Washington Federal S&L
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Washington Federal S&L 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Federal S&L 425 Pike Street Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,835 |
| Total Mortgage Loan Application Amount | $1,858,253,000 |
| Average Mortgage Loan Application Amount | $252,333 |
| Highest Mortgage Loan Application Amount | $3,500,000 |
| Average Applicant Income | $129,000 |
| Highest Applicant Income | $6,228,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Washington Federal S&L. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal S&L's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Washington Federal S&L's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal S&L serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Federal S&L, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal S&L's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 760 | $ 304,233,000 | $ 400,000 | $ 152,000 |
| Maricopa County Arizona | 348 | $ 83,138,000 | $ 238,000 | $ 95,000 |
| Salt Lake County Utah | 309 | $ 101,198,000 | $ 327,000 | $ 128,000 |
| Pierce County Washington | 283 | $ 83,325,000 | $ 294,000 | $ 148,000 |
| Pima County Arizona | 246 | $ 61,652,000 | $ 250,000 | $ 109,000 |
| Thurston County Washington | 230 | $ 58,853,000 | $ 255,000 | $ 100,000 |
| Snohomish County Washington | 217 | $ 75,696,000 | $ 348,000 | $ 117,000 |
| Marion County Oregon | 196 | $ 46,073,000 | $ 235,000 | $ 180,000 |
| Lane County Oregon | 168 | $ 44,274,000 | $ 263,000 | $ 80,000 |
| Skagit County Washington | 162 | $ 40,561,000 | $ 250,000 | $ 97,000 |
| Ada County Idaho | 152 | $ 36,010,000 | $ 236,000 | $ 232,000 |
| Deschutes County Oregon | 150 | $ 48,928,000 | $ 326,000 | $ 172,000 |
| Clark County Nevada | 144 | $ 40,365,000 | $ 280,000 | $ 113,000 |
| Multnomah County Oregon | 141 | $ 44,713,000 | $ 317,000 | $ 136,000 |
| Kitsap County Washington | 141 | $ 46,399,000 | $ 329,000 | $ 131,000 |
| Clark County Washington | 138 | $ 34,404,000 | $ 249,000 | $ 197,000 |
| Chaves County New Mexico | 120 | $ 8,252,000 | $ 68,000 | $ 57,000 |
| Dona Ana County New Mexico | 109 | $ 19,561,000 | $ 179,000 | $ 94,000 |
| Clallam County Washington | 109 | $ 28,510,000 | $ 261,000 | $ 102,000 |
| Canyon County Idaho | 105 | $ 21,483,000 | $ 204,000 | $ 167,000 |
| Washington County Oregon | 102 | $ 35,769,000 | $ 350,000 | $ 215,000 |
| Clackamas County Oregon | 101 | $ 39,818,000 | $ 394,000 | $ 240,000 |
| Linn County Oregon | 94 | $ 21,360,000 | $ 227,000 | $ 92,000 |
| Polk County Oregon | 92 | $ 21,228,000 | $ 230,000 | $ 227,000 |
| Whatcom County Washington | 90 | $ 26,024,000 | $ 289,000 | $ 77,000 |
| McKinley County New Mexico | 89 | $ 9,367,000 | $ 105,000 | $ 74,000 |
| Benton County Oregon | 82 | $ 25,554,000 | $ 311,000 | $ 108,000 |
| Bernalillo County New Mexico | 80 | $ 14,635,000 | $ 182,000 | $ 129,000 |
| Cache County Utah | 80 | $ 15,223,000 | $ 190,000 | $ 113,000 |
| Island County Washington | 80 | $ 21,720,000 | $ 271,000 | $ 96,000 |
| Jackson County Oregon | 79 | $ 22,436,000 | $ 284,000 | $ 119,000 |
| Lincoln County Oregon | 78 | $ 21,101,000 | $ 270,000 | $ 115,000 |
| Utah County Utah | 68 | $ 19,466,000 | $ 286,000 | $ 133,000 |
| Mohave County Arizona | 64 | $ 9,508,000 | $ 148,000 | $ 67,000 |
| San Juan County Washington | 64 | $ 23,410,000 | $ 365,000 | $ 130,000 |
| Yamhill County Oregon | 55 | $ 17,053,000 | $ 310,000 | $ 1,521,000 |
| Davis County Utah | 53 | $ 14,048,000 | $ 265,000 | $ 91,000 |
| Twin Falls County Idaho | 51 | $ 8,673,000 | $ 170,000 | $ 93,000 |
| Lewis County Washington | 51 | $ 10,954,000 | $ 214,000 | $ 78,000 |
| Pinal County Arizona | 48 | $ 8,257,000 | $ 172,000 | $ 61,000 |
| Klamath County Oregon | 48 | $ 8,448,000 | $ 176,000 | $ 75,000 |
| Weber County Utah | 45 | $ 13,256,000 | $ 294,000 | $ 90,000 |
| Box Elder County Utah | 40 | $ 8,348,000 | $ 208,000 | $ 72,000 |
| Bannock County Idaho | 39 | $ 6,287,000 | $ 161,000 | $ 70,000 |
| Carbon County Utah | 37 | $ 5,532,000 | $ 149,000 | $ 70,000 |
| Mason County Washington | 37 | $ 8,084,000 | $ 218,000 | $ 76,000 |
| Bingham County Idaho | 35 | $ 6,776,000 | $ 193,000 | $ 92,000 |
| Jerome County Idaho | 34 | $ 4,298,000 | $ 126,000 | $ 76,000 |
| Lincoln County New Mexico | 33 | $ 2,600,000 | $ 78,000 | $ 62,000 |
| Jefferson County Washington | 31 | $ 8,143,000 | $ 262,000 | $ 86,000 |
| Bonneville County Idaho | 29 | $ 5,785,000 | $ 199,000 | $ 88,000 |
| Madison County Idaho | 27 | $ 6,452,000 | $ 238,000 | $ 135,000 |
| Coos County Oregon | 27 | $ 4,796,000 | $ 177,000 | $ 92,000 |
| Douglas County Oregon | 26 | $ 5,700,000 | $ 219,000 | $ 203,000 |
| Valley County Idaho | 24 | $ 9,878,000 | $ 411,000 | $ 165,000 |
| Jefferson County Oregon | 20 | $ 4,637,000 | $ 231,000 | $ 71,000 |
| Summit County Utah | 20 | $ 7,232,000 | $ 361,000 | $ 236,000 |
| Otero County New Mexico | 19 | $ 2,385,000 | $ 125,000 | $ 72,000 |
| Collin County Texas | 19 | $ 5,260,000 | $ 276,000 | $ 196,000 |
| Dallas County Texas | 17 | $ 3,776,000 | $ 222,000 | $ 127,000 |
| Cowlitz County Washington | 17 | $ 3,752,000 | $ 220,000 | $ 100,000 |
| Fremont County Idaho | 16 | $ 3,591,000 | $ 224,000 | $ 111,000 |
| Sandoval County New Mexico | 16 | $ 5,640,000 | $ 352,000 | $ 118,000 |
| Columbia County Oregon | 16 | $ 5,359,000 | $ 334,000 | $ 489,000 |
| Crook County Oregon | 16 | $ 4,740,000 | $ 296,000 | $ 101,000 |
| Tillamook County Oregon | 16 | $ 4,877,000 | $ 304,000 | $ 118,000 |
| Wasco County Oregon | 16 | $ 2,474,000 | $ 154,000 | $ 202,000 |
| Yavapai County Arizona | 15 | $ 2,189,000 | $ 145,000 | $ 52,000 |
| Rich County Utah | 15 | $ 4,031,000 | $ 268,000 | $ 177,000 |
| Wasatch County Utah | 15 | $ 6,348,000 | $ 423,000 | $ 140,000 |
| Santa Cruz County Arizona | 14 | $ 3,750,000 | $ 267,000 | $ 179,000 |
| Jefferson County Idaho | 14 | $ 2,425,000 | $ 173,000 | $ 65,000 |
| Tooele County Utah | 14 | $ 3,158,000 | $ 225,000 | $ 85,000 |
| Klickitat County Washington | 14 | $ 2,390,000 | $ 170,000 | $ 236,000 |
| Eddy County New Mexico | 12 | $ 1,056,000 | $ 88,000 | $ 53,000 |
| San Juan County New Mexico | 12 | $ 2,196,000 | $ 183,000 | $ 120,000 |
| Hood River County Oregon | 12 | $ 2,592,000 | $ 216,000 | $ 53,000 |
| Denton County Texas | 12 | $ 4,339,000 | $ 361,000 | $ 182,000 |
| Navajo County Arizona | 11 | $ 2,000,000 | $ 181,000 | $ 92,000 |
| Gooding County Idaho | 11 | $ 1,349,000 | $ 122,000 | $ 75,000 |
| Cibola County New Mexico | 11 | $ 1,137,000 | $ 103,000 | $ 78,000 |
| Josephine County Oregon | 11 | $ 2,267,000 | $ 206,000 | $ 164,000 |
| El Paso County Texas | 11 | $ 1,487,000 | $ 135,000 | $ 675,000 |
| Boise County Idaho | 10 | $ 2,776,000 | $ 277,000 | $ 125,000 |
| Tarrant County Texas | 10 | $ 2,320,000 | $ 232,000 | $ 137,000 |
| Gem County Idaho | 9 | $ 2,081,000 | $ 231,000 | $ 73,000 |
| Santa Fe County New Mexico | 9 | $ 2,682,000 | $ 298,000 | $ 413,000 |
| Bear Lake County Idaho | 8 | $ 2,203,000 | $ 275,000 | $ 103,000 |
| Grays Harbor County Washington | 8 | $ 1,798,000 | $ 224,000 | $ 86,000 |
| Franklin County Idaho | 7 | $ 1,602,000 | $ 228,000 | $ 62,000 |
| Adams County Idaho | 6 | $ 1,465,000 | $ 244,000 | $ 199,000 |
| Morgan County Utah | 6 | $ 2,296,000 | $ 382,000 | $ 117,000 |
| Washington County Utah | 6 | $ 2,216,000 | $ 369,000 | $ 376,000 |
| Skamania County Washington | 6 | $ 1,631,000 | $ 271,000 | $ 64,000 |
| Teton County Idaho | 5 | $ 2,588,000 | $ 517,000 | $ 149,000 |
| Luna County New Mexico | 5 | $ 779,000 | $ 155,000 | $ 104,000 |
| Washington County Idaho | 4 | $ 494,000 | $ 123,000 | $ 97,000 |
| Curry County Oregon | 4 | $ 979,000 | $ 244,000 | $ 66,000 |
| Iron County Utah | 4 | $ 1,230,000 | $ 307,000 | $ 30,000 |
| Benton County Washington | 4 | $ 436,000 | $ 109,000 | $ 999,000 |
| Kittitas County Washington | 4 | $ 2,084,000 | $ 521,000 | $ 259,000 |
| Cochise County Arizona | 3 | $ 423,000 | $ 141,000 | $ 66,000 |
| Gila County Arizona | 3 | $ 480,000 | $ 160,000 | $ 67,000 |
| Payette County Idaho | 3 | $ 568,000 | $ 189,000 | $ 70,000 |
| Curry County New Mexico | 3 | $ 419,000 | $ 139,000 | $ 146,000 |
| Roosevelt County New Mexico | 3 | $ 353,000 | $ 117,000 | $ 188,000 |
| Valencia County New Mexico | 3 | $ 567,000 | $ 189,000 | $ 56,000 |
| Ellis County Texas | 3 | $ 457,000 | $ 152,000 | $ 61,000 |
| Coconino County Arizona | 2 | $ 322,000 | $ 161,000 | $ 56,000 |
| Blaine County Idaho | 2 | $ 872,000 | $ 436,000 | $ 132,000 |
| Power County Idaho | 2 | $ 290,000 | $ 145,000 | $ 52,000 |
| Nye County Nevada | 2 | $ 287,000 | $ 143,000 | $ 134,000 |
| Grant County New Mexico | 2 | $ 296,000 | $ 148,000 | $ 74,000 |
| Lea County New Mexico | 2 | $ 626,000 | $ 313,000 | $ 116,000 |
| Lubbock County Texas | 2 | $ 123,000 | $ 61,000 | $ 287,000 |
| Wise County Texas | 2 | $ 232,000 | $ 116,000 | $ 54,000 |
| Emery County Utah | 2 | $ 312,000 | $ 156,000 | $ 94,000 |
| Yuma County Arizona | 1 | $ 200,000 | $ 200,000 | $ 40,000 |
| La Plata County Colorado | 1 | $ 100,000 | $ 100,000 | $ 151,000 |
| Camas County Idaho | 1 | $ 106,000 | $ 106,000 | $ 82,000 |
| Cassia County Idaho | 1 | $ 344,000 | $ 344,000 | $ 89,000 |
| Custer County Idaho | 1 | $ 210,000 | $ 210,000 | $ 180,000 |
| Idaho County Idaho | 1 | $ 134,000 | $ 134,000 | $ 40,000 |
| Minidoka County Idaho | 1 | $ 130,000 | $ 130,000 | $ 57,000 |
| Owyhee County Idaho | 1 | $ 253,000 | $ 253,000 | $ 83,000 |
| Douglas County Nevada | 1 | $ 415,000 | $ 415,000 | $ 41,000 |
| Colfax County New Mexico | 1 | $ 172,000 | $ 172,000 | $ 39,000 |
| San Miguel County New Mexico | 1 | $ 999,000 | $ 999,000 | $ 274,000 |
| Socorro County New Mexico | 1 | $ 179,000 | $ 179,000 | $ 32,000 |
| Torrance County New Mexico | 1 | $ 168,000 | $ 168,000 | $ 75,000 |
| Lake County Oregon | 1 | $ 232,000 | $ 232,000 | $ 71,000 |
| Umatilla County Oregon | 1 | $ 140,000 | $ 140,000 | $ 216,000 |
| Grayson County Texas | 1 | $ 62,000 | $ 62,000 | $ 50,000 |
| Harris County Texas | 1 | $ 60,000 | $ 60,000 | $ 131,000 |
| Henderson County Texas | 1 | $ 48,000 | $ 48,000 | $ 31,000 |
| Kaufman County Texas | 1 | $ 324,000 | $ 324,000 | $ 192,000 |
| Palo Pinto County Texas | 1 | $ 507,000 | $ 507,000 | $ 0 |
| Parker County Texas | 1 | $ 400,000 | $ 400,000 | $ 213,000 |
| Titus County Texas | 1 | $ 70,000 | $ 70,000 | $ 61,000 |
| Daggett County Utah | 1 | $ 38,000 | $ 38,000 | $ 250,000 |
| Juab County Utah | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Millard County Utah | 1 | $ 68,000 | $ 68,000 | $ 43,000 |
| Sevier County Utah | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Uintah County Utah | 1 | $ 139,000 | $ 139,000 | $ 216,000 |
| Pacific County Washington | 1 | $ 116,000 | $ 116,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Washington Federal S&L in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,688 | $1,101,940,000 | $298,000 | $3,440,000 | $116,000 | $4,810,000 |
| Refinancing | 2,783 | $677,464,000 | $243,000 | $2,925,000 | $179,000 | $6,228,000 |
| Home Improvement | 364 | $78,849,000 | $216,000 | $3,500,000 | $92,000 | $1,764,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,360 | $1,474,442,000 | $275,000 | $3,500,000 | $160,000 | $6,228,000 |
| Not applicable | 570 | $164,616,000 | $288,000 | $2,925,000 | $0 | $0 |
| Hispanic | 430 | $77,987,000 | $181,000 | $1,200,000 | $91,000 | $5,828,000 |
| Asian | 251 | $73,761,000 | $293,000 | $1,200,000 | $151,000 | $3,142,000 |
| Not Provided | 90 | $33,413,000 | $371,000 | $1,500,000 | $187,000 | $1,335,000 |
| Black or African American | 81 | $22,237,000 | $274,000 | $1,218,000 | $95,000 | $552,000 |
| American Indian or Alaskan Native | 38 | $7,854,000 | $206,000 | $700,000 | $77,000 | $165,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $3,943,000 | $262,000 | $562,000 | $67,000 | $139,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,818 | $1,855,895,000 | $272,000 | $3,500,000 | $141,000 | $6,228,000 |
| FHA-insured (Federal Housing Administration) | 9 | $1,279,000 | $142,000 | $301,000 | $43,000 | $53,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,079,000 | $134,000 | $195,000 | $47,000 | $74,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,693 | $1,230,580,000 | $262,000 | $2,925,000 | $140,000 | $4,810,000 |
| Application Denied By Financial Institution | 917 | $266,641,000 | $290,000 | $3,500,000 | $158,000 | $3,983,000 |
| Application Withdrawn By Applicant | 591 | $164,821,000 | $278,000 | $1,788,000 | $152,000 | $6,228,000 |
| File Closed For Incompleteness | 253 | $71,695,000 | $283,000 | $1,120,000 | $95,000 | $1,134,000 |
| Application Approved But Not Accepted | 138 | $41,885,000 | $303,000 | $2,150,000 | $131,000 | $1,127,000 |
| Preapproval Approved but not Accepted | 129 | $46,539,000 | $360,000 | $1,615,000 | $133,000 | $2,113,000 |
| Preapproval Denied by Financial Institution | 114 | $36,092,000 | $316,000 | $1,173,000 | $95,000 | $475,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 345 | $115,001,000 | $333,000 | $1,578,000 | $108,000 | $3,983,000 |
| Credit History | 258 | $50,273,000 | $194,000 | $1,170,000 | $94,000 | $1,234,000 |
| Other | 200 | $72,083,000 | $360,000 | $3,500,000 | $237,000 | $1,946,000 |
| Collateral | 156 | $41,861,000 | $268,000 | $2,000,000 | $243,000 | $1,849,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 29 | $11,399,000 | $393,000 | $1,388,000 | $183,000 | $1,020,000 |
| Unverifiable Information | 18 | $6,235,000 | $346,000 | $1,000,000 | $110,000 | $360,000 |
| Employment History | 15 | $4,197,000 | $279,000 | $508,000 | $63,000 | $132,000 |
| Credit Application Incomplete | 8 | $1,488,000 | $186,000 | $316,000 | $83,000 | $152,000 |
| Mortgage Insurance Denied | 2 | $196,000 | $98,000 | $134,000 | $94,000 | $139,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal S&L's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Federal S&L's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.