Washington Trust Bank
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage loan statistics, lending data, and loan application totals for Washington.
The mortgage statistics and data below are specific to mortgage loan applications for Washington Trust Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Washington Trust Bank
717 W Sprague Ave
Spokane, WA 99201
Tel #: available with data download
Federal Regulator * available with data download
Years 2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,389
Total Mortgage Loan Application Amount $1,005,805,000
Average Mortgage Loan Application Amount $262,200
Highest Mortgage Loan Application Amount $22,415,000
Average Applicant Income $167,600
Highest Applicant Income $7,738,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Washington Trust Bank by County in 2019

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Spokane County Washington 1,348 $ 300,280,000 $ 222,000 $ 149,000
Ada County Idaho 307 $ 95,335,000 $ 310,000 $ 159,000
Kootenai County Idaho 278 $ 69,770,000 $ 250,000 $ 143,000
Canyon County Idaho 200 $ 28,710,000 $ 143,000 $ 84,000
Grant County Washington 148 $ 21,950,000 $ 148,000 $ 98,000
King County Washington 124 $ 172,290,000 $ 1,389,000 $ 672,000
Chelan County Washington 93 $ 19,505,000 $ 209,000 $ 122,000
Bonner County Idaho 83 $ 25,575,000 $ 308,000 $ 171,000
Whitman County Washington 80 $ 23,730,000 $ 296,000 $ 125,000
Stevens County Washington 77 $ 12,335,000 $ 160,000 $ 99,000
Deschutes County Oregon 69 $ 18,935,000 $ 274,000 $ 104,000
Douglas County Washington 60 $ 8,630,000 $ 143,000 $ 103,000
Benton County Washington 59 $ 24,635,000 $ 417,000 $ 165,000
Lane County Oregon 39 $ 12,065,000 $ 309,000 $ 121,000
Latah County Idaho 27 $ 13,135,000 $ 486,000 $ 142,000
Franklin County Washington 25 $ 6,375,000 $ 255,000 $ 101,000
Nez Perce County Idaho 21 $ 4,205,000 $ 200,000 $ 98,000
Polk County Oregon 19 $ 5,055,000 $ 266,000 $ 89,000
Snohomish County Washington 19 $ 8,575,000 $ 451,000 $ 161,000
Valley County Idaho 17 $ 9,305,000 $ 547,000 $ 396,000
Jackson County Oregon 15 $ 3,745,000 $ 249,000 $ 113,000
Pend Oreille County Washington 15 $ 2,505,000 $ 167,000 $ 89,000
Maricopa County Arizona 13 $ 8,165,000 $ 628,000 $ 519,000
Washington County Oregon 12 $ 3,560,000 $ 296,000 $ 182,000
Yakima County Washington 12 $ 3,310,000 $ 275,000 $ 81,000
Clackamas County Oregon 11 $ 5,435,000 $ 494,000 $ 527,000
Multnomah County Oregon 11 $ 3,265,000 $ 296,000 $ 222,000
Okanogan County Washington 10 $ 2,320,000 $ 232,000 $ 471,000
Walla Walla County Washington 10 $ 2,860,000 $ 286,000 $ 139,000
Elmore County Idaho 9 $ 1,785,000 $ 198,000 $ 92,000
Linn County Oregon 9 $ 1,915,000 $ 212,000 $ 74,000
Riverside County California 8 $ 6,500,000 $ 812,000 $ 2,856,000
Lincoln County Washington 7 $ 1,795,000 $ 256,000 $ 86,000
Pierce County Washington 7 $ 21,955,000 $ 3,136,000 $ 190,000
Kitsap County Washington 6 $ 2,340,000 $ 390,000 $ 451,000
Shoshone County Idaho 5 $ 815,000 $ 163,000 $ 105,000
Umatilla County Oregon 5 $ 845,000 $ 169,000 $ 67,000
Ferry County Washington 5 $ 675,000 $ 135,000 $ 48,000
Thurston County Washington 5 $ 1,565,000 $ 313,000 $ 111,000
Blaine County Idaho 4 $ 9,200,000 $ 2,300,000 $ 225,000
Boise County Idaho 4 $ 660,000 $ 165,000 $ 133,000
Gem County Idaho 4 $ 300,000 $ 75,000 $ 171,000
Owyhee County Idaho 4 $ 1,340,000 $ 335,000 $ 183,000
Adams County Washington 4 $ 360,000 $ 90,000 $ 221,000
Clark County Washington 4 $ 1,600,000 $ 400,000 $ 221,000
Kittitas County Washington 4 $ 2,060,000 $ 515,000 $ 557,000
Boundary County Idaho 3 $ 455,000 $ 151,000 $ 117,000
Lewis County Idaho 3 $ 165,000 $ 55,000 $ 70,000
Lincoln County Idaho 3 $ 375,000 $ 125,000 $ 51,000
Washington County Idaho 3 $ 385,000 $ 128,000 $ 64,000
Stillwater County Montana 3 $ 1,065,000 $ 355,000 $ 108,000
Wallowa County Oregon 3 $ 755,000 $ 251,000 $ 114,000
Pima County Arizona 2 $ 300,000 $ 150,000 $ 309,000
Los Angeles County California 2 $ 670,000 $ 335,000 $ 161,000
Monterey County California 2 $ 2,270,000 $ 1,135,000 $ 290,000
Denver County Colorado 2 $ 1,640,000 $ 820,000 $ 0
Benewah County Idaho 2 $ 260,000 $ 130,000 $ 58,000
Payette County Idaho 2 $ 170,000 $ 85,000 $ 74,000
Cook County Illinois 2 $ 1,150,000 $ 575,000 $ 245,000
Madison County Montana 2 $ 610,000 $ 305,000 $ 178,000
Mineral County Montana 2 $ 710,000 $ 355,000 $ 132,000
Yellowstone County Montana 2 $ 380,000 $ 190,000 $ 157,000
Tillamook County Oregon 2 $ 970,000 $ 485,000 $ 644,000
Grays Harbor County Washington 2 $ 240,000 $ 120,000 $ 26,000
Island County Washington 2 $ 1,190,000 $ 595,000 $ 161,000
Whatcom County Washington 2 $ 1,780,000 $ 890,000 $ 96,000
Anchorage County Alaska 1 $ 415,000 $ 415,000 $ 176,000
Ketchikan Gateway County Alaska 1 $ 505,000 $ 505,000 $ 448,000
Pinal County Arizona 1 $ 605,000 $ 605,000 $ 251,000
Orange County California 1 $ 1,505,000 $ 1,505,000 $ 527,000
San Diego County California 1 $ 2,815,000 $ 2,815,000 $ 0
San Francisco County California 1 $ 1,025,000 $ 1,025,000 $ 330,000
San Mateo County California 1 $ 625,000 $ 625,000 $ 113,000
Santa Cruz County California 1 $ 715,000 $ 715,000 $ 166,000
Solano County California 1 $ 475,000 $ 475,000 $ 98,000
Yuba County California 1 $ 305,000 $ 305,000 $ 73,000
Weld County Colorado 1 $ 325,000 $ 325,000 $ 60,000
New Haven County Connecticut 1 $ 255,000 $ 255,000 $ 125,000
Pasco County Florida 1 $ 145,000 $ 145,000 $ 94,000
Adams County Idaho 1 $ 505,000 $ 505,000 $ 86,000
Bonneville County Idaho 1 $ 215,000 $ 215,000 $ 58,000
Cassia County Idaho 1 $ 485,000 $ 485,000 $ 106,000
Fremont County Idaho 1 $ 75,000 $ 75,000 $ 377,000
Twin Falls County Idaho 1 $ 265,000 $ 265,000 $ 85,000
Johnson County Kansas 1 $ 55,000 $ 55,000 $ 192,000
Taylor County Kentucky 1 $ 55,000 $ 55,000 $ 2,000
Hennepin County Minnesota 1 $ 175,000 $ 175,000 $ 93,000
Gallatin County Montana 1 $ 255,000 $ 255,000 $ 842,000
Granite County Montana 1 $ 265,000 $ 265,000 $ 257,000
Lancaster County Nebraska 1 $ 475,000 $ 475,000 $ 360,000
Clark County Nevada 1 $ 205,000 $ 205,000 $ 95,000
Dona Ana County New Mexico 1 $ 195,000 $ 195,000 $ 156,000
Taos County New Mexico 1 $ 365,000 $ 365,000 $ 251,000
Baker County Oregon 1 $ 85,000 $ 85,000 $ 25,000
Crook County Oregon 1 $ 295,000 $ 295,000 $ 156,000
Gilliam County Oregon 1 $ 55,000 $ 55,000 $ 44,000
Marion County Oregon 1 $ 215,000 $ 215,000 $ 59,000
Yamhill County Oregon 1 $ 285,000 $ 285,000 $ 428,000
Cumberland County Pennsylvania 1 $ 155,000 $ 155,000 $ 55,000
Greenville County South Carolina 1 $ 285,000 $ 285,000 $ 65,000
Cannon County Tennessee 1 $ 155,000 $ 155,000 $ 29,000
Loudon County Tennessee 1 $ 285,000 $ 285,000 $ 240,000
Harris County Texas 1 $ 315,000 $ 315,000 $ 170,000
Salt Lake County Utah 1 $ 255,000 $ 255,000 $ 229,000
Summit County Utah 1 $ 205,000 $ 205,000 $ 641,000
Asotin County Washington 1 $ 235,000 $ 235,000 $ 60,000
Clallam County Washington 1 $ 485,000 $ 485,000 $ 412,000
Jefferson County Washington 1 $ 325,000 $ 325,000 $ 113,000
Lewis County Washington 1 $ 155,000 $ 155,000 $ 62,000
San Juan County Washington 1 $ 345,000 $ 345,000 $ 277,000
Skagit County Washington 1 $ 85,000 $ 85,000 $ 179,000
Skamania County Washington 1 $ 1,305,000 $ 1,305,000 $ 351,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Washington, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Washington Trust Bank in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,213 $452,455,000 $373,000 $17,275,000 $153,000 $5,635,000
Cash-out Refinancing 751 $241,685,000 $321,000 $22,415,000 $171,000 $7,738,000
Refinancing 572 $183,620,000 $321,000 $15,505,000 $229,000 $6,954,000
Other Purpose 465 $78,375,000 $168,000 $5,005,000 $163,000 $1,726,000
Home Improvement 388 $49,670,000 $128,000 $12,005,000 $122,000 $1,154,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,213 $551,025,000 $248,000 $15,505,000 $147,000 $7,738,000
Not Provided 800 $223,470,000 $279,000 $5,005,000 $236,000 $4,637,000
Not applicable 151 $184,085,000 $1,219,000 $22,415,000 $0 $0
Hispanic 150 $25,770,000 $171,000 $845,000 $77,000 $578,000
Asian 30 $10,120,000 $337,000 $1,605,000 $189,000 $650,000
Black or African American 15 $3,045,000 $203,000 $455,000 $126,000 $350,000
American Indian or Alaskan Native 13 $1,745,000 $134,000 $285,000 $87,000 $170,000
Native Hawaiian or Other Pacific Islander 3 $885,000 $295,000 $325,000 $97,000 $132,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,142 $943,150,000 $300,000 $22,415,000 $174,000 $7,738,000
FHA-insured (Federal Housing Administration) 144 $32,600,000 $226,000 $405,000 $75,000 $286,000
VA-guaranteed (Veterans Administration) 99 $28,855,000 $291,000 $545,000 $88,000 $597,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4 $1,200,000 $300,000 $435,000 $78,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,303 $754,855,000 $327,000 $22,415,000 $189,000 $6,954,000
Application Denied By Financial Institution 519 $94,855,000 $182,000 $2,505,000 $86,000 $795,000
Application Withdrawn By Applicant 363 $107,855,000 $297,000 $5,005,000 $175,000 $7,738,000
File Closed For Incompleteness 160 $38,030,000 $237,000 $1,605,000 $109,000 $650,000
Application Approved But Not Accepted 44 $10,210,000 $232,000 $5,005,000 $190,000 $1,155,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,870 $910,950,000 $317,000 $22,415,000 $182,000 $7,738,000
Debt-To-Income Ratio 197 $37,925,000 $192,000 $2,505,000 $59,000 $236,000
Credit History 163 $22,965,000 $140,000 $985,000 $94,000 $736,000
Collateral 96 $20,220,000 $210,000 $1,485,000 $122,000 $795,000
Other 25 $4,135,000 $165,000 $625,000 $88,000 $210,000
Insufficient Cash (Downpayment, Closing Cost) 14 $4,100,000 $292,000 $785,000 $121,000 $597,000
Credit Application Incomplete 10 $2,090,000 $209,000 $445,000 $113,000 $336,000
Employment History 9 $2,295,000 $255,000 $805,000 $70,000 $250,000
Unverifiable Information 5 $1,125,000 $225,000 $405,000 $113,000 $202,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WA, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Washington, and search similar information at your convenience.

Download the Washington Lender List