Wells Fargo Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005

Wells Fargo Bank, Na 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wells Fargo Bank, Na
100 N Main Street Mac D4001-063
Winston-Salem, NC 27150
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 264,126
Total Mortgage Loan Application Amount $45,142,999,000
Average Mortgage Loan Application Amount $319,523
Highest Mortgage Loan Application Amount $90,000,000
Average Applicant Income $56,859
Highest Applicant Income $9,999,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Wells Fargo Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2005 breaks down Wells Fargo Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Bank, Na serves its applicants.

Each category highlights the total number of mortgage applications processed by Wells Fargo Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Bank, Na's mortgage activity for 2005.

Mortgage Loan Application Totals for Wells Fargo Bank, Na by Metropolitan Area in 2005

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
PHILADELPHIA, PA 18,967 $ 2,056,667,000 $ 108,000 $ 88,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 17,305 $ 2,340,557,000 $ 135,000 $ 81,000
EDISON, NJ 7,545 $ 1,256,028,000 $ 166,000 $ 106,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 7,423 $ 796,840,000 $ 107,000 $ 64,000
CHARLOTTE-GASTONIA-CONCORD, NC-SC 7,371 $ 945,283,000 $ 128,000 $ 69,000
NEWARK-UNION, NJ-PA 6,830 $ 1,229,346,000 $ 179,000 $ 108,000
RICHMOND, VA 5,733 $ 608,992,000 $ 106,000 $ 60,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 5,218 $ 815,643,000 $ 156,000 $ 85,000
MIAMI-MIAMI BEACH-KENDALL, FL 5,102 $ 830,905,000 $ 162,000 $ 163,000
ALLENTOWN-BETHLEHEM-EASTON, PA-NJ 4,921 $ 501,026,000 $ 101,000 $ 73,000
ORLANDO, FL 4,706 $ 590,766,000 $ 125,000 $ 77,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 4,548 $ 856,543,000 $ 188,000 $ 81,000
CAMDEN, NJ 4,345 $ 500,819,000 $ 115,000 $ 96,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 4,253 $ 466,843,000 $ 109,000 $ 66,000
BALTIMORE-TOWSON, MD 4,227 $ 645,312,000 $ 152,000 $ 83,000
JACKSONVILLE, FL 4,085 $ 533,378,000 $ 130,000 $ 78,000
NEW YORK-WAYNE-WHITE PLAINS, NY-NJ 3,847 $ 1,075,922,000 $ 279,000 $ 128,000
LOS ANGELES-LONG BEACH-GLENDALE, CA 3,074 $ 1,563,788,000 $ 508,000 $ 314,000
RALEIGH-CARY, NC 2,882 $ 361,630,000 $ 125,000 $ 70,000
NEW HAVEN-MILFORD, CT 2,748 $ 303,160,000 $ 110,000 $ 76,000
SCRANTON--WILKES-BARRE, PA 2,670 $ 208,702,000 $ 78,000 $ 62,000
GREENSBORO-HIGH POINT, NC 2,441 $ 253,216,000 $ 103,000 $ 70,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 2,283 $ 267,827,000 $ 117,000 $ 67,000
LAKELAND, FL 2,267 $ 218,594,000 $ 96,000 $ 59,000
CAPE CORAL-FORT MYERS, FL 2,222 $ 256,395,000 $ 115,000 $ 65,000
BRIDGEPORT-STAMFORD-NORWALK, CT 2,215 $ 579,494,000 $ 261,000 $ 108,000
READING, PA 2,184 $ 186,414,000 $ 85,000 $ 67,000
SARASOTA-BRADENTON-VENICE, FL 2,019 $ 297,365,000 $ 147,000 $ 63,000
AUGUSTA-RICHMOND COUNTY, GA-SC 1,968 $ 138,450,000 $ 70,000 $ 75,000
COLUMBIA, SC 1,917 $ 176,772,000 $ 92,000 $ 64,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 1,854 $ 481,379,000 $ 259,000 $ 109,000
BETHESDA-FREDERICK-GAITHERSBURG, MD 1,821 $ 538,658,000 $ 295,000 $ 106,000
CHARLESTON-NORTH CHARLESTON, SC 1,797 $ 421,061,000 $ 234,000 $ 64,000
BIRMINGHAM-HOOVER, AL 1,735 $ 197,471,000 $ 113,000 $ 74,000
WINSTON-SALEM, NC 1,728 $ 159,475,000 $ 92,000 $ 58,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 1,700 $ 184,215,000 $ 108,000 $ 65,000
LANCASTER, PA 1,658 $ 152,989,000 $ 92,000 $ 65,000
TRENTON-EWING, NJ 1,624 $ 218,642,000 $ 134,000 $ 101,000
SANTA ANA-ANAHEIM-IRVINE, CA 1,577 $ 888,076,000 $ 563,000 $ 220,000
OAKLAND-FREMONT-HAYWARD, CA 1,524 $ 802,011,000 $ 526,000 $ 124,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 1,496 $ 936,295,000 $ 625,000 $ 54,000
DALLAS-PLANO-IRVING, TX 1,462 $ 334,555,000 $ 228,000 $ 87,000
GREENVILLE, SC 1,413 $ 168,684,000 $ 119,000 $ 65,000
ASHEVILLE, NC 1,399 $ 157,969,000 $ 112,000 $ 64,000
HOUSTON-BAYTOWN-SUGAR LAND, TX 1,363 $ 253,314,000 $ 185,000 $ 92,000
LYNCHBURG, VA 1,321 $ 103,502,000 $ 78,000 $ 67,000
COLUMBUS, GA-AL 1,284 $ 112,012,000 $ 87,000 $ 72,000
DURHAM, NC 1,256 $ 161,675,000 $ 128,000 $ 74,000
SAVANNAH, GA 1,235 $ 148,379,000 $ 120,000 $ 68,000
NASSAU-SUFFOLK, NY 1,195 $ 444,647,000 $ 372,000 $ 136,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 1,180 $ 463,757,000 $ 393,000 $ 57,000
HICKORY-LENOIR-MORGANTON, NC 1,137 $ 88,273,000 $ 77,000 $ 45,000
OCALA, FL 1,127 $ 92,003,000 $ 81,000 $ 55,000
HARTFORD-WEST HARTFORD-EAST HARTFORD, CT 1,122 $ 152,723,000 $ 136,000 $ 73,000
WILMINGTON, NC 1,093 $ 209,138,000 $ 191,000 $ 80,000
CHICAGO-NAPERVILLE-JOLIET, IL 1,092 $ 492,634,000 $ 451,000 $ 22,000
YORK-HANOVER, PA 1,092 $ 100,102,000 $ 91,000 $ 71,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 1,052 $ 575,157,000 $ 546,000 $ 302,000
PORT ST. LUCIE-FORT PIERCE, FL 1,041 $ 144,378,000 $ 138,000 $ 72,000
HARRISBURG-CARLISLE, PA 1,015 $ 86,096,000 $ 84,000 $ 68,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 993 $ 585,699,000 $ 589,000 $ 274,000
ATLANTIC CITY, NJ 982 $ 128,074,000 $ 130,000 $ 84,000
ROANOKE, VA 978 $ 105,140,000 $ 107,000 $ 59,000
PHOENIX-MESA-SCOTTSDALE, AZ 924 $ 534,153,000 $ 578,000 $ 87,000
NAPLES-MARCO ISLAND, FL 914 $ 184,792,000 $ 202,000 $ 82,000
PUNTA GORDA, FL 913 $ 94,575,000 $ 103,000 $ 53,000
PENSACOLA-FERRY PASS-BRENT, FL 826 $ 80,384,000 $ 97,000 $ 73,000
MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC 792 $ 146,201,000 $ 184,000 $ 95,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 712 $ 313,544,000 $ 440,000 $ 36,000
FLORENCE, SC 680 $ 38,445,000 $ 56,000 $ 61,000
FAYETTEVILLE, NC 672 $ 58,422,000 $ 86,000 $ 69,000
TALLAHASSEE, FL 654 $ 74,753,000 $ 114,000 $ 67,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 641 $ 93,379,000 $ 145,000 $ 87,000
LEBANON, PA 631 $ 50,201,000 $ 79,000 $ 55,000
MOBILE, AL 598 $ 76,994,000 $ 128,000 $ 65,000
FORT WORTH-ARLINGTON, TX 591 $ 86,314,000 $ 146,000 $ 77,000
GAINESVILLE, FL 541 $ 67,150,000 $ 124,000 $ 67,000
VERO BEACH, FL 536 $ 75,714,000 $ 141,000 $ 89,000
SEATTLE-BELLEVUE-EVERETT, WA 531 $ 316,393,000 $ 595,000 $ 43,000
SAN ANTONIO, TX 527 $ 71,282,000 $ 135,000 $ 98,000
DALTON, GA 525 $ 35,147,000 $ 66,000 $ 55,000
OCEAN CITY, NJ 524 $ 162,483,000 $ 310,000 $ 163,000
GREENVILLE, NC 503 $ 41,380,000 $ 82,000 $ 178,000
DOTHAN, AL 501 $ 36,154,000 $ 72,000 $ 61,000
DENVER-AURORA, CO 490 $ 206,080,000 $ 420,000 $ 84,000
ROCKY MOUNT, NC 482 $ 32,783,000 $ 68,000 $ 57,000
BOSTON-QUINCY, MA 463 $ 205,630,000 $ 444,000 $ 91,000
LAS VEGAS-PARADISE, NV 447 $ 306,590,000 $ 685,000 $ 235,000
CHARLOTTESVILLE, VA 445 $ 66,012,000 $ 148,000 $ 68,000
SPARTANBURG, SC 444 $ 36,172,000 $ 81,000 $ 56,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 401 $ 185,617,000 $ 462,000 $ 120,000
GAINESVILLE, GA 391 $ 47,330,000 $ 121,000 $ 71,000
OXNARD-THOUSAND OAKS-VENTURA, CA 385 $ 186,110,000 $ 483,000 $ 6,000
AUSTIN-ROUND ROCK, TX 384 $ 86,153,000 $ 224,000 $ 85,000
HUNTSVILLE, AL 363 $ 59,146,000 $ 162,000 $ 94,000
MONTGOMERY, AL 362 $ 42,963,000 $ 118,000 $ 73,000
BURLINGTON, NC 361 $ 26,886,000 $ 74,000 $ 53,000
NASHVILLE-DAVIDSON--MURFREESBORO, TN 341 $ 120,955,000 $ 354,000 $ 71,000
ANDERSON, SC 338 $ 23,392,000 $ 69,000 $ 71,000
GOLDSBORO, NC 334 $ 21,055,000 $ 63,000 $ 55,000
BEAUMONT-PORT ARTHUR, TX 319 $ 20,222,000 $ 63,000 $ 71,000
JACKSONVILLE, NC 314 $ 32,869,000 $ 104,000 $ 96,000
BLACKSBURG-CHRISTIANSBURG-RADFORD, VA 308 $ 40,795,000 $ 132,000 $ 71,000
MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI 307 $ 146,423,000 $ 476,000 $ 25,000
AUBURN-OPELIKA, AL 301 $ 25,155,000 $ 83,000 $ 74,000
PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA 279 $ 63,751,000 $ 228,000 $ 64,000
MACON, GA 269 $ 43,841,000 $ 162,000 $ 67,000
PORTLAND-VANCOUVER-BEAVERTON, OR-WA 263 $ 111,319,000 $ 423,000 $ 19,000
HARRISONBURG, VA 258 $ 20,400,000 $ 79,000 $ 56,000
ANNISTON-OXFORD, AL 248 $ 15,930,000 $ 64,000 $ 62,000
WILMINGTON, DE-MD-NJ 244 $ 72,989,000 $ 299,000 $ 84,000
MEMPHIS, TN-MS-AR 242 $ 56,487,000 $ 233,000 $ 74,000
ROME, GA 236 $ 17,456,000 $ 73,000 $ 47,000
SANTA ROSA-PETALUMA, CA 233 $ 147,305,000 $ 632,000 $ 30,000
PASCAGOULA, MS 213 $ 17,390,000 $ 81,000 $ 89,000
WINCHESTER, VA-WV 213 $ 22,580,000 $ 106,000 $ 66,000
ESSEX COUNTY, MA 210 $ 88,694,000 $ 422,000 $ 65,000
WARREN-FARMINGTON HILLS-TROY, MI 209 $ 83,202,000 $ 398,000 $ 13,000
DANVILLE, VA 208 $ 14,098,000 $ 67,000 $ 51,000
FORT WALTON BEACH-CRESTVIEW-DESTIN, FL 208 $ 44,496,000 $ 213,000 $ 93,000
GADSDEN, AL 206 $ 14,580,000 $ 70,000 $ 56,000
ST. LOUIS, MO-IL 203 $ 111,465,000 $ 549,000 $ 10,000
PANAMA CITY-LYNN HAVEN, FL 198 $ 44,854,000 $ 226,000 $ 86,000
WORCESTER, MA 186 $ 33,770,000 $ 181,000 $ 69,000
LAKE COUNTY-KENOSHA COUNTY, IL-WI 174 $ 86,624,000 $ 497,000 $ 67,000
SUMTER, SC 173 $ 12,132,000 $ 70,000 $ 45,000
ATHENS-CLARKE COUNTY, GA 172 $ 22,252,000 $ 129,000 $ 71,000
STOCKTON, CA 165 $ 61,195,000 $ 370,000 $ 0
TUSCALOOSA, AL 162 $ 33,384,000 $ 206,000 $ 68,000
VALLEJO-FAIRFIELD, CA 157 $ 82,443,000 $ 525,000 $ 26,000
SANTA CRUZ-WATSONVILLE, CA 156 $ 78,877,000 $ 505,000 $ 0
KINGSTON, NY 137 $ 18,589,000 $ 135,000 $ 74,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 136 $ 98,969,000 $ 727,000 $ 457,000
GULFPORT-BILOXI, MS 135 $ 21,209,000 $ 157,000 $ 115,000
KINGSPORT-BRISTOL-BRISTOL, TN-VA 127 $ 9,156,000 $ 72,000 $ 59,000
FRESNO, CA 122 $ 47,884,000 $ 392,000 $ 0
SALINAS, CA 120 $ 76,080,000 $ 634,000 $ 127,000
BAKERSFIELD, CA 119 $ 24,583,000 $ 206,000 $ 7,000
SALT LAKE CITY, UT 118 $ 42,193,000 $ 357,000 $ 3,000
PITTSBURGH, PA 112 $ 19,102,000 $ 170,000 $ 56,000
SAN LUIS OBISPO-PASO ROBLES, CA 111 $ 55,791,000 $ 502,000 $ 360,000
TUCSON, AZ 108 $ 37,307,000 $ 345,000 $ 13,000
MODESTO, CA 106 $ 36,393,000 $ 343,000 $ 23,000
RENO-SPARKS, NV 105 $ 47,136,000 $ 448,000 $ 40,000
COLUMBUS, OH 98 $ 33,467,000 $ 341,000 $ 48,000
BOULDER, CO 96 $ 43,381,000 $ 451,000 $ 16,000
TACOMA, WA 96 $ 37,722,000 $ 392,000 $ 31,000
FLORENCE-MUSCLE SHOALS, AL 95 $ 6,962,000 $ 73,000 $ 72,000
VINELAND-MILLVILLE-BRIDGETON, NJ 95 $ 9,224,000 $ 97,000 $ 63,000
HINESVILLE-FORT STEWART, GA 94 $ 5,545,000 $ 58,000 $ 65,000
BARNSTABLE TOWN, MA 90 $ 37,065,000 $ 411,000 $ 114,000
KANSAS CITY, MO-KS 90 $ 24,007,000 $ 266,000 $ 0
DECATUR, AL 84 $ 5,827,000 $ 69,000 $ 44,000
INDIANAPOLIS, IN 80 $ 42,958,000 $ 536,000 $ 5,000
NORWICH-NEW LONDON, CT 79 $ 15,204,000 $ 192,000 $ 101,000
CLEVELAND-ELYRIA-MENTOR, OH 77 $ 28,518,000 $ 370,000 $ 93,000
JACKSON, MS 77 $ 25,929,000 $ 336,000 $ 54,000
WARNER ROBINS, GA 77 $ 4,647,000 $ 60,000 $ 59,000
CINCINNATI-MIDDLETOWN, OH-KY-IN 76 $ 59,996,000 $ 789,000 $ 48,000
DETROIT-LIVONIA-DEARBORN, MI 74 $ 18,281,000 $ 247,000 $ 17,000
ALBANY-SCHENECTADY-TROY, NY 72 $ 9,404,000 $ 130,000 $ 72,000
ALBUQUERQUE, NM 71 $ 43,392,000 $ 611,000 $ 81,000
BRUNSWICK, GA 71 $ 30,908,000 $ 435,000 $ 146,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 69 $ 24,705,000 $ 358,000 $ 35,000
NAPA, CA 64 $ 33,197,000 $ 518,000 $ 55,000
KNOXVILLE, TN 62 $ 33,908,000 $ 546,000 $ 42,000
MILWAUKEE-WAUKESHA-WEST ALLIS, WI 58 $ 21,868,000 $ 377,000 $ 7,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 55 $ 18,178,000 $ 330,000 $ 49,000
DOVER, DE 52 $ 7,661,000 $ 147,000 $ 66,000
OMAHA-COUNCIL BLUFFS, NE-IA 52 $ 18,027,000 $ 346,000 $ 0
CHATTANOOGA, TN-GA 51 $ 9,541,000 $ 187,000 $ 44,000
COLORADO SPRINGS, CO 50 $ 31,771,000 $ 635,000 $ 20,000
ROCHESTER, NY 49 $ 6,194,000 $ 126,000 $ 56,000
BUFFALO-NIAGARA FALLS, NY 47 $ 11,669,000 $ 248,000 $ 75,000
BOISE CITY-NAMPA, ID 45 $ 9,954,000 $ 221,000 $ 7,000
HAGERSTOWN-MARTINSBURG, MD-WV 45 $ 10,438,000 $ 231,000 $ 85,000
LOUISVILLE, KY-IN 45 $ 24,573,000 $ 546,000 $ 35,000
BEND, OR 44 $ 16,703,000 $ 379,000 $ 34,000
NEW ORLEANS-METAIRIE-KENNER, LA 44 $ 12,938,000 $ 294,000 $ 9,000
OKLAHOMA CITY, OK 44 $ 9,824,000 $ 223,000 $ 0
SANTA FE, NM 43 $ 21,102,000 $ 490,000 $ 76,000
MANCHESTER-NASHUA, NH 41 $ 12,621,000 $ 307,000 $ 30,000
FORT COLLINS-LOVELAND, CO 40 $ 14,626,000 $ 365,000 $ 106,000
HATTIESBURG, MS 40 $ 5,588,000 $ 139,000 $ 80,000
MEDFORD, OR 40 $ 14,460,000 $ 361,000 $ 0
ALBANY, GA 37 $ 4,127,000 $ 111,000 $ 78,000
VISALIA-PORTERVILLE, CA 37 $ 9,064,000 $ 244,000 $ 0
ANN ARBOR, MI 34 $ 15,612,000 $ 459,000 $ 27,000
SYRACUSE, NY 34 $ 4,266,000 $ 125,000 $ 78,000
YUBA CITY, CA 33 $ 9,451,000 $ 286,000 $ 0
BATON ROUGE, LA 32 $ 75,228,000 $ 2,350,000 $ 0
TULSA, OK 32 $ 25,227,000 $ 788,000 $ 0
AKRON, OH 31 $ 7,841,000 $ 252,000 $ 3,000
CHICO, CA 31 $ 12,608,000 $ 406,000 $ 0
EL PASO, TX 31 $ 20,132,000 $ 649,000 $ 121,000
PROVO-OREM, UT 31 $ 27,962,000 $ 902,000 $ 0
CORPUS CHRISTI, TX 30 $ 6,692,000 $ 223,000 $ 125,000
FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO 30 $ 6,893,000 $ 229,000 $ 14,000
MADISON, WI 30 $ 10,260,000 $ 342,000 $ 0
SPRINGFIELD, MA 30 $ 8,329,000 $ 277,000 $ 20,000
OGDEN-CLEARFIELD, UT 29 $ 9,863,000 $ 340,000 $ 29,000
REDDING, CA 28 $ 10,674,000 $ 381,000 $ 0
SPRINGFIELD, MO 27 $ 5,221,000 $ 193,000 $ 0
BELLINGHAM, WA 26 $ 7,279,000 $ 279,000 $ 0
EUGENE-SPRINGFIELD, OR 26 $ 8,560,000 $ 329,000 $ 0
GRAND RAPIDS-WYOMING, MI 26 $ 5,478,000 $ 210,000 $ 40,000
HONOLULU, HI 26 $ 13,337,000 $ 512,000 $ 21,000
VALDOSTA, GA 26 $ 7,408,000 $ 284,000 $ 79,000
BREMERTON-SILVERDALE, WA 25 $ 10,950,000 $ 438,000 $ 0
DES MOINES, IA 25 $ 10,557,000 $ 422,000 $ 0
JOHNSON CITY, TN 25 $ 3,317,000 $ 132,000 $ 43,000
MERCED, CA 25 $ 7,332,000 $ 293,000 $ 0
SPOKANE, WA 25 $ 5,084,000 $ 203,000 $ 0
DAYTON, OH 24 $ 7,871,000 $ 327,000 $ 8,000
GLENS FALLS, NY 24 $ 3,587,000 $ 149,000 $ 61,000
PRESCOTT, AZ 24 $ 17,541,000 $ 730,000 $ 4,000
GRAND JUNCTION, CO 23 $ 13,439,000 $ 584,000 $ 14,000
KALAMAZOO-PORTAGE, MI 23 $ 7,440,000 $ 323,000 $ 23,000
BINGHAMTON, NY 22 $ 1,294,000 $ 58,000 $ 93,000
GREELEY, CO 22 $ 5,291,000 $ 240,000 $ 0
LEXINGTON-FAYETTE, KY 22 $ 6,924,000 $ 314,000 $ 12,000
LITTLE ROCK-NORTH LITTLE ROCK, AR 22 $ 6,785,000 $ 308,000 $ 36,000
UTICA-ROME, NY 22 $ 2,077,000 $ 94,000 $ 119,000
OLYMPIA, WA 21 $ 46,290,000 $ 2,204,000 $ 0
SALEM, OR 21 $ 6,032,000 $ 287,000 $ 0
COEUR D'ALENE, ID 20 $ 4,487,000 $ 224,000 $ 0
MCALLEN-EDINBURG-PHARR, TX 19 $ 2,335,000 $ 122,000 $ 44,000
FORT WAYNE, IN 18 $ 3,822,000 $ 212,000 $ 12,000
KILLEEN-TEMPLE-FORT HOOD, TX 18 $ 1,672,000 $ 92,000 $ 98,000
SHERMAN-DENISON, TX 18 $ 2,733,000 $ 151,000 $ 46,000
SHREVEPORT-BOSSIER CITY, LA 18 $ 2,107,000 $ 117,000 $ 0
WICHITA, KS 18 $ 5,220,000 $ 290,000 $ 35,000
FLAGSTAFF, AZ 17 $ 10,153,000 $ 597,000 $ 0
LANSING-EAST LANSING, MI 17 $ 5,758,000 $ 338,000 $ 108,000
TYLER, TX 17 $ 10,420,000 $ 612,000 $ 133,000
BURLINGTON-SOUTH BURLINGTON, VT 16 $ 4,753,000 $ 297,000 $ 190,000
MADERA, CA 16 $ 6,688,000 $ 418,000 $ 36,000
ST. GEORGE, UT 15 $ 4,364,000 $ 290,000 $ 3,000
WILLIAMSPORT, PA 15 $ 928,000 $ 61,000 $ 54,000
CLARKSVILLE, TN-KY 14 $ 1,843,000 $ 131,000 $ 32,000
ROCKFORD, IL 14 $ 2,248,000 $ 160,000 $ 1,000
STATE COLLEGE, PA 14 $ 2,158,000 $ 154,000 $ 85,000
CUMBERLAND, MD-WV 13 $ 1,437,000 $ 110,000 $ 151,000
FLINT, MI 13 $ 4,643,000 $ 357,000 $ 0
GARY, IN 12 $ 3,337,000 $ 278,000 $ 33,000
LUBBOCK, TX 12 $ 1,358,000 $ 113,000 $ 21,000
MOUNT VERNON-ANACORTES, WA 12 $ 2,321,000 $ 193,000 $ 0
SALISBURY, MD 12 $ 1,663,000 $ 138,000 $ 58,000
TOLEDO, OH 12 $ 21,063,000 $ 1,755,000 $ 15,000
BROWNSVILLE-HARLINGEN, TX 11 $ 2,078,000 $ 188,000 $ 66,000
LAS CRUCES, NM 11 $ 7,634,000 $ 694,000 $ 0
MORRISTOWN, TN 11 $ 927,000 $ 84,000 $ 78,000
PUEBLO, CO 11 $ 1,755,000 $ 159,000 $ 0
LINCOLN, NE 10 $ 2,706,000 $ 270,000 $ 0
YUMA, AZ 10 $ 1,446,000 $ 144,000 $ 0
CLEVELAND, TN 9 $ 903,000 $ 100,000 $ 41,000
HANFORD-CORCORAN, CA 9 $ 2,115,000 $ 235,000 $ 0
LAFAYETTE, LA 9 $ 1,980,000 $ 220,000 $ 0
LAWRENCE, KS 9 $ 1,843,000 $ 204,000 $ 0
RACINE, WI 9 $ 2,087,000 $ 231,000 $ 27,000
SIOUX FALLS, SD 9 $ 2,393,000 $ 265,000 $ 0
YOUNGSTOWN-WARREN-BOARDMAN, OH-PA 9 $ 1,431,000 $ 159,000 $ 0
BLOOMINGTON-NORMAL, IL 8 $ 1,808,000 $ 226,000 $ 0
CANTON-MASSILLON, OH 8 $ 3,069,000 $ 383,000 $ 0
CHAMPAIGN-URBANA, IL 8 $ 26,209,000 $ 3,276,000 $ 0
ERIE, PA 8 $ 795,000 $ 99,000 $ 38,000
WACO, TX 8 $ 1,902,000 $ 237,000 $ 0
BATTLE CREEK, MI 7 $ 826,000 $ 118,000 $ 35,000
BILLINGS, MT 7 $ 1,815,000 $ 259,000 $ 24,000
CHARLESTON, WV 7 $ 2,625,000 $ 375,000 $ 42,000
COLLEGE STATION-BRYAN, TX 7 $ 1,548,000 $ 221,000 $ 0
DAVENPORT-MOLINE-ROCK ISLAND, IA-IL 7 $ 2,774,000 $ 396,000 $ 0
EL CENTRO, CA 7 $ 1,777,000 $ 253,000 $ 0
LONGVIEW, TX 7 $ 1,051,000 $ 150,000 $ 23,000
RAPID CITY, SD 7 $ 829,000 $ 118,000 $ 0
ST. CLOUD, MN 7 $ 1,743,000 $ 249,000 $ 23,000
WENATCHEE, WA 7 $ 1,220,000 $ 174,000 $ 0
CARSON CITY, NV 6 $ 2,704,000 $ 450,000 $ 0
DULUTH, MN-WI 6 $ 1,184,000 $ 197,000 $ 8,000
ELMIRA, NY 6 $ 327,000 $ 54,000 $ 38,000
GREEN BAY, WI 6 $ 2,208,000 $ 368,000 $ 65,000
HOLLAND-GRAND HAVEN, MI 6 $ 4,135,000 $ 689,000 $ 189,000
KENNEWICK-RICHLAND-PASCO, WA 6 $ 1,349,000 $ 224,000 $ 0
LAREDO, TX 6 $ 1,390,000 $ 231,000 $ 0
MONROE, LA 6 $ 4,786,000 $ 797,000 $ 0
MONROE, MI 6 $ 1,682,000 $ 280,000 $ 0
PEORIA, IL 6 $ 3,228,000 $ 538,000 $ 0
SPRINGFIELD, IL 6 $ 6,129,000 $ 1,021,000 $ 0
YAKIMA, WA 6 $ 1,407,000 $ 234,000 $ 0
ALTOONA, PA 5 $ 189,000 $ 37,000 $ 83,000
ANDERSON, IN 5 $ 275,000 $ 55,000 $ 20,000
BAY CITY, MI 5 $ 431,000 $ 86,000 $ 0
CEDAR RAPIDS, IA 5 $ 2,133,000 $ 426,000 $ 0
COLUMBIA, MO 5 $ 1,626,000 $ 325,000 $ 73,000
CORVALLIS, OR 5 $ 1,350,000 $ 270,000 $ 0
JACKSON, MI 5 $ 558,000 $ 111,000 $ 0
JOHNSTOWN, PA 5 $ 580,000 $ 116,000 $ 91,000
MISSOULA, MT 5 $ 998,000 $ 199,000 $ 0
NILES-BENTON HARBOR, MI 5 $ 2,683,000 $ 536,000 $ 5,000
TOPEKA, KS 5 $ 993,000 $ 198,000 $ 0
ANCHORAGE, AK 4 $ 2,037,000 $ 509,000 $ 0
BOWLING GREEN, KY 4 $ 516,000 $ 129,000 $ 0
FOND DU LAC, WI 4 $ 1,092,000 $ 273,000 $ 0
FORT SMITH, AR-OK 4 $ 626,000 $ 156,000 $ 0
JONESBORO, AR 4 $ 969,000 $ 242,000 $ 0
LAFAYETTE, IN 4 $ 7,046,000 $ 1,761,000 $ 0
LAKE CHARLES, LA 4 $ 742,000 $ 185,000 $ 15,000
LOGAN, UT-ID 4 $ 968,000 $ 242,000 $ 0
MICHIGAN CITY-LA PORTE, IN 4 $ 721,000 $ 180,000 $ 0
PITTSFIELD, MA 4 $ 1,495,000 $ 373,000 $ 179,000
POCATELLO, ID 4 $ 782,000 $ 195,000 $ 0
SHEBOYGAN, WI 4 $ 1,060,000 $ 265,000 $ 21,000
WHEELING, WV-OH 4 $ 508,000 $ 127,000 $ 65,000
ALEXANDRIA, LA 3 $ 348,000 $ 116,000 $ 0
AMES, IA 3 $ 977,000 $ 325,000 $ 0
IDAHO FALLS, ID 3 $ 153,000 $ 51,000 $ 0
LEWISTON-AUBURN, ME 3 $ 345,000 $ 115,000 $ 13,000
SAGINAW-SAGINAW TOWNSHIP NORTH, MI 3 $ 401,000 $ 133,000 $ 0
SAN ANGELO, TX 3 $ 140,000 $ 46,000 $ 78,000
ST. JOSEPH, MO-KS 3 $ 1,070,000 $ 356,000 $ 0
WAUSAU, WI 3 $ 811,000 $ 270,000 $ 0
ABILENE, TX 2 $ 99,000 $ 49,000 $ 18,000
AMARILLO, TX 2 $ 534,000 $ 267,000 $ 0
BANGOR, ME 2 $ 660,000 $ 330,000 $ 0
BLOOMINGTON, IN 2 $ 249,000 $ 124,000 $ 0
COLUMBUS, IN 2 $ 285,000 $ 142,000 $ 0
EAU CLAIRE, WI 2 $ 210,000 $ 105,000 $ 0
FARGO, ND-MN 2 $ 330,000 $ 165,000 $ 0
FARMINGTON, NM 2 $ 226,000 $ 113,000 $ 0
GREAT FALLS, MT 2 $ 222,000 $ 111,000 $ 88,000
HOT SPRINGS, AR 2 $ 998,000 $ 499,000 $ 47,000
HOUMA-BAYOU CANE-THIBODAUX, LA 2 $ 125,000 $ 62,000 $ 0
JANESVILLE, WI 2 $ 541,000 $ 270,000 $ 0
JEFFERSON CITY, MO 2 $ 330,000 $ 165,000 $ 0
JOPLIN, MO 2 $ 243,000 $ 121,000 $ 0
KANKAKEE-BRADLEY, IL 2 $ 151,000 $ 75,000 $ 0
LONGVIEW, WA 2 $ 271,000 $ 135,000 $ 0
MIDLAND, TX 2 $ 410,000 $ 205,000 $ 0
MUNCIE, IN 2 $ 103,000 $ 51,000 $ 0
OSHKOSH-NEENAH, WI 2 $ 540,000 $ 270,000 $ 0
OWENSBORO, KY 2 $ 422,000 $ 211,000 $ 0
ROCHESTER, MN 2 $ 536,000 $ 268,000 $ 0
TEXARKANA, TX-TEXARKANA, AR 2 $ 124,000 $ 62,000 $ 21,000
VICTORIA, TX 2 $ 96,000 $ 48,000 $ 0
WATERLOO-CEDAR FALLS, IA 2 $ 158,000 $ 79,000 $ 0
WICHITA FALLS, TX 2 $ 238,000 $ 119,000 $ 0
APPLETON, WI 1 $ 462,000 $ 462,000 $ 0
CASPER, WY 1 $ 108,000 $ 108,000 $ 0
DECATUR, IL 1 $ 64,000 $ 64,000 $ 0
ELIZABETHTOWN, KY 1 $ 150,000 $ 150,000 $ 0
ELKHART-GOSHEN, IN 1 $ 127,000 $ 127,000 $ 0
EVANSVILLE, IN-KY 1 $ 599,000 $ 599,000 $ 0
IOWA CITY, IA 1 $ 421,000 $ 421,000 $ 0
ITHACA, NY 1 $ 110,000 $ 110,000 $ 39,000
LA CROSSE, WI-MN 1 $ 100,000 $ 100,000 $ 0
LAWTON, OK 1 $ 559,000 $ 559,000 $ 0
MANSFIELD, OH 1 $ 68,000 $ 68,000 $ 0
MORGANTOWN, WV 1 $ 55,000 $ 55,000 $ 38,000
PINE BLUFF, AR 1 $ 61,000 $ 61,000 $ 0
SIOUX CITY, IA-NE-SD 1 $ 354,000 $ 354,000 $ 0
SOUTH BEND-MISHAWAKA, IN-MI 1 $ 54,000 $ 54,000 $ 0
TERRE HAUTE, IN 1 $ 28,000 $ 28,000 $ 27,000

Mortgage Loan Application Detail Totals for Wells Fargo Bank, Na in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 176,572 $28,617,050,000 $356,160 $90,000,000 $44,200 $9,999,000
Home Purchase 55,592 $14,859,624,000 $366,411 $46,480,000 $53,764 $9,999,000
Home Improvement 31,962 $1,666,325,000 $163,111 $18,000,000 $86,148 $3,450,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 138,855 $14,837,429,000 $400,152 $13,000,000 $179,086 $9,999,000
Not applicable 49,669 $22,456,610,000 $426,274 $90,000,000 $607 $1,797,000
Black or African American 27,899 $2,429,653,000 $155,181 $4,491,000 $127,818 $8,668,000
Hispanic 19,362 $2,049,665,000 $184,250 $6,400,000 $104,708 $9,999,000
Not Provided 18,733 $2,118,523,000 $361,171 $6,189,000 $149,400 $8,416,000
Asian 5,280 $723,168,000 $178,347 $4,500,000 $130,956 $6,804,000
American Indian or Alaskan Native 3,497 $426,415,000 $109,705 $2,430,000 $119,411 $2,555,000
Native Hawaiian or Other Pacific Islander 831 $101,536,000 $159,941 $1,800,000 $105,058 $867,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 264,098 $45,140,011,000 $346,568 $90,000,000 $48,686 $9,999,000
FHA-insured (Federal Housing Administration) 21 $1,967,000 $95,700 $193,000 $29,600 $550,000
VA-guaranteed (Veterans Administration) 7 $1,021,000 $145,857 $234,000 $10,857 $52,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 104,930 $14,530,820,000 $2,316,826 $90,000,000 $150,173 $9,999,000
Application Denied By Financial Institution 55,079 $5,396,102,000 $132,051 $6,720,000 $117,487 $4,200,000
Application Approved But Not Accepted 54,873 $5,912,604,000 $317,176 $4,640,000 $141,970 $8,296,000
Loan Purchased By The Institution 48,928 $19,209,303,000 $337,352 $3,475,000 $274 $1,794,000
Application Withdrawn By Applicant 203 $83,684,000 $631,055 $8,336,000 $31,000 $617,000
File Closed For Incompleteness 113 $10,486,000 $106,583 $1,300,000 $79,583 $710,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 35,763 $2,894,084,000 $67,379 $6,400,000 $67,103 $3,450,000
Debt-To-Income Ratio 11,340 $1,523,578,000 $130,666 $3,750,000 $68,600 $1,342,000
Collateral 7,241 $806,296,000 $127,333 $3,500,000 $184,696 $4,200,000
Other 655 $139,442,000 $299,222 $2,500,000 $159,222 $2,615,000
Unverifiable Information 56 $16,022,000 $270,500 $6,720,000 $113,250 $3,111,000
Insufficient Cash (Downpayment, Closing Cost) 17 $14,168,000 $585,000 $6,000,000 $172,600 $2,887,000
Credit Application Incomplete 4 $660,000 $165,000 $280,000 $174,750 $411,000
Employment History 3 $1,852,000 $465,000 $1,200,000 $73,000 $192,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Bank, Na's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wells Fargo Bank, Na's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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