Wells Fargo Funding, Inc Mortgage Lending & HMDA Data, 2006
In 2006, Wells Fargo Funding, Inc of Winston-Salem, NC reported 315,132 mortgage applications totaling $56.5 billion, down 16% from 2005. The average application was for $179,276, and applicants reported an average income of $77,580. 1% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Dallas-Plano-Irving, TX (11,449), Houston-Sugar Land-Baytown, TX (9,725) and Atlanta-Sandy Springs-Marietta, GA (8,842) (applications in parentheses).
| Mortgage Company & Address | Wells Fargo Funding, Inc 100 N Main Streeet Mac D4001-063 Winston-Salem, NC 27150 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 315,132 |
| Total Mortgage Loan Application Amount | $56,495,650,000 |
| Average Mortgage Loan Application Amount | $179,276 |
| Highest Mortgage Loan Application Amount | $1,250,000 |
| Average Applicant Income | $77,580 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Wells Fargo Funding, Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas-Plano-Irving, TX | 11,449 | $ 1,746,992,000 | $ 152,589 | $ 83,000 |
| Houston-Sugar Land-Baytown, TX | 9,725 | $ 1,454,605,000 | $ 149,573 | $ 81,000 |
| Atlanta-Sandy Springs-Marietta, GA | 8,842 | $ 1,589,692,000 | $ 179,788 | $ 76,000 |
| Chicago-Naperville-Joliet, IL | 6,779 | $ 1,484,169,000 | $ 218,936 | $ 89,000 |
| Phoenix-Mesa-Scottsdale, AZ | 6,267 | $ 1,308,973,000 | $ 208,867 | $ 78,000 |
| Portland-Vancouver-Beaverton, OR-WA | 6,013 | $ 1,316,888,000 | $ 219,006 | $ 84,078 |
| Fort Worth-Arlington, TX | 5,899 | $ 801,826,000 | $ 135,925 | $ 73,000 |
| Philadelphia, PA | 5,553 | $ 1,179,476,000 | $ 212,403 | $ 95,000 |
| San Antonio, TX | 5,399 | $ 758,013,000 | $ 140,398 | $ 74,000 |
| Austin-Round Rock, TX | 4,891 | $ 779,771,000 | $ 159,429 | $ 81,000 |
| Denver-Aurora, CO | 4,735 | $ 1,007,204,000 | $ 212,714 | $ 81,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 4,434 | $ 1,188,924,000 | $ 268,138 | $ 94,454 |
| Nashville-Davidson--Murfreesboro, TN | 4,151 | $ 683,055,000 | $ 164,551 | $ 71,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 4,038 | $ 841,097,000 | $ 208,295 | $ 81,752 |
| Baltimore-Towson, MD | 3,972 | $ 880,668,000 | $ 221,719 | $ 84,000 |
| Salt Lake City, UT | 3,743 | $ 694,920,000 | $ 185,658 | $ 71,000 |
| Tampa-St. Petersburg-Clearwater, FL | 3,306 | $ 597,415,000 | $ 180,706 | $ 76,000 |
| Charlotte-Gastonia-Concord, NC-SC | 3,273 | $ 552,754,000 | $ 168,882 | $ 76,235 |
| Seattle-Bellevue-Everett, WA | 3,200 | $ 818,129,000 | $ 255,665 | $ 91,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 3,143 | $ 651,106,000 | $ 207,160 | $ 70,822 |
| Jacksonville, FL | 2,932 | $ 537,206,000 | $ 183,221 | $ 74,000 |
| St. Louis, MO-IL | 2,842 | $ 457,607,000 | $ 161,015 | $ 74,111 |
| New York-White Plains-Wayne, NY-NJ | 2,685 | $ 766,701,000 | $ 285,549 | $ 101,436 |
| Milwaukee-Waukesha-West Allis, WI | 2,668 | $ 450,880,000 | $ 168,995 | $ 72,000 |
| Kansas City, MO-KS | 2,597 | $ 398,048,000 | $ 153,272 | $ 72,912 |
| Orlando-Kissimmee, FL | 2,553 | $ 524,831,000 | $ 205,574 | $ 79,000 |
| Killeen-Temple-Fort Hood, TX | 2,530 | $ 328,563,000 | $ 129,866 | $ 65,000 |
| Tucson, AZ | 2,498 | $ 473,183,000 | $ 189,424 | $ 72,000 |
| Camden, NJ | 2,433 | $ 476,122,000 | $ 195,693 | $ 80,000 |
| Indianapolis-Carmel, IN | 2,419 | $ 357,871,000 | $ 147,941 | $ 69,000 |
| Edison, NJ | 2,340 | $ 588,512,000 | $ 251,500 | $ 96,000 |
| Riverside-San Bernardino-Ontario, CA | 2,217 | $ 542,378,000 | $ 244,645 | $ 85,000 |
| Anchorage, AK | 2,192 | $ 503,854,000 | $ 229,860 | $ 98,000 |
| Las Vegas-Paradise, NV | 2,091 | $ 501,567,000 | $ 239,869 | $ 88,000 |
| Memphis, TN-MS-AR | 2,085 | $ 337,979,000 | $ 162,100 | $ 74,935 |
| Raleigh-Cary, NC | 2,065 | $ 361,851,000 | $ 175,230 | $ 80,000 |
| Ogden-Clearfield, UT | 2,009 | $ 341,313,000 | $ 169,891 | $ 62,000 |
| Birmingham-Hoover, AL | 1,921 | $ 312,173,000 | $ 162,505 | $ 71,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,776 | $ 508,492,000 | $ 286,313 | $ 91,000 |
| Boise City-Nampa, ID | 1,733 | $ 291,514,000 | $ 168,213 | $ 72,000 |
| Newark-Union, NJ-PA | 1,723 | $ 456,637,000 | $ 265,024 | $ 100,919 |
| Columbus, OH | 1,718 | $ 290,834,000 | $ 169,286 | $ 77,000 |
| Oklahoma City, OK | 1,689 | $ 226,122,000 | $ 133,879 | $ 68,000 |
| Provo-Orem, UT | 1,678 | $ 305,104,000 | $ 181,825 | $ 71,000 |
| Little Rock-North Little Rock, AR | 1,636 | $ 243,357,000 | $ 148,751 | $ 75,000 |
| Albuquerque, NM | 1,571 | $ 257,017,000 | $ 163,600 | $ 67,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 1,563 | $ 422,446,000 | $ 270,278 | $ 97,000 |
| Colorado Springs, CO | 1,531 | $ 314,817,000 | $ 205,628 | $ 77,000 |
| Cincinnati-Middletown, OH-KY-IN | 1,515 | $ 262,422,000 | $ 173,215 | $ 77,960 |
| Richmond, VA | 1,506 | $ 285,428,000 | $ 189,527 | $ 76,000 |
| Clarksville, TN-KY | 1,497 | $ 192,917,000 | $ 128,869 | $ 54,164 |
| Lake County-Kenosha County, IL-WI | 1,468 | $ 293,274,000 | $ 199,777 | $ 79,070 |
| Bethesda-Gaithersburg-Frederick, MD | 1,373 | $ 374,187,000 | $ 272,532 | $ 103,000 |
| Greensboro-High Point, NC | 1,365 | $ 201,344,000 | $ 147,504 | $ 68,000 |
| Jackson, MS | 1,293 | $ 202,719,000 | $ 156,781 | $ 70,000 |
| New Orleans-Metairie-Kenner, LA | 1,285 | $ 216,245,000 | $ 168,284 | $ 78,000 |
| Charleston-North Charleston, SC | 1,201 | $ 220,034,000 | $ 183,208 | $ 81,000 |
| Warren-Troy-Farmington Hills, MI | 1,197 | $ 220,555,000 | $ 184,256 | $ 79,000 |
| Tacoma, WA | 1,172 | $ 254,913,000 | $ 217,502 | $ 75,000 |
| Columbia, SC | 1,168 | $ 177,570,000 | $ 152,029 | $ 65,000 |
| Louisville-Jefferson County, KY-IN | 1,167 | $ 169,481,000 | $ 145,227 | $ 68,001 |
| Pittsburgh, PA | 1,119 | $ 163,141,000 | $ 145,791 | $ 75,000 |
| Nassau-Suffolk, NY | 1,107 | $ 308,828,000 | $ 278,977 | $ 111,000 |
| Omaha-Council Bluffs, NE-IA | 1,105 | $ 171,991,000 | $ 155,647 | $ 78,576 |
| Hartford-West Hartford-East Hartford, CT | 1,092 | $ 224,751,000 | $ 205,815 | $ 86,000 |
| Wilmington, NC | 1,086 | $ 194,826,000 | $ 179,397 | $ 99,000 |
| Providence-New Bedford-Fall River, RI-MA | 1,084 | $ 245,616,000 | $ 226,583 | $ 75,599 |
| Fayetteville, NC | 1,080 | $ 151,687,000 | $ 140,450 | $ 57,000 |
| Eugene-Springfield, OR | 1,060 | $ 194,374,000 | $ 183,371 | $ 73,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 1,041 | $ 222,302,000 | $ 213,546 | $ 94,000 |
| Miami-Miami Beach-Kendall, FL | 961 | $ 202,943,000 | $ 211,178 | $ 85,000 |
| Asheville, NC | 960 | $ 160,372,000 | $ 167,054 | $ 74,000 |
| Lubbock, TX | 952 | $ 106,549,000 | $ 111,921 | $ 68,000 |
| Winston-Salem, NC | 950 | $ 132,033,000 | $ 138,982 | $ 66,000 |
| Tulsa, OK | 939 | $ 124,539,000 | $ 132,629 | $ 74,000 |
| Palm Bay-Melbourne-Titusville, FL | 934 | $ 173,725,000 | $ 186,001 | $ 75,000 |
| Greenville, SC | 915 | $ 133,797,000 | $ 146,226 | $ 66,000 |
| Boston-Quincy, MA | 881 | $ 241,479,000 | $ 274,096 | $ 99,000 |
| Augusta-Richmond County, GA-SC | 876 | $ 117,692,000 | $ 134,351 | $ 60,781 |
| Honolulu, HI | 873 | $ 284,032,000 | $ 325,351 | $ 90,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 872 | $ 191,789,000 | $ 219,941 | $ 102,000 |
| Huntsville, AL | 848 | $ 127,598,000 | $ 150,469 | $ 71,000 |
| Cleveland-Elyria-Mentor, OH | 846 | $ 122,610,000 | $ 144,929 | $ 69,000 |
| Syracuse, NY | 828 | $ 91,167,000 | $ 110,105 | $ 60,000 |
| Cape Coral-Fort Myers, FL | 820 | $ 172,535,000 | $ 210,408 | $ 94,000 |
| Baton Rouge, LA | 817 | $ 126,359,000 | $ 154,662 | $ 74,000 |
| Detroit-Livonia-Dearborn, MI | 816 | $ 116,942,000 | $ 143,311 | $ 60,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 814 | $ 150,659,000 | $ 185,084 | $ 77,988 |
| San Diego-Carlsbad-San Marcos, CA | 809 | $ 226,859,000 | $ 280,419 | $ 98,000 |
| Salem, OR | 807 | $ 141,735,000 | $ 175,631 | $ 75,000 |
| Sarasota-Bradenton-Venice, FL | 799 | $ 165,815,000 | $ 207,528 | $ 93,000 |
| Lakeland, FL | 792 | $ 132,724,000 | $ 167,580 | $ 70,000 |
| Cambridge-Newton-Framingham, MA | 770 | $ 212,254,000 | $ 275,654 | $ 101,000 |
| Albany-Schenectady-Troy, NY | 766 | $ 122,353,000 | $ 159,729 | $ 70,000 |
| Wilmington, DE-MD-NJ | 754 | $ 151,037,000 | $ 200,314 | $ 76,908 |
| Knoxville, TN | 750 | $ 120,824,000 | $ 161,098 | $ 73,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 734 | $ 113,838,000 | $ 155,092 | $ 71,952 |
| Gary, IN | 733 | $ 104,067,000 | $ 141,974 | $ 65,000 |
| Bend, OR | 718 | $ 155,121,000 | $ 216,045 | $ 89,000 |
| York-Hanover, PA | 718 | $ 116,463,000 | $ 162,204 | $ 70,000 |
| New Haven-Milford, CT | 690 | $ 144,866,000 | $ 209,950 | $ 83,000 |
| Oakland-Fremont-Hayward, CA | 649 | $ 193,450,000 | $ 298,073 | $ 111,000 |
| Savannah, GA | 647 | $ 111,608,000 | $ 172,500 | $ 74,000 |
| El Paso, TX | 634 | $ 86,070,000 | $ 135,757 | $ 66,000 |
| Montgomery, AL | 607 | $ 97,828,000 | $ 161,166 | $ 65,000 |
| Portland-South Portland-Biddeford, ME | 590 | $ 117,935,000 | $ 199,889 | $ 81,000 |
| Chattanooga, TN-GA | 589 | $ 82,423,000 | $ 139,937 | $ 63,517 |
| Hickory-Lenoir-Morganton, NC | 573 | $ 71,852,000 | $ 125,396 | $ 60,000 |
| Durham, NC | 563 | $ 97,215,000 | $ 172,673 | $ 81,000 |
| Des Moines-West Des Moines, IA | 562 | $ 85,968,000 | $ 152,967 | $ 72,000 |
| Harrisburg-Carlisle, PA | 557 | $ 85,125,000 | $ 152,827 | $ 69,000 |
| Lancaster, PA | 554 | $ 88,211,000 | $ 159,225 | $ 70,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 547 | $ 90,060,000 | $ 164,643 | $ 100,000 |
| Manchester-Nashua, NH | 534 | $ 118,199,000 | $ 221,346 | $ 85,000 |
| Reno-Sparks, NV | 533 | $ 132,432,000 | $ 248,465 | $ 93,000 |
| Spokane, WA | 529 | $ 83,340,000 | $ 157,542 | $ 67,000 |
| Santa Ana-Anaheim-Irvine, CA | 520 | $ 159,241,000 | $ 306,232 | $ 101,000 |
| Grand Rapids-Wyoming, MI | 511 | $ 62,861,000 | $ 123,015 | $ 49,000 |
| Grand Junction, CO | 507 | $ 84,912,000 | $ 167,479 | $ 70,000 |
| Worcester, MA | 506 | $ 115,866,000 | $ 228,984 | $ 83,000 |
| Bridgeport-Stamford-Norwalk, CT | 500 | $ 135,741,000 | $ 271,482 | $ 102,000 |
| Fresno, CA | 500 | $ 110,631,000 | $ 221,262 | $ 77,000 |
| Greeley, CO | 487 | $ 96,324,000 | $ 197,790 | $ 77,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 484 | $ 83,463,000 | $ 172,444 | $ 73,000 |
| Prescott, AZ | 482 | $ 91,061,000 | $ 188,923 | $ 74,000 |
| Springfield, MO | 482 | $ 59,466,000 | $ 123,373 | $ 56,000 |
| Kalamazoo-Portage, MI | 478 | $ 61,264,000 | $ 128,167 | $ 63,000 |
| McAllen-Edinburg-Mission, TX | 475 | $ 59,922,000 | $ 126,151 | $ 65,000 |
| Lexington-Fayette, KY | 473 | $ 69,164,000 | $ 146,224 | $ 72,000 |
| Port St. Lucie-Fort Pierce, FL | 465 | $ 88,308,000 | $ 189,909 | $ 80,000 |
| Atlantic City, NJ | 463 | $ 93,605,000 | $ 202,170 | $ 91,000 |
| Hagerstown-Martinsburg, MD-WV | 460 | $ 89,649,000 | $ 194,889 | $ 72,130 |
| Madison, WI | 458 | $ 83,416,000 | $ 182,131 | $ 75,000 |
| Buffalo-Niagara Falls, NY | 456 | $ 55,154,000 | $ 120,951 | $ 63,000 |
| Pensacola-Ferry Pass-Brent, FL | 442 | $ 73,356,000 | $ 165,963 | $ 64,000 |
| Kennewick-Richland-Pasco, WA | 439 | $ 66,341,000 | $ 151,118 | $ 71,000 |
| Rochester, NY | 439 | $ 52,739,000 | $ 120,134 | $ 67,000 |
| Olympia, WA | 438 | $ 92,149,000 | $ 210,385 | $ 76,000 |
| Corpus Christi, TX | 437 | $ 53,350,000 | $ 122,082 | $ 71,000 |
| Bakersfield, CA | 434 | $ 91,096,000 | $ 209,898 | $ 77,000 |
| Bremerton-Silverdale, WA | 433 | $ 94,723,000 | $ 218,759 | $ 73,000 |
| Essex County, MA | 433 | $ 116,185,000 | $ 268,325 | $ 90,000 |
| Dayton, OH | 418 | $ 59,946,000 | $ 143,411 | $ 68,000 |
| Mobile, AL | 414 | $ 53,490,000 | $ 129,202 | $ 59,000 |
| Warner Robins, GA | 412 | $ 60,279,000 | $ 146,308 | $ 62,000 |
| Fort Walton Beach-Crestview-Destin, FL | 405 | $ 81,518,000 | $ 201,279 | $ 73,000 |
| Rockingham County-Strafford County, NH | 403 | $ 93,065,000 | $ 230,930 | $ 90,000 |
| Fort Collins-Loveland, CO | 400 | $ 82,190,000 | $ 205,475 | $ 84,000 |
| College Station-Bryan, TX | 399 | $ 52,680,000 | $ 132,030 | $ 81,000 |
| Abilene, TX | 396 | $ 46,317,000 | $ 116,962 | $ 62,000 |
| Medford, OR | 375 | $ 79,850,000 | $ 212,933 | $ 82,000 |
| Columbus, GA-AL | 373 | $ 59,686,000 | $ 160,016 | $ 68,077 |
| Waco, TX | 368 | $ 43,254,000 | $ 117,538 | $ 63,000 |
| Tuscaloosa, AL | 356 | $ 51,569,000 | $ 144,856 | $ 75,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 353 | $ 79,299,000 | $ 224,643 | $ 83,000 |
| Laredo, TX | 348 | $ 44,209,000 | $ 127,037 | $ 55,000 |
| Evansville, IN-KY | 345 | $ 41,762,000 | $ 121,049 | $ 58,973 |
| Roanoke, VA | 345 | $ 52,037,000 | $ 150,831 | $ 66,000 |
| Racine, WI | 344 | $ 54,511,000 | $ 158,462 | $ 65,000 |
| Visalia-Porterville, CA | 342 | $ 68,234,000 | $ 199,514 | $ 75,000 |
| Scranton--Wilkes-Barre, PA | 333 | $ 41,565,000 | $ 124,819 | $ 67,000 |
| Trenton-Ewing, NJ | 326 | $ 70,330,000 | $ 215,736 | $ 86,000 |
| Beaumont-Port Arthur, TX | 325 | $ 35,417,000 | $ 108,975 | $ 66,000 |
| Shreveport-Bossier City, LA | 325 | $ 45,241,000 | $ 139,203 | $ 62,000 |
| Coeur D'Alene, ID | 320 | $ 59,564,000 | $ 186,137 | $ 75,000 |
| St. George, UT | 319 | $ 64,263,000 | $ 201,451 | $ 82,000 |
| Boulder, CO | 316 | $ 76,917,000 | $ 243,408 | $ 96,000 |
| Akron, OH | 307 | $ 43,078,000 | $ 140,319 | $ 64,000 |
| Idaho Falls, ID | 305 | $ 42,018,000 | $ 137,763 | $ 63,000 |
| Green Bay, WI | 303 | $ 43,162,000 | $ 142,448 | $ 65,000 |
| Decatur, AL | 302 | $ 35,228,000 | $ 116,649 | $ 56,000 |
| Reading, PA | 302 | $ 46,753,000 | $ 154,811 | $ 73,000 |
| Gainesville, GA | 301 | $ 52,040,000 | $ 172,890 | $ 72,000 |
| Stockton, CA | 294 | $ 76,715,000 | $ 260,935 | $ 85,000 |
| Brownsville-Harlingen, TX | 290 | $ 33,639,000 | $ 115,996 | $ 66,000 |
| Tallahassee, FL | 288 | $ 47,475,000 | $ 164,843 | $ 70,000 |
| Fort Wayne, IN | 282 | $ 34,091,000 | $ 120,890 | $ 60,000 |
| Spartanburg, SC | 280 | $ 38,613,000 | $ 137,903 | $ 61,000 |
| Rockford, IL | 278 | $ 34,898,000 | $ 125,532 | $ 60,000 |
| Sherman-Denison, TX | 274 | $ 29,345,000 | $ 107,098 | $ 70,000 |
| Ocala, FL | 272 | $ 39,027,000 | $ 143,481 | $ 65,000 |
| Macon, GA | 271 | $ 37,193,000 | $ 137,243 | $ 69,000 |
| Wichita, KS | 271 | $ 32,132,000 | $ 118,568 | $ 62,000 |
| Lynchburg, VA | 270 | $ 39,177,000 | $ 145,100 | $ 63,000 |
| Fort Smith, AR-OK | 263 | $ 28,652,000 | $ 108,942 | $ 58,859 |
| Appleton, WI | 261 | $ 37,024,000 | $ 141,854 | $ 59,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 258 | $ 81,539,000 | $ 316,042 | $ 115,000 |
| San Francisco-San Mateo-Redwood City, CA | 252 | $ 79,532,000 | $ 315,603 | $ 122,000 |
| Punta Gorda, FL | 247 | $ 38,998,000 | $ 157,886 | $ 70,000 |
| Tyler, TX | 245 | $ 31,659,000 | $ 129,220 | $ 67,000 |
| Springfield, MA | 243 | $ 42,924,000 | $ 176,641 | $ 69,000 |
| Burlington, NC | 237 | $ 33,031,000 | $ 139,371 | $ 60,000 |
| Lansing-East Lansing, MI | 236 | $ 31,571,000 | $ 133,775 | $ 58,000 |
| Pueblo, CO | 235 | $ 33,103,000 | $ 140,863 | $ 58,000 |
| Sumter, SC | 231 | $ 31,562,000 | $ 136,632 | $ 54,000 |
| Sebastian-Vero Beach, FL | 230 | $ 41,315,000 | $ 179,630 | $ 79,000 |
| Lawton, OK | 229 | $ 28,463,000 | $ 124,292 | $ 56,000 |
| Columbia, MO | 228 | $ 39,776,000 | $ 174,456 | $ 91,000 |
| Kingsport-Bristol-Bristol, TN-VA | 228 | $ 25,631,000 | $ 112,416 | $ 55,710 |
| Toledo, OH | 224 | $ 31,617,000 | $ 141,147 | $ 69,000 |
| Modesto, CA | 222 | $ 54,841,000 | $ 247,031 | $ 79,000 |
| Topeka, KS | 222 | $ 25,756,000 | $ 116,018 | $ 59,000 |
| Wichita Falls, TX | 222 | $ 26,211,000 | $ 118,067 | $ 62,000 |
| Hattiesburg, MS | 220 | $ 30,485,000 | $ 138,568 | $ 66,000 |
| Logan, UT-ID | 218 | $ 32,409,000 | $ 148,665 | $ 56,711 |
| Longview, WA | 218 | $ 35,891,000 | $ 164,637 | $ 63,000 |
| Vallejo-Fairfield, CA | 217 | $ 60,871,000 | $ 280,511 | $ 97,000 |
| Gulfport-Biloxi, MS | 209 | $ 30,292,000 | $ 144,937 | $ 74,000 |
| Florence-Muscle Shoals, AL | 207 | $ 27,716,000 | $ 133,893 | $ 65,000 |
| Billings, MT | 202 | $ 29,020,000 | $ 143,663 | $ 65,000 |
| Canton-Massillon, OH | 202 | $ 25,865,000 | $ 128,044 | $ 60,000 |
| Ocean City, NJ | 202 | $ 45,653,000 | $ 226,004 | $ 115,000 |
| Pascagoula, MS | 201 | $ 29,316,000 | $ 145,850 | $ 64,000 |
| Davenport-Moline-Rock Island, IA-IL | 200 | $ 24,927,000 | $ 124,635 | $ 57,500 |
| Norwich-New London, CT | 200 | $ 41,483,000 | $ 207,415 | $ 78,000 |
| Oshkosh-Neenah, WI | 200 | $ 24,725,000 | $ 123,625 | $ 56,000 |
| Amarillo, TX | 198 | $ 21,925,000 | $ 110,732 | $ 55,000 |
| Naples-Marco Island, FL | 197 | $ 47,405,000 | $ 240,634 | $ 124,000 |
| South Bend-Mishawaka, IN-MI | 195 | $ 22,570,000 | $ 115,743 | $ 56,543 |
| Las Cruces, NM | 194 | $ 31,848,000 | $ 164,164 | $ 72,000 |
| Anderson, SC | 193 | $ 28,055,000 | $ 145,362 | $ 70,000 |
| Burlington-South Burlington, VT | 193 | $ 37,700,000 | $ 195,336 | $ 86,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 193 | $ 58,445,000 | $ 302,823 | $ 98,000 |
| Rome, GA | 184 | $ 23,013,000 | $ 125,070 | $ 65,000 |
| Greenville, NC | 182 | $ 25,316,000 | $ 139,098 | $ 76,000 |
| Peoria, IL | 182 | $ 23,584,000 | $ 129,582 | $ 68,000 |
| Bellingham, WA | 181 | $ 37,714,000 | $ 208,364 | $ 95,000 |
| Corvallis, OR | 177 | $ 35,684,000 | $ 201,604 | $ 88,000 |
| Valdosta, GA | 177 | $ 28,382,000 | $ 160,350 | $ 68,000 |
| Gainesville, FL | 176 | $ 29,733,000 | $ 168,937 | $ 78,000 |
| Lincoln, NE | 173 | $ 24,405,000 | $ 141,069 | $ 64,000 |
| Longview, TX | 173 | $ 18,764,000 | $ 108,462 | $ 65,000 |
| Santa Rosa-Petaluma, CA | 173 | $ 50,412,000 | $ 291,398 | $ 109,000 |
| Brunswick, GA | 172 | $ 27,846,000 | $ 161,895 | $ 79,000 |
| Dothan, AL | 172 | $ 23,709,000 | $ 137,843 | $ 62,000 |
| Albany, GA | 170 | $ 22,360,000 | $ 131,529 | $ 70,000 |
| Bloomington-Normal, IL | 170 | $ 27,131,000 | $ 159,594 | $ 81,000 |
| Hinesville-Fort Stewart, GA | 168 | $ 20,689,000 | $ 123,148 | $ 50,000 |
| Battle Creek, MI | 166 | $ 17,531,000 | $ 105,608 | $ 53,000 |
| Cheyenne, WY | 166 | $ 30,960,000 | $ 186,506 | $ 76,000 |
| Sioux Falls, SD | 166 | $ 25,998,000 | $ 156,614 | $ 73,000 |
| Champaign-Urbana, IL | 162 | $ 21,629,000 | $ 133,512 | $ 75,000 |
| Ann Arbor, MI | 161 | $ 34,526,000 | $ 214,447 | $ 84,000 |
| Athens-Clarke County, GA | 160 | $ 24,820,000 | $ 155,125 | $ 71,000 |
| Dover, DE | 159 | $ 31,765,000 | $ 199,779 | $ 72,000 |
| Yuma, AZ | 157 | $ 27,832,000 | $ 177,273 | $ 78,000 |
| El Centro, CA | 152 | $ 33,481,000 | $ 220,269 | $ 74,000 |
| Charlottesville, VA | 151 | $ 31,601,000 | $ 209,278 | $ 93,000 |
| Flint, MI | 151 | $ 20,884,000 | $ 138,304 | $ 60,000 |
| Great Falls, MT | 151 | $ 21,142,000 | $ 140,013 | $ 66,000 |
| Elizabethtown, KY | 150 | $ 23,816,000 | $ 158,773 | $ 64,000 |
| Yakima, WA | 150 | $ 20,560,000 | $ 137,066 | $ 56,000 |
| Lafayette, LA | 149 | $ 21,506,000 | $ 144,335 | $ 70,000 |
| Mount Vernon-Anacortes, WA | 149 | $ 30,146,000 | $ 202,322 | $ 72,000 |
| Barnstable Town, MA | 148 | $ 38,140,000 | $ 257,702 | $ 165,000 |
| Bay City, MI | 147 | $ 14,666,000 | $ 99,768 | $ 54,000 |
| Duluth, MN-WI | 147 | $ 20,977,000 | $ 142,700 | $ 65,653 |
| Gadsden, AL | 147 | $ 18,471,000 | $ 125,653 | $ 71,000 |
| Jonesboro, AR | 147 | $ 20,045,000 | $ 136,360 | $ 74,000 |
| Salisbury, MD | 146 | $ 23,509,000 | $ 161,020 | $ 68,000 |
| Alexandria, LA | 145 | $ 21,309,000 | $ 146,958 | $ 72,000 |
| Joplin, MO | 145 | $ 15,032,000 | $ 103,668 | $ 50,000 |
| Jacksonville, NC | 144 | $ 20,030,000 | $ 139,097 | $ 57,000 |
| San Angelo, TX | 143 | $ 15,555,000 | $ 108,776 | $ 64,000 |
| Janesville, WI | 142 | $ 18,532,000 | $ 130,507 | $ 58,000 |
| Lawrence, KS | 142 | $ 23,568,000 | $ 165,971 | $ 83,000 |
| Redding, CA | 142 | $ 28,939,000 | $ 203,795 | $ 73,000 |
| Auburn-Opelika, AL | 141 | $ 21,303,000 | $ 151,085 | $ 77,000 |
| Chico, CA | 138 | $ 29,178,000 | $ 211,434 | $ 76,000 |
| Vineland-Millville-Bridgeton, NJ | 138 | $ 22,793,000 | $ 165,166 | $ 69,000 |
| Lafayette, IN | 137 | $ 19,047,000 | $ 139,029 | $ 74,000 |
| Houma-Bayou Cane-Thibodaux, LA | 136 | $ 17,918,000 | $ 131,750 | $ 61,000 |
| Flagstaff, AZ | 134 | $ 29,135,000 | $ 217,425 | $ 92,000 |
| Johnson City, TN | 134 | $ 16,893,000 | $ 126,067 | $ 55,000 |
| Jackson, TN | 132 | $ 16,355,000 | $ 123,901 | $ 57,000 |
| Pocatello, ID | 132 | $ 17,252,000 | $ 130,696 | $ 69,000 |
| Texarkana, Tx-Texarkana, AR | 132 | $ 13,830,000 | $ 104,772 | $ 59,515 |
| Missoula, MT | 131 | $ 23,146,000 | $ 176,687 | $ 78,000 |
| Yuba City, CA | 131 | $ 30,353,000 | $ 231,702 | $ 72,000 |
| Hot Springs, AR | 130 | $ 19,139,000 | $ 147,223 | $ 78,000 |
| Panama City-Lynn Haven, FL | 130 | $ 22,868,000 | $ 175,907 | $ 70,000 |
| Utica-Rome, NY | 127 | $ 12,034,000 | $ 94,755 | $ 55,000 |
| Rochester, MN | 124 | $ 19,137,000 | $ 154,330 | $ 67,000 |
| Hanford-Corcoran, CA | 123 | $ 26,074,000 | $ 211,983 | $ 73,000 |
| Cedar Rapids, IA | 121 | $ 15,755,000 | $ 130,206 | $ 61,000 |
| Fargo, ND-MN | 118 | $ 16,148,000 | $ 136,847 | $ 63,627 |
| Santa Fe, NM | 117 | $ 25,338,000 | $ 216,564 | $ 82,000 |
| Jackson, MI | 116 | $ 13,976,000 | $ 120,482 | $ 65,000 |
| Saginaw-Saginaw Township North, MI | 116 | $ 10,543,000 | $ 90,887 | $ 51,000 |
| Binghamton, NY | 115 | $ 11,593,000 | $ 100,808 | $ 64,000 |
| Blacksburg-Christiansburg-Radford, VA | 115 | $ 17,201,000 | $ 149,573 | $ 59,000 |
| Lebanon, PA | 115 | $ 15,938,000 | $ 138,591 | $ 56,000 |
| Cleveland, TN | 113 | $ 14,591,000 | $ 129,123 | $ 58,000 |
| Dalton, GA | 111 | $ 15,162,000 | $ 136,594 | $ 60,000 |
| Muskegon-Norton Shores, MI | 110 | $ 11,423,000 | $ 103,845 | $ 44,000 |
| Pine Bluff, AR | 109 | $ 12,206,000 | $ 111,981 | $ 56,000 |
| Lake Charles, LA | 108 | $ 14,999,000 | $ 138,879 | $ 71,000 |
| Bloomington, IN | 107 | $ 14,231,000 | $ 133,000 | $ 71,000 |
| Youngstown-Warren-Boardman, OH-PA | 106 | $ 13,027,000 | $ 122,896 | $ 59,169 |
| Goldsboro, NC | 104 | $ 13,148,000 | $ 126,423 | $ 50,000 |
| Midland, TX | 104 | $ 14,826,000 | $ 142,557 | $ 80,000 |
| Wenatchee, WA | 103 | $ 16,542,000 | $ 160,601 | $ 74,000 |
| Michigan City-La Porte, IN | 102 | $ 12,843,000 | $ 125,911 | $ 63,000 |
| Kingston, NY | 100 | $ 20,646,000 | $ 206,460 | $ 81,000 |
| Monroe, LA | 98 | $ 12,384,000 | $ 126,367 | $ 60,000 |
| Anniston-Oxford, AL | 96 | $ 12,432,000 | $ 129,500 | $ 56,000 |
| Elkhart-Goshen, IN | 96 | $ 11,227,000 | $ 116,947 | $ 44,000 |
| Florence, SC | 96 | $ 14,033,000 | $ 146,177 | $ 70,000 |
| St. Cloud, MN | 96 | $ 15,297,000 | $ 159,343 | $ 61,000 |
| Winchester, VA-WV | 95 | $ 18,902,000 | $ 198,968 | $ 75,000 |
| Bismarck, ND | 94 | $ 13,560,000 | $ 144,255 | $ 69,000 |
| Fairbanks, AK | 92 | $ 18,310,000 | $ 199,021 | $ 84,000 |
| Lewiston, ID-WA | 92 | $ 12,079,000 | $ 131,293 | $ 58,163 |
| Victoria, TX | 92 | $ 9,525,000 | $ 103,532 | $ 63,000 |
| Holland-Grand Haven, MI | 91 | $ 13,661,000 | $ 150,120 | $ 68,000 |
| Merced, CA | 91 | $ 21,538,000 | $ 236,681 | $ 83,000 |
| Williamsport, PA | 91 | $ 10,982,000 | $ 120,681 | $ 60,000 |
| Danville, VA | 86 | $ 9,484,000 | $ 110,279 | $ 52,000 |
| Erie, PA | 84 | $ 10,474,000 | $ 124,690 | $ 62,000 |
| Farmington, NM | 84 | $ 12,078,000 | $ 143,785 | $ 63,000 |
| Rocky Mount, NC | 84 | $ 9,990,000 | $ 118,928 | $ 53,000 |
| St. Joseph, MO-KS | 83 | $ 9,125,000 | $ 109,939 | $ 49,072 |
| Parkersburg-Marietta-Vienna, WV-OH | 81 | $ 8,725,000 | $ 107,716 | $ 58,506 |
| Anderson, IN | 80 | $ 9,509,000 | $ 118,862 | $ 55,000 |
| San Luis Obispo-Paso Robles, CA | 80 | $ 22,020,000 | $ 275,250 | $ 124,000 |
| Owensboro, KY | 79 | $ 9,496,000 | $ 120,202 | $ 66,000 |
| Fond Du Lac, WI | 77 | $ 10,264,000 | $ 133,298 | $ 58,000 |
| Niles-Benton Harbor, MI | 76 | $ 10,687,000 | $ 140,618 | $ 77,000 |
| Lewiston-Auburn, ME | 75 | $ 12,287,000 | $ 163,826 | $ 68,000 |
| Madera, CA | 75 | $ 16,672,000 | $ 222,293 | $ 76,000 |
| Muncie, IN | 74 | $ 7,350,000 | $ 99,324 | $ 52,000 |
| Sandusky, OH | 70 | $ 10,670,000 | $ 152,428 | $ 75,000 |
| Columbus, IN | 69 | $ 8,755,000 | $ 126,884 | $ 52,000 |
| Santa Barbara-Santa Maria, CA | 69 | $ 19,219,000 | $ 278,536 | $ 84,000 |
| Bowling Green, KY | 67 | $ 8,937,000 | $ 133,388 | $ 64,000 |
| Glens Falls, NY | 67 | $ 9,491,000 | $ 141,656 | $ 65,000 |
| Sheboygan, WI | 64 | $ 9,097,000 | $ 142,140 | $ 61,000 |
| Terre Haute, IN | 63 | $ 6,563,000 | $ 104,174 | $ 52,000 |
| Morristown, TN | 62 | $ 8,853,000 | $ 142,790 | $ 86,000 |
| Santa Cruz-Watsonville, CA | 61 | $ 17,196,000 | $ 281,901 | $ 115,000 |
| Carson City, NV | 58 | $ 11,947,000 | $ 205,982 | $ 74,000 |
| Huntington-Ashland, WV-KY-OH | 58 | $ 7,143,000 | $ 123,155 | $ 77,724 |
| Cumberland, MD-WV | 57 | $ 7,088,000 | $ 124,350 | $ 58,157 |
| Eau Claire, WI | 56 | $ 6,773,000 | $ 120,946 | $ 52,000 |
| Wausau, WI | 54 | $ 7,758,000 | $ 143,666 | $ 71,000 |
| Danville, IL | 53 | $ 4,288,000 | $ 80,905 | $ 46,000 |
| Rapid City, SD | 52 | $ 8,516,000 | $ 163,769 | $ 61,000 |
| Salinas, CA | 52 | $ 15,236,000 | $ 293,000 | $ 95,000 |
| State College, PA | 50 | $ 7,936,000 | $ 158,720 | $ 89,000 |
| Ames, IA | 49 | $ 7,716,000 | $ 157,469 | $ 79,000 |
| Harrisonburg, VA | 49 | $ 8,035,000 | $ 163,979 | $ 122,000 |
| Springfield, IL | 48 | $ 6,064,000 | $ 126,333 | $ 85,000 |
| Decatur, IL | 45 | $ 5,844,000 | $ 129,866 | $ 71,000 |
| Kankakee-Bradley, IL | 45 | $ 6,897,000 | $ 153,266 | $ 64,000 |
| Mansfield, OH | 45 | $ 5,672,000 | $ 126,044 | $ 55,000 |
| La Crosse, WI-MN | 44 | $ 6,432,000 | $ 146,181 | $ 59,818 |
| Odessa, TX | 43 | $ 3,963,000 | $ 92,162 | $ 58,000 |
| Monroe, MI | 42 | $ 7,235,000 | $ 172,261 | $ 77,000 |
| Springfield, OH | 40 | $ 4,676,000 | $ 116,900 | $ 57,000 |
| Napa, CA | 39 | $ 11,661,000 | $ 299,000 | $ 98,000 |
| Waterloo-Cedar Falls, IA | 38 | $ 4,085,000 | $ 107,500 | $ 52,000 |
| Casper, WY | 37 | $ 6,060,000 | $ 163,783 | $ 66,000 |
| Bangor, ME | 35 | $ 4,587,000 | $ 131,057 | $ 71,000 |
| Altoona, PA | 34 | $ 3,967,000 | $ 116,676 | $ 59,000 |
| Kokomo, IN | 34 | $ 3,895,000 | $ 114,558 | $ 57,000 |
| Sioux City, IA-NE-SD | 34 | $ 3,494,000 | $ 102,764 | $ 72,323 |
| Jefferson City, MO | 32 | $ 3,690,000 | $ 115,312 | $ 49,000 |
| Charleston, WV | 28 | $ 3,436,000 | $ 122,714 | $ 66,000 |
| Wheeling, WV-OH | 25 | $ 3,100,000 | $ 124,000 | $ 72,000 |
| Iowa City, IA | 20 | $ 3,405,000 | $ 170,250 | $ 75,000 |
| Morgantown, WV | 19 | $ 3,187,000 | $ 167,736 | $ 120,000 |
| Pittsfield, MA | 17 | $ 2,948,000 | $ 173,411 | $ 70,000 |
| Elmira, NY | 16 | $ 1,634,000 | $ 102,125 | $ 60,000 |
| Dubuque, IA | 15 | $ 2,298,000 | $ 153,200 | $ 77,000 |
| Ithaca, NY | 15 | $ 2,071,000 | $ 138,066 | $ 67,000 |
| Grand Forks, ND-MN | 13 | $ 1,696,000 | $ 130,461 | $ 48,538 |
| Lima, OH | 13 | $ 1,385,000 | $ 106,538 | $ 48,000 |
| Johnstown, PA | 11 | $ 1,373,000 | $ 124,818 | $ 71,000 |
| Weirton-Steubenville, WV-OH | 9 | $ 685,000 | $ 76,111 | $ 65,888 |
| San Juan-Caguas-Guaynabo, PR | 1 | $ 74,000 | $ 74,000 | $ 25,000 |
Mortgage Loan Application Detail Totals for Wells Fargo Funding, Inc in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 201,215 | $35,152,148,000 | $174,000 | $1,250,000 | $80,000 | $9,999,000 |
| Refinancing | 109,544 | $20,495,544,000 | $187,000 | $800,000 | $73,000 | $3,000,000 |
| Home Improvement | 4,373 | $847,958,000 | $193,000 | $650,000 | $81,000 | $1,952,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 231,095 | $41,378,132,000 | $179,000 | $1,250,000 | $79,000 | $9,999,000 |
| Hispanic | 24,453 | $4,038,738,000 | $165,000 | $675,000 | $63,000 | $1,020,000 |
| Black or African American | 24,238 | $4,007,330,000 | $165,000 | $690,000 | $64,000 | $7,229,000 |
| Not Provided | 22,264 | $4,294,977,000 | $192,000 | $1,000,000 | $82,000 | $3,500,000 |
| Asian | 9,683 | $2,176,582,000 | $224,000 | $956,000 | $90,000 | $1,734,000 |
| Native Hawaiian or Other Pacific Islander | 2,249 | $408,663,000 | $181,000 | $625,000 | $66,000 | $523,000 |
| American Indian or Alaskan Native | 1,147 | $190,687,000 | $166,000 | $607,000 | $72,000 | $976,000 |
| Not applicable | 3 | $541,000 | $180,000 | $193,000 | $59,000 | $83,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 203,096 | $39,762,134,000 | $195,000 | $1,250,000 | $87,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 83,119 | $11,447,079,000 | $137,000 | $690,000 | $58,000 | $2,340,000 |
| VA-guaranteed (Veterans Administration) | 28,917 | $5,286,437,000 | $182,000 | $626,000 | $65,000 | $1,974,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 311,396 | $55,822,016,000 | $179,000 | $1,250,000 | $77,000 | $9,999,000 |
| Loan Originated | 3,736 | $673,634,000 | $180,000 | $1,000,000 | $88,000 | $1,734,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wells Fargo Funding, Inc's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wells Fargo Funding, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.
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