Watermark Capital, Inc. Mortgage Lending & HMDA Data, 2022
In 2022, Watermark Capital, Inc. of Irvine, CA reported 3,240 mortgage applications totaling $1.4 billion, down 70% from 2021. The average application was for $425,314, and applicants reported an average income of $168,202. 79% of its applications resulted in an originated loan and 4% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (366), Los Angeles-Long Beach-Glendale, CA (247) and Houston-The Woodlands-Sugar Land, TX (168) (applications in parentheses).
| Mortgage Company & Address | Watermark Capital, Inc. 100 Spectrum Center Dr Ste 150 Irvine, CA 92618 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2025 2024 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 3,240 |
| Total Mortgage Loan Application Amount | $1,378,020,000 |
| Average Mortgage Loan Application Amount | $425,314 |
| Highest Mortgage Loan Application Amount | $3,565,000 |
| Average Applicant Income | $168,202 |
| Highest Applicant Income | $2,021,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Watermark Capital, Inc. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa, Arizona | 343 | $ 127,785,000 | $ 372,551 | $ 136,000 |
| Los Angeles, California | 247 | $ 161,905,000 | $ 655,485 | $ 208,000 |
| Orange, California | 122 | $ 79,330,000 | $ 650,245 | $ 202,000 |
| Clark, Nevada | 97 | $ 33,375,000 | $ 344,072 | $ 133,000 |
| Harris, Texas | 96 | $ 44,500,000 | $ 463,541 | $ 218,000 |
| Riverside, California | 85 | $ 37,225,000 | $ 437,941 | $ 165,000 |
| San Diego, California | 79 | $ 45,265,000 | $ 572,974 | $ 187,000 |
| Tarrant, Texas | 65 | $ 27,795,000 | $ 427,615 | $ 237,000 |
| Dallas, Texas | 63 | $ 36,375,000 | $ 577,380 | $ 246,000 |
| Collin, Texas | 51 | $ 21,085,000 | $ 413,431 | $ 190,000 |
| Sacramento, California | 48 | $ 17,570,000 | $ 366,041 | $ 128,000 |
| San Bernardino, California | 47 | $ 18,565,000 | $ 395,000 | $ 161,000 |
| Pima, Arizona | 46 | $ 12,910,000 | $ 280,652 | $ 123,000 |
| Bexar, Texas | 46 | $ 10,810,000 | $ 235,000 | $ 129,000 |
| Travis, Texas | 45 | $ 19,655,000 | $ 436,777 | $ 174,000 |
| Kern, California | 36 | $ 11,370,000 | $ 315,833 | $ 142,000 |
| Oklahoma, Oklahoma | 35 | $ 10,945,000 | $ 312,714 | $ 412,000 |
| Denton, Texas | 35 | $ 13,465,000 | $ 384,714 | $ 164,000 |
| Alameda, California | 33 | $ 23,735,000 | $ 719,242 | $ 189,000 |
| Middlesex, Massachusetts | 32 | $ 16,750,000 | $ 523,437 | $ 184,000 |
| Santa Clara, California | 31 | $ 28,205,000 | $ 909,838 | $ 249,000 |
| Washoe, Nevada | 31 | $ 14,795,000 | $ 477,258 | $ 175,000 |
| Fort Bend, Texas | 30 | $ 9,750,000 | $ 325,000 | $ 180,000 |
| Fairfield, Connecticut | 29 | $ 17,615,000 | $ 607,413 | $ 254,000 |
| Ventura, California | 28 | $ 17,790,000 | $ 635,357 | $ 224,000 |
| Salt Lake, Utah | 26 | $ 13,640,000 | $ 524,615 | $ 177,000 |
| Contra Costa, California | 24 | $ 15,060,000 | $ 627,500 | $ 221,000 |
| Montgomery, Texas | 24 | $ 10,320,000 | $ 430,000 | $ 161,000 |
| Pinal, Arizona | 23 | $ 6,225,000 | $ 270,652 | $ 104,000 |
| San Francisco, California | 23 | $ 13,455,000 | $ 585,000 | $ 196,000 |
| Williamson, Texas | 23 | $ 9,305,000 | $ 404,565 | $ 169,000 |
| Hartford, Connecticut | 22 | $ 5,330,000 | $ 242,272 | $ 154,000 |
| San Mateo, California | 21 | $ 17,125,000 | $ 815,476 | $ 249,000 |
| Tulsa, Oklahoma | 20 | $ 4,130,000 | $ 206,500 | $ 102,000 |
| Fresno, California | 18 | $ 6,890,000 | $ 382,777 | $ 166,000 |
| San Joaquin, California | 18 | $ 7,720,000 | $ 428,888 | $ 127,000 |
| Worcester, Massachusetts | 18 | $ 6,180,000 | $ 343,333 | $ 126,000 |
| Utah, Utah | 18 | $ 9,220,000 | $ 512,222 | $ 140,000 |
| Placer, California | 17 | $ 7,945,000 | $ 467,352 | $ 185,000 |
| Ada, Idaho | 17 | $ 5,775,000 | $ 339,705 | $ 145,000 |
| Parker, Texas | 17 | $ 8,775,000 | $ 516,176 | $ 210,000 |
| Yavapai, Arizona | 16 | $ 5,320,000 | $ 332,500 | $ 118,000 |
| Stanislaus, California | 16 | $ 5,490,000 | $ 343,125 | $ 152,000 |
| New Haven, Connecticut | 14 | $ 3,830,000 | $ 273,571 | $ 139,000 |
| Mohave, Arizona | 13 | $ 5,215,000 | $ 401,153 | $ 207,000 |
| El Dorado, California | 13 | $ 6,555,000 | $ 504,230 | $ 191,000 |
| Sonoma, California | 13 | $ 6,995,000 | $ 538,076 | $ 193,000 |
| King, Washington | 13 | $ 8,245,000 | $ 634,230 | $ 201,000 |
| Prince George's, Maryland | 12 | $ 4,290,000 | $ 357,500 | $ 108,000 |
| Santa Barbara, California | 11 | $ 9,115,000 | $ 828,636 | $ 286,000 |
| Norfolk, Massachusetts | 11 | $ 6,345,000 | $ 576,818 | $ 188,000 |
| El Paso, Texas | 11 | $ 2,235,000 | $ 203,181 | $ 121,000 |
| Solano, California | 9 | $ 3,765,000 | $ 418,333 | $ 149,000 |
| Baltimore City, Maryland | 9 | $ 2,185,000 | $ 242,777 | $ 111,000 |
| Galveston, Texas | 9 | $ 3,635,000 | $ 403,888 | $ 188,000 |
| Hays, Texas | 9 | $ 4,615,000 | $ 512,777 | $ 204,000 |
| Coconino, Arizona | 8 | $ 3,110,000 | $ 388,750 | $ 150,000 |
| Yuma, Arizona | 8 | $ 2,060,000 | $ 257,500 | $ 131,000 |
| Marin, California | 8 | $ 6,140,000 | $ 767,500 | $ 191,000 |
| Palm Beach, Florida | 8 | $ 2,140,000 | $ 267,500 | $ 96,000 |
| Cobb, Georgia | 8 | $ 1,450,000 | $ 181,250 | $ 75,000 |
| Wake, North Carolina | 8 | $ 1,750,000 | $ 218,750 | $ 117,000 |
| Cleveland, Oklahoma | 8 | $ 1,980,000 | $ 247,500 | $ 121,000 |
| Hillsborough, Florida | 7 | $ 2,055,000 | $ 293,571 | $ 105,000 |
| Anne Arundel, Maryland | 7 | $ 2,605,000 | $ 372,142 | $ 150,000 |
| Essex, Massachusetts | 7 | $ 1,795,000 | $ 256,428 | $ 112,000 |
| Plymouth, Massachusetts | 7 | $ 1,765,000 | $ 252,142 | $ 102,000 |
| Suffolk, Massachusetts | 7 | $ 2,985,000 | $ 426,428 | $ 206,000 |
| Davidson, Tennessee | 7 | $ 3,365,000 | $ 480,714 | $ 148,000 |
| Shelby, Tennessee | 7 | $ 1,645,000 | $ 235,000 | $ 321,000 |
| Davis, Utah | 7 | $ 2,855,000 | $ 407,857 | $ 138,000 |
| Clark, Washington | 7 | $ 2,385,000 | $ 340,714 | $ 143,000 |
| Spokane, Washington | 7 | $ 2,045,000 | $ 292,142 | $ 119,000 |
| Baldwin, Alabama | 6 | $ 2,140,000 | $ 356,666 | $ 224,000 |
| Santa Cruz, California | 6 | $ 4,260,000 | $ 710,000 | $ 241,000 |
| Yolo, California | 6 | $ 3,090,000 | $ 515,000 | $ 156,000 |
| Denver, Colorado | 6 | $ 2,780,000 | $ 463,333 | $ 157,000 |
| New London, Connecticut | 6 | $ 1,770,000 | $ 295,000 | $ 131,000 |
| Marion, Indiana | 6 | $ 990,000 | $ 165,000 | $ 120,000 |
| Barnstable, Massachusetts | 6 | $ 2,140,000 | $ 356,666 | $ 147,000 |
| Lyon, Nevada | 6 | $ 1,950,000 | $ 325,000 | $ 162,000 |
| Bell, Texas | 6 | $ 1,300,000 | $ 216,666 | $ 97,000 |
| Fairfax, Virginia | 6 | $ 2,350,000 | $ 391,666 | $ 156,000 |
| Nevada, California | 5 | $ 1,715,000 | $ 343,000 | $ 85,000 |
| San Luis Obispo, California | 5 | $ 1,655,000 | $ 331,000 | $ 134,000 |
| Tolland, Connecticut | 5 | $ 1,115,000 | $ 223,000 | $ 142,000 |
| Brevard, Florida | 5 | $ 1,175,000 | $ 235,000 | $ 188,000 |
| Fulton, Georgia | 5 | $ 1,595,000 | $ 319,000 | $ 295,000 |
| Kootenai, Idaho | 5 | $ 1,975,000 | $ 395,000 | $ 97,000 |
| Baltimore, Maryland | 5 | $ 1,945,000 | $ 389,000 | $ 113,000 |
| Monmouth, New Jersey | 5 | $ 2,535,000 | $ 507,000 | $ 184,000 |
| Bernalillo, New Mexico | 5 | $ 1,015,000 | $ 203,000 | $ 89,000 |
| Cumberland, North Carolina | 5 | $ 785,000 | $ 157,000 | $ 73,000 |
| Mecklenburg, North Carolina | 5 | $ 1,835,000 | $ 367,000 | $ 137,000 |
| Canadian, Oklahoma | 5 | $ 1,235,000 | $ 247,000 | $ 98,000 |
| Delaware, Pennsylvania | 5 | $ 895,000 | $ 179,000 | $ 93,000 |
| Knox, Tennessee | 5 | $ 1,165,000 | $ 233,000 | $ 565,000 |
| Williamson, Tennessee | 5 | $ 2,925,000 | $ 585,000 | $ 137,000 |
| Brazoria, Texas | 5 | $ 1,265,000 | $ 253,000 | $ 154,000 |
| Ellis, Texas | 5 | $ 1,515,000 | $ 303,000 | $ 124,000 |
| Hood, Texas | 5 | $ 1,135,000 | $ 227,000 | $ 128,000 |
| Kaufman, Texas | 5 | $ 1,105,000 | $ 221,000 | $ 123,000 |
| McLennan, Texas | 5 | $ 1,645,000 | $ 329,000 | $ 224,000 |
| Nueces, Texas | 5 | $ 1,035,000 | $ 207,000 | $ 111,000 |
| Loudoun, Virginia | 5 | $ 2,185,000 | $ 437,000 | $ 178,000 |
| Navajo, Arizona | 4 | $ 1,180,000 | $ 295,000 | $ 130,000 |
| Butte, California | 4 | $ 1,400,000 | $ 350,000 | $ 106,000 |
| Monterey, California | 4 | $ 1,980,000 | $ 495,000 | $ 155,000 |
| Arapahoe, Colorado | 4 | $ 2,190,000 | $ 547,500 | $ 216,000 |
| Middlesex, Connecticut | 4 | $ 1,250,000 | $ 312,500 | $ 119,000 |
| District of Columbia, District Of Columbia | 4 | $ 1,840,000 | $ 460,000 | $ 179,000 |
| Santa Rosa, Florida | 4 | $ 1,130,000 | $ 282,500 | $ 131,000 |
| Hamilton, Indiana | 4 | $ 2,930,000 | $ 732,500 | $ 249,000 |
| Hennepin, Minnesota | 4 | $ 1,690,000 | $ 422,500 | $ 135,000 |
| Bergen, New Jersey | 4 | $ 1,490,000 | $ 372,500 | $ 123,000 |
| Washington, Oregon | 4 | $ 1,760,000 | $ 440,000 | $ 178,000 |
| Hidalgo, Texas | 4 | $ 1,260,000 | $ 315,000 | $ 150,000 |
| Johnson, Texas | 4 | $ 1,540,000 | $ 385,000 | $ 195,000 |
| Randall, Texas | 4 | $ 570,000 | $ 142,500 | $ 71,000 |
| Rockwall, Texas | 4 | $ 1,370,000 | $ 342,500 | $ 190,000 |
| Smith, Texas | 4 | $ 700,000 | $ 175,000 | $ 77,000 |
| Taylor, Texas | 4 | $ 870,000 | $ 217,500 | $ 88,000 |
| Wasatch, Utah | 4 | $ 3,440,000 | $ 860,000 | $ 252,000 |
| Weber, Utah | 4 | $ 1,560,000 | $ 390,000 | $ 148,000 |
| Prince William, Virginia | 4 | $ 1,470,000 | $ 367,500 | $ 90,000 |
| Madison, Alabama | 3 | $ 775,000 | $ 258,333 | $ 155,000 |
| Santa Cruz, Arizona | 3 | $ 1,225,000 | $ 408,333 | $ 172,000 |
| Humboldt, California | 3 | $ 1,305,000 | $ 435,000 | $ 133,000 |
| Napa, California | 3 | $ 1,195,000 | $ 398,333 | $ 81,000 |
| Tulare, California | 3 | $ 675,000 | $ 225,000 | $ 147,000 |
| Tuolumne, California | 3 | $ 935,000 | $ 311,666 | $ 68,000 |
| El Paso, Colorado | 3 | $ 1,345,000 | $ 448,333 | $ 114,000 |
| Miami-Dade, Florida | 3 | $ 945,000 | $ 315,000 | $ 121,000 |
| Osceola, Florida | 3 | $ 1,205,000 | $ 401,666 | $ 168,000 |
| Pinellas, Florida | 3 | $ 835,000 | $ 278,333 | $ 61,000 |
| DeKalb, Georgia | 3 | $ 775,000 | $ 258,333 | $ 80,000 |
| Glynn, Georgia | 3 | $ 2,845,000 | $ 948,333 | $ 572,000 |
| Bonneville, Idaho | 3 | $ 545,000 | $ 181,666 | $ 105,000 |
| Canyon, Idaho | 3 | $ 1,225,000 | $ 408,333 | $ 133,000 |
| Carroll, Maryland | 3 | $ 1,105,000 | $ 368,333 | $ 90,000 |
| Montgomery, Maryland | 3 | $ 1,985,000 | $ 661,666 | $ 212,000 |
| Berkshire, Massachusetts | 3 | $ 1,725,000 | $ 575,000 | $ 222,000 |
| Bristol, Massachusetts | 3 | $ 615,000 | $ 205,000 | $ 82,000 |
| Kent, Michigan | 3 | $ 1,105,000 | $ 368,333 | $ 250,000 |
| Macomb, Michigan | 3 | $ 595,000 | $ 198,333 | $ 64,000 |
| Oakland, Michigan | 3 | $ 705,000 | $ 235,000 | $ 88,000 |
| Cleveland, North Carolina | 3 | $ 465,000 | $ 155,000 | $ 130,000 |
| Durham, North Carolina | 3 | $ 945,000 | $ 315,000 | $ 117,000 |
| Guilford, North Carolina | 3 | $ 735,000 | $ 245,000 | $ 128,000 |
| Cuyahoga, Ohio | 3 | $ 575,000 | $ 191,666 | $ 268,000 |
| Wagoner, Oklahoma | 3 | $ 885,000 | $ 295,000 | $ 134,000 |
| Philadelphia, Pennsylvania | 3 | $ 715,000 | $ 238,333 | $ 121,000 |
| Charleston, South Carolina | 3 | $ 1,025,000 | $ 341,666 | $ 101,000 |
| Sevier, Tennessee | 3 | $ 2,005,000 | $ 668,333 | $ 343,000 |
| Brazos, Texas | 3 | $ 695,000 | $ 231,666 | $ 100,000 |
| Gillespie, Texas | 3 | $ 1,775,000 | $ 591,666 | $ 218,000 |
| Guadalupe, Texas | 3 | $ 735,000 | $ 245,000 | $ 96,000 |
| Henderson, Texas | 3 | $ 1,575,000 | $ 525,000 | $ 545,000 |
| Medina, Texas | 3 | $ 825,000 | $ 275,000 | $ 97,000 |
| Iron, Utah | 3 | $ 1,825,000 | $ 608,333 | $ 143,000 |
| Washington, Utah | 3 | $ 785,000 | $ 261,666 | $ 101,000 |
| Franklin, Washington | 3 | $ 1,175,000 | $ 391,666 | $ 129,000 |
| Snohomish, Washington | 3 | $ 1,525,000 | $ 508,333 | $ 125,000 |
| Montgomery, Alabama | 2 | $ 620,000 | $ 310,000 | $ 101,000 |
| Cochise, Arizona | 2 | $ 730,000 | $ 365,000 | $ 58,000 |
| Gila, Arizona | 2 | $ 270,000 | $ 135,000 | $ 140,000 |
| La Paz, Arizona | 2 | $ 410,000 | $ 205,000 | $ 201,000 |
| Kings, California | 2 | $ 440,000 | $ 220,000 | $ 109,000 |
| Madera, California | 2 | $ 580,000 | $ 290,000 | $ 125,000 |
| Mariposa, California | 2 | $ 560,000 | $ 280,000 | $ 124,000 |
| Merced, California | 2 | $ 480,000 | $ 240,000 | $ 218,000 |
| Adams, Colorado | 2 | $ 1,240,000 | $ 620,000 | $ 269,000 |
| Boulder, Colorado | 2 | $ 960,000 | $ 480,000 | $ 144,000 |
| Jefferson, Colorado | 2 | $ 1,170,000 | $ 585,000 | $ 230,000 |
| Litchfield, Connecticut | 2 | $ 650,000 | $ 325,000 | $ 122,000 |
| Alachua, Florida | 2 | $ 1,250,000 | $ 625,000 | $ 338,000 |
| Collier, Florida | 2 | $ 420,000 | $ 210,000 | $ 97,000 |
| Duval, Florida | 2 | $ 1,000,000 | $ 500,000 | $ 285,000 |
| Escambia, Florida | 2 | $ 340,000 | $ 170,000 | $ 102,000 |
| Lee, Florida | 2 | $ 480,000 | $ 240,000 | $ 97,000 |
| Manatee, Florida | 2 | $ 460,000 | $ 230,000 | $ 144,000 |
| Martin, Florida | 2 | $ 1,710,000 | $ 855,000 | $ 197,000 |
| Okaloosa, Florida | 2 | $ 500,000 | $ 250,000 | $ 79,000 |
| Pasco, Florida | 2 | $ 480,000 | $ 240,000 | $ 65,000 |
| Polk, Florida | 2 | $ 880,000 | $ 440,000 | $ 233,000 |
| Sarasota, Florida | 2 | $ 300,000 | $ 150,000 | $ 58,000 |
| Sumter, Florida | 2 | $ 760,000 | $ 380,000 | $ 118,000 |
| Forsyth, Georgia | 2 | $ 490,000 | $ 245,000 | $ 93,000 |
| Gwinnett, Georgia | 2 | $ 650,000 | $ 325,000 | $ 93,000 |
| Henry, Georgia | 2 | $ 360,000 | $ 180,000 | $ 89,000 |
| Houston, Georgia | 2 | $ 280,000 | $ 140,000 | $ 45,000 |
| Hawaii, Hawaii | 2 | $ 1,660,000 | $ 830,000 | $ 252,000 |
| Bonner, Idaho | 2 | $ 320,000 | $ 160,000 | $ 99,000 |
| Madison, Idaho | 2 | $ 440,000 | $ 220,000 | $ 283,000 |
| Cook, Illinois | 2 | $ 740,000 | $ 370,000 | $ 147,000 |
| Kane, Illinois | 2 | $ 670,000 | $ 335,000 | $ 135,000 |
| Will, Illinois | 2 | $ 740,000 | $ 370,000 | $ 203,000 |
| East Baton Rouge, Louisiana | 2 | $ 520,000 | $ 260,000 | $ 170,000 |
| Frederick, Maryland | 2 | $ 1,080,000 | $ 540,000 | $ 227,000 |
| Washington, Maryland | 2 | $ 470,000 | $ 235,000 | $ 65,000 |
| Hampden, Massachusetts | 2 | $ 430,000 | $ 215,000 | $ 81,000 |
| Hampshire, Massachusetts | 2 | $ 460,000 | $ 230,000 | $ 129,000 |
| Genesee, Michigan | 2 | $ 740,000 | $ 370,000 | $ 245,000 |
| Washtenaw, Michigan | 2 | $ 350,000 | $ 175,000 | $ 92,000 |
| Carver, Minnesota | 2 | $ 410,000 | $ 205,000 | $ 130,000 |
| Isanti, Minnesota | 2 | $ 580,000 | $ 290,000 | $ 93,000 |
| Burlington, New Jersey | 2 | $ 650,000 | $ 325,000 | $ 99,000 |
| Camden, New Jersey | 2 | $ 460,000 | $ 230,000 | $ 214,000 |
| Hunterdon, New Jersey | 2 | $ 640,000 | $ 320,000 | $ 113,000 |
| Middlesex, New Jersey | 2 | $ 650,000 | $ 325,000 | $ 179,000 |
| Union, New Jersey | 2 | $ 340,000 | $ 170,000 | $ 106,000 |
| Colfax, New Mexico | 2 | $ 640,000 | $ 320,000 | $ 151,000 |
| Cabarrus, North Carolina | 2 | $ 780,000 | $ 390,000 | $ 115,000 |
| Randolph, North Carolina | 2 | $ 330,000 | $ 165,000 | $ 86,000 |
| Montgomery, Ohio | 2 | $ 190,000 | $ 95,000 | $ 91,000 |
| Bryan, Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 121,000 |
| Cherokee, Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 67,000 |
| Grady, Oklahoma | 2 | $ 320,000 | $ 160,000 | $ 46,000 |
| Logan, Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 118,000 |
| Marshall, Oklahoma | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| McClain, Oklahoma | 2 | $ 750,000 | $ 375,000 | $ 106,000 |
| Muskogee, Oklahoma | 2 | $ 600,000 | $ 300,000 | $ 156,000 |
| Rogers, Oklahoma | 2 | $ 380,000 | $ 190,000 | $ 128,000 |
| Clackamas, Oregon | 2 | $ 580,000 | $ 290,000 | $ 62,000 |
| Multnomah, Oregon | 2 | $ 1,610,000 | $ 805,000 | $ 240,000 |
| Allegheny, Pennsylvania | 2 | $ 220,000 | $ 110,000 | $ 100,000 |
| Chester, Pennsylvania | 2 | $ 980,000 | $ 490,000 | $ 468,000 |
| Lehigh, Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 52,000 |
| Anderson, South Carolina | 2 | $ 540,000 | $ 270,000 | $ 107,000 |
| Horry, South Carolina | 2 | $ 370,000 | $ 185,000 | $ 132,000 |
| Putnam, Tennessee | 2 | $ 610,000 | $ 305,000 | $ 121,000 |
| Austin, Texas | 2 | $ 600,000 | $ 300,000 | $ 105,000 |
| Cass, Texas | 2 | $ 810,000 | $ 405,000 | $ 98,000 |
| Cherokee, Texas | 2 | $ 480,000 | $ 240,000 | $ 90,000 |
| Comal, Texas | 2 | $ 1,280,000 | $ 640,000 | $ 254,000 |
| Grayson, Texas | 2 | $ 680,000 | $ 340,000 | $ 474,000 |
| Hopkins, Texas | 2 | $ 300,000 | $ 150,000 | $ 80,000 |
| Hunt, Texas | 2 | $ 1,010,000 | $ 505,000 | $ 174,000 |
| Lubbock, Texas | 2 | $ 300,000 | $ 150,000 | $ 65,000 |
| Midland, Texas | 2 | $ 1,340,000 | $ 670,000 | $ 265,000 |
| Nacogdoches, Texas | 2 | $ 570,000 | $ 285,000 | $ 196,000 |
| Reeves, Texas | 2 | $ 540,000 | $ 270,000 | $ 119,000 |
| Wise, Texas | 2 | $ 810,000 | $ 405,000 | $ 147,000 |
| Cache, Utah | 2 | $ 690,000 | $ 345,000 | $ 182,000 |
| Danville, Virginia | 2 | $ 180,000 | $ 90,000 | $ 136,000 |
| Virginia Beach, Virginia | 2 | $ 390,000 | $ 195,000 | $ 153,000 |
| Pierce, Washington | 2 | $ 480,000 | $ 240,000 | $ 146,000 |
| Fond du Lac, Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 81,000 |
| Milwaukee, Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 97,000 |
| Autauga, Alabama | 1 | $ 275,000 | $ 275,000 | $ 99,000 |
| Apache, Arizona | 1 | $ 305,000 | $ 305,000 | $ 59,000 |
| Calaveras, California | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Lake, California | 1 | $ 245,000 | $ 245,000 | $ 63,000 |
| Mendocino, California | 1 | $ 645,000 | $ 645,000 | $ 237,000 |
| Mono, California | 1 | $ 425,000 | $ 425,000 | $ 187,000 |
| Shasta, California | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Siskiyou, California | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Sutter, California | 1 | $ 305,000 | $ 305,000 | $ 161,000 |
| Tehama, California | 1 | $ 195,000 | $ 195,000 | $ 141,000 |
| Douglas, Colorado | 1 | $ 355,000 | $ 355,000 | $ 135,000 |
| Eagle, Colorado | 1 | $ 185,000 | $ 185,000 | $ 33,000 |
| Hinsdale, Colorado | 1 | $ 325,000 | $ 325,000 | $ 211,000 |
| La Plata, Colorado | 1 | $ 275,000 | $ 275,000 | $ 112,000 |
| Kent, Delaware | 1 | $ 95,000 | $ 95,000 | $ 117,000 |
| Sussex, Delaware | 1 | $ 415,000 | $ 415,000 | $ 155,000 |
| Bay, Florida | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Broward, Florida | 1 | $ 215,000 | $ 215,000 | $ 82,000 |
| Citrus, Florida | 1 | $ 105,000 | $ 105,000 | $ 35,000 |
| Flagler, Florida | 1 | $ 175,000 | $ 175,000 | $ 54,000 |
| Gadsden, Florida | 1 | $ 115,000 | $ 115,000 | $ 204,000 |
| Indian River, Florida | 1 | $ 355,000 | $ 355,000 | $ 172,000 |
| Marion, Florida | 1 | $ 295,000 | $ 295,000 | $ 223,000 |
| Putnam, Florida | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| St. Johns, Florida | 1 | $ 505,000 | $ 505,000 | $ 302,000 |
| Volusia, Florida | 1 | $ 115,000 | $ 115,000 | $ 36,000 |
| Walton, Florida | 1 | $ 1,405,000 | $ 1,405,000 | $ 313,000 |
| Barrow, Georgia | 1 | $ 145,000 | $ 145,000 | $ 52,000 |
| Carroll, Georgia | 1 | $ 135,000 | $ 135,000 | $ 144,000 |
| Cherokee, Georgia | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Clayton, Georgia | 1 | $ 115,000 | $ 115,000 | $ 44,000 |
| Columbia, Georgia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Coweta, Georgia | 1 | $ 135,000 | $ 135,000 | $ 100,000 |
| Fayette, Georgia | 1 | $ 135,000 | $ 135,000 | $ 87,000 |
| Hall, Georgia | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Hancock, Georgia | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Haralson, Georgia | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Liberty, Georgia | 1 | $ 75,000 | $ 75,000 | $ 105,000 |
| Lowndes, Georgia | 1 | $ 315,000 | $ 315,000 | $ 193,000 |
| Monroe, Georgia | 1 | $ 125,000 | $ 125,000 | $ 32,000 |
| Murray, Georgia | 1 | $ 95,000 | $ 95,000 | $ 39,000 |
| Newton, Georgia | 1 | $ 165,000 | $ 165,000 | $ 52,000 |
| Paulding, Georgia | 1 | $ 265,000 | $ 265,000 | $ 90,000 |
| Richmond, Georgia | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Rockdale, Georgia | 1 | $ 185,000 | $ 185,000 | $ 85,000 |
| Seminole, Georgia | 1 | $ 205,000 | $ 205,000 | $ 136,000 |
| Thomas, Georgia | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| White, Georgia | 1 | $ 225,000 | $ 225,000 | $ 52,000 |
| Honolulu, Hawaii | 1 | $ 695,000 | $ 695,000 | $ 0 |
| Kauai, Hawaii | 1 | $ 425,000 | $ 425,000 | $ 132,000 |
| Maui, Hawaii | 1 | $ 555,000 | $ 555,000 | $ 298,000 |
| Bannock, Idaho | 1 | $ 365,000 | $ 365,000 | $ 65,000 |
| Bingham, Idaho | 1 | $ 325,000 | $ 325,000 | $ 65,000 |
| Blaine, Idaho | 1 | $ 345,000 | $ 345,000 | $ 261,000 |
| Boise, Idaho | 1 | $ 215,000 | $ 215,000 | $ 200,000 |
| Butte, Idaho | 1 | $ 285,000 | $ 285,000 | $ 132,000 |
| Gem, Idaho | 1 | $ 205,000 | $ 205,000 | $ 65,000 |
| Idaho, Idaho | 1 | $ 205,000 | $ 205,000 | $ 109,000 |
| Jefferson, Idaho | 1 | $ 575,000 | $ 575,000 | $ 239,000 |
| Latah, Idaho | 1 | $ 215,000 | $ 215,000 | $ 113,000 |
| Lewis, Idaho | 1 | $ 515,000 | $ 515,000 | $ 143,000 |
| Teton, Idaho | 1 | $ 245,000 | $ 245,000 | $ 176,000 |
| Twin Falls, Idaho | 1 | $ 395,000 | $ 395,000 | $ 103,000 |
| Lake, Illinois | 1 | $ 165,000 | $ 165,000 | $ 101,000 |
| Hancock, Indiana | 1 | $ 135,000 | $ 135,000 | $ 34,000 |
| Hendricks, Indiana | 1 | $ 295,000 | $ 295,000 | $ 122,000 |
| Jackson, Indiana | 1 | $ 105,000 | $ 105,000 | $ 86,000 |
| Lake, Indiana | 1 | $ 315,000 | $ 315,000 | $ 112,000 |
| LaPorte, Indiana | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Monroe, Indiana | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Ohio, Indiana | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Orange, Indiana | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Putnam, Indiana | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Vanderburgh, Indiana | 1 | $ 75,000 | $ 75,000 | $ 45,000 |
| Cedar, Iowa | 1 | $ 105,000 | $ 105,000 | $ 73,000 |
| Johnson, Kansas | 1 | $ 185,000 | $ 185,000 | $ 114,000 |
| Wyandotte, Kansas | 1 | $ 245,000 | $ 245,000 | $ 177,000 |
| Boyle, Kentucky | 1 | $ 275,000 | $ 275,000 | $ 128,000 |
| McCreary, Kentucky | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Rockcastle, Kentucky | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Woodford, Kentucky | 1 | $ 345,000 | $ 345,000 | $ 118,000 |
| Calvert, Maryland | 1 | $ 365,000 | $ 365,000 | $ 84,000 |
| Cecil, Maryland | 1 | $ 165,000 | $ 165,000 | $ 137,000 |
| Charles, Maryland | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Garrett, Maryland | 1 | $ 675,000 | $ 675,000 | $ 281,000 |
| Howard, Maryland | 1 | $ 235,000 | $ 235,000 | $ 61,000 |
| Wicomico, Maryland | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Franklin, Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 116,000 |
| Barry, Michigan | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Berrien, Michigan | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Lapeer, Michigan | 1 | $ 165,000 | $ 165,000 | $ 28,000 |
| Midland, Michigan | 1 | $ 115,000 | $ 115,000 | $ 59,000 |
| Monroe, Michigan | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Muskegon, Michigan | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| Ottawa, Michigan | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Anoka, Minnesota | 1 | $ 245,000 | $ 245,000 | $ 156,000 |
| Dakota, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| Ramsey, Minnesota | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Rice, Minnesota | 1 | $ 175,000 | $ 175,000 | $ 157,000 |
| Stevens, Minnesota | 1 | $ 95,000 | $ 95,000 | $ 44,000 |
| Jones, Mississippi | 1 | $ 165,000 | $ 165,000 | $ 109,000 |
| Oktibbeha, Mississippi | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Madison, Montana | 1 | $ 405,000 | $ 405,000 | $ 158,000 |
| Yellowstone, Montana | 1 | $ 275,000 | $ 275,000 | $ 145,000 |
| Dodge, Nebraska | 1 | $ 185,000 | $ 185,000 | $ 61,000 |
| Churchill, Nevada | 1 | $ 165,000 | $ 165,000 | $ 133,000 |
| Douglas, Nevada | 1 | $ 365,000 | $ 365,000 | $ 146,000 |
| Nye, Nevada | 1 | $ 145,000 | $ 145,000 | $ 57,000 |
| Atlantic, New Jersey | 1 | $ 165,000 | $ 165,000 | $ 61,000 |
| Essex, New Jersey | 1 | $ 395,000 | $ 395,000 | $ 202,000 |
| Gloucester, New Jersey | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
| Hudson, New Jersey | 1 | $ 755,000 | $ 755,000 | $ 332,000 |
| Morris, New Jersey | 1 | $ 335,000 | $ 335,000 | $ 400,000 |
| Ocean, New Jersey | 1 | $ 215,000 | $ 215,000 | $ 70,000 |
| Somerset, New Jersey | 1 | $ 555,000 | $ 555,000 | $ 256,000 |
| Warren, New Jersey | 1 | $ 165,000 | $ 165,000 | $ 86,000 |
| Chaves, New Mexico | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Curry, New Mexico | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Dona Ana, New Mexico | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| McKinley, New Mexico | 1 | $ 135,000 | $ 135,000 | $ 109,000 |
| Santa Fe, New Mexico | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Taos, New Mexico | 1 | $ 245,000 | $ 245,000 | $ 62,000 |
| Valencia, New Mexico | 1 | $ 135,000 | $ 135,000 | $ 103,000 |
| Buncombe, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Camden, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 210,000 |
| Craven, North Carolina | 1 | $ 85,000 | $ 85,000 | $ 28,000 |
| Currituck, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Davidson, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 71,000 |
| Davie, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 65,000 |
| Forsyth, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 28,000 |
| Franklin, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Halifax, North Carolina | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Harnett, North Carolina | 1 | $ 305,000 | $ 305,000 | $ 118,000 |
| Haywood, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 35,000 |
| Iredell, North Carolina | 1 | $ 335,000 | $ 335,000 | $ 840,000 |
| Mitchell, North Carolina | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| New Hanover, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 58,000 |
| Person, North Carolina | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Wayne, North Carolina | 1 | $ 115,000 | $ 115,000 | $ 78,000 |
| Franklin, Ohio | 1 | $ 145,000 | $ 145,000 | $ 149,000 |
| Greene, Ohio | 1 | $ 245,000 | $ 245,000 | $ 135,000 |
| Hamilton, Ohio | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Lucas, Ohio | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Summit, Ohio | 1 | $ 175,000 | $ 175,000 | $ 128,000 |
| Carter, Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Custer, Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 66,000 |
| Garfield, Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Johnston, Oklahoma | 1 | $ 225,000 | $ 225,000 | $ 170,000 |
| Kay, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Major, Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Mayes, Oklahoma | 1 | $ 395,000 | $ 395,000 | $ 109,000 |
| Osage, Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 80,000 |
| Payne, Oklahoma | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Pottawatomie, Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 92,000 |
| Washington, Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 137,000 |
| Benton, Oregon | 1 | $ 465,000 | $ 465,000 | $ 151,000 |
| Deschutes, Oregon | 1 | $ 145,000 | $ 145,000 | $ 22,000 |
| Jackson, Oregon | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Jefferson, Oregon | 1 | $ 115,000 | $ 115,000 | $ 24,000 |
| Linn, Oregon | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Marion, Oregon | 1 | $ 425,000 | $ 425,000 | $ 249,000 |
| Tillamook, Oregon | 1 | $ 185,000 | $ 185,000 | $ 45,000 |
| Umatilla, Oregon | 1 | $ 275,000 | $ 275,000 | $ 136,000 |
| Berks, Pennsylvania | 1 | $ 475,000 | $ 475,000 | $ 125,000 |
| Blair, Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Bucks, Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 220,000 |
| Lancaster, Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 75,000 |
| Lycoming, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 151,000 |
| Monroe, Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 220,000 |
| Montgomery, Pennsylvania | 1 | $ 215,000 | $ 215,000 | $ 200,000 |
| Schuylkill, Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 35,000 |
| Washington, Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 124,000 |
| Wyoming, Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 24,000 |
| York, Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 170,000 |
| Cherokee, South Carolina | 1 | $ 265,000 | $ 265,000 | $ 151,000 |
| Dorchester, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 107,000 |
| Lancaster, South Carolina | 1 | $ 285,000 | $ 285,000 | $ 133,000 |
| Laurens, South Carolina | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Pickens, South Carolina | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| Richland, South Carolina | 1 | $ 255,000 | $ 255,000 | $ 82,000 |
| Saluda, South Carolina | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Carter, Tennessee | 1 | $ 95,000 | $ 95,000 | $ 53,000 |
| Cheatham, Tennessee | 1 | $ 375,000 | $ 375,000 | $ 72,000 |
| Coffee, Tennessee | 1 | $ 305,000 | $ 305,000 | $ 51,000 |
| Hamilton, Tennessee | 1 | $ 895,000 | $ 895,000 | $ 325,000 |
| Jefferson, Tennessee | 1 | $ 105,000 | $ 105,000 | $ 110,000 |
| Maury, Tennessee | 1 | $ 255,000 | $ 255,000 | $ 147,000 |
| Montgomery, Tennessee | 1 | $ 275,000 | $ 275,000 | $ 132,000 |
| Robertson, Tennessee | 1 | $ 285,000 | $ 285,000 | $ 103,000 |
| Unicoi, Tennessee | 1 | $ 245,000 | $ 245,000 | $ 144,000 |
| Union, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 85,000 |
| Washington, Tennessee | 1 | $ 215,000 | $ 215,000 | $ 50,000 |
| Aransas, Texas | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Bastrop, Texas | 1 | $ 275,000 | $ 275,000 | $ 175,000 |
| Blanco, Texas | 1 | $ 365,000 | $ 365,000 | $ 126,000 |
| Brown, Texas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Burnet, Texas | 1 | $ 705,000 | $ 705,000 | $ 227,000 |
| Cameron, Texas | 1 | $ 95,000 | $ 95,000 | $ 173,000 |
| Chambers, Texas | 1 | $ 185,000 | $ 185,000 | $ 260,000 |
| Clay, Texas | 1 | $ 525,000 | $ 525,000 | $ 234,000 |
| Coryell, Texas | 1 | $ 295,000 | $ 295,000 | $ 68,000 |
| Delta, Texas | 1 | $ 205,000 | $ 205,000 | $ 233,000 |
| DeWitt, Texas | 1 | $ 435,000 | $ 435,000 | $ 266,000 |
| Ector, Texas | 1 | $ 285,000 | $ 285,000 | $ 121,000 |
| Fannin, Texas | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Gonzales, Texas | 1 | $ 245,000 | $ 245,000 | $ 114,000 |
| Gregg, Texas | 1 | $ 275,000 | $ 275,000 | $ 109,000 |
| Grimes, Texas | 1 | $ 275,000 | $ 275,000 | $ 101,000 |
| Hill, Texas | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Hockley, Texas | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Houston, Texas | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Howard, Texas | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Jack, Texas | 1 | $ 415,000 | $ 415,000 | $ 225,000 |
| Jefferson, Texas | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Jim Wells, Texas | 1 | $ 195,000 | $ 195,000 | $ 50,000 |
| Liberty, Texas | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Limestone, Texas | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Matagorda, Texas | 1 | $ 245,000 | $ 245,000 | $ 155,000 |
| Mills, Texas | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Morris, Texas | 1 | $ 245,000 | $ 245,000 | $ 53,000 |
| Polk, Texas | 1 | $ 745,000 | $ 745,000 | $ 956,000 |
| Potter, Texas | 1 | $ 365,000 | $ 365,000 | $ 265,000 |
| Rusk, Texas | 1 | $ 195,000 | $ 195,000 | $ 87,000 |
| Starr, Texas | 1 | $ 215,000 | $ 215,000 | $ 261,000 |
| Tom Green, Texas | 1 | $ 425,000 | $ 425,000 | $ 118,000 |
| Van Zandt, Texas | 1 | $ 195,000 | $ 195,000 | $ 79,000 |
| Walker, Texas | 1 | $ 245,000 | $ 245,000 | $ 46,000 |
| Webb, Texas | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Wood, Texas | 1 | $ 425,000 | $ 425,000 | $ 117,000 |
| Juab, Utah | 1 | $ 905,000 | $ 905,000 | $ 256,000 |
| San Juan, Utah | 1 | $ 725,000 | $ 725,000 | $ 205,000 |
| Summit, Utah | 1 | $ 1,165,000 | $ 1,165,000 | $ 795,000 |
| Appomattox, Virginia | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Caroline, Virginia | 1 | $ 325,000 | $ 325,000 | $ 81,000 |
| Carroll, Virginia | 1 | $ 125,000 | $ 125,000 | $ 70,000 |
| Chesapeake, Virginia | 1 | $ 495,000 | $ 495,000 | $ 170,000 |
| Chesterfield, Virginia | 1 | $ 325,000 | $ 325,000 | $ 121,000 |
| Hampton, Virginia | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Henrico, Virginia | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Lee, Virginia | 1 | $ 265,000 | $ 265,000 | $ 54,000 |
| Louisa, Virginia | 1 | $ 895,000 | $ 895,000 | $ 379,000 |
| Nelson, Virginia | 1 | $ 205,000 | $ 205,000 | $ 79,000 |
| Newport News, Virginia | 1 | $ 195,000 | $ 195,000 | $ 68,000 |
| Norfolk, Virginia | 1 | $ 215,000 | $ 215,000 | $ 87,000 |
| Northampton, Virginia | 1 | $ 645,000 | $ 645,000 | $ 319,000 |
| Prince George, Virginia | 1 | $ 205,000 | $ 205,000 | $ 118,000 |
| Richmond City, Virginia | 1 | $ 235,000 | $ 235,000 | $ 72,000 |
| Roanoke City, Virginia | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Scott, Virginia | 1 | $ 115,000 | $ 115,000 | $ 23,000 |
| Smyth, Virginia | 1 | $ 185,000 | $ 185,000 | $ 153,000 |
| Stafford, Virginia | 1 | $ 255,000 | $ 255,000 | $ 0 |
Mortgage Loan Application Detail Totals for Watermark Capital, Inc. in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,334 | $635,450,000 | $476,000 | $2,625,000 | $194,000 | $2,021,000 |
| Cash-out Refinancing | 1,014 | $396,180,000 | $390,000 | $2,205,000 | $146,000 | $1,576,000 |
| Refinancing | 726 | $278,110,000 | $383,000 | $3,565,000 | $153,000 | $1,333,000 |
| Home Improvement | 166 | $68,280,000 | $411,000 | $1,905,000 | $163,000 | $919,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,831 | $783,525,000 | $427,000 | $3,565,000 | $173,000 | $2,021,000 |
| Not Provided | 584 | $253,900,000 | $434,000 | $2,625,000 | $168,000 | $919,000 |
| Asian | 364 | $175,750,000 | $482,000 | $2,155,000 | $184,000 | $1,351,000 |
| Hispanic | 314 | $115,260,000 | $367,000 | $1,755,000 | $143,000 | $1,228,000 |
| Black or African American | 104 | $33,400,000 | $321,000 | $905,000 | $116,000 | $485,000 |
| American Indian or Alaskan Native | 27 | $8,575,000 | $317,000 | $1,505,000 | $133,000 | $664,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,550,000 | $425,000 | $1,245,000 | $146,000 | $208,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,035 | $1,298,955,000 | $427,000 | $3,565,000 | $173,000 | $2,021,000 |
| VA-guaranteed (Veterans Administration) | 126 | $55,060,000 | $436,000 | $2,015,000 | $115,000 | $465,000 |
| FHA-insured (Federal Housing Administration) | 78 | $23,590,000 | $302,000 | $795,000 | $96,000 | $400,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $415,000 | $415,000 | $415,000 | $118,000 | $118,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,569 | $1,077,635,000 | $419,000 | $3,565,000 | $168,000 | $2,021,000 |
| Application Approved But Not Accepted | 466 | $202,240,000 | $433,000 | $2,625,000 | $171,000 | $1,228,000 |
| Application Denied By Financial Institution | 139 | $63,035,000 | $453,000 | $1,495,000 | $148,000 | $656,000 |
| Application Withdrawn By Applicant | 65 | $34,805,000 | $535,000 | $2,245,000 | $193,000 | $1,333,000 |
| File Closed For Incompleteness | 1 | $305,000 | $305,000 | $305,000 | $72,000 | $72,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,101 | $1,314,985,000 | $424,000 | $3,565,000 | $169,000 | $2,021,000 |
| Debt-To-Income Ratio | 59 | $29,505,000 | $500,000 | $1,495,000 | $130,000 | $656,000 |
| Collateral | 35 | $11,425,000 | $326,000 | $975,000 | $156,000 | $528,000 |
| Other | 16 | $9,220,000 | $576,000 | $1,425,000 | $188,000 | $506,000 |
| Employment History | 10 | $4,010,000 | $401,000 | $1,005,000 | $125,000 | $256,000 |
| Credit History | 10 | $3,660,000 | $366,000 | $755,000 | $163,000 | $400,000 |
| Unverifiable Information | 6 | $2,960,000 | $493,000 | $1,295,000 | $165,000 | $393,000 |
| Credit Application Incomplete | 3 | $2,255,000 | $751,000 | $1,425,000 | $204,000 | $312,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Watermark Capital, Inc.'s 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Watermark Capital, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.
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