Washington Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Washington Federal Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Federal Bank 425 Pike St Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,118 |
| Total Mortgage Loan Application Amount | $2,903,560,000 |
| Average Mortgage Loan Application Amount | $295,000 |
| Highest Mortgage Loan Application Amount | $31,005,000 |
| Average Applicant Income | $151,500 |
| Highest Applicant Income | $6,840,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Washington Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Washington Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 879 | $ 532,395,000 | $ 605,000 | $ 218,000 |
| Snohomish County Washington | 387 | $ 171,965,000 | $ 444,000 | $ 207,000 |
| Maricopa County Arizona | 383 | $ 213,675,000 | $ 557,000 | $ 165,000 |
| Whatcom County Washington | 328 | $ 116,250,000 | $ 354,000 | $ 139,000 |
| Pima County Arizona | 279 | $ 80,515,000 | $ 288,000 | $ 151,000 |
| Clark County Nevada | 225 | $ 136,355,000 | $ 606,000 | $ 158,000 |
| Deschutes County Oregon | 202 | $ 72,510,000 | $ 358,000 | $ 156,000 |
| Skagit County Washington | 194 | $ 58,870,000 | $ 303,000 | $ 106,000 |
| Ada County Idaho | 175 | $ 56,305,000 | $ 321,000 | $ 177,000 |
| Salt Lake County Utah | 163 | $ 93,775,000 | $ 575,000 | $ 245,000 |
| Kitsap County Washington | 163 | $ 72,465,000 | $ 444,000 | $ 143,000 |
| Pierce County Washington | 163 | $ 60,715,000 | $ 372,000 | $ 222,000 |
| Canyon County Idaho | 121 | $ 24,105,000 | $ 199,000 | $ 98,000 |
| Chelan County Washington | 118 | $ 48,450,000 | $ 410,000 | $ 179,000 |
| Island County Washington | 114 | $ 40,770,000 | $ 357,000 | $ 162,000 |
| Grant County Washington | 100 | $ 23,590,000 | $ 235,000 | $ 124,000 |
| Clackamas County Oregon | 85 | $ 39,845,000 | $ 468,000 | $ 261,000 |
| Marion County Oregon | 83 | $ 42,285,000 | $ 509,000 | $ 171,000 |
| Spokane County Washington | 83 | $ 21,205,000 | $ 255,000 | $ 104,000 |
| San Juan County Washington | 82 | $ 33,370,000 | $ 406,000 | $ 132,000 |
| Josephine County Oregon | 79 | $ 12,935,000 | $ 163,000 | $ 66,000 |
| Lane County Oregon | 76 | $ 49,660,000 | $ 653,000 | $ 171,000 |
| Bernalillo County New Mexico | 73 | $ 79,475,000 | $ 1,088,000 | $ 173,000 |
| Yavapai County Arizona | 70 | $ 22,060,000 | $ 315,000 | $ 141,000 |
| Multnomah County Oregon | 70 | $ 45,760,000 | $ 653,000 | $ 186,000 |
| Kittitas County Washington | 70 | $ 26,720,000 | $ 381,000 | $ 296,000 |
| Thurston County Washington | 64 | $ 24,640,000 | $ 385,000 | $ 142,000 |
| Clark County Washington | 61 | $ 28,685,000 | $ 470,000 | $ 144,000 |
| Washington County Oregon | 58 | $ 26,440,000 | $ 455,000 | $ 140,000 |
| Jackson County Oregon | 56 | $ 15,730,000 | $ 280,000 | $ 112,000 |
| Klamath County Oregon | 53 | $ 9,455,000 | $ 178,000 | $ 121,000 |
| Clallam County Washington | 51 | $ 17,265,000 | $ 338,000 | $ 121,000 |
| Dona Ana County New Mexico | 50 | $ 11,230,000 | $ 224,000 | $ 85,000 |
| Benton County Oregon | 49 | $ 22,075,000 | $ 450,000 | $ 189,000 |
| Lincoln County Oregon | 48 | $ 10,410,000 | $ 216,000 | $ 120,000 |
| Pinal County Arizona | 46 | $ 13,530,000 | $ 294,000 | $ 161,000 |
| Santa Fe County New Mexico | 44 | $ 23,850,000 | $ 542,000 | $ 183,000 |
| Utah County Utah | 43 | $ 20,975,000 | $ 487,000 | $ 212,000 |
| Polk County Oregon | 42 | $ 12,140,000 | $ 289,000 | $ 205,000 |
| Gila County Arizona | 41 | $ 6,975,000 | $ 170,000 | $ 88,000 |
| Linn County Oregon | 40 | $ 15,540,000 | $ 388,000 | $ 108,000 |
| Santa Cruz County Arizona | 39 | $ 7,285,000 | $ 186,000 | $ 85,000 |
| Yuma County Arizona | 38 | $ 7,170,000 | $ 188,000 | $ 68,000 |
| Walla Walla County Washington | 38 | $ 7,810,000 | $ 205,000 | $ 74,000 |
| Valley County Idaho | 37 | $ 9,725,000 | $ 262,000 | $ 113,000 |
| Crook County Oregon | 37 | $ 9,015,000 | $ 243,000 | $ 123,000 |
| Mason County Washington | 35 | $ 10,095,000 | $ 288,000 | $ 138,000 |
| Stevens County Washington | 35 | $ 7,305,000 | $ 208,000 | $ 135,000 |
| Cochise County Arizona | 34 | $ 6,840,000 | $ 201,000 | $ 49,000 |
| Davis County Utah | 34 | $ 17,270,000 | $ 507,000 | $ 163,000 |
| Chaves County New Mexico | 31 | $ 4,975,000 | $ 160,000 | $ 61,000 |
| Blaine County Idaho | 30 | $ 11,440,000 | $ 381,000 | $ 175,000 |
| Lewis County Washington | 30 | $ 7,910,000 | $ 263,000 | $ 116,000 |
| Okanogan County Washington | 30 | $ 7,900,000 | $ 263,000 | $ 139,000 |
| Bingham County Idaho | 29 | $ 4,315,000 | $ 148,000 | $ 76,000 |
| Sandoval County New Mexico | 29 | $ 6,685,000 | $ 230,000 | $ 286,000 |
| Cache County Utah | 29 | $ 8,265,000 | $ 285,000 | $ 114,000 |
| Summit County Utah | 28 | $ 16,140,000 | $ 576,000 | $ 250,000 |
| Jefferson County Washington | 28 | $ 8,720,000 | $ 311,000 | $ 211,000 |
| Madison County Idaho | 27 | $ 5,825,000 | $ 215,000 | $ 94,000 |
| Dallas County Texas | 27 | $ 13,825,000 | $ 512,000 | $ 316,000 |
| Douglas County Washington | 26 | $ 9,900,000 | $ 380,000 | $ 96,000 |
| Bonner County Idaho | 25 | $ 6,695,000 | $ 267,000 | $ 145,000 |
| Bonneville County Idaho | 25 | $ 5,745,000 | $ 229,000 | $ 220,000 |
| San Juan County New Mexico | 25 | $ 5,405,000 | $ 216,000 | $ 118,000 |
| Wasatch County Utah | 24 | $ 18,630,000 | $ 776,000 | $ 294,000 |
| Ferry County Washington | 24 | $ 6,890,000 | $ 287,000 | $ 101,000 |
| Twin Falls County Idaho | 23 | $ 11,035,000 | $ 479,000 | $ 83,000 |
| Navajo County Arizona | 21 | $ 6,255,000 | $ 297,000 | $ 152,000 |
| Bannock County Idaho | 21 | $ 2,615,000 | $ 124,000 | $ 146,000 |
| Jefferson County Oregon | 20 | $ 4,400,000 | $ 220,000 | $ 112,000 |
| Umatilla County Oregon | 20 | $ 2,110,000 | $ 105,000 | $ 78,000 |
| Washington County Utah | 20 | $ 8,400,000 | $ 420,000 | $ 182,000 |
| Yakima County Washington | 20 | $ 5,740,000 | $ 287,000 | $ 101,000 |
| Weber County Utah | 19 | $ 8,055,000 | $ 423,000 | $ 141,000 |
| Fremont County Idaho | 18 | $ 4,890,000 | $ 271,000 | $ 501,000 |
| Hood River County Oregon | 18 | $ 6,060,000 | $ 336,000 | $ 183,000 |
| Collin County Texas | 18 | $ 6,600,000 | $ 366,000 | $ 161,000 |
| Rio Arriba County New Mexico | 17 | $ 3,055,000 | $ 179,000 | $ 69,000 |
| Jerome County Idaho | 16 | $ 3,950,000 | $ 246,000 | $ 106,000 |
| Washoe County Nevada | 16 | $ 17,190,000 | $ 1,074,000 | $ 268,000 |
| Wasco County Oregon | 16 | $ 2,660,000 | $ 166,000 | $ 91,000 |
| Klickitat County Washington | 16 | $ 4,660,000 | $ 291,000 | $ 103,000 |
| Payette County Idaho | 15 | $ 2,255,000 | $ 150,000 | $ 72,000 |
| Yamhill County Oregon | 15 | $ 6,065,000 | $ 404,000 | $ 120,000 |
| Denton County Texas | 15 | $ 5,775,000 | $ 385,000 | $ 145,000 |
| Coconino County Arizona | 14 | $ 5,570,000 | $ 397,000 | $ 214,000 |
| Whitman County Washington | 14 | $ 3,590,000 | $ 256,000 | $ 145,000 |
| Lincoln County New Mexico | 13 | $ 1,315,000 | $ 101,000 | $ 54,000 |
| Jefferson County Idaho | 12 | $ 3,830,000 | $ 319,000 | $ 103,000 |
| Curry County New Mexico | 12 | $ 1,010,000 | $ 84,000 | $ 57,000 |
| Lake County Oregon | 12 | $ 1,950,000 | $ 162,000 | $ 167,000 |
| Box Elder County Utah | 12 | $ 3,860,000 | $ 321,000 | $ 272,000 |
| Carbon County Utah | 12 | $ 1,820,000 | $ 151,000 | $ 98,000 |
| Lincoln County Washington | 12 | $ 1,270,000 | $ 105,000 | $ 57,000 |
| Gooding County Idaho | 11 | $ 965,000 | $ 87,000 | $ 43,000 |
| Kootenai County Idaho | 11 | $ 3,215,000 | $ 292,000 | $ 121,000 |
| Malheur County Oregon | 11 | $ 1,555,000 | $ 141,000 | $ 78,000 |
| Tillamook County Oregon | 11 | $ 2,965,000 | $ 269,000 | $ 187,000 |
| Boise County Idaho | 10 | $ 2,420,000 | $ 242,000 | $ 189,000 |
| Owyhee County Idaho | 10 | $ 2,900,000 | $ 290,000 | $ 86,000 |
| Union County Oregon | 10 | $ 1,020,000 | $ 102,000 | $ 51,000 |
| Cowlitz County Washington | 10 | $ 3,730,000 | $ 373,000 | $ 319,000 |
| Colfax County New Mexico | 9 | $ 1,935,000 | $ 215,000 | $ 216,000 |
| McKinley County New Mexico | 9 | $ 805,000 | $ 89,000 | $ 127,000 |
| Valencia County New Mexico | 9 | $ 2,955,000 | $ 328,000 | $ 82,000 |
| Graham County Arizona | 8 | $ 1,180,000 | $ 147,000 | $ 110,000 |
| Mohave County Arizona | 8 | $ 1,320,000 | $ 165,000 | $ 88,000 |
| Teton County Idaho | 8 | $ 2,830,000 | $ 353,000 | $ 109,000 |
| Lyon County Nevada | 8 | $ 1,310,000 | $ 163,000 | $ 72,000 |
| Tooele County Utah | 8 | $ 1,830,000 | $ 228,000 | $ 122,000 |
| Grays Harbor County Washington | 8 | $ 1,800,000 | $ 225,000 | $ 117,000 |
| Adams County Idaho | 7 | $ 1,035,000 | $ 147,000 | $ 84,000 |
| White Pine County Nevada | 7 | $ 845,000 | $ 120,000 | $ 82,000 |
| Columbia County Washington | 7 | $ 535,000 | $ 76,000 | $ 51,000 |
| Eddy County New Mexico | 6 | $ 520,000 | $ 86,000 | $ 61,000 |
| Lea County New Mexico | 6 | $ 1,030,000 | $ 171,000 | $ 67,000 |
| Otero County New Mexico | 6 | $ 680,000 | $ 113,000 | $ 234,000 |
| Tarrant County Texas | 6 | $ 1,300,000 | $ 216,000 | $ 113,000 |
| Benton County Washington | 6 | $ 1,530,000 | $ 255,000 | $ 85,000 |
| Pend Oreille County Washington | 6 | $ 950,000 | $ 158,000 | $ 150,000 |
| Apache County Arizona | 5 | $ 915,000 | $ 183,000 | $ 117,000 |
| Gem County Idaho | 5 | $ 1,055,000 | $ 211,000 | $ 110,000 |
| Latah County Idaho | 5 | $ 845,000 | $ 169,000 | $ 54,000 |
| Nez Perce County Idaho | 5 | $ 1,095,000 | $ 219,000 | $ 81,000 |
| Grant County New Mexico | 5 | $ 545,000 | $ 109,000 | $ 53,000 |
| Columbia County Oregon | 5 | $ 1,385,000 | $ 277,000 | $ 77,000 |
| Coos County Oregon | 5 | $ 1,095,000 | $ 219,000 | $ 77,000 |
| Douglas County Oregon | 5 | $ 865,000 | $ 173,000 | $ 81,000 |
| Travis County Texas | 5 | $ 2,695,000 | $ 539,000 | $ 229,000 |
| Churchill County Nevada | 4 | $ 350,000 | $ 87,000 | $ 51,000 |
| Elko County Nevada | 4 | $ 830,000 | $ 207,000 | $ 90,000 |
| Humboldt County Nevada | 4 | $ 390,000 | $ 97,000 | $ 71,000 |
| El Paso County Texas | 4 | $ 8,240,000 | $ 2,060,000 | $ 402,000 |
| Ellis County Texas | 4 | $ 1,590,000 | $ 397,000 | $ 126,000 |
| La Paz County Arizona | 3 | $ 345,000 | $ 115,000 | $ 123,000 |
| Shoshone County Idaho | 3 | $ 315,000 | $ 105,000 | $ 69,000 |
| Washington County Idaho | 3 | $ 635,000 | $ 211,000 | $ 81,000 |
| Socorro County New Mexico | 3 | $ 235,000 | $ 78,000 | $ 65,000 |
| Asotin County Washington | 3 | $ 525,000 | $ 175,000 | $ 79,000 |
| Orange County California | 2 | $ 870,000 | $ 435,000 | $ 132,000 |
| Boundary County Idaho | 2 | $ 390,000 | $ 195,000 | $ 55,000 |
| Lemhi County Idaho | 2 | $ 230,000 | $ 115,000 | $ 119,000 |
| Oneida County Idaho | 2 | $ 340,000 | $ 170,000 | $ 87,000 |
| Cibola County New Mexico | 2 | $ 350,000 | $ 175,000 | $ 71,000 |
| Hidalgo County New Mexico | 2 | $ 30,000 | $ 15,000 | $ 84,000 |
| Sierra County New Mexico | 2 | $ 520,000 | $ 260,000 | $ 73,000 |
| Taos County New Mexico | 2 | $ 180,000 | $ 90,000 | $ 71,000 |
| Baker County Oregon | 2 | $ 630,000 | $ 315,000 | $ 86,000 |
| Curry County Oregon | 2 | $ 2,290,000 | $ 1,145,000 | $ 0 |
| Morrow County Oregon | 2 | $ 130,000 | $ 65,000 | $ 58,000 |
| Bexar County Texas | 2 | $ 12,610,000 | $ 6,305,000 | $ 0 |
| Emery County Utah | 2 | $ 350,000 | $ 175,000 | $ 64,000 |
| Morgan County Utah | 2 | $ 830,000 | $ 415,000 | $ 90,000 |
| Franklin County Washington | 2 | $ 1,150,000 | $ 575,000 | $ 132,000 |
| Butte County Idaho | 1 | $ 145,000 | $ 145,000 | $ 78,000 |
| Cassia County Idaho | 1 | $ 75,000 | $ 75,000 | $ 51,000 |
| Clearwater County Idaho | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| Custer County Idaho | 1 | $ 195,000 | $ 195,000 | $ 94,000 |
| Idaho County Idaho | 1 | $ 235,000 | $ 235,000 | $ 63,000 |
| Lewis County Idaho | 1 | $ 165,000 | $ 165,000 | $ 20,000 |
| Minidoka County Idaho | 1 | $ 125,000 | $ 125,000 | $ 41,000 |
| Carson City County Nevada | 1 | $ 605,000 | $ 605,000 | $ 152,000 |
| Los Alamos County New Mexico | 1 | $ 555,000 | $ 555,000 | $ 241,000 |
| Quay County New Mexico | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| San Miguel County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 48,000 |
| Torrance County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Clatsop County Oregon | 1 | $ 555,000 | $ 555,000 | $ 106,000 |
| Brazos County Texas | 1 | $ 3,905,000 | $ 3,905,000 | $ 0 |
| Comal County Texas | 1 | $ 185,000 | $ 185,000 | $ 131,000 |
| Cooke County Texas | 1 | $ 385,000 | $ 385,000 | $ 150,000 |
| Gray County Texas | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
| Grayson County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| McLennan County Texas | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Navarro County Texas | 1 | $ 1,015,000 | $ 1,015,000 | $ 0 |
| Parker County Texas | 1 | $ 345,000 | $ 345,000 | $ 166,000 |
| Rockwall County Texas | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Van Zandt County Texas | 1 | $ 155,000 | $ 155,000 | $ 375,000 |
| Washington County Texas | 1 | $ 1,005,000 | $ 1,005,000 | $ 0 |
| Williamson County Texas | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Juab County Utah | 1 | $ 205,000 | $ 205,000 | $ 150,000 |
| Rich County Utah | 1 | $ 495,000 | $ 495,000 | $ 161,000 |
| Sanpete County Utah | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Adams County Washington | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Skamania County Washington | 1 | $ 455,000 | $ 455,000 | $ 504,000 |
Mortgage Loan Application Detail Totals for Washington Federal Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,356 | $2,141,320,000 | $491,000 | $26,175,000 | $173,000 | $6,372,000 |
| Refinancing | 1,411 | $551,075,000 | $390,000 | $31,005,000 | $142,000 | $2,588,000 |
| Other Purpose | 925 | $154,345,000 | $166,000 | $4,005,000 | $152,000 | $6,840,000 |
| Home Improvement | 426 | $56,820,000 | $133,000 | $1,705,000 | $139,000 | $2,971,000 |
| Cash-out Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,044 | $1,800,380,000 | $356,000 | $5,965,000 | $162,000 | $6,840,000 |
| Not Provided | 634 | $269,520,000 | $425,000 | $4,005,000 | $209,000 | $3,600,000 |
| Hispanic | 523 | $118,895,000 | $227,000 | $1,505,000 | $118,000 | $3,600,000 |
| Not applicable | 398 | $504,710,000 | $1,268,000 | $31,005,000 | $0 | $0 |
| Asian | 339 | $154,135,000 | $454,000 | $2,675,000 | $168,000 | $1,816,000 |
| Black or African American | 76 | $27,170,000 | $357,000 | $1,045,000 | $138,000 | $622,000 |
| American Indian or Alaskan Native | 58 | $12,160,000 | $209,000 | $625,000 | $89,000 | $296,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $5,615,000 | $330,000 | $1,245,000 | $106,000 | $304,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,118 | $2,903,560,000 | $407,000 | $31,005,000 | $163,000 | $6,840,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,526 | $1,627,610,000 | $461,000 | $31,005,000 | $163,000 | $6,840,000 |
| Application Denied By Financial Institution | 1,403 | $470,685,000 | $335,000 | $4,005,000 | $102,000 | $2,013,000 |
| Application Withdrawn By Applicant | 1,217 | $426,225,000 | $350,000 | $2,465,000 | $196,000 | $4,620,000 |
| File Closed For Incompleteness | 907 | $358,485,000 | $395,000 | $2,805,000 | $213,000 | $6,336,000 |
| Application Approved But Not Accepted | 65 | $20,555,000 | $316,000 | $1,125,000 | $138,000 | $574,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,715 | $2,432,875,000 | $425,000 | $31,005,000 | $178,000 | $6,840,000 |
| Debt-To-Income Ratio | 904 | $305,990,000 | $338,000 | $2,505,000 | $81,000 | $899,000 |
| Credit History | 176 | $40,200,000 | $228,000 | $1,495,000 | $102,000 | $661,000 |
| Other | 156 | $63,850,000 | $409,000 | $4,005,000 | $188,000 | $2,013,000 |
| Collateral | 96 | $27,620,000 | $287,000 | $1,875,000 | $146,000 | $685,000 |
| Employment History | 33 | $10,825,000 | $328,000 | $1,015,000 | $89,000 | $309,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $12,470,000 | $566,000 | $1,615,000 | $149,000 | $396,000 |
| Unverifiable Information | 9 | $4,725,000 | $525,000 | $1,505,000 | $116,000 | $194,000 |
| Credit Application Incomplete | 7 | $5,005,000 | $715,000 | $1,505,000 | $187,000 | $310,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.