Wesbanco Bank, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Wesbanco Bank, Inc. 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Wesbanco Bank, Inc. 1 Bank Plaza Wheeling, WV 26003 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 |
| Total Number of Mortgage Applications | 9,662 |
| Total Mortgage Loan Application Amount | $2,681,460,000 |
| Average Mortgage Loan Application Amount | $245,400 |
| Highest Mortgage Loan Application Amount | $41,505,000 |
| Average Applicant Income | $144,400 |
| Highest Applicant Income | $9,744,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Wesbanco Bank, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Wesbanco Bank, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Wesbanco Bank, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Wesbanco Bank, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Wesbanco Bank, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Wesbanco Bank, Inc.'s mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Allegheny County Pennsylvania | 807 | $ 194,475,000 | $ 240,000 | $ 162,000 |
| Franklin County Ohio | 499 | $ 205,795,000 | $ 412,000 | $ 225,000 |
| Hamilton County Ohio | 358 | $ 96,480,000 | $ 269,000 | $ 146,000 |
| Beaver County Pennsylvania | 261 | $ 36,935,000 | $ 141,000 | $ 92,000 |
| Belmont County Ohio | 257 | $ 33,115,000 | $ 128,000 | $ 85,000 |
| Prince George's County Maryland | 240 | $ 83,270,000 | $ 346,000 | $ 121,000 |
| Harrison County West Virginia | 238 | $ 40,650,000 | $ 170,000 | $ 98,000 |
| Anne Arundel County Maryland | 232 | $ 120,400,000 | $ 518,000 | $ 194,000 |
| Wood County West Virginia | 204 | $ 28,640,000 | $ 140,000 | $ 78,000 |
| Fayette County Kentucky | 191 | $ 56,735,000 | $ 297,000 | $ 140,000 |
| Hardin County Kentucky | 187 | $ 27,485,000 | $ 146,000 | $ 93,000 |
| Ohio County West Virginia | 183 | $ 30,825,000 | $ 168,000 | $ 157,000 |
| Montgomery County Maryland | 179 | $ 85,125,000 | $ 475,000 | $ 194,000 |
| Clark County Ohio | 179 | $ 18,935,000 | $ 105,000 | $ 78,000 |
| Baltimore County Maryland | 176 | $ 70,960,000 | $ 403,000 | $ 201,000 |
| Campbell County Kentucky | 174 | $ 28,410,000 | $ 163,000 | $ 104,000 |
| Monongalia County West Virginia | 156 | $ 52,000,000 | $ 333,000 | $ 197,000 |
| Charles County Maryland | 150 | $ 48,660,000 | $ 324,000 | $ 122,000 |
| Delaware County Ohio | 141 | $ 58,755,000 | $ 416,000 | $ 240,000 |
| Jefferson County Kentucky | 137 | $ 81,925,000 | $ 597,000 | $ 186,000 |
| Warren County Ohio | 132 | $ 56,210,000 | $ 425,000 | $ 237,000 |
| Lawrence County Pennsylvania | 132 | $ 16,440,000 | $ 124,000 | $ 117,000 |
| Bullitt County Kentucky | 131 | $ 28,095,000 | $ 214,000 | $ 100,000 |
| Butler County Pennsylvania | 131 | $ 33,355,000 | $ 254,000 | $ 172,000 |
| Kanawha County West Virginia | 130 | $ 17,580,000 | $ 135,000 | $ 93,000 |
| Scott County Kentucky | 129 | $ 21,865,000 | $ 169,000 | $ 90,000 |
| Washington County Pennsylvania | 121 | $ 31,225,000 | $ 258,000 | $ 146,000 |
| Ross County Ohio | 116 | $ 19,620,000 | $ 169,000 | $ 84,000 |
| Cabell County West Virginia | 109 | $ 24,345,000 | $ 223,000 | $ 130,000 |
| Butler County Ohio | 99 | $ 24,765,000 | $ 250,000 | $ 145,000 |
| Brooke County West Virginia | 94 | $ 9,430,000 | $ 100,000 | $ 71,000 |
| Scioto County Ohio | 92 | $ 10,680,000 | $ 116,000 | $ 73,000 |
| Marion County West Virginia | 90 | $ 13,280,000 | $ 147,000 | $ 89,000 |
| Hancock County West Virginia | 89 | $ 9,775,000 | $ 109,000 | $ 66,000 |
| Montgomery County Ohio | 83 | $ 39,875,000 | $ 480,000 | $ 192,000 |
| Washington County Ohio | 82 | $ 10,300,000 | $ 125,000 | $ 95,000 |
| Franklin County Kentucky | 80 | $ 15,930,000 | $ 199,000 | $ 87,000 |
| Preston County West Virginia | 79 | $ 10,605,000 | $ 134,000 | $ 84,000 |
| Lawrence County Ohio | 77 | $ 10,495,000 | $ 136,000 | $ 105,000 |
| Jackson County Ohio | 75 | $ 9,945,000 | $ 132,000 | $ 73,000 |
| Marshall County West Virginia | 69 | $ 7,135,000 | $ 103,000 | $ 70,000 |
| St. Mary's County Maryland | 68 | $ 22,110,000 | $ 325,000 | $ 158,000 |
| Baltimore City County Maryland | 67 | $ 14,155,000 | $ 211,000 | $ 144,000 |
| Clermont County Ohio | 67 | $ 46,765,000 | $ 697,000 | $ 209,000 |
| Jefferson County Ohio | 66 | $ 9,980,000 | $ 151,000 | $ 109,000 |
| Floyd County Indiana | 65 | $ 15,205,000 | $ 233,000 | $ 135,000 |
| Frederick County Maryland | 58 | $ 18,460,000 | $ 318,000 | $ 166,000 |
| Clark County Indiana | 56 | $ 25,760,000 | $ 460,000 | $ 138,000 |
| Nelson County Kentucky | 56 | $ 7,370,000 | $ 131,000 | $ 73,000 |
| Licking County Ohio | 55 | $ 16,355,000 | $ 297,000 | $ 130,000 |
| Kenton County Kentucky | 54 | $ 9,640,000 | $ 178,000 | $ 104,000 |
| Loudoun County Virginia | 51 | $ 31,785,000 | $ 623,000 | $ 217,000 |
| Jackson County West Virginia | 50 | $ 6,970,000 | $ 139,000 | $ 88,000 |
| Fairfield County Ohio | 48 | $ 8,970,000 | $ 186,000 | $ 126,000 |
| Greene County Ohio | 48 | $ 12,250,000 | $ 255,000 | $ 176,000 |
| Guernsey County Ohio | 48 | $ 5,310,000 | $ 110,000 | $ 65,000 |
| Howard County Maryland | 47 | $ 25,375,000 | $ 539,000 | $ 282,000 |
| Monroe County Ohio | 46 | $ 3,760,000 | $ 81,000 | $ 64,000 |
| Scott County Indiana | 44 | $ 3,770,000 | $ 85,000 | $ 60,000 |
| District of Columbia County District Of Columbia | 43 | $ 33,805,000 | $ 786,000 | $ 272,000 |
| Jessamine County Kentucky | 43 | $ 11,315,000 | $ 263,000 | $ 186,000 |
| Putnam County West Virginia | 43 | $ 9,415,000 | $ 218,000 | $ 121,000 |
| Gallia County Ohio | 42 | $ 6,670,000 | $ 158,000 | $ 101,000 |
| Pickaway County Ohio | 41 | $ 8,085,000 | $ 197,000 | $ 107,000 |
| Anderson County Kentucky | 37 | $ 4,335,000 | $ 117,000 | $ 70,000 |
| Calvert County Maryland | 37 | $ 10,765,000 | $ 290,000 | $ 295,000 |
| Woodford County Kentucky | 36 | $ 6,160,000 | $ 171,000 | $ 102,000 |
| Union County Ohio | 35 | $ 13,555,000 | $ 387,000 | $ 174,000 |
| Carroll County Maryland | 34 | $ 11,230,000 | $ 330,000 | $ 187,000 |
| Boone County Kentucky | 33 | $ 34,495,000 | $ 1,045,000 | $ 188,000 |
| Meade County Kentucky | 33 | $ 5,065,000 | $ 153,000 | $ 79,000 |
| Fairfax County Virginia | 33 | $ 31,255,000 | $ 947,000 | $ 249,000 |
| Westmoreland County Pennsylvania | 32 | $ 5,840,000 | $ 182,000 | $ 102,000 |
| Harford County Maryland | 30 | $ 9,280,000 | $ 309,000 | $ 132,000 |
| Wetzel County West Virginia | 28 | $ 2,830,000 | $ 101,000 | $ 67,000 |
| Vinton County Ohio | 23 | $ 3,245,000 | $ 141,000 | $ 70,000 |
| Arlington County Virginia | 22 | $ 18,600,000 | $ 845,000 | $ 339,000 |
| Talbot County Maryland | 21 | $ 13,085,000 | $ 623,000 | $ 291,000 |
| Queen Anne's County Maryland | 20 | $ 9,520,000 | $ 476,000 | $ 217,000 |
| Wayne County West Virginia | 20 | $ 2,560,000 | $ 128,000 | $ 126,000 |
| Harrison County Ohio | 19 | $ 2,085,000 | $ 109,000 | $ 71,000 |
| Taylor County West Virginia | 19 | $ 4,085,000 | $ 215,000 | $ 100,000 |
| Sussex County Delaware | 18 | $ 11,810,000 | $ 656,000 | $ 399,000 |
| Harrison County Indiana | 18 | $ 3,420,000 | $ 190,000 | $ 129,000 |
| Champaign County Ohio | 18 | $ 3,510,000 | $ 195,000 | $ 139,000 |
| Morrow County Ohio | 17 | $ 5,715,000 | $ 336,000 | $ 152,000 |
| Pike County Ohio | 17 | $ 2,475,000 | $ 145,000 | $ 79,000 |
| Worcester County Maryland | 16 | $ 6,170,000 | $ 385,000 | $ 258,000 |
| Logan County Ohio | 16 | $ 4,840,000 | $ 302,000 | $ 129,000 |
| Muskingum County Ohio | 15 | $ 4,405,000 | $ 293,000 | $ 135,000 |
| Oldham County Kentucky | 14 | $ 6,970,000 | $ 497,000 | $ 206,000 |
| Mercer County Pennsylvania | 14 | $ 7,220,000 | $ 515,000 | $ 195,000 |
| Madison County Ohio | 13 | $ 3,225,000 | $ 248,000 | $ 159,000 |
| Lee County Florida | 12 | $ 4,050,000 | $ 337,000 | $ 200,000 |
| Lewis County West Virginia | 12 | $ 3,160,000 | $ 263,000 | $ 137,000 |
| Wirt County West Virginia | 12 | $ 970,000 | $ 80,000 | $ 57,000 |
| Dearborn County Indiana | 11 | $ 1,985,000 | $ 180,000 | $ 101,000 |
| Franklin County Indiana | 11 | $ 2,935,000 | $ 266,000 | $ 93,000 |
| Madison County Kentucky | 11 | $ 2,205,000 | $ 200,000 | $ 102,000 |
| Brown County Ohio | 11 | $ 3,145,000 | $ 285,000 | $ 172,000 |
| Fayette County Pennsylvania | 11 | $ 2,005,000 | $ 182,000 | $ 97,000 |
| Prince William County Virginia | 11 | $ 5,705,000 | $ 518,000 | $ 154,000 |
| Tyler County West Virginia | 11 | $ 915,000 | $ 83,000 | $ 67,000 |
| Harrison County Kentucky | 10 | $ 2,080,000 | $ 208,000 | $ 90,000 |
| Columbiana County Ohio | 10 | $ 2,110,000 | $ 211,000 | $ 136,000 |
| Spotsylvania County Virginia | 10 | $ 5,320,000 | $ 532,000 | $ 210,000 |
| Bourbon County Kentucky | 9 | $ 2,545,000 | $ 282,000 | $ 106,000 |
| Shelby County Kentucky | 9 | $ 2,155,000 | $ 239,000 | $ 101,000 |
| Kent County Delaware | 8 | $ 3,540,000 | $ 442,000 | $ 135,000 |
| Collier County Florida | 8 | $ 3,520,000 | $ 440,000 | $ 457,000 |
| Spencer County Kentucky | 8 | $ 2,100,000 | $ 262,000 | $ 124,000 |
| Kent County Maryland | 8 | $ 2,580,000 | $ 322,000 | $ 159,000 |
| Noble County Ohio | 8 | $ 1,220,000 | $ 152,000 | $ 107,000 |
| Boone County Indiana | 7 | $ 6,505,000 | $ 929,000 | $ 422,000 |
| Boyd County Kentucky | 7 | $ 1,185,000 | $ 169,000 | $ 91,000 |
| Greenup County Kentucky | 7 | $ 1,075,000 | $ 153,000 | $ 98,000 |
| Hart County Kentucky | 7 | $ 575,000 | $ 82,000 | $ 53,000 |
| Cecil County Maryland | 7 | $ 2,705,000 | $ 386,000 | $ 222,000 |
| Garrett County Maryland | 7 | $ 4,745,000 | $ 677,000 | $ 572,000 |
| Athens County Ohio | 7 | $ 985,000 | $ 140,000 | $ 104,000 |
| Cuyahoga County Ohio | 7 | $ 885,000 | $ 126,000 | $ 138,000 |
| Marion County Ohio | 7 | $ 2,855,000 | $ 407,000 | $ 202,000 |
| Meigs County Ohio | 7 | $ 1,055,000 | $ 150,000 | $ 93,000 |
| Greene County Pennsylvania | 7 | $ 1,095,000 | $ 156,000 | $ 74,000 |
| Louisa County Virginia | 7 | $ 2,095,000 | $ 299,000 | $ 105,000 |
| Barbour County West Virginia | 7 | $ 855,000 | $ 122,000 | $ 40,000 |
| Palm Beach County Florida | 6 | $ 8,350,000 | $ 1,391,000 | $ 1,593,000 |
| Sarasota County Florida | 6 | $ 3,230,000 | $ 538,000 | $ 310,000 |
| Breckinridge County Kentucky | 6 | $ 540,000 | $ 90,000 | $ 112,000 |
| Clark County Kentucky | 6 | $ 860,000 | $ 143,000 | $ 71,000 |
| Hocking County Ohio | 6 | $ 880,000 | $ 146,000 | $ 124,000 |
| Miami County Ohio | 6 | $ 1,570,000 | $ 261,000 | $ 102,000 |
| Summit County Ohio | 6 | $ 3,690,000 | $ 615,000 | $ 196,000 |
| Upshur County West Virginia | 6 | $ 1,280,000 | $ 213,000 | $ 100,000 |
| Knox County Ohio | 5 | $ 2,885,000 | $ 577,000 | $ 360,000 |
| Preble County Ohio | 5 | $ 915,000 | $ 183,000 | $ 92,000 |
| Stark County Ohio | 5 | $ 435,000 | $ 87,000 | $ 67,000 |
| Stafford County Virginia | 5 | $ 2,405,000 | $ 481,000 | $ 157,000 |
| Greenbrier County West Virginia | 5 | $ 2,045,000 | $ 409,000 | $ 475,000 |
| Ritchie County West Virginia | 5 | $ 805,000 | $ 161,000 | $ 110,000 |
| Charlotte County Florida | 4 | $ 1,610,000 | $ 402,000 | $ 2,624,000 |
| Pinellas County Florida | 4 | $ 1,300,000 | $ 325,000 | $ 305,000 |
| Ripley County Indiana | 4 | $ 610,000 | $ 152,000 | $ 43,000 |
| Grayson County Kentucky | 4 | $ 800,000 | $ 200,000 | $ 60,000 |
| Larue County Kentucky | 4 | $ 650,000 | $ 162,000 | $ 90,000 |
| Owen County Kentucky | 4 | $ 1,150,000 | $ 287,000 | $ 77,000 |
| Washington County Maryland | 4 | $ 530,000 | $ 132,000 | $ 58,000 |
| Portage County Ohio | 4 | $ 790,000 | $ 197,000 | $ 59,000 |
| Somerset County Pennsylvania | 4 | $ 940,000 | $ 235,000 | $ 254,000 |
| Venango County Pennsylvania | 4 | $ 600,000 | $ 150,000 | $ 135,000 |
| Berkeley County West Virginia | 4 | $ 570,000 | $ 142,000 | $ 65,000 |
| Lincoln County West Virginia | 4 | $ 460,000 | $ 115,000 | $ 63,000 |
| Mason County West Virginia | 4 | $ 410,000 | $ 102,000 | $ 43,000 |
| Pleasants County West Virginia | 4 | $ 420,000 | $ 105,000 | $ 68,000 |
| Maricopa County Arizona | 3 | $ 2,125,000 | $ 708,000 | $ 249,000 |
| Summit County Colorado | 3 | $ 3,285,000 | $ 1,095,000 | $ 957,000 |
| Nassau County Florida | 3 | $ 2,895,000 | $ 965,000 | $ 785,000 |
| St. Lucie County Florida | 3 | $ 855,000 | $ 285,000 | $ 113,000 |
| St. Joseph County Indiana | 3 | $ 615,000 | $ 205,000 | $ 130,000 |
| Garrard County Kentucky | 3 | $ 535,000 | $ 178,000 | $ 87,000 |
| Grant County Kentucky | 3 | $ 955,000 | $ 318,000 | $ 83,000 |
| Lincoln County Kentucky | 3 | $ 495,000 | $ 165,000 | $ 55,000 |
| Montgomery County Kentucky | 3 | $ 705,000 | $ 235,000 | $ 94,000 |
| Washington County Kentucky | 3 | $ 235,000 | $ 78,000 | $ 54,000 |
| Caroline County Maryland | 3 | $ 925,000 | $ 308,000 | $ 83,000 |
| Adams County Ohio | 3 | $ 865,000 | $ 288,000 | $ 132,000 |
| Geauga County Ohio | 3 | $ 1,005,000 | $ 335,000 | $ 222,000 |
| Mahoning County Ohio | 3 | $ 1,125,000 | $ 375,000 | $ 124,000 |
| Falls Church County Virginia | 3 | $ 2,805,000 | $ 935,000 | $ 614,000 |
| Henrico County Virginia | 3 | $ 41,985,000 | $ 13,995,000 | $ 109,000 |
| Boone County West Virginia | 3 | $ 435,000 | $ 145,000 | $ 90,000 |
| Jefferson County West Virginia | 3 | $ 665,000 | $ 221,000 | $ 121,000 |
| Pocahontas County West Virginia | 3 | $ 1,395,000 | $ 465,000 | $ 199,000 |
| Randolph County West Virginia | 3 | $ 755,000 | $ 251,000 | $ 152,000 |
| Miami-Dade County Florida | 2 | $ 670,000 | $ 335,000 | $ 902,000 |
| St. Johns County Florida | 2 | $ 2,820,000 | $ 1,410,000 | $ 918,000 |
| Fulton County Georgia | 2 | $ 1,770,000 | $ 885,000 | $ 450,000 |
| Cook County Illinois | 2 | $ 1,050,000 | $ 525,000 | $ 512,000 |
| Bartholomew County Indiana | 2 | $ 1,440,000 | $ 720,000 | $ 346,000 |
| Jackson County Indiana | 2 | $ 110,000 | $ 55,000 | $ 49,000 |
| Washington County Indiana | 2 | $ 240,000 | $ 120,000 | $ 212,000 |
| Barren County Kentucky | 2 | $ 1,090,000 | $ 545,000 | $ 1,191,000 |
| Boyle County Kentucky | 2 | $ 170,000 | $ 85,000 | $ 34,000 |
| Jackson County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 54,000 |
| Lewis County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 35,000 |
| Marion County Kentucky | 2 | $ 70,000 | $ 35,000 | $ 31,000 |
| McCracken County Kentucky | 2 | $ 1,310,000 | $ 655,000 | $ 200,000 |
| Mercer County Kentucky | 2 | $ 260,000 | $ 130,000 | $ 50,000 |
| Pendleton County Kentucky | 2 | $ 360,000 | $ 180,000 | $ 68,000 |
| Pulaski County Kentucky | 2 | $ 610,000 | $ 305,000 | $ 153,000 |
| Oakland County Michigan | 2 | $ 790,000 | $ 395,000 | $ 216,000 |
| Dare County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 358,000 |
| Durham County North Carolina | 2 | $ 2,350,000 | $ 1,175,000 | $ 552,000 |
| Wake County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 53,000 |
| Erie County Ohio | 2 | $ 460,000 | $ 230,000 | $ 275,000 |
| Morgan County Ohio | 2 | $ 150,000 | $ 75,000 | $ 27,000 |
| Ottawa County Ohio | 2 | $ 2,080,000 | $ 1,040,000 | $ 3,140,000 |
| Richland County Ohio | 2 | $ 1,640,000 | $ 820,000 | $ 101,000 |
| Tuscarawas County Ohio | 2 | $ 390,000 | $ 195,000 | $ 95,000 |
| Wyandot County Ohio | 2 | $ 180,000 | $ 90,000 | $ 64,000 |
| Forest County Pennsylvania | 2 | $ 90,000 | $ 45,000 | $ 90,000 |
| Indiana County Pennsylvania | 2 | $ 480,000 | $ 240,000 | $ 174,000 |
| Montgomery County Pennsylvania | 2 | $ 750,000 | $ 375,000 | $ 203,000 |
| York County Pennsylvania | 2 | $ 390,000 | $ 195,000 | $ 99,000 |
| Horry County South Carolina | 2 | $ 330,000 | $ 165,000 | $ 108,000 |
| Alexandria County Virginia | 2 | $ 850,000 | $ 425,000 | $ 200,000 |
| Clarke County Virginia | 2 | $ 710,000 | $ 355,000 | $ 105,000 |
| James City County Virginia | 2 | $ 560,000 | $ 280,000 | $ 164,000 |
| Madison County Virginia | 2 | $ 2,090,000 | $ 1,045,000 | $ 533,000 |
| Manassas County Virginia | 2 | $ 490,000 | $ 245,000 | $ 98,000 |
| Petersburg County Virginia | 2 | $ 360,000 | $ 180,000 | $ 80,000 |
| Winchester County Virginia | 2 | $ 420,000 | $ 210,000 | $ 56,000 |
| Doddridge County West Virginia | 2 | $ 400,000 | $ 200,000 | $ 20,000 |
| Fayette County West Virginia | 2 | $ 200,000 | $ 100,000 | $ 71,000 |
| Mineral County West Virginia | 2 | $ 130,000 | $ 65,000 | $ 43,000 |
| Raleigh County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 102,000 |
| Roane County West Virginia | 2 | $ 230,000 | $ 115,000 | $ 57,000 |
| Tucker County West Virginia | 2 | $ 370,000 | $ 185,000 | $ 140,000 |
| Jefferson County Colorado | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Fairfield County Connecticut | 1 | $ 1,455,000 | $ 1,455,000 | $ 1,000 |
| Brevard County Florida | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Broward County Florida | 1 | $ 905,000 | $ 905,000 | $ 1,694,000 |
| Citrus County Florida | 1 | $ 215,000 | $ 215,000 | $ 101,000 |
| Flagler County Florida | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Indian River County Florida | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Manatee County Florida | 1 | $ 325,000 | $ 325,000 | $ 138,000 |
| Monroe County Florida | 1 | $ 2,155,000 | $ 2,155,000 | $ 0 |
| Orange County Florida | 1 | $ 185,000 | $ 185,000 | $ 127,000 |
| Osceola County Florida | 1 | $ 305,000 | $ 305,000 | $ 186,000 |
| Putnam County Florida | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Volusia County Florida | 1 | $ 495,000 | $ 495,000 | $ 474,000 |
| Walton County Florida | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Chatham County Georgia | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Cobb County Georgia | 1 | $ 515,000 | $ 515,000 | $ 239,000 |
| Gwinnett County Georgia | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Hamilton County Indiana | 1 | $ 325,000 | $ 325,000 | $ 124,000 |
| Jefferson County Indiana | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Lawrence County Indiana | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Marion County Indiana | 1 | $ 195,000 | $ 195,000 | $ 960,000 |
| Vanderburgh County Indiana | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Warrick County Indiana | 1 | $ 125,000 | $ 125,000 | $ 33,000 |
| Carter County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 65,000 |
| Edmonson County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 40,000 |
| Green County Kentucky | 1 | $ 25,000 | $ 25,000 | $ 31,000 |
| Livingston County Kentucky | 1 | $ 475,000 | $ 475,000 | $ 150,000 |
| Lyon County Kentucky | 1 | $ 425,000 | $ 425,000 | $ 240,000 |
| Perry County Kentucky | 1 | $ 475,000 | $ 475,000 | $ 0 |
| Rowan County Kentucky | 1 | $ 435,000 | $ 435,000 | $ 520,000 |
| Russell County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Dorchester County Maryland | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Somerset County Maryland | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Wicomico County Maryland | 1 | $ 265,000 | $ 265,000 | $ 118,000 |
| Bristol County Massachusetts | 1 | $ 435,000 | $ 435,000 | $ 99,000 |
| Middlesex County Massachusetts | 1 | $ 895,000 | $ 895,000 | $ 499,000 |
| Nantucket County Massachusetts | 1 | $ 1,455,000 | $ 1,455,000 | $ 1,044,000 |
| Suffolk County Massachusetts | 1 | $ 555,000 | $ 555,000 | $ 795,000 |
| Berrien County Michigan | 1 | $ 435,000 | $ 435,000 | $ 257,000 |
| Clinton County Michigan | 1 | $ 255,000 | $ 255,000 | $ 75,000 |
| Isabella County Michigan | 1 | $ 175,000 | $ 175,000 | $ 750,000 |
| Lapeer County Michigan | 1 | $ 465,000 | $ 465,000 | $ 0 |
| Leelanau County Michigan | 1 | $ 575,000 | $ 575,000 | $ 383,000 |
| Mason County Michigan | 1 | $ 125,000 | $ 125,000 | $ 136,000 |
| Gallatin County Montana | 1 | $ 2,585,000 | $ 2,585,000 | $ 1,747,000 |
| Kings County New York | 1 | $ 1,285,000 | $ 1,285,000 | $ 273,000 |
| Carteret County North Carolina | 1 | $ 655,000 | $ 655,000 | $ 142,000 |
| Currituck County North Carolina | 1 | $ 995,000 | $ 995,000 | $ 278,000 |
| Moore County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 360,000 |
| New Hanover County North Carolina | 1 | $ 395,000 | $ 395,000 | $ 136,000 |
| Union County North Carolina | 1 | $ 505,000 | $ 505,000 | $ 175,000 |
| Carroll County Ohio | 1 | $ 115,000 | $ 115,000 | $ 89,000 |
| Clinton County Ohio | 1 | $ 195,000 | $ 195,000 | $ 46,000 |
| Coshocton County Ohio | 1 | $ 395,000 | $ 395,000 | $ 116,000 |
| Highland County Ohio | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Lucas County Ohio | 1 | $ 175,000 | $ 175,000 | $ 58,000 |
| Medina County Ohio | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Paulding County Ohio | 1 | $ 195,000 | $ 195,000 | $ 102,000 |
| Perry County Ohio | 1 | $ 305,000 | $ 305,000 | $ 85,000 |
| Shelby County Ohio | 1 | $ 585,000 | $ 585,000 | $ 143,000 |
| Adams County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 125,000 |
| Armstrong County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 94,000 |
| Clinton County Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 92,000 |
| Crawford County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Cumberland County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 90,000 |
| Erie County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 423,000 |
| Franklin County Pennsylvania | 1 | $ 395,000 | $ 395,000 | $ 271,000 |
| Lehigh County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Anderson County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 80,000 |
| Beaufort County South Carolina | 1 | $ 425,000 | $ 425,000 | $ 155,000 |
| Berkeley County South Carolina | 1 | $ 145,000 | $ 145,000 | $ 107,000 |
| Charleston County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 280,000 |
| Greenville County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 1,392,000 |
| Newberry County South Carolina | 1 | $ 485,000 | $ 485,000 | $ 0 |
| York County South Carolina | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Anderson County Tennessee | 1 | $ 1,115,000 | $ 1,115,000 | $ 495,000 |
| Blount County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Campbell County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 145,000 |
| Sevier County Tennessee | 1 | $ 295,000 | $ 295,000 | $ 115,000 |
| Shelby County Tennessee | 1 | $ 45,000 | $ 45,000 | $ 125,000 |
| Williamson County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Williamson County Texas | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Summit County Utah | 1 | $ 545,000 | $ 545,000 | $ 994,000 |
| Washington County Utah | 1 | $ 535,000 | $ 535,000 | $ 156,000 |
| Amherst County Virginia | 1 | $ 165,000 | $ 165,000 | $ 59,000 |
| Caroline County Virginia | 1 | $ 575,000 | $ 575,000 | $ 137,000 |
| Charlottesville County Virginia | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Chesterfield County Virginia | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Culpeper County Virginia | 1 | $ 655,000 | $ 655,000 | $ 127,000 |
| Hanover County Virginia | 1 | $ 275,000 | $ 275,000 | $ 121,000 |
| Isle of Wight County Virginia | 1 | $ 485,000 | $ 485,000 | $ 124,000 |
| King George County Virginia | 1 | $ 285,000 | $ 285,000 | $ 93,000 |
| Lancaster County Virginia | 1 | $ 805,000 | $ 805,000 | $ 454,000 |
| Lynchburg County Virginia | 1 | $ 195,000 | $ 195,000 | $ 60,000 |
| Northampton County Virginia | 1 | $ 265,000 | $ 265,000 | $ 181,000 |
| Orange County Virginia | 1 | $ 335,000 | $ 335,000 | $ 87,000 |
| Rappahannock County Virginia | 1 | $ 865,000 | $ 865,000 | $ 198,000 |
| Shenandoah County Virginia | 1 | $ 485,000 | $ 485,000 | $ 366,000 |
| Westmoreland County Virginia | 1 | $ 165,000 | $ 165,000 | $ 114,000 |
| York County Virginia | 1 | $ 225,000 | $ 225,000 | $ 83,000 |
| Pierce County Washington | 1 | $ 1,215,000 | $ 1,215,000 | $ 727,000 |
| Braxton County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 155,000 |
| Calhoun County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 14,000 |
| Hampshire County West Virginia | 1 | $ 95,000 | $ 95,000 | $ 144,000 |
| Mingo County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 42,000 |
Mortgage Loan Application Detail Totals for Wesbanco Bank, Inc. in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,266 | $1,280,930,000 | $392,000 | $41,505,000 | $139,000 | $6,182,000 |
| Refinancing | 2,393 | $700,425,000 | $292,000 | $3,905,000 | $175,000 | $9,744,000 |
| Home Improvement | 1,564 | $173,870,000 | $111,000 | $1,275,000 | $121,000 | $2,643,000 |
| Other Purpose | 1,227 | $160,945,000 | $131,000 | $1,345,000 | $140,000 | $3,989,000 |
| Cash-out Refinancing | 1,212 | $365,290,000 | $301,000 | $2,315,000 | $147,000 | $4,818,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,228 | $1,685,390,000 | $233,000 | $3,905,000 | $142,000 | $9,744,000 |
| Not Provided | 1,134 | $307,690,000 | $271,000 | $1,995,000 | $167,000 | $2,164,000 |
| Black or African American | 617 | $191,905,000 | $311,000 | $2,315,000 | $124,000 | $1,165,000 |
| Hispanic | 236 | $64,120,000 | $271,000 | $1,225,000 | $108,000 | $1,214,000 |
| Not applicable | 193 | $299,765,000 | $1,553,000 | $41,505,000 | $0 | $0 |
| Asian | 169 | $89,005,000 | $526,000 | $2,085,000 | $281,000 | $1,694,000 |
| American Indian or Alaskan Native | 25 | $7,855,000 | $314,000 | $1,355,000 | $108,000 | $338,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,565,000 | $313,000 | $635,000 | $142,000 | $301,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 8,893 | $2,510,245,000 | $282,000 | $41,505,000 | $152,000 | $9,744,000 |
| FHA-insured (Federal Housing Administration) | 502 | $106,070,000 | $211,000 | $715,000 | $69,000 | $270,000 |
| VA-guaranteed (Veterans Administration) | 140 | $44,350,000 | $316,000 | $1,075,000 | $115,000 | $703,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 127 | $20,795,000 | $163,000 | $465,000 | $54,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,875 | $2,040,345,000 | $296,000 | $41,505,000 | $155,000 | $9,744,000 |
| Application Denied By Financial Institution | 1,352 | $230,600,000 | $170,000 | $2,305,000 | $94,000 | $1,992,000 |
| Application Withdrawn By Applicant | 1,044 | $322,190,000 | $308,000 | $3,455,000 | $152,000 | $1,844,000 |
| File Closed For Incompleteness | 286 | $67,870,000 | $237,000 | $1,505,000 | $159,000 | $3,989,000 |
| Application Approved But Not Accepted | 105 | $20,455,000 | $194,000 | $1,665,000 | $143,000 | $905,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,310 | $2,450,860,000 | $294,000 | $41,505,000 | $154,000 | $9,744,000 |
| Credit History | 455 | $59,395,000 | $130,000 | $2,175,000 | $88,000 | $1,992,000 |
| Debt-To-Income Ratio | 428 | $77,800,000 | $181,000 | $1,605,000 | $58,000 | $450,000 |
| Collateral | 212 | $39,070,000 | $184,000 | $2,225,000 | $153,000 | $1,703,000 |
| Other | 74 | $8,550,000 | $115,000 | $555,000 | $108,000 | $880,000 |
| Credit Application Incomplete | 59 | $14,815,000 | $251,000 | $1,035,000 | $146,000 | $1,020,000 |
| Unverifiable Information | 44 | $11,590,000 | $263,000 | $1,125,000 | $129,000 | $1,264,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 42 | $14,830,000 | $353,000 | $2,305,000 | $145,000 | $631,000 |
| Employment History | 38 | $4,550,000 | $119,000 | $685,000 | $47,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Wesbanco Bank, Inc.'s 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Wesbanco Bank, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.