Visio Financial Services Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Visio Financial Services Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Visio Financial Services Inc. 1905 Kramer Ln B700 Wilmington, DE 78758 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 1,452 |
| Total Mortgage Loan Application Amount | $321,470,000 |
| Average Mortgage Loan Application Amount | $226,000 |
| Highest Mortgage Loan Application Amount | $4,055,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Visio Financial Services Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Visio Financial Services Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Visio Financial Services Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Visio Financial Services Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Visio Financial Services Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Visio Financial Services Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 65 | $ 9,665,000 | $ 148,000 | $ 0 |
| Harris County Texas | 50 | $ 6,970,000 | $ 139,000 | $ 0 |
| Essex County New Jersey | 45 | $ 10,075,000 | $ 223,000 | $ 0 |
| Passaic County New Jersey | 41 | $ 11,315,000 | $ 275,000 | $ 0 |
| Fulton County Georgia | 37 | $ 7,875,000 | $ 212,000 | $ 0 |
| Baltimore City County Maryland | 34 | $ 4,430,000 | $ 130,000 | $ 0 |
| New Haven County Connecticut | 29 | $ 4,855,000 | $ 167,000 | $ 0 |
| Travis County Texas | 27 | $ 6,305,000 | $ 233,000 | $ 0 |
| Hartford County Connecticut | 24 | $ 4,350,000 | $ 181,000 | $ 0 |
| Cook County Illinois | 22 | $ 4,050,000 | $ 184,000 | $ 0 |
| East Baton Rouge County Louisiana | 20 | $ 2,530,000 | $ 126,000 | $ 0 |
| Sevier County Tennessee | 20 | $ 6,250,000 | $ 312,000 | $ 0 |
| Hillsborough County Florida | 18 | $ 2,660,000 | $ 147,000 | $ 0 |
| Miami-Dade County Florida | 16 | $ 10,450,000 | $ 653,000 | $ 0 |
| Kings County New York | 16 | $ 9,050,000 | $ 565,000 | $ 0 |
| Fairfield County Connecticut | 15 | $ 6,265,000 | $ 417,000 | $ 0 |
| Duval County Florida | 15 | $ 4,835,000 | $ 322,000 | $ 0 |
| Palm Beach County Florida | 14 | $ 6,320,000 | $ 451,000 | $ 0 |
| Mecklenburg County North Carolina | 14 | $ 2,880,000 | $ 205,000 | $ 0 |
| Franklin County Ohio | 14 | $ 2,110,000 | $ 150,000 | $ 0 |
| Osceola County Florida | 13 | $ 3,585,000 | $ 275,000 | $ 0 |
| Erie County New York | 13 | $ 1,735,000 | $ 133,000 | $ 0 |
| Polk County Florida | 12 | $ 1,670,000 | $ 139,000 | $ 0 |
| Hudson County New Jersey | 12 | $ 4,430,000 | $ 369,000 | $ 0 |
| Mercer County New Jersey | 12 | $ 1,180,000 | $ 98,000 | $ 0 |
| Allegheny County Pennsylvania | 12 | $ 1,420,000 | $ 118,000 | $ 0 |
| Dallas County Texas | 12 | $ 2,060,000 | $ 171,000 | $ 0 |
| Camden County New Jersey | 11 | $ 2,965,000 | $ 269,000 | $ 0 |
| Suffolk County New York | 11 | $ 5,095,000 | $ 463,000 | $ 0 |
| Broward County Florida | 10 | $ 1,610,000 | $ 161,000 | $ 0 |
| Pinellas County Florida | 10 | $ 2,060,000 | $ 206,000 | $ 0 |
| Prince George's County Maryland | 10 | $ 2,900,000 | $ 290,000 | $ 0 |
| Bronx County New York | 10 | $ 3,420,000 | $ 342,000 | $ 0 |
| Nassau County New York | 10 | $ 4,560,000 | $ 456,000 | $ 0 |
| Orange County New York | 10 | $ 1,450,000 | $ 145,000 | $ 0 |
| Durham County North Carolina | 10 | $ 2,000,000 | $ 200,000 | $ 0 |
| San Bernardino County California | 9 | $ 1,815,000 | $ 201,000 | $ 0 |
| Ocean County New Jersey | 9 | $ 3,395,000 | $ 377,000 | $ 0 |
| District of Columbia County District Of Columbia | 8 | $ 1,470,000 | $ 183,000 | $ 0 |
| St. Lucie County Florida | 8 | $ 810,000 | $ 101,000 | $ 0 |
| Bibb County Georgia | 8 | $ 1,150,000 | $ 143,000 | $ 0 |
| Jackson County Missouri | 8 | $ 700,000 | $ 87,000 | $ 0 |
| Union County New Jersey | 8 | $ 1,640,000 | $ 205,000 | $ 0 |
| Buncombe County North Carolina | 8 | $ 2,140,000 | $ 267,000 | $ 0 |
| Bucks County Pennsylvania | 8 | $ 980,000 | $ 122,000 | $ 0 |
| Delaware County Pennsylvania | 8 | $ 1,060,000 | $ 132,000 | $ 0 |
| Smith County Texas | 8 | $ 800,000 | $ 100,000 | $ 0 |
| Los Angeles County California | 7 | $ 3,955,000 | $ 565,000 | $ 0 |
| Martin County Florida | 7 | $ 2,105,000 | $ 300,000 | $ 0 |
| Marion County Indiana | 7 | $ 625,000 | $ 89,000 | $ 0 |
| Gloucester County New Jersey | 7 | $ 735,000 | $ 105,000 | $ 0 |
| Monmouth County New Jersey | 7 | $ 1,885,000 | $ 269,000 | $ 0 |
| Monroe County Pennsylvania | 7 | $ 825,000 | $ 117,000 | $ 0 |
| Galveston County Texas | 7 | $ 985,000 | $ 140,000 | $ 0 |
| Tarrant County Texas | 7 | $ 1,435,000 | $ 205,000 | $ 0 |
| Volusia County Florida | 6 | $ 710,000 | $ 118,000 | $ 0 |
| Maui County Hawaii | 6 | $ 1,330,000 | $ 221,000 | $ 0 |
| Baltimore County Maryland | 6 | $ 930,000 | $ 155,000 | $ 0 |
| Bristol County Massachusetts | 6 | $ 1,040,000 | $ 173,000 | $ 0 |
| Albany County New York | 6 | $ 570,000 | $ 95,000 | $ 0 |
| Niagara County New York | 6 | $ 410,000 | $ 68,000 | $ 0 |
| Queens County New York | 6 | $ 1,910,000 | $ 318,000 | $ 0 |
| Knox County Tennessee | 6 | $ 1,010,000 | $ 168,000 | $ 0 |
| Bexar County Texas | 6 | $ 1,220,000 | $ 203,000 | $ 0 |
| Richmond City County Virginia | 6 | $ 760,000 | $ 126,000 | $ 0 |
| Jefferson County Alabama | 5 | $ 625,000 | $ 125,000 | $ 0 |
| Sacramento County California | 5 | $ 1,235,000 | $ 247,000 | $ 0 |
| Bay County Florida | 5 | $ 1,275,000 | $ 255,000 | $ 0 |
| Monroe County Florida | 5 | $ 2,445,000 | $ 489,000 | $ 0 |
| Pasco County Florida | 5 | $ 485,000 | $ 97,000 | $ 0 |
| Cobb County Georgia | 5 | $ 1,695,000 | $ 339,000 | $ 0 |
| DeKalb County Georgia | 5 | $ 1,185,000 | $ 237,000 | $ 0 |
| DuPage County Illinois | 5 | $ 975,000 | $ 195,000 | $ 0 |
| Delaware County Indiana | 5 | $ 495,000 | $ 99,000 | $ 0 |
| Worcester County Massachusetts | 5 | $ 1,115,000 | $ 223,000 | $ 0 |
| Sullivan County New York | 5 | $ 565,000 | $ 113,000 | $ 0 |
| Guilford County North Carolina | 5 | $ 705,000 | $ 141,000 | $ 0 |
| Lackawanna County Pennsylvania | 5 | $ 485,000 | $ 97,000 | $ 0 |
| Pike County Pennsylvania | 5 | $ 515,000 | $ 103,000 | $ 0 |
| Shelby County Tennessee | 5 | $ 385,000 | $ 77,000 | $ 0 |
| Hale County Texas | 5 | $ 295,000 | $ 59,000 | $ 0 |
| Montgomery County Texas | 5 | $ 1,685,000 | $ 337,000 | $ 0 |
| Milwaukee County Wisconsin | 5 | $ 505,000 | $ 101,000 | $ 0 |
| Lee County Florida | 4 | $ 1,010,000 | $ 252,000 | $ 0 |
| Orange County Florida | 4 | $ 620,000 | $ 155,000 | $ 0 |
| Sarasota County Florida | 4 | $ 1,070,000 | $ 267,000 | $ 0 |
| Will County Illinois | 4 | $ 530,000 | $ 132,000 | $ 0 |
| Macomb County Michigan | 4 | $ 640,000 | $ 160,000 | $ 0 |
| St. Louis City County Missouri | 4 | $ 410,000 | $ 102,000 | $ 0 |
| Bergen County New Jersey | 4 | $ 1,360,000 | $ 340,000 | $ 0 |
| Cape May County New Jersey | 4 | $ 1,480,000 | $ 370,000 | $ 0 |
| Middlesex County New Jersey | 4 | $ 1,190,000 | $ 297,000 | $ 0 |
| Morris County New Jersey | 4 | $ 950,000 | $ 237,000 | $ 0 |
| Sussex County New Jersey | 4 | $ 610,000 | $ 152,000 | $ 0 |
| Warren County New Jersey | 4 | $ 590,000 | $ 147,000 | $ 0 |
| New York County New York | 4 | $ 5,460,000 | $ 1,365,000 | $ 0 |
| Onondaga County New York | 4 | $ 400,000 | $ 100,000 | $ 0 |
| Richmond County New York | 4 | $ 1,240,000 | $ 310,000 | $ 0 |
| Rockland County New York | 4 | $ 1,370,000 | $ 342,000 | $ 0 |
| Westchester County New York | 4 | $ 1,540,000 | $ 385,000 | $ 0 |
| Chester County Pennsylvania | 4 | $ 880,000 | $ 220,000 | $ 0 |
| Luzerne County Pennsylvania | 4 | $ 850,000 | $ 212,000 | $ 0 |
| Dorchester County South Carolina | 4 | $ 760,000 | $ 190,000 | $ 0 |
| Horry County South Carolina | 4 | $ 2,670,000 | $ 667,000 | $ 0 |
| Fort Bend County Texas | 4 | $ 740,000 | $ 185,000 | $ 0 |
| Williamson County Texas | 4 | $ 630,000 | $ 157,000 | $ 0 |
| Riverside County California | 3 | $ 445,000 | $ 148,000 | $ 0 |
| Windham County Connecticut | 3 | $ 345,000 | $ 115,000 | $ 0 |
| Brevard County Florida | 3 | $ 445,000 | $ 148,000 | $ 0 |
| Bartow County Georgia | 3 | $ 435,000 | $ 145,000 | $ 0 |
| Clayton County Georgia | 3 | $ 425,000 | $ 141,000 | $ 0 |
| Henry County Georgia | 3 | $ 335,000 | $ 111,000 | $ 0 |
| LaPorte County Indiana | 3 | $ 185,000 | $ 61,000 | $ 0 |
| Montgomery County Maryland | 3 | $ 1,375,000 | $ 458,000 | $ 0 |
| Worcester County Maryland | 3 | $ 545,000 | $ 181,000 | $ 0 |
| Essex County Massachusetts | 3 | $ 735,000 | $ 245,000 | $ 0 |
| Hampden County Massachusetts | 3 | $ 375,000 | $ 125,000 | $ 0 |
| Middlesex County Massachusetts | 3 | $ 1,315,000 | $ 438,000 | $ 0 |
| Plymouth County Massachusetts | 3 | $ 1,215,000 | $ 405,000 | $ 0 |
| Burlington County New Jersey | 3 | $ 335,000 | $ 111,000 | $ 0 |
| Dutchess County New York | 3 | $ 405,000 | $ 135,000 | $ 0 |
| Alamance County North Carolina | 3 | $ 265,000 | $ 88,000 | $ 0 |
| Onslow County North Carolina | 3 | $ 235,000 | $ 78,000 | $ 0 |
| Hamilton County Ohio | 3 | $ 465,000 | $ 155,000 | $ 0 |
| Berks County Pennsylvania | 3 | $ 285,000 | $ 95,000 | $ 0 |
| Northampton County Pennsylvania | 3 | $ 865,000 | $ 288,000 | $ 0 |
| Brazoria County Texas | 3 | $ 315,000 | $ 105,000 | $ 0 |
| Hunt County Texas | 3 | $ 205,000 | $ 68,000 | $ 0 |
| Nueces County Texas | 3 | $ 475,000 | $ 158,000 | $ 0 |
| Pierce County Washington | 3 | $ 815,000 | $ 271,000 | $ 0 |
| Jefferson County West Virginia | 3 | $ 495,000 | $ 165,000 | $ 0 |
| Cherokee County Alabama | 2 | $ 380,000 | $ 190,000 | $ 0 |
| Madison County Alabama | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Montgomery County Alabama | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Pulaski County Arkansas | 2 | $ 1,230,000 | $ 615,000 | $ 0 |
| Monterey County California | 2 | $ 420,000 | $ 210,000 | $ 0 |
| Collier County Florida | 2 | $ 1,590,000 | $ 795,000 | $ 0 |
| Escambia County Florida | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Franklin County Florida | 2 | $ 700,000 | $ 350,000 | $ 0 |
| Indian River County Florida | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Jackson County Florida | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Manatee County Florida | 2 | $ 780,000 | $ 390,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Carroll County Georgia | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Catoosa County Georgia | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Muscogee County Georgia | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Honolulu County Hawaii | 2 | $ 1,740,000 | $ 870,000 | $ 0 |
| Kane County Illinois | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Lake County Indiana | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Orleans County Louisiana | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Kent County Maryland | 2 | $ 140,000 | $ 70,000 | $ 0 |
| Barnstable County Massachusetts | 2 | $ 1,150,000 | $ 575,000 | $ 0 |
| Berkshire County Massachusetts | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Suffolk County Massachusetts | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Kalamazoo County Michigan | 2 | $ 190,000 | $ 95,000 | $ 0 |
| Kent County Michigan | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Leelanau County Michigan | 2 | $ 450,000 | $ 225,000 | $ 0 |
| Oakland County Michigan | 2 | $ 360,000 | $ 180,000 | $ 0 |
| Harrison County Mississippi | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Atlantic County New Jersey | 2 | $ 370,000 | $ 185,000 | $ 0 |
| Somerset County New Jersey | 2 | $ 590,000 | $ 295,000 | $ 0 |
| Sandoval County New Mexico | 2 | $ 340,000 | $ 170,000 | $ 0 |
| Ulster County New York | 2 | $ 520,000 | $ 260,000 | $ 0 |
| Cumberland County North Carolina | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Dare County North Carolina | 2 | $ 1,510,000 | $ 755,000 | $ 0 |
| Haywood County North Carolina | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Iredell County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 0 |
| New Hanover County North Carolina | 2 | $ 680,000 | $ 340,000 | $ 0 |
| Wake County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Cuyahoga County Ohio | 2 | $ 200,000 | $ 100,000 | $ 0 |
| McCurtain County Oklahoma | 2 | $ 720,000 | $ 360,000 | $ 0 |
| Woodward County Oklahoma | 2 | $ 210,000 | $ 105,000 | $ 0 |
| Beaver County Pennsylvania | 2 | $ 170,000 | $ 85,000 | $ 0 |
| Dauphin County Pennsylvania | 2 | $ 250,000 | $ 125,000 | $ 0 |
| Greenville County South Carolina | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Lexington County South Carolina | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Cocke County Tennessee | 2 | $ 710,000 | $ 355,000 | $ 0 |
| Dickson County Tennessee | 2 | $ 310,000 | $ 155,000 | $ 0 |
| Giles County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 0 |
| Bell County Texas | 2 | $ 160,000 | $ 80,000 | $ 0 |
| Bowie County Texas | 2 | $ 180,000 | $ 90,000 | $ 0 |
| Collin County Texas | 2 | $ 580,000 | $ 290,000 | $ 0 |
| Jefferson County Texas | 2 | $ 240,000 | $ 120,000 | $ 0 |
| Johnson County Texas | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Page County Virginia | 2 | $ 270,000 | $ 135,000 | $ 0 |
| Spotsylvania County Virginia | 2 | $ 260,000 | $ 130,000 | $ 0 |
| King County Washington | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Dallas County Alabama | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Shelby County Alabama | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Mohave County Arizona | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Alameda County California | 1 | $ 635,000 | $ 635,000 | $ 0 |
| Kern County California | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Orange County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| San Diego County California | 1 | $ 245,000 | $ 245,000 | $ 0 |
| San Joaquin County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| San Mateo County California | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Solano County California | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Ventura County California | 1 | $ 1,605,000 | $ 1,605,000 | $ 0 |
| Yolo County California | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Adams County Colorado | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Grand County Colorado | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Routt County Colorado | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Litchfield County Connecticut | 1 | $ 195,000 | $ 195,000 | $ 0 |
| New London County Connecticut | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Alachua County Florida | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Charlotte County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Citrus County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Hernando County Florida | 1 | $ 335,000 | $ 335,000 | $ 0 |
| Highlands County Florida | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lake County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Marion County Florida | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 495,000 | $ 495,000 | $ 0 |
| St. Johns County Florida | 1 | $ 1,445,000 | $ 1,445,000 | $ 0 |
| Appling County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Chatham County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Coweta County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Dougherty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Douglas County Georgia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Fayette County Georgia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Houston County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Jackson County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Liberty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Pickens County Georgia | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Richmond County Georgia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Union County Georgia | 1 | $ 665,000 | $ 665,000 | $ 0 |
| Rock Island County Illinois | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Allen County Indiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Boone County Indiana | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Hamilton County Indiana | 1 | $ 585,000 | $ 585,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Finney County Kansas | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Johnson County Kansas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Shawnee County Kansas | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Wyandotte County Kansas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Greenup County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Oldham County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Assumption County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Jefferson County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 0 |
| St. Landry County Louisiana | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Terrebonne County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Androscoggin County Maine | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Penobscot County Maine | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Sagadahoc County Maine | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Anne Arundel County Maryland | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Harford County Maryland | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Howard County Maryland | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Queen Anne's County Maryland | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Washington County Maryland | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Nantucket County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Allegan County Michigan | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Bay County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Emmet County Michigan | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Jackson County Michigan | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Wayne County Michigan | 1 | $ 75,000 | $ 75,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Hinds County Mississippi | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Oktibbeha County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Camden County Missouri | 1 | $ 425,000 | $ 425,000 | $ 0 |
| Morgan County Missouri | 1 | $ 315,000 | $ 315,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Cascade County Montana | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Flathead County Montana | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Missoula County Montana | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Salem County New Jersey | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Bernalillo County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Curry County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Eddy County New Mexico | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Delaware County New York | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Herkimer County New York | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Jefferson County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Monroe County New York | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Montgomery County New York | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Oneida County New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Otsego County New York | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Rensselaer County New York | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Schenectady County New York | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Tompkins County New York | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Avery County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Cabarrus County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cherokee County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 875,000 | $ 875,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Forsyth County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lenoir County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Macon County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Montgomery County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Orange County North Carolina | 1 | $ 495,000 | $ 495,000 | $ 0 |
| Rowan County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Clermont County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lorain County Ohio | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Lucas County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Medina County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Montgomery County Ohio | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Creek County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cambria County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Centre County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Erie County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Mercer County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Washington County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Wayne County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 0 |
| Bamberg County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 755,000 | $ 755,000 | $ 0 |
| Darlington County South Carolina | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Florence County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Greenwood County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Lee County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Orangeburg County South Carolina | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Bastrop County Texas | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Comal County Texas | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Coryell County Texas | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Denton County Texas | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Erath County Texas | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Hays County Texas | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Henderson County Texas | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Kerr County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| McLennan County Texas | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Accomack County Virginia | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Carroll County Virginia | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Hampton County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Hanover County Virginia | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Henrico County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 625,000 | $ 625,000 | $ 0 |
| Louisa County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Newport News County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Roanoke City County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
| Stafford County Virginia | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Sussex County Virginia | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Clark County Washington | 1 | $ 355,000 | $ 355,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Lewis County Washington | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Yakima County Washington | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kanawha County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Monongalia County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Raleigh County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Kenosha County Wisconsin | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Carbon County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 0 |
Mortgage Loan Application Detail Totals for Visio Financial Services Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 826 | $169,720,000 | $205,000 | $2,255,000 | $0 | $0 |
| Home Purchase | 414 | $104,950,000 | $253,000 | $4,055,000 | $0 | $0 |
| Refinancing | 212 | $46,800,000 | $220,000 | $2,105,000 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,228 | $276,940,000 | $225,000 | $4,055,000 | $0 | $0 |
| White | 112 | $22,920,000 | $204,000 | $915,000 | $0 | $0 |
| Not Provided | 45 | $9,885,000 | $219,000 | $755,000 | $0 | $0 |
| Black or African American | 29 | $4,065,000 | $140,000 | $335,000 | $0 | $0 |
| Asian | 11 | $2,595,000 | $235,000 | $635,000 | $0 | $0 |
| Hispanic | 10 | $2,330,000 | $233,000 | $655,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $220,000 | $110,000 | $115,000 | $0 | $0 |
| American Indian or Alaskan Native | 1 | $105,000 | $105,000 | $105,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,452 | $321,470,000 | $221,000 | $4,055,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 742 | $153,580,000 | $206,000 | $2,235,000 | $0 | $0 |
| Application Denied By Financial Institution | 363 | $85,695,000 | $236,000 | $4,055,000 | $0 | $0 |
| Application Withdrawn By Applicant | 347 | $82,195,000 | $236,000 | $2,255,000 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,089 | $235,775,000 | $216,000 | $2,255,000 | $0 | $0 |
| Credit Application Incomplete | 363 | $85,695,000 | $236,000 | $4,055,000 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Visio Financial Services Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Visio Financial Services Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Delaware, download the full spreadsheet
with aggregated HMDA statistics today.