Wells Fargo Fin'l Texas, Inc Mortgage Lending & HMDA Data, 2004

In 2004, Wells Fargo Fin'l Texas, Inc of Des Moines, IA reported 16,436 mortgage applications totaling $877.4 million, down 31% from 2003. The average application was for $53,381, and applicants reported an average income of $55,561. 25% of its applications resulted in an originated loan and 48% were denied. Its largest markets were Houston-Baytown-Sugar Land, TX (3,152), Dallas-Plano-Irving, TX (2,271) and Fort Worth-Arlington, TX (1,517) (applications in parentheses).

Mortgage Company & Address Wells Fargo Fin'l Texas, Inc
800 Walnut St, 6th Floor, Mac F4031-061
Des Moines, IA 50309
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,436
Total Mortgage Loan Application Amount $877,380,000
Average Mortgage Loan Application Amount $53,381
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $55,561
Highest Applicant Income $813,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Fin'l Texas, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Wells Fargo Fin'l Texas, Inc by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris, Texas 2,256 $ 116,473,000 $ 51,628 $ 61,000
Dallas, Texas 1,380 $ 86,174,000 $ 62,444 $ 60,000
El Paso, Texas 1,296 $ 74,456,000 $ 57,450 $ 54,000
Tarrant, Texas 1,274 $ 61,281,000 $ 48,101 $ 63,000
Bexar, Texas 856 $ 42,677,000 $ 49,856 $ 52,000
Lubbock, Texas 473 $ 22,670,000 $ 47,928 $ 48,000
Hidalgo, Texas 469 $ 24,343,000 $ 51,904 $ 61,000
Cameron, Texas 461 $ 21,398,000 $ 46,416 $ 50,000
Travis, Texas 438 $ 31,522,000 $ 71,968 $ 61,000
Fort Bend, Texas 363 $ 19,264,000 $ 53,068 $ 78,000
Denton, Texas 347 $ 26,850,000 $ 77,377 $ 83,000
Nueces, Texas 311 $ 15,671,000 $ 50,389 $ 52,000
Collin, Texas 276 $ 19,337,000 $ 70,061 $ 87,000
Tom Green, Texas 268 $ 10,663,000 $ 39,787 $ 43,000
Montgomery, Texas 244 $ 15,513,000 $ 63,577 $ 74,000
Ector, Texas 223 $ 8,791,000 $ 39,421 $ 50,000
Webb, Texas 210 $ 13,035,000 $ 62,071 $ 54,000
Wichita, Texas 203 $ 8,591,000 $ 42,320 $ 43,000
McLennan, Texas 183 $ 9,189,000 $ 50,213 $ 46,000
Jefferson, Texas 171 $ 7,451,000 $ 43,573 $ 58,000
Smith, Texas 167 $ 13,681,000 $ 81,922 $ 63,000
Williamson, Texas 164 $ 9,514,000 $ 58,012 $ 61,000
Grayson, Texas 163 $ 10,121,000 $ 62,092 $ 58,000
Midland, Texas 155 $ 6,404,000 $ 41,316 $ 60,000
Jim Wells, Texas 151 $ 5,278,000 $ 34,953 $ 52,000
Johnson, Texas 141 $ 7,335,000 $ 52,021 $ 46,000
Potter, Texas 141 $ 6,103,000 $ 43,283 $ 49,000
Taylor, Texas 137 $ 5,707,000 $ 41,656 $ 49,000
Bell, Texas 117 $ 5,280,000 $ 45,128 $ 55,000
Brazoria, Texas 117 $ 5,552,000 $ 47,452 $ 66,000
Randall, Texas 103 $ 6,217,000 $ 60,359 $ 70,000
Ellis, Texas 102 $ 5,766,000 $ 56,529 $ 72,000
Hale, Texas 88 $ 2,921,000 $ 33,193 $ 38,000
Galveston, Texas 87 $ 4,649,000 $ 53,436 $ 67,000
San Patricio, Texas 79 $ 4,038,000 $ 51,113 $ 57,000
Victoria, Texas 77 $ 3,070,000 $ 39,870 $ 48,000
Hays, Texas 76 $ 5,531,000 $ 72,776 $ 61,000
Hunt, Texas 69 $ 4,562,000 $ 66,115 $ 56,000
Maverick, Texas 66 $ 2,791,000 $ 42,287 $ 43,000
Guadalupe, Texas 65 $ 4,378,000 $ 67,353 $ 69,000
Kaufman, Texas 60 $ 3,676,000 $ 61,266 $ 47,000
Gregg, Texas 59 $ 3,699,000 $ 62,694 $ 54,000
Wise, Texas 58 $ 3,357,000 $ 57,879 $ 68,000
Wilson, Texas 56 $ 2,968,000 $ 53,000 $ 43,000
Henderson, Texas 54 $ 3,595,000 $ 66,574 $ 49,000
Comal, Texas 53 $ 3,124,000 $ 58,943 $ 49,000
Bowie, Texas 50 $ 3,951,000 $ 79,020 $ 51,000
Orange, Texas 50 $ 1,964,000 $ 39,280 $ 49,000
Bastrop, Texas 49 $ 1,972,000 $ 40,244 $ 46,000
Brazos, Texas 47 $ 2,043,000 $ 43,468 $ 63,000
Hill, Texas 44 $ 1,925,000 $ 43,750 $ 40,000
Parker, Texas 44 $ 2,871,000 $ 65,250 $ 53,000
Willacy, Texas 38 $ 1,138,000 $ 29,947 $ 29,000
Kleberg, Texas 36 $ 1,201,000 $ 33,361 $ 49,000
Rockwall, Texas 36 $ 2,951,000 $ 81,972 $ 60,000
Van Zandt, Texas 35 $ 2,898,000 $ 82,800 $ 71,000
Atascosa, Texas 34 $ 1,477,000 $ 43,441 $ 55,000
Howard, Texas 34 $ 800,000 $ 23,529 $ 42,000
Harrison, Texas 33 $ 2,248,000 $ 68,121 $ 59,000
Hockley, Texas 32 $ 1,230,000 $ 38,437 $ 45,000
Kerr, Texas 31 $ 1,603,000 $ 51,709 $ 46,000
Washington, Texas 30 $ 1,456,000 $ 48,533 $ 59,000
Anderson, Texas 29 $ 2,176,000 $ 75,034 $ 72,000
Matagorda, Texas 29 $ 1,203,000 $ 41,482 $ 41,000
Coryell, Texas 28 $ 1,435,000 $ 51,250 $ 57,000
Aransas, Texas 27 $ 1,482,000 $ 54,888 $ 34,000
Burnet, Texas 25 $ 1,594,000 $ 63,760 $ 52,000
Hood, Texas 25 $ 1,963,000 $ 78,520 $ 86,000
Rusk, Texas 25 $ 1,513,000 $ 60,520 $ 52,000
Fannin, Texas 24 $ 1,335,000 $ 55,625 $ 50,000
Waller, Texas 24 $ 1,088,000 $ 45,333 $ 56,000
Hardin, Texas 23 $ 1,397,000 $ 60,739 $ 57,000
Clay, Texas 21 $ 734,000 $ 34,952 $ 40,000
Erath, Texas 21 $ 1,109,000 $ 52,809 $ 81,000
Kendall, Texas 21 $ 1,933,000 $ 92,047 $ 77,000
Upshur, Texas 21 $ 1,814,000 $ 86,380 $ 63,000
Duval, Texas 20 $ 759,000 $ 37,950 $ 37,000
Gonzales, Texas 20 $ 937,000 $ 46,850 $ 55,000
Liberty, Texas 20 $ 593,000 $ 29,650 $ 45,000
Austin, Texas 19 $ 938,000 $ 49,368 $ 65,000
Cooke, Texas 19 $ 1,520,000 $ 80,000 $ 76,000
Hutchinson, Texas 17 $ 632,000 $ 37,176 $ 53,000
Leon, Texas 17 $ 1,048,000 $ 61,647 $ 42,000
Brown, Texas 16 $ 799,000 $ 49,937 $ 45,000
Chambers, Texas 16 $ 1,016,000 $ 63,500 $ 81,000
Jasper, Texas 16 $ 884,000 $ 55,250 $ 67,000
Starr, Texas 16 $ 567,000 $ 35,437 $ 40,000
Wood, Texas 16 $ 1,028,000 $ 64,250 $ 45,000
Caldwell, Texas 15 $ 634,000 $ 42,266 $ 53,000
Cass, Texas 15 $ 471,000 $ 31,400 $ 52,000
Jones, Texas 15 $ 501,000 $ 33,400 $ 54,000
Moore, Texas 15 $ 729,000 $ 48,600 $ 54,000
Freestone, Texas 14 $ 615,000 $ 43,928 $ 52,000
Lamb, Texas 14 $ 317,000 $ 22,642 $ 45,000
Navarro, Texas 14 $ 498,000 $ 35,571 $ 58,000
Val Verde, Texas 14 $ 550,000 $ 39,285 $ 47,000
Angelina, Texas 13 $ 683,000 $ 52,538 $ 50,000
Deaf Smith, Texas 13 $ 407,000 $ 31,307 $ 47,000
Karnes, Texas 13 $ 419,000 $ 32,230 $ 40,000
Swisher, Texas 13 $ 425,000 $ 32,692 $ 48,000
Uvalde, Texas 13 $ 580,000 $ 44,615 $ 35,000
Yoakum, Texas 13 $ 488,000 $ 37,538 $ 53,000
Bailey, Texas 12 $ 313,000 $ 26,083 $ 43,000
Cherokee, Texas 12 $ 849,000 $ 70,750 $ 48,000
Crosby, Texas 12 $ 374,000 $ 31,166 $ 36,000
Garza, Texas 12 $ 527,000 $ 43,916 $ 51,000
Hopkins, Texas 12 $ 613,000 $ 51,083 $ 47,000
Andrews, Texas 11 $ 309,000 $ 28,090 $ 56,000
Bandera, Texas 11 $ 503,000 $ 45,727 $ 54,000
DeWitt, Texas 11 $ 328,000 $ 29,818 $ 52,000
Grimes, Texas 11 $ 524,000 $ 47,636 $ 61,000
Montague, Texas 11 $ 396,000 $ 36,000 $ 35,000
Robertson, Texas 11 $ 376,000 $ 34,181 $ 42,000
Tyler, Texas 11 $ 1,218,000 $ 110,727 $ 56,000
Archer, Texas 10 $ 603,000 $ 60,300 $ 64,000
Crockett, Texas 10 $ 421,000 $ 42,100 $ 50,000
Eastland, Texas 10 $ 263,000 $ 26,300 $ 53,000
Fayette, Texas 10 $ 572,000 $ 57,200 $ 43,000
Floyd, Texas 10 $ 244,000 $ 24,400 $ 32,000
Gray, Texas 10 $ 314,000 $ 31,400 $ 50,000
Nolan, Texas 10 $ 336,000 $ 33,600 $ 47,000
Parmer, Texas 10 $ 281,000 $ 28,100 $ 40,000
Polk, Texas 10 $ 540,000 $ 54,000 $ 43,000
Wilbarger, Texas 10 $ 303,000 $ 30,300 $ 54,000
Bosque, Texas 9 $ 417,000 $ 46,333 $ 83,000
Calhoun, Texas 9 $ 481,000 $ 53,444 $ 57,000
Dawson, Texas 9 $ 162,000 $ 18,000 $ 33,000
Lynn, Texas 9 $ 628,000 $ 69,777 $ 68,000
Palo Pinto, Texas 9 $ 351,000 $ 39,000 $ 43,000
Runnels, Texas 9 $ 299,000 $ 33,222 $ 31,000
Scurry, Texas 9 $ 222,000 $ 24,666 $ 53,000
Walker, Texas 9 $ 358,000 $ 39,777 $ 50,000
Young, Texas 9 $ 490,000 $ 54,444 $ 42,000
Dona Ana, New Mexico 8 $ 265,000 $ 33,125 $ 40,000
Brooks, Texas 8 $ 216,000 $ 27,000 $ 54,000
Callahan, Texas 8 $ 271,000 $ 33,875 $ 39,000
Coleman, Texas 8 $ 254,000 $ 31,750 $ 42,000
Medina, Texas 8 $ 648,000 $ 81,000 $ 63,000
Zavala, Texas 8 $ 168,000 $ 21,000 $ 41,000
Dimmit, Texas 7 $ 188,000 $ 26,857 $ 64,000
Gaines, Texas 7 $ 514,000 $ 73,428 $ 102,000
Jackson, Texas 7 $ 284,000 $ 40,571 $ 67,000
Lamar, Texas 7 $ 374,000 $ 53,428 $ 56,000
Limestone, Texas 7 $ 356,000 $ 50,857 $ 50,000
Madison, Texas 7 $ 355,000 $ 50,714 $ 51,000
Mitchell, Texas 7 $ 186,000 $ 26,571 $ 46,000
Panola, Texas 7 $ 487,000 $ 69,571 $ 80,000
Wharton, Texas 7 $ 298,000 $ 42,571 $ 47,000
Winkler, Texas 7 $ 135,000 $ 19,285 $ 33,000
Bryan, Oklahoma 6 $ 273,000 $ 45,500 $ 35,000
Briscoe, Texas 6 $ 179,000 $ 29,833 $ 48,000
Houston, Texas 6 $ 298,000 $ 49,666 $ 60,000
Jack, Texas 6 $ 168,000 $ 28,000 $ 52,000
Lavaca, Texas 6 $ 223,000 $ 37,166 $ 54,000
Llano, Texas 6 $ 303,000 $ 50,500 $ 99,000
Rains, Texas 6 $ 395,000 $ 65,833 $ 47,000
Reagan, Texas 6 $ 207,000 $ 34,500 $ 54,000
San Jacinto, Texas 6 $ 234,000 $ 39,000 $ 62,000
Sutton, Texas 6 $ 193,000 $ 32,166 $ 45,000
Terry, Texas 6 $ 196,000 $ 32,666 $ 40,000
Titus, Texas 6 $ 523,000 $ 87,166 $ 58,000
Burleson, Texas 5 $ 148,000 $ 29,600 $ 64,000
Dallam, Texas 5 $ 146,000 $ 29,200 $ 31,000
Fisher, Texas 5 $ 160,000 $ 32,000 $ 57,000
Jim Hogg, Texas 5 $ 296,000 $ 59,200 $ 56,000
Lampasas, Texas 5 $ 159,000 $ 31,800 $ 56,000
Live Oak, Texas 5 $ 541,000 $ 108,200 $ 68,000
Schleicher, Texas 5 $ 150,000 $ 30,000 $ 66,000
Ward, Texas 5 $ 126,000 $ 25,200 $ 53,000
Bee, Texas 4 $ 162,000 $ 40,500 $ 47,000
Castro, Texas 4 $ 95,000 $ 23,750 $ 47,000
Coke, Texas 4 $ 12,000 $ 3,000 $ 37,000
Colorado, Texas 4 $ 144,000 $ 36,000 $ 35,000
Comanche, Texas 4 $ 281,000 $ 70,250 $ 57,000
Dickens, Texas 4 $ 116,000 $ 29,000 $ 34,000
Falls, Texas 4 $ 276,000 $ 69,000 $ 72,000
Frio, Texas 4 $ 145,000 $ 36,250 $ 27,000
Gillespie, Texas 4 $ 294,000 $ 73,500 $ 38,000
Hartley, Texas 4 $ 179,000 $ 44,750 $ 72,000
Refugio, Texas 4 $ 192,000 $ 48,000 $ 46,000
Somervell, Texas 4 $ 151,000 $ 37,750 $ 63,000
Stephens, Texas 4 $ 165,000 $ 41,250 $ 22,000
Zapata, Texas 4 $ 152,000 $ 38,000 $ 35,000
Maricopa, Arizona 3 $ 113,000 $ 37,666 $ 73,000
Carter, Oklahoma 3 $ 177,000 $ 59,000 $ 51,000
Marshall, Oklahoma 3 $ 193,000 $ 64,333 $ 52,000
Brewster, Texas 3 $ 140,000 $ 46,666 $ 45,000
Childress, Texas 3 $ 69,000 $ 23,000 $ 50,000
Concho, Texas 3 $ 150,000 $ 50,000 $ 52,000
Crane, Texas 3 $ 96,000 $ 32,000 $ 48,000
Goliad, Texas 3 $ 146,000 $ 48,666 $ 59,000
Hamilton, Texas 3 $ 125,000 $ 41,666 $ 41,000
Marion, Texas 3 $ 193,000 $ 64,333 $ 37,000
Milam, Texas 3 $ 46,000 $ 15,333 $ 38,000
Morris, Texas 3 $ 142,000 $ 47,333 $ 48,000
Nacogdoches, Texas 3 $ 113,000 $ 37,666 $ 116,000
Ochiltree, Texas 3 $ 109,000 $ 36,333 $ 63,000
Oldham, Texas 3 $ 53,000 $ 17,666 $ 38,000
Wheeler, Texas 3 $ 176,000 $ 58,666 $ 63,000
Miller, Arkansas 2 $ 22,000 $ 11,000 $ 67,000
Kern, California 2 $ 40,000 $ 20,000 $ 118,000
Monterey, California 2 $ 58,000 $ 29,000 $ 22,000
Otero, New Mexico 2 $ 45,000 $ 22,500 $ 30,000
Atoka, Oklahoma 2 $ 117,000 $ 58,500 $ 61,000
Johnston, Oklahoma 2 $ 130,000 $ 65,000 $ 32,000
Pushmataha, Oklahoma 2 $ 93,000 $ 46,500 $ 27,000
Blanco, Texas 2 $ 315,000 $ 157,500 $ 91,000
Camp, Texas 2 $ 94,000 $ 47,000 $ 64,000
Carson, Texas 2 $ 13,000 $ 6,500 $ 58,000
Hansford, Texas 2 $ 121,000 $ 60,500 $ 58,000
Haskell, Texas 2 $ 52,000 $ 26,000 $ 48,000
Jeff Davis, Texas 2 $ 95,000 $ 47,500 $ 33,000
Kent, Texas 2 $ 74,000 $ 37,000 $ 49,000
Lee, Texas 2 $ 62,000 $ 31,000 $ 62,000
McMullen, Texas 2 $ 90,000 $ 45,000 $ 58,000
Menard, Texas 2 $ 64,000 $ 32,000 $ 25,000
Motley, Texas 2 $ 39,000 $ 19,500 $ 44,000
Pecos, Texas 2 $ 19,000 $ 9,500 $ 42,000
Reeves, Texas 2 $ 41,000 $ 20,500 $ 41,000
Sabine, Texas 2 $ 82,000 $ 41,000 $ 49,000
Shackelford, Texas 2 $ 69,000 $ 34,500 $ 57,000
Shelby, Texas 2 $ 121,000 $ 60,500 $ 47,000
Sherman, Texas 2 $ 51,000 $ 25,500 $ 28,000
Stonewall, Texas 2 $ 140,000 $ 70,000 $ 82,000
Utah, Utah 2 $ 30,000 $ 15,000 $ 55,000
Montgomery, Alabama 1 $ 29,000 $ 29,000 $ 58,000
Juneau, Alaska 1 $ 130,000 $ 130,000 $ 154,000
Pima, Arizona 1 $ 8,000 $ 8,000 $ 29,000
Crittenden, Arkansas 1 $ 5,000 $ 5,000 $ 60,000
Garland, Arkansas 1 $ 48,000 $ 48,000 $ 54,000
Little River, Arkansas 1 $ 4,000 $ 4,000 $ 89,000
Sevier, Arkansas 1 $ 50,000 $ 50,000 $ 73,000
Orange, California 1 $ 50,000 $ 50,000 $ 82,000
Sacramento, California 1 $ 150,000 $ 150,000 $ 78,000
San Bernardino, California 1 $ 25,000 $ 25,000 $ 72,000
Boulder, Colorado 1 $ 88,000 $ 88,000 $ 52,000
Douglas, Colorado 1 $ 20,000 $ 20,000 $ 6,000
Broward, Florida 1 $ 16,000 $ 16,000 $ 62,000
Hernando, Florida 1 $ 42,000 $ 42,000 $ 95,000
Richmond, Georgia 1 $ 25,000 $ 25,000 $ 143,000
Caddo, Louisiana 1 $ 20,000 $ 20,000 $ 53,000
Calcasieu, Louisiana 1 $ 65,000 $ 65,000 $ 57,000
De Soto, Louisiana 1 $ 10,000 $ 10,000 $ 36,000
Rapides, Louisiana 1 $ 57,000 $ 57,000 $ 93,000
Adams, Mississippi 1 $ 10,000 $ 10,000 $ 139,000
Clark, Nevada 1 $ 14,000 $ 14,000 $ 85,000
Oswego, New York 1 $ 66,000 $ 66,000 $ 87,000
Hamilton, Ohio 1 $ 50,000 $ 50,000 $ 101,000
Choctaw, Oklahoma 1 $ 75,000 $ 75,000 $ 21,000
Jefferson, Oklahoma 1 $ 41,000 $ 41,000 $ 42,000
Philadelphia, Pennsylvania 1 $ 10,000 $ 10,000 $ 42,000
Charleston, South Carolina 1 $ 10,000 $ 10,000 $ 52,000
Meade, South Dakota 1 $ 55,000 $ 55,000 $ 27,000
Davidson, Tennessee 1 $ 3,000 $ 3,000 $ 29,000
Shelby, Tennessee 1 $ 206,000 $ 206,000 $ 165,000
Baylor, Texas 1 $ 10,000 $ 10,000 $ 26,000
Borden, Texas 1 $ 20,000 $ 20,000 $ 66,000
Cochran, Texas 1 $ 5,000 $ 5,000 $ 37,000
Culberson, Texas 1 $ 47,000 $ 47,000 $ 39,000
Delta, Texas 1 $ 88,000 $ 88,000 $ 89,000
Donley, Texas 1 $ 34,000 $ 34,000 $ 26,000
Foard, Texas 1 $ 6,000 $ 6,000 $ 47,000
Hemphill, Texas 1 $ 11,000 $ 11,000 $ 36,000
Irion, Texas 1 $ 83,000 $ 83,000 $ 20,000
Kenedy, Texas 1 $ 15,000 $ 15,000 $ 25,000
Knox, Texas 1 $ 40,000 $ 40,000 $ 48,000
La Salle, Texas 1 $ 10,000 $ 10,000 $ 36,000
Martin, Texas 1 $ 40,000 $ 40,000 $ 52,000
McCulloch, Texas 1 $ 1,000 $ 1,000 $ 47,000
Presidio, Texas 1 $ 73,000 $ 73,000 $ 55,000
Real, Texas 1 $ 60,000 $ 60,000 $ 32,000
Red River, Texas 1 $ 50,000 $ 50,000 $ 48,000
San Augustine, Texas 1 $ 55,000 $ 55,000 $ 66,000
Terrell, Texas 1 $ 28,000 $ 28,000 $ 42,000
Trinity, Texas 1 $ 30,000 $ 30,000 $ 47,000
Kane, Utah 1 $ 35,000 $ 35,000 $ 68,000
Tooele, Utah 1 $ 10,000 $ 10,000 $ 44,000
Spokane, Washington 1 $ 25,000 $ 25,000 $ 36,000

Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Texas, Inc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,014 $670,701,000 $44,166 $1,500,000 $68,444 $813,000
Home Improvement 4,942 $179,793,000 $24,909 $429,000 $64,363 $813,000
Home Purchase 480 $26,886,000 $29,000 $387,000 $70,750 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,760 $351,011,000 $49,466 $1,500,000 $66,133 $800,000
Hispanic 5,627 $262,260,000 $43,000 $530,000 $47,600 $813,000
Not Provided 2,916 $159,654,000 $26,500 $1,400,000 $56,700 $600,000
Black or African American 1,670 $78,628,000 $31,250 $823,000 $79,375 $504,000
Not applicable 199 $9,854,000 $33,500 $136,000 $2,500 $81,000
Asian 153 $10,628,000 $69,000 $865,000 $69,000 $669,000
American Indian or Alaskan Native 72 $3,372,000 $69,333 $200,000 $80,666 $568,000
Native Hawaiian or Other Pacific Islander 39 $1,973,000 $50,000 $276,000 $66,000 $420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,436 $877,380,000 $41,000 $1,500,000 $71,500 $813,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 7,895 $351,273,000 $28,250 $1,500,000 $47,562 $800,000
Loan Originated 4,178 $308,041,000 $96,000 $823,000 $84,000 $813,000
Application Withdrawn By Applicant 4,068 $203,167,000 $40,466 $960,000 $82,333 $624,000
Loan Purchased By The Institution 193 $9,522,000 $33,500 $136,000 $0 $0
Application Approved But Not Accepted 102 $5,377,000 $52,000 $350,000 $64,000 $813,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Texas, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

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