Wells Fargo Fin'l Pennsylvania
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Wells Fargo Fin'l Pennsylvania 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wells Fargo Fin'l Pennsylvania 800 Walnut St, 6Th Floor, Mac F4031-061 Des Moines, IA 50309 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 8,744 |
| Total Mortgage Loan Application Amount | $815,484,000 |
| Average Mortgage Loan Application Amount | $82,533 |
| Highest Mortgage Loan Application Amount | $893,000 |
| Average Applicant Income | $85,866 |
| Highest Applicant Income | $1,020,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Fin'l Pennsylvania. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Pennsylvania's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Wells Fargo Fin'l Pennsylvania's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Pennsylvania serves its applicants.
Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Pennsylvania, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Pennsylvania's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Philadelphia County Pennsylvania | 747 | $ 41,345,000 | $ 55,000 | $ 49,000 |
| Berks County Pennsylvania | 650 | $ 76,944,000 | $ 118,000 | $ 53,000 |
| Allegheny County Pennsylvania | 623 | $ 44,294,000 | $ 71,000 | $ 55,000 |
| Lancaster County Pennsylvania | 532 | $ 64,619,000 | $ 121,000 | $ 59,000 |
| York County Pennsylvania | 489 | $ 50,681,000 | $ 103,000 | $ 54,000 |
| Dauphin County Pennsylvania | 433 | $ 36,506,000 | $ 84,000 | $ 61,000 |
| Cumberland County Pennsylvania | 420 | $ 50,850,000 | $ 121,000 | $ 66,000 |
| Montgomery County Pennsylvania | 382 | $ 53,708,000 | $ 140,000 | $ 76,000 |
| Bucks County Pennsylvania | 327 | $ 46,554,000 | $ 142,000 | $ 74,000 |
| Luzerne County Pennsylvania | 255 | $ 22,698,000 | $ 89,000 | $ 51,000 |
| Lycoming County Pennsylvania | 249 | $ 17,974,000 | $ 72,000 | $ 89,000 |
| Chester County Pennsylvania | 205 | $ 33,313,000 | $ 162,000 | $ 92,000 |
| Lebanon County Pennsylvania | 196 | $ 21,339,000 | $ 108,000 | $ 59,000 |
| Lehigh County Pennsylvania | 189 | $ 18,818,000 | $ 99,000 | $ 59,000 |
| Delaware County Pennsylvania | 184 | $ 15,571,000 | $ 84,000 | $ 72,000 |
| Schuylkill County Pennsylvania | 180 | $ 13,015,000 | $ 72,000 | $ 49,000 |
| Erie County Pennsylvania | 168 | $ 10,990,000 | $ 65,000 | $ 52,000 |
| Westmoreland County Pennsylvania | 168 | $ 13,878,000 | $ 82,000 | $ 62,000 |
| Cambria County Pennsylvania | 160 | $ 10,207,000 | $ 63,000 | $ 49,000 |
| Lackawanna County Pennsylvania | 157 | $ 14,335,000 | $ 91,000 | $ 50,000 |
| Northampton County Pennsylvania | 138 | $ 15,844,000 | $ 114,000 | $ 56,000 |
| Mercer County Pennsylvania | 134 | $ 8,301,000 | $ 61,000 | $ 59,000 |
| Franklin County Pennsylvania | 121 | $ 12,612,000 | $ 104,000 | $ 48,000 |
| Beaver County Pennsylvania | 112 | $ 8,829,000 | $ 78,000 | $ 60,000 |
| Butler County Pennsylvania | 107 | $ 8,593,000 | $ 80,000 | $ 67,000 |
| Adams County Pennsylvania | 96 | $ 9,060,000 | $ 94,000 | $ 65,000 |
| Monroe County Pennsylvania | 94 | $ 10,513,000 | $ 111,000 | $ 65,000 |
| Blair County Pennsylvania | 87 | $ 3,514,000 | $ 40,000 | $ 55,000 |
| Perry County Pennsylvania | 87 | $ 8,049,000 | $ 92,000 | $ 63,000 |
| Washington County Pennsylvania | 86 | $ 5,424,000 | $ 63,000 | $ 61,000 |
| Lawrence County Pennsylvania | 73 | $ 3,364,000 | $ 46,000 | $ 50,000 |
| Northumberland County Pennsylvania | 73 | $ 4,241,000 | $ 58,000 | $ 41,000 |
| Somerset County Pennsylvania | 67 | $ 4,504,000 | $ 67,000 | $ 47,000 |
| Carbon County Pennsylvania | 49 | $ 3,480,000 | $ 71,000 | $ 53,000 |
| Fayette County Pennsylvania | 49 | $ 2,824,000 | $ 57,000 | $ 50,000 |
| Crawford County Pennsylvania | 45 | $ 3,285,000 | $ 73,000 | $ 51,000 |
| Clinton County Pennsylvania | 42 | $ 2,652,000 | $ 63,000 | $ 54,000 |
| Pike County Pennsylvania | 39 | $ 4,507,000 | $ 115,000 | $ 138,000 |
| Centre County Pennsylvania | 38 | $ 3,227,000 | $ 84,000 | $ 58,000 |
| Columbia County Pennsylvania | 34 | $ 2,869,000 | $ 84,000 | $ 55,000 |
| Union County Pennsylvania | 34 | $ 2,370,000 | $ 69,000 | $ 71,000 |
| Bedford County Pennsylvania | 30 | $ 1,589,000 | $ 52,000 | $ 48,000 |
| Mifflin County Pennsylvania | 30 | $ 1,837,000 | $ 61,000 | $ 49,000 |
| Indiana County Pennsylvania | 28 | $ 1,832,000 | $ 65,000 | $ 85,000 |
| Wayne County Pennsylvania | 25 | $ 2,209,000 | $ 88,000 | $ 50,000 |
| Clearfield County Pennsylvania | 24 | $ 999,000 | $ 41,000 | $ 59,000 |
| Bradford County Pennsylvania | 23 | $ 1,282,000 | $ 55,000 | $ 54,000 |
| Susquehanna County Pennsylvania | 21 | $ 1,556,000 | $ 74,000 | $ 41,000 |
| Huntingdon County Pennsylvania | 18 | $ 944,000 | $ 52,000 | $ 58,000 |
| Venango County Pennsylvania | 18 | $ 1,036,000 | $ 57,000 | $ 49,000 |
| Greene County Pennsylvania | 16 | $ 970,000 | $ 60,000 | $ 50,000 |
| Warren County Pennsylvania | 16 | $ 839,000 | $ 52,000 | $ 59,000 |
| Snyder County Pennsylvania | 14 | $ 824,000 | $ 58,000 | $ 66,000 |
| Armstrong County Pennsylvania | 13 | $ 967,000 | $ 74,000 | $ 55,000 |
| Mercer County New Jersey | 12 | $ 990,000 | $ 82,000 | $ 69,000 |
| Tioga County Pennsylvania | 12 | $ 521,000 | $ 43,000 | $ 57,000 |
| Wyoming County Pennsylvania | 12 | $ 1,368,000 | $ 114,000 | $ 49,000 |
| McKean County Pennsylvania | 10 | $ 542,000 | $ 54,000 | $ 72,000 |
| Montour County Pennsylvania | 10 | $ 1,061,000 | $ 106,000 | $ 75,000 |
| Juniata County Pennsylvania | 9 | $ 531,000 | $ 59,000 | $ 57,000 |
| Columbiana County Ohio | 7 | $ 541,000 | $ 77,000 | $ 69,000 |
| Jefferson County Ohio | 6 | $ 530,000 | $ 88,000 | $ 50,000 |
| Clarion County Pennsylvania | 6 | $ 192,000 | $ 32,000 | $ 30,000 |
| Camden County New Jersey | 5 | $ 745,000 | $ 149,000 | $ 76,000 |
| Warren County New Jersey | 5 | $ 475,000 | $ 95,000 | $ 68,000 |
| Chemung County New York | 5 | $ 539,000 | $ 107,000 | $ 71,000 |
| Trumbull County Ohio | 4 | $ 357,000 | $ 89,000 | $ 58,000 |
| Burlington County New Jersey | 3 | $ 361,000 | $ 120,000 | $ 126,000 |
| Gloucester County New Jersey | 3 | $ 299,000 | $ 99,000 | $ 91,000 |
| Cameron County Pennsylvania | 3 | $ 247,000 | $ 82,000 | $ 41,000 |
| Fulton County Pennsylvania | 3 | $ 70,000 | $ 23,000 | $ 65,000 |
| Jefferson County Pennsylvania | 3 | $ 253,000 | $ 84,000 | $ 42,000 |
| New Castle County Delaware | 2 | $ 326,000 | $ 163,000 | $ 96,000 |
| Broome County New York | 2 | $ 24,000 | $ 12,000 | $ 33,000 |
| Chautauqua County New York | 2 | $ 144,000 | $ 72,000 | $ 37,000 |
| Sullivan County Pennsylvania | 2 | $ 258,000 | $ 129,000 | $ 99,000 |
| Brooke County West Virginia | 2 | $ 175,000 | $ 87,000 | $ 48,000 |
| Mineral County West Virginia | 2 | $ 133,000 | $ 66,000 | $ 54,000 |
| Orange County California | 1 | $ 20,000 | $ 20,000 | $ 83,000 |
| Baltimore County Maryland | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Carroll County Maryland | 1 | $ 291,000 | $ 291,000 | $ 59,000 |
| Harford County Maryland | 1 | $ 74,000 | $ 74,000 | $ 55,000 |
| Washington County Maryland | 1 | $ 97,000 | $ 97,000 | $ 83,000 |
| Wayne County Michigan | 1 | $ 44,000 | $ 44,000 | $ 425,000 |
| Cumberland County New Jersey | 1 | $ 94,000 | $ 94,000 | $ 59,000 |
| Middlesex County New Jersey | 1 | $ 1,000 | $ 1,000 | $ 120,000 |
| Morris County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 65,000 |
| Sussex County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 60,000 |
| Cattaraugus County New York | 1 | $ 291,000 | $ 291,000 | $ 245,000 |
| Kings County New York | 1 | $ 164,000 | $ 164,000 | $ 80,000 |
| Onondaga County New York | 1 | $ 51,000 | $ 51,000 | $ 51,000 |
| New Hanover County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Belmont County Ohio | 1 | $ 38,000 | $ 38,000 | $ 52,000 |
| Horry County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Hancock County West Virginia | 1 | $ 22,000 | $ 22,000 | $ 39,000 |
| Marshall County West Virginia | 1 | $ 387,000 | $ 387,000 | $ 139,000 |
| Ohio County West Virginia | 1 | $ 14,000 | $ 14,000 | $ 26,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Pennsylvania in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,427 | $731,171,000 | $105,125 | $893,000 | $66,375 | $696,000 |
| Home Improvement | 1,151 | $69,420,000 | $47,600 | $543,000 | $130,400 | $437,000 |
| Home Purchase | 166 | $14,893,000 | $79,500 | $454,000 | $52,500 | $1,020,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,147 | $604,298,000 | $109,500 | $893,000 | $105,100 | $1,020,000 |
| Not Provided | 1,531 | $137,866,000 | $76,400 | $612,000 | $58,800 | $696,000 |
| Black or African American | 774 | $47,752,000 | $78,000 | $461,000 | $66,250 | $240,000 |
| Hispanic | 218 | $18,522,000 | $104,000 | $454,000 | $55,666 | $540,000 |
| Asian | 34 | $4,285,000 | $126,000 | $640,000 | $97,000 | $325,000 |
| American Indian or Alaskan Native | 22 | $1,178,000 | $53,000 | $164,000 | $56,000 | $127,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $1,435,000 | $102,000 | $331,000 | $47,000 | $112,000 |
| Not applicable | 4 | $148,000 | $37,000 | $58,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,744 | $815,484,000 | $87,909 | $893,000 | $96,636 | $1,020,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 3,673 | $289,445,000 | $71,875 | $893,000 | $56,500 | $1,020,000 |
| Application Withdrawn By Applicant | 2,954 | $295,745,000 | $74,571 | $640,000 | $112,571 | $592,000 |
| Loan Originated | 2,020 | $223,622,000 | $147,857 | $737,000 | $77,285 | $540,000 |
| Application Approved But Not Accepted | 93 | $6,524,000 | $83,000 | $302,000 | $72,500 | $123,000 |
| Loan Purchased By The Institution | 4 | $148,000 | $37,000 | $58,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Pennsylvania's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Fin'l Pennsylvania's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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