Wells Fargo Fin'l Texas, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004

Wells Fargo Fin'l Texas, Inc 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Wells Fargo Fin'l Texas, Inc
800 Walnut St, 6Th Floor, Mac F4031-061
Des Moines, IA 50309
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 16,436
Total Mortgage Loan Application Amount $877,380,000
Average Mortgage Loan Application Amount $35,909
Highest Mortgage Loan Application Amount $1,500,000
Average Applicant Income $67,363
Highest Applicant Income $813,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Wells Fargo Fin'l Texas, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wells Fargo Fin'l Texas, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2004 breaks down Wells Fargo Fin'l Texas, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wells Fargo Fin'l Texas, Inc serves its applicants.

Each category highlights the total number of mortgage applications processed by Wells Fargo Fin'l Texas, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wells Fargo Fin'l Texas, Inc's mortgage activity for 2004.

Mortgage Loan Application Totals for Wells Fargo Fin'l Texas, Inc by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Harris County Texas 2,256 $ 116,473,000 $ 51,000 $ 61,000
Dallas County Texas 1,380 $ 86,174,000 $ 62,000 $ 60,000
El Paso County Texas 1,296 $ 74,456,000 $ 57,000 $ 54,000
Tarrant County Texas 1,274 $ 61,281,000 $ 48,000 $ 63,000
Bexar County Texas 856 $ 42,677,000 $ 49,000 $ 52,000
Lubbock County Texas 473 $ 22,670,000 $ 47,000 $ 48,000
Hidalgo County Texas 469 $ 24,343,000 $ 51,000 $ 61,000
Cameron County Texas 461 $ 21,398,000 $ 46,000 $ 50,000
Travis County Texas 438 $ 31,522,000 $ 71,000 $ 61,000
Fort Bend County Texas 363 $ 19,264,000 $ 53,000 $ 78,000
Denton County Texas 347 $ 26,850,000 $ 77,000 $ 83,000
Nueces County Texas 311 $ 15,671,000 $ 50,000 $ 52,000
Collin County Texas 276 $ 19,337,000 $ 70,000 $ 87,000
Tom Green County Texas 268 $ 10,663,000 $ 39,000 $ 43,000
Montgomery County Texas 244 $ 15,513,000 $ 63,000 $ 74,000
Ector County Texas 223 $ 8,791,000 $ 39,000 $ 50,000
Webb County Texas 210 $ 13,035,000 $ 62,000 $ 54,000
Wichita County Texas 203 $ 8,591,000 $ 42,000 $ 43,000
McLennan County Texas 183 $ 9,189,000 $ 50,000 $ 46,000
Jefferson County Texas 171 $ 7,451,000 $ 43,000 $ 58,000
Smith County Texas 167 $ 13,681,000 $ 81,000 $ 63,000
Williamson County Texas 164 $ 9,514,000 $ 58,000 $ 61,000
Grayson County Texas 163 $ 10,121,000 $ 62,000 $ 58,000
Midland County Texas 155 $ 6,404,000 $ 41,000 $ 60,000
Jim Wells County Texas 151 $ 5,278,000 $ 34,000 $ 52,000
Johnson County Texas 141 $ 7,335,000 $ 52,000 $ 46,000
Potter County Texas 141 $ 6,103,000 $ 43,000 $ 49,000
Taylor County Texas 137 $ 5,707,000 $ 41,000 $ 49,000
Bell County Texas 117 $ 5,280,000 $ 45,000 $ 55,000
Brazoria County Texas 117 $ 5,552,000 $ 47,000 $ 66,000
Randall County Texas 103 $ 6,217,000 $ 60,000 $ 70,000
Ellis County Texas 102 $ 5,766,000 $ 56,000 $ 72,000
Hale County Texas 88 $ 2,921,000 $ 33,000 $ 38,000
Galveston County Texas 87 $ 4,649,000 $ 53,000 $ 67,000
San Patricio County Texas 79 $ 4,038,000 $ 51,000 $ 57,000
Victoria County Texas 77 $ 3,070,000 $ 39,000 $ 48,000
Hays County Texas 76 $ 5,531,000 $ 72,000 $ 61,000
Hunt County Texas 69 $ 4,562,000 $ 66,000 $ 56,000
Maverick County Texas 66 $ 2,791,000 $ 42,000 $ 43,000
Guadalupe County Texas 65 $ 4,378,000 $ 67,000 $ 69,000
Kaufman County Texas 60 $ 3,676,000 $ 61,000 $ 47,000
Gregg County Texas 59 $ 3,699,000 $ 62,000 $ 54,000
Wise County Texas 58 $ 3,357,000 $ 57,000 $ 68,000
Wilson County Texas 56 $ 2,968,000 $ 53,000 $ 43,000
Henderson County Texas 54 $ 3,595,000 $ 66,000 $ 49,000
Comal County Texas 53 $ 3,124,000 $ 58,000 $ 49,000
Bowie County Texas 50 $ 3,951,000 $ 79,000 $ 51,000
Orange County Texas 50 $ 1,964,000 $ 39,000 $ 49,000
Bastrop County Texas 49 $ 1,972,000 $ 40,000 $ 46,000
Brazos County Texas 47 $ 2,043,000 $ 43,000 $ 63,000
Hill County Texas 44 $ 1,925,000 $ 43,000 $ 40,000
Parker County Texas 44 $ 2,871,000 $ 65,000 $ 53,000
Willacy County Texas 38 $ 1,138,000 $ 29,000 $ 29,000
Kleberg County Texas 36 $ 1,201,000 $ 33,000 $ 49,000
Rockwall County Texas 36 $ 2,951,000 $ 81,000 $ 60,000
Van Zandt County Texas 35 $ 2,898,000 $ 82,000 $ 71,000
Atascosa County Texas 34 $ 1,477,000 $ 43,000 $ 55,000
Howard County Texas 34 $ 800,000 $ 23,000 $ 42,000
Harrison County Texas 33 $ 2,248,000 $ 68,000 $ 59,000
Hockley County Texas 32 $ 1,230,000 $ 38,000 $ 45,000
Kerr County Texas 31 $ 1,603,000 $ 51,000 $ 46,000
Washington County Texas 30 $ 1,456,000 $ 48,000 $ 59,000
Anderson County Texas 29 $ 2,176,000 $ 75,000 $ 72,000
Matagorda County Texas 29 $ 1,203,000 $ 41,000 $ 41,000
Coryell County Texas 28 $ 1,435,000 $ 51,000 $ 57,000
Aransas County Texas 27 $ 1,482,000 $ 54,000 $ 34,000
Burnet County Texas 25 $ 1,594,000 $ 63,000 $ 52,000
Hood County Texas 25 $ 1,963,000 $ 78,000 $ 86,000
Rusk County Texas 25 $ 1,513,000 $ 60,000 $ 52,000
Fannin County Texas 24 $ 1,335,000 $ 55,000 $ 50,000
Waller County Texas 24 $ 1,088,000 $ 45,000 $ 56,000
Hardin County Texas 23 $ 1,397,000 $ 60,000 $ 57,000
Clay County Texas 21 $ 734,000 $ 34,000 $ 40,000
Erath County Texas 21 $ 1,109,000 $ 52,000 $ 81,000
Kendall County Texas 21 $ 1,933,000 $ 92,000 $ 77,000
Upshur County Texas 21 $ 1,814,000 $ 86,000 $ 63,000
Duval County Texas 20 $ 759,000 $ 37,000 $ 37,000
Gonzales County Texas 20 $ 937,000 $ 46,000 $ 55,000
Liberty County Texas 20 $ 593,000 $ 29,000 $ 45,000
Austin County Texas 19 $ 938,000 $ 49,000 $ 65,000
Cooke County Texas 19 $ 1,520,000 $ 80,000 $ 76,000
Hutchinson County Texas 17 $ 632,000 $ 37,000 $ 53,000
Leon County Texas 17 $ 1,048,000 $ 61,000 $ 42,000
Brown County Texas 16 $ 799,000 $ 49,000 $ 45,000
Chambers County Texas 16 $ 1,016,000 $ 63,000 $ 81,000
Jasper County Texas 16 $ 884,000 $ 55,000 $ 67,000
Starr County Texas 16 $ 567,000 $ 35,000 $ 40,000
Wood County Texas 16 $ 1,028,000 $ 64,000 $ 45,000
Caldwell County Texas 15 $ 634,000 $ 42,000 $ 53,000
Cass County Texas 15 $ 471,000 $ 31,000 $ 52,000
Jones County Texas 15 $ 501,000 $ 33,000 $ 54,000
Moore County Texas 15 $ 729,000 $ 48,000 $ 54,000
Freestone County Texas 14 $ 615,000 $ 43,000 $ 52,000
Lamb County Texas 14 $ 317,000 $ 22,000 $ 45,000
Navarro County Texas 14 $ 498,000 $ 35,000 $ 58,000
Val Verde County Texas 14 $ 550,000 $ 39,000 $ 47,000
Angelina County Texas 13 $ 683,000 $ 52,000 $ 50,000
Deaf Smith County Texas 13 $ 407,000 $ 31,000 $ 47,000
Karnes County Texas 13 $ 419,000 $ 32,000 $ 40,000
Swisher County Texas 13 $ 425,000 $ 32,000 $ 48,000
Uvalde County Texas 13 $ 580,000 $ 44,000 $ 35,000
Yoakum County Texas 13 $ 488,000 $ 37,000 $ 53,000
Bailey County Texas 12 $ 313,000 $ 26,000 $ 43,000
Cherokee County Texas 12 $ 849,000 $ 70,000 $ 48,000
Crosby County Texas 12 $ 374,000 $ 31,000 $ 36,000
Garza County Texas 12 $ 527,000 $ 43,000 $ 51,000
Hopkins County Texas 12 $ 613,000 $ 51,000 $ 47,000
Andrews County Texas 11 $ 309,000 $ 28,000 $ 56,000
Bandera County Texas 11 $ 503,000 $ 45,000 $ 54,000
DeWitt County Texas 11 $ 328,000 $ 29,000 $ 52,000
Grimes County Texas 11 $ 524,000 $ 47,000 $ 61,000
Montague County Texas 11 $ 396,000 $ 36,000 $ 35,000
Robertson County Texas 11 $ 376,000 $ 34,000 $ 42,000
Tyler County Texas 11 $ 1,218,000 $ 110,000 $ 56,000
Archer County Texas 10 $ 603,000 $ 60,000 $ 64,000
Crockett County Texas 10 $ 421,000 $ 42,000 $ 50,000
Eastland County Texas 10 $ 263,000 $ 26,000 $ 53,000
Fayette County Texas 10 $ 572,000 $ 57,000 $ 43,000
Floyd County Texas 10 $ 244,000 $ 24,000 $ 32,000
Gray County Texas 10 $ 314,000 $ 31,000 $ 50,000
Nolan County Texas 10 $ 336,000 $ 33,000 $ 47,000
Parmer County Texas 10 $ 281,000 $ 28,000 $ 40,000
Polk County Texas 10 $ 540,000 $ 54,000 $ 43,000
Wilbarger County Texas 10 $ 303,000 $ 30,000 $ 54,000
Bosque County Texas 9 $ 417,000 $ 46,000 $ 83,000
Calhoun County Texas 9 $ 481,000 $ 53,000 $ 57,000
Dawson County Texas 9 $ 162,000 $ 18,000 $ 33,000
Lynn County Texas 9 $ 628,000 $ 69,000 $ 68,000
Palo Pinto County Texas 9 $ 351,000 $ 39,000 $ 43,000
Runnels County Texas 9 $ 299,000 $ 33,000 $ 31,000
Scurry County Texas 9 $ 222,000 $ 24,000 $ 53,000
Walker County Texas 9 $ 358,000 $ 39,000 $ 50,000
Young County Texas 9 $ 490,000 $ 54,000 $ 42,000
Dona Ana County New Mexico 8 $ 265,000 $ 33,000 $ 40,000
Brooks County Texas 8 $ 216,000 $ 27,000 $ 54,000
Callahan County Texas 8 $ 271,000 $ 33,000 $ 39,000
Coleman County Texas 8 $ 254,000 $ 31,000 $ 42,000
Medina County Texas 8 $ 648,000 $ 81,000 $ 63,000
Zavala County Texas 8 $ 168,000 $ 21,000 $ 41,000
Dimmit County Texas 7 $ 188,000 $ 26,000 $ 64,000
Gaines County Texas 7 $ 514,000 $ 73,000 $ 102,000
Jackson County Texas 7 $ 284,000 $ 40,000 $ 67,000
Lamar County Texas 7 $ 374,000 $ 53,000 $ 56,000
Limestone County Texas 7 $ 356,000 $ 50,000 $ 50,000
Madison County Texas 7 $ 355,000 $ 50,000 $ 51,000
Mitchell County Texas 7 $ 186,000 $ 26,000 $ 46,000
Panola County Texas 7 $ 487,000 $ 69,000 $ 80,000
Wharton County Texas 7 $ 298,000 $ 42,000 $ 47,000
Winkler County Texas 7 $ 135,000 $ 19,000 $ 33,000
Bryan County Oklahoma 6 $ 273,000 $ 45,000 $ 35,000
Briscoe County Texas 6 $ 179,000 $ 29,000 $ 48,000
Houston County Texas 6 $ 298,000 $ 49,000 $ 60,000
Jack County Texas 6 $ 168,000 $ 28,000 $ 52,000
Lavaca County Texas 6 $ 223,000 $ 37,000 $ 54,000
Llano County Texas 6 $ 303,000 $ 50,000 $ 99,000
Rains County Texas 6 $ 395,000 $ 65,000 $ 47,000
Reagan County Texas 6 $ 207,000 $ 34,000 $ 54,000
San Jacinto County Texas 6 $ 234,000 $ 39,000 $ 62,000
Sutton County Texas 6 $ 193,000 $ 32,000 $ 45,000
Terry County Texas 6 $ 196,000 $ 32,000 $ 40,000
Titus County Texas 6 $ 523,000 $ 87,000 $ 58,000
Burleson County Texas 5 $ 148,000 $ 29,000 $ 64,000
Dallam County Texas 5 $ 146,000 $ 29,000 $ 31,000
Fisher County Texas 5 $ 160,000 $ 32,000 $ 57,000
Jim Hogg County Texas 5 $ 296,000 $ 59,000 $ 56,000
Lampasas County Texas 5 $ 159,000 $ 31,000 $ 56,000
Live Oak County Texas 5 $ 541,000 $ 108,000 $ 68,000
Schleicher County Texas 5 $ 150,000 $ 30,000 $ 66,000
Ward County Texas 5 $ 126,000 $ 25,000 $ 53,000
Bee County Texas 4 $ 162,000 $ 40,000 $ 47,000
Castro County Texas 4 $ 95,000 $ 23,000 $ 47,000
Coke County Texas 4 $ 12,000 $ 3,000 $ 37,000
Colorado County Texas 4 $ 144,000 $ 36,000 $ 35,000
Comanche County Texas 4 $ 281,000 $ 70,000 $ 57,000
Dickens County Texas 4 $ 116,000 $ 29,000 $ 34,000
Falls County Texas 4 $ 276,000 $ 69,000 $ 72,000
Frio County Texas 4 $ 145,000 $ 36,000 $ 27,000
Gillespie County Texas 4 $ 294,000 $ 73,000 $ 38,000
Hartley County Texas 4 $ 179,000 $ 44,000 $ 72,000
Refugio County Texas 4 $ 192,000 $ 48,000 $ 46,000
Somervell County Texas 4 $ 151,000 $ 37,000 $ 63,000
Stephens County Texas 4 $ 165,000 $ 41,000 $ 22,000
Zapata County Texas 4 $ 152,000 $ 38,000 $ 35,000
Maricopa County Arizona 3 $ 113,000 $ 37,000 $ 73,000
Carter County Oklahoma 3 $ 177,000 $ 59,000 $ 51,000
Marshall County Oklahoma 3 $ 193,000 $ 64,000 $ 52,000
Brewster County Texas 3 $ 140,000 $ 46,000 $ 45,000
Childress County Texas 3 $ 69,000 $ 23,000 $ 50,000
Concho County Texas 3 $ 150,000 $ 50,000 $ 52,000
Crane County Texas 3 $ 96,000 $ 32,000 $ 48,000
Goliad County Texas 3 $ 146,000 $ 48,000 $ 59,000
Hamilton County Texas 3 $ 125,000 $ 41,000 $ 41,000
Marion County Texas 3 $ 193,000 $ 64,000 $ 37,000
Milam County Texas 3 $ 46,000 $ 15,000 $ 38,000
Morris County Texas 3 $ 142,000 $ 47,000 $ 48,000
Nacogdoches County Texas 3 $ 113,000 $ 37,000 $ 116,000
Ochiltree County Texas 3 $ 109,000 $ 36,000 $ 63,000
Oldham County Texas 3 $ 53,000 $ 17,000 $ 38,000
Wheeler County Texas 3 $ 176,000 $ 58,000 $ 63,000
Miller County Arkansas 2 $ 22,000 $ 11,000 $ 67,000
Kern County California 2 $ 40,000 $ 20,000 $ 118,000
Monterey County California 2 $ 58,000 $ 29,000 $ 22,000
Otero County New Mexico 2 $ 45,000 $ 22,000 $ 30,000
Atoka County Oklahoma 2 $ 117,000 $ 58,000 $ 61,000
Johnston County Oklahoma 2 $ 130,000 $ 65,000 $ 32,000
Pushmataha County Oklahoma 2 $ 93,000 $ 46,000 $ 27,000
Blanco County Texas 2 $ 315,000 $ 157,000 $ 91,000
Camp County Texas 2 $ 94,000 $ 47,000 $ 64,000
Carson County Texas 2 $ 13,000 $ 6,000 $ 58,000
Hansford County Texas 2 $ 121,000 $ 60,000 $ 58,000
Haskell County Texas 2 $ 52,000 $ 26,000 $ 48,000
Jeff Davis County Texas 2 $ 95,000 $ 47,000 $ 33,000
Kent County Texas 2 $ 74,000 $ 37,000 $ 49,000
Lee County Texas 2 $ 62,000 $ 31,000 $ 62,000
McMullen County Texas 2 $ 90,000 $ 45,000 $ 58,000
Menard County Texas 2 $ 64,000 $ 32,000 $ 25,000
Motley County Texas 2 $ 39,000 $ 19,000 $ 44,000
Pecos County Texas 2 $ 19,000 $ 9,000 $ 42,000
Reeves County Texas 2 $ 41,000 $ 20,000 $ 41,000
Sabine County Texas 2 $ 82,000 $ 41,000 $ 49,000
Shackelford County Texas 2 $ 69,000 $ 34,000 $ 57,000
Shelby County Texas 2 $ 121,000 $ 60,000 $ 47,000
Sherman County Texas 2 $ 51,000 $ 25,000 $ 28,000
Stonewall County Texas 2 $ 140,000 $ 70,000 $ 82,000
Utah County Utah 2 $ 30,000 $ 15,000 $ 55,000
Montgomery County Alabama 1 $ 29,000 $ 29,000 $ 58,000
Juneau County Alaska 1 $ 130,000 $ 130,000 $ 154,000
Pima County Arizona 1 $ 8,000 $ 8,000 $ 29,000
Crittenden County Arkansas 1 $ 5,000 $ 5,000 $ 60,000
Garland County Arkansas 1 $ 48,000 $ 48,000 $ 54,000
Little River County Arkansas 1 $ 4,000 $ 4,000 $ 89,000
Sevier County Arkansas 1 $ 50,000 $ 50,000 $ 73,000
Orange County California 1 $ 50,000 $ 50,000 $ 82,000
Sacramento County California 1 $ 150,000 $ 150,000 $ 78,000
San Bernardino County California 1 $ 25,000 $ 25,000 $ 72,000
Boulder County Colorado 1 $ 88,000 $ 88,000 $ 52,000
Douglas County Colorado 1 $ 20,000 $ 20,000 $ 6,000
Broward County Florida 1 $ 16,000 $ 16,000 $ 62,000
Hernando County Florida 1 $ 42,000 $ 42,000 $ 95,000
Richmond County Georgia 1 $ 25,000 $ 25,000 $ 143,000
Caddo County Louisiana 1 $ 20,000 $ 20,000 $ 53,000
Calcasieu County Louisiana 1 $ 65,000 $ 65,000 $ 57,000
De Soto County Louisiana 1 $ 10,000 $ 10,000 $ 36,000
Rapides County Louisiana 1 $ 57,000 $ 57,000 $ 93,000
Adams County Mississippi 1 $ 10,000 $ 10,000 $ 139,000
Clark County Nevada 1 $ 14,000 $ 14,000 $ 85,000
Oswego County New York 1 $ 66,000 $ 66,000 $ 87,000
Hamilton County Ohio 1 $ 50,000 $ 50,000 $ 101,000
Choctaw County Oklahoma 1 $ 75,000 $ 75,000 $ 21,000
Jefferson County Oklahoma 1 $ 41,000 $ 41,000 $ 42,000
Philadelphia County Pennsylvania 1 $ 10,000 $ 10,000 $ 42,000
Charleston County South Carolina 1 $ 10,000 $ 10,000 $ 52,000
Meade County South Dakota 1 $ 55,000 $ 55,000 $ 27,000
Davidson County Tennessee 1 $ 3,000 $ 3,000 $ 29,000
Shelby County Tennessee 1 $ 206,000 $ 206,000 $ 165,000
Baylor County Texas 1 $ 10,000 $ 10,000 $ 26,000
Borden County Texas 1 $ 20,000 $ 20,000 $ 66,000
Cochran County Texas 1 $ 5,000 $ 5,000 $ 37,000
Culberson County Texas 1 $ 47,000 $ 47,000 $ 39,000
Delta County Texas 1 $ 88,000 $ 88,000 $ 89,000
Donley County Texas 1 $ 34,000 $ 34,000 $ 26,000
Foard County Texas 1 $ 6,000 $ 6,000 $ 47,000
Hemphill County Texas 1 $ 11,000 $ 11,000 $ 36,000
Irion County Texas 1 $ 83,000 $ 83,000 $ 20,000
Kenedy County Texas 1 $ 15,000 $ 15,000 $ 25,000
Knox County Texas 1 $ 40,000 $ 40,000 $ 48,000
La Salle County Texas 1 $ 10,000 $ 10,000 $ 36,000
Martin County Texas 1 $ 40,000 $ 40,000 $ 52,000
McCulloch County Texas 1 $ 1,000 $ 1,000 $ 47,000
Presidio County Texas 1 $ 73,000 $ 73,000 $ 55,000
Real County Texas 1 $ 60,000 $ 60,000 $ 32,000
Red River County Texas 1 $ 50,000 $ 50,000 $ 48,000
San Augustine County Texas 1 $ 55,000 $ 55,000 $ 66,000
Terrell County Texas 1 $ 28,000 $ 28,000 $ 42,000
Trinity County Texas 1 $ 30,000 $ 30,000 $ 47,000
Kane County Utah 1 $ 35,000 $ 35,000 $ 68,000
Tooele County Utah 1 $ 10,000 $ 10,000 $ 44,000
Spokane County Washington 1 $ 25,000 $ 25,000 $ 36,000

Mortgage Loan Application Detail Totals for Wells Fargo Fin'l Texas, Inc in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 11,014 $670,701,000 $44,166 $1,500,000 $68,444 $813,000
Home Improvement 4,942 $179,793,000 $24,909 $429,000 $64,363 $813,000
Home Purchase 480 $26,886,000 $29,000 $387,000 $70,750 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,760 $351,011,000 $49,466 $1,500,000 $66,133 $800,000
Hispanic 5,627 $262,260,000 $43,000 $530,000 $47,600 $813,000
Not Provided 2,916 $159,654,000 $26,500 $1,400,000 $56,700 $600,000
Black or African American 1,670 $78,628,000 $31,250 $823,000 $79,375 $504,000
Not applicable 199 $9,854,000 $33,500 $136,000 $2,500 $81,000
Asian 153 $10,628,000 $69,000 $865,000 $69,000 $669,000
American Indian or Alaskan Native 72 $3,372,000 $69,333 $200,000 $80,666 $568,000
Native Hawaiian or Other Pacific Islander 39 $1,973,000 $50,000 $276,000 $66,000 $420,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 16,436 $877,380,000 $41,000 $1,500,000 $71,500 $813,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 7,895 $351,273,000 $28,250 $1,500,000 $47,562 $800,000
Loan Originated 4,178 $308,041,000 $96,000 $823,000 $84,000 $813,000
Application Withdrawn By Applicant 4,068 $203,167,000 $40,466 $960,000 $82,333 $624,000
Loan Purchased By The Institution 193 $9,522,000 $33,500 $136,000 $0 $0
Application Approved But Not Accepted 102 $5,377,000 $52,000 $350,000 $64,000 $813,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Credit History 0 $0 $0 $0 $0 $0
Debt-To-Income Ratio 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Fin'l Texas, Inc's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Wells Fargo Fin'l Texas, Inc's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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