Visio Financial Services Inc. Mortgage Lending & HMDA Data, 2020

In 2020, Visio Financial Services Inc. of Wilmington, DE reported 1,452 mortgage applications totaling $321.5 million, down 41% from 2019. The average application was for $221,398, and applicants reported an average income of $0. 51% of its applications resulted in an originated loan and 25% were denied. Its largest markets were New York-Jersey City-White Plains, NY-NJ (105), Philadelphia, PA (73) and Houston-The Woodlands-Sugar Land, TX (69) (applications in parentheses).

Mortgage Company & Address Visio Financial Services Inc.
1905 Kramer Ln B700
Wilmington, DE 78758
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  
Total Number of Mortgage Applications 1,452
Total Mortgage Loan Application Amount $321,470,000
Average Mortgage Loan Application Amount $221,398
Highest Mortgage Loan Application Amount $4,055,000
Average Applicant Income $0
Highest Applicant Income $0

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Visio Financial Services Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Visio Financial Services Inc. by County in 2020

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Philadelphia, Pennsylvania 65 $ 9,665,000 $ 148,692 $ 0
Harris, Texas 50 $ 6,970,000 $ 139,400 $ 0
Essex, New Jersey 45 $ 10,075,000 $ 223,888 $ 0
Passaic, New Jersey 41 $ 11,315,000 $ 275,975 $ 0
Fulton, Georgia 37 $ 7,875,000 $ 212,837 $ 0
Baltimore City, Maryland 34 $ 4,430,000 $ 130,294 $ 0
New Haven, Connecticut 29 $ 4,855,000 $ 167,413 $ 0
Travis, Texas 27 $ 6,305,000 $ 233,518 $ 0
Hartford, Connecticut 24 $ 4,350,000 $ 181,250 $ 0
Cook, Illinois 22 $ 4,050,000 $ 184,090 $ 0
East Baton Rouge, Louisiana 20 $ 2,530,000 $ 126,500 $ 0
Sevier, Tennessee 20 $ 6,250,000 $ 312,500 $ 0
Hillsborough, Florida 18 $ 2,660,000 $ 147,777 $ 0
Miami-Dade, Florida 16 $ 10,450,000 $ 653,125 $ 0
Kings, New York 16 $ 9,050,000 $ 565,625 $ 0
Fairfield, Connecticut 15 $ 6,265,000 $ 417,666 $ 0
Duval, Florida 15 $ 4,835,000 $ 322,333 $ 0
Palm Beach, Florida 14 $ 6,320,000 $ 451,428 $ 0
Mecklenburg, North Carolina 14 $ 2,880,000 $ 205,714 $ 0
Franklin, Ohio 14 $ 2,110,000 $ 150,714 $ 0
Osceola, Florida 13 $ 3,585,000 $ 275,769 $ 0
Erie, New York 13 $ 1,735,000 $ 133,461 $ 0
Polk, Florida 12 $ 1,670,000 $ 139,166 $ 0
Hudson, New Jersey 12 $ 4,430,000 $ 369,166 $ 0
Mercer, New Jersey 12 $ 1,180,000 $ 98,333 $ 0
Allegheny, Pennsylvania 12 $ 1,420,000 $ 118,333 $ 0
Dallas, Texas 12 $ 2,060,000 $ 171,666 $ 0
Camden, New Jersey 11 $ 2,965,000 $ 269,545 $ 0
Suffolk, New York 11 $ 5,095,000 $ 463,181 $ 0
Broward, Florida 10 $ 1,610,000 $ 161,000 $ 0
Pinellas, Florida 10 $ 2,060,000 $ 206,000 $ 0
Prince George's, Maryland 10 $ 2,900,000 $ 290,000 $ 0
Bronx, New York 10 $ 3,420,000 $ 342,000 $ 0
Nassau, New York 10 $ 4,560,000 $ 456,000 $ 0
Orange, New York 10 $ 1,450,000 $ 145,000 $ 0
Durham, North Carolina 10 $ 2,000,000 $ 200,000 $ 0
San Bernardino, California 9 $ 1,815,000 $ 201,666 $ 0
Ocean, New Jersey 9 $ 3,395,000 $ 377,222 $ 0
District of Columbia, District Of Columbia 8 $ 1,470,000 $ 183,750 $ 0
St. Lucie, Florida 8 $ 810,000 $ 101,250 $ 0
Bibb, Georgia 8 $ 1,150,000 $ 143,750 $ 0
Jackson, Missouri 8 $ 700,000 $ 87,500 $ 0
Union, New Jersey 8 $ 1,640,000 $ 205,000 $ 0
Buncombe, North Carolina 8 $ 2,140,000 $ 267,500 $ 0
Bucks, Pennsylvania 8 $ 980,000 $ 122,500 $ 0
Delaware, Pennsylvania 8 $ 1,060,000 $ 132,500 $ 0
Smith, Texas 8 $ 800,000 $ 100,000 $ 0
Los Angeles, California 7 $ 3,955,000 $ 565,000 $ 0
Martin, Florida 7 $ 2,105,000 $ 300,714 $ 0
Marion, Indiana 7 $ 625,000 $ 89,285 $ 0
Gloucester, New Jersey 7 $ 735,000 $ 105,000 $ 0
Monmouth, New Jersey 7 $ 1,885,000 $ 269,285 $ 0
Monroe, Pennsylvania 7 $ 825,000 $ 117,857 $ 0
Galveston, Texas 7 $ 985,000 $ 140,714 $ 0
Tarrant, Texas 7 $ 1,435,000 $ 205,000 $ 0
Volusia, Florida 6 $ 710,000 $ 118,333 $ 0
Maui, Hawaii 6 $ 1,330,000 $ 221,666 $ 0
Baltimore, Maryland 6 $ 930,000 $ 155,000 $ 0
Bristol, Massachusetts 6 $ 1,040,000 $ 173,333 $ 0
Albany, New York 6 $ 570,000 $ 95,000 $ 0
Niagara, New York 6 $ 410,000 $ 68,333 $ 0
Queens, New York 6 $ 1,910,000 $ 318,333 $ 0
Knox, Tennessee 6 $ 1,010,000 $ 168,333 $ 0
Bexar, Texas 6 $ 1,220,000 $ 203,333 $ 0
Richmond City, Virginia 6 $ 760,000 $ 126,666 $ 0
Jefferson, Alabama 5 $ 625,000 $ 125,000 $ 0
Sacramento, California 5 $ 1,235,000 $ 247,000 $ 0
Bay, Florida 5 $ 1,275,000 $ 255,000 $ 0
Monroe, Florida 5 $ 2,445,000 $ 489,000 $ 0
Pasco, Florida 5 $ 485,000 $ 97,000 $ 0
Cobb, Georgia 5 $ 1,695,000 $ 339,000 $ 0
DeKalb, Georgia 5 $ 1,185,000 $ 237,000 $ 0
DuPage, Illinois 5 $ 975,000 $ 195,000 $ 0
Delaware, Indiana 5 $ 495,000 $ 99,000 $ 0
Worcester, Massachusetts 5 $ 1,115,000 $ 223,000 $ 0
Sullivan, New York 5 $ 565,000 $ 113,000 $ 0
Guilford, North Carolina 5 $ 705,000 $ 141,000 $ 0
Lackawanna, Pennsylvania 5 $ 485,000 $ 97,000 $ 0
Pike, Pennsylvania 5 $ 515,000 $ 103,000 $ 0
Shelby, Tennessee 5 $ 385,000 $ 77,000 $ 0
Hale, Texas 5 $ 295,000 $ 59,000 $ 0
Montgomery, Texas 5 $ 1,685,000 $ 337,000 $ 0
Milwaukee, Wisconsin 5 $ 505,000 $ 101,000 $ 0
Lee, Florida 4 $ 1,010,000 $ 252,500 $ 0
Orange, Florida 4 $ 620,000 $ 155,000 $ 0
Sarasota, Florida 4 $ 1,070,000 $ 267,500 $ 0
Will, Illinois 4 $ 530,000 $ 132,500 $ 0
Macomb, Michigan 4 $ 640,000 $ 160,000 $ 0
St. Louis City, Missouri 4 $ 410,000 $ 102,500 $ 0
Bergen, New Jersey 4 $ 1,360,000 $ 340,000 $ 0
Cape May, New Jersey 4 $ 1,480,000 $ 370,000 $ 0
Middlesex, New Jersey 4 $ 1,190,000 $ 297,500 $ 0
Morris, New Jersey 4 $ 950,000 $ 237,500 $ 0
Sussex, New Jersey 4 $ 610,000 $ 152,500 $ 0
Warren, New Jersey 4 $ 590,000 $ 147,500 $ 0
New York, New York 4 $ 5,460,000 $ 1,365,000 $ 0
Onondaga, New York 4 $ 400,000 $ 100,000 $ 0
Richmond, New York 4 $ 1,240,000 $ 310,000 $ 0
Rockland, New York 4 $ 1,370,000 $ 342,500 $ 0
Westchester, New York 4 $ 1,540,000 $ 385,000 $ 0
Chester, Pennsylvania 4 $ 880,000 $ 220,000 $ 0
Luzerne, Pennsylvania 4 $ 850,000 $ 212,500 $ 0
Dorchester, South Carolina 4 $ 760,000 $ 190,000 $ 0
Horry, South Carolina 4 $ 2,670,000 $ 667,500 $ 0
Fort Bend, Texas 4 $ 740,000 $ 185,000 $ 0
Williamson, Texas 4 $ 630,000 $ 157,500 $ 0
Riverside, California 3 $ 445,000 $ 148,333 $ 0
Windham, Connecticut 3 $ 345,000 $ 115,000 $ 0
Brevard, Florida 3 $ 445,000 $ 148,333 $ 0
Bartow, Georgia 3 $ 435,000 $ 145,000 $ 0
Clayton, Georgia 3 $ 425,000 $ 141,666 $ 0
Henry, Georgia 3 $ 335,000 $ 111,666 $ 0
LaPorte, Indiana 3 $ 185,000 $ 61,666 $ 0
Montgomery, Maryland 3 $ 1,375,000 $ 458,333 $ 0
Worcester, Maryland 3 $ 545,000 $ 181,666 $ 0
Essex, Massachusetts 3 $ 735,000 $ 245,000 $ 0
Hampden, Massachusetts 3 $ 375,000 $ 125,000 $ 0
Middlesex, Massachusetts 3 $ 1,315,000 $ 438,333 $ 0
Plymouth, Massachusetts 3 $ 1,215,000 $ 405,000 $ 0
Burlington, New Jersey 3 $ 335,000 $ 111,666 $ 0
Dutchess, New York 3 $ 405,000 $ 135,000 $ 0
Alamance, North Carolina 3 $ 265,000 $ 88,333 $ 0
Onslow, North Carolina 3 $ 235,000 $ 78,333 $ 0
Hamilton, Ohio 3 $ 465,000 $ 155,000 $ 0
Berks, Pennsylvania 3 $ 285,000 $ 95,000 $ 0
Northampton, Pennsylvania 3 $ 865,000 $ 288,333 $ 0
Brazoria, Texas 3 $ 315,000 $ 105,000 $ 0
Hunt, Texas 3 $ 205,000 $ 68,333 $ 0
Nueces, Texas 3 $ 475,000 $ 158,333 $ 0
Pierce, Washington 3 $ 815,000 $ 271,666 $ 0
Jefferson, West Virginia 3 $ 495,000 $ 165,000 $ 0
Cherokee, Alabama 2 $ 380,000 $ 190,000 $ 0
Madison, Alabama 2 $ 130,000 $ 65,000 $ 0
Montgomery, Alabama 2 $ 170,000 $ 85,000 $ 0
Pulaski, Arkansas 2 $ 1,230,000 $ 615,000 $ 0
Monterey, California 2 $ 420,000 $ 210,000 $ 0
Collier, Florida 2 $ 1,590,000 $ 795,000 $ 0
Escambia, Florida 2 $ 330,000 $ 165,000 $ 0
Franklin, Florida 2 $ 700,000 $ 350,000 $ 0
Indian River, Florida 2 $ 360,000 $ 180,000 $ 0
Jackson, Florida 2 $ 330,000 $ 165,000 $ 0
Manatee, Florida 2 $ 780,000 $ 390,000 $ 0
Okaloosa, Florida 2 $ 520,000 $ 260,000 $ 0
Carroll, Georgia 2 $ 300,000 $ 150,000 $ 0
Catoosa, Georgia 2 $ 260,000 $ 130,000 $ 0
Muscogee, Georgia 2 $ 170,000 $ 85,000 $ 0
Honolulu, Hawaii 2 $ 1,740,000 $ 870,000 $ 0
Kane, Illinois 2 $ 210,000 $ 105,000 $ 0
Lake, Indiana 2 $ 170,000 $ 85,000 $ 0
Orleans, Louisiana 2 $ 520,000 $ 260,000 $ 0
Kent, Maryland 2 $ 140,000 $ 70,000 $ 0
Barnstable, Massachusetts 2 $ 1,150,000 $ 575,000 $ 0
Berkshire, Massachusetts 2 $ 210,000 $ 105,000 $ 0
Suffolk, Massachusetts 2 $ 710,000 $ 355,000 $ 0
Kalamazoo, Michigan 2 $ 190,000 $ 95,000 $ 0
Kent, Michigan 2 $ 320,000 $ 160,000 $ 0
Leelanau, Michigan 2 $ 450,000 $ 225,000 $ 0
Oakland, Michigan 2 $ 360,000 $ 180,000 $ 0
Harrison, Mississippi 2 $ 270,000 $ 135,000 $ 0
Atlantic, New Jersey 2 $ 370,000 $ 185,000 $ 0
Somerset, New Jersey 2 $ 590,000 $ 295,000 $ 0
Sandoval, New Mexico 2 $ 340,000 $ 170,000 $ 0
Ulster, New York 2 $ 520,000 $ 260,000 $ 0
Cumberland, North Carolina 2 $ 230,000 $ 115,000 $ 0
Dare, North Carolina 2 $ 1,510,000 $ 755,000 $ 0
Haywood, North Carolina 2 $ 260,000 $ 130,000 $ 0
Iredell, North Carolina 2 $ 190,000 $ 95,000 $ 0
New Hanover, North Carolina 2 $ 680,000 $ 340,000 $ 0
Wake, North Carolina 2 $ 270,000 $ 135,000 $ 0
Cuyahoga, Ohio 2 $ 200,000 $ 100,000 $ 0
McCurtain, Oklahoma 2 $ 720,000 $ 360,000 $ 0
Woodward, Oklahoma 2 $ 210,000 $ 105,000 $ 0
Beaver, Pennsylvania 2 $ 170,000 $ 85,000 $ 0
Dauphin, Pennsylvania 2 $ 250,000 $ 125,000 $ 0
Greenville, South Carolina 2 $ 280,000 $ 140,000 $ 0
Lexington, South Carolina 2 $ 160,000 $ 80,000 $ 0
Cocke, Tennessee 2 $ 710,000 $ 355,000 $ 0
Dickson, Tennessee 2 $ 310,000 $ 155,000 $ 0
Giles, Tennessee 2 $ 150,000 $ 75,000 $ 0
Bell, Texas 2 $ 160,000 $ 80,000 $ 0
Bowie, Texas 2 $ 180,000 $ 90,000 $ 0
Collin, Texas 2 $ 580,000 $ 290,000 $ 0
Jefferson, Texas 2 $ 240,000 $ 120,000 $ 0
Johnson, Texas 2 $ 260,000 $ 130,000 $ 0
Page, Virginia 2 $ 270,000 $ 135,000 $ 0
Spotsylvania, Virginia 2 $ 260,000 $ 130,000 $ 0
King, Washington 2 $ 600,000 $ 300,000 $ 0
Dallas, Alabama 1 $ 55,000 $ 55,000 $ 0
Shelby, Alabama 1 $ 115,000 $ 115,000 $ 0
Mohave, Arizona 1 $ 145,000 $ 145,000 $ 0
Alameda, California 1 $ 635,000 $ 635,000 $ 0
Kern, California 1 $ 295,000 $ 295,000 $ 0
Orange, California 1 $ 255,000 $ 255,000 $ 0
San Diego, California 1 $ 245,000 $ 245,000 $ 0
San Joaquin, California 1 $ 185,000 $ 185,000 $ 0
San Mateo, California 1 $ 165,000 $ 165,000 $ 0
Solano, California 1 $ 285,000 $ 285,000 $ 0
Ventura, California 1 $ 1,605,000 $ 1,605,000 $ 0
Yolo, California 1 $ 255,000 $ 255,000 $ 0
Adams, Colorado 1 $ 215,000 $ 215,000 $ 0
Chaffee, Colorado 1 $ 285,000 $ 285,000 $ 0
Grand, Colorado 1 $ 125,000 $ 125,000 $ 0
Routt, Colorado 1 $ 205,000 $ 205,000 $ 0
Litchfield, Connecticut 1 $ 195,000 $ 195,000 $ 0
New London, Connecticut 1 $ 125,000 $ 125,000 $ 0
Alachua, Florida 1 $ 195,000 $ 195,000 $ 0
Charlotte, Florida 1 $ 235,000 $ 235,000 $ 0
Citrus, Florida 1 $ 225,000 $ 225,000 $ 0
Hernando, Florida 1 $ 335,000 $ 335,000 $ 0
Highlands, Florida 1 $ 65,000 $ 65,000 $ 0
Lake, Florida 1 $ 205,000 $ 205,000 $ 0
Marion, Florida 1 $ 175,000 $ 175,000 $ 0
Santa Rosa, Florida 1 $ 495,000 $ 495,000 $ 0
St. Johns, Florida 1 $ 1,445,000 $ 1,445,000 $ 0
Appling, Georgia 1 $ 125,000 $ 125,000 $ 0
Chatham, Georgia 1 $ 105,000 $ 105,000 $ 0
Coweta, Georgia 1 $ 105,000 $ 105,000 $ 0
Dougherty, Georgia 1 $ 75,000 $ 75,000 $ 0
Douglas, Georgia 1 $ 115,000 $ 115,000 $ 0
Fayette, Georgia 1 $ 275,000 $ 275,000 $ 0
Houston, Georgia 1 $ 75,000 $ 75,000 $ 0
Jackson, Georgia 1 $ 165,000 $ 165,000 $ 0
Liberty, Georgia 1 $ 75,000 $ 75,000 $ 0
Pickens, Georgia 1 $ 255,000 $ 255,000 $ 0
Richmond, Georgia 1 $ 105,000 $ 105,000 $ 0
Union, Georgia 1 $ 665,000 $ 665,000 $ 0
Rock Island, Illinois 1 $ 55,000 $ 55,000 $ 0
Allen, Indiana 1 $ 205,000 $ 205,000 $ 0
Boone, Indiana 1 $ 145,000 $ 145,000 $ 0
Hamilton, Indiana 1 $ 585,000 $ 585,000 $ 0
St. Joseph, Indiana 1 $ 55,000 $ 55,000 $ 0
Finney, Kansas 1 $ 165,000 $ 165,000 $ 0
Johnson, Kansas 1 $ 195,000 $ 195,000 $ 0
Shawnee, Kansas 1 $ 55,000 $ 55,000 $ 0
Wyandotte, Kansas 1 $ 65,000 $ 65,000 $ 0
Greenup, Kentucky 1 $ 105,000 $ 105,000 $ 0
Oldham, Kentucky 1 $ 125,000 $ 125,000 $ 0
Assumption, Louisiana 1 $ 105,000 $ 105,000 $ 0
Caddo, Louisiana 1 $ 65,000 $ 65,000 $ 0
Jefferson, Louisiana 1 $ 205,000 $ 205,000 $ 0
St. Landry, Louisiana 1 $ 425,000 $ 425,000 $ 0
Terrebonne, Louisiana 1 $ 105,000 $ 105,000 $ 0
Androscoggin, Maine 1 $ 135,000 $ 135,000 $ 0
Penobscot, Maine 1 $ 115,000 $ 115,000 $ 0
Sagadahoc, Maine 1 $ 495,000 $ 495,000 $ 0
Anne Arundel, Maryland 1 $ 155,000 $ 155,000 $ 0
Harford, Maryland 1 $ 95,000 $ 95,000 $ 0
Howard, Maryland 1 $ 185,000 $ 185,000 $ 0
Queen Anne's, Maryland 1 $ 305,000 $ 305,000 $ 0
Washington, Maryland 1 $ 105,000 $ 105,000 $ 0
Nantucket, Massachusetts 1 $ 405,000 $ 405,000 $ 0
Allegan, Michigan 1 $ 215,000 $ 215,000 $ 0
Bay, Michigan 1 $ 75,000 $ 75,000 $ 0
Emmet, Michigan 1 $ 2,005,000 $ 2,005,000 $ 0
Jackson, Michigan 1 $ 85,000 $ 85,000 $ 0
Wayne, Michigan 1 $ 75,000 $ 75,000 $ 0
DeSoto, Mississippi 1 $ 115,000 $ 115,000 $ 0
Hinds, Mississippi 1 $ 215,000 $ 215,000 $ 0
Oktibbeha, Mississippi 1 $ 125,000 $ 125,000 $ 0
Camden, Missouri 1 $ 425,000 $ 425,000 $ 0
Morgan, Missouri 1 $ 315,000 $ 315,000 $ 0
St. Louis, Missouri 1 $ 75,000 $ 75,000 $ 0
Cascade, Montana 1 $ 95,000 $ 95,000 $ 0
Flathead, Montana 1 $ 295,000 $ 295,000 $ 0
Missoula, Montana 1 $ 65,000 $ 65,000 $ 0
Hillsborough, New Hampshire 1 $ 185,000 $ 185,000 $ 0
Rockingham, New Hampshire 1 $ 325,000 $ 325,000 $ 0
Salem, New Jersey 1 $ 85,000 $ 85,000 $ 0
Bernalillo, New Mexico 1 $ 105,000 $ 105,000 $ 0
Curry, New Mexico 1 $ 65,000 $ 65,000 $ 0
Eddy, New Mexico 1 $ 105,000 $ 105,000 $ 0
Delaware, New York 1 $ 95,000 $ 95,000 $ 0
Herkimer, New York 1 $ 505,000 $ 505,000 $ 0
Jefferson, New York 1 $ 75,000 $ 75,000 $ 0
Monroe, New York 1 $ 135,000 $ 135,000 $ 0
Montgomery, New York 1 $ 75,000 $ 75,000 $ 0
Oneida, New York 1 $ 105,000 $ 105,000 $ 0
Otsego, New York 1 $ 115,000 $ 115,000 $ 0
Rensselaer, New York 1 $ 195,000 $ 195,000 $ 0
Schenectady, New York 1 $ 145,000 $ 145,000 $ 0
Tompkins, New York 1 $ 465,000 $ 465,000 $ 0
Avery, North Carolina 1 $ 255,000 $ 255,000 $ 0
Brunswick, North Carolina 1 $ 135,000 $ 135,000 $ 0
Cabarrus, North Carolina 1 $ 105,000 $ 105,000 $ 0
Cherokee, North Carolina 1 $ 75,000 $ 75,000 $ 0
Currituck, North Carolina 1 $ 875,000 $ 875,000 $ 0
Davidson, North Carolina 1 $ 115,000 $ 115,000 $ 0
Forsyth, North Carolina 1 $ 65,000 $ 65,000 $ 0
Lenoir, North Carolina 1 $ 55,000 $ 55,000 $ 0
Macon, North Carolina 1 $ 205,000 $ 205,000 $ 0
Montgomery, North Carolina 1 $ 105,000 $ 105,000 $ 0
Orange, North Carolina 1 $ 495,000 $ 495,000 $ 0
Rowan, North Carolina 1 $ 65,000 $ 65,000 $ 0
Watauga, North Carolina 1 $ 275,000 $ 275,000 $ 0
Clermont, Ohio 1 $ 255,000 $ 255,000 $ 0
Fairfield, Ohio 1 $ 105,000 $ 105,000 $ 0
Lorain, Ohio 1 $ 255,000 $ 255,000 $ 0
Lucas, Ohio 1 $ 85,000 $ 85,000 $ 0
Medina, Ohio 1 $ 105,000 $ 105,000 $ 0
Montgomery, Ohio 1 $ 85,000 $ 85,000 $ 0
Cleveland, Oklahoma 1 $ 135,000 $ 135,000 $ 0
Creek, Oklahoma 1 $ 55,000 $ 55,000 $ 0
Oklahoma, Oklahoma 1 $ 105,000 $ 105,000 $ 0
Cambria, Pennsylvania 1 $ 115,000 $ 115,000 $ 0
Centre, Pennsylvania 1 $ 95,000 $ 95,000 $ 0
Erie, Pennsylvania 1 $ 235,000 $ 235,000 $ 0
Mercer, Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Montgomery, Pennsylvania 1 $ 105,000 $ 105,000 $ 0
Washington, Pennsylvania 1 $ 75,000 $ 75,000 $ 0
Wayne, Pennsylvania 1 $ 305,000 $ 305,000 $ 0
Bamberg, South Carolina 1 $ 55,000 $ 55,000 $ 0
Charleston, South Carolina 1 $ 755,000 $ 755,000 $ 0
Darlington, South Carolina 1 $ 165,000 $ 165,000 $ 0
Florence, South Carolina 1 $ 105,000 $ 105,000 $ 0
Greenwood, South Carolina 1 $ 85,000 $ 85,000 $ 0
Lee, South Carolina 1 $ 85,000 $ 85,000 $ 0
Orangeburg, South Carolina 1 $ 95,000 $ 95,000 $ 0
Davidson, Tennessee 1 $ 205,000 $ 205,000 $ 0
Bastrop, Texas 1 $ 125,000 $ 125,000 $ 0
Comal, Texas 1 $ 285,000 $ 285,000 $ 0
Coryell, Texas 1 $ 185,000 $ 185,000 $ 0
Denton, Texas 1 $ 195,000 $ 195,000 $ 0
Erath, Texas 1 $ 105,000 $ 105,000 $ 0
Hays, Texas 1 $ 465,000 $ 465,000 $ 0
Henderson, Texas 1 $ 255,000 $ 255,000 $ 0
Hidalgo, Texas 1 $ 95,000 $ 95,000 $ 0
Kerr, Texas 1 $ 1,005,000 $ 1,005,000 $ 0
McLennan, Texas 1 $ 115,000 $ 115,000 $ 0
Accomack, Virginia 1 $ 185,000 $ 185,000 $ 0
Carroll, Virginia 1 $ 155,000 $ 155,000 $ 0
Chesterfield, Virginia 1 $ 125,000 $ 125,000 $ 0
Hampton, Virginia 1 $ 85,000 $ 85,000 $ 0
Hanover, Virginia 1 $ 275,000 $ 275,000 $ 0
Henrico, Virginia 1 $ 145,000 $ 145,000 $ 0
Loudoun, Virginia 1 $ 625,000 $ 625,000 $ 0
Louisa, Virginia 1 $ 85,000 $ 85,000 $ 0
Newport News, Virginia 1 $ 55,000 $ 55,000 $ 0
Portsmouth, Virginia 1 $ 105,000 $ 105,000 $ 0
Roanoke City, Virginia 1 $ 95,000 $ 95,000 $ 0
Stafford, Virginia 1 $ 145,000 $ 145,000 $ 0
Sussex, Virginia 1 $ 85,000 $ 85,000 $ 0
Clark, Washington 1 $ 355,000 $ 355,000 $ 0
Grays Harbor, Washington 1 $ 215,000 $ 215,000 $ 0
Lewis, Washington 1 $ 235,000 $ 235,000 $ 0
Yakima, Washington 1 $ 205,000 $ 205,000 $ 0
Kanawha, West Virginia 1 $ 65,000 $ 65,000 $ 0
Monongalia, West Virginia 1 $ 165,000 $ 165,000 $ 0
Raleigh, West Virginia 1 $ 205,000 $ 205,000 $ 0
Kenosha, Wisconsin 1 $ 145,000 $ 145,000 $ 0
Carbon, Wyoming 1 $ 205,000 $ 205,000 $ 0

Mortgage Loan Application Detail Totals for Visio Financial Services Inc. in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Cash-out Refinancing 826 $169,720,000 $205,000 $2,255,000 $0 $0
Home Purchase 414 $104,950,000 $253,000 $4,055,000 $0 $0
Refinancing 212 $46,800,000 $220,000 $2,105,000 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0
Other Purpose 0 $0 $0 $0 $0 $0
Home Improvement 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,228 $276,940,000 $225,000 $4,055,000 $0 $0
White 112 $22,920,000 $204,000 $915,000 $0 $0
Not Provided 45 $9,885,000 $219,000 $755,000 $0 $0
Black or African American 29 $4,065,000 $140,000 $335,000 $0 $0
Asian 11 $2,595,000 $235,000 $635,000 $0 $0
Hispanic 10 $2,330,000 $233,000 $655,000 $0 $0
Native Hawaiian or Other Pacific Islander 2 $220,000 $110,000 $115,000 $0 $0
American Indian or Alaskan Native 1 $105,000 $105,000 $105,000 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,452 $321,470,000 $221,000 $4,055,000 $0 $0
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 742 $153,580,000 $206,000 $2,235,000 $0 $0
Application Denied By Financial Institution 363 $85,695,000 $236,000 $4,055,000 $0 $0
Application Withdrawn By Applicant 347 $82,195,000 $236,000 $2,255,000 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Application Approved But Not Accepted 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,089 $235,775,000 $216,000 $2,255,000 $0 $0
Credit Application Incomplete 363 $85,695,000 $236,000 $4,055,000 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Visio Financial Services Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Visio Financial Services Inc.'s mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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