Watermark Capital, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Watermark Capital, Inc. 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Watermark Capital, Inc. 100 Spectrum Center Dr Ste 150 Sacramento, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 2,137 |
| Total Mortgage Loan Application Amount | $771,261,000 |
| Average Mortgage Loan Application Amount | $492,333 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $156,666 |
| Highest Applicant Income | $1,591,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Watermark Capital, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Watermark Capital, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Watermark Capital, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Watermark Capital, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Watermark Capital, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Watermark Capital, Inc.'s mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 310 | $ 123,569,000 | $ 398,000 | $ 161,000 |
| Los Angeles County California | 299 | $ 141,115,000 | $ 471,000 | $ 163,000 |
| San Diego County California | 211 | $ 84,352,000 | $ 399,000 | $ 133,000 |
| Riverside County California | 108 | $ 26,738,000 | $ 247,000 | $ 84,000 |
| Santa Clara County California | 51 | $ 25,252,000 | $ 495,000 | $ 172,000 |
| San Bernardino County California | 48 | $ 11,503,000 | $ 239,000 | $ 148,000 |
| Alameda County California | 40 | $ 14,118,000 | $ 352,000 | $ 121,000 |
| Fairfax County Virginia | 34 | $ 14,937,000 | $ 439,000 | $ 132,000 |
| Contra Costa County California | 31 | $ 14,262,000 | $ 460,000 | $ 140,000 |
| Ventura County California | 31 | $ 11,604,000 | $ 374,000 | $ 143,000 |
| San Francisco County California | 29 | $ 15,224,000 | $ 524,000 | $ 219,000 |
| Placer County California | 26 | $ 8,424,000 | $ 324,000 | $ 171,000 |
| Sacramento County California | 26 | $ 6,746,000 | $ 259,000 | $ 88,000 |
| San Mateo County California | 26 | $ 14,899,000 | $ 573,000 | $ 159,000 |
| Clark County Nevada | 22 | $ 4,437,000 | $ 201,000 | $ 106,000 |
| Montgomery County Maryland | 21 | $ 8,878,000 | $ 422,000 | $ 233,000 |
| Santa Barbara County California | 19 | $ 8,534,000 | $ 449,000 | $ 127,000 |
| Loudoun County Virginia | 17 | $ 7,953,000 | $ 467,000 | $ 111,000 |
| El Paso County Colorado | 15 | $ 3,247,000 | $ 216,000 | $ 73,000 |
| King County Washington | 15 | $ 5,417,000 | $ 361,000 | $ 125,000 |
| Sonoma County California | 13 | $ 4,386,000 | $ 337,000 | $ 113,000 |
| Baltimore County Maryland | 13 | $ 3,676,000 | $ 282,000 | $ 87,000 |
| Tarrant County Texas | 13 | $ 2,948,000 | $ 226,000 | $ 94,000 |
| Monterey County California | 12 | $ 4,763,000 | $ 396,000 | $ 205,000 |
| Anne Arundel County Maryland | 11 | $ 3,878,000 | $ 352,000 | $ 107,000 |
| Wake County North Carolina | 11 | $ 2,456,000 | $ 223,000 | $ 82,000 |
| Multnomah County Oregon | 11 | $ 2,827,000 | $ 257,000 | $ 112,000 |
| Marin County California | 10 | $ 5,611,000 | $ 561,000 | $ 142,000 |
| Bexar County Texas | 10 | $ 1,966,000 | $ 196,000 | $ 103,000 |
| Harris County Texas | 10 | $ 4,286,000 | $ 428,000 | $ 191,000 |
| San Joaquin County California | 9 | $ 2,273,000 | $ 252,000 | $ 147,000 |
| Arapahoe County Colorado | 9 | $ 2,191,000 | $ 243,000 | $ 67,000 |
| Middlesex County Massachusetts | 9 | $ 3,220,000 | $ 357,000 | $ 120,000 |
| Washington County Oregon | 9 | $ 2,965,000 | $ 329,000 | $ 122,000 |
| Prince William County Virginia | 9 | $ 3,032,000 | $ 336,000 | $ 32,000 |
| Virginia Beach County Virginia | 9 | $ 2,369,000 | $ 263,000 | $ 90,000 |
| Fresno County California | 8 | $ 1,941,000 | $ 242,000 | $ 160,000 |
| Kern County California | 8 | $ 1,763,000 | $ 220,000 | $ 89,000 |
| Howard County Maryland | 8 | $ 3,203,000 | $ 400,000 | $ 141,000 |
| Onslow County North Carolina | 8 | $ 1,436,000 | $ 179,000 | $ 87,000 |
| Travis County Texas | 8 | $ 2,285,000 | $ 285,000 | $ 133,000 |
| Chesapeake County Virginia | 8 | $ 1,770,000 | $ 221,000 | $ 59,000 |
| Stanislaus County California | 7 | $ 1,260,000 | $ 180,000 | $ 110,000 |
| Denver County Colorado | 7 | $ 3,421,000 | $ 488,000 | $ 163,000 |
| Palm Beach County Florida | 7 | $ 1,856,000 | $ 265,000 | $ 95,000 |
| Cumberland County North Carolina | 7 | $ 1,341,000 | $ 191,000 | $ 54,000 |
| Mecklenburg County North Carolina | 7 | $ 1,611,000 | $ 230,000 | $ 144,000 |
| Clackamas County Oregon | 7 | $ 1,698,000 | $ 242,000 | $ 111,000 |
| Deschutes County Oregon | 7 | $ 1,666,000 | $ 238,000 | $ 52,000 |
| Fort Bend County Texas | 7 | $ 1,716,000 | $ 245,000 | $ 146,000 |
| Salt Lake County Utah | 7 | $ 1,506,000 | $ 215,000 | $ 87,000 |
| Alexandria County Virginia | 7 | $ 3,031,000 | $ 433,000 | $ 69,000 |
| Kitsap County Washington | 7 | $ 2,334,000 | $ 333,000 | $ 53,000 |
| Snohomish County Washington | 7 | $ 2,133,000 | $ 304,000 | $ 81,000 |
| El Dorado County California | 6 | $ 2,570,000 | $ 428,000 | $ 139,000 |
| San Luis Obispo County California | 6 | $ 3,001,000 | $ 500,000 | $ 150,000 |
| Santa Cruz County California | 6 | $ 2,330,000 | $ 388,000 | $ 106,000 |
| Solano County California | 6 | $ 1,807,000 | $ 301,000 | $ 71,000 |
| Jefferson County Colorado | 6 | $ 1,147,000 | $ 191,000 | $ 57,000 |
| Fairfield County Connecticut | 6 | $ 2,608,000 | $ 434,000 | $ 280,000 |
| Baltimore City County Maryland | 6 | $ 1,572,000 | $ 262,000 | $ 125,000 |
| Prince George's County Maryland | 6 | $ 1,388,000 | $ 231,000 | $ 74,000 |
| Bucks County Pennsylvania | 6 | $ 1,732,000 | $ 288,000 | $ 75,000 |
| Arlington County Virginia | 6 | $ 2,675,000 | $ 445,000 | $ 162,000 |
| Chesterfield County Virginia | 6 | $ 1,363,000 | $ 227,000 | $ 92,000 |
| Douglas County Colorado | 5 | $ 1,378,000 | $ 275,000 | $ 66,000 |
| Miami-Dade County Florida | 5 | $ 1,577,000 | $ 315,000 | $ 129,000 |
| Orange County Florida | 5 | $ 1,121,000 | $ 224,000 | $ 69,000 |
| Cook County Illinois | 5 | $ 2,378,000 | $ 475,000 | $ 188,000 |
| Frederick County Maryland | 5 | $ 1,475,000 | $ 295,000 | $ 78,000 |
| Rockingham County New Hampshire | 5 | $ 1,543,000 | $ 308,000 | $ 184,000 |
| Middlesex County New Jersey | 5 | $ 2,200,000 | $ 440,000 | $ 173,000 |
| Denton County Texas | 5 | $ 1,293,000 | $ 258,000 | $ 127,000 |
| Newport News County Virginia | 5 | $ 971,000 | $ 194,000 | $ 51,000 |
| Maricopa County Arizona | 4 | $ 1,084,000 | $ 271,000 | $ 231,000 |
| Napa County California | 4 | $ 2,375,000 | $ 593,000 | $ 137,000 |
| Hartford County Connecticut | 4 | $ 1,124,000 | $ 281,000 | $ 129,000 |
| New Haven County Connecticut | 4 | $ 945,000 | $ 236,000 | $ 116,000 |
| Broward County Florida | 4 | $ 721,000 | $ 180,000 | $ 94,000 |
| Hillsborough County Florida | 4 | $ 803,000 | $ 200,000 | $ 92,000 |
| Carroll County Maryland | 4 | $ 1,171,000 | $ 292,000 | $ 126,000 |
| Essex County Massachusetts | 4 | $ 1,435,000 | $ 358,000 | $ 135,000 |
| Norfolk County Massachusetts | 4 | $ 2,951,000 | $ 737,000 | $ 494,000 |
| Allegheny County Pennsylvania | 4 | $ 1,051,000 | $ 262,000 | $ 61,000 |
| Chester County Pennsylvania | 4 | $ 1,078,000 | $ 269,000 | $ 93,000 |
| Collin County Texas | 4 | $ 709,000 | $ 177,000 | $ 91,000 |
| El Paso County Texas | 4 | $ 689,000 | $ 172,000 | $ 91,000 |
| Davis County Utah | 4 | $ 911,000 | $ 227,000 | $ 28,000 |
| Hampton County Virginia | 4 | $ 976,000 | $ 244,000 | $ 0 |
| Norfolk County Virginia | 4 | $ 1,111,000 | $ 277,000 | $ 131,000 |
| Portsmouth County Virginia | 4 | $ 431,000 | $ 107,000 | $ 76,000 |
| Pierce County Washington | 4 | $ 902,000 | $ 225,000 | $ 63,000 |
| Butte County California | 3 | $ 958,000 | $ 319,000 | $ 177,000 |
| Shasta County California | 3 | $ 839,000 | $ 279,000 | $ 80,000 |
| Tulare County California | 3 | $ 595,000 | $ 198,000 | $ 34,000 |
| Yolo County California | 3 | $ 789,000 | $ 263,000 | $ 116,000 |
| Adams County Colorado | 3 | $ 568,000 | $ 189,000 | $ 36,000 |
| Boulder County Colorado | 3 | $ 1,108,000 | $ 369,000 | $ 62,000 |
| Broomfield County Colorado | 3 | $ 1,061,000 | $ 353,000 | $ 109,000 |
| Larimer County Colorado | 3 | $ 758,000 | $ 252,000 | $ 82,000 |
| St. Johns County Florida | 3 | $ 969,000 | $ 323,000 | $ 184,000 |
| Will County Illinois | 3 | $ 664,000 | $ 221,000 | $ 129,000 |
| Calvert County Maryland | 3 | $ 887,000 | $ 295,000 | $ 116,000 |
| Hampden County Massachusetts | 3 | $ 645,000 | $ 215,000 | $ 87,000 |
| Douglas County Nevada | 3 | $ 1,624,000 | $ 541,000 | $ 151,000 |
| Hillsborough County New Hampshire | 3 | $ 756,000 | $ 252,000 | $ 114,000 |
| Essex County New Jersey | 3 | $ 961,000 | $ 320,000 | $ 72,000 |
| Ocean County New Jersey | 3 | $ 488,000 | $ 162,000 | $ 86,000 |
| Harnett County North Carolina | 3 | $ 558,000 | $ 186,000 | $ 0 |
| Hoke County North Carolina | 3 | $ 517,000 | $ 172,000 | $ 0 |
| Marion County Oregon | 3 | $ 575,000 | $ 191,000 | $ 69,000 |
| Delaware County Pennsylvania | 3 | $ 648,000 | $ 216,000 | $ 44,000 |
| York County Pennsylvania | 3 | $ 662,000 | $ 220,000 | $ 53,000 |
| Dallas County Texas | 3 | $ 1,812,000 | $ 604,000 | $ 167,000 |
| Utah County Utah | 3 | $ 1,245,000 | $ 415,000 | $ 108,000 |
| Spotsylvania County Virginia | 3 | $ 919,000 | $ 306,000 | $ 41,000 |
| Clark County Washington | 3 | $ 739,000 | $ 246,000 | $ 80,000 |
| Skagit County Washington | 3 | $ 1,503,000 | $ 501,000 | $ 120,000 |
| Spokane County Washington | 3 | $ 433,000 | $ 144,000 | $ 53,000 |
| Pima County Arizona | 2 | $ 211,000 | $ 105,000 | $ 51,000 |
| Calaveras County California | 2 | $ 1,005,000 | $ 502,000 | $ 301,000 |
| Merced County California | 2 | $ 331,000 | $ 165,000 | $ 118,000 |
| La Plata County Colorado | 2 | $ 670,000 | $ 335,000 | $ 122,000 |
| Teller County Colorado | 2 | $ 368,000 | $ 184,000 | $ 129,000 |
| Weld County Colorado | 2 | $ 627,000 | $ 313,000 | $ 115,000 |
| Middlesex County Connecticut | 2 | $ 493,000 | $ 246,000 | $ 105,000 |
| District of Columbia County District Of Columbia | 2 | $ 667,000 | $ 333,000 | $ 93,000 |
| Charlotte County Florida | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Leon County Florida | 2 | $ 584,000 | $ 292,000 | $ 120,000 |
| Manatee County Florida | 2 | $ 501,000 | $ 250,000 | $ 101,000 |
| Santa Rosa County Florida | 2 | $ 570,000 | $ 285,000 | $ 135,000 |
| Seminole County Florida | 2 | $ 537,000 | $ 268,000 | $ 96,000 |
| DuPage County Illinois | 2 | $ 517,000 | $ 258,000 | $ 178,000 |
| Kane County Illinois | 2 | $ 553,000 | $ 276,000 | $ 85,000 |
| Queen Anne's County Maryland | 2 | $ 917,000 | $ 458,000 | $ 181,000 |
| Washington County Maryland | 2 | $ 350,000 | $ 175,000 | $ 20,000 |
| Barnstable County Massachusetts | 2 | $ 374,000 | $ 187,000 | $ 39,000 |
| Suffolk County Massachusetts | 2 | $ 715,000 | $ 357,000 | $ 129,000 |
| Worcester County Massachusetts | 2 | $ 614,000 | $ 307,000 | $ 80,000 |
| Washoe County Nevada | 2 | $ 563,000 | $ 281,000 | $ 305,000 |
| Burlington County New Jersey | 2 | $ 415,000 | $ 207,000 | $ 42,000 |
| Monmouth County New Jersey | 2 | $ 738,000 | $ 369,000 | $ 86,000 |
| Sussex County New Jersey | 2 | $ 678,000 | $ 339,000 | $ 129,000 |
| Union County New Jersey | 2 | $ 1,210,000 | $ 605,000 | $ 316,000 |
| Nassau County New York | 2 | $ 536,000 | $ 268,000 | $ 229,000 |
| Davidson County North Carolina | 2 | $ 369,000 | $ 184,000 | $ 71,000 |
| Forsyth County North Carolina | 2 | $ 495,000 | $ 247,000 | $ 0 |
| Lane County Oregon | 2 | $ 379,000 | $ 189,000 | $ 38,000 |
| Centre County Pennsylvania | 2 | $ 468,000 | $ 234,000 | $ 135,000 |
| Philadelphia County Pennsylvania | 2 | $ 581,000 | $ 290,000 | $ 325,000 |
| Davidson County Tennessee | 2 | $ 372,000 | $ 186,000 | $ 82,000 |
| Bell County Texas | 2 | $ 413,000 | $ 206,000 | $ 98,000 |
| Brazoria County Texas | 2 | $ 311,000 | $ 155,000 | $ 128,000 |
| Galveston County Texas | 2 | $ 527,000 | $ 263,000 | $ 69,000 |
| Grayson County Texas | 2 | $ 345,000 | $ 172,000 | $ 24,000 |
| Parker County Texas | 2 | $ 331,000 | $ 165,000 | $ 88,000 |
| Williamson County Texas | 2 | $ 300,000 | $ 150,000 | $ 76,000 |
| Summit County Utah | 2 | $ 1,242,000 | $ 621,000 | $ 643,000 |
| Washington County Utah | 2 | $ 483,000 | $ 241,000 | $ 35,000 |
| Falls Church County Virginia | 2 | $ 1,348,000 | $ 674,000 | $ 201,000 |
| Hanover County Virginia | 2 | $ 493,000 | $ 246,000 | $ 107,000 |
| Henrico County Virginia | 2 | $ 435,000 | $ 217,000 | $ 62,000 |
| Orange County Virginia | 2 | $ 444,000 | $ 222,000 | $ 120,000 |
| Richmond City County Virginia | 2 | $ 654,000 | $ 327,000 | $ 39,000 |
| Stafford County Virginia | 2 | $ 520,000 | $ 260,000 | $ 148,000 |
| Suffolk County Virginia | 2 | $ 477,000 | $ 238,000 | $ 88,000 |
| York County Virginia | 2 | $ 891,000 | $ 445,000 | $ 106,000 |
| Thurston County Washington | 2 | $ 425,000 | $ 212,000 | $ 40,000 |
| Pinal County Arizona | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Humboldt County California | 1 | $ 194,000 | $ 194,000 | $ 94,000 |
| Kings County California | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Lassen County California | 1 | $ 137,000 | $ 137,000 | $ 53,000 |
| Madera County California | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Mendocino County California | 1 | $ 337,000 | $ 337,000 | $ 278,000 |
| Nevada County California | 1 | $ 240,000 | $ 240,000 | $ 36,000 |
| Plumas County California | 1 | $ 177,000 | $ 177,000 | $ 80,000 |
| Tehama County California | 1 | $ 417,000 | $ 417,000 | $ 147,000 |
| Mesa County Colorado | 1 | $ 289,000 | $ 289,000 | $ 87,000 |
| Litchfield County Connecticut | 1 | $ 885,000 | $ 885,000 | $ 0 |
| New London County Connecticut | 1 | $ 315,000 | $ 315,000 | $ 137,000 |
| Clay County Florida | 1 | $ 168,000 | $ 168,000 | $ 41,000 |
| Duval County Florida | 1 | $ 180,000 | $ 180,000 | $ 62,000 |
| Lee County Florida | 1 | $ 98,000 | $ 98,000 | $ 59,000 |
| Martin County Florida | 1 | $ 253,000 | $ 253,000 | $ 185,000 |
| Okaloosa County Florida | 1 | $ 473,000 | $ 473,000 | $ 302,000 |
| Osceola County Florida | 1 | $ 165,000 | $ 165,000 | $ 48,000 |
| Pasco County Florida | 1 | $ 218,000 | $ 218,000 | $ 73,000 |
| Pinellas County Florida | 1 | $ 403,000 | $ 403,000 | $ 267,000 |
| Polk County Florida | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Sarasota County Florida | 1 | $ 370,000 | $ 370,000 | $ 143,000 |
| St. Lucie County Florida | 1 | $ 147,000 | $ 147,000 | $ 56,000 |
| Volusia County Florida | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Wakulla County Florida | 1 | $ 143,000 | $ 143,000 | $ 152,000 |
| Gwinnett County Georgia | 1 | $ 337,000 | $ 337,000 | $ 153,000 |
| Honolulu County Hawaii | 1 | $ 318,000 | $ 318,000 | $ 131,000 |
| Lake County Illinois | 1 | $ 216,000 | $ 216,000 | $ 70,000 |
| Wicomico County Maryland | 1 | $ 266,000 | $ 266,000 | $ 160,000 |
| Berkshire County Massachusetts | 1 | $ 268,000 | $ 268,000 | $ 252,000 |
| Bristol County Massachusetts | 1 | $ 162,000 | $ 162,000 | $ 87,000 |
| Dukes County Massachusetts | 1 | $ 263,000 | $ 263,000 | $ 100,000 |
| Hampshire County Massachusetts | 1 | $ 223,000 | $ 223,000 | $ 61,000 |
| Plymouth County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 58,000 |
| Bergen County New Jersey | 1 | $ 281,000 | $ 281,000 | $ 0 |
| Camden County New Jersey | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 148,000 | $ 148,000 | $ 144,000 |
| Hudson County New Jersey | 1 | $ 290,000 | $ 290,000 | $ 135,000 |
| Mercer County New Jersey | 1 | $ 313,000 | $ 313,000 | $ 145,000 |
| Morris County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 183,000 |
| Passaic County New Jersey | 1 | $ 351,000 | $ 351,000 | $ 140,000 |
| Somerset County New Jersey | 1 | $ 387,000 | $ 387,000 | $ 0 |
| Orange County New York | 1 | $ 140,000 | $ 140,000 | $ 107,000 |
| Craven County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 80,000 |
| Currituck County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 132,000 |
| Granville County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 38,000 |
| Guilford County North Carolina | 1 | $ 192,000 | $ 192,000 | $ 77,000 |
| Lenoir County North Carolina | 1 | $ 161,000 | $ 161,000 | $ 74,000 |
| Moore County North Carolina | 1 | $ 313,000 | $ 313,000 | $ 0 |
| Orange County North Carolina | 1 | $ 553,000 | $ 553,000 | $ 264,000 |
| Pasquotank County North Carolina | 1 | $ 156,000 | $ 156,000 | $ 79,000 |
| Pender County North Carolina | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Clatsop County Oregon | 1 | $ 188,000 | $ 188,000 | $ 102,000 |
| Coos County Oregon | 1 | $ 151,000 | $ 151,000 | $ 0 |
| Douglas County Oregon | 1 | $ 148,000 | $ 148,000 | $ 0 |
| Jackson County Oregon | 1 | $ 173,000 | $ 173,000 | $ 57,000 |
| Josephine County Oregon | 1 | $ 152,000 | $ 152,000 | $ 118,000 |
| Linn County Oregon | 1 | $ 105,000 | $ 105,000 | $ 22,000 |
| Adams County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 54,000 |
| Beaver County Pennsylvania | 1 | $ 293,000 | $ 293,000 | $ 67,000 |
| Berks County Pennsylvania | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Cumberland County Pennsylvania | 1 | $ 264,000 | $ 264,000 | $ 132,000 |
| Dauphin County Pennsylvania | 1 | $ 203,000 | $ 203,000 | $ 66,000 |
| Erie County Pennsylvania | 1 | $ 398,000 | $ 398,000 | $ 282,000 |
| Franklin County Pennsylvania | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Lackawanna County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 72,000 |
| Lancaster County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lehigh County Pennsylvania | 1 | $ 363,000 | $ 363,000 | $ 140,000 |
| Luzerne County Pennsylvania | 1 | $ 246,000 | $ 246,000 | $ 55,000 |
| Monroe County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 84,000 |
| Northampton County Pennsylvania | 1 | $ 223,000 | $ 223,000 | $ 56,000 |
| Union County Pennsylvania | 1 | $ 164,000 | $ 164,000 | $ 54,000 |
| Hamilton County Tennessee | 1 | $ 378,000 | $ 378,000 | $ 173,000 |
| Sumner County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 143,000 |
| Williamson County Tennessee | 1 | $ 148,000 | $ 148,000 | $ 38,000 |
| Coryell County Texas | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Ector County Texas | 1 | $ 231,000 | $ 231,000 | $ 200,000 |
| Guadalupe County Texas | 1 | $ 198,000 | $ 198,000 | $ 77,000 |
| Kaufman County Texas | 1 | $ 240,000 | $ 240,000 | $ 184,000 |
| Kendall County Texas | 1 | $ 399,000 | $ 399,000 | $ 0 |
| McLennan County Texas | 1 | $ 339,000 | $ 339,000 | $ 303,000 |
| Medina County Texas | 1 | $ 288,000 | $ 288,000 | $ 0 |
| Montgomery County Texas | 1 | $ 400,000 | $ 400,000 | $ 255,000 |
| Nueces County Texas | 1 | $ 263,000 | $ 263,000 | $ 166,000 |
| Rockwall County Texas | 1 | $ 414,000 | $ 414,000 | $ 136,000 |
| Webb County Texas | 1 | $ 168,000 | $ 168,000 | $ 60,000 |
| Fluvanna County Virginia | 1 | $ 234,000 | $ 234,000 | $ 0 |
| Frederick County Virginia | 1 | $ 212,000 | $ 212,000 | $ 58,000 |
| Fredericksburg County Virginia | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Gloucester County Virginia | 1 | $ 159,000 | $ 159,000 | $ 46,000 |
| Greene County Virginia | 1 | $ 416,000 | $ 416,000 | $ 285,000 |
| Hopewell County Virginia | 1 | $ 143,000 | $ 143,000 | $ 0 |
| Powhatan County Virginia | 1 | $ 464,000 | $ 464,000 | $ 166,000 |
| Pulaski County Virginia | 1 | $ 203,000 | $ 203,000 | $ 104,000 |
| Grant County Washington | 1 | $ 264,000 | $ 264,000 | $ 243,000 |
| Whatcom County Washington | 1 | $ 271,000 | $ 271,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for Watermark Capital, Inc. in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,770 | $618,554,000 | $349,000 | $2,000,000 | $128,000 | $1,591,000 |
| Home Purchase | 366 | $151,994,000 | $415,000 | $2,200,000 | $159,000 | $632,000 |
| Home Improvement | 1 | $713,000 | $713,000 | $713,000 | $183,000 | $183,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,270 | $452,424,000 | $356,000 | $2,200,000 | $133,000 | $1,591,000 |
| Not Provided | 444 | $174,678,000 | $393,000 | $1,950,000 | $146,000 | $1,200,000 |
| Asian | 180 | $66,574,000 | $369,000 | $1,327,000 | $149,000 | $572,000 |
| Hispanic | 154 | $48,812,000 | $316,000 | $880,000 | $98,000 | $400,000 |
| Black or African American | 62 | $18,682,000 | $301,000 | $997,000 | $90,000 | $358,000 |
| Native Hawaiian or Other Pacific Islander | 20 | $7,729,000 | $386,000 | $812,000 | $127,000 | $346,000 |
| American Indian or Alaskan Native | 7 | $2,362,000 | $337,000 | $550,000 | $128,000 | $373,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,593 | $591,840,000 | $371,000 | $2,200,000 | $153,000 | $1,591,000 |
| VA-guaranteed (Veterans Administration) | 399 | $136,248,000 | $341,000 | $1,283,000 | $75,000 | $400,000 |
| FHA-insured (Federal Housing Administration) | 145 | $43,173,000 | $297,000 | $743,000 | $70,000 | $748,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,382 | $490,240,000 | $354,000 | $2,000,000 | $132,000 | $1,353,000 |
| File Closed For Incompleteness | 272 | $98,527,000 | $362,000 | $2,200,000 | $132,000 | $1,270,000 |
| Application Withdrawn By Applicant | 201 | $74,710,000 | $371,000 | $1,440,000 | $141,000 | $1,591,000 |
| Application Approved But Not Accepted | 201 | $78,118,000 | $388,000 | $1,440,000 | $137,000 | $864,000 |
| Application Denied By Financial Institution | 81 | $29,666,000 | $366,000 | $1,463,000 | $133,000 | $695,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Watermark Capital, Inc.'s 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Watermark Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.