Watermark Capital, Inc. 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Watermark Capital, Inc. 100 Spectrum Center Dr Ste 150 Sacramento, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 3,240 |
| Total Mortgage Loan Application Amount | $1,378,020,000 |
| Average Mortgage Loan Application Amount | $415,000 |
| Highest Mortgage Loan Application Amount | $3,565,000 |
| Average Applicant Income | $164,000 |
| Highest Applicant Income | $2,021,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Watermark Capital, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Watermark Capital, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Watermark Capital, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Watermark Capital, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Watermark Capital, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Watermark Capital, Inc.'s mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 343 | $ 127,785,000 | $ 372,000 | $ 136,000 |
| Los Angeles County California | 247 | $ 161,905,000 | $ 655,000 | $ 208,000 |
| Orange County California | 122 | $ 79,330,000 | $ 650,000 | $ 202,000 |
| Clark County Nevada | 97 | $ 33,375,000 | $ 344,000 | $ 133,000 |
| Harris County Texas | 96 | $ 44,500,000 | $ 463,000 | $ 218,000 |
| Riverside County California | 85 | $ 37,225,000 | $ 437,000 | $ 165,000 |
| San Diego County California | 79 | $ 45,265,000 | $ 572,000 | $ 187,000 |
| Tarrant County Texas | 65 | $ 27,795,000 | $ 427,000 | $ 237,000 |
| Dallas County Texas | 63 | $ 36,375,000 | $ 577,000 | $ 246,000 |
| Collin County Texas | 51 | $ 21,085,000 | $ 413,000 | $ 190,000 |
| Sacramento County California | 48 | $ 17,570,000 | $ 366,000 | $ 128,000 |
| San Bernardino County California | 47 | $ 18,565,000 | $ 395,000 | $ 161,000 |
| Pima County Arizona | 46 | $ 12,910,000 | $ 280,000 | $ 123,000 |
| Bexar County Texas | 46 | $ 10,810,000 | $ 235,000 | $ 129,000 |
| Travis County Texas | 45 | $ 19,655,000 | $ 436,000 | $ 174,000 |
| Kern County California | 36 | $ 11,370,000 | $ 315,000 | $ 142,000 |
| Oklahoma County Oklahoma | 35 | $ 10,945,000 | $ 312,000 | $ 412,000 |
| Denton County Texas | 35 | $ 13,465,000 | $ 384,000 | $ 164,000 |
| Alameda County California | 33 | $ 23,735,000 | $ 719,000 | $ 189,000 |
| Middlesex County Massachusetts | 32 | $ 16,750,000 | $ 523,000 | $ 184,000 |
| Santa Clara County California | 31 | $ 28,205,000 | $ 909,000 | $ 249,000 |
| Washoe County Nevada | 31 | $ 14,795,000 | $ 477,000 | $ 175,000 |
| Fort Bend County Texas | 30 | $ 9,750,000 | $ 325,000 | $ 180,000 |
| Fairfield County Connecticut | 29 | $ 17,615,000 | $ 607,000 | $ 254,000 |
| Ventura County California | 28 | $ 17,790,000 | $ 635,000 | $ 224,000 |
| Salt Lake County Utah | 26 | $ 13,640,000 | $ 524,000 | $ 177,000 |
| Contra Costa County California | 24 | $ 15,060,000 | $ 627,000 | $ 221,000 |
| Montgomery County Texas | 24 | $ 10,320,000 | $ 430,000 | $ 161,000 |
| Pinal County Arizona | 23 | $ 6,225,000 | $ 270,000 | $ 104,000 |
| San Francisco County California | 23 | $ 13,455,000 | $ 585,000 | $ 196,000 |
| Williamson County Texas | 23 | $ 9,305,000 | $ 404,000 | $ 169,000 |
| Hartford County Connecticut | 22 | $ 5,330,000 | $ 242,000 | $ 154,000 |
| San Mateo County California | 21 | $ 17,125,000 | $ 815,000 | $ 249,000 |
| Tulsa County Oklahoma | 20 | $ 4,130,000 | $ 206,000 | $ 102,000 |
| Fresno County California | 18 | $ 6,890,000 | $ 382,000 | $ 166,000 |
| San Joaquin County California | 18 | $ 7,720,000 | $ 428,000 | $ 127,000 |
| Worcester County Massachusetts | 18 | $ 6,180,000 | $ 343,000 | $ 126,000 |
| Utah County Utah | 18 | $ 9,220,000 | $ 512,000 | $ 140,000 |
| Placer County California | 17 | $ 7,945,000 | $ 467,000 | $ 185,000 |
| Ada County Idaho | 17 | $ 5,775,000 | $ 339,000 | $ 145,000 |
| Parker County Texas | 17 | $ 8,775,000 | $ 516,000 | $ 210,000 |
| Yavapai County Arizona | 16 | $ 5,320,000 | $ 332,000 | $ 118,000 |
| Stanislaus County California | 16 | $ 5,490,000 | $ 343,000 | $ 152,000 |
| New Haven County Connecticut | 14 | $ 3,830,000 | $ 273,000 | $ 139,000 |
| Mohave County Arizona | 13 | $ 5,215,000 | $ 401,000 | $ 207,000 |
| El Dorado County California | 13 | $ 6,555,000 | $ 504,000 | $ 191,000 |
| Sonoma County California | 13 | $ 6,995,000 | $ 538,000 | $ 193,000 |
| King County Washington | 13 | $ 8,245,000 | $ 634,000 | $ 201,000 |
| Prince George's County Maryland | 12 | $ 4,290,000 | $ 357,000 | $ 108,000 |
| Santa Barbara County California | 11 | $ 9,115,000 | $ 828,000 | $ 286,000 |
| Norfolk County Massachusetts | 11 | $ 6,345,000 | $ 576,000 | $ 188,000 |
| El Paso County Texas | 11 | $ 2,235,000 | $ 203,000 | $ 121,000 |
| Solano County California | 9 | $ 3,765,000 | $ 418,000 | $ 149,000 |
| Baltimore City County Maryland | 9 | $ 2,185,000 | $ 242,000 | $ 111,000 |
| Galveston County Texas | 9 | $ 3,635,000 | $ 403,000 | $ 188,000 |
| Hays County Texas | 9 | $ 4,615,000 | $ 512,000 | $ 204,000 |
| Coconino County Arizona | 8 | $ 3,110,000 | $ 388,000 | $ 150,000 |
| Yuma County Arizona | 8 | $ 2,060,000 | $ 257,000 | $ 131,000 |
| Marin County California | 8 | $ 6,140,000 | $ 767,000 | $ 191,000 |
| Palm Beach County Florida | 8 | $ 2,140,000 | $ 267,000 | $ 96,000 |
| Cobb County Georgia | 8 | $ 1,450,000 | $ 181,000 | $ 75,000 |
| Wake County North Carolina | 8 | $ 1,750,000 | $ 218,000 | $ 117,000 |
| Cleveland County Oklahoma | 8 | $ 1,980,000 | $ 247,000 | $ 121,000 |
| Hillsborough County Florida | 7 | $ 2,055,000 | $ 293,000 | $ 105,000 |
| Anne Arundel County Maryland | 7 | $ 2,605,000 | $ 372,000 | $ 150,000 |
| Essex County Massachusetts | 7 | $ 1,795,000 | $ 256,000 | $ 112,000 |
| Plymouth County Massachusetts | 7 | $ 1,765,000 | $ 252,000 | $ 102,000 |
| Suffolk County Massachusetts | 7 | $ 2,985,000 | $ 426,000 | $ 206,000 |
| Davidson County Tennessee | 7 | $ 3,365,000 | $ 480,000 | $ 148,000 |
| Shelby County Tennessee | 7 | $ 1,645,000 | $ 235,000 | $ 321,000 |
| Davis County Utah | 7 | $ 2,855,000 | $ 407,000 | $ 138,000 |
| Clark County Washington | 7 | $ 2,385,000 | $ 340,000 | $ 143,000 |
| Spokane County Washington | 7 | $ 2,045,000 | $ 292,000 | $ 119,000 |
| Baldwin County Alabama | 6 | $ 2,140,000 | $ 356,000 | $ 224,000 |
| Santa Cruz County California | 6 | $ 4,260,000 | $ 710,000 | $ 241,000 |
| Yolo County California | 6 | $ 3,090,000 | $ 515,000 | $ 156,000 |
| Denver County Colorado | 6 | $ 2,780,000 | $ 463,000 | $ 157,000 |
| New London County Connecticut | 6 | $ 1,770,000 | $ 295,000 | $ 131,000 |
| Marion County Indiana | 6 | $ 990,000 | $ 165,000 | $ 120,000 |
| Barnstable County Massachusetts | 6 | $ 2,140,000 | $ 356,000 | $ 147,000 |
| Lyon County Nevada | 6 | $ 1,950,000 | $ 325,000 | $ 162,000 |
| Bell County Texas | 6 | $ 1,300,000 | $ 216,000 | $ 97,000 |
| Fairfax County Virginia | 6 | $ 2,350,000 | $ 391,000 | $ 156,000 |
| Nevada County California | 5 | $ 1,715,000 | $ 343,000 | $ 85,000 |
| San Luis Obispo County California | 5 | $ 1,655,000 | $ 331,000 | $ 134,000 |
| Tolland County Connecticut | 5 | $ 1,115,000 | $ 223,000 | $ 142,000 |
| Brevard County Florida | 5 | $ 1,175,000 | $ 235,000 | $ 188,000 |
| Fulton County Georgia | 5 | $ 1,595,000 | $ 319,000 | $ 295,000 |
| Kootenai County Idaho | 5 | $ 1,975,000 | $ 395,000 | $ 97,000 |
| Baltimore County Maryland | 5 | $ 1,945,000 | $ 389,000 | $ 113,000 |
| Monmouth County New Jersey | 5 | $ 2,535,000 | $ 507,000 | $ 184,000 |
| Bernalillo County New Mexico | 5 | $ 1,015,000 | $ 203,000 | $ 89,000 |
| Cumberland County North Carolina | 5 | $ 785,000 | $ 157,000 | $ 73,000 |
| Mecklenburg County North Carolina | 5 | $ 1,835,000 | $ 367,000 | $ 137,000 |
| Canadian County Oklahoma | 5 | $ 1,235,000 | $ 247,000 | $ 98,000 |
| Delaware County Pennsylvania | 5 | $ 895,000 | $ 179,000 | $ 93,000 |
| Knox County Tennessee | 5 | $ 1,165,000 | $ 233,000 | $ 565,000 |
| Williamson County Tennessee | 5 | $ 2,925,000 | $ 585,000 | $ 137,000 |
| Brazoria County Texas | 5 | $ 1,265,000 | $ 253,000 | $ 154,000 |
| Ellis County Texas | 5 | $ 1,515,000 | $ 303,000 | $ 124,000 |
| Hood County Texas | 5 | $ 1,135,000 | $ 227,000 | $ 128,000 |
| Kaufman County Texas | 5 | $ 1,105,000 | $ 221,000 | $ 123,000 |
| McLennan County Texas | 5 | $ 1,645,000 | $ 329,000 | $ 224,000 |
| Nueces County Texas | 5 | $ 1,035,000 | $ 207,000 | $ 111,000 |
| Loudoun County Virginia | 5 | $ 2,185,000 | $ 437,000 | $ 178,000 |
| Navajo County Arizona | 4 | $ 1,180,000 | $ 295,000 | $ 130,000 |
| Butte County California | 4 | $ 1,400,000 | $ 350,000 | $ 106,000 |
| Monterey County California | 4 | $ 1,980,000 | $ 495,000 | $ 155,000 |
| Arapahoe County Colorado | 4 | $ 2,190,000 | $ 547,000 | $ 216,000 |
| Middlesex County Connecticut | 4 | $ 1,250,000 | $ 312,000 | $ 119,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,840,000 | $ 460,000 | $ 179,000 |
| Santa Rosa County Florida | 4 | $ 1,130,000 | $ 282,000 | $ 131,000 |
| Hamilton County Indiana | 4 | $ 2,930,000 | $ 732,000 | $ 249,000 |
| Hennepin County Minnesota | 4 | $ 1,690,000 | $ 422,000 | $ 135,000 |
| Bergen County New Jersey | 4 | $ 1,490,000 | $ 372,000 | $ 123,000 |
| Washington County Oregon | 4 | $ 1,760,000 | $ 440,000 | $ 178,000 |
| Hidalgo County Texas | 4 | $ 1,260,000 | $ 315,000 | $ 150,000 |
| Johnson County Texas | 4 | $ 1,540,000 | $ 385,000 | $ 195,000 |
| Randall County Texas | 4 | $ 570,000 | $ 142,000 | $ 71,000 |
| Rockwall County Texas | 4 | $ 1,370,000 | $ 342,000 | $ 190,000 |
| Smith County Texas | 4 | $ 700,000 | $ 175,000 | $ 77,000 |
| Taylor County Texas | 4 | $ 870,000 | $ 217,000 | $ 88,000 |
| Wasatch County Utah | 4 | $ 3,440,000 | $ 860,000 | $ 252,000 |
| Weber County Utah | 4 | $ 1,560,000 | $ 390,000 | $ 148,000 |
| Prince William County Virginia | 4 | $ 1,470,000 | $ 367,000 | $ 90,000 |
| Madison County Alabama | 3 | $ 775,000 | $ 258,000 | $ 155,000 |
| Santa Cruz County Arizona | 3 | $ 1,225,000 | $ 408,000 | $ 172,000 |
| Humboldt County California | 3 | $ 1,305,000 | $ 435,000 | $ 133,000 |
| Napa County California | 3 | $ 1,195,000 | $ 398,000 | $ 81,000 |
| Tulare County California | 3 | $ 675,000 | $ 225,000 | $ 147,000 |
| Tuolumne County California | 3 | $ 935,000 | $ 311,000 | $ 68,000 |
| El Paso County Colorado | 3 | $ 1,345,000 | $ 448,000 | $ 114,000 |
| Miami-Dade County Florida | 3 | $ 945,000 | $ 315,000 | $ 121,000 |
| Osceola County Florida | 3 | $ 1,205,000 | $ 401,000 | $ 168,000 |
| Pinellas County Florida | 3 | $ 835,000 | $ 278,000 | $ 61,000 |
| DeKalb County Georgia | 3 | $ 775,000 | $ 258,000 | $ 80,000 |
| Glynn County Georgia | 3 | $ 2,845,000 | $ 948,000 | $ 572,000 |
| Bonneville County Idaho | 3 | $ 545,000 | $ 181,000 | $ 105,000 |
| Canyon County Idaho | 3 | $ 1,225,000 | $ 408,000 | $ 133,000 |
| Carroll County Maryland | 3 | $ 1,105,000 | $ 368,000 | $ 90,000 |
| Montgomery County Maryland | 3 | $ 1,985,000 | $ 661,000 | $ 212,000 |
| Berkshire County Massachusetts | 3 | $ 1,725,000 | $ 575,000 | $ 222,000 |
| Bristol County Massachusetts | 3 | $ 615,000 | $ 205,000 | $ 82,000 |
| Kent County Michigan | 3 | $ 1,105,000 | $ 368,000 | $ 250,000 |
| Macomb County Michigan | 3 | $ 595,000 | $ 198,000 | $ 64,000 |
| Oakland County Michigan | 3 | $ 705,000 | $ 235,000 | $ 88,000 |
| Cleveland County North Carolina | 3 | $ 465,000 | $ 155,000 | $ 130,000 |
| Durham County North Carolina | 3 | $ 945,000 | $ 315,000 | $ 117,000 |
| Guilford County North Carolina | 3 | $ 735,000 | $ 245,000 | $ 128,000 |
| Cuyahoga County Ohio | 3 | $ 575,000 | $ 191,000 | $ 268,000 |
| Wagoner County Oklahoma | 3 | $ 885,000 | $ 295,000 | $ 134,000 |
| Philadelphia County Pennsylvania | 3 | $ 715,000 | $ 238,000 | $ 121,000 |
| Charleston County South Carolina | 3 | $ 1,025,000 | $ 341,000 | $ 101,000 |
| Sevier County Tennessee | 3 | $ 2,005,000 | $ 668,000 | $ 343,000 |
| Brazos County Texas | 3 | $ 695,000 | $ 231,000 | $ 100,000 |
| Gillespie County Texas | 3 | $ 1,775,000 | $ 591,000 | $ 218,000 |
| Guadalupe County Texas | 3 | $ 735,000 | $ 245,000 | $ 96,000 |
| Henderson County Texas | 3 | $ 1,575,000 | $ 525,000 | $ 545,000 |
| Medina County Texas | 3 | $ 825,000 | $ 275,000 | $ 97,000 |
| Iron County Utah | 3 | $ 1,825,000 | $ 608,000 | $ 143,000 |
| Washington County Utah | 3 | $ 785,000 | $ 261,000 | $ 101,000 |
| Franklin County Washington | 3 | $ 1,175,000 | $ 391,000 | $ 129,000 |
| Snohomish County Washington | 3 | $ 1,525,000 | $ 508,000 | $ 125,000 |
| Montgomery County Alabama | 2 | $ 620,000 | $ 310,000 | $ 101,000 |
| Cochise County Arizona | 2 | $ 730,000 | $ 365,000 | $ 58,000 |
| Gila County Arizona | 2 | $ 270,000 | $ 135,000 | $ 140,000 |
| La Paz County Arizona | 2 | $ 410,000 | $ 205,000 | $ 201,000 |
| Kings County California | 2 | $ 440,000 | $ 220,000 | $ 109,000 |
| Madera County California | 2 | $ 580,000 | $ 290,000 | $ 125,000 |
| Mariposa County California | 2 | $ 560,000 | $ 280,000 | $ 124,000 |
| Merced County California | 2 | $ 480,000 | $ 240,000 | $ 218,000 |
| Adams County Colorado | 2 | $ 1,240,000 | $ 620,000 | $ 269,000 |
| Boulder County Colorado | 2 | $ 960,000 | $ 480,000 | $ 144,000 |
| Jefferson County Colorado | 2 | $ 1,170,000 | $ 585,000 | $ 230,000 |
| Litchfield County Connecticut | 2 | $ 650,000 | $ 325,000 | $ 122,000 |
| Alachua County Florida | 2 | $ 1,250,000 | $ 625,000 | $ 338,000 |
| Collier County Florida | 2 | $ 420,000 | $ 210,000 | $ 97,000 |
| Duval County Florida | 2 | $ 1,000,000 | $ 500,000 | $ 285,000 |
| Escambia County Florida | 2 | $ 340,000 | $ 170,000 | $ 102,000 |
| Lee County Florida | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| Manatee County Florida | 2 | $ 460,000 | $ 230,000 | $ 144,000 |
| Martin County Florida | 2 | $ 1,710,000 | $ 855,000 | $ 197,000 |
| Okaloosa County Florida | 2 | $ 500,000 | $ 250,000 | $ 79,000 |
| Pasco County Florida | 2 | $ 480,000 | $ 240,000 | $ 65,000 |
| Polk County Florida | 2 | $ 880,000 | $ 440,000 | $ 233,000 |
| Sarasota County Florida | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Sumter County Florida | 2 | $ 760,000 | $ 380,000 | $ 118,000 |
| Forsyth County Georgia | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| Gwinnett County Georgia | 2 | $ 650,000 | $ 325,000 | $ 93,000 |
| Henry County Georgia | 2 | $ 360,000 | $ 180,000 | $ 89,000 |
| Houston County Georgia | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Hawaii County Hawaii | 2 | $ 1,660,000 | $ 830,000 | $ 252,000 |
| Bonner County Idaho | 2 | $ 320,000 | $ 160,000 | $ 99,000 |
| Madison County Idaho | 2 | $ 440,000 | $ 220,000 | $ 283,000 |
| Cook County Illinois | 2 | $ 740,000 | $ 370,000 | $ 147,000 |
| Kane County Illinois | 2 | $ 670,000 | $ 335,000 | $ 135,000 |
| Will County Illinois | 2 | $ 740,000 | $ 370,000 | $ 203,000 |
| East Baton Rouge County Louisiana | 2 | $ 520,000 | $ 260,000 | $ 170,000 |
| Frederick County Maryland | 2 | $ 1,080,000 | $ 540,000 | $ 227,000 |
| Washington County Maryland | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Hampden County Massachusetts | 2 | $ 430,000 | $ 215,000 | $ 81,000 |
| Hampshire County Massachusetts | 2 | $ 460,000 | $ 230,000 | $ 129,000 |
| Genesee County Michigan | 2 | $ 740,000 | $ 370,000 | $ 245,000 |
| Washtenaw County Michigan | 2 | $ 350,000 | $ 175,000 | $ 92,000 |
| Carver County Minnesota | 2 | $ 410,000 | $ 205,000 | $ 130,000 |
| Isanti County Minnesota | 2 | $ 580,000 | $ 290,000 | $ 93,000 |
| Burlington County New Jersey | 2 | $ 650,000 | $ 325,000 | $ 99,000 |
| Camden County New Jersey | 2 | $ 460,000 | $ 230,000 | $ 214,000 |
| Hunterdon County New Jersey | 2 | $ 640,000 | $ 320,000 | $ 113,000 |
| Middlesex County New Jersey | 2 | $ 650,000 | $ 325,000 | $ 179,000 |
| Union County New Jersey | 2 | $ 340,000 | $ 170,000 | $ 106,000 |
| Colfax County New Mexico | 2 | $ 640,000 | $ 320,000 | $ 151,000 |
| Cabarrus County North Carolina | 2 | $ 780,000 | $ 390,000 | $ 115,000 |
| Randolph County North Carolina | 2 | $ 330,000 | $ 165,000 | $ 86,000 |
| Montgomery County Ohio | 2 | $ 190,000 | $ 95,000 | $ 91,000 |
| Bryan County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 121,000 |
| Cherokee County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 67,000 |
| Grady County Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| Logan County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 118,000 |
| Marshall County Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| McClain County Oklahoma | 2 | $ 750,000 | $ 375,000 | $ 106,000 |
| Muskogee County Oklahoma | 2 | $ 600,000 | $ 300,000 | $ 156,000 |
| Rogers County Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 128,000 |
| Clackamas County Oregon | 2 | $ 580,000 | $ 290,000 | $ 62,000 |
| Multnomah County Oregon | 2 | $ 1,610,000 | $ 805,000 | $ 240,000 |
| Allegheny County Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 100,000 |
| Chester County Pennsylvania | 2 | $ 980,000 | $ 490,000 | $ 468,000 |
| Lehigh County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 52,000 |
| Anderson County South Carolina | 2 | $ 540,000 | $ 270,000 | $ 107,000 |
| Horry County South Carolina | 2 | $ 370,000 | $ 185,000 | $ 132,000 |
| Putnam County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 121,000 |
| Austin County Texas | 2 | $ 600,000 | $ 300,000 | $ 105,000 |
| Cass County Texas | 2 | $ 810,000 | $ 405,000 | $ 98,000 |
| Cherokee County Texas | 2 | $ 480,000 | $ 240,000 | $ 90,000 |
| Comal County Texas | 2 | $ 1,280,000 | $ 640,000 | $ 254,000 |
| Grayson County Texas | 2 | $ 680,000 | $ 340,000 | $ 474,000 |
| Hopkins County Texas | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| Hunt County Texas | 2 | $ 1,010,000 | $ 505,000 | $ 174,000 |
| Lubbock County Texas | 2 | $ 300,000 | $ 150,000 | $ 65,000 |
| Midland County Texas | 2 | $ 1,340,000 | $ 670,000 | $ 265,000 |
| Nacogdoches County Texas | 2 | $ 570,000 | $ 285,000 | $ 196,000 |
| Reeves County Texas | 2 | $ 540,000 | $ 270,000 | $ 119,000 |
| Wise County Texas | 2 | $ 810,000 | $ 405,000 | $ 147,000 |
| Cache County Utah | 2 | $ 690,000 | $ 345,000 | $ 182,000 |
| Danville County Virginia | 2 | $ 180,000 | $ 90,000 | $ 136,000 |
| Virginia Beach County Virginia | 2 | $ 390,000 | $ 195,000 | $ 153,000 |
| Pierce County Washington | 2 | $ 480,000 | $ 240,000 | $ 146,000 |
| Fond du Lac County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| Milwaukee County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 97,000 |
| Autauga County Alabama | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Apache County Arizona | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| Calaveras County California | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Lake County California | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Mendocino County California | 1 | $ 645,000 | $ 645,000 | $ 237,000 |
| Mono County California | 1 | $ 425,000 | $ 425,000 | $ 187,000 |
| Shasta County California | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Siskiyou County California | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Sutter County California | 1 | $ 305,000 | $ 305,000 | $ 161,000 |
| Tehama County California | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| Douglas County Colorado | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Eagle County Colorado | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| Hinsdale County Colorado | 1 | $ 325,000 | $ 325,000 | $ 211,000 |
| La Plata County Colorado | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Kent County Delaware | 1 | $ 95,000 | $ 95,000 | $ 117,000 |
| Sussex County Delaware | 1 | $ 415,000 | $ 415,000 | $ 155,000 |
| Bay County Florida | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Broward County Florida | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Citrus County Florida | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Flagler County Florida | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Gadsden County Florida | 1 | $ 115,000 | $ 115,000 | $ 204,000 |
| Indian River County Florida | 1 | $ 355,000 | $ 355,000 | $ 172,000 |
| Marion County Florida | 1 | $ 295,000 | $ 295,000 | $ 223,000 |
| Putnam County Florida | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| St. Johns County Florida | 1 | $ 505,000 | $ 505,000 | $ 302,000 |
| Volusia County Florida | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Walton County Florida | 1 | $ 1,405,000 | $ 1,405,000 | $ 313,000 |
| Barrow County Georgia | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Carroll County Georgia | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| Cherokee County Georgia | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Clayton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Columbia County Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Coweta County Georgia | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Fayette County Georgia | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Hall County Georgia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Hancock County Georgia | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Haralson County Georgia | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Liberty County Georgia | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Lowndes County Georgia | 1 | $ 315,000 | $ 315,000 | $ 193,000 |
| Monroe County Georgia | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Murray County Georgia | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Newton County Georgia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Paulding County Georgia | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Richmond County Georgia | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Rockdale County Georgia | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Seminole County Georgia | 1 | $ 205,000 | $ 205,000 | $ 136,000 |
| Thomas County Georgia | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| White County Georgia | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Honolulu County Hawaii | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Kauai County Hawaii | 1 | $ 425,000 | $ 425,000 | $ 132,000 |
| Maui County Hawaii | 1 | $ 555,000 | $ 555,000 | $ 298,000 |
| Bannock County Idaho | 1 | $ 365,000 | $ 365,000 | $ 65,000 |
| Bingham County Idaho | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Blaine County Idaho | 1 | $ 345,000 | $ 345,000 | $ 261,000 |
| Boise County Idaho | 1 | $ 215,000 | $ 215,000 | $ 200,000 |
| Butte County Idaho | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| Gem County Idaho | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Idaho County Idaho | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Jefferson County Idaho | 1 | $ 575,000 | $ 575,000 | $ 239,000 |
| Latah County Idaho | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Lewis County Idaho | 1 | $ 515,000 | $ 515,000 | $ 143,000 |
| Teton County Idaho | 1 | $ 245,000 | $ 245,000 | $ 176,000 |
| Twin Falls County Idaho | 1 | $ 395,000 | $ 395,000 | $ 103,000 |
| Lake County Illinois | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Hancock County Indiana | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Hendricks County Indiana | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Jackson County Indiana | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Lake County Indiana | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| LaPorte County Indiana | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Monroe County Indiana | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Ohio County Indiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Orange County Indiana | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Putnam County Indiana | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Vanderburgh County Indiana | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Cedar County Iowa | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Johnson County Kansas | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Wyandotte County Kansas | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Boyle County Kentucky | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| McCreary County Kentucky | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Rockcastle County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Woodford County Kentucky | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
| Calvert County Maryland | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Cecil County Maryland | 1 | $ 165,000 | $ 165,000 | $ 137,000 |
| Charles County Maryland | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Garrett County Maryland | 1 | $ 675,000 | $ 675,000 | $ 281,000 |
| Howard County Maryland | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Wicomico County Maryland | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Franklin County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 116,000 |
| Barry County Michigan | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Berrien County Michigan | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Lapeer County Michigan | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Midland County Michigan | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Monroe County Michigan | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Muskegon County Michigan | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Ottawa County Michigan | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Anoka County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 156,000 |
| Dakota County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Ramsey County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Rice County Minnesota | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| Stevens County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Jones County Mississippi | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Oktibbeha County Mississippi | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Madison County Montana | 1 | $ 405,000 | $ 405,000 | $ 158,000 |
| Yellowstone County Montana | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Dodge County Nebraska | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Churchill County Nevada | 1 | $ 165,000 | $ 165,000 | $ 133,000 |
| Douglas County Nevada | 1 | $ 365,000 | $ 365,000 | $ 146,000 |
| Nye County Nevada | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Atlantic County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Essex County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 202,000 |
| Gloucester County New Jersey | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
| Hudson County New Jersey | 1 | $ 755,000 | $ 755,000 | $ 332,000 |
| Morris County New Jersey | 1 | $ 335,000 | $ 335,000 | $ 400,000 |
| Ocean County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Somerset County New Jersey | 1 | $ 555,000 | $ 555,000 | $ 256,000 |
| Warren County New Jersey | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Chaves County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Curry County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dona Ana County New Mexico | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| McKinley County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
| Santa Fe County New Mexico | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Taos County New Mexico | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Valencia County New Mexico | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Buncombe County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Camden County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 210,000 |
| Craven County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Currituck County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Davidson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Davie County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Forsyth County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Franklin County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Halifax County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Harnett County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Haywood County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Iredell County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 840,000 |
| Mitchell County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| New Hanover County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Person County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Wayne County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Franklin County Ohio | 1 | $ 145,000 | $ 145,000 | $ 149,000 |
| Greene County Ohio | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Hamilton County Ohio | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Lucas County Ohio | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Summit County Ohio | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Carter County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Custer County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Garfield County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Johnston County Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Kay County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Major County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Mayes County Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 109,000 |
| Osage County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Payne County Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Pottawatomie County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Washington County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Benton County Oregon | 1 | $ 465,000 | $ 465,000 | $ 151,000 |
| Deschutes County Oregon | 1 | $ 145,000 | $ 145,000 | $ 22,000 |
| Jackson County Oregon | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Jefferson County Oregon | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Linn County Oregon | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Marion County Oregon | 1 | $ 425,000 | $ 425,000 | $ 249,000 |
| Tillamook County Oregon | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Umatilla County Oregon | 1 | $ 275,000 | $ 275,000 | $ 136,000 |
| Berks County Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 125,000 |
| Blair County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Bucks County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 220,000 |
| Lancaster County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Lycoming County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 151,000 |
| Monroe County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 220,000 |
| Montgomery County Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 200,000 |
| Schuylkill County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Washington County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Wyoming County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| York County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 170,000 |
| Cherokee County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 151,000 |
| Dorchester County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Lancaster County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 133,000 |
| Laurens County South Carolina | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Pickens County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Richland County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Saluda County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Carter County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Cheatham County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| Coffee County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 51,000 |
| Hamilton County Tennessee | 1 | $ 895,000 | $ 895,000 | $ 325,000 |
| Jefferson County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Maury County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Montgomery County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Robertson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Unicoi County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Union County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Washington County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Aransas County Texas | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Bastrop County Texas | 1 | $ 275,000 | $ 275,000 | $ 175,000 |
| Blanco County Texas | 1 | $ 365,000 | $ 365,000 | $ 126,000 |
| Brown County Texas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Burnet County Texas | 1 | $ 705,000 | $ 705,000 | $ 227,000 |
| Cameron County Texas | 1 | $ 95,000 | $ 95,000 | $ 173,000 |
| Chambers County Texas | 1 | $ 185,000 | $ 185,000 | $ 260,000 |
| Clay County Texas | 1 | $ 525,000 | $ 525,000 | $ 234,000 |
| Coryell County Texas | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Delta County Texas | 1 | $ 205,000 | $ 205,000 | $ 233,000 |
| DeWitt County Texas | 1 | $ 435,000 | $ 435,000 | $ 266,000 |
| Ector County Texas | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Fannin County Texas | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Gonzales County Texas | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Gregg County Texas | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Grimes County Texas | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Hill County Texas | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Hockley County Texas | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Houston County Texas | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Howard County Texas | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Jack County Texas | 1 | $ 415,000 | $ 415,000 | $ 225,000 |
| Jefferson County Texas | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Jim Wells County Texas | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Liberty County Texas | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Limestone County Texas | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Matagorda County Texas | 1 | $ 245,000 | $ 245,000 | $ 155,000 |
| Mills County Texas | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Morris County Texas | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Polk County Texas | 1 | $ 745,000 | $ 745,000 | $ 956,000 |
| Potter County Texas | 1 | $ 365,000 | $ 365,000 | $ 265,000 |
| Rusk County Texas | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Starr County Texas | 1 | $ 215,000 | $ 215,000 | $ 261,000 |
| Tom Green County Texas | 1 | $ 425,000 | $ 425,000 | $ 118,000 |
| Van Zandt County Texas | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Walker County Texas | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| Webb County Texas | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Wood County Texas | 1 | $ 425,000 | $ 425,000 | $ 117,000 |
| Juab County Utah | 1 | $ 905,000 | $ 905,000 | $ 256,000 |
| San Juan County Utah | 1 | $ 725,000 | $ 725,000 | $ 205,000 |
| Summit County Utah | 1 | $ 1,165,000 | $ 1,165,000 | $ 795,000 |
| Appomattox County Virginia | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Caroline County Virginia | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Carroll County Virginia | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Chesapeake County Virginia | 1 | $ 495,000 | $ 495,000 | $ 170,000 |
| Chesterfield County Virginia | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Hampton County Virginia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Henrico County Virginia | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Lee County Virginia | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Louisa County Virginia | 1 | $ 895,000 | $ 895,000 | $ 379,000 |
| Nelson County Virginia | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Newport News County Virginia | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Norfolk County Virginia | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Northampton County Virginia | 1 | $ 645,000 | $ 645,000 | $ 319,000 |
| Prince George County Virginia | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Richmond City County Virginia | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Roanoke City County Virginia | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Scott County Virginia | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Smyth County Virginia | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
| Stafford County Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,334 | $635,450,000 | $476,000 | $2,625,000 | $194,000 | $2,021,000 |
| Cash-out Refinancing | 1,014 | $396,180,000 | $390,000 | $2,205,000 | $146,000 | $1,576,000 |
| Refinancing | 726 | $278,110,000 | $383,000 | $3,565,000 | $153,000 | $1,333,000 |
| Home Improvement | 166 | $68,280,000 | $411,000 | $1,905,000 | $163,000 | $919,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,831 | $783,525,000 | $427,000 | $3,565,000 | $173,000 | $2,021,000 |
| Not Provided | 584 | $253,900,000 | $434,000 | $2,625,000 | $168,000 | $919,000 |
| Asian | 364 | $175,750,000 | $482,000 | $2,155,000 | $184,000 | $1,351,000 |
| Hispanic | 314 | $115,260,000 | $367,000 | $1,755,000 | $143,000 | $1,228,000 |
| Black or African American | 104 | $33,400,000 | $321,000 | $905,000 | $116,000 | $485,000 |
| American Indian or Alaskan Native | 27 | $8,575,000 | $317,000 | $1,505,000 | $133,000 | $664,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,550,000 | $425,000 | $1,245,000 | $146,000 | $208,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,035 | $1,298,955,000 | $427,000 | $3,565,000 | $173,000 | $2,021,000 |
| VA-guaranteed (Veterans Administration) | 126 | $55,060,000 | $436,000 | $2,015,000 | $115,000 | $465,000 |
| FHA-insured (Federal Housing Administration) | 78 | $23,590,000 | $302,000 | $795,000 | $96,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $415,000 | $415,000 | $415,000 | $118,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,569 | $1,077,635,000 | $419,000 | $3,565,000 | $168,000 | $2,021,000 |
| Application Approved But Not Accepted | 466 | $202,240,000 | $433,000 | $2,625,000 | $171,000 | $1,228,000 |
| Application Denied By Financial Institution | 139 | $63,035,000 | $453,000 | $1,495,000 | $148,000 | $656,000 |
| Application Withdrawn By Applicant | 65 | $34,805,000 | $535,000 | $2,245,000 | $193,000 | $1,333,000 |
| File Closed For Incompleteness | 1 | $305,000 | $305,000 | $305,000 | $72,000 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,101 | $1,314,985,000 | $424,000 | $3,565,000 | $169,000 | $2,021,000 |
| Debt-To-Income Ratio | 59 | $29,505,000 | $500,000 | $1,495,000 | $130,000 | $656,000 |
| Collateral | 35 | $11,425,000 | $326,000 | $975,000 | $156,000 | $528,000 |
| Other | 16 | $9,220,000 | $576,000 | $1,425,000 | $188,000 | $506,000 |
| Employment History | 10 | $4,010,000 | $401,000 | $1,005,000 | $125,000 | $256,000 |
| Credit History | 10 | $3,660,000 | $366,000 | $755,000 | $163,000 | $400,000 |
| Unverifiable Information | 6 | $2,960,000 | $493,000 | $1,295,000 | $165,000 | $393,000 |
| Credit Application Incomplete | 3 | $2,255,000 | $751,000 | $1,425,000 | $204,000 | $312,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Watermark Capital, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Watermark Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.