Wallick & Volk, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Wallick & Volk, Inc. 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wallick & Volk, Inc. 222 E. 18Th St. Cheyenne, WY 82001 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,893 |
| Total Mortgage Loan Application Amount | $1,184,461,000 |
| Average Mortgage Loan Application Amount | $237,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $128,666 |
| Highest Applicant Income | $1,345,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Wallick & Volk, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wallick & Volk, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Wallick & Volk, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wallick & Volk, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wallick & Volk, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wallick & Volk, Inc.'s mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 1,200 | $ 244,723,000 | $ 203,000 | $ 93,000 |
| Laramie County Wyoming | 680 | $ 121,686,000 | $ 178,000 | $ 76,000 |
| Yavapai County Arizona | 613 | $ 110,298,000 | $ 179,000 | $ 75,000 |
| Natrona County Wyoming | 444 | $ 81,491,000 | $ 183,000 | $ 71,000 |
| Imperial County California | 353 | $ 64,557,000 | $ 182,000 | $ 77,000 |
| Coconino County Arizona | 306 | $ 74,668,000 | $ 244,000 | $ 108,000 |
| McLennan County Texas | 296 | $ 42,803,000 | $ 144,000 | $ 79,000 |
| San Diego County California | 234 | $ 77,843,000 | $ 332,000 | $ 100,000 |
| Victoria County Texas | 208 | $ 32,265,000 | $ 155,000 | $ 74,000 |
| Riverside County California | 178 | $ 42,061,000 | $ 236,000 | $ 82,000 |
| Bernalillo County New Mexico | 171 | $ 28,171,000 | $ 164,000 | $ 67,000 |
| Brazos County Texas | 164 | $ 26,557,000 | $ 161,000 | $ 72,000 |
| King County Washington | 98 | $ 35,517,000 | $ 362,000 | $ 123,000 |
| Carbon County Wyoming | 91 | $ 15,354,000 | $ 168,000 | $ 67,000 |
| Sandoval County New Mexico | 78 | $ 13,330,000 | $ 170,000 | $ 66,000 |
| Contra Costa County California | 66 | $ 27,612,000 | $ 418,000 | $ 126,000 |
| Pinal County Arizona | 65 | $ 10,544,000 | $ 162,000 | $ 61,000 |
| Washington County Texas | 58 | $ 9,904,000 | $ 170,000 | $ 71,000 |
| Snohomish County Washington | 38 | $ 10,327,000 | $ 271,000 | $ 99,000 |
| Montgomery County Texas | 37 | $ 6,029,000 | $ 162,000 | $ 78,000 |
| Walker County Texas | 35 | $ 4,950,000 | $ 141,000 | $ 91,000 |
| Calhoun County Texas | 33 | $ 4,202,000 | $ 127,000 | $ 65,000 |
| Navajo County Arizona | 27 | $ 4,026,000 | $ 149,000 | $ 78,000 |
| Alameda County California | 27 | $ 11,436,000 | $ 423,000 | $ 132,000 |
| Valencia County New Mexico | 22 | $ 2,612,000 | $ 118,000 | $ 56,000 |
| Converse County Wyoming | 21 | $ 4,290,000 | $ 204,000 | $ 82,000 |
| Los Angeles County California | 20 | $ 6,559,000 | $ 327,000 | $ 137,000 |
| San Luis Obispo County California | 17 | $ 5,779,000 | $ 339,000 | $ 114,000 |
| San Bernardino County California | 14 | $ 2,927,000 | $ 209,000 | $ 63,000 |
| Grimes County Texas | 14 | $ 2,067,000 | $ 147,000 | $ 71,000 |
| Pierce County Washington | 14 | $ 2,972,000 | $ 212,000 | $ 70,000 |
| Santa Barbara County California | 13 | $ 3,366,000 | $ 258,000 | $ 86,000 |
| Grays Harbor County Washington | 13 | $ 1,774,000 | $ 136,000 | $ 89,000 |
| Platte County Wyoming | 13 | $ 1,778,000 | $ 136,000 | $ 59,000 |
| Coryell County Texas | 8 | $ 1,135,000 | $ 141,000 | $ 66,000 |
| Albany County Wyoming | 8 | $ 1,288,000 | $ 161,000 | $ 69,000 |
| Orange County California | 7 | $ 2,916,000 | $ 416,000 | $ 137,000 |
| Bell County Texas | 7 | $ 1,115,000 | $ 159,000 | $ 74,000 |
| Goliad County Texas | 7 | $ 1,821,000 | $ 260,000 | $ 132,000 |
| Pima County Arizona | 6 | $ 1,346,000 | $ 224,000 | $ 134,000 |
| Solano County California | 5 | $ 1,610,000 | $ 322,000 | $ 88,000 |
| Bosque County Texas | 5 | $ 521,000 | $ 104,000 | $ 76,000 |
| DeWitt County Texas | 5 | $ 823,000 | $ 164,000 | $ 101,000 |
| Jackson County Texas | 5 | $ 986,000 | $ 197,000 | $ 92,000 |
| San Jacinto County Texas | 5 | $ 612,000 | $ 122,000 | $ 54,000 |
| Williamson County Texas | 5 | $ 910,000 | $ 182,000 | $ 88,000 |
| Washakie County Wyoming | 5 | $ 596,000 | $ 119,000 | $ 52,000 |
| Falls County Texas | 4 | $ 486,000 | $ 121,000 | $ 85,000 |
| Harris County Texas | 4 | $ 533,000 | $ 133,000 | $ 73,000 |
| Nueces County Texas | 4 | $ 354,000 | $ 88,000 | $ 95,000 |
| Tarrant County Texas | 4 | $ 900,000 | $ 225,000 | $ 125,000 |
| Thurston County Washington | 4 | $ 1,029,000 | $ 257,000 | $ 84,000 |
| La Paz County Arizona | 3 | $ 638,000 | $ 212,000 | $ 141,000 |
| Mohave County Arizona | 3 | $ 534,000 | $ 178,000 | $ 153,000 |
| Sacramento County California | 3 | $ 1,096,000 | $ 365,000 | $ 186,000 |
| San Francisco County California | 3 | $ 1,648,000 | $ 549,000 | $ 230,000 |
| El Paso County Colorado | 3 | $ 669,000 | $ 223,000 | $ 84,000 |
| Larimer County Colorado | 3 | $ 814,000 | $ 271,000 | $ 130,000 |
| Multnomah County Oregon | 3 | $ 623,000 | $ 207,000 | $ 93,000 |
| Kimble County Texas | 3 | $ 344,000 | $ 114,000 | $ 82,000 |
| Madison County Texas | 3 | $ 698,000 | $ 232,000 | $ 83,000 |
| Island County Washington | 3 | $ 587,000 | $ 195,000 | $ 142,000 |
| Goshen County Wyoming | 3 | $ 511,000 | $ 170,000 | $ 62,000 |
| Park County Wyoming | 3 | $ 1,196,000 | $ 398,000 | $ 89,000 |
| Sweetwater County Wyoming | 3 | $ 720,000 | $ 240,000 | $ 85,000 |
| Apache County Arizona | 2 | $ 437,000 | $ 218,000 | $ 107,000 |
| Placer County California | 2 | $ 887,000 | $ 443,000 | $ 179,000 |
| San Joaquin County California | 2 | $ 242,000 | $ 121,000 | $ 66,000 |
| Santa Clara County California | 2 | $ 879,000 | $ 439,000 | $ 118,000 |
| Sonoma County California | 2 | $ 1,024,000 | $ 512,000 | $ 135,000 |
| Stanislaus County California | 2 | $ 499,000 | $ 249,000 | $ 90,000 |
| Jefferson County Colorado | 2 | $ 505,000 | $ 252,000 | $ 98,000 |
| Scotts Bluff County Nebraska | 2 | $ 211,000 | $ 105,000 | $ 32,000 |
| Curry County New Mexico | 2 | $ 223,000 | $ 111,000 | $ 42,000 |
| Santa Fe County New Mexico | 2 | $ 308,000 | $ 154,000 | $ 49,000 |
| Torrance County New Mexico | 2 | $ 195,000 | $ 97,000 | $ 38,000 |
| Comal County Texas | 2 | $ 331,000 | $ 165,000 | $ 78,000 |
| Henderson County Texas | 2 | $ 450,000 | $ 225,000 | $ 95,000 |
| Lavaca County Texas | 2 | $ 274,000 | $ 137,000 | $ 64,000 |
| Tyler County Texas | 2 | $ 184,000 | $ 92,000 | $ 80,000 |
| Waller County Texas | 2 | $ 302,000 | $ 151,000 | $ 68,000 |
| Clark County Washington | 2 | $ 542,000 | $ 271,000 | $ 143,000 |
| Franklin County Washington | 2 | $ 376,000 | $ 188,000 | $ 84,000 |
| Skagit County Washington | 2 | $ 417,000 | $ 208,000 | $ 287,000 |
| Whatcom County Washington | 2 | $ 491,000 | $ 245,000 | $ 86,000 |
| Campbell County Wyoming | 2 | $ 175,000 | $ 87,000 | $ 47,000 |
| Fremont County Wyoming | 2 | $ 322,000 | $ 161,000 | $ 88,000 |
| Sublette County Wyoming | 2 | $ 644,000 | $ 322,000 | $ 101,000 |
| Gila County Arizona | 1 | $ 60,000 | $ 60,000 | $ 80,000 |
| Graham County Arizona | 1 | $ 187,000 | $ 187,000 | $ 106,000 |
| Santa Cruz County Arizona | 1 | $ 120,000 | $ 120,000 | $ 52,000 |
| Yuma County Arizona | 1 | $ 250,000 | $ 250,000 | $ 92,000 |
| Calaveras County California | 1 | $ 165,000 | $ 165,000 | $ 175,000 |
| Del Norte County California | 1 | $ 184,000 | $ 184,000 | $ 161,000 |
| El Dorado County California | 1 | $ 474,000 | $ 474,000 | $ 152,000 |
| Fresno County California | 1 | $ 147,000 | $ 147,000 | $ 39,000 |
| Humboldt County California | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Kern County California | 1 | $ 147,000 | $ 147,000 | $ 51,000 |
| Napa County California | 1 | $ 466,000 | $ 466,000 | $ 138,000 |
| Yolo County California | 1 | $ 366,000 | $ 366,000 | $ 98,000 |
| Adams County Colorado | 1 | $ 306,000 | $ 306,000 | $ 123,000 |
| Arapahoe County Colorado | 1 | $ 213,000 | $ 213,000 | $ 69,000 |
| Boulder County Colorado | 1 | $ 449,000 | $ 449,000 | $ 86,000 |
| Denver County Colorado | 1 | $ 210,000 | $ 210,000 | $ 94,000 |
| Moffat County Colorado | 1 | $ 93,000 | $ 93,000 | $ 66,000 |
| Routt County Colorado | 1 | $ 495,000 | $ 495,000 | $ 90,000 |
| Weld County Colorado | 1 | $ 204,000 | $ 204,000 | $ 118,000 |
| Kimball County Nebraska | 1 | $ 67,000 | $ 67,000 | $ 40,000 |
| Grant County New Mexico | 1 | $ 194,000 | $ 194,000 | $ 195,000 |
| Rio Arriba County New Mexico | 1 | $ 219,000 | $ 219,000 | $ 202,000 |
| Clatsop County Oregon | 1 | $ 417,000 | $ 417,000 | $ 249,000 |
| Curry County Oregon | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Washington County Oregon | 1 | $ 290,000 | $ 290,000 | $ 64,000 |
| Aransas County Texas | 1 | $ 71,000 | $ 71,000 | $ 93,000 |
| Austin County Texas | 1 | $ 206,000 | $ 206,000 | $ 81,000 |
| Bexar County Texas | 1 | $ 138,000 | $ 138,000 | $ 63,000 |
| Collin County Texas | 1 | $ 417,000 | $ 417,000 | $ 236,000 |
| El Paso County Texas | 1 | $ 90,000 | $ 90,000 | $ 77,000 |
| Fort Bend County Texas | 1 | $ 269,000 | $ 269,000 | $ 109,000 |
| Guadalupe County Texas | 1 | $ 161,000 | $ 161,000 | $ 84,000 |
| Hill County Texas | 1 | $ 135,000 | $ 135,000 | $ 70,000 |
| Kerr County Texas | 1 | $ 272,000 | $ 272,000 | $ 101,000 |
| Lubbock County Texas | 1 | $ 182,000 | $ 182,000 | $ 88,000 |
| Midland County Texas | 1 | $ 280,000 | $ 280,000 | $ 100,000 |
| Rockwall County Texas | 1 | $ 248,000 | $ 248,000 | $ 197,000 |
| Travis County Texas | 1 | $ 54,000 | $ 54,000 | $ 43,000 |
| Wharton County Texas | 1 | $ 71,000 | $ 71,000 | $ 17,000 |
| Clallam County Washington | 1 | $ 266,000 | $ 266,000 | $ 108,000 |
| Douglas County Washington | 1 | $ 319,000 | $ 319,000 | $ 353,000 |
| Kitsap County Washington | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Okanogan County Washington | 1 | $ 120,000 | $ 120,000 | $ 127,000 |
| Spokane County Washington | 1 | $ 122,000 | $ 122,000 | $ 35,000 |
| Big Horn County Wyoming | 1 | $ 222,000 | $ 222,000 | $ 60,000 |
| Crook County Wyoming | 1 | $ 216,000 | $ 216,000 | $ 72,000 |
| Niobrara County Wyoming | 1 | $ 150,000 | $ 150,000 | $ 110,000 |
| Sheridan County Wyoming | 1 | $ 241,000 | $ 241,000 | $ 81,000 |
| Teton County Wyoming | 1 | $ 374,000 | $ 374,000 | $ 218,000 |
Mortgage Loan Application Detail Totals for Wallick & Volk, Inc. in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,942 | $960,185,000 | $194,000 | $1,380,000 | $82,000 | $905,000 |
| Refinancing | 942 | $221,737,000 | $235,000 | $2,000,000 | $96,000 | $1,345,000 |
| Home Improvement | 9 | $2,539,000 | $282,000 | $644,000 | $208,000 | $850,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,153 | $834,040,000 | $200,000 | $2,000,000 | $88,000 | $1,345,000 |
| Hispanic | 1,015 | $191,440,000 | $188,000 | $1,000,000 | $67,000 | $248,000 |
| Not Provided | 443 | $89,811,000 | $202,000 | $707,000 | $85,000 | $503,000 |
| Asian | 122 | $34,666,000 | $284,000 | $856,000 | $96,000 | $390,000 |
| Black or African American | 112 | $23,900,000 | $213,000 | $501,000 | $73,000 | $171,000 |
| Native Hawaiian or Other Pacific Islander | 33 | $8,242,000 | $249,000 | $626,000 | $115,000 | $871,000 |
| American Indian or Alaskan Native | 15 | $2,362,000 | $157,000 | $285,000 | $63,000 | $118,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,019 | $629,932,000 | $208,000 | $2,000,000 | $100,000 | $1,345,000 |
| FHA-insured (Federal Housing Administration) | 1,780 | $325,100,000 | $182,000 | $636,000 | $66,000 | $244,000 |
| VA-guaranteed (Veterans Administration) | 735 | $171,655,000 | $233,000 | $856,000 | $76,000 | $388,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 359 | $57,774,000 | $160,000 | $485,000 | $52,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,679 | $932,167,000 | $199,000 | $1,240,000 | $83,000 | $1,345,000 |
| Application Withdrawn By Applicant | 675 | $141,941,000 | $210,000 | $1,380,000 | $94,000 | $905,000 |
| Application Denied By Financial Institution | 384 | $79,893,000 | $208,000 | $2,000,000 | $83,000 | $1,153,000 |
| Application Approved But Not Accepted | 135 | $25,615,000 | $189,000 | $610,000 | $78,000 | $333,000 |
| File Closed For Incompleteness | 20 | $4,845,000 | $242,000 | $444,000 | $96,000 | $262,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 105 | $20,510,000 | $195,000 | $529,000 | $96,000 | $1,153,000 |
| Debt-To-Income Ratio | 101 | $21,004,000 | $207,000 | $1,000,000 | $67,000 | $237,000 |
| Credit History | 56 | $12,331,000 | $220,000 | $2,000,000 | $80,000 | $504,000 |
| Other | 42 | $8,852,000 | $210,000 | $1,294,000 | $90,000 | $611,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $4,585,000 | $208,000 | $417,000 | $71,000 | $181,000 |
| Credit Application Incomplete | 21 | $4,094,000 | $194,000 | $417,000 | $99,000 | $360,000 |
| Unverifiable Information | 13 | $3,465,000 | $266,000 | $680,000 | $86,000 | $186,000 |
| Employment History | 8 | $1,540,000 | $192,000 | $322,000 | $71,000 | $187,000 |
| Mortgage Insurance Denied | 1 | $302,000 | $302,000 | $302,000 | $56,000 | $56,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wallick & Volk, Inc.'s 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wallick & Volk, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.