Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
Wesbanco Bank, Inc. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 10,750 |
| Total Mortgage Loan Application Amount | $2,716,770,000 |
| Average Mortgage Loan Application Amount | $211,000 |
| Highest Mortgage Loan Application Amount | $54,005,000 |
| Average Applicant Income | $134,000 |
| Highest Applicant Income | $7,956,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 923 | $ 190,735,000 | $ 206,000 | $ 158,000 |
| Franklin County Ohio | 492 | $ 175,560,000 | $ 356,000 | $ 219,000 |
| Hamilton County Ohio | 445 | $ 193,645,000 | $ 435,000 | $ 135,000 |
| Harrison County West Virginia | 329 | $ 57,835,000 | $ 175,000 | $ 93,000 |
| Belmont County Ohio | 307 | $ 42,555,000 | $ 138,000 | $ 118,000 |
| Anne Arundel County Maryland | 267 | $ 115,905,000 | $ 434,000 | $ 192,000 |
| Beaver County Pennsylvania | 267 | $ 35,685,000 | $ 133,000 | $ 94,000 |
| Prince George's County Maryland | 253 | $ 80,135,000 | $ 316,000 | $ 108,000 |
| Ohio County West Virginia | 225 | $ 38,065,000 | $ 169,000 | $ 128,000 |
| Clark County Ohio | 220 | $ 22,310,000 | $ 101,000 | $ 62,000 |
| Monongalia County West Virginia | 205 | $ 79,515,000 | $ 387,000 | $ 145,000 |
| Fayette County Kentucky | 201 | $ 52,035,000 | $ 258,000 | $ 157,000 |
| Jefferson County Kentucky | 193 | $ 66,355,000 | $ 343,000 | $ 150,000 |
| Wood County West Virginia | 191 | $ 44,885,000 | $ 235,000 | $ 84,000 |
| Montgomery County Maryland | 180 | $ 69,740,000 | $ 387,000 | $ 166,000 |
| Hardin County Kentucky | 179 | $ 36,175,000 | $ 202,000 | $ 115,000 |
| Campbell County Kentucky | 177 | $ 29,425,000 | $ 166,000 | $ 118,000 |
| Butler County Pennsylvania | 177 | $ 39,695,000 | $ 224,000 | $ 155,000 |
| Kanawha County West Virginia | 177 | $ 52,195,000 | $ 294,000 | $ 105,000 |
| Baltimore County Maryland | 173 | $ 67,905,000 | $ 392,000 | $ 199,000 |
| Warren County Ohio | 163 | $ 49,785,000 | $ 305,000 | $ 214,000 |
| Bullitt County Kentucky | 153 | $ 25,455,000 | $ 166,000 | $ 98,000 |
| Charles County Maryland | 144 | $ 43,400,000 | $ 301,000 | $ 110,000 |
| Scott County Kentucky | 136 | $ 27,520,000 | $ 202,000 | $ 103,000 |
| Cabell County West Virginia | 135 | $ 46,305,000 | $ 343,000 | $ 129,000 |
| Washington County Pennsylvania | 134 | $ 60,920,000 | $ 454,000 | $ 145,000 |
| Floyd County Indiana | 133 | $ 41,145,000 | $ 309,000 | $ 198,000 |
| Ross County Ohio | 132 | $ 20,910,000 | $ 158,000 | $ 112,000 |
| Delaware County Ohio | 129 | $ 52,025,000 | $ 403,000 | $ 231,000 |
| Marion County West Virginia | 126 | $ 18,550,000 | $ 147,000 | $ 76,000 |
| Brooke County West Virginia | 123 | $ 13,195,000 | $ 107,000 | $ 70,000 |
| Butler County Ohio | 119 | $ 31,185,000 | $ 262,000 | $ 158,000 |
| Lawrence County Pennsylvania | 113 | $ 11,495,000 | $ 101,000 | $ 72,000 |
| Montgomery County Ohio | 110 | $ 26,940,000 | $ 244,000 | $ 230,000 |
| Preston County West Virginia | 101 | $ 15,415,000 | $ 152,000 | $ 75,000 |
| Lawrence County Ohio | 100 | $ 17,730,000 | $ 177,000 | $ 98,000 |
| St. Mary's County Maryland | 95 | $ 29,525,000 | $ 310,000 | $ 185,000 |
| Scioto County Ohio | 93 | $ 10,825,000 | $ 116,000 | $ 92,000 |
| Clark County Indiana | 92 | $ 14,920,000 | $ 162,000 | $ 123,000 |
| Jefferson County Ohio | 92 | $ 12,150,000 | $ 132,000 | $ 89,000 |
| Hancock County West Virginia | 91 | $ 10,635,000 | $ 116,000 | $ 68,000 |
| Marshall County West Virginia | 91 | $ 10,745,000 | $ 118,000 | $ 87,000 |
| Greene County Ohio | 82 | $ 16,500,000 | $ 201,000 | $ 113,000 |
| Franklin County Kentucky | 79 | $ 18,045,000 | $ 228,000 | $ 98,000 |
| Fairfield County Ohio | 66 | $ 16,020,000 | $ 242,000 | $ 166,000 |
| Scott County Indiana | 60 | $ 7,120,000 | $ 118,000 | $ 96,000 |
| Anderson County Kentucky | 59 | $ 6,035,000 | $ 102,000 | $ 73,000 |
| Jackson County Ohio | 59 | $ 6,015,000 | $ 101,000 | $ 73,000 |
| Howard County Maryland | 58 | $ 24,100,000 | $ 415,000 | $ 157,000 |
| Frederick County Maryland | 57 | $ 16,755,000 | $ 293,000 | $ 146,000 |
| Nelson County Kentucky | 56 | $ 6,970,000 | $ 124,000 | $ 66,000 |
| Woodford County Kentucky | 56 | $ 9,200,000 | $ 164,000 | $ 102,000 |
| Kenton County Kentucky | 54 | $ 12,330,000 | $ 228,000 | $ 148,000 |
| Clermont County Ohio | 53 | $ 14,125,000 | $ 266,000 | $ 179,000 |
| Licking County Ohio | 53 | $ 13,615,000 | $ 256,000 | $ 121,000 |
| Monroe County Ohio | 53 | $ 5,665,000 | $ 106,000 | $ 102,000 |
| Wetzel County West Virginia | 52 | $ 6,100,000 | $ 117,000 | $ 85,000 |
| Putnam County West Virginia | 50 | $ 11,540,000 | $ 230,000 | $ 115,000 |
| Baltimore City County Maryland | 47 | $ 11,515,000 | $ 245,000 | $ 160,000 |
| Harford County Maryland | 47 | $ 16,755,000 | $ 356,000 | $ 167,000 |
| Washington County Ohio | 46 | $ 4,970,000 | $ 108,000 | $ 71,000 |
| Jackson County West Virginia | 46 | $ 5,030,000 | $ 109,000 | $ 65,000 |
| Taylor County West Virginia | 43 | $ 9,985,000 | $ 232,000 | $ 116,000 |
| Jessamine County Kentucky | 42 | $ 6,510,000 | $ 155,000 | $ 118,000 |
| Pickaway County Ohio | 42 | $ 12,130,000 | $ 288,000 | $ 115,000 |
| Guernsey County Ohio | 41 | $ 5,185,000 | $ 126,000 | $ 75,000 |
| District of Columbia County District Of Columbia | 40 | $ 29,750,000 | $ 743,000 | $ 308,000 |
| Gallia County Ohio | 40 | $ 4,760,000 | $ 119,000 | $ 85,000 |
| Westmoreland County Pennsylvania | 40 | $ 8,320,000 | $ 208,000 | $ 155,000 |
| Boone County Kentucky | 39 | $ 10,375,000 | $ 266,000 | $ 132,000 |
| Calvert County Maryland | 39 | $ 14,195,000 | $ 363,000 | $ 161,000 |
| Meade County Kentucky | 37 | $ 4,205,000 | $ 113,000 | $ 75,000 |
| Carroll County Maryland | 30 | $ 9,530,000 | $ 317,000 | $ 154,000 |
| Harrison County Ohio | 29 | $ 3,825,000 | $ 131,000 | $ 77,000 |
| Union County Ohio | 25 | $ 9,205,000 | $ 368,000 | $ 192,000 |
| Fairfax County Virginia | 24 | $ 13,120,000 | $ 546,000 | $ 158,000 |
| Vinton County Ohio | 23 | $ 1,715,000 | $ 74,000 | $ 71,000 |
| Loudoun County Virginia | 23 | $ 9,715,000 | $ 422,000 | $ 136,000 |
| Wayne County West Virginia | 22 | $ 2,160,000 | $ 98,000 | $ 87,000 |
| Talbot County Maryland | 21 | $ 12,385,000 | $ 589,000 | $ 434,000 |
| Tyler County West Virginia | 20 | $ 3,190,000 | $ 159,000 | $ 82,000 |
| Queen Anne's County Maryland | 18 | $ 7,050,000 | $ 391,000 | $ 154,000 |
| Fayette County Pennsylvania | 18 | $ 3,790,000 | $ 210,000 | $ 135,000 |
| Worcester County Maryland | 17 | $ 5,735,000 | $ 337,000 | $ 280,000 |
| Sussex County Delaware | 16 | $ 7,840,000 | $ 490,000 | $ 333,000 |
| Shelby County Kentucky | 15 | $ 4,165,000 | $ 277,000 | $ 98,000 |
| Spencer County Kentucky | 15 | $ 5,575,000 | $ 371,000 | $ 83,000 |
| Pike County Ohio | 15 | $ 3,535,000 | $ 235,000 | $ 115,000 |
| Madison County Kentucky | 14 | $ 2,600,000 | $ 185,000 | $ 77,000 |
| Dearborn County Indiana | 13 | $ 2,995,000 | $ 230,000 | $ 162,000 |
| Harrison County Indiana | 12 | $ 1,970,000 | $ 164,000 | $ 102,000 |
| Wirt County West Virginia | 12 | $ 1,110,000 | $ 92,000 | $ 66,000 |
| Boone County Indiana | 11 | $ 7,055,000 | $ 641,000 | $ 333,000 |
| Clark County Kentucky | 11 | $ 1,205,000 | $ 109,000 | $ 70,000 |
| Oldham County Kentucky | 11 | $ 7,595,000 | $ 690,000 | $ 378,000 |
| Logan County Ohio | 11 | $ 3,785,000 | $ 344,000 | $ 144,000 |
| Madison County Ohio | 11 | $ 2,235,000 | $ 203,000 | $ 109,000 |
| Athens County Ohio | 10 | $ 1,480,000 | $ 148,000 | $ 93,000 |
| Columbiana County Ohio | 10 | $ 6,070,000 | $ 607,000 | $ 87,000 |
| Cuyahoga County Ohio | 10 | $ 2,980,000 | $ 298,000 | $ 177,000 |
| Miami County Ohio | 10 | $ 1,440,000 | $ 144,000 | $ 76,000 |
| Greene County Pennsylvania | 10 | $ 1,530,000 | $ 153,000 | $ 79,000 |
| Greenup County Kentucky | 9 | $ 685,000 | $ 76,000 | $ 85,000 |
| Pendleton County Kentucky | 9 | $ 1,115,000 | $ 123,000 | $ 67,000 |
| Marion County Ohio | 9 | $ 2,465,000 | $ 273,000 | $ 111,000 |
| Champaign County Ohio | 8 | $ 780,000 | $ 97,000 | $ 81,000 |
| Mercer County Pennsylvania | 8 | $ 1,630,000 | $ 203,000 | $ 182,000 |
| Horry County South Carolina | 8 | $ 2,400,000 | $ 300,000 | $ 271,000 |
| Lee County Florida | 7 | $ 3,445,000 | $ 492,000 | $ 250,000 |
| Boyd County Kentucky | 7 | $ 1,125,000 | $ 160,000 | $ 91,000 |
| Breckinridge County Kentucky | 7 | $ 1,095,000 | $ 156,000 | $ 186,000 |
| Grayson County Kentucky | 7 | $ 835,000 | $ 119,000 | $ 96,000 |
| Highland County Ohio | 7 | $ 805,000 | $ 115,000 | $ 73,000 |
| Meigs County Ohio | 7 | $ 555,000 | $ 79,000 | $ 107,000 |
| Muskingum County Ohio | 7 | $ 2,325,000 | $ 332,000 | $ 172,000 |
| Perry County Ohio | 7 | $ 2,075,000 | $ 296,000 | $ 184,000 |
| Stark County Ohio | 7 | $ 4,035,000 | $ 576,000 | $ 133,000 |
| Arlington County Virginia | 7 | $ 5,815,000 | $ 830,000 | $ 289,000 |
| Lewis County West Virginia | 7 | $ 1,275,000 | $ 182,000 | $ 89,000 |
| Mason County West Virginia | 7 | $ 605,000 | $ 86,000 | $ 95,000 |
| Ritchie County West Virginia | 7 | $ 915,000 | $ 130,000 | $ 91,000 |
| Upshur County West Virginia | 7 | $ 985,000 | $ 140,000 | $ 93,000 |
| Collier County Florida | 6 | $ 2,780,000 | $ 463,000 | $ 183,000 |
| Washington County Maryland | 6 | $ 1,970,000 | $ 328,000 | $ 110,000 |
| Brown County Ohio | 6 | $ 2,870,000 | $ 478,000 | $ 131,000 |
| Hocking County Ohio | 6 | $ 1,470,000 | $ 245,000 | $ 238,000 |
| Morrow County Ohio | 6 | $ 1,510,000 | $ 251,000 | $ 116,000 |
| Summit County Ohio | 6 | $ 3,140,000 | $ 523,000 | $ 205,000 |
| Beaufort County South Carolina | 6 | $ 3,940,000 | $ 656,000 | $ 337,000 |
| Prince William County Virginia | 6 | $ 3,080,000 | $ 513,000 | $ 185,000 |
| Tucker County West Virginia | 6 | $ 950,000 | $ 158,000 | $ 313,000 |
| Franklin County Indiana | 5 | $ 785,000 | $ 157,000 | $ 120,000 |
| Jefferson County Indiana | 5 | $ 1,525,000 | $ 305,000 | $ 71,000 |
| Monroe County Indiana | 5 | $ 1,195,000 | $ 239,000 | $ 191,000 |
| Hart County Kentucky | 5 | $ 375,000 | $ 75,000 | $ 56,000 |
| Mercer County Kentucky | 5 | $ 225,000 | $ 45,000 | $ 73,000 |
| Garrett County Maryland | 5 | $ 1,585,000 | $ 317,000 | $ 178,000 |
| Clinton County Ohio | 5 | $ 1,205,000 | $ 241,000 | $ 175,000 |
| Mahoning County Ohio | 5 | $ 725,000 | $ 145,000 | $ 93,000 |
| Noble County Ohio | 5 | $ 475,000 | $ 95,000 | $ 70,000 |
| Lincoln County West Virginia | 5 | $ 675,000 | $ 135,000 | $ 54,000 |
| Pinellas County Florida | 4 | $ 1,450,000 | $ 362,000 | $ 299,000 |
| Ripley County Indiana | 4 | $ 690,000 | $ 172,000 | $ 47,000 |
| Washington County Indiana | 4 | $ 2,730,000 | $ 682,000 | $ 216,000 |
| Owen County Kentucky | 4 | $ 590,000 | $ 147,000 | $ 55,000 |
| Kent County Maryland | 4 | $ 1,160,000 | $ 290,000 | $ 137,000 |
| Lucas County Ohio | 4 | $ 670,000 | $ 167,000 | $ 89,000 |
| Richland County Ohio | 4 | $ 1,030,000 | $ 257,000 | $ 138,000 |
| Somerset County Pennsylvania | 4 | $ 1,440,000 | $ 360,000 | $ 393,000 |
| Venango County Pennsylvania | 4 | $ 350,000 | $ 87,000 | $ 50,000 |
| Barbour County West Virginia | 4 | $ 320,000 | $ 80,000 | $ 50,000 |
| Hamilton County Indiana | 3 | $ 2,145,000 | $ 715,000 | $ 269,000 |
| Grant County Kentucky | 3 | $ 885,000 | $ 295,000 | $ 128,000 |
| Cecil County Maryland | 3 | $ 1,065,000 | $ 355,000 | $ 143,000 |
| Wicomico County Maryland | 3 | $ 435,000 | $ 145,000 | $ 410,000 |
| Kings County New York | 3 | $ 3,025,000 | $ 1,008,000 | $ 340,000 |
| Brunswick County North Carolina | 3 | $ 1,095,000 | $ 365,000 | $ 127,000 |
| Carroll County Ohio | 3 | $ 655,000 | $ 218,000 | $ 126,000 |
| Fayette County Ohio | 3 | $ 395,000 | $ 131,000 | $ 71,000 |
| Shelby County Ohio | 3 | $ 765,000 | $ 255,000 | $ 75,000 |
| Campbell County Tennessee | 3 | $ 645,000 | $ 215,000 | $ 289,000 |
| King George County Virginia | 3 | $ 1,105,000 | $ 368,000 | $ 103,000 |
| Berkeley County West Virginia | 3 | $ 555,000 | $ 185,000 | $ 225,000 |
| Pleasants County West Virginia | 3 | $ 455,000 | $ 151,000 | $ 75,000 |
| Maricopa County Arizona | 2 | $ 510,000 | $ 255,000 | $ 70,000 |
| Denver County Colorado | 2 | $ 850,000 | $ 425,000 | $ 139,000 |
| Gunnison County Colorado | 2 | $ 970,000 | $ 485,000 | $ 99,000 |
| Manatee County Florida | 2 | $ 490,000 | $ 245,000 | $ 119,000 |
| Miami-Dade County Florida | 2 | $ 420,000 | $ 210,000 | $ 69,000 |
| Sarasota County Florida | 2 | $ 570,000 | $ 285,000 | $ 161,000 |
| Walton County Florida | 2 | $ 2,320,000 | $ 1,160,000 | $ 568,000 |
| Jennings County Indiana | 2 | $ 120,000 | $ 60,000 | $ 46,000 |
| Vanderburgh County Indiana | 2 | $ 160,000 | $ 80,000 | $ 40,000 |
| Carroll County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 0 |
| Garrard County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 46,000 |
| Harrison County Kentucky | 2 | $ 420,000 | $ 210,000 | $ 80,000 |
| Henderson County Kentucky | 2 | $ 230,000 | $ 115,000 | $ 23,000 |
| Larue County Kentucky | 2 | $ 320,000 | $ 160,000 | $ 66,000 |
| Menifee County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 101,000 |
| Muhlenberg County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 69,000 |
| Powell County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 40,000 |
| Taylor County Kentucky | 2 | $ 280,000 | $ 140,000 | $ 81,000 |
| Washington County Kentucky | 2 | $ 310,000 | $ 155,000 | $ 50,000 |
| Dorchester County Maryland | 2 | $ 520,000 | $ 260,000 | $ 151,000 |
| Plymouth County Massachusetts | 2 | $ 890,000 | $ 445,000 | $ 159,000 |
| Oakland County Michigan | 2 | $ 470,000 | $ 235,000 | $ 410,000 |
| Hudson County New Jersey | 2 | $ 710,000 | $ 355,000 | $ 251,000 |
| Currituck County North Carolina | 2 | $ 1,370,000 | $ 685,000 | $ 317,000 |
| Dare County North Carolina | 2 | $ 370,000 | $ 185,000 | $ 123,000 |
| Adams County Ohio | 2 | $ 610,000 | $ 305,000 | $ 126,000 |
| Auglaize County Ohio | 2 | $ 490,000 | $ 245,000 | $ 123,000 |
| Coshocton County Ohio | 2 | $ 90,000 | $ 45,000 | $ 63,000 |
| Knox County Ohio | 2 | $ 190,000 | $ 95,000 | $ 70,000 |
| Lake County Ohio | 2 | $ 880,000 | $ 440,000 | $ 66,000 |
| Mercer County Ohio | 2 | $ 270,000 | $ 135,000 | $ 18,000 |
| Preble County Ohio | 2 | $ 2,070,000 | $ 1,035,000 | $ 0 |
| Tuscarawas County Ohio | 2 | $ 250,000 | $ 125,000 | $ 63,000 |
| Adams County Pennsylvania | 2 | $ 500,000 | $ 250,000 | $ 143,000 |
| Cumberland County Pennsylvania | 2 | $ 430,000 | $ 215,000 | $ 159,000 |
| Indiana County Pennsylvania | 2 | $ 290,000 | $ 145,000 | $ 56,000 |
| York County Pennsylvania | 2 | $ 420,000 | $ 210,000 | $ 176,000 |
| Charleston County South Carolina | 2 | $ 410,000 | $ 205,000 | $ 136,000 |
| Davidson County Tennessee | 2 | $ 970,000 | $ 485,000 | $ 164,000 |
| Sevier County Tennessee | 2 | $ 610,000 | $ 305,000 | $ 163,000 |
| Williamson County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 139,000 |
| Henrico County Virginia | 2 | $ 560,000 | $ 280,000 | $ 112,000 |
| Virginia Beach County Virginia | 2 | $ 500,000 | $ 250,000 | $ 57,000 |
| Boone County West Virginia | 2 | $ 190,000 | $ 95,000 | $ 62,000 |
| Doddridge County West Virginia | 2 | $ 250,000 | $ 125,000 | $ 55,000 |
| Morgan County West Virginia | 2 | $ 230,000 | $ 115,000 | $ 387,000 |
| Randolph County West Virginia | 2 | $ 300,000 | $ 150,000 | $ 50,000 |
| Yavapai County Arizona | 1 | $ 505,000 | $ 505,000 | $ 146,000 |
| Los Angeles County California | 1 | $ 315,000 | $ 315,000 | $ 229,000 |
| Napa County California | 1 | $ 745,000 | $ 745,000 | $ 330,000 |
| Pitkin County Colorado | 1 | $ 7,005,000 | $ 7,005,000 | $ 2,075,000 |
| New Castle County Delaware | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Brevard County Florida | 1 | $ 105,000 | $ 105,000 | $ 40,000 |
| Charlotte County Florida | 1 | $ 85,000 | $ 85,000 | $ 114,000 |
| Hernando County Florida | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Hillsborough County Florida | 1 | $ 245,000 | $ 245,000 | $ 96,000 |
| Indian River County Florida | 1 | $ 285,000 | $ 285,000 | $ 235,000 |
| Marion County Florida | 1 | $ 645,000 | $ 645,000 | $ 692,000 |
| Monroe County Florida | 1 | $ 465,000 | $ 465,000 | $ 195,000 |
| Nassau County Florida | 1 | $ 395,000 | $ 395,000 | $ 450,000 |
| Orange County Florida | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Osceola County Florida | 1 | $ 165,000 | $ 165,000 | $ 75,000 |
| Palm Beach County Florida | 1 | $ 4,005,000 | $ 4,005,000 | $ 4,169,000 |
| Pasco County Florida | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Seminole County Florida | 1 | $ 115,000 | $ 115,000 | $ 28,000 |
| St. Johns County Florida | 1 | $ 295,000 | $ 295,000 | $ 110,000 |
| St. Lucie County Florida | 1 | $ 125,000 | $ 125,000 | $ 59,000 |
| Glynn County Georgia | 1 | $ 265,000 | $ 265,000 | $ 109,000 |
| Cook County Illinois | 1 | $ 515,000 | $ 515,000 | $ 457,000 |
| Bartholomew County Indiana | 1 | $ 1,205,000 | $ 1,205,000 | $ 279,000 |
| Brown County Indiana | 1 | $ 445,000 | $ 445,000 | $ 369,000 |
| Grant County Indiana | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Jackson County Indiana | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Johnson County Indiana | 1 | $ 155,000 | $ 155,000 | $ 32,000 |
| Kosciusko County Indiana | 1 | $ 485,000 | $ 485,000 | $ 1,147,000 |
| Lawrence County Indiana | 1 | $ 105,000 | $ 105,000 | $ 66,000 |
| Newton County Indiana | 1 | $ 185,000 | $ 185,000 | $ 48,000 |
| Rush County Indiana | 1 | $ 15,000 | $ 15,000 | $ 44,000 |
| Union County Indiana | 1 | $ 255,000 | $ 255,000 | $ 137,000 |
| Allen County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 187,000 |
| Barren County Kentucky | 1 | $ 295,000 | $ 295,000 | $ 870,000 |
| Bourbon County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Boyle County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Edmonson County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Estill County Kentucky | 1 | $ 245,000 | $ 245,000 | $ 74,000 |
| Hopkins County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 71,000 |
| Lewis County Kentucky | 1 | $ 75,000 | $ 75,000 | $ 38,000 |
| McCracken County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 105,000 |
| Montgomery County Kentucky | 1 | $ 385,000 | $ 385,000 | $ 339,000 |
| Nicholas County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 131,000 |
| Pulaski County Kentucky | 1 | $ 145,000 | $ 145,000 | $ 305,000 |
| Russell County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Wayne County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 96,000 |
| Caroline County Maryland | 1 | $ 275,000 | $ 275,000 | $ 71,000 |
| Somerset County Maryland | 1 | $ 405,000 | $ 405,000 | $ 403,000 |
| Suffolk County Massachusetts | 1 | $ 455,000 | $ 455,000 | $ 102,000 |
| Alcona County Michigan | 1 | $ 135,000 | $ 135,000 | $ 88,000 |
| Alpena County Michigan | 1 | $ 215,000 | $ 215,000 | $ 80,000 |
| Cheboygan County Michigan | 1 | $ 495,000 | $ 495,000 | $ 202,000 |
| Grand Traverse County Michigan | 1 | $ 235,000 | $ 235,000 | $ 59,000 |
| Iosco County Michigan | 1 | $ 105,000 | $ 105,000 | $ 184,000 |
| Monroe County Michigan | 1 | $ 165,000 | $ 165,000 | $ 42,000 |
| Lewis and Clark County Montana | 1 | $ 85,000 | $ 85,000 | $ 198,000 |
| Burlington County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 13,000 |
| Middlesex County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Burke County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 183,000 |
| Guilford County North Carolina | 1 | $ 435,000 | $ 435,000 | $ 208,000 |
| Moore County North Carolina | 1 | $ 515,000 | $ 515,000 | $ 900,000 |
| Union County North Carolina | 1 | $ 325,000 | $ 325,000 | $ 163,000 |
| Wake County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Allen County Ohio | 1 | $ 85,000 | $ 85,000 | $ 121,000 |
| Ashland County Ohio | 1 | $ 195,000 | $ 195,000 | $ 88,000 |
| Crawford County Ohio | 1 | $ 375,000 | $ 375,000 | $ 69,000 |
| Geauga County Ohio | 1 | $ 655,000 | $ 655,000 | $ 295,000 |
| Huron County Ohio | 1 | $ 55,000 | $ 55,000 | $ 41,000 |
| Lorain County Ohio | 1 | $ 55,000 | $ 55,000 | $ 215,000 |
| Morgan County Ohio | 1 | $ 345,000 | $ 345,000 | $ 132,000 |
| Ottawa County Ohio | 1 | $ 475,000 | $ 475,000 | $ 349,000 |
| Portage County Ohio | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Trumbull County Ohio | 1 | $ 505,000 | $ 505,000 | $ 0 |
| Wayne County Ohio | 1 | $ 205,000 | $ 205,000 | $ 106,000 |
| Blair County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 63,000 |
| Bucks County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 284,000 |
| Clinton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 119,000 |
| Delaware County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 155,000 |
| Forest County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 222,000 |
| Jefferson County Pennsylvania | 1 | $ 225,000 | $ 225,000 | $ 60,000 |
| Lehigh County Pennsylvania | 1 | $ 565,000 | $ 565,000 | $ 320,000 |
| Monroe County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Philadelphia County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 249,000 |
| Warren County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 119,000 |
| Washington County Rhode Island | 1 | $ 365,000 | $ 365,000 | $ 574,000 |
| Colleton County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 132,000 |
| Cheatham County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Claiborne County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 0 |
| Knox County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Shelby County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 17,000 |
| Sumner County Tennessee | 1 | $ 385,000 | $ 385,000 | $ 172,000 |
| Summit County Utah | 1 | $ 1,205,000 | $ 1,205,000 | $ 1,047,000 |
| Accomack County Virginia | 1 | $ 215,000 | $ 215,000 | $ 363,000 |
| Alexandria County Virginia | 1 | $ 105,000 | $ 105,000 | $ 108,000 |
| Bristol County Virginia | 1 | $ 105,000 | $ 105,000 | $ 81,000 |
| Chesapeake County Virginia | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Chesterfield County Virginia | 1 | $ 485,000 | $ 485,000 | $ 171,000 |
| Dinwiddie County Virginia | 1 | $ 335,000 | $ 335,000 | $ 83,000 |
| Frederick County Virginia | 1 | $ 245,000 | $ 245,000 | $ 66,000 |
| Lancaster County Virginia | 1 | $ 595,000 | $ 595,000 | $ 422,000 |
| Lynchburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 72,000 |
| Manassas County Virginia | 1 | $ 375,000 | $ 375,000 | $ 114,000 |
| Norfolk County Virginia | 1 | $ 165,000 | $ 165,000 | $ 125,000 |
| Richmond City County Virginia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Roanoke County Virginia | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Spotsylvania County Virginia | 1 | $ 195,000 | $ 195,000 | $ 32,000 |
| Warren County Virginia | 1 | $ 205,000 | $ 205,000 | $ 33,000 |
| Westmoreland County Virginia | 1 | $ 155,000 | $ 155,000 | $ 21,000 |
| Winchester County Virginia | 1 | $ 225,000 | $ 225,000 | $ 97,000 |
| York County Virginia | 1 | $ 235,000 | $ 235,000 | $ 76,000 |
| Fayette County West Virginia | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Greenbrier County West Virginia | 1 | $ 735,000 | $ 735,000 | $ 74,000 |
| Nicholas County West Virginia | 1 | $ 65,000 | $ 65,000 | $ 103,000 |
| Pocahontas County West Virginia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Roane County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 99,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,746 | $1,090,300,000 | $291,000 | $27,655,000 | $152,000 | $5,551,000 |
| Home Purchase | 3,461 | $1,096,265,000 | $316,000 | $54,005,000 | $128,000 | $7,041,000 |
| Home Improvement | 1,468 | $127,770,000 | $87,000 | $2,005,000 | $110,000 | $1,469,000 |
| Cash-out Refinancing | 1,216 | $310,790,000 | $255,000 | $4,235,000 | $144,000 | $7,956,000 |
| Other Purpose | 859 | $91,645,000 | $106,000 | $1,155,000 | $136,000 | $2,044,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 8,349 | $1,735,605,000 | $207,000 | $7,005,000 | $136,000 | $7,956,000 |
| Not Provided | 951 | $233,785,000 | $245,000 | $4,235,000 | $160,000 | $2,502,000 |
| Black or African American | 603 | $165,095,000 | $273,000 | $1,515,000 | $105,000 | $759,000 |
| Not applicable | 312 | $420,630,000 | $1,348,000 | $54,005,000 | $0 | $0 |
| Hispanic | 249 | $64,545,000 | $259,000 | $925,000 | $93,000 | $819,000 |
| Asian | 185 | $66,415,000 | $359,000 | $1,785,000 | $197,000 | $1,377,000 |
| American Indian or Alaskan Native | 30 | $4,450,000 | $148,000 | $545,000 | $93,000 | $270,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $660,000 | $165,000 | $325,000 | $78,000 | $111,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,813 | $2,524,195,000 | $257,000 | $54,005,000 | $143,000 | $7,956,000 |
| FHA-insured (Federal Housing Administration) | 594 | $113,490,000 | $191,000 | $585,000 | $65,000 | $281,000 |
| VA-guaranteed (Veterans Administration) | 212 | $58,090,000 | $274,000 | $925,000 | $94,000 | $244,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 131 | $20,995,000 | $160,000 | $395,000 | $54,000 | $114,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 7,678 | $1,994,800,000 | $259,000 | $54,005,000 | $140,000 | $7,041,000 |
| Application Denied By Financial Institution | 1,594 | $307,860,000 | $193,000 | $23,755,000 | $100,000 | $2,642,000 |
| Application Withdrawn By Applicant | 1,205 | $354,235,000 | $293,000 | $7,005,000 | $155,000 | $7,956,000 |
| File Closed For Incompleteness | 148 | $23,160,000 | $156,000 | $1,295,000 | $156,000 | $3,155,000 |
| Application Approved But Not Accepted | 125 | $36,715,000 | $293,000 | $4,815,000 | $163,000 | $1,763,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 9,156 | $2,408,910,000 | $263,000 | $54,005,000 | $143,000 | $7,956,000 |
| Credit History | 491 | $60,125,000 | $122,000 | $1,355,000 | $78,000 | $2,100,000 |
| Debt-To-Income Ratio | 439 | $101,555,000 | $231,000 | $23,755,000 | $62,000 | $672,000 |
| Credit Application Incomplete | 220 | $56,160,000 | $255,000 | $1,605,000 | $148,000 | $912,000 |
| Collateral | 212 | $38,120,000 | $179,000 | $2,735,000 | $171,000 | $2,642,000 |
| Other | 115 | $18,595,000 | $161,000 | $1,615,000 | $108,000 | $676,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $19,235,000 | $377,000 | $6,405,000 | $106,000 | $581,000 |
| Employment History | 42 | $6,160,000 | $146,000 | $885,000 | $71,000 | $316,000 |
| Unverifiable Information | 23 | $7,005,000 | $304,000 | $1,115,000 | $154,000 | $860,000 |
| Mortgage Insurance Denied | 1 | $905,000 | $905,000 | $905,000 | $205,000 | $205,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.