 280,000 | $ 205,000 |
| Bell County Texas | 1 | $ 273,000 | $ 273,000 | $ 291,000 |
| Blanco County Texas | 1 | $ 284,000 | $ 284,000 | $ 115,000 |
| Brazos County Texas | 1 | $ 83,000 | $ 83,000 | $ 189,000 |
| Camp County Texas | 1 | $ 145,000 | $ 145,000 | $ 112,000 |
| Denton County Texas | 1 | $ 200,000 | $ 200,000 | $ 296,000 |
| El Paso County Texas | 1 | $ 257,000 | $ 257,000 | $ 139,000 |
| Galveston County Texas | 1 | $ 165,000 | $ 165,000 | $ 127,000 |
| Hood County Texas | 1 | $ 85,000 | $ 85,000 | $ 26,000 |
| Kendall County Texas | 1 | $ 208,000 | $ 208,000 | $ 101,000 |
| Lampasas County Texas | 1 | $ 103,000 | $ 103,000 | $ 72,000 |
| Lee County Texas | 1 | $ 92,000 | $ 92,000 | $ 104,000 |
| McLennan County Texas | 1 | $ 132,000 | $ 132,000 | $ 57,000 |
| Medina County Texas | 1 | $ 416,000 | $ 416,000 | $ 97,000 |
| Midland County Texas | 1 | $ 168,000 | $ 168,000 | $ 58,000 |
| Morris County Texas | 1 | $ 122,000 | $ 122,000 | $ 38,000 |
| Parker County Texas | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Starr County Texas | 1 | $ 137,000 | $ 137,000 | $ 75,000 |
| Uvalde County Texas | 1 | $ 161,000 | $ 161,000 | $ 61,000 |
| Val Verde County Texas | 1 | $ 205,000 | $ 205,000 | $ 140,000 |
| Essex County Vermont | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| Franklin County Vermont | 1 | $ 366,000 | $ 366,000 | $ 54,000 |
| Orleans County Vermont | 1 | $ 238,000 | $ 238,000 | $ 45,000 |
| Washington County Vermont | 1 | $ 275,000 | $ 275,000 | $ 190,000 |
| Windham County Vermont | 1 | $ 184,000 | $ 184,000 | $ 40,000 |
| Windsor County Vermont | 1 | $ 220,000 | $ 220,000 | $ 86,000 |
| Chelan County Washington | 1 | $ 417,000 | $ 417,000 | $ 223,000 |
| Kitsap County Washington | 1 | $ 270,000 | $ 270,000 | $ 58,000 |
| Lewis County Washington | 1 | $ 184,000 | $ 184,000 | $ 51,000 |
| San Juan County Washington | 1 | $ 184,000 | $ 184,000 | $ 108,000 |
| Skagit County Washington | 1 | $ 191,000 | $ 191,000 | $ 114,000 |
| Whatcom County Washington | 1 | $ 297,000 | $ 297,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 251,000 | $ 251,000 | $ 89,000 |
| Washington County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 76,000 |
| Lincoln County Wyoming | 1 | $ 293,000 | $ 293,000 | $ 91,000 |
| Teton County Wyoming | 1 | $ 340,000 | $ 340,000 | $ 58,000 |
Mortgage Loan Application Detail Totals for Clearpoint Funding, Inc. in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,994 | $748,088,000 | $249,000 | $801,000 | $89,000 | $1,200,000 |
| Home Purchase | 1,126 | $231,626,000 | $205,000 | $725,000 | $81,000 | $1,850,000 |
| Home Improvement | 17 | $4,283,000 | $251,000 | $578,000 | $62,000 | $120,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,184 | $767,706,000 | $241,000 | $801,000 | $89,000 | $1,850,000 |
| Not Provided | 257 | $62,035,000 | $241,000 | $614,000 | $91,000 | $925,000 |
| Hispanic | 247 | $49,671,000 | $201,000 | $668,000 | $58,000 | $273,000 |
| Asian | 245 | $62,474,000 | $254,000 | $730,000 | $105,000 | $394,000 |
| Black or African American | 185 | $37,992,000 | $205,000 | $568,000 | $55,000 | $258,000 |
| Native Hawaiian or Other Pacific Islander | 13 | $2,855,000 | $219,000 | $400,000 | $62,000 | $128,000 |
| American Indian or Alaskan Native | 6 | $1,264,000 | $210,000 | $300,000 | $105,000 | $268,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,604 | $657,277,000 | $252,000 | $801,000 | $106,000 | $1,850,000 |
| FHA-insured (Federal Housing Administration) | 1,533 | $326,720,000 | $213,000 | $725,000 | $54,000 | $1,200,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,677 | $645,028,000 | $240,000 | $730,000 | $87,000 | $1,561,000 |
| Application Denied By Financial Institution | 632 | $144,573,000 | $228,000 | $730,000 | $82,000 | $1,850,000 |
| Application Approved But Not Accepted | 388 | $86,852,000 | $223,000 | $801,000 | $89,000 | $1,200,000 |
| File Closed For Incompleteness | 242 | $58,826,000 | $243,000 | $712,000 | $91,000 | $313,000 |
| Application Withdrawn By Applicant | 198 | $48,718,000 | $246,000 | $637,000 | $90,000 | $376,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 202 | $46,518,000 | $230,000 | $614,000 | $95,000 | $839,000 |
| Debt-To-Income Ratio | 129 | $28,770,000 | $223,000 | $725,000 | $59,000 | $183,000 |
| Other | 65 | $15,221,000 | $234,000 | $668,000 | $82,000 | $245,000 |
| Credit History | 46 | $8,958,000 | $194,000 | $555,000 | $60,000 | $250,000 |
| Employment History | 18 | $3,859,000 | $214,000 | $413,000 | $166,000 | $1,850,000 |
| Unverifiable Information | 11 | $2,259,000 | $205,000 | $400,000 | $73,000 | $161,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $322,000 | $80,000 | $101,000 | $36,000 | $59,000 |
| Mortgage Insurance Denied | 1 | $164,000 | $164,000 | $164,000 | $64,000 | $64,000 |
| Credit Application Incomplete | 1 | $368,000 | $368,000 | $368,000 | $61,000 | $61,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Clearpoint Funding, Inc.'s 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Clearpoint Funding, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.