Waterstone Bank, Ssb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Waterstone Bank, Ssb 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Waterstone Bank, Ssb 11200 West Plank Court Wauwatosa, WI 53226 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 403 |
| Total Mortgage Loan Application Amount | $256,840,000 |
| Average Mortgage Loan Application Amount | $659,000 |
| Highest Mortgage Loan Application Amount | $11,405,000 |
| Average Applicant Income | $359,000 |
| Highest Applicant Income | $8,891,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Waterstone Bank, Ssb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Waterstone Bank, Ssb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Waterstone Bank, Ssb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Waterstone Bank, Ssb serves its applicants.
Each category highlights the total number of mortgage applications processed by Waterstone Bank, Ssb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Waterstone Bank, Ssb's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 136 | $ 77,730,000 | $ 571,000 | $ 262,000 |
| Waukesha County Wisconsin | 35 | $ 21,925,000 | $ 626,000 | $ 186,000 |
| Maricopa County Arizona | 13 | $ 7,055,000 | $ 542,000 | $ 171,000 |
| Hennepin County Minnesota | 13 | $ 7,995,000 | $ 615,000 | $ 323,000 |
| Bernalillo County New Mexico | 10 | $ 3,360,000 | $ 336,000 | $ 148,000 |
| Santa Fe County New Mexico | 9 | $ 6,275,000 | $ 697,000 | $ 185,000 |
| Washington County Wisconsin | 9 | $ 4,115,000 | $ 457,000 | $ 120,000 |
| Orange County Florida | 8 | $ 5,930,000 | $ 741,000 | $ 330,000 |
| Sussex County Delaware | 6 | $ 2,410,000 | $ 401,000 | $ 162,000 |
| Winnebago County Wisconsin | 5 | $ 6,395,000 | $ 1,279,000 | $ 66,000 |
| Kent County Delaware | 4 | $ 1,220,000 | $ 305,000 | $ 78,000 |
| Fulton County Georgia | 4 | $ 1,320,000 | $ 330,000 | $ 151,000 |
| Sandoval County New Mexico | 4 | $ 1,230,000 | $ 307,000 | $ 0 |
| Wake County North Carolina | 4 | $ 2,010,000 | $ 502,000 | $ 186,000 |
| Tulsa County Oklahoma | 4 | $ 1,130,000 | $ 282,000 | $ 244,000 |
| Dallas County Texas | 4 | $ 1,810,000 | $ 452,000 | $ 169,000 |
| Outagamie County Wisconsin | 4 | $ 2,810,000 | $ 702,000 | $ 0 |
| Ozaukee County Wisconsin | 4 | $ 2,100,000 | $ 525,000 | $ 107,000 |
| Palm Beach County Florida | 3 | $ 1,775,000 | $ 591,000 | $ 298,000 |
| DeKalb County Georgia | 3 | $ 1,745,000 | $ 581,000 | $ 172,000 |
| Howard County Maryland | 3 | $ 1,745,000 | $ 581,000 | $ 279,000 |
| Collin County Texas | 3 | $ 1,845,000 | $ 615,000 | $ 369,000 |
| Denton County Texas | 3 | $ 1,455,000 | $ 485,000 | $ 189,000 |
| Brown County Wisconsin | 3 | $ 1,045,000 | $ 348,000 | $ 0 |
| Dodge County Wisconsin | 3 | $ 4,815,000 | $ 1,605,000 | $ 0 |
| Jefferson County Wisconsin | 3 | $ 2,965,000 | $ 988,000 | $ 0 |
| Pima County Arizona | 2 | $ 850,000 | $ 425,000 | $ 0 |
| La Plata County Colorado | 2 | $ 1,360,000 | $ 680,000 | $ 258,000 |
| District of Columbia County District Of Columbia | 2 | $ 1,770,000 | $ 885,000 | $ 205,000 |
| Lake County Florida | 2 | $ 560,000 | $ 280,000 | $ 91,000 |
| Seminole County Florida | 2 | $ 960,000 | $ 480,000 | $ 0 |
| Volusia County Florida | 2 | $ 750,000 | $ 375,000 | $ 265,000 |
| Allen County Indiana | 2 | $ 5,050,000 | $ 2,525,000 | $ 0 |
| Marshall County Indiana | 2 | $ 1,660,000 | $ 830,000 | $ 0 |
| Cerro Gordo County Iowa | 2 | $ 980,000 | $ 490,000 | $ 0 |
| Strafford County New Hampshire | 2 | $ 810,000 | $ 405,000 | $ 178,000 |
| McKinley County New Mexico | 2 | $ 320,000 | $ 160,000 | $ 90,000 |
| Mecklenburg County North Carolina | 2 | $ 1,180,000 | $ 590,000 | $ 168,000 |
| Fond du Lac County Wisconsin | 2 | $ 1,170,000 | $ 585,000 | $ 0 |
| Kenosha County Wisconsin | 2 | $ 1,240,000 | $ 620,000 | $ 0 |
| Manitowoc County Wisconsin | 2 | $ 690,000 | $ 345,000 | $ 315,000 |
| Polk County Wisconsin | 2 | $ 1,460,000 | $ 730,000 | $ 125,000 |
| Racine County Wisconsin | 2 | $ 770,000 | $ 385,000 | $ 149,000 |
| Rock County Wisconsin | 2 | $ 2,490,000 | $ 1,245,000 | $ 0 |
| Waupaca County Wisconsin | 2 | $ 310,000 | $ 155,000 | $ 235,000 |
| Waushara County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 39,000 |
| Santa Clara County California | 1 | $ 1,325,000 | $ 1,325,000 | $ 340,000 |
| Denver County Colorado | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Brevard County Florida | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Broward County Florida | 1 | $ 805,000 | $ 805,000 | $ 197,000 |
| Duval County Florida | 1 | $ 175,000 | $ 175,000 | $ 7,000 |
| Osceola County Florida | 1 | $ 495,000 | $ 495,000 | $ 271,000 |
| Pasco County Florida | 1 | $ 1,425,000 | $ 1,425,000 | $ 506,000 |
| Pinellas County Florida | 1 | $ 0 | $ 0 | $ 219,000 |
| Sarasota County Florida | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Boise County Idaho | 1 | $ 635,000 | $ 635,000 | $ 143,000 |
| Canyon County Idaho | 1 | $ 545,000 | $ 545,000 | $ 117,000 |
| DuPage County Illinois | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Winnebago County Illinois | 1 | $ 3,185,000 | $ 3,185,000 | $ 0 |
| St. Joseph County Indiana | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Black Hawk County Iowa | 1 | $ 2,075,000 | $ 2,075,000 | $ 0 |
| Clinton County Iowa | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Linn County Iowa | 1 | $ 805,000 | $ 805,000 | $ 8,891,000 |
| Scott County Iowa | 1 | $ 1,225,000 | $ 1,225,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 545,000 | $ 545,000 | $ 168,000 |
| Berrien County Michigan | 1 | $ 905,000 | $ 905,000 | $ 8,891,000 |
| Ottawa County Michigan | 1 | $ 185,000 | $ 185,000 | $ 0 |
| Ramsey County Minnesota | 1 | $ 375,000 | $ 375,000 | $ 178,000 |
| Clay County Missouri | 1 | $ 745,000 | $ 745,000 | $ 240,000 |
| Dona Ana County New Mexico | 1 | $ 715,000 | $ 715,000 | $ 719,000 |
| Mora County New Mexico | 1 | $ 545,000 | $ 545,000 | $ 215,000 |
| Taos County New Mexico | 1 | $ 405,000 | $ 405,000 | $ 0 |
| Cuyahoga County Ohio | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Mahoning County Ohio | 1 | $ 95,000 | $ 95,000 | $ 56,000 |
| Clatsop County Oregon | 1 | $ 595,000 | $ 595,000 | $ 141,000 |
| Deschutes County Oregon | 1 | $ 385,000 | $ 385,000 | $ 0 |
| Beaufort County South Carolina | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Brazos County Texas | 1 | $ 625,000 | $ 625,000 | $ 261,000 |
| Tarrant County Texas | 1 | $ 235,000 | $ 235,000 | $ 104,000 |
| Salt Lake County Utah | 1 | $ 645,000 | $ 645,000 | $ 250,000 |
| Fluvanna County Virginia | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Greene County Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Lynchburg County Virginia | 1 | $ 1,145,000 | $ 1,145,000 | $ 324,000 |
| Powhatan County Virginia | 1 | $ 675,000 | $ 675,000 | $ 0 |
| Chippewa County Wisconsin | 1 | $ 1,995,000 | $ 1,995,000 | $ 0 |
| Dane County Wisconsin | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Lincoln County Wisconsin | 1 | $ 7,605,000 | $ 7,605,000 | $ 0 |
| Marquette County Wisconsin | 1 | $ 915,000 | $ 915,000 | $ 0 |
| Monroe County Wisconsin | 1 | $ 6,255,000 | $ 6,255,000 | $ 0 |
| Oneida County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Portage County Wisconsin | 1 | $ 655,000 | $ 655,000 | $ 0 |
| Shawano County Wisconsin | 1 | $ 3,115,000 | $ 3,115,000 | $ 0 |
| Sheboygan County Wisconsin | 1 | $ 1,255,000 | $ 1,255,000 | $ 0 |
| Vernon County Wisconsin | 1 | $ 945,000 | $ 945,000 | $ 0 |
| Walworth County Wisconsin | 1 | $ 295,000 | $ 295,000 | $ 404,000 |
| Wood County Wisconsin | 1 | $ 205,000 | $ 205,000 | $ 0 |
Mortgage Loan Application Detail Totals for Waterstone Bank, Ssb in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 327 | $183,510,000 | $562,000 | $4,465,000 | $336,000 | $8,891,000 |
| Cash-out Refinancing | 33 | $59,975,000 | $1,817,000 | $11,405,000 | $131,000 | $404,000 |
| Refinancing | 29 | $8,665,000 | $298,000 | $1,165,000 | $174,000 | $530,000 |
| Home Improvement | 8 | $1,370,000 | $171,000 | $455,000 | $245,000 | $968,000 |
| Not Applicable | 3 | $1,785,000 | $595,000 | $635,000 | $318,000 | $515,000 |
| Other Purpose | 3 | $1,535,000 | $511,000 | $1,005,000 | $950,000 | $950,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 217 | $165,145,000 | $761,000 | $11,405,000 | $0 | $0 |
| White | 135 | $68,590,000 | $511,000 | $3,465,000 | $365,000 | $8,891,000 |
| Black or African American | 19 | $7,875,000 | $414,000 | $975,000 | $189,000 | $324,000 |
| Not Provided | 17 | $8,925,000 | $525,000 | $1,145,000 | $169,000 | $391,000 |
| Hispanic | 7 | $4,355,000 | $622,000 | $1,325,000 | $290,000 | $761,000 |
| American Indian or Alaskan Native | 3 | $395,000 | $131,000 | $175,000 | $51,000 | $77,000 |
| Asian | 1 | $135,000 | $135,000 | $135,000 | $39,000 | $39,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 403 | $256,840,000 | $638,000 | $11,405,000 | $313,000 | $8,891,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 245 | $186,005,000 | $759,000 | $11,405,000 | $241,000 | $3,033,000 |
| Loan Purchased By The Institution | 74 | $20,060,000 | $271,000 | $675,000 | $0 | $0 |
| Application Approved But Not Accepted | 39 | $36,255,000 | $929,000 | $7,605,000 | $909,000 | $8,891,000 |
| Application Denied By Financial Institution | 25 | $8,540,000 | $355,000 | $1,415,000 | $130,000 | $692,000 |
| Application Withdrawn By Applicant | 12 | $4,040,000 | $336,000 | $1,205,000 | $147,000 | $370,000 |
| Preapproval Approved but not Accepted | 5 | $1,515,000 | $303,000 | $495,000 | $83,000 | $132,000 |
| Preapproval Denied by Financial Institution | 2 | $130,000 | $65,000 | $125,000 | $46,000 | $57,000 |
| File Closed For Incompleteness | 1 | $295,000 | $295,000 | $295,000 | $235,000 | $235,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 403 | $256,840,000 | $638,000 | $11,405,000 | $313,000 | $8,891,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Waterstone Bank, Ssb's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Waterstone Bank, Ssb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.