Washington Federal Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Washington Federal Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Washington Federal Bank 425 Pike St Seattle, WA 98101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,897 |
| Total Mortgage Loan Application Amount | $4,020,915,000 |
| Average Mortgage Loan Application Amount | $361,000 |
| Highest Mortgage Loan Application Amount | $42,005,000 |
| Average Applicant Income | $140,500 |
| Highest Applicant Income | $8,448,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Washington Federal Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Washington Federal Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Washington Federal Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Washington Federal Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Washington Federal Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Washington Federal Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 1,025 | $ 724,495,000 | $ 706,000 | $ 230,000 |
| Maricopa County Arizona | 474 | $ 240,560,000 | $ 507,000 | $ 218,000 |
| Snohomish County Washington | 444 | $ 177,290,000 | $ 399,000 | $ 152,000 |
| Pima County Arizona | 374 | $ 140,760,000 | $ 376,000 | $ 139,000 |
| Whatcom County Washington | 350 | $ 124,060,000 | $ 354,000 | $ 148,000 |
| Clark County Nevada | 344 | $ 236,520,000 | $ 687,000 | $ 229,000 |
| Deschutes County Oregon | 288 | $ 148,030,000 | $ 513,000 | $ 187,000 |
| Salt Lake County Utah | 228 | $ 132,600,000 | $ 581,000 | $ 257,000 |
| Pierce County Washington | 219 | $ 87,355,000 | $ 398,000 | $ 164,000 |
| Skagit County Washington | 213 | $ 67,945,000 | $ 318,000 | $ 174,000 |
| Ada County Idaho | 212 | $ 74,230,000 | $ 350,000 | $ 154,000 |
| Kitsap County Washington | 199 | $ 94,885,000 | $ 476,000 | $ 190,000 |
| Chelan County Washington | 139 | $ 55,925,000 | $ 402,000 | $ 185,000 |
| San Juan County Washington | 136 | $ 51,020,000 | $ 375,000 | $ 141,000 |
| Grant County Washington | 129 | $ 32,085,000 | $ 248,000 | $ 114,000 |
| Island County Washington | 127 | $ 50,925,000 | $ 400,000 | $ 163,000 |
| Lane County Oregon | 121 | $ 49,695,000 | $ 410,000 | $ 136,000 |
| Marion County Oregon | 120 | $ 82,530,000 | $ 687,000 | $ 255,000 |
| Multnomah County Oregon | 117 | $ 87,645,000 | $ 749,000 | $ 245,000 |
| Canyon County Idaho | 114 | $ 33,540,000 | $ 294,000 | $ 110,000 |
| Utah County Utah | 114 | $ 78,900,000 | $ 692,000 | $ 242,000 |
| Spokane County Washington | 108 | $ 30,550,000 | $ 282,000 | $ 124,000 |
| Clackamas County Oregon | 100 | $ 58,760,000 | $ 587,000 | $ 189,000 |
| Kittitas County Washington | 85 | $ 34,725,000 | $ 408,000 | $ 277,000 |
| Thurston County Washington | 83 | $ 33,795,000 | $ 407,000 | $ 264,000 |
| Washington County Oregon | 80 | $ 39,320,000 | $ 491,000 | $ 198,000 |
| Yavapai County Arizona | 77 | $ 27,125,000 | $ 352,000 | $ 184,000 |
| Jackson County Oregon | 75 | $ 24,965,000 | $ 332,000 | $ 126,000 |
| Clallam County Washington | 74 | $ 23,400,000 | $ 316,000 | $ 146,000 |
| Benton County Oregon | 72 | $ 32,640,000 | $ 453,000 | $ 136,000 |
| Clark County Washington | 70 | $ 30,480,000 | $ 435,000 | $ 172,000 |
| Yuma County Arizona | 67 | $ 22,065,000 | $ 329,000 | $ 78,000 |
| Bernalillo County New Mexico | 67 | $ 32,635,000 | $ 487,000 | $ 192,000 |
| Blaine County Idaho | 66 | $ 25,610,000 | $ 388,000 | $ 163,000 |
| Linn County Oregon | 62 | $ 18,860,000 | $ 304,000 | $ 107,000 |
| Klamath County Oregon | 61 | $ 12,915,000 | $ 211,000 | $ 132,000 |
| Lincoln County Oregon | 58 | $ 11,340,000 | $ 195,000 | $ 114,000 |
| Dallas County Texas | 58 | $ 30,090,000 | $ 518,000 | $ 273,000 |
| Santa Fe County New Mexico | 57 | $ 30,455,000 | $ 534,000 | $ 279,000 |
| Dona Ana County New Mexico | 53 | $ 16,685,000 | $ 314,000 | $ 132,000 |
| Josephine County Oregon | 53 | $ 11,655,000 | $ 219,000 | $ 159,000 |
| Gila County Arizona | 52 | $ 11,190,000 | $ 215,000 | $ 121,000 |
| Navajo County Arizona | 52 | $ 19,740,000 | $ 379,000 | $ 188,000 |
| Valley County Idaho | 52 | $ 15,240,000 | $ 293,000 | $ 150,000 |
| Washington County Utah | 51 | $ 28,385,000 | $ 556,000 | $ 198,000 |
| Polk County Oregon | 48 | $ 12,210,000 | $ 254,000 | $ 136,000 |
| Mason County Washington | 48 | $ 13,910,000 | $ 289,000 | $ 192,000 |
| Pinal County Arizona | 47 | $ 20,885,000 | $ 444,000 | $ 129,000 |
| Crook County Oregon | 46 | $ 16,830,000 | $ 365,000 | $ 180,000 |
| Cochise County Arizona | 45 | $ 7,435,000 | $ 165,000 | $ 76,000 |
| Santa Cruz County Arizona | 42 | $ 8,350,000 | $ 198,000 | $ 113,000 |
| Twin Falls County Idaho | 42 | $ 6,920,000 | $ 164,000 | $ 85,000 |
| Davis County Utah | 42 | $ 22,130,000 | $ 526,000 | $ 395,000 |
| Stevens County Washington | 40 | $ 7,200,000 | $ 180,000 | $ 109,000 |
| Bonner County Idaho | 36 | $ 12,400,000 | $ 344,000 | $ 186,000 |
| Bonneville County Idaho | 34 | $ 6,960,000 | $ 204,000 | $ 121,000 |
| Fremont County Idaho | 33 | $ 11,895,000 | $ 360,000 | $ 159,000 |
| Chaves County New Mexico | 33 | $ 6,165,000 | $ 186,000 | $ 111,000 |
| Douglas County Washington | 33 | $ 12,995,000 | $ 393,000 | $ 164,000 |
| Jefferson County Washington | 33 | $ 10,145,000 | $ 307,000 | $ 145,000 |
| Lewis County Washington | 33 | $ 10,595,000 | $ 321,000 | $ 102,000 |
| Walla Walla County Washington | 32 | $ 8,500,000 | $ 265,000 | $ 114,000 |
| Yakima County Washington | 32 | $ 8,270,000 | $ 258,000 | $ 374,000 |
| Whitman County Washington | 31 | $ 6,965,000 | $ 224,000 | $ 133,000 |
| Umatilla County Oregon | 30 | $ 3,550,000 | $ 118,000 | $ 91,000 |
| Sandoval County New Mexico | 29 | $ 16,775,000 | $ 578,000 | $ 319,000 |
| Bingham County Idaho | 28 | $ 5,130,000 | $ 183,000 | $ 76,000 |
| Hood River County Oregon | 27 | $ 11,455,000 | $ 424,000 | $ 169,000 |
| Cache County Utah | 27 | $ 10,205,000 | $ 377,000 | $ 176,000 |
| Summit County Utah | 27 | $ 22,235,000 | $ 823,000 | $ 262,000 |
| Okanogan County Washington | 27 | $ 9,735,000 | $ 360,000 | $ 168,000 |
| Klickitat County Washington | 26 | $ 7,040,000 | $ 270,000 | $ 126,000 |
| Denton County Texas | 24 | $ 21,720,000 | $ 905,000 | $ 232,000 |
| Weber County Utah | 24 | $ 13,710,000 | $ 571,000 | $ 330,000 |
| San Juan County New Mexico | 22 | $ 3,780,000 | $ 171,000 | $ 159,000 |
| Yamhill County Oregon | 22 | $ 15,660,000 | $ 711,000 | $ 171,000 |
| Grays Harbor County Washington | 21 | $ 4,855,000 | $ 231,000 | $ 95,000 |
| Payette County Idaho | 20 | $ 2,270,000 | $ 113,000 | $ 75,000 |
| Jefferson County Oregon | 20 | $ 3,910,000 | $ 195,000 | $ 84,000 |
| Wasco County Oregon | 20 | $ 4,110,000 | $ 205,000 | $ 80,000 |
| Box Elder County Utah | 20 | $ 6,200,000 | $ 310,000 | $ 92,000 |
| Bannock County Idaho | 17 | $ 5,395,000 | $ 317,000 | $ 104,000 |
| Kootenai County Idaho | 17 | $ 6,145,000 | $ 361,000 | $ 153,000 |
| Madison County Idaho | 17 | $ 15,275,000 | $ 898,000 | $ 119,000 |
| Otero County New Mexico | 17 | $ 3,435,000 | $ 202,000 | $ 153,000 |
| Pend Oreille County Washington | 17 | $ 3,115,000 | $ 183,000 | $ 106,000 |
| Gem County Idaho | 16 | $ 4,170,000 | $ 260,000 | $ 102,000 |
| Churchill County Nevada | 16 | $ 3,580,000 | $ 223,000 | $ 119,000 |
| Lincoln County New Mexico | 16 | $ 2,950,000 | $ 184,000 | $ 59,000 |
| Malheur County Oregon | 16 | $ 2,440,000 | $ 152,000 | $ 118,000 |
| Wasatch County Utah | 15 | $ 12,165,000 | $ 811,000 | $ 284,000 |
| Jerome County Idaho | 14 | $ 2,250,000 | $ 160,000 | $ 55,000 |
| Tillamook County Oregon | 14 | $ 7,620,000 | $ 544,000 | $ 152,000 |
| Carbon County Utah | 14 | $ 2,270,000 | $ 162,000 | $ 124,000 |
| Asotin County Washington | 14 | $ 2,590,000 | $ 185,000 | $ 638,000 |
| Washoe County Nevada | 13 | $ 8,125,000 | $ 625,000 | $ 250,000 |
| Collin County Texas | 13 | $ 8,625,000 | $ 663,000 | $ 312,000 |
| Ferry County Washington | 13 | $ 2,565,000 | $ 197,000 | $ 92,000 |
| Coconino County Arizona | 12 | $ 7,750,000 | $ 645,000 | $ 573,000 |
| Adams County Idaho | 12 | $ 2,910,000 | $ 242,000 | $ 77,000 |
| Boise County Idaho | 12 | $ 3,850,000 | $ 320,000 | $ 86,000 |
| Owyhee County Idaho | 12 | $ 4,020,000 | $ 335,000 | $ 111,000 |
| Curry County New Mexico | 12 | $ 1,060,000 | $ 88,000 | $ 65,000 |
| Lyon County Nevada | 11 | $ 1,725,000 | $ 156,000 | $ 56,000 |
| Lake County Oregon | 11 | $ 1,355,000 | $ 123,000 | $ 87,000 |
| Tarrant County Texas | 10 | $ 3,140,000 | $ 314,000 | $ 176,000 |
| Lincoln County Washington | 10 | $ 1,680,000 | $ 168,000 | $ 112,000 |
| Lemhi County Idaho | 9 | $ 2,325,000 | $ 258,000 | $ 270,000 |
| Lea County New Mexico | 9 | $ 1,825,000 | $ 202,000 | $ 111,000 |
| Douglas County Oregon | 9 | $ 5,055,000 | $ 561,000 | $ 98,000 |
| Gooding County Idaho | 8 | $ 1,140,000 | $ 142,000 | $ 48,000 |
| Shoshone County Idaho | 8 | $ 1,050,000 | $ 131,000 | $ 65,000 |
| White Pine County Nevada | 8 | $ 1,480,000 | $ 185,000 | $ 93,000 |
| Colfax County New Mexico | 8 | $ 1,580,000 | $ 197,000 | $ 105,000 |
| Coos County Oregon | 8 | $ 2,530,000 | $ 316,000 | $ 201,000 |
| Benton County Washington | 8 | $ 3,420,000 | $ 427,000 | $ 173,000 |
| Elmore County Idaho | 7 | $ 2,825,000 | $ 403,000 | $ 93,000 |
| Union County Oregon | 7 | $ 915,000 | $ 130,000 | $ 56,000 |
| Cowlitz County Washington | 7 | $ 4,935,000 | $ 705,000 | $ 133,000 |
| Skamania County Washington | 7 | $ 2,835,000 | $ 405,000 | $ 89,000 |
| Graham County Arizona | 6 | $ 3,420,000 | $ 570,000 | $ 555,000 |
| Mohave County Arizona | 6 | $ 1,110,000 | $ 185,000 | $ 85,000 |
| Jefferson County Idaho | 6 | $ 1,150,000 | $ 191,000 | $ 89,000 |
| Elko County Nevada | 6 | $ 2,230,000 | $ 371,000 | $ 189,000 |
| Humboldt County Nevada | 6 | $ 650,000 | $ 108,000 | $ 98,000 |
| Eddy County New Mexico | 6 | $ 740,000 | $ 123,000 | $ 122,000 |
| Valencia County New Mexico | 6 | $ 980,000 | $ 163,000 | $ 82,000 |
| Columbia County Oregon | 6 | $ 2,290,000 | $ 381,000 | $ 112,000 |
| Teton County Idaho | 5 | $ 995,000 | $ 199,000 | $ 84,000 |
| McKinley County New Mexico | 5 | $ 1,515,000 | $ 303,000 | $ 67,000 |
| Socorro County New Mexico | 5 | $ 465,000 | $ 93,000 | $ 191,000 |
| El Paso County Texas | 5 | $ 13,625,000 | $ 2,725,000 | $ 1,243,000 |
| Franklin County Idaho | 4 | $ 1,130,000 | $ 282,000 | $ 78,000 |
| Nez Perce County Idaho | 4 | $ 520,000 | $ 130,000 | $ 54,000 |
| Washington County Idaho | 4 | $ 660,000 | $ 165,000 | $ 61,000 |
| Baker County Oregon | 4 | $ 1,190,000 | $ 297,000 | $ 98,000 |
| Curry County Oregon | 4 | $ 1,040,000 | $ 260,000 | $ 65,000 |
| Harris County Texas | 4 | $ 4,040,000 | $ 1,010,000 | $ 136,000 |
| Tooele County Utah | 4 | $ 1,130,000 | $ 282,000 | $ 117,000 |
| Bexar County Texas | 3 | $ 13,275,000 | $ 4,425,000 | $ 0 |
| Ellis County Texas | 3 | $ 1,455,000 | $ 485,000 | $ 176,000 |
| Travis County Texas | 3 | $ 2,205,000 | $ 735,000 | $ 352,000 |
| Franklin County Washington | 3 | $ 2,175,000 | $ 725,000 | $ 229,000 |
| Apache County Arizona | 2 | $ 270,000 | $ 135,000 | $ 80,000 |
| La Paz County Arizona | 2 | $ 160,000 | $ 80,000 | $ 51,000 |
| Gunnison County Colorado | 2 | $ 2,790,000 | $ 1,395,000 | $ 0 |
| Boundary County Idaho | 2 | $ 560,000 | $ 280,000 | $ 89,000 |
| Cassia County Idaho | 2 | $ 1,050,000 | $ 525,000 | $ 148,000 |
| Custer County Idaho | 2 | $ 350,000 | $ 175,000 | $ 143,000 |
| Idaho County Idaho | 2 | $ 580,000 | $ 290,000 | $ 59,000 |
| Latah County Idaho | 2 | $ 750,000 | $ 375,000 | $ 161,000 |
| Minidoka County Idaho | 2 | $ 440,000 | $ 220,000 | $ 58,000 |
| Grant County New Mexico | 2 | $ 80,000 | $ 40,000 | $ 43,000 |
| Rio Arriba County New Mexico | 2 | $ 230,000 | $ 115,000 | $ 105,000 |
| San Miguel County New Mexico | 2 | $ 500,000 | $ 250,000 | $ 118,000 |
| Torrance County New Mexico | 2 | $ 750,000 | $ 375,000 | $ 200,000 |
| Clatsop County Oregon | 2 | $ 1,010,000 | $ 505,000 | $ 134,000 |
| Grayson County Texas | 2 | $ 820,000 | $ 410,000 | $ 160,000 |
| Kaufman County Texas | 2 | $ 400,000 | $ 200,000 | $ 62,000 |
| Rockwall County Texas | 2 | $ 1,420,000 | $ 710,000 | $ 820,000 |
| Emery County Utah | 2 | $ 550,000 | $ 275,000 | $ 65,000 |
| Morgan County Utah | 2 | $ 1,110,000 | $ 555,000 | $ 143,000 |
| Adams County Washington | 2 | $ 890,000 | $ 445,000 | $ 239,000 |
| Pacific County Washington | 2 | $ 360,000 | $ 180,000 | $ 239,000 |
| Bear Lake County Idaho | 1 | $ 855,000 | $ 855,000 | $ 216,000 |
| Camas County Idaho | 1 | $ 85,000 | $ 85,000 | $ 97,000 |
| Caribou County Idaho | 1 | $ 35,000 | $ 35,000 | $ 93,000 |
| Clearwater County Idaho | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Grand Traverse County Michigan | 1 | $ 20,505,000 | $ 20,505,000 | $ 0 |
| Catron County New Mexico | 1 | $ 25,000 | $ 25,000 | $ 0 |
| Cibola County New Mexico | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Los Alamos County New Mexico | 1 | $ 165,000 | $ 165,000 | $ 333,000 |
| Quay County New Mexico | 1 | $ 5,000 | $ 5,000 | $ 49,000 |
| Sherman County Oregon | 1 | $ 405,000 | $ 405,000 | $ 149,000 |
| Cooke County Texas | 1 | $ 455,000 | $ 455,000 | $ 182,000 |
| Hays County Texas | 1 | $ 1,935,000 | $ 1,935,000 | $ 0 |
| Kendall County Texas | 1 | $ 935,000 | $ 935,000 | $ 323,000 |
| Montgomery County Texas | 1 | $ 905,000 | $ 905,000 | $ 499,000 |
| Parker County Texas | 1 | $ 1,435,000 | $ 1,435,000 | $ 0 |
| Garfield County Utah | 1 | $ 165,000 | $ 165,000 | $ 64,000 |
| Juab County Utah | 1 | $ 475,000 | $ 475,000 | $ 169,000 |
| Rich County Utah | 1 | $ 445,000 | $ 445,000 | $ 96,000 |
| Columbia County Washington | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
Mortgage Loan Application Detail Totals for Washington Federal Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,656 | $2,525,560,000 | $542,000 | $42,005,000 | $192,000 | $8,448,000 |
| Cash-out Refinancing | 1,895 | $864,145,000 | $456,000 | $19,505,000 | $170,000 | $5,942,000 |
| Other Purpose | 936 | $156,540,000 | $167,000 | $4,205,000 | $142,000 | $1,414,000 |
| Refinancing | 908 | $399,360,000 | $439,000 | $20,905,000 | $193,000 | $5,353,000 |
| Home Improvement | 482 | $66,820,000 | $138,000 | $2,005,000 | $146,000 | $4,836,000 |
| Not Applicable | 20 | $8,490,000 | $424,000 | $1,425,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,101 | $2,397,565,000 | $392,000 | $5,615,000 | $183,000 | $8,448,000 |
| Not Provided | 860 | $382,300,000 | $444,000 | $4,005,000 | $204,000 | $4,896,000 |
| Not applicable | 692 | $792,450,000 | $1,145,000 | $42,005,000 | $0 | $0 |
| Hispanic | 639 | $176,175,000 | $275,000 | $1,895,000 | $126,000 | $2,228,000 |
| Asian | 408 | $193,870,000 | $475,000 | $3,855,000 | $177,000 | $1,018,000 |
| Black or African American | 80 | $37,640,000 | $470,000 | $2,305,000 | $222,000 | $1,070,000 |
| American Indian or Alaskan Native | 63 | $18,705,000 | $296,000 | $1,655,000 | $127,000 | $910,000 |
| Native Hawaiian or Other Pacific Islander | 24 | $8,970,000 | $373,000 | $1,005,000 | $119,000 | $278,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,897 | $4,020,915,000 | $451,000 | $42,005,000 | $180,000 | $8,448,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,632 | $2,327,840,000 | $502,000 | $42,005,000 | $185,000 | $8,448,000 |
| Application Withdrawn By Applicant | 1,580 | $589,750,000 | $373,000 | $2,505,000 | $202,000 | $5,942,000 |
| Application Denied By Financial Institution | 1,392 | $529,640,000 | $380,000 | $3,855,000 | $111,000 | $2,228,000 |
| File Closed For Incompleteness | 1,181 | $525,715,000 | $445,000 | $5,615,000 | $214,000 | $5,353,000 |
| Application Approved But Not Accepted | 83 | $32,475,000 | $391,000 | $1,385,000 | $162,000 | $1,070,000 |
| Loan Purchased By The Institution | 29 | $15,495,000 | $534,000 | $1,425,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,505 | $3,491,275,000 | $465,000 | $42,005,000 | $193,000 | $8,448,000 |
| Debt-To-Income Ratio | 841 | $336,525,000 | $400,000 | $2,985,000 | $86,000 | $496,000 |
| Other | 224 | $82,290,000 | $367,000 | $3,855,000 | $197,000 | $2,228,000 |
| Credit History | 179 | $51,835,000 | $289,000 | $1,865,000 | $96,000 | $343,000 |
| Collateral | 70 | $21,400,000 | $305,000 | $2,005,000 | $172,000 | $1,299,000 |
| Employment History | 35 | $12,865,000 | $367,000 | $855,000 | $73,000 | $251,000 |
| Unverifiable Information | 34 | $18,160,000 | $534,000 | $2,005,000 | $108,000 | $912,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $6,565,000 | $729,000 | $2,105,000 | $153,000 | $262,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Washington Federal Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Washington Federal Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.