Washington Federal S&L
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Washington Federal S&L 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Federal S&L 425 Pike Street Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,384 |
| Total Mortgage Loan Application Amount | $2,528,398,000 |
| Average Mortgage Loan Application Amount | $349,333 |
| Highest Mortgage Loan Application Amount | $4,050,000 |
| Average Applicant Income | $142,333 |
| Highest Applicant Income | $6,357,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Washington Federal S&L. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal S&L's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Washington Federal S&L's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal S&L serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Federal S&L, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal S&L's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,100 | $ 498,742,000 | $ 453,000 | $ 151,000 |
| Maricopa County Arizona | 479 | $ 125,080,000 | $ 261,000 | $ 178,000 |
| Salt Lake County Utah | 310 | $ 107,423,000 | $ 346,000 | $ 115,000 |
| Pierce County Washington | 274 | $ 98,520,000 | $ 359,000 | $ 178,000 |
| Snohomish County Washington | 273 | $ 92,189,000 | $ 337,000 | $ 113,000 |
| Pima County Arizona | 247 | $ 84,138,000 | $ 340,000 | $ 136,000 |
| Multnomah County Oregon | 232 | $ 111,119,000 | $ 478,000 | $ 145,000 |
| Clark County Nevada | 221 | $ 74,670,000 | $ 337,000 | $ 250,000 |
| Clackamas County Oregon | 148 | $ 66,629,000 | $ 450,000 | $ 138,000 |
| Lane County Oregon | 144 | $ 41,813,000 | $ 290,000 | $ 95,000 |
| Kitsap County Washington | 144 | $ 57,800,000 | $ 401,000 | $ 146,000 |
| Deschutes County Oregon | 142 | $ 43,464,000 | $ 306,000 | $ 131,000 |
| Thurston County Washington | 141 | $ 41,656,000 | $ 295,000 | $ 190,000 |
| Bernalillo County New Mexico | 133 | $ 44,244,000 | $ 332,000 | $ 135,000 |
| Washington County Oregon | 133 | $ 56,529,000 | $ 425,000 | $ 167,000 |
| Skagit County Washington | 132 | $ 33,482,000 | $ 253,000 | $ 88,000 |
| Ada County Idaho | 130 | $ 34,482,000 | $ 265,000 | $ 118,000 |
| Dallas County Texas | 128 | $ 61,437,000 | $ 479,000 | $ 214,000 |
| Marion County Oregon | 110 | $ 35,986,000 | $ 327,000 | $ 88,000 |
| Clark County Washington | 92 | $ 37,228,000 | $ 404,000 | $ 141,000 |
| Utah County Utah | 90 | $ 31,405,000 | $ 348,000 | $ 152,000 |
| Whatcom County Washington | 84 | $ 26,194,000 | $ 311,000 | $ 135,000 |
| Clallam County Washington | 79 | $ 22,251,000 | $ 281,000 | $ 164,000 |
| San Juan County Washington | 76 | $ 27,366,000 | $ 360,000 | $ 132,000 |
| Island County Washington | 75 | $ 24,624,000 | $ 328,000 | $ 127,000 |
| Chaves County New Mexico | 73 | $ 3,720,000 | $ 50,000 | $ 43,000 |
| Collin County Texas | 66 | $ 27,930,000 | $ 423,000 | $ 218,000 |
| Tarrant County Texas | 66 | $ 28,052,000 | $ 425,000 | $ 255,000 |
| Jackson County Oregon | 63 | $ 20,795,000 | $ 330,000 | $ 128,000 |
| Lincoln County Oregon | 60 | $ 16,094,000 | $ 268,000 | $ 118,000 |
| Pinal County Arizona | 53 | $ 7,483,000 | $ 141,000 | $ 112,000 |
| Denton County Texas | 52 | $ 23,651,000 | $ 454,000 | $ 196,000 |
| Canyon County Idaho | 51 | $ 7,853,000 | $ 153,000 | $ 85,000 |
| McKinley County New Mexico | 51 | $ 5,677,000 | $ 111,000 | $ 59,000 |
| Davis County Utah | 51 | $ 17,032,000 | $ 333,000 | $ 147,000 |
| Benton County Oregon | 46 | $ 15,405,000 | $ 334,000 | $ 118,000 |
| Summit County Utah | 45 | $ 21,634,000 | $ 480,000 | $ 177,000 |
| Sandoval County New Mexico | 43 | $ 15,285,000 | $ 355,000 | $ 142,000 |
| Lewis County Washington | 43 | $ 9,074,000 | $ 211,000 | $ 82,000 |
| Polk County Oregon | 41 | $ 13,740,000 | $ 335,000 | $ 98,000 |
| Cache County Utah | 40 | $ 8,399,000 | $ 209,000 | $ 98,000 |
| Weber County Utah | 39 | $ 12,920,000 | $ 331,000 | $ 159,000 |
| Twin Falls County Idaho | 38 | $ 7,667,000 | $ 201,000 | $ 105,000 |
| San Juan County New Mexico | 31 | $ 7,249,000 | $ 233,000 | $ 80,000 |
| Linn County Oregon | 31 | $ 6,415,000 | $ 206,000 | $ 77,000 |
| Yamhill County Oregon | 31 | $ 14,456,000 | $ 466,000 | $ 111,000 |
| El Paso County Texas | 31 | $ 6,007,000 | $ 193,000 | $ 123,000 |
| Lincoln County New Mexico | 30 | $ 6,183,000 | $ 206,000 | $ 99,000 |
| Santa Fe County New Mexico | 30 | $ 13,515,000 | $ 450,000 | $ 143,000 |
| Dona Ana County New Mexico | 26 | $ 6,953,000 | $ 267,000 | $ 88,000 |
| Klamath County Oregon | 26 | $ 5,218,000 | $ 200,000 | $ 98,000 |
| Madison County Idaho | 25 | $ 6,104,000 | $ 244,000 | $ 245,000 |
| Douglas County Oregon | 25 | $ 7,461,000 | $ 298,000 | $ 97,000 |
| Box Elder County Utah | 25 | $ 6,251,000 | $ 250,000 | $ 91,000 |
| Bannock County Idaho | 24 | $ 3,906,000 | $ 162,000 | $ 94,000 |
| Bingham County Idaho | 23 | $ 3,805,000 | $ 165,000 | $ 121,000 |
| Carbon County Utah | 23 | $ 4,573,000 | $ 198,000 | $ 80,000 |
| Josephine County Oregon | 21 | $ 7,221,000 | $ 343,000 | $ 115,000 |
| Mason County Washington | 21 | $ 5,578,000 | $ 265,000 | $ 99,000 |
| Wasatch County Utah | 20 | $ 13,508,000 | $ 675,000 | $ 342,000 |
| Bonneville County Idaho | 19 | $ 3,707,000 | $ 195,000 | $ 75,000 |
| Columbia County Oregon | 18 | $ 4,087,000 | $ 227,000 | $ 83,000 |
| Jefferson County Washington | 17 | $ 5,496,000 | $ 323,000 | $ 96,000 |
| Valley County Idaho | 16 | $ 4,870,000 | $ 304,000 | $ 179,000 |
| Jefferson County Idaho | 14 | $ 3,056,000 | $ 218,000 | $ 77,000 |
| Yavapai County Arizona | 13 | $ 2,692,000 | $ 207,000 | $ 127,000 |
| Jerome County Idaho | 12 | $ 1,565,000 | $ 130,000 | $ 64,000 |
| Valencia County New Mexico | 12 | $ 3,207,000 | $ 267,000 | $ 129,000 |
| Cowlitz County Washington | 12 | $ 3,465,000 | $ 288,000 | $ 89,000 |
| Santa Cruz County Arizona | 11 | $ 3,049,000 | $ 277,000 | $ 141,000 |
| Hood River County Oregon | 11 | $ 3,122,000 | $ 283,000 | $ 107,000 |
| Wasco County Oregon | 11 | $ 2,717,000 | $ 247,000 | $ 124,000 |
| Rockwall County Texas | 11 | $ 6,929,000 | $ 629,000 | $ 385,000 |
| Emery County Utah | 11 | $ 2,093,000 | $ 190,000 | $ 106,000 |
| Tooele County Utah | 11 | $ 2,867,000 | $ 260,000 | $ 100,000 |
| Bear Lake County Idaho | 10 | $ 1,826,000 | $ 182,000 | $ 76,000 |
| Fremont County Idaho | 10 | $ 1,221,000 | $ 122,000 | $ 67,000 |
| Crook County Oregon | 10 | $ 2,766,000 | $ 276,000 | $ 81,000 |
| Tillamook County Oregon | 9 | $ 3,596,000 | $ 399,000 | $ 188,000 |
| Kittitas County Washington | 9 | $ 4,536,000 | $ 504,000 | $ 337,000 |
| Gooding County Idaho | 8 | $ 892,000 | $ 111,000 | $ 62,000 |
| Teton County Idaho | 8 | $ 2,264,000 | $ 283,000 | $ 123,000 |
| Jefferson County Oregon | 8 | $ 906,000 | $ 113,000 | $ 47,000 |
| Klickitat County Washington | 8 | $ 2,055,000 | $ 256,000 | $ 85,000 |
| Coos County Oregon | 7 | $ 1,569,000 | $ 224,000 | $ 74,000 |
| Eddy County New Mexico | 6 | $ 649,000 | $ 108,000 | $ 79,000 |
| Morgan County Utah | 6 | $ 3,215,000 | $ 535,000 | $ 192,000 |
| Washington County Utah | 6 | $ 2,229,000 | $ 371,000 | $ 417,000 |
| Navajo County Arizona | 5 | $ 1,459,000 | $ 291,000 | $ 149,000 |
| Franklin County Idaho | 5 | $ 928,000 | $ 185,000 | $ 106,000 |
| Otero County New Mexico | 5 | $ 458,000 | $ 91,000 | $ 74,000 |
| Rich County Utah | 5 | $ 638,000 | $ 127,000 | $ 203,000 |
| Cibola County New Mexico | 4 | $ 329,000 | $ 82,000 | $ 76,000 |
| Gila County Arizona | 3 | $ 877,000 | $ 292,000 | $ 311,000 |
| Blaine County Idaho | 3 | $ 2,739,000 | $ 913,000 | $ 1,858,000 |
| Custer County Idaho | 3 | $ 440,000 | $ 146,000 | $ 126,000 |
| Gem County Idaho | 3 | $ 385,000 | $ 128,000 | $ 53,000 |
| Parker County Texas | 3 | $ 1,112,000 | $ 370,000 | $ 174,000 |
| Wise County Texas | 3 | $ 1,204,000 | $ 401,000 | $ 123,000 |
| Skamania County Washington | 3 | $ 1,050,000 | $ 350,000 | $ 110,000 |
| Coconino County Arizona | 2 | $ 280,000 | $ 140,000 | $ 567,000 |
| Boise County Idaho | 2 | $ 365,000 | $ 182,000 | $ 115,000 |
| Butte County Idaho | 2 | $ 465,000 | $ 232,000 | $ 120,000 |
| Elmore County Idaho | 2 | $ 183,000 | $ 91,000 | $ 53,000 |
| Minidoka County Idaho | 2 | $ 439,000 | $ 219,000 | $ 107,000 |
| Payette County Idaho | 2 | $ 266,000 | $ 133,000 | $ 43,000 |
| Washington County Idaho | 2 | $ 655,000 | $ 327,000 | $ 110,000 |
| Clatsop County Oregon | 2 | $ 1,628,000 | $ 814,000 | $ 40,000 |
| Franklin County Texas | 2 | $ 886,000 | $ 443,000 | $ 347,000 |
| Grays Harbor County Washington | 2 | $ 405,000 | $ 202,000 | $ 55,000 |
| Pacific County Washington | 2 | $ 700,000 | $ 350,000 | $ 114,000 |
| Cochise County Arizona | 1 | $ 199,000 | $ 199,000 | $ 97,000 |
| Mohave County Arizona | 1 | $ 88,000 | $ 88,000 | $ 52,000 |
| Caribou County Idaho | 1 | $ 60,000 | $ 60,000 | $ 60,000 |
| Cassia County Idaho | 1 | $ 420,000 | $ 420,000 | $ 149,000 |
| Lincoln County Idaho | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Power County Idaho | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Taos County New Mexico | 1 | $ 400,000 | $ 400,000 | $ 456,000 |
| Torrance County New Mexico | 1 | $ 58,000 | $ 58,000 | $ 20,000 |
| Curry County Oregon | 1 | $ 750,000 | $ 750,000 | $ 21,000 |
| Ellis County Texas | 1 | $ 350,000 | $ 350,000 | $ 149,000 |
| Henderson County Texas | 1 | $ 586,000 | $ 586,000 | $ 718,000 |
| Hood County Texas | 1 | $ 418,000 | $ 418,000 | $ 185,000 |
| Kaufman County Texas | 1 | $ 522,000 | $ 522,000 | $ 109,000 |
| Sevier County Utah | 1 | $ 109,000 | $ 109,000 | $ 18,000 |
| Pend Oreille County Washington | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Spokane County Washington | 1 | $ 145,000 | $ 145,000 | $ 125,000 |
Mortgage Loan Application Detail Totals for Washington Federal S&L in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,627 | $1,533,731,000 | $331,000 | $4,050,000 | $141,000 | $3,255,000 |
| Refinancing | 2,373 | $857,734,000 | $361,000 | $3,500,000 | $143,000 | $6,204,000 |
| Home Improvement | 384 | $136,933,000 | $356,000 | $4,000,000 | $143,000 | $6,357,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,675 | $1,912,225,000 | $336,000 | $4,000,000 | $150,000 | $6,357,000 |
| Not Provided | 493 | $203,834,000 | $413,000 | $2,750,000 | $163,000 | $2,400,000 |
| Asian | 416 | $131,174,000 | $315,000 | $1,800,000 | $119,000 | $982,000 |
| Hispanic | 392 | $89,831,000 | $229,000 | $894,000 | $98,000 | $1,077,000 |
| Not applicable | 248 | $138,131,000 | $556,000 | $4,050,000 | $0 | $0 |
| Black or African American | 109 | $37,716,000 | $346,000 | $1,267,000 | $203,000 | $3,255,000 |
| American Indian or Alaskan Native | 29 | $7,183,000 | $247,000 | $1,323,000 | $95,000 | $540,000 |
| Native Hawaiian or Other Pacific Islander | 22 | $8,304,000 | $377,000 | $850,000 | $110,000 | $296,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,365 | $2,525,826,000 | $342,000 | $4,050,000 | $142,000 | $6,357,000 |
| FHA-insured (Federal Housing Administration) | 14 | $1,675,000 | $119,000 | $237,000 | $52,000 | $143,000 |
| VA-guaranteed (Veterans Administration) | 5 | $897,000 | $179,000 | $225,000 | $68,000 | $101,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,451 | $1,155,160,000 | $334,000 | $4,050,000 | $149,000 | $6,357,000 |
| Application Denied By Financial Institution | 1,611 | $579,796,000 | $359,000 | $3,000,000 | $129,000 | $6,204,000 |
| Application Withdrawn By Applicant | 762 | $258,186,000 | $338,000 | $3,500,000 | $143,000 | $2,400,000 |
| File Closed For Incompleteness | 520 | $175,375,000 | $337,000 | $2,000,000 | $135,000 | $5,038,000 |
| Preapproval Approved but not Accepted | 437 | $173,358,000 | $396,000 | $2,000,000 | $152,000 | $2,569,000 |
| Preapproval Denied by Financial Institution | 402 | $121,616,000 | $302,000 | $1,558,000 | $102,000 | $3,255,000 |
| Application Approved But Not Accepted | 201 | $64,907,000 | $322,000 | $1,150,000 | $193,000 | $1,505,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 931 | $348,906,000 | $374,000 | $2,300,000 | $110,000 | $6,204,000 |
| Other | 316 | $118,718,000 | $375,000 | $3,000,000 | $172,000 | $3,255,000 |
| Collateral | 289 | $89,148,000 | $308,000 | $1,398,000 | $147,000 | $1,413,000 |
| Credit History | 210 | $53,615,000 | $255,000 | $815,000 | $98,000 | $1,112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 179 | $60,825,000 | $339,000 | $1,600,000 | $98,000 | $645,000 |
| Employment History | 58 | $17,543,000 | $302,000 | $1,340,000 | $137,000 | $2,340,000 |
| Unverifiable Information | 16 | $5,642,000 | $352,000 | $812,000 | $92,000 | $317,000 |
| Credit Application Incomplete | 12 | $6,256,000 | $521,000 | $1,558,000 | $128,000 | $587,000 |
| Mortgage Insurance Denied | 2 | $759,000 | $379,000 | $417,000 | $89,000 | $97,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal S&L's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Federal S&L's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.