Washington Federal Mortgage Lending & HMDA Data, 2019

In 2019, Washington Federal of Seattle, WA reported 7,118 mortgage applications totaling $2.9 billion, about the same as 2018. The average application was for $407,917, and applicants reported an average income of $162,091. 50% of its applications resulted in an originated loan and 20% were denied. Its largest markets were Seattle-Bellevue-Everett, WA (1,266), Phoenix-Mesa-Scottsdale, AZ (429) and Bellingham, WA (328) (applications in parentheses).

Mortgage Company & Address Washington Federal
425 Pike St
Seattle, WA 98101
Tel #: available with data download
Federal Regulator * available with data download
Years 2025  2024  2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  
Total Number of Mortgage Applications 7,118
Total Mortgage Loan Application Amount $2,903,560,000
Average Mortgage Loan Application Amount $407,917
Highest Mortgage Loan Application Amount $31,005,000
Average Applicant Income $162,091
Highest Applicant Income $6,840,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Washington Federal filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Washington Federal by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
King, Washington 879 $ 532,395,000 $ 605,682 $ 218,000
Snohomish, Washington 387 $ 171,965,000 $ 444,354 $ 207,000
Maricopa, Arizona 383 $ 213,675,000 $ 557,898 $ 165,000
Whatcom, Washington 328 $ 116,250,000 $ 354,420 $ 139,000
Pima, Arizona 279 $ 80,515,000 $ 288,584 $ 151,000
Clark, Nevada 225 $ 136,355,000 $ 606,022 $ 158,000
Deschutes, Oregon 202 $ 72,510,000 $ 358,960 $ 156,000
Skagit, Washington 194 $ 58,870,000 $ 303,453 $ 106,000
Ada, Idaho 175 $ 56,305,000 $ 321,742 $ 177,000
Salt Lake, Utah 163 $ 93,775,000 $ 575,306 $ 245,000
Kitsap, Washington 163 $ 72,465,000 $ 444,570 $ 143,000
Pierce, Washington 163 $ 60,715,000 $ 372,484 $ 222,000
Canyon, Idaho 121 $ 24,105,000 $ 199,214 $ 98,000
Chelan, Washington 118 $ 48,450,000 $ 410,593 $ 179,000
Island, Washington 114 $ 40,770,000 $ 357,631 $ 162,000
Grant, Washington 100 $ 23,590,000 $ 235,900 $ 124,000
Clackamas, Oregon 85 $ 39,845,000 $ 468,764 $ 261,000
Marion, Oregon 83 $ 42,285,000 $ 509,457 $ 171,000
Spokane, Washington 83 $ 21,205,000 $ 255,481 $ 104,000
San Juan, Washington 82 $ 33,370,000 $ 406,951 $ 132,000
Josephine, Oregon 79 $ 12,935,000 $ 163,734 $ 66,000
Lane, Oregon 76 $ 49,660,000 $ 653,421 $ 171,000
Bernalillo, New Mexico 73 $ 79,475,000 $ 1,088,698 $ 173,000
Yavapai, Arizona 70 $ 22,060,000 $ 315,142 $ 141,000
Multnomah, Oregon 70 $ 45,760,000 $ 653,714 $ 186,000
Kittitas, Washington 70 $ 26,720,000 $ 381,714 $ 296,000
Thurston, Washington 64 $ 24,640,000 $ 385,000 $ 142,000
Clark, Washington 61 $ 28,685,000 $ 470,245 $ 144,000
Washington, Oregon 58 $ 26,440,000 $ 455,862 $ 140,000
Jackson, Oregon 56 $ 15,730,000 $ 280,892 $ 112,000
Klamath, Oregon 53 $ 9,455,000 $ 178,396 $ 121,000
Clallam, Washington 51 $ 17,265,000 $ 338,529 $ 121,000
Dona Ana, New Mexico 50 $ 11,230,000 $ 224,600 $ 85,000
Benton, Oregon 49 $ 22,075,000 $ 450,510 $ 189,000
Lincoln, Oregon 48 $ 10,410,000 $ 216,875 $ 120,000
Pinal, Arizona 46 $ 13,530,000 $ 294,130 $ 161,000
Santa Fe, New Mexico 44 $ 23,850,000 $ 542,045 $ 183,000
Utah, Utah 43 $ 20,975,000 $ 487,790 $ 212,000
Polk, Oregon 42 $ 12,140,000 $ 289,047 $ 205,000
Gila, Arizona 41 $ 6,975,000 $ 170,121 $ 88,000
Linn, Oregon 40 $ 15,540,000 $ 388,500 $ 108,000
Santa Cruz, Arizona 39 $ 7,285,000 $ 186,794 $ 85,000
Yuma, Arizona 38 $ 7,170,000 $ 188,684 $ 68,000
Walla Walla, Washington 38 $ 7,810,000 $ 205,526 $ 74,000
Valley, Idaho 37 $ 9,725,000 $ 262,837 $ 113,000
Crook, Oregon 37 $ 9,015,000 $ 243,648 $ 123,000
Mason, Washington 35 $ 10,095,000 $ 288,428 $ 138,000
Stevens, Washington 35 $ 7,305,000 $ 208,714 $ 135,000
Cochise, Arizona 34 $ 6,840,000 $ 201,176 $ 49,000
Davis, Utah 34 $ 17,270,000 $ 507,941 $ 163,000
Chaves, New Mexico 31 $ 4,975,000 $ 160,483 $ 61,000
Blaine, Idaho 30 $ 11,440,000 $ 381,333 $ 175,000
Lewis, Washington 30 $ 7,910,000 $ 263,666 $ 116,000
Okanogan, Washington 30 $ 7,900,000 $ 263,333 $ 139,000
Bingham, Idaho 29 $ 4,315,000 $ 148,793 $ 76,000
Sandoval, New Mexico 29 $ 6,685,000 $ 230,517 $ 286,000
Cache, Utah 29 $ 8,265,000 $ 285,000 $ 114,000
Summit, Utah 28 $ 16,140,000 $ 576,428 $ 250,000
Jefferson, Washington 28 $ 8,720,000 $ 311,428 $ 211,000
Madison, Idaho 27 $ 5,825,000 $ 215,740 $ 94,000
Dallas, Texas 27 $ 13,825,000 $ 512,037 $ 316,000
Douglas, Washington 26 $ 9,900,000 $ 380,769 $ 96,000
Bonner, Idaho 25 $ 6,695,000 $ 267,800 $ 145,000
Bonneville, Idaho 25 $ 5,745,000 $ 229,800 $ 220,000
San Juan, New Mexico 25 $ 5,405,000 $ 216,200 $ 118,000
Wasatch, Utah 24 $ 18,630,000 $ 776,250 $ 294,000
Ferry, Washington 24 $ 6,890,000 $ 287,083 $ 101,000
Twin Falls, Idaho 23 $ 11,035,000 $ 479,782 $ 83,000
Navajo, Arizona 21 $ 6,255,000 $ 297,857 $ 152,000
Bannock, Idaho 21 $ 2,615,000 $ 124,523 $ 146,000
Jefferson, Oregon 20 $ 4,400,000 $ 220,000 $ 112,000
Umatilla, Oregon 20 $ 2,110,000 $ 105,500 $ 78,000
Washington, Utah 20 $ 8,400,000 $ 420,000 $ 182,000
Yakima, Washington 20 $ 5,740,000 $ 287,000 $ 101,000
Weber, Utah 19 $ 8,055,000 $ 423,947 $ 141,000
Fremont, Idaho 18 $ 4,890,000 $ 271,666 $ 501,000
Hood River, Oregon 18 $ 6,060,000 $ 336,666 $ 183,000
Collin, Texas 18 $ 6,600,000 $ 366,666 $ 161,000
Rio Arriba, New Mexico 17 $ 3,055,000 $ 179,705 $ 69,000
Jerome, Idaho 16 $ 3,950,000 $ 246,875 $ 106,000
Washoe, Nevada 16 $ 17,190,000 $ 1,074,375 $ 268,000
Wasco, Oregon 16 $ 2,660,000 $ 166,250 $ 91,000
Klickitat, Washington 16 $ 4,660,000 $ 291,250 $ 103,000
Payette, Idaho 15 $ 2,255,000 $ 150,333 $ 72,000
Yamhill, Oregon 15 $ 6,065,000 $ 404,333 $ 120,000
Denton, Texas 15 $ 5,775,000 $ 385,000 $ 145,000
Coconino, Arizona 14 $ 5,570,000 $ 397,857 $ 214,000
Whitman, Washington 14 $ 3,590,000 $ 256,428 $ 145,000
Lincoln, New Mexico 13 $ 1,315,000 $ 101,153 $ 54,000
Jefferson, Idaho 12 $ 3,830,000 $ 319,166 $ 103,000
Curry, New Mexico 12 $ 1,010,000 $ 84,166 $ 57,000
Lake, Oregon 12 $ 1,950,000 $ 162,500 $ 167,000
Box Elder, Utah 12 $ 3,860,000 $ 321,666 $ 272,000
Carbon, Utah 12 $ 1,820,000 $ 151,666 $ 98,000
Lincoln, Washington 12 $ 1,270,000 $ 105,833 $ 57,000
Gooding, Idaho 11 $ 965,000 $ 87,727 $ 43,000
Kootenai, Idaho 11 $ 3,215,000 $ 292,272 $ 121,000
Malheur, Oregon 11 $ 1,555,000 $ 141,363 $ 78,000
Tillamook, Oregon 11 $ 2,965,000 $ 269,545 $ 187,000
Boise, Idaho 10 $ 2,420,000 $ 242,000 $ 189,000
Owyhee, Idaho 10 $ 2,900,000 $ 290,000 $ 86,000
Union, Oregon 10 $ 1,020,000 $ 102,000 $ 51,000
Cowlitz, Washington 10 $ 3,730,000 $ 373,000 $ 319,000
Colfax, New Mexico 9 $ 1,935,000 $ 215,000 $ 216,000
McKinley, New Mexico 9 $ 805,000 $ 89,444 $ 127,000
Valencia, New Mexico 9 $ 2,955,000 $ 328,333 $ 82,000
Graham, Arizona 8 $ 1,180,000 $ 147,500 $ 110,000
Mohave, Arizona 8 $ 1,320,000 $ 165,000 $ 88,000
Teton, Idaho 8 $ 2,830,000 $ 353,750 $ 109,000
Lyon, Nevada 8 $ 1,310,000 $ 163,750 $ 72,000
Tooele, Utah 8 $ 1,830,000 $ 228,750 $ 122,000
Grays Harbor, Washington 8 $ 1,800,000 $ 225,000 $ 117,000
Adams, Idaho 7 $ 1,035,000 $ 147,857 $ 84,000
White Pine, Nevada 7 $ 845,000 $ 120,714 $ 82,000
Columbia, Washington 7 $ 535,000 $ 76,428 $ 51,000
Eddy, New Mexico 6 $ 520,000 $ 86,666 $ 61,000
Lea, New Mexico 6 $ 1,030,000 $ 171,666 $ 67,000
Otero, New Mexico 6 $ 680,000 $ 113,333 $ 234,000
Tarrant, Texas 6 $ 1,300,000 $ 216,666 $ 113,000
Benton, Washington 6 $ 1,530,000 $ 255,000 $ 85,000
Pend Oreille, Washington 6 $ 950,000 $ 158,333 $ 150,000
Apache, Arizona 5 $ 915,000 $ 183,000 $ 117,000
Gem, Idaho 5 $ 1,055,000 $ 211,000 $ 110,000
Latah, Idaho 5 $ 845,000 $ 169,000 $ 54,000
Nez Perce, Idaho 5 $ 1,095,000 $ 219,000 $ 81,000
Grant, New Mexico 5 $ 545,000 $ 109,000 $ 53,000
Columbia, Oregon 5 $ 1,385,000 $ 277,000 $ 77,000
Coos, Oregon 5 $ 1,095,000 $ 219,000 $ 77,000
Douglas, Oregon 5 $ 865,000 $ 173,000 $ 81,000
Travis, Texas 5 $ 2,695,000 $ 539,000 $ 229,000
Churchill, Nevada 4 $ 350,000 $ 87,500 $ 51,000
Elko, Nevada 4 $ 830,000 $ 207,500 $ 90,000
Humboldt, Nevada 4 $ 390,000 $ 97,500 $ 71,000
El Paso, Texas 4 $ 8,240,000 $ 2,060,000 $ 402,000
Ellis, Texas 4 $ 1,590,000 $ 397,500 $ 126,000
La Paz, Arizona 3 $ 345,000 $ 115,000 $ 123,000
Shoshone, Idaho 3 $ 315,000 $ 105,000 $ 69,000
Washington, Idaho 3 $ 635,000 $ 211,666 $ 81,000
Socorro, New Mexico 3 $ 235,000 $ 78,333 $ 65,000
Asotin, Washington 3 $ 525,000 $ 175,000 $ 79,000
Orange, California 2 $ 870,000 $ 435,000 $ 132,000
Boundary, Idaho 2 $ 390,000 $ 195,000 $ 55,000
Lemhi, Idaho 2 $ 230,000 $ 115,000 $ 119,000
Oneida, Idaho 2 $ 340,000 $ 170,000 $ 87,000
Cibola, New Mexico 2 $ 350,000 $ 175,000 $ 71,000
Hidalgo, New Mexico 2 $ 30,000 $ 15,000 $ 84,000
Sierra, New Mexico 2 $ 520,000 $ 260,000 $ 73,000
Taos, New Mexico 2 $ 180,000 $ 90,000 $ 71,000
Baker, Oregon 2 $ 630,000 $ 315,000 $ 86,000
Curry, Oregon 2 $ 2,290,000 $ 1,145,000 $ 0
Morrow, Oregon 2 $ 130,000 $ 65,000 $ 58,000
Bexar, Texas 2 $ 12,610,000 $ 6,305,000 $ 0
Emery, Utah 2 $ 350,000 $ 175,000 $ 64,000
Morgan, Utah 2 $ 830,000 $ 415,000 $ 90,000
Franklin, Washington 2 $ 1,150,000 $ 575,000 $ 132,000
Butte, Idaho 1 $ 145,000 $ 145,000 $ 78,000
Cassia, Idaho 1 $ 75,000 $ 75,000 $ 51,000
Clearwater, Idaho 1 $ 85,000 $ 85,000 $ 24,000
Custer, Idaho 1 $ 195,000 $ 195,000 $ 94,000
Idaho, Idaho 1 $ 235,000 $ 235,000 $ 63,000
Lewis, Idaho 1 $ 165,000 $ 165,000 $ 20,000
Minidoka, Idaho 1 $ 125,000 $ 125,000 $ 41,000
Carson City, Nevada 1 $ 605,000 $ 605,000 $ 152,000
Los Alamos, New Mexico 1 $ 555,000 $ 555,000 $ 241,000
Quay, New Mexico 1 $ 55,000 $ 55,000 $ 44,000
San Miguel, New Mexico 1 $ 65,000 $ 65,000 $ 48,000
Torrance, New Mexico 1 $ 25,000 $ 25,000 $ 14,000
Clatsop, Oregon 1 $ 555,000 $ 555,000 $ 106,000
Brazos, Texas 1 $ 3,905,000 $ 3,905,000 $ 0
Comal, Texas 1 $ 185,000 $ 185,000 $ 131,000
Cooke, Texas 1 $ 385,000 $ 385,000 $ 150,000
Gray, Texas 1 $ 45,000 $ 45,000 $ 34,000
Grayson, Texas 1 $ 1,005,000 $ 1,005,000 $ 0
McLennan, Texas 1 $ 135,000 $ 135,000 $ 0
Navarro, Texas 1 $ 1,015,000 $ 1,015,000 $ 0
Parker, Texas 1 $ 345,000 $ 345,000 $ 166,000
Rockwall, Texas 1 $ 135,000 $ 135,000 $ 87,000
Van Zandt, Texas 1 $ 155,000 $ 155,000 $ 375,000
Washington, Texas 1 $ 1,005,000 $ 1,005,000 $ 0
Williamson, Texas 1 $ 185,000 $ 185,000 $ 56,000
Juab, Utah 1 $ 205,000 $ 205,000 $ 150,000
Rich, Utah 1 $ 495,000 $ 495,000 $ 161,000
Sanpete, Utah 1 $ 255,000 $ 255,000 $ 70,000
Adams, Washington 1 $ 25,000 $ 25,000 $ 22,000
Skamania, Washington 1 $ 455,000 $ 455,000 $ 504,000

Mortgage Loan Application Detail Totals for Washington Federal in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 4,356 $2,141,320,000 $491,000 $26,175,000 $173,000 $6,372,000
Refinancing 1,411 $551,075,000 $390,000 $31,005,000 $142,000 $2,588,000
Other Purpose 925 $154,345,000 $166,000 $4,005,000 $152,000 $6,840,000
Home Improvement 426 $56,820,000 $133,000 $1,705,000 $139,000 $2,971,000
Cash-out Refinancing 0 $0 $0 $0 $0 $0
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,044 $1,800,380,000 $356,000 $5,965,000 $162,000 $6,840,000
Not Provided 634 $269,520,000 $425,000 $4,005,000 $209,000 $3,600,000
Hispanic 523 $118,895,000 $227,000 $1,505,000 $118,000 $3,600,000
Not applicable 398 $504,710,000 $1,268,000 $31,005,000 $0 $0
Asian 339 $154,135,000 $454,000 $2,675,000 $168,000 $1,816,000
Black or African American 76 $27,170,000 $357,000 $1,045,000 $138,000 $622,000
American Indian or Alaskan Native 58 $12,160,000 $209,000 $625,000 $89,000 $296,000
Native Hawaiian or Other Pacific Islander 17 $5,615,000 $330,000 $1,245,000 $106,000 $304,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 7,118 $2,903,560,000 $407,000 $31,005,000 $163,000 $6,840,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,526 $1,627,610,000 $461,000 $31,005,000 $163,000 $6,840,000
Application Denied By Financial Institution 1,403 $470,685,000 $335,000 $4,005,000 $102,000 $2,013,000
Application Withdrawn By Applicant 1,217 $426,225,000 $350,000 $2,465,000 $196,000 $4,620,000
File Closed For Incompleteness 907 $358,485,000 $395,000 $2,805,000 $213,000 $6,336,000
Application Approved But Not Accepted 65 $20,555,000 $316,000 $1,125,000 $138,000 $574,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,715 $2,432,875,000 $425,000 $31,005,000 $178,000 $6,840,000
Debt-To-Income Ratio 904 $305,990,000 $338,000 $2,505,000 $81,000 $899,000
Credit History 176 $40,200,000 $228,000 $1,495,000 $102,000 $661,000
Other 156 $63,850,000 $409,000 $4,005,000 $188,000 $2,013,000
Collateral 96 $27,620,000 $287,000 $1,875,000 $146,000 $685,000
Employment History 33 $10,825,000 $328,000 $1,015,000 $89,000 $309,000
Insufficient Cash (Downpayment, Closing Cost) 22 $12,470,000 $566,000 $1,615,000 $149,000 $396,000
Unverifiable Information 9 $4,725,000 $525,000 $1,505,000 $116,000 $194,000
Credit Application Incomplete 7 $5,005,000 $715,000 $1,505,000 $187,000 $310,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Washington Federal's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet with aggregated HMDA statistics today.

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